These 3 Cards get me $15,000 in Travel EVERY YEAR

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Away Together w/ Nik and Allie

Away Together w/ Nik and Allie

Күн бұрын

Пікірлер: 201
@awaytogether
@awaytogether 4 ай бұрын
➤ Top Chase Cards: awaytogether.com/chase/
@ralonb
@ralonb Ай бұрын
So through my job, I basically have an unlimited supply of frequent flyer miles and have top tier status with two airlines. I want to get free hotel stays. Any suggestions as to credit cards?
@JoeOutdoors
@JoeOutdoors 23 күн бұрын
I would like to have a look see but I am being DENIED ACCESS to my Chase account online because I do not have a phone. Only an idiot would think you need a phone to use a computer unless you still have dial up internet.
@DavidGameiro
@DavidGameiro 16 күн бұрын
@awaytogether - If my wife has the CSR, is it worth it for me to get the other two cards? Or do they all have to be under one person? Could i transfer points over to her chase account?
@Fruitypebbles489
@Fruitypebbles489 4 ай бұрын
I have all 3 cards and I will be flying my first “free” trip ever. It’s not business class but it’s still a free trip
@jamaglaqui3912
@jamaglaqui3912 3 ай бұрын
Hi, whats the interval when getting these 3 cards? I currently applied for chase freedom unlimited
@Epigz418
@Epigz418 2 ай бұрын
@@jamaglaqui3912would do about 3-6 between card applications
@DaveM-FFB
@DaveM-FFB 4 ай бұрын
Makes sense! However, we travel a LOT, and prefer to get $12K - $15K of annual value at Hyatt hotels. We just use a 2 card stack for 95% of our purchases. #1 We use the CSR Visa for airlines, cruises, dining and rideshare (3x pts). #2 We use Chase WOH Visa for everything else to earn and maintain Globalist status (based on Qualifying nights, and credit card spend). We always pay for our flights, and sometimes we leverage the cruiseline group discounts on airfare. Cheers!
@GmanSJ
@GmanSJ Ай бұрын
Hi @DaveM-FFB. My wife and I have the CSR and are traveling more as well. I like Hyatt as a transfer partner and want to get and keep status. Can you say how you get $12K to $15K of annual value at Hyatt? Presumably you’re spending on your WOH at the hotels and then getting tons of points to redeem for free nights? Other tips? Happy traveling!
@Northerner-eu6rx
@Northerner-eu6rx 4 ай бұрын
I am a Chicagoan like yourself and also own Sapphire Reserve. However, one major weakness for us, Chicagoans, is lack of Priority Pass lounge in any of the domestic terminals and the only one "Swissport Lounge" exists in international travel. Chase has created some Sapphire Lounges and none of them exist in Chicago and it doesn't have any future plan either. Chase used to reimburse unto $28 in other selected restaurants and that program has also been disconnected. We need to raise this to Chase and/or Priority Pass as its devaluing the Reserve card.
@mundie33
@mundie33 4 ай бұрын
I travel every week and purposely avoid O Hare. That place is a dump. Plenty of airline lounges though
@vgshwk
@vgshwk 3 ай бұрын
There are no priority pass lounges at lax also.
@richardglass5573
@richardglass5573 Ай бұрын
LAX Sucks
@billwright2176
@billwright2176 23 күн бұрын
In Chicago we just stop at Wolfgang pucks and share a breakfest .. about $20..
@Kennysmelle
@Kennysmelle 2 ай бұрын
Here is my trifecta. Chase unlimited, chase marriott, chase United. I get a 35,000 a year to use for a hotel room a year and I get lounge access with the United card. I would probably put the preferred card but haven’t found a need for it yet
@fredflintstone2234
@fredflintstone2234 9 күн бұрын
The problem with Chase is their portal. Prices are VERY marked up. You know Chase is basically giving itself a “kickback “ at the expense of your points. I thought chase did not allow transfers to airlines. For all credit cards, hotel credits are a joke. The prices are so inflated, the credits are worthless.
