Auto Sweep Facility In Fixed Deposit | Auto Sweep Facility In SBI

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XY- Axis Education

XY- Axis Education

Күн бұрын

About This Video :-
in this video we have discussed of auto sweep facility in fixed deposit. we have discussed that is auto sweep facility good or bad for the depositors. we also have discussed with some examples that for which kind of people the auto sweep facility in bank is good and for which kind of people the auto sweep facility in bank is bad.

Пікірлер: 822
@JohnCryst
@JohnCryst Жыл бұрын
10 videos dekhe lekin best explaination yahi tha ab tak ka ek video me sab doubt dur kr diye
@thesubhosays
@thesubhosays Жыл бұрын
Simple and to the point explanations. Great job 👍
@surya51976
@surya51976 2 жыл бұрын
Axis works on LIFO. In Auto Sweep facility there is a cycle (weekly/monthly) after which it checks balance and then creates FD of threshold amount. What i did is that i had some amount (3L) in my account prior to activating auto sweep. I have another bank account as well (Wife's), transferred 2L to my wife's account, now my account has 1L. Activated auto sweep with weekly cycle which created FD1 of 50k and 50k as threshold amount in first week. In 2nd week transferred 50k from wife's account to my account after which auto sweep created FD2 of 50k, like wise transferred remaining amount from wife's account to mine with 50k per week resulting in multiple FD's created of 50k with say Last FD as FD5. In reverse sweep i needed 60k to be withdrawn in that case there was 50k in my savings and the last FD (FD5) only was broken keeping the other FDs intact thus reducing my interest loss.
@adityar.g6856
@adityar.g6856 Жыл бұрын
Nice example to understand 👍
@BruceWayne-dr9zh
@BruceWayne-dr9zh Жыл бұрын
Very nice bro...
@GauravSingh-zp2lc
@GauravSingh-zp2lc Жыл бұрын
Sir ji agar hum 1 saal k liye ye facility on kre apne saving account m toh manlijiye mera ek new fd(3) create hua h 9 month hone pe toh wo kb pura hoga kyunki facility toh sirf ek saal ki h aur isse sirf 3months mile ? Please reply
@tushar5133
@tushar5133 Жыл бұрын
Auto sweep lene ki koi time limit nahi hoti. Lene ke bad har new FD ban jaegi threshold limit ke upar amount jate hi. Jo new FD hai wo 6 month ya year ki jo ki bank to bank depend karti hai ban jaegi. Isme aapko kuch nahi karna. Aapko bas option Lena hai auto sweep ka.
@anukulgupta3655
@anukulgupta3655 Жыл бұрын
If i withdraw less than threshold limit. Then what happens?
@singh.aadarsh
@singh.aadarsh 2 жыл бұрын
Kya baat hai sir Itna complex calculation ko km samay aur assani se smjhane ke liye. Nice prepration.
@XYAxisEducation
@XYAxisEducation 2 жыл бұрын
Thanks
@ravindrakumar3087
@ravindrakumar3087 Ай бұрын
​@@XYAxisEducationsir mere account Mai 3 saal me 8 lakh save huye h last saal se AUTO Sweep karwa liya h kya income tax dena padega
@HogaJaroor
@HogaJaroor 7 ай бұрын
nice video... if account balance is below threshold limit for a long time... sweep already active...still penalty lagega?...how to deactivate auto sweep
@r.psharma3704
@r.psharma3704 6 ай бұрын
How to deactive the auto sweep?
