NPS (National Pension Scheme) in 2024 - Ultimate Guide in Hindi

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Asset Yogi

Asset Yogi

Күн бұрын

Пікірлер: 1 000
@AssetYogi
@AssetYogi 3 ай бұрын
Join All-In-One Video Finance App here: vidfin.com/ Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.
@prabhanshugupta6719
@prabhanshugupta6719 Ай бұрын
😊
@prabhanshugupta6719
@prabhanshugupta6719 Ай бұрын
😊
@prabhanshugupta6719
@prabhanshugupta6719 Ай бұрын
😊😊😊😊
@msrathore253
@msrathore253 25 күн бұрын
sir kya govt employee ko fund ko khud se manage krna chahiye ya fir jis trh se govt chla rhi h whi thik h
@FernandoBowen-78
@FernandoBowen-78 21 күн бұрын
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@temmyolarewaju9371
@temmyolarewaju9371 21 күн бұрын
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@FernandoBowen-78
@FernandoBowen-78 21 күн бұрын
@@temmyolarewaju9371 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@temmyolarewaju9371
@temmyolarewaju9371 21 күн бұрын
@@FernandoBowen-78 My advisor is VICTORIA CARMEN SANTAELLA;
@temmyolarewaju9371
@temmyolarewaju9371 21 күн бұрын
You can look her up online
@LiamOlivia-4
@LiamOlivia-4 21 күн бұрын
@@temmyolarewaju9371 The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
@rbb610029
@rbb610029 6 ай бұрын
What a wonderful Video. Got COMPLETE Clarity on all aspects of NPS. Hi Mukul - the more I watch your videos the more knowledgeable I become. Blessings to you.
@gr5392
@gr5392 6 ай бұрын
One of the best video on NPS till date. Simple language, top class presentation, detail information. God bless you.
@jishnu18
@jishnu18 6 ай бұрын
But NPS is not at all good if you are a pvt employee. Annuity scheme is insurance scheme with 4-6% returns(which will be reduced after some years)
@ashutoshbajad5084
@ashutoshbajad5084 6 ай бұрын
Max life provides Annuity above 7%
@Sanchyfab
@Sanchyfab 6 ай бұрын
Investing within the NPS framework is crucial for maximizing returns and securing a comfortable retirement.
@V.stones
@V.stones 6 ай бұрын
Absolutely. NPS provides various investment choices ranging from equity to fixed income instruments. Diversifying your NPS portfolio based on risk tolerance and investment goals is key.
@Kseniaramesh
@Kseniaramesh 6 ай бұрын
I've been considering NPS as part of my retirement planning. How does investing in NPS compare to other retirement savings vehicles like the 401(k) or IRA?
@har0ld551-hn6fm
@har0ld551-hn6fm 6 ай бұрын
You should contribute to your retirement diligently, or better still look into financial planning don't come to youtube for advise, consult a Local or trusted online broker/ planner
@har0ld551-hn6fm
@har0ld551-hn6fm 6 ай бұрын
Investing in NPS offers unique advantages like tax benefits and the option to choose between different fund managers and investment options. It's essential to weigh these factors against other retirement savings avenues.
@mariadrukker2557
@mariadrukker2557 6 ай бұрын
This is huge! would love to grow my reserve regardless of the economy situation, my 407k has lost everything accrued since early 2019, at this point, i'm in need of guidance, can you point me?
@aarsethdiane853
@aarsethdiane853 Ай бұрын
Given the persisting global economic crisis, it's essential for individuals to focus on diversifying their income streams independent of governmental reliance. This involves exploring options such as stocks, gold, silver, and digital currencies. Despite the adversity in the economy, now is an opportune moment to contemplate these investment avenues.
@lucybentzcrystal4440
@lucybentzcrystal4440 Ай бұрын
The pathway to substantial returns doesn't solely rely on stocks with significant movements. Instead, it revolves around effectively managing risk relative to reward. By appropriately sizing your positions and capitalizing on your advantage repeatedly, you can progressively work towards achieving your financial goals. This principle applies across various investment approaches, whether it be long-term investing or day trading.