@ThePolluginager
@ThePolluginager Ай бұрын
For any Lyft users out there, chase freedom gets you 5% on all rides. Pretty helpful as Im saving for a car. And if you are an Amazon prime member, I would recommend their Visa, you get 5% on all amazon purchases plus a $200 gift card
@michellebowers8652
@michellebowers8652 4 ай бұрын
Yeah, well airlines are hip to this and have been hiking up mileage points for business class to astronomical levels.
@minneapaulis
@minneapaulis 4 ай бұрын
Yes sir! Proud CSR, CF, CFF card holderrrrrr
@densnow4816
@densnow4816 Ай бұрын
Great video. Of Chase, I only currently have Sapphire Preferred but agree it has been my best on travel redemptions. Will look at rest of trifecta when 5/24 permits.
@kaina732
@kaina732 4 ай бұрын
My Chase Trifecta: Freedom Unlimited, Ink Cash and CSP. I am at 5/24 or I would have the Freedom Flex as well.
@brucewardlaw
@brucewardlaw 14 күн бұрын
Thanks for the video, Nic. Great content. Don't forget, on each account anniversary of the Chase Sapphire Preferred, you’ll earn bonus points equal to 10% of your total purchases made the previous anniversary year. This means if you spend $25,000 on purchases, you’ll get 2,500 bonus points.
@JD-zt3nr
@JD-zt3nr 4 ай бұрын
Nik, another thing you might want to remind people about is the shopping portals that the airlines have. Not using a shopping portal for the airline that you like is throwing away miles. One of the stores I buy from online is PetSmart and they just had an increase in their miles yesterday to 3 mi from its usual 1 mi per dollar. So when I spent my $100 order I ended up getting 300 mi instead of 100 MI. Plus of course I used my Chase card so I got the normal 1X miles for the hundred dollars and 300 extra miles for going through the portal. Why would anybody throw away free miles??
@hunderskunder2596
@hunderskunder2596 2 ай бұрын
petsmart portal is connected to airlines? what?
@micaflores363
@micaflores363 Ай бұрын
@@hunderskunder2596I am confused as well hahah
@diamonddave2622
@diamonddave2622 4 ай бұрын
Can we take a moment to thank all the people, who don't settle their CC bill at the end of each month, for paying for our free trips.
@awaytogether
@awaytogether 4 ай бұрын
😢
@DemetriForex
@DemetriForex 3 ай бұрын
Grim way to look at it, but it's true. Without them CC rewards would suck
@brucewardlaw
@brucewardlaw 14 күн бұрын
True. Thanks to all of you who don't pay off your balance.
@adam723
@adam723 4 ай бұрын
If you transfer out to Hyatt a lot, the Hyatt card is a good swap for the unlimited for your first $15k of catch all.
@pwanlass
@pwanlass Ай бұрын
Thank you for this excellent video! I have questions. 1. Do you have a video explaining how to transfer points from your Chase accounts to an Airline Alliance such as OneWorld? 2. Do the Chase points transfer to all 3 of the major Airline Alliances? 3. Do any of the 3 Chase cards mentioned allow you to transfer points for hotel stays? If so, do you have a video on how to do this? 4. I notice that the cards say reward points after making "purchases". Would paying rent or other bills count as a purchase as it relates to getting the sign up bonuses? Thank you!
@blktauna
@blktauna Ай бұрын
Sorry I will NEVER use any Chase product. To say I've had a bad experience with them would be an understatement indeed. Their customer service is also horrific.
@PeopleUnderAnesthesia
@PeopleUnderAnesthesia 15 сағат бұрын
How do I combine my chase points with my wife? When I called they told me it wasn't possible since we are different liable people. I have the freedom and freedom unlimited. My wife has the sapphire preferred and I'm an authorized user on that.
@JP7onEarth
@JP7onEarth 4 ай бұрын
Nik, another Master Class by you for Us! Amazing. Thanks. JP Porto
@TJPatriot74
@TJPatriot74 Ай бұрын
Could I use quicksilver instead of freedom flex?