@aksl0007
@aksl0007 Жыл бұрын
sir very very nice explanation..... sir few question.... 1. sir lifo and fifo kya bank khud se decide karta hai ya fir hamaray pass bank option deta hai....and which one is better.... 2. Dusra agar mere pass 50,000 hai and bank ne minimum fd deposit 5000 k breakup mein rakhi hai and mere account mein 3000 rs. deposit hotay hai to vo to FD mein convert nahi ho paayenge being less than 5000.... to fir vo kab tak fd mein transfer nahi ho paayengay ......jab tak account mein 2000 ya ussay se upar tak ki amount credit nahi ho jaati hai tab tak..... or maanlo ki 3000 rs transfer ho jaayey to phealy vaalay 3000 rs and 2000 out of 3000 mil k to 5000 ban jaayengay and fd ban jaayengi par fir balance 1000 rs. ka kuch nahi ho paayega jab tak next 4000 rs ya uss se upar ki amount transfer nahi hogi
@ABHIJEET_CHN
@ABHIJEET_CHN 2 жыл бұрын
Amazing video bhai kafi acche se samjhaye ho, sare doubts clear kar diye thank you so much 💟
@XYAxisEducation
@XYAxisEducation 2 жыл бұрын
My pleasure. Regards
@anandsinghmehra9330
@anandsinghmehra9330 2 жыл бұрын
Chup
@bonginsights
@bonginsights 2 жыл бұрын
Best Explanation ever on Auto Sweep Facility 😍
@XYAxisEducation
@XYAxisEducation 2 жыл бұрын
Thanku soo much. Regards
@sonutomar8335
@sonutomar8335 8 ай бұрын
Multiple fd create hoti hai, agar mai premature withdrawal karta hu toh ek h fd ka rate of interest kam hoga with penalty k sath ya sabhi ka​@@XYAxisEducation
@RajeshKumar-xu8sj
@RajeshKumar-xu8sj Жыл бұрын
धन्यवाद, आपके समझाने का अंदाज बहुत ही लाजबाब है।
@knaushad918
@knaushad918 Жыл бұрын
Very well explained bro dimag me pura aa gya achhe se bhai mai bach gya mai jaa hi rha thha karwane ke liye auto sweep
@subratakr.acharya2122
@subratakr.acharya2122 Жыл бұрын
Wow!! What an impressive & well explicite presentation on this very useful topic on ones own hard earned money management policy on bank account . . Really dear brother too good presentation in a very simple way . . . Certainty you deserve to get a big 👍👍👍👍 for this video . . Keep it up . . Thanks!!
@rabindranathbehera5172
@rabindranathbehera5172 Жыл бұрын
Very good clarification F.D.holders.
@shritiatulkar4588
@shritiatulkar4588 2 жыл бұрын
Multiple FDs banti hain toh jo frequent transaction karte hain usme yadi 1-2 FDs tk frequent transaction ho rha hain fir bhi saari FDs jo bhi form hue hain sabhi par rate of interest affect hoga ya sirf 1-2 FDs jo frequent transaction ki vajah se gadbad hua hain unhi k interest par effect honga? In other words 1-2 FD k premature withdrawal par sare FDs k rate of interest par effect padega ya sirf un particular 1-2 FD k rate of interest par he effect padega?
@AshokKumar-HR20
@AshokKumar-HR20 Жыл бұрын
Dil khush ho gaya aapki video dekh k, karan hai ki jitni bhi jaruri baatein thi sari ki sari aapne bahut achhi tarah example k saaath batayi.. I am thankful to you for your helpful video.
@Shubhamkumar18092
@Shubhamkumar18092 Жыл бұрын
Who come here after pranjal on sandeep maheshwari show😂😂😂😂
@EXPLORINGINDIA_
@EXPLORINGINDIA_ Жыл бұрын
Me bro 😂🤚
@BappiRay692
@BappiRay692 Жыл бұрын
Me 😂
@niladribit1563
@niladribit1563 Жыл бұрын
Not everyone like you watches gawar shows
@kaleb_0777
@kaleb_0777 Жыл бұрын
Me
@ankanroy4718
@ankanroy4718 Жыл бұрын
👋
@kuldeepkindo4992
@kuldeepkindo4992 Жыл бұрын
Sir aapne to bahut achhe se explained kiya thank you so much sir. Sir auto sweep account kholne ke liye bank ke kis adhikari se baat karna hoga.