@masangogabriel3356
@masangogabriel3356 Ай бұрын
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
@bradfordemily2577
@bradfordemily2577 Ай бұрын
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
@masangogabriel3356
@masangogabriel3356 Ай бұрын
I definitely share your sentiment about these firms. Finding financial advisors like Monica Lisa Payne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
@bradfordemily2577
@bradfordemily2577 Ай бұрын
Monica has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
@lokeshkumar-pe8wj
@lokeshkumar-pe8wj 6 ай бұрын
Sir aapka jabab nahi. Bahut acche se explain krte ho
@ravibhalerao2612
@ravibhalerao2612 6 ай бұрын
You are a very good Mentor and I really learnt a lot of new things by you... Thank you very much sir
@shivshankertiwari4566
@shivshankertiwari4566 6 ай бұрын
आपने बहुत अच्छे ढंग से समझाया 😊
@kimtreasa
@kimtreasa Ай бұрын
A failing U.S. economy and elevated global tensions reduce the likelihood of prolonged inflation or higher long-term Treasury yields. I've seen folks amass up to $1m amid crisis, and even pull it off easily in a favorable economy. Unequivocally, the bubble/collapse is getting somebody somewhere rich
@keithfletcheer2156
@keithfletcheer2156 Ай бұрын
I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors I speak from experience.
@thomaswhiddon9124
@thomaswhiddon9124 Ай бұрын
True, I’m quite lucky exposed to personal finance at early age, started full time job 19, purchased first home 28, got laid-off work at 36 amid covid-outbreak, and at once consulted a well-qualified advisor to stay afloat. Thankfully, my portfolio has maintained steady growth ever since, amassing nearly $1m after subsequent investments to date.
@favoursmith8501
@favoursmith8501 Ай бұрын
this is great! think your advisor would get on the phone with an unknown? i'm in dire need of proper portfolio allocation
@thomaswhiddon9124
@thomaswhiddon9124 Ай бұрын
Finding financial advisors like Monica Lisa Payne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
@favoursmith8501
@favoursmith8501 Ай бұрын
Thanks for this. could easily spot her website just after inputting her full name on my browser. she replied my inquiry and we scheduled a consulting session sometime tomorrow.
@mayurrathod1822
@mayurrathod1822 5 ай бұрын
sir me aapka koi bhi video miss nahi karta aur muje value milti hai thank you so much sir
@amityfarms7042
@amityfarms7042 6 ай бұрын
Dear Mukul, Nice video on NPS Teir 1, covered all aspects in detail. I would like to suggest you do a video on NPS Teir 2, it's features, pros and cons, taxation etc compared to Mutual funds. Thanks
@anantsharma6537
@anantsharma6537 6 ай бұрын
There is no point investing in tier 2 . Better products available in mutual funds. No tax exemption also
@brijeshshah574
@brijeshshah574 6 ай бұрын
Thanks a lot for providing us In depth info regarding NPS. 🙏🙌
@vijayk4243
@vijayk4243 6 ай бұрын
Crystal clear and informative. Keep it up.
@charanthebond2
@charanthebond2 Ай бұрын
One question: If let's say we have an active choice (75 equity, 15,10), and invest 100 rupees into Tier 1. After 1 year, assuming 40% growth in equity, and 10 % in the other two asset classes, the total value of trh fund would b 75x 1.4 + 25 x 1.1 = 132.5. Will this total sum be readusted to be 75, 15, 10 again, or will they grow parallely?
@manojpathania
@manojpathania 6 ай бұрын
Government employees are not allowed to opt for active choice. Only auto choice is allowed to them. And agressive choice is not allowed to govt employees in auto choice option.
@shubhamjain.7
@shubhamjain.7 6 ай бұрын
Active choice allowed h bt usme only G category h
@sagarshashank8099
@sagarshashank8099 6 ай бұрын
active choice allowed h....even according to different schemes like LC25, LC50, percentage share to equity we can choose.