@juliegriffin684
@juliegriffin684 4 ай бұрын
I'm finding more and more often that businesses are charging anywhere from a two and a half to 4% charge to pay your bill with a card. Is it still worth using the card at that rate?
@Rainbow_Oracle
@Rainbow_Oracle 3 ай бұрын
If you were going to pay using a credit card anyway, you would be charged the 2-4% processing fee as you say, so it makes sense to use the one with the highest cash back, or point cash equivalent.
@jack91522
@jack91522 10 күн бұрын
Is the sapphire card alone good enough? Or do you really need 3 cards? Most transfer the points. The preferred card seems worth it if you fly a lot for the lounge alone
@ndomenech6
@ndomenech6 4 ай бұрын
Hi, I get a lot out of your recordings, I need to know now about credit cards and medical travel insurance.
@Harry-pe4ox
@Harry-pe4ox Ай бұрын
isnt the trifecta only works with CSR CF and CFF? CSP works too?
@BravoSimone
@BravoSimone 2 ай бұрын
Would this advice work for Canadians?
@janemerrill7174
@janemerrill7174 Ай бұрын
Why both the flex AND unlimited? Since they’re both 3% on dining…and you get the 5% on dining for a quarter with the Flex…
@erice8502
@erice8502 3 ай бұрын
If you could only have one, and tend to value air travel and lounges more than hotel? Which would it be. Leaning hard to the AMEX Platinum. Just want to ensure I cover that annual fee.
@SALFXEF
@SALFXEF 6 күн бұрын
I think that the flex is useless With the rotating quarterly Programs. I have the ink cash card in its place. I currently have the freedom Unlimited the ink plus, ink unlimited, ink cash, and ink preferred. Considering a sapphire but not pulling the trigger yet
@Zerobar78.
@Zerobar78. 4 ай бұрын
Great info here, thanks!! I have the Freedom unlimited and Sapphire preferred cards and been using them to book everything on my trip for later this year!!
@reggiethecommenter9137
@reggiethecommenter9137 2 ай бұрын
1:39 My Venture X Covers bucket 1 and 3; transferrable, perks, etc + 2X points (catch all). My Chase Sapphire Preferred is my bucket 2 choice because of 3x for food. I've kept my Hilton Surpass card that I use only for my Hilton stays/spend.
@richardglass5573
@richardglass5573 Ай бұрын
Does Chase Freedom Unlimited exclude Target & WalMart like the Chase Freedom Flex does? Enquiring minds wanna know.
@NathanFogg-z3j
@NathanFogg-z3j 2 ай бұрын
The concept is good; however, the video sounds like a Chase commercial.😕😕😕
@nicolecobb125
@nicolecobb125 Ай бұрын
That’s because they have good products. You’ll notice a lot of people in the CC game love them.
@awaytogether
@awaytogether Ай бұрын
I’m program agnostic, but this strategy is one I actually use and it’s worked well for me. You can achieve similar results with other programs too.
@dailodai9586
@dailodai9586 3 ай бұрын
is it ok to apply for the ink preferred if I already have the ink cash card.
@RealMuperSan
@RealMuperSan 2 ай бұрын
5% on 1500 of groceries for a quarter is no good for us. Our monthly food bill is much higher
@richardglass5573
@richardglass5573 Ай бұрын
Find another card that will do almost the same thing and use it too. No one says you can have only one card that works for you.
@TravelLoverForLife
@TravelLoverForLife Ай бұрын
Amex Gold gives you 4x on up to $25,000 in groceries and up to $50,000 in dining per year
@m.e.5
@m.e.5 3 ай бұрын
TYSM for sharing this valuable info. Sis and are going on our first trip abroad together w a travel agent. Will def fwd this to her 🙏🏼
@hunderskunder2596
@hunderskunder2596 2 ай бұрын
how about this compared to the capital one duo?