@nayangupta9467
@nayangupta9467 Жыл бұрын
When i came doubt related to bank I always remember one KZbin channel have there my all doubt are clear and i'am happy ❤❤❤❤
@BISWAJITROY-lq7ck
@BISWAJITROY-lq7ck 2 жыл бұрын
whoever comes to see this video, its gonna be very irritating long video BUT if u have patience to watch it fully, you are at the right place .❤
@jaivir7970
@jaivir7970 10 ай бұрын
10,000 /=ke gunuko mai 2 saal + ke liye 2 , 2 saal ke liye kitne khate khulwa sakte hai ya 1+year ke liye khata kurke luga taar pur(3months)pur Kya hum karwa sakte hai
@hemantv.5409
@hemantv.5409 Жыл бұрын
Very nice vedio,लेकिन एक बात बताओ आजकल हर जगह यूपीआई पेमेंट सिस्टम लागू है ऐसी सूरत मे चाय नाश्ते,किराने की दुकान,पेट्रोल पंप पर डेली पेमेंट लगभग हजार डेढ हजार रपय तक होता रहता है ऐसी हालत मे सेविंग स्ट्रेटेजी कैसी होनी चाहिये।
@dsmforever281
@dsmforever281 2 жыл бұрын
Thank you sir bahut achchi jankari दी अपने ❤️❤️❤️🙏🙏🙏🙏 आपके बताने का तरीका लाजवाब था ❤️❤️❤️🙏🙏🙏
@nazmeaamir5334
@nazmeaamir5334 2 жыл бұрын
You are always on point and dont do any bakwas….. love you bro🙌🙌🙌🙌🙌🙌
@XYAxisEducation
@XYAxisEducation 2 жыл бұрын
Thanks
@dipakkumar-gd3pz
@dipakkumar-gd3pz Жыл бұрын
Actually mein jan na chahta hoon ki... jo threshold balance hai..usse kam amt ka koibhi transaction karein aur turant wohi same amount wapas bank mein add kardein to kya kuch penalty legega...bank is sbi. Means, suppose my sbi ac. bal. 30000, Threshold balance 15000, Sweep in bal. 15000(auto sweep fd amt.) Then , if I want to debit an amt of 1k/2k/3k.. any amt less than 15k(threshold amt.) And instantly credit that much amt. as well, is there any penalty imposed on my ac bal. Plz reply 🙏🏻
@shubhamsapkale3264
@shubhamsapkale3264 2 жыл бұрын
Just a doubt Jo aapne kaha ki savings ka 3% rahega aur agar aap auto sweep wale FD se nikaloge to 2% ho jaega for that example... Lekin vo 2% hume 45-60 days( jo ki annually dekha jae to 8% ke aas pass hoga) ka milega jahaki savings wala annually 3% deta hai... So is it equal ya mai kuch miss out kr raha hu.. kyunki mujhe bhi inti knowledge nahi hai.. isliye doubt clear kr raha hu..
@erakris
@erakris 2 жыл бұрын
Saving account me interest add hota hai kya???
@Amandeep_Singh07
@Amandeep_Singh07 2 жыл бұрын
Question toh sahi hai yrr aapka.. Mujhe bhi answer chahiye iska.. Kyuki 2% toh 45-60 days me mil raha hai autosweep me balki savings me 3% annually milta hai toh autosweep hi sahi hai na.
@erakris
@erakris 2 жыл бұрын
Fd me interest add nhi hota na pr jese saving account me interest hota hai bese hi fd me bhi hota hai annually hi interest milta hai
@bittukumardubey1071
@bittukumardubey1071 9 ай бұрын
Auto sweep karne ke baad auto sweep wala paisa jarurat parne pe kaese nekle ga atm se ya net banking ya bank visiting
@Saneep154
@Saneep154 2 жыл бұрын
जब SBI वालो ने 150 ATM चार्ज का काटा तब दिमाग मैं सवाल आया।SBI के TOTAL CUSTOMER लगभग 45 करोड़ हे। एक से कम से कम 150 लिए तो सब के TOTAL 6.9 बिलियन हुए 🙈🙈
@mr_visibel
@mr_visibel Жыл бұрын
O Bhai sahab
@bharattech6189
@bharattech6189 Жыл бұрын
Are bhai par charge kam hai uska
@mr_visibel
@mr_visibel Жыл бұрын
@@bharattech6189 Mera to 250 kata tha
@skfaizanofficial1661
@skfaizanofficial1661 Жыл бұрын
Baap re baap
@sweetpotato3611
@sweetpotato3611 Жыл бұрын
Or jo atm installment maintenance n guard pe jo khrch hota h wo tmhra baap jodega...