@manojpathania
@manojpathania 6 ай бұрын
@@sagarshashank8099 wo auto choice hai .. active choice mein aap apni marzi se percentage choose kar sakte ho .. main government employee hun aur mujhe allowed nahi hai .. maine customer care se bhi baat ki thi iske liye
@manojpathania
@manojpathania 6 ай бұрын
@@shubhamjain.7 Wo kaahe ki active choice hui fir ?
@shubhamjain.7
@shubhamjain.7 6 ай бұрын
@@manojpathania smjh gya na bhai
@puneet92
@puneet92 5 ай бұрын
two points are missed: it is not mandatory to make a contribution even in tier-1 premature withdawl is after 5yr. We can take out full amount if portfolio is less than 2.5l
@manojpathania
@manojpathania 6 ай бұрын
I'm nps subscriber since 2005 and i have got only 9.6% xirr returns till now.
@eddscall
@eddscall 6 ай бұрын
I am guessing you didn't change equity allocation to 75%
@Udaan0007
@Udaan0007 6 ай бұрын
What is equivalent CAGR of 9.6 XIRR? Any approximate idea?
@manojpathania
@manojpathania 6 ай бұрын
@@eddscall Not allowed for government employees to choose the active mode of investment. Only Auto choice is available.
@manojpathania
@manojpathania 6 ай бұрын
@@Udaan0007 XIRR takes into account the exact timing and amount of each cash flow, making it a more accurate representation of the true returns of a SIP. CAGR, on the other hand, assumes a constant rate of return over the entire investment period, which may not accurately reflect the returns of a SIP. Both are almost same if not exactly same.
@eddscall
@eddscall 6 ай бұрын
@@manojpathania oh, that's bad, they should give the option
@LiveLifeWithLove
@LiveLifeWithLove 5 ай бұрын
What a video. And this will be game changer for Indian because interest earned is not taxable. Thank you for these information, far more useful that crappy entertainment channels ❤❤❤
@rajendragoswamispn
@rajendragoswamispn 6 ай бұрын
Can you please explain 80CCD(1), 80CCD(1B) and 80CCD(2) section in detail?
@cajatinaswani609
@cajatinaswani609 6 ай бұрын
80CCD(1) is Employee Deduction from Salary, 1B is additional voluntary by employee itself , Seb section 2 is Contribution by employer
@rajendragoswamispn
@rajendragoswamispn 6 ай бұрын
@@cajatinaswani609 Thanks for the reply! further to it, 80CCD(2) will be part of the CTC? and is it addition to tax exempt under 80C (1.5L+50K[80CCD(1)])?
@vikasnath532
@vikasnath532 6 ай бұрын
Thank you sir it is really good that we save money for old age .
@HarishKumar-bi7zw
@HarishKumar-bi7zw 6 ай бұрын
Systematic lumsum withdrawal guaranteed ya fix amount hota h ya Market risk par depend karta h.
@sarangjoshi641
@sarangjoshi641 6 ай бұрын
mutual funds ke retirement plans bhi iske sath compare karte to acha hota..unka lock in sirf 3 ya 5 saal ka hota he
@rajeevkumarsaha9482
@rajeevkumarsaha9482 6 ай бұрын
Sir, as per a new circular, equity portion can remain 75% upto the age of 60 years and need not to be reduced after 50 years.
@nitinraut6303
@nitinraut6303 5 ай бұрын
Wonderfully structured video.. so clear & crisp about the full NPS cycle. Thanks a lot sir,
@KisanUpdate11
@KisanUpdate11 6 ай бұрын
सरकारी कमॅचारी की जीवन भर की कमाई सैयर माकेॅट मैं लगी है। रिटायरमेंट मैं 1 लाख की वैतन वाला पेशन‌ 1200 मिल रहा है कैसे जीयेगा एक रिटायरमेंट कमॅचारी
@jayyadav7564
@jayyadav7564 6 ай бұрын
Jb lagega hi 40 ki umar me to jo 25 ki umar me lga h uski brabari kaise kr skta h
@mitesh8utube
@mitesh8utube 6 ай бұрын
NPS की कोई भी कैलकुलेशन करो, वो रिटायरमेंट के बाद पुरानी पेंशन वाले के 10% जितना भी पेंशन भी नहीं पाएगा। हां, भजन कर के स्वर्ग जरूर जा सकता है, और स्वर्ग के सामने पेंशन क्या चीज है!