@walterchandler2054
@walterchandler2054 Ай бұрын
I wish these travel hack youtubers and bloggers would stop calling these "free" trips. Yes they are way cheaper than paying all cash for flights, hotels, rental cars, etc. But you still have to pay for food, travel within the cities, entertainment and other experiences. Calling it free creates false expectations for those who haven't tried travel hacking yet.
@drew9555
@drew9555 3 ай бұрын
Thank you for the information
@ryanfitzpatrick4927
@ryanfitzpatrick4927 2 ай бұрын
I like the amex gold and venture cards.
@bajamedic
@bajamedic 2 ай бұрын
I have amex platinum and gold, it's a great combo. I have 1.3m points looking at getting the family over seas in business.
@TheChristmasMelodyRoom
@TheChristmasMelodyRoom Ай бұрын
wow, that's impressive.
@LisaNix2
@LisaNix2 4 ай бұрын
Which of these cards has no foreign transaction fees?
@dannyanderson6189
@dannyanderson6189 2 ай бұрын
Sapphire Preferred, Sapphire Reserve & Ink Preferred.
@luisalvarado8351
@luisalvarado8351 4 ай бұрын
I wish to apply for the CIP. Is there any problems on using for personal expenses instead of business?
@tkozikow
@tkozikow 4 ай бұрын
I use my CIU for many personal purchases. How is Chase going to know?
@bobblizzard7865
@bobblizzard7865 29 күн бұрын
Nik, your videos are outstanding. I currently have the American Express Delta Gold, but wanted to have more flexibility. If I start on the Chase trifecta, what order do you suggest I go in? I’m thinking the freedom unlimited, followed by the sapphire preferred. I asked this because I was kind of worried about the 524 rule. Thanks for your help and keep up the good work.
@eropalemeroksa
@eropalemeroksa 21 күн бұрын
What can you do about canceling a credit card without taking a hit to your credit report ? I have two cards that charge me not only a monthly maintenance, but also an annual fee. They refuse to increase my credit limit when all my other cards have been increased at least once.
@awaytogether
@awaytogether 21 күн бұрын
Call and ask if you can downgrade to a no annual fee card - for example, we downgraded my wife's Chase Sapphire Preferred to the Chase Freedom Unlimited once her first year was up. When you call, it's a good idea to have in mind which card you'd like to switch to, but generally it tends to go pretty easy.
@art98303
@art98303 2 ай бұрын
To spend $4,000 in 3 months, can I include expenses from any category, such as groceries and bills? Thanks in advance
@awaytogether
@awaytogether 2 ай бұрын
yes to hit the bonus you can spend in any category!
@matheusd.soldatelli6817
@matheusd.soldatelli6817 3 ай бұрын
Which Visa or Mastercard do you recommend I pair with my current amex gold and platinum for travel? This is because some places don’t take amex and I would like a good non-amex travel card for daily shopping when needed abroad. Thank you.
@dannyanderson6189
@dannyanderson6189 2 ай бұрын
Wells Fargo Autograph. Good travel related multipliers with No Annual fee. 3x travel/transit, dining & gas & also on SIM cards (depending where purchased). I’ve used this card in South America with no problems. In your case, works as backup dining card where Amex Gold isn’t accepted, general travel card bc platinum card only has elevated 5x for flights & hotels booked in Amex portal. Autograph gets you 3x on gas, transit, tolls, parking, hotels. It compliments your current setup.
@bonifaciomagdiwang1697
@bonifaciomagdiwang1697 Ай бұрын
How about the capital one credit card for travel points?
@danitigges6105
@danitigges6105 4 ай бұрын
🎉Great content - Thank you!
@dixter1652
@dixter1652 Ай бұрын
you missed a important one.... you don't even need a credit card if you don't like credit cards... some people don't... just open an account at bask bank.... they pay you in AA miles to have your banking with them... we now have all of the kids their own accounts and credit cards for the bonus.... so far we have used 1 million points and still have 1.5 million points to use.... we go out quite a bit and our grown kids get to join us on our trips for free... AA is getting ready to offer Motels and Car Rental in March... so I'm hoping we can just get a full travel vacation with AA miles.... that would be cool...