@aslamansari-jm2fc
@aslamansari-jm2fc Жыл бұрын
Sir samjhane ka tarika bahut badhiya hai.very thank you sir.
@ankitranjanghosh3615
@ankitranjanghosh3615 Жыл бұрын
There are a lot of videos on this topic but your explanation was the best :) thanks man keep up the good work
@ashishchaudharicool
@ashishchaudharicool Жыл бұрын
1 yea mature hone ke baad kya hoga woh batao. Kya wapis uski bhi fd renew ho jaayegi?? Agar aisa hai toh bina premature FD break kare apna paisa hi nahi naikal paaunga. Please explain this scenario as well.
@jayeshgmt5930
@jayeshgmt5930 Жыл бұрын
बहुत अच्छे से समझाया सबकूज समझ आया sir
@soneshbansal2397
@soneshbansal2397 2 жыл бұрын
Bar bar multiple fds create hona nai chahiye. Ek hi FD create hona chahiye jisme Paisa transfer hota Jaye. Then there will not be any problem
@bittu6984
@bittu6984 Жыл бұрын
Sir agar 1 saal fd ka pura ho hamari threshhold limet 5000 h aur fd 20000 rupee ki h kabhi us 20000 rupee me se 18000ruppe nikaale to penalty lagegi kya aur dusri baat 5000+20000=25000 h aur usme se 22000 rupee nikaale to kya penalty h
@VishalSoni-dy4qu
@VishalSoni-dy4qu Жыл бұрын
Sir agar ham jitane time ke liye auto sweep in ka facility on karaye the to uske bad me agar ham withdraw karenge to kya tax bhi lagega. Please please please ......sir reply.......
@charudattaghodaki8991
@charudattaghodaki8991 9 ай бұрын
Mera sawal hai.. yadi 5000₹ hai A/c me 10,000 ₹ ki auto sweap ho gaya to me 4000₹ nikalta hun to 1000₹ bhi available dikhayega ya vo automatically FD breck kar k 4000₹ mila k 5000₹ kar dega phirse?? Please explain
@joyrajpaul6507
@joyrajpaul6507 Жыл бұрын
Always knowledgeable, informative, easy to understand, I love ur channel
@aksl0007
@aksl0007 Жыл бұрын
3 question : is auto sweep same as flexi deposit....as you have make video on auto sweep facility....so what is flexi deposit plz make a detailed video on this topic also with comparison of both auto sweep and flexi one....
@rezagaming4052
@rezagaming4052 Жыл бұрын
Bro auto sweep ka matalab hota hai ki ballebaaz apne aap sweep maarta hai aur reverse sweep to mujhe Maxwell ka accha lagta hai 🙂🙂
@Hashimabbas-me2fc
@Hashimabbas-me2fc 5 ай бұрын
4 mahine ho gye hai sweepi FD 5000 RS ki thi HDFC Bank me sewing akont hai us pe abtak Kitna instrast hogya hoga please bataye
@AarambhKaro
@AarambhKaro Жыл бұрын
Bhai aapne bahut achhe tarike se sari chijo ko bataya...Thanks ❤
@Vijau12345
@Vijau12345 Жыл бұрын
आटो स्विप मे जब हम FD को एक महिने मे तुडवा लेते है तो किस प्रकार ब्याज मिलेगा 7% या इससे कम मिलेगा तो कितना मिलेगा।FD का समय 1 साल है।
@AmitPandey-qr6lp
@AmitPandey-qr6lp 3 ай бұрын
Jitne din fd mein tha utne din ka interest credit hoga saving account mein
@namanydv_garud
@namanydv_garud Жыл бұрын
Very well explained. Saved me a lot of hassle😌 Dhanyavad 🙏🏼
@nirmalgosai7473
@nirmalgosai7473 Жыл бұрын
Bhai meko short me batana auto swap karu ya na karu
@abhijitmaiti6589
@abhijitmaiti6589 2 жыл бұрын
Very well explained in easy to understand language! Learnt the concept which i needed to know!
