Racial disparities in wealth across America

Significant racial disparities in wealth-building persist across American cities, owing in part to the devaluation of black assets and homeownership gap between black and white residents. How can investing in business and workers (including immigrant populations) make cities more sustainable and attractive city to residents and outsiders alike? Andre Perry, David M. Rubenstein Fellow, The Brookings Institution, Anika Goss-Foster, Detroit Future City and Mark Yates, Black Business Association of Memphis took the stage to discuss.
For more information, please visit: www.theatlanti...

[@lisas9462]

This conversation is real and is needed and must be understood by the black community. I can listen to this all day. It's knowledge, power, and wealth. I enjoyed hearing the brother speak the truth.

[@blongshanks77]

50 percent of black wealth being tied up in home ownership is, in my opinion, the number one issue with African American wealth accumulation. As a homeowner myself, I’m all for utilizing the equity in your home as part of your net worth, but diversification is a must when it comes to wealth accumulation.

[@shelleygreyrealtor]

I completely disagree. If we learn to buy homes correctly, having a large percentage of your wealth is not a bad thing. As long as we can keep the homes and continue saving and investing that money it will push us forward, as well as the next generation. In my area, I feel we desperately need more black homeowners. In California equitybgrows like crazy.

[@blongshanks77]

@@shelleygreyrealtor You literally just agreed with me. I said a home should be part of your diversified portfolio, and you said as long as we save and invest. If you’re a homeowner, and you’re also investing then you have a diversified portfolio. We’re basically saying the same thing. I was just pointing out that in our community, not enough of us invest in anything other than our homes, and that’s a problem.

[@shanarobinson7672]

@@blongshanks77 facts!!!

[@mrpierce9619]

I agree, the first step is ownership of land/ home. We must grow home ownership, but we must also invest in other things. As black people we don't own homes and we don't participate invest. For most of us, we have to learn delayed gratification and look long term.

[@yonasdawitmelese1528]

It is very shameful. The truth is always painful and no one denied this.

[@jonathanwallace6667]

Great discussion and after research of my own i totally agree. Question tho, im a Black man who was born in poverty but i joined the military after HS and used my VA to purchase my first hm. I wanted to be a millionaire so i started reading about investing and personal finance. Im a millionaire today at 59 and will probably be a multimillionaire by 63 meaning 2million or more in assets. With just a HS education and reading on my own. Can't the stock market close the wealth gap ? My net worth is higher than most white families in the US. Im in the top 15% in net worth in the US. Don't you think if we teach young blk people about personal finance it will make a difference. It did for me. Simply starting with understanding a 401k and IRA then branching off into brokerage accounts. Y'all are using big ideas vs starting with the simple. The individual, habits, thinking process, spending habits, it starts with the grass roots.

[@HotgyalB]

I wish black people as a whole had more pride in their communities. It’s sad that we always want to & sometimes have to move out of our own communities because of high crime & trashy neighborhoods

[@kevinpoole4323]

Economic Growth and Opportunities for Black Americans Now

[@michaelwright5751]

Detroit is the heartbeat it must flow for Michigan to flourish this applies to al big cities thank 60 year Detroiters

[@robinsss]

Dump

[@jayd87ram]

20:40 When you invest in places and not people you get gentrification!!

[@djoyemployed3982]

You guys could have finished this discussion in five minutes. If this panel is the best we got to resolve black wealth we gone need another 400 years. Not one concrete solution. Memphis will be the example for all cities to model their future growth.

[@roncook785]

I don't know if it's me but these people hasn't said anything that most of us don't already know. I didn't hear any solutions and if anyone did, please let me know.

[@leonhenry4861]

@@roncook785 yeah I did but I don't wan't to repeat it as it was the stupidest thing i've herd all year.

[@robinsss]

there are neighborhoods in Memphis that are half empty with no grocery store the only store in the area is a liquor store and it's doing very well by the way

[@Navy35]

@@robinsss the solution is to not rely on the government! If you expect the government to “ save “ you then you’ll be waiting for a long time. The thing about those grocery stores in black communities is that it a high risk for looting and shoplifting. It’s sad because it hurts the innocent people who don’t do those things.

[@nathanielcarreon5634]

More like effort, family support and education disparities and not racial

[@claricelyles8398]

It's definitely racial, too. You can't have a 400 year head start after locking blk ppl out of several opportunities and then claim race is not a historical factor.