@RealIndian821
@RealIndian821 6 ай бұрын
Bhai 30 saal ki naukri mein 1200 pension toh bilkul hi nahin milegi.
@AmitKumar-os1pe
@AmitKumar-os1pe 6 ай бұрын
U don't know actuality..many persons retired from psu are getting pension from 1200 to 1800.​@@RealIndian821
@meenakshimalik2252
@meenakshimalik2252 6 ай бұрын
Tier 1 me retirement plan h
@avyukthabhargav8154
@avyukthabhargav8154 6 ай бұрын
Thank you sir for giving the details of NPS 🙏🙏🙏
@tushartanwade2289
@tushartanwade2289 6 ай бұрын
1:01 ARMY NAVY OR Air Force OPS he. Other Force Or CG Service Ko NPS Me 2004 ke Baad vale Retirement Ke Baad 7k to 8k pension Milti he. OPS is Better for CG services.
@chandreshmittal123
@chandreshmittal123 6 ай бұрын
60% paisa lumpsum bhi toh mil raha hai.. pension sirf 40% paise ki hai … pure paise ki pension lelo.. kaun rok raha hai?
@choudharyhariom20
@choudharyhariom20 6 ай бұрын
60 percent to hamara hi paisa hai or painsion ke rup mai hamare paise ka interest de raha hai govt ne Kya diya kuch bhi nahi
@choudharyhariom20
@choudharyhariom20 6 ай бұрын
Ye jo de raha hai hamre paise ki kist ka double vo to ek tarah se gumrah kar raha hai
@choudharyhariom20
@choudharyhariom20 6 ай бұрын
Abhi es Video ke mutabik agar aap kucha paisa maturity se pehle nikalte bhi hai tab bhi apna paisa jo hamne jama kiya hai usi ka hi 25% mil raha hai govt kaha de raha hai apne hisse mai se to ky accha hua ease jyada to pod se nikal sakte hai or fix bhi hota hai
@sudhirsaleakanomad2051
@sudhirsaleakanomad2051 2 ай бұрын
your videos are so clear and crisp. video quality is awesome and have gained so much knowledge from your videos. thanks :)
@mantubora7625
@mantubora7625 6 ай бұрын
Goverment employee ke liye active choice option me shirft 100% G option hai E option show nehi korta hai.
@shubhamjain.7
@shubhamjain.7 6 ай бұрын
Same mere me tier 1 Only G option h and auto me aggressive nhi h... Kya aap logo k me bhi yhi issue h..
@arghyaadhikari9757
@arghyaadhikari9757 6 ай бұрын
LC50 is the best choice for CG employees as per my knowledge
@SKumar20237
@SKumar20237 6 ай бұрын
For buy an annuity, we have to pay 1.8% GST, which also a big drawback
@Pratik3709
@Pratik3709 6 ай бұрын
Sir Can you tell, if any body expire before completion of 60 years, then how it will proceed
@pradeep2kedar
@pradeep2kedar 6 ай бұрын
Nominee will get
@chiranjivshah9998
@chiranjivshah9998 4 ай бұрын
One of the best videos about this topic. Thank you so much. Really appreciate your efforts. More love & support to you. ♥
@anantsharma6537
@anantsharma6537 6 ай бұрын
What is better. 1 . Invest in Nps tier 1. 2. Invest in mutual funds, do a swp after 60 for regular income. 3. Do NPS , after 60 invest lumsum in a mutual fund for SWP plan, also get annuity from NPS. 4. INVEST only in mutual funds, do a hybrid funds after 60.