@Rajeev_1231
@Rajeev_1231 Жыл бұрын
Thanks . Very easy. If I ask this to bank employees. He never solve like this
@omkarkumar3525
@omkarkumar3525 2 жыл бұрын
Auto sweep fd se atm se balens chak karenge to paesa katega ya onlien desare acont me bhejenge to paesa katega aur 1years ka hai to apne aap ho jayega seving me ya chalata rahega auto ki puri jankari dijiye auto me kitane tarik se kitane tarik ke bich nikale ki paesa nahi katana chhiye
@pradiptapradhan726
@pradiptapradhan726 Жыл бұрын
Bhai Bhai aapka advice class dekhne ke baad mujhe aaj bahat bada misunderstanding se mukt krawa Diya .kyun ki mera bhi AUTOSWEEP skim hai ..... Thnks 4ur video Cheng my mind.
@siddharth5099
@siddharth5099 2 жыл бұрын
Sir, i think FD k case me Paytm payments bank acha hai. 1. 5.5% interest rate 2. 0% penalty charge on breaking premature fd 3. Minimum FD deposit ₹1
@lakhi_kant
@lakhi_kant 2 жыл бұрын
Yes!
@SecretStrategist
@SecretStrategist 2 жыл бұрын
Indusind and au have more
@theinfinitejahan66
@theinfinitejahan66 2 жыл бұрын
FD+TAX😎
@GauravSingh-zp2lc
@GauravSingh-zp2lc Жыл бұрын
Sir jaisa aap bole video m ki multiple fd create hoti h auto sweep m toh agar hum 1 saal k liye kre auto sweep fd aur 9th month pe maan liye mera ek fd create hua toh wo toh sirf 3 months rahega fir Ya last fd jo create hoti h usse 1 year calculate nrega ? Please reply
@sumansharma6008
@sumansharma6008 3 ай бұрын
क्या आटो स्वीप मोड में करने के बाद पैसे withdrawl करने पे TDS कटता है
@believeinyourself02
@believeinyourself02 Жыл бұрын
Bhaiya thankyou so much ❣️🤗🙏 jaise aapne samjhaya vaise abhi tak kisi bhi video me nhi dekha thankyou again. Chennal suscribed and video liked😃😄🤝
@smartkingstatus3816
@smartkingstatus3816 Жыл бұрын
Bhut sahi tareeke se samjaya janab khub video like that keep it up 👌👍👍👍
@SurajKumar-ly7ws
@SurajKumar-ly7ws 8 ай бұрын
Good explanation sir As a salaried person and due to UPI we make almost all transactions online due to which it not useful for our people like middle class
@djchahatgiridih3506
@djchahatgiridih3506 Жыл бұрын
Best Explanation ever on auto sweep facility 👌👌
@aashakegeet2989
@aashakegeet2989 6 ай бұрын
Sir kya ye intrest rate jo hai auto sweep pe wo har mahine milega aur automatically hi threshold limit mai add ho jayega? Ki jitne mahine ya saal ka karenge utne din Baad milega?
@sureshkolekar4108
@sureshkolekar4108 Жыл бұрын
Nice explanation. Pl make video on tax liability for d retired persons ( age between 58 and less than 60 ) . 60 and above comes under sr. Citizens.
@AmitSingh-mt4op
@AmitSingh-mt4op Жыл бұрын
No one Can explain better than you ❤️
@shaikh8346
@shaikh8346 Жыл бұрын
7 day rakh sakte haina
@ranjitharaj1335
@ranjitharaj1335 Жыл бұрын
Thanks for such a clean and on to the point explaination
@muskansharma8982
@muskansharma8982 Жыл бұрын
So that means agr hum threshold se kam pese nikalte h ya kuch transaction krte h to wo savings account se niklege right? Not from fd to is case m sb normal chlega like no penalties ?