[@Dave-nv5rv]

I've worked many jobs that put workers in the upper-middle class bracket. I see a huge disparity in the ethic makeup of employees. Blacks just don't get hired nearly at the rate of whites and asians. It starts at racism at the lowest level. I'm white but I've seen the lack of hiring blacks at every company I've been employed.

[@cnccarving]

have you ever tried to make a company? then you would know the answer in this country anyone can start any kind of bussiness rich people are not employees so your point about hiring or not hiring is pointless working as an employee you never had time to earn money, because you work all the time try to analyze it with job created by others you never going to be rich for that you have to create your own job regardless its a builder, or lawncare or a high end financial advisory company the key, you have to create your own job

[@owiley2002]

@@cnccarving Well I agree but you don't have to physically build companies you just have to have ownership. If you build a physical company by yourself there is great risk. But if you own parts of a company then you reduce risk and if you do it right you can have just as much or more asset potential than the physical company. This is not taught in school because this is exactly what the rich are doing. They buy assets not liabilities. A physical company is a great ideal as well but you have to understand that type of asset comes with risk(liability).

[@owiley2002]

@I'mRichAndSkinny Asians are different culturally but they like every race give merit. Blacks have helped in so many cases. Blacks have helped with building America. The problem is this ideal that race have a play in the problems that arise in America. I understand the reason to think that things are justified but the reality is that Blacks are held back by two forces those of their own making and those of the other

[@elreytriton]

@I'mRichAndSkinny most asians work for asians so this point is moot.

[@OPW850]

How you moving out by choice? If you say in one sentence black home values are decreased by having black neighbors, if you had the money wouldn't you leave to in search of a house that did what it is supposed to do, appreciate in value. I bet if you look at the home values when the black folks decide to leave and the value after whites get them, the value increase substantially.

[@jacklynnmjackson2383]

Yep. He's got the flimflam

[@Navy35]

It’s funny because they’ll cry racism when it’s white flight and then cry racism when whites move back in.

[@isstadrashadeemrealestateh7240]

I see this everyday in real estate investing.

[@briandawsonii4451]

Me too

[@goldjeff9030]

eople who give up are the people who lose in life, my first experience happens to be failure but I never gave up cause I knew it was going to work out for me trying continuously, fortunately I'm smiling today by getting involved with 👇🏻 instagram.com/fx_jake_smithn?igshid=gyjf5u083x87

[@edwinhargrave679]

More blacks must own there own businesses,black owned banks and financial institutions,and patronize our businesses and banking Institutions.also we must study and understand how Business and world economics and finance work so we can apply these To our everyday lives,business and investment interest.

[@clarencemarsh6077]

let no mankind deceive you, let the Lord be first.

[@leonhenry4861]

when people understand the difference between wealth and there monthly paycheques then they'll understand.

[@joedellaselva1251]

And delay gratification so you can build a nest egg. Listen to President Obama's February 15, 2013 speech in Chicago 'Building Ladders of Opportunity into the Middle Class'.

[@jacklynnmjackson2383]

Home ownership is ok. Now it's the lacking of maintenance where wealth dwindles.

[@kevinpoole4323]

Infrastructure Construction Tons of Monies are Available.Look at Dallas RBC they Are Strategic and Forward Thinking. Take Advantage of the Laws on the Book.Must be Enforced.Going Back to the Emancipation Proclamation is the Starting Line.

[@m.k.s.7417]

Could "they" ("The [very]_black: comm."); do: "B-2-B": -For [4]: "The supply_chain"?? For_instance; "a black_OWNed; coffee co.", could sell: say, to/for: "black_(own_ed): restaurants!!"!!?? Also too; there could be: "#Black_#OWNed: coffee, bread; tea and other such: cos.-etc.": each: -"help-ing: each other, (all); to: market/promote and sell!!"??

[@zor2334]

Andre...100% on point.. Mark...being able to speak does not mean you are saying anything..All that talk about EPS (Earnings per share), blah blah, blah is total bullshit. Lady from Detroit...Sub Par If you can't speak HONESTLY about the black wealth gap, please abstain when asked to be on these panels or better yet ask some of the following people to participate Dr. Sandy Darity, Antonio Moore, Yvette Carnell, Dr Claude Anderson because there is no way, with the exception of Andre that this is a genuine discussion about the racial wealth gap.

[@kevinpoole4323]

This is a Good Discussion Were Going Government Contracts. Buy Farms and Farm Land .....