@agourav220
@agourav220 5 ай бұрын
3rd
@harshsongara
@harshsongara 5 ай бұрын
Do proper analysis, calculation based on inflation rate also have an important role then take decisions, everyone forgets that part.
@SM-ih3go
@SM-ih3go 4 ай бұрын
Increase your baskets. Don't rely only on MF and nps.
@xordux7
@xordux7 Ай бұрын
It's upto "how much disciplined you are". If you consider yourself very disciplined, then go for option 4. Otherwise, Option 3 is best for most people.
@BJPaladiya
@BJPaladiya 12 күн бұрын
​@@xordux7 most of people don't continue sip in mf i think 95-99% so i suggest option 4 is the best i am very discipline, 3 year ago i select option 3, but now i realised option 4 is much better
@surajitpaul1903
@surajitpaul1903 Ай бұрын
Sir, kindly make a short video of the tax effects on Tier 2 account with different assets classes, this information will be very beneficial to many investors.
@kaustubh3084
@kaustubh3084 6 ай бұрын
Sir ppf is better than nps for interest mutual funds are there ? For retirement Nps ka average return kya hai 9% fixed milega 9 to 11% for conservative plan
@anmoljha5169
@anmoljha5169 4 ай бұрын
Ppf never be better than NPS. You can chek history of both investment tools
@pateldinesh3726
@pateldinesh3726 20 күн бұрын
I always follow your channel because I get al infol whatever I need👌🙏👍
@jahangirmazumder3550
@jahangirmazumder3550 6 ай бұрын
Sirji do a detailed comparison video between opting for NPS and EPF for retirement purpose. Thank you
@KHUSHBOOGOSWAMI-n7h
@KHUSHBOOGOSWAMI-n7h 5 ай бұрын
your way of explaining is too amezing
@MathsGurujiNNautiyal
@MathsGurujiNNautiyal 6 ай бұрын
NPS बेकार स्कीम है government employees के लिए
@wisemansays
@wisemansays 5 ай бұрын
Plz elaborate
@gauravchaturvedi6080
@gauravchaturvedi6080 4 ай бұрын
galatfehmi h aapko bhot badi vaali
@nitinarorassccglaspirant7207
@nitinarorassccglaspirant7207 4 ай бұрын
Btao bhai galatfehmi kese h​@@gauravchaturvedi6080
@nitinarorassccglaspirant7207
@nitinarorassccglaspirant7207 4 ай бұрын
Nuksan kese h btao bhai
@saurabhsaxena9970
@saurabhsaxena9970 4 ай бұрын
Free ka khana h
@aniruddhasarkate7477
@aniruddhasarkate7477 3 күн бұрын
Very informative Thank you
@ps20
@ps20 4 ай бұрын
बहुत सुंदर विश्लेषण सर❤
@ManjeetSinghSanghera-ek7ef
@ManjeetSinghSanghera-ek7ef 6 ай бұрын
Very well explained. Crisp and easy.
@kishorransaria187
@kishorransaria187 3 ай бұрын
Thank you sir for giving the details of NPS
@yogitarajput2676
@yogitarajput2676 4 ай бұрын
Very informative and well explained thank you so much for the information
@abhinavmishra2454
@abhinavmishra2454 5 күн бұрын
Tier 1 has got More tax benefits over and above 2lakhs under section 80cc2 corporate NPS upto 7.5 lakhs, please sahi Gyan dijiye na
@rashmisaini4673
@rashmisaini4673 6 ай бұрын
I hope you will help and guide me since I could not find the answer anywhere! I resigned from my central govt. Job, after 7 years of service. My questions are: 1. When and How can I withdraw my deposit from my NPS account? Is it somehow related to approval (required) from the organization I resigned from, or do I have the autonomy? 2. If I do not wish to close this account, can I continue depositing? What would the process of withdrawal be, say, after 10 years?
@anuragshukla6230
@anuragshukla6230 28 күн бұрын
If market dependent pension is only option then govt should provide it to every citizen by allowing them to invest for long time and make it tax free upto annual income tax exemption limit. Atleast people will have their choice to select schemes and proportion of investment.