@mbvmanagement3716
@mbvmanagement3716 Ай бұрын
1st thanks for this tip. I took a look. Question they just credit your savings account 2 miles per $1 annually?
@dixter1652
@dixter1652 Ай бұрын
@@mbvmanagement3716 miles are monthly... they just add the miles to your AA account... no credit card needed and its all free...
@cruisingwitheric
@cruisingwitheric 15 күн бұрын
But you can't transfer Chase points to American Airlines.
@davidboyd7494
@davidboyd7494 14 күн бұрын
Chase UR can go to British air and you can buy some AA flights through British
@awanen
@awanen 2 ай бұрын
if your dog needs surgery this quarter definitely use the Flex since that's 5%
@Tony36847
@Tony36847 4 ай бұрын
The value you quote for your trip to Europe is kinda inflated because you're comparing to one way flights. It's pretty easy to find round trip tix for about 6k. So you got around $12k in value. Still awesome so no need to exaggerate
@awaytogether
@awaytogether 4 ай бұрын
It wasn't a roundtrip itinerary though - these were the actual retail rates for the open-jaw flights we took if we'd paid cash. I get what you're saying, but there's no exaggeration here.
@RealMuperSan
@RealMuperSan 2 ай бұрын
The other thing is I assume they have a lot of flexibility in their schedule. Using reward miles for me is next to useless because I can never find the flights I need, when I need them for a family of 5
@awaytogether
@awaytogether 2 ай бұрын
@@RealMuperSan if you haven't heard of it, check out a tool called point.me. I've been experimenting with it and am impressed. Like you, it's always been tough for me to find a great redemption for my exact dates because there's so many programs out there, so many different ways to transfer your points, etc. This tool basically searches all the programs for you and is even aware of the transfer bonuses you could take advantage of - pretty awesome.
@curtisparry3146
@curtisparry3146 Ай бұрын
Hi Nik and Allie, Thanks for these credit card tips. I would like to start building my credit card portfolio for travel perks. Have you ever seen the credit cards make amazing sign up offers during Black Friday? I'm trying to figure out if I should wait until Black Friday before I start an application for my first travel rewards credit card. Thanks, Curt
@aia6584
@aia6584 4 ай бұрын
This is a great video. I’m just starting to research as I love to travel but have no idea how to do it for less or even for free. I’m based in the UK though and I don’t think chase offers these here. Any suggestions for us folks here in the Uk? What cards are best for us?
@philamongthehills501
@philamongthehills501 4 ай бұрын
I was recently in Europe and had paid for flights and hotel stays with my Sapphire I acquired earlier this year and the card would not work in multiple locations in Switzerland, France and Italy so I was quite embarrassed and ticked off but luckily had my local bank debit card and chase Amazon card that worked fine and chase has no idea or record of the problem. I wonder if there is something I need to do since chase will do nothing
@mikecumbo7531
@mikecumbo7531 4 ай бұрын
A Visa card was not accepted? Did you verify that the stores accept Visa? I wonder if Chase’s security systems flagged the use in Europe? Did you contact Chase and ask why the transaction(s) was denied? How new is your card?
@philamongthehills501
@philamongthehills501 4 ай бұрын
According to the numerous times I phoned chase and spoke with numerous different departments they have no record of the card being tried to be used. I acquired the card earlier this year and it had worked in the US and via the internet for a Swiss purchase but not in person at multipe locations in three countries and I have no guarantee it ever would
@mikecumbo7531
@mikecumbo7531 4 ай бұрын
@@philamongthehills501 I blame the merchant. Once in North Carolina my Amex was “denied”, Amex had my earlier purchases but no attempt by the NC gas station. Another time I tried to buy electronics and another card was “denied” but that card’s issuer said no record of a purchase attempt that day.
@Charlesbjtown
@Charlesbjtown Ай бұрын
Nah. Citi double cash, custom cash, and rewards are THE trifecta.