[@jonathanwallace6667]

If Black people stop buying their products and started buying ownership in their companies, i really think the wealth gap will close.

[@TheRealJamilFrazier]

This was one of the most pointless discussions I’ve listened to in a while. Ask me how I built wealth and it’s literally NONE of the things they expressed. When you start with, “if they would just” instead of “if I would just” or if “if we would just” you’ve already lost. It’s NOT going to happen.

[@AlesiaKoch-rc2dm]

Never you fear. MONEY will be null and void veey soon. So you just keep working hard to acquire it.

[@kevinpoole4323]

Depending on Goodwill is Fine But we Have Many Laws to Protect Us

[@deloresboudreaux2755]

All of the problems come from a “ weak family foundation. “

[@Navy35]

Sure fired way of becoming poor or staying in poverty. Another thing is self gratification and not saving for the future no matter what race. People want nice cars or other material things instead of sacrificing instant gratification. I know from experience. I lost everything that I saved and struggled for in my divorce and started back with nothing. I worked hard ( two jobs) and eventually became well off

[@MichaelGouldcanyouimagine1858]

#ADOS

[@countryboy6767]

Rebuild blackwallstreet

[@cnccarving]

@@countryboy6767 they could NFL players and many many more could do it like jayz or other public figures why they dont do it?

[@robinsss]

@@cnccarving the bare real estate is pretty cheap you would be shocked

[@cnccarving]

@@robinsss yes buying land and build buildings is relatively simple, and cheap, relatively but wall street doesnt work by its buildings its ""merchandise"" the stock what keeps in moving everything its all about finding the investors.. in theory nothing would be simpler establishing a group out of the succesful folks like singers, actors, fotbalers and other wealthy folks but, stock exchange need more solid things, like mining industry, as long as we just talking about and grieving over a very sad part of history, nothing will change we got to start something.. start to build something, thats the american spirit im not worrying how others doing bad, im worrying what i can do good.. and should everyone thinking on this way

[@fairburnrental]

Pan-Africanism. Global collective black wealth building is a powerful force. Most nations or multinational organizations fear this unity. Folks stop falling for the old divide and conquer strategy used against blacks for centuries.

[@kevinpoole4323]

142k Farms Were Lost since the 1980s

[@michaeladams667]

It is simple do the same shit that was done for the Irish, Italian and Jews who were in inner city ghettos before. Fuck all this so called intellectual talk, Keep it simple. Educate and give easy financial loans to blacks who want to be home owners and business owners regardless of their income. These things are what help European immigrants here in this country !

[@kevinpoole4323]

Strength in Numbers Birth Rates Are a Major Component.

[@oliverphippen1957]

There is a Reason for that ??????

[@quartytypo]

Atlantic ESG score just shot up.

[@jacklynnmjackson2383]

1:45 ' housing POLICY'. NOPE NO POLICY, JUST CASH. OR Speak the POLICY for others that got my tx $.

[@enlighteneddarkness381]

Weak panel. They didn't say anything about what needed to be said.

[@blackwealthmatters-serria5067]

Strategy tactic and design for advance. Absolutely. Check is out @bwmseries

[@jacklynnmjackson2383]

Oh no. Can I be dismissed.

[@GabrielLee666]

I am from East Asian, I have a medical company, and the employees are all Asian, similar to a family business. I know that it is very difficult for black people to find a job, but I think you have to start your own business, try, and value education

[@joedellaselva1251]

Thank you for your hard work and courage to build something based upon an inspiration.

[@0mg1tsbatman87]

Every group but us black americans are doing what guys like Malcolm X and Claud Anderson were telling us to do. We're too busy telling ourselves we should strive for integration. We have several apps and even google has a category for black owned businesses, but we don't buy from them for some reason, nor do we look to them for jobs. We get denied loans more than any other group, but no one is turning to black owned banks.

[@geatodaoz6043]

@@0mg1tsbatman87 100%!!

[@jacklynnmjackson2383]

I'd like to hear "INDUSTRY" not a business/hobby.