@Aditya-vc4yb
@Aditya-vc4yb Жыл бұрын
Auto sweep me jo interest create hota hai wo fd me add on ho Jata hai Ya saving account me credit hota hai Kya interest amount withdraw ho Sakta hai kya
@adamali2034
@adamali2034 2 жыл бұрын
Sir 1 my small question 1. Sapose that threshold axis mai 5000 hai or mere account mai 5000 aagya To wah 1 FD banjayega 5000 ka mera threshold mai total 5000 tha or wah total 5000 end ho gya PENALTY LAG SAKTA HAI KYA
@PrinceKumar-1701pk
@PrinceKumar-1701pk Жыл бұрын
Sir, Agar mujhe bank a/c khulwana ho to kis bank me khulwaun aur kon sa a/c(savings/current or any other)khulwaun jisse mujhe benefit ho???
@humnmgroup4206
@humnmgroup4206 11 ай бұрын
Bro threshold limit 15k hai to 15k tak nikalte rhenge to koi dikkat nhi hai na .. jab 15k se jada nikalenge (withdraw) tab dikkat hoga na
@0201-m1j
@0201-m1j Жыл бұрын
Fd ka rate of interest tolal bank balance pe milega ya har fd ka apna apna interest hoga??
@arsonarai1077
@arsonarai1077 2 жыл бұрын
Hlo Sir fixed deposit kya hota hai or kya faida hota hai ispe bhi ek video bana dijiye na....🙏🙏🙏
@mirzakhan9339
@mirzakhan9339 2 жыл бұрын
Kya aap bata sakte hai ki ye auto sweep a/c fd mature hone ke baad poora amount saving account me firse aajata hai fir auto sweep account me hi rehta hai , or fd mature hone ke baad account ko firse sweep account me krna parega maturity period ko firse decide krna parega ???
@JagadishRoy-di8ol
@JagadishRoy-di8ol 6 ай бұрын
Mera ek doubt hai, mera jo thresold limit hai maniye 50K, FD 50K . Mera abhi 90K jarurat hai, mai kya UPI or ATM se ek sath utha sakta hun kya. Kiu ki mein bahar meh raheta hun. Please clarify
@avdsouza
@avdsouza Жыл бұрын
Wow nice explain with examples 🙏 keep it up ❤
@XYAxisEducation
@XYAxisEducation Жыл бұрын
Thanku soo much. Regards
@sumitasharma537
@sumitasharma537 Жыл бұрын
Very well explained.
@amanshrivastav7778
@amanshrivastav7778 11 ай бұрын
Jab autosweep se fd kholte hai, kya autosweep wala FD ka bhi account number hota hai? Yaa saving account number ka fd account number hai?
@hahalasirjon89
@hahalasirjon89 6 ай бұрын
Namaste sir 🙏 Aap bojot achha samjhate hen i like your explanation...
@sagarrahi
@sagarrahi Жыл бұрын
Auto fd me balance 1L hai Or account maintenance balance bhi 1L hai Fd me aur account me alag alag balance rkhana hoga ya Fd krne ke baad maintenance balance bhi Kaun
@nikhilkamble3629
@nikhilkamble3629 4 ай бұрын
Threshold limit k andar amount withdraw kiya toh kya nuksan hoga Suppose 5000 threshold hai aur maine after 45 days 3000 withdraw kiye toh kya hoga ??
@twinklesinha5168
@twinklesinha5168 Жыл бұрын
Multiple FDs jo create hoti hain un sab par seperately 1-1 yr complete hone par hi ROI add hota hai?
@trafficrider1258
@trafficrider1258 Жыл бұрын
Sir mere bank of baroda mai 3800 hai toh kya usme auto sweep ho jayega?