@Jay-Atom50
@Jay-Atom50 4 ай бұрын
If I just get the case sapphire reserve, will that be sufficient to meet most of the trifecta type benefits ?
@tkozikow
@tkozikow 4 ай бұрын
Why stop at a single card? This hobby is a lot more rewarding with more cards. Just added #22 last week with 2-3 more planned this year.
@JD-zt3nr
@JD-zt3nr 4 ай бұрын
​@@tkozikowI stopped at a single card because every card that I open tanks my credit score. When I applied for my first Chase card 3 months ago my score tanked 30 points. The credit bureaus don't like it when you open new accounts.
@awaytogether
@awaytogether 4 ай бұрын
I address this in a different video, but that score dip is temporary. Responsible card use can actually raise your score over time if you keep utilization low. I don't know your situation though.
@awaytogether
@awaytogether 4 ай бұрын
@@Jay-Atom50 many benefits for sure but not the benefits of earning on normal everyday purchases. If you’re looking to keep things easy, but want to earn an elevated rate of points on every day spending, it doesn’t get much easier than pairing the freedom unlimited with one of the sapphire cards IMO
@tkozikow
@tkozikow 4 ай бұрын
​@@JD-zt3nras Nik points out the dip is temporary and my score has not dropped below 800 in the past 3+ years. If you really want to get into this hobby it is difficult without a diverse card portfolio. Citi TYP, Chase URs, Amex MRs, and C1 points all have value and offer a lot of flexibility when we are planning travel.
@OroborusFMA
@OroborusFMA 3 ай бұрын
The Flex is showing its age. It needs a facelift. The quarterly bonuses are always the same. At this point I only use it January to March for groceries and all year long for 3% off on drug stores. The Sapphire Preferred is useless except for travel. If you can get the first year's fee waived (such as opening in-branch) it's ok for a year, which is what I did. But I canceled after the first year.
@Nathan-wn5mc
@Nathan-wn5mc 2 ай бұрын
I'm starting to believe that my business ink cards do this with better sign up bonuses.
@tedliu888
@tedliu888 3 ай бұрын
Just happened and found your channels, thanks for sharing. Very informative! I am a starter lol and have excellent credit. Haven’t applied any cc cards within 24 months however I do have few credit cards carry “Zero” balances. Which Chase cc card I should apply first or should I apply all three’s? Your feedbacks are much appreciated it!
@Jtraveladventure
@Jtraveladventure 15 күн бұрын
Umm OK but there's a huge flaw in this.... The sapphire card gives you 1 to 1 on all purchases outside the best ones like travel and dining. The freedom unlimited card is 1 to 0.01 on all purchases...... It makes no sense to have this card at all, unless I'm missing something. The point conversion on the unlimited card is horrible.... You'll get more using the preferred card even though it's only 1 to 1.
@awaytogether
@awaytogether 15 күн бұрын
freedom unlimited card can also earn 1.5X POINTS when you have a sapphire card that can be transferred to that sapphire account.
@Jtraveladventure
@Jtraveladventure 15 күн бұрын
@awaytogether I'm not seeing that information within the card benefits though. It seems like a hidden benefit. When I ask AI it reveals it, but I can't find any published info about this.... Thanks for the fast reply and clarification.
@awaytogether
@awaytogether 15 күн бұрын
@@Jtraveladventure It's advertised as more of a cashback card (and it is) but that cashback balance can be transferred as points to an ultimate rewards account. These might help. thepointsguy.com/loyalty-programs/transfer-ultimate-rewards-points-between-accounts/ www.chase.com/personal/credit-cards/education/basics/how-to-transfer-chase-ultimate-rewards-points
@Jtraveladventure
@Jtraveladventure 14 күн бұрын
​@@awaytogetherwell they approve me for the card but they only gave me a $500 credit line.😂😂😂😂😂😂😂 I'm flabbergasted by their ridiculous amount when all of my other Chase cards are at least 5k. I'm wondering if I reached the maximum credit line with Chase because I have so many cards with them.