[@nthperson]

The long history of discrimination (and worse) experienced by persons of color is certainly a crime against humanity, one of many such crimes never fully acknowledged or addressed. One might say that persons of color were prevented from participating in a political and social structure that awarded the legal power of a minority to claim what was produced by the majority. Enslaved persons were certainly the most severely victimized by the systems of property law and taxation brought to North America from Britain, Spain, France and other European countries. The economic value of almost everything they produced was claimed by those who by law were permitted to confiscate this wealth. To a lesser degree, many other groups of later arrivals experienced a similar theft of what they produced. For over four decades I have taught history and have researched how this was allowed to occur. The answer challenges what is taught in our schools and what most Americans accept as a legitimate quest for personal gain. To understand the origins of gross inequality, one must examine the continuum that has existed in human history. From the time of the fall of the Roman empire, the social structure under which most European people lived was feudalism. Implied under feudal relations was reciprocity between the feudal lords and those who worked the land. This relationship broke down after the Crusades stimulated an expanded reliance on gold and silver coinage in the Mediterranean trade. In Britain, the signing of Magna Carta, gave the feudal lords direct control over the land, which they gradually privatized and turned into just another commodity. All across Europe the common lands were subsequently enclosed, the peasants replaced by sheep and cattle. The “surplus” people of Europe made their way to the new colonies established by the European powers. The hunger for land came with them. The “first families” of the new world either came with huge land grants from the king or earned such grants by service in wars against the other European powers in the quest for territorial expansion. The majority of the founders of the new United States of America engaged in land speculation as a primary means of building lasting fortunes. George Washington was one of the most successful in this game. From that time on one of the strategies of America’s landed elite (eventually expanded to corporate enterprises) was to use their influence over the course of politics to make sure that landed wealth was minimally taxed, while income earned producing goods or providing services absorbed the brunt of the cost of paying for public goods and services. Poor White immigrants at least had the opportunity to escape hard lives in the eastern cities by a century-long migration until as the historian Frederick Jackson Turner documented, the land was nearly fully claimed. By the end of the nineteenth century the opportunity to acquire land inexpensively - whether for agriculture, industry or a residence -- had disappeared. Persons of color entered this competition far too late to benefit in any material way, even if the systems of finance and wage employment had been even-handed. This, I conclude, is the reason persons of color have been prevented from accumulating a similar level of individual wealth as whites, although It must be pointed out as well that the concentration of wealth among Whites is also highly concentrated despite the absence of chattel slavery where Whites are concerned. Generations of Whites have worked under near-intolerable conditions in mines, mills, factories and many other occupations. Persons of color eventually joined them, adding to the growing supply of laborers competing with one another for a subsistence living. For most households in the United States (regardless of race or ethnicity) the key to wealth accumulation is the ownership of a residential property in a community where business activity and employment remains stable. The large number of evictions and foreclosure sales just since 2008 speaks to the insecurity of net worth based on equity in a residential property. Seniors and minority property owners comprised the overwhelming majority of those victimized by predatory and sub-prime mortgage debt. To return to the starting point of this story of our economic experience, the problem is and has been the gross under-taxation of the value of whatever land individuals hold, the result of which is that speculation in land has become integral to the economic DNA of Americans, driving up land prices to levels that make housing unaffordable wherever employment opportunities exist. The poorest among our population are left largely trapped, often forced to pay high rents for substandard housing, with little left over to build savings. There are no silver bullets to change the course of history overnight. That said, I believe very strongly that the one essential change in public policy to begin the process is to press local communities and school districts to move toward a land-only property tax base. An annual charge to owners of land equal to the potential annual rental value of whatever land is held will bring down land prices and serve as a strong financial incentive for owners to bring the land they hold to its highest, best use or sell to someone who will. Business enterprise will be rewarded. Jobs will be created, and communities will begin to have sufficient revenue to fund high quality schools and other public goods and services. Absentee land owners will no longer be able to sit and wait for communities to become “gentrified” or for government to subsidize new development with tax credits and abatements. There is a wealth of economic literature expanding on the case I am making here, going all the way back to the great Scottish political economist Adam Smith. The Philadelphia-based Center for the Study of Economics (CSE) is today working with a number of communities around the U.S. to move in the above direction. CSE’s Executive Director is someone any concerned community leader ought to reach out to, none more so than those who are committed to improving the lives of the disfranchised. Edward J. Dodson, M.L.A.

[@robinsss]

what about the last 50 years? isn't 50 years enough time make major progress?

[@nthperson]

@@robinsssI am impressed that you took the time to read my rather long posting on this issue. I admit that there has been significant progress in the right direction; that is, in the direction of a recognition of our shared humanity. That said, we have a long way to go to overcome the deeply-entrenched tribalism that exists and that transmits hatreds and prejudices from one generation to the next. My conclusion is that only by elimination of the systemic privileges that create a world of artificial scarcity will these inherited attitudes be overcome.