@Narindersingh_25
@Narindersingh_25 Ай бұрын
Very Good information ❤
@arvindjaiswal4386
@arvindjaiswal4386 6 ай бұрын
Sir, please suggest some good corporate or government bonds which can give us 9-10% return yearly
@gaurabmajumdar8234
@gaurabmajumdar8234 6 ай бұрын
• Myself (49 yrs) planning to INVEST in NPS scheme MINIMUM - ₹ 50K/... • However, TIER-1 A/c is ALLOWING MAX : ₹49K/ ONLY, and TIER-2 : ₹ 1,000/ !!! • Initially can I INVEST : ₹49K/ in TIER-1, and ₹ 1,000/ in TIER-2 !!!?? • Later on (WITHIN 31ST MARCH), can I INVEST a FURTHER ₹1,000/ in TIER-1 (so as to be LIABLE for TAX EXEMPTION of ₹ 50,000/ [ U/S 80CCD ]) !!!??? Hoping to hear from your end ASAP Sir
@ManjeetSinghSanghera-ek7ef
@ManjeetSinghSanghera-ek7ef 6 ай бұрын
Request make a video on ULIP pros and cons.
@expertgaming9447
@expertgaming9447 6 ай бұрын
Sir mai government state employee hu hamare pass equity allocation 50% maximum hai 75% kiase kare solution btaye
@Sanathani790
@Sanathani790 5 ай бұрын
No such option for government employees. Max 50 only in equity
@SANJAYKUMAR-pg3yh
@SANJAYKUMAR-pg3yh 6 ай бұрын
सर यदि कोई एक जॉब से resign के बाद prematured exit (100%withdraw) हो गए और उनका PRAN deactivate हो गया तो new जॉब मे new PRAN generate हो जाएगा plz help
@008biswakalyanrana6
@008biswakalyanrana6 6 ай бұрын
Same query brother can anyone answer this?
@SANJAYKUMAR-pg3yh
@SANJAYKUMAR-pg3yh 6 ай бұрын
@@008biswakalyanrana6 kya आपका कोई solution हुआ
@soumyajitpurkait785
@soumyajitpurkait785 Ай бұрын
Sir New UPS vs. NPS ek video banayie
@lokiinderr
@lokiinderr 2 ай бұрын
Very good and informative video, kudos team.
@hiteshsomnathe6820
@hiteshsomnathe6820 6 ай бұрын
What is difference in NPS and EPF as both schemes has plans for retirement fund and pension ?
@atuljathar4813
@atuljathar4813 6 ай бұрын
Important topic explained very well and in simple to understand language..Very informative video as usual.. Thanks 👍
@AssetYogi
@AssetYogi 6 ай бұрын
Glad you liked it
@RJskyder
@RJskyder 5 ай бұрын
फिनटेक nps खाते से पैसा निकालने और खाता बंद करने की प्रक्रिया पर विडियो बनाये
@62kumarmahesh62
@62kumarmahesh62 3 ай бұрын
Sir please NPS vs OPS ka ek video bana dijiye 🙏🙏
@krish4u1431
@krish4u1431 6 ай бұрын
Ek simple cheez ko kafi complicated karke samjaya
@MandeepSingh-lk2nz
@MandeepSingh-lk2nz Ай бұрын
Nicely explained 👍🏼
@sushmitajain6149
@sushmitajain6149 4 ай бұрын
Sir, NPS me yadi suppose hum kuch hi saal invest kre to.....vo pese hame milege bad me yaa loss ho jayege...I mean isme kuch rules to nhi ki itni saal invest Krna must h. . Hum kitne v saal invest krke , band kr sakte h? . Baki sab, Video me to sab kuch ache se samjh aa gya Thank you so much!
@UmaKantaSarmah-v7g
@UmaKantaSarmah-v7g 2 ай бұрын
Very nice advice.