@deepeshkuldeep7414
@deepeshkuldeep7414 2 жыл бұрын
सर आप मुझे यह बताओ कि यह AUTO SWEEP की सुविधा केवल सरकार कर्मचारियो के लिए हे या सब आम जनता के लिए
@darkside1881
@darkside1881 2 жыл бұрын
Sab ke liye hai
@deepeshkuldeep7414
@deepeshkuldeep7414 2 жыл бұрын
@@darkside1881 भाई आपने ले रखी है क्या यह AUTO SWEEP की सुविधा यह बताना
@darkside1881
@darkside1881 2 жыл бұрын
@@deepeshkuldeep7414 bhai agar app online banking use karte hai to online ho jayega nahi to branch me jakar 1 form bharna padega
@apsarafatima3199
@apsarafatima3199 Жыл бұрын
Bhiya auto sweep krne pr koi problem to Ni hi na mra Paisa idhr udhr ni hoga na
@learnmusicwithrajinder7692
@learnmusicwithrajinder7692 5 ай бұрын
Sir Saving account se paisa withdrawal krne pr hi FD break होती ha ya funds deposit krvane se bhi pichhli FD break ho jati hain
@neerajagrawal2372
@neerajagrawal2372 2 жыл бұрын
Sir 1 question hai- CC limit ya overdraft limit ka interest rate fixed rhta hai ya fir floting.
@XYAxisEducation
@XYAxisEducation 2 жыл бұрын
Floating rate he dete h banks aj kl . But ap apni preference se b choose kr skte ho. Regards
@manisharajput7205
@manisharajput7205 Жыл бұрын
Good evening sir......sir kya aap pnb bnk k liye btaa sakte hai mujhe autosweep k bare me
@zayka8768
@zayka8768 Жыл бұрын
Sir bahut acchi tarah se samjhya h aapne thankyou 🙏
@nehasahu5433
@nehasahu5433 Жыл бұрын
Sir ek baat btaiye maan lo hmne threshold set kiya 5000 rs. Aur us paise ko jo saving account me hai fir baad me jaise pure 5000 hmne nikal liya to vaps se saving account me hi paise kaise jma krva skte hai kyuki hm jo bhi paise dalenge unki to shyd fd hi bnti jaati hai uske upr ke account ki to fir saving ko kaise refill kr skte hai ?
@rakeshkumar5118
@rakeshkumar5118 2 жыл бұрын
Agar ac me 1 lakh hai isme mai saving me 75 rkhna chahta hu to 25 k FD me chala jayega to kya benefit milege ya 1 lakh me se maximum ya minimum kitna saving me rkh sakte hai ya maximum ya minimum kitna auto sweep Fd me daal sakte hai aur mera zero blance ac ho to kya fayda hoga ya nukshan?
@motivationalthoughts5787
@motivationalthoughts5787 5 ай бұрын
Sir SBI bank me Mai 3 lakh ka 6 mahine ke liye fix deposit krwaungi to kitna return milega or kya krne se mujhe fyada hoga
@letsdrive6606
@letsdrive6606 Жыл бұрын
Thumb lgane wale user ka account auto sweep m convert ho sakta hai kiya
@shashankpal7642
@shashankpal7642 2 жыл бұрын
Agar ham apni threshold limit ke under hi bar bar transaction kare toh usse bhi hamari auto sweep fd k intrest pe bhi effect aayega or agar hamari Khali receiving ki transaction ni bar bar hoti hai toh usse bhi koi effect aayga
@akashgautam5125
@akashgautam5125 2 жыл бұрын
Same question
@sukhmanku5608
@sukhmanku5608 Жыл бұрын
Sir ager hamari account pe auto sweep on ho but humme paise urgent nikalna ho mean ATM ja online kya wo nikal jawege ja Bank se hi nikleya ge tym kitna lagge ga vo bhi batana sir
@rktherealhero8012
@rktherealhero8012 Жыл бұрын
ATM se paisa nikalte waqt current account aur saving account ka option aata hai ..iske bare me kuchh bataiye ki paisa current account se nikale ya saving se
@s.j_art._
@s.j_art._ 9 ай бұрын
But sir fir bhi profit mai hai kyuki 45 days ka 2% mil rha 20k mai jo ki 400 hota hai or savings pe 3% pa milega mtlb saal mai 600 rs toh fd jyda better hai
@diujay
@diujay 9 ай бұрын
Auto sweep fd mein fayda?