[@YoniNadi]

@@robinsss . Yes! Just look at the black professional athletes who are either retired; or are active in the professional sports ; many of them are financially successful some with very lucrative endorsements! There are many blacks in the music industry that are very wealthy!

[@couldbe8348]

I like a lot of what you said, but please don’t tell me that schools are underfunded and ineffective, because they are not.

[@nthperson]

@@couldbe8348 Too many children are born into households that are dysfunctional. You know the stories. I do not have to repeat them. There is no silver bullet that will change things. However, there is good analysis to suggest that some simple changes in public policy would help to relieve some of these problems. Ending the war on drugs and treating drug use and addiction as a public health issue would, in my opinion, remove much of the huge profits that provide the money to gangs and drug cartels. Real tax reform that rewards work and taxes unearned income from gains on stocks, from land speculation and some other so-called "rent-seeking" activities would also make our economic system far more fair.

[@kevinpoole4323]

Chris Coined it Financipation

[@mustafabinsober1248]

The definitive guide to accumulating generational wealth was written by Frederick Douglass, improved by Marcus Garvey, and perfected by Doctor Umar Johnson

[@couldbe8348]

Umar 😂

[@Navy35]

They all said to be self reliant.

[@RThom1000]

The moderator began, basically by stating that we as black people are stupid. That we don't understand the racial wealth gap, untrue. We're not stupid! #ADOS

[@RThom1000]

. your an idiot troll! Stay off of my comments.

[@DM-dm9pr]

"Bill Gates don't dangle diamonds in the face, of peasants when he Microsoft'n in the place" As we proceed to give you what you need!! Lambo trucks in front of clubs, iced out, make it rain, 250k Jordan shoe collections....

[@mrpierce9619]

But you must understand Bill Gates family was upper middle class that was well connected. Read his book Gates, parents (his mother) had a personal relationship at the time with the CEO of IBM. Bill had access to technology and the path to learn this new tech that none of us would ever have. White privilege and access made the made man.

[@kevinpoole4323]

You must Have investors in your next Presentation

[@starbuxxxxxxchef9756]

If u wana make money go white. If you wanna do right by your people go black

[@9046100270]

Black families need Savings Bonds!!

[@robertwright4220]

Brother said, "nothing is wrong with black people that ending racism can't fix!" I will also quote Neely Fuller, racism and white supremacy must simply be replaced with a system of justice! Black people are reeling from systemic and historic injustice.

[@robertwright4220]

gary grine That is profoundly ignorant Sir! Systemic racism is real! I don’t care about whether or not someone likes me because my skin is brown

[@askeldouglas421]

Black people need to invest in there community ,housing other businesses ,and land black got to buy .next black people have to invest In gold and silver for long turn and for short term respect ladys and gentlemen🇬🇧🧞‍♂️

[@pgppe9488]

Black wealth gap in Memphis of all places. WOW!!! I wanted to listen to the webinar until the first male speaker starting talking about giving something to people. That is not how wealth is created. Also, maybe they could be honest concerning why homes in black communities lose value. Does it have something to do with the poor schools in the area and high crime? They are all smart people but their benefactors will not allow them to be honest with black people.

[@subnaught]

It's truly a Sign o' the Times! LOL Just who do they mean by "black" and "white?"

[@supermaple1919]

Only 174 comments,really?!?!??Smmfh.

[@puccipachino]

people power is what we need

[@kevinpoole4323]

Mr Burrel Who is Working Who is Leading the Black Farmers a Comeback is in Air.

[@viceroyraydeen1796]

Shiftless

[@benjigaines7044]

I thought drug dealers were wealthy!

[@kevinpoole4323]

Young Lady Angel Gregorio Just Opened a Strip Mall in Washington DC . Assertive Black Woman.

[@brittdavid8591]

KNOW YOUR PRICE👊🏾

[@joedellaselva1251]

And delay gratification so you can build a nest egg. Listen to President Obama's February 15, 2013 speech in Chicago 'Building Ladders of Opportunity into the Middle Class'.

[@PicknTime]

Planning, Day-to-Day money management and self discipline is very important. Search for “Easy Financial Planner, Video 1” here on KZbin.