@amritbirsingh
@amritbirsingh 5 ай бұрын
Sir nps , ppf , epf aur mutual fund me best konsa hai retirement ke liye
@sabitabhagabati5634
@sabitabhagabati5634 6 ай бұрын
Sir please make a VDO on "impact of Lok Sabha election on stock market".
@shivadityasingh6644
@shivadityasingh6644 3 ай бұрын
Please give the clarity on NPS withdrawl in case of death before or after 60 years and whether nominee will get pension for corporate sector
@thekarthikmc
@thekarthikmc 6 ай бұрын
Bro, You forgot to mention about the recent changes like *SWP* (from 60years to 75years). SWP makes NPS very attractive. Kindly do include this on your next video on NPS.
@AmitSoni-jf6jw
@AmitSoni-jf6jw Ай бұрын
सर एक्टिव चॉइस ठीक है की ऑटो चॉइस । कृपया बताने का कष्ट करें
@nikeshvaria7980
@nikeshvaria7980 6 ай бұрын
nps tier 2 may accha return milega or utena paisa Mutual fund may invest Kare to aacha benefit milega....aur aap kya suggest karoge sir.. For retirement planning...
@mohdrafimanhas
@mohdrafimanhas 10 күн бұрын
Suggest us another investment scheme for salaried employees.
@RamD_Dhanrale
@RamD_Dhanrale 5 ай бұрын
सबसे आसान सवाल..... NPS इतनी अच्छी स्कीम है तो सांसद, विधायक और आर्मी,नेव्ही, एयरफोर्स सभी को NPS लागू करदो। One Nation one Pension.. अपने आप सबकी गलत फहमी दुर हो जाएगी।
@tosidhu
@tosidhu 6 ай бұрын
My question is related to 40% conversion in to Annuity. Monthly receipt of Annuity is taxed @ tax slab of the assessee. Now if instead of investing in NPS if investment is done in Mutual fund and withdrawal is done through Systemic Withdrawl Plan on monthly basis then what would be the tax implication. I guess we will get the benefit of Indexation and income will be treated as Capital Gain with lower tax outflow. From that perspective also Mutual Fund is a better option. I understand 60% of corpus is tax free at the time of withdrawl and only 40% is taxable. But comparing capital gain vs regular tax slab which one is the better option from overall perspective - MF or NPS. Plz pick my question
@BioHubIndia
@BioHubIndia 6 ай бұрын
excellent piece of information.
@ssa1460
@ssa1460 6 ай бұрын
Tax benefits are shared between NPS and PF , so 2lac both combined
@merasapnaufrq.2387
@merasapnaufrq.2387 3 ай бұрын
Your Explanation So Nice Sir
@rahulsehjwani6880
@rahulsehjwani6880 27 күн бұрын
Informative video 👍
@santoshagnihotri7568
@santoshagnihotri7568 5 ай бұрын
If you opted contribution online then you can save POP Charges in all transactions
@gilla4785
@gilla4785 6 ай бұрын
Complete guide. Taxation on systematic lumpsum withdrawal is not explained. I was expected this.
@ashutoshbajad5084
@ashutoshbajad5084 6 ай бұрын
There is no tax on systematic lump sum withdrawal
@udaybhanpal6520
@udaybhanpal6520 6 ай бұрын
Nifty 50 value 20 fund ka review kriye sir.
@rakeshbhattacharjee2288
@rakeshbhattacharjee2288 5 ай бұрын
The amount we put in annuity Rs. 30 lacs - after considering 6-7 return from bank it's comming around 1.8 lacs yrly- so in short for the annuity provider 30 lacs will remain fixed with them & after demise of the person insurer will have entire 30 lacs profit.. Wow - no such benifit for us in that sense
@harjeetsingh5532
@harjeetsingh5532 6 ай бұрын
Sir aapne bataya 60% to withdrawal ho jata hai...BT 40% baki bache hamarai family ya children ko mil sakte hain...agr Haan to isme konsa plan select karna hai
@aruno9
@aruno9 6 ай бұрын
I watch all videos and take decisions. Thanks
@monikagupta5699
@monikagupta5699 2 ай бұрын
Kya decision liya??