@riadash764
@riadash764 Жыл бұрын
I activated my auto sweep at SBI with a minimum threshold of 25k. I had a balance of Rs. 825000 so from November 1, 2022, SBI debited Rs. 800000 from my account and now only 25k is remaining. Now I can only make transactions over that 25k and cannot touch that 8 lakhs, which is something that the bank did not inform me. I just watched your video and realised that this is a total loss for me, since I do a lot of transactions. Please let me know how I can discontinue this ASAP and get my account back to normal. Also, please let me know the penalty amount associated with it.
@BruceWayne-dr9zh
@BruceWayne-dr9zh Жыл бұрын
Hi Ria Dash ! So i was also thinking about activating autosweep but I do most of my payments online so there is a frequent debit in my account. Here I have came up with a solution but not tried it till now.. I will let you know if it works...
@om9293
@om9293 Жыл бұрын
1lakh threshold rkho hmesa baki auto sweep. In case agar monthly salry 50,000 h. To. Kaisa rhega?
@himanshudohare8695
@himanshudohare8695 Жыл бұрын
Bhaiya, auto sweep facility mein jitni limit set ki hai usse agar kam rupaye bhi nikalte Hain tab bhi fd break hoti hai?
@amitkrdey306
@amitkrdey306 Жыл бұрын
It's a temporary FD, it doesn't have any pre matured charge Bro... Get the data from Bank...
@preetbhatoa2414
@preetbhatoa2414 Жыл бұрын
Sir agar payment long time means 1 or 2 years k liye rakni ho to fir ye option Lena chahiye ya nai?
@sumitsikriwal8898
@sumitsikriwal8898 2 жыл бұрын
1yr k bad mature hone par sweep in fd ko break kese Karen and jo fd ka amount hoga wo hamare savings account balance me add ho jayega ??
@neetusankhla1814
@neetusankhla1814 Жыл бұрын
I got all my doubt cleared after watching this video for auto sweep facilities, Thanks
@forviews9092
@forviews9092 Жыл бұрын
Hi... Let suppose mine threshold limit is 50000 in Saving account and 40000 in autosweep FD... I NEED 20000 SO CAN WE USE 20K WITHOUT IMPACTING FD OF 40K.. Pls clear. . Kya m apna threshold amount full use kr skta hu ki nhi
@tusharvide2414
@tusharvide2414 Жыл бұрын
Par monthly auto sweep se fd ka jo interest milega wo to nikal sakte hai na par month me hum
@sdymdms
@sdymdms 2 жыл бұрын
SBI SAVINGS ACCOUNT ME HIGHEST KITNE AMOUNT RAKHNE PAR TAX NAHI KAT TE?
@hamzakhan-hm2vt
@hamzakhan-hm2vt Жыл бұрын
Sir mene axis Bank mai auto sweep fd kariya hai uska amount around 5 lakh hai but manager said to me you will get 7percent return if you do for 2 years I did for 2 years but he said I will get return weekly on every Monday but I did not get it in account he said this is another flexi option you got another fb that has not account no is generated as fb once you break that I'd you will get return Please suggest I did the correct thing on not.
@PriyaGupta-ch3bo
@PriyaGupta-ch3bo Жыл бұрын
Bhaiya apna paisa kaise nikal sakte hai or uska interest hamare hi account me aayega ya jab fd todenge tab milta hai uska interest
@Sharmajii1867
@Sharmajii1867 Жыл бұрын
Sir batao sahi hoga ..20L fd kar dunga 1 2 years ke liye sbi mein . Waha normal 6.8% interested deta hain sir .to sir 20L ka 6% de de to sir 1.2L mil jayega extra sir charges wagara kat ke sir ??? Please inform .me
@vermaarpanverma7828
@vermaarpanverma7828 2 жыл бұрын
thank you very much sir iss topic ko clear krna k liya
@XYAxisEducation
@XYAxisEducation 2 жыл бұрын
My pleasure
@hariprasadgurupawar5342
@hariprasadgurupawar5342 2 жыл бұрын
Threshold limit 35000 hai account se 20000 nikale bache 15000 to threshold limite mentend karne ke liye fd me se 20000 waps aa jayenge kya please bataye
@pappulal479
@pappulal479 Жыл бұрын
Agr threshold amount se km hm nikalte hain paisa to kya tb bhi koi fd break hogi ?
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