[@kevinpoole4323]

Oppurtunities Presented Must be Acted Upon Quickly Communicate with investors and respond by Sending The Executive Summary and Business Plan. Remember Robotics are Just Around the Corner.

[@davidmurray6070]

So do we own any component of what's continuing to occur in our communities (frustrated with scapegoating)? Nothing will improve as long as this victim mentality and strategic pandering continues. Bigger government is not the solution... less is more. Much better to focus on strengthening our families, academic excellence, rewarding career choices, wealth building and probably most important OWNING our own destiny. While it's admirable to know your history, it's very sad to be 'shackled' by it. Reparations are NEVER coming (thank goodness), but opportunity is all around us in the USA. Perspective is everything.

[@kevinpoole4323]

We must Communicate With the Investors

[@Khan-xo8yp]

You don't mind it is also possible I come us ya another

[@kevinpoole4323]

The Scale of Economic Growth can only have Impact is a Black Stimulus Package. Will Black America Capitalism get its Money from this New Stimulus Package. Thats Reparations for America 2 Trillion. Are we on Board Who Spoke up For US. I should know but i Dont

[@ellie7695]

This isn’t a communist country you can’t just distribute wealth. You can’t take money from hard working people just to give it to others. It’s sad that there’s racial injustice and we should help but just not take away money from families just because the color of e skin and give it to other people because of the color of their skin. Instead we should be working on helping improve the education in poorer areas and help crack down on racism in the workplace.

[@elreytriton]

what good is helping improve education if there is still racism in the workplace and every other institution? they'll be smart kids with no jobs and no capital to start businesses. and no local customers with the money to support their businesses. those arent viable solutions.

[@jessicaj8083]

Research the new deal.

[@jacklynnmjackson2383]

CUT THE DAMN CHECK

[@insurrectionrebel]

that's exactly what the legacy of slavery is...

[@ernestinejohnson5576]

Let's start with reparations now..

[@jackiebrown5003]

Sounds like the one guy speaking on the wealth gap is afraid of saying the word Reparations. In a nut shell we need to start with reparations and protections for Black people then give us all the advantages that all other Americans ( whites) hve been given. Reparations is the beginning of the equality he speaks of.

[@tommiejackson5252]

Wow only 72 comment's on black wealth Now i see y we don't hv wealth when we get a couple dollar' we in a line buying Nike air jordan

[@jacklynnmjackson2383]

"WEALTH" is the flimflam word. Most ppl do not know anyone w WEALTH. or I should say, they don't know us.

[@tomasinacovell4293]

You're all part of the problem if you're going to become a black cog in the neoliberal system that's rigged for the wealthy. I'm a very white, Jewish boomer and I will bet you my food budget for the month that I'm significantly poorer than any one of the blacks in that entire auditorium/studio, and in fact I'd probably be called a looser by them.

[@jacklynnmjackson2383]

L I A R

[@jacklynnmjackson2383]

"white Jewish", so Whoopie right after all.

[@stevenloggins1090]

Just passed saying building Black wealth means that you’re racist you should be trying to help everybody’s wealth not single yourself out by doing this you are segregating yourselves all over again I am a person of color and I don’t go around saying I am a person of color all the time because that puts me at odds if you bring it up then you are racistJust don’t bring it up at all about any color just say human and do not call yourself African-American if you were born in the United States if you were born in the United States you are an American I’ve come to realize that Black people are more racist against other Black people then white people are

[@jacklynnmjackson2383]

They see you. Say not a word

[@AvatarEnd777]

Serious question...How many black millionaires are there in the US versus in Africa or even the rest of the world? What country has produced more wealth for black people overall? Why is the focus always on the divisive versus celebrating what opportunities exist in this great country for all people? F those that want to burn it all down in favor or socialism where everyone is poor.

[@elreytriton]

No white one would ever bring up billionaires and millionaires in Europe to justify the trailer park poor whites being poor on their own accord

[@joedellaselva1251]

And delay gratification so you can build a nest egg. Listen to President Obama's February 15, 2013 speech in Chicago 'Building Ladders of Opportunity into the Middle Class'.

[@jacklynnmjackson2383]

Isn't 400 yrs enough delaying. CUT THE DAMN CHECK

[@joedellaselva1251]

@@jacklynnmjackson2383 Update the resume, sit down and get that job offer in STEM!

[@jacklynnmjackson2383]

@@joedellaselva1251 What on earth

[@RexLarrieux]

#ADOS RISING