@jfk5402
@jfk5402 11 күн бұрын
Why not just get a Amex Black and pile everything on it? Way simpler than what you are describing. Problem solved.
@AnupapayaPoopy
@AnupapayaPoopy 2 ай бұрын
How long did you use the cards to get the $27k worth of travel for free?
@giellekaikey6000
@giellekaikey6000 4 ай бұрын
You have to use travel chase…aren’t travel chase higher than simply finding your own airline fare
@awaytogether
@awaytogether 4 ай бұрын
Best way to use these points is actually transferring them to airlines and hotels at a 1:1 ratio. Sometimes chase travel has good deals, but the redemption is always better IMO if you transfer.
@rossipremier
@rossipremier 4 ай бұрын
Agree, the Chase travel portal is a bit of a last resort if the transfer partners don't have availability or aren't in the location you need. The portal will let you use points for any stay regardless of reward availability. But the redemption is a 'worse value' 90% of the time.
@tkozikow
@tkozikow 4 ай бұрын
​@@awaytogethereven better is transferring when there is a bonus.
@tkozikow
@tkozikow 4 ай бұрын
@@awaytogether with a combination of research, planning, and luck you can get better than 1:1 UR and MR transfers to airlines.
@MsTruthSeekr1
@MsTruthSeekr1 3 ай бұрын
​@@awaytogetherHi Nik. I am waiting for my CSP to arrive in the mail to use for payment on 4 cruises booked through my agent on RCL. E are also planning to rent a car from Wisconsin to Florida and back both times. I looked in the portal at car rental rates and our rate directly through Enterprise is cheaper. Are we able to transfer points to rent directly with Enterprise? Thank you in advance!
@nursemildred6976
@nursemildred6976 Ай бұрын
How much was your est spending for each category with reward points in those cards to earn $15,000 worth of travel? That is impressive by the way.
@yourmanzach2307
@yourmanzach2307 Ай бұрын
is there a 2024 or soon 2025 version?
@WilliamB.-ij6gl
@WilliamB.-ij6gl 2 ай бұрын
if $95 bothers you, avoid reading the offer with AMX Platinum 🤔🤔
@petek5523
@petek5523 4 ай бұрын
The biggest thing I learned from this video is, you gotta live in the US of A 😂😭
@awaytogether
@awaytogether 4 ай бұрын
A European friend of mine and I joke about this often.
@petek5523
@petek5523 4 ай бұрын
@@awaytogether it’s all good, I’ll take free healthcare over travel points any day 🤣😅
@awaytogether
@awaytogether 4 ай бұрын
@@petek5523 haha got me
@justsaying3899
@justsaying3899 4 ай бұрын
Mostly it depends on sign up bonuses thus the need to own a bunch of credit cards and the other is maximizing your spending with the card that give you the most in return 👍
@tkozikow
@tkozikow 4 ай бұрын
Need to be strategic and maximize spend across multiple cards. I evaluate what is in my wallet every quarter.
@pcmacintyre
@pcmacintyre 4 ай бұрын
I just got the Sapphire Preferred. Hard to resist as I was offered a 90K Sign Up Bonus.
@aloudpancake
@aloudpancake Ай бұрын
It should be called the Chrio
@Krismap
@Krismap 4 ай бұрын
I only fly Delta so card I use Chase Trifecta and transfer points to Delta? I have the Amex but need other options to earn points
@eprohoda
@eprohoda 4 ай бұрын
good night, Thanks. ammazing ,😯
@jimmyjames6492
@jimmyjames6492 4 ай бұрын
Thanks for the info + video!
@suewolf3279
@suewolf3279 4 ай бұрын
I am always amazed at the number of people I know that do not know how to maximize their credit cards benefits
@juditmihalovits4641
@juditmihalovits4641 4 ай бұрын
@suewolf3279. How would people know, about this? Do they teaching in schools?