@nikhil.dhawan
@nikhil.dhawan 6 ай бұрын
Can you also tell about taxation on nps tier 2 account withdrawal
@shubhamjain.7
@shubhamjain.7 6 ай бұрын
I also want explaination to this... Agar as per tax slab h fir to 30% tax deduct hoga
@techgamexstudio.6858
@techgamexstudio.6858 Ай бұрын
Most important Open nps by its side not through bank or pop.otherwise they take commision from you every time,every year you deposit money.
@arunkumarsingh2349
@arunkumarsingh2349 3 ай бұрын
How to select annuity return of purchase price,plz tell me
@vikasagarwal6190
@vikasagarwal6190 Ай бұрын
Excellent sir
@rahulkoshti6578
@rahulkoshti6578 2 ай бұрын
NPS has recently allowed the government employees to change their existing Fund Manager and fund House Kindly guide me for choosing the best Fund House and Fund Manager.
@swapnilrewatkar-r5p
@swapnilrewatkar-r5p 9 күн бұрын
Pls Explain NPS Vatsalya scheme and compare with Sip
@cyberbully7718
@cyberbully7718 6 күн бұрын
It's just like a normal NPS account except for that it's for kids.
@sanjaypatel1949
@sanjaypatel1949 5 ай бұрын
Fully satisfied
@drnareshjoshi8372
@drnareshjoshi8372 6 ай бұрын
Thanks for your nice explanation Please guide more on Tier 2
@AssetYogi
@AssetYogi 6 ай бұрын
Sure thing!
@RJskyder
@RJskyder 5 ай бұрын
फिनटेक nps खाते से पैसा निकालने और खाता बंद करने की प्रक्रिया पर विडियो बनाये
@vishalrathod3371
@vishalrathod3371 3 ай бұрын
After retirement 4000 pension kuch jyada nahi ho jayega....kya karenge itni sari than rashi ka😅
@fundriving5374
@fundriving5374 6 ай бұрын
There are many good retirement options with good returns, but only reason for investing in NPS is tax saving at least for me.
@rajdharm
@rajdharm 21 күн бұрын
टियर-II खाते में इक्विटी में अधिकतम आवंटन क्या अब 100 प्रतिशत तक है ?
@eXciTiNG_sHorTS
@eXciTiNG_sHorTS 5 ай бұрын
in systematic withdrawal of lump sum amount will it be taxable as it may be acknowledged as income
@biswajitpanda9342
@biswajitpanda9342 Ай бұрын
Which one is better NPS or LIC jeevan UTSAV pension plan??
@prevasive1
@prevasive1 6 ай бұрын
Can we contribute different amounts in NPS account in different months or the monthly contribution is fixed?? What if we want to put a lump-sum amount in NPS? What would be the charges?
@cyberbully7718
@cyberbully7718 6 ай бұрын
Yeah, you can but the base amount you need to contribute annually is ₹500/-.
@YogeshKumar-yogiwidlove
@YogeshKumar-yogiwidlove 6 ай бұрын
Option hona chahiye ki NPS lena h ya nhi.. govt servant ko majburan lena padta h.. Otherwise mutual funds, SWP plan ko opt kr lete .
@Enceladus931
@Enceladus931 5 ай бұрын
Nps monthly investment- ₹5000 + SIP monthly Investments - ₹5000 Total monthly Investment- ₹ 10,000 So in this case what would be the tax scenario?? Benefits in 80c as well as during withdrawals Please explain
@anmoljha5169
@anmoljha5169 25 күн бұрын
@@Enceladus931 sip in nps or other investments tools?
@anmoljha5169
@anmoljha5169 25 күн бұрын
@@Enceladus931 sip in nps or other investments tools?
@biswadeepbanerjee3752
@biswadeepbanerjee3752 3 ай бұрын
As usual great explanation.❤
@rahilpatel5099
@rahilpatel5099 6 ай бұрын
In active choice, now subscribers can choose up to 75% in Equity till hi/her retirement.
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