@suewolf3279
@suewolf3279 4 ай бұрын
@juditmihalovits4641 it's called doing your own research. All the information is out there. you just have to read. Read your medical benefits. Read your HR manual read the terms and conditions of anything and everything that you're about to join or sign a contract with
@tkozikow
@tkozikow 4 ай бұрын
​@@juditmihalovits4641do the research...plenty of websites and FB groups have this information. 10X Travel and Award Travel are excellent places to start. We are attending a weekend seminar in Chicago next month focused on how to maximize this hobby. Put in the work and you will be rewarded. Next trip is UA Polaris to Germany for the Christmas markets then Air France in Business next March. All miles...no cash including 10 hotel nights.
@tkozikow
@tkozikow 4 ай бұрын
@@juditmihalovits4641 plenty of resources online if you do the research. 10X Travel has a great (free) intro course which can be invaluable if you want to travel and there are many FB groups with knowledgeable and helpful members.
@LisaNix2
@LisaNix2 4 ай бұрын
Yes but it is complicated 😂
@cmeuret
@cmeuret 3 ай бұрын
Go Bears! 🙈
@gailjanes577
@gailjanes577 4 ай бұрын
It sounds as though the optimal arrangement (as you mention), using the Chase family of cards, is to charge all travel related expenses to your Saphire Preferred, and everything else to your Unlimited card, with the caveat that you track the Flex "high point value" categories each quarter, and charge these items to your Flex card, in that quarter. But how do you track which categories are being rewarded (by Flex) from quarter to quarter?
@johnh1855
@johnh1855 4 ай бұрын
Hey, Nik. I tried to subscribe to the credit card update in the helpful tips section. I didn’t receive notification that my subscription went through. I looked in my spam folder and still didn’t see notification. Can you help?
@zlauriault
@zlauriault 4 ай бұрын
I have a couple of questions: 1. What did I miss, as you were talking about cash back cards as if they were giving points? 2. When will you make a video about the AMEX trifecta?
@MiguelGomez-o1k
@MiguelGomez-o1k 3 ай бұрын
The rich always gets more discounts than the poor.
@Jonathan-xp3oh
@Jonathan-xp3oh Ай бұрын
Seems that the poor are doing well too lol
@patricktessier7238
@patricktessier7238 24 күн бұрын
get rich
@rossipremier
@rossipremier 4 ай бұрын
Combining with your spouse has gotten WAY harder lately almost to the point of not worth it. Can't be done online and you have to call now, and they don't always let you do it or really give you the run around to do it. But if you're short on one account and really need it, then go for it and just know it could be an uphill battle
@awaytogether
@awaytogether 4 ай бұрын
Oh really? After that initial call, the transfers have been pretty easy for us.
@rossipremier
@rossipremier 4 ай бұрын
@@awaytogether we've certainly had mixed results, and my brother in law has given up once before and now just deals with their points being in two buckets. Seems to be very dependent on who you get when you call
@k.mustafa5455
@k.mustafa5455 4 ай бұрын
Can only speak to Chase but my wife and I just did it two days ago. Took maybe 6-8 mins and the test pt transfer he did for her took only a few seconds. We’re good to go now. We did have to call though, can’t do it online.
@loupavio8554
@loupavio8554 4 ай бұрын
vety good vidio but i live in canada
@silverari23
@silverari23 2 ай бұрын
This was a helpful explanation, thank you. What is the difference between % and x - I.e. 5% and 5x rewards?
@mdantor3845
@mdantor3845 4 ай бұрын
Code
@richardball7251
@richardball7251 3 ай бұрын
Who is putting 4K on a credit card in this economy??
@toecari
@toecari 3 ай бұрын
You spread that over 3 months. Use it to get gas, groceries, when you go out to eat. Think about what you spend cash on and it might work out
@0007tad
@0007tad 3 ай бұрын
I am..😉
@DiamondhandsForever
@DiamondhandsForever 2 ай бұрын
this guy is full of shit. he conveniently glossed over the points required to get 27000 dollars worth of tickets. there is no trick here. you're getting like max 10% returns on any of these cards. you would need to spend like 1m dollars or some shit like that to get back 2.7m points.
@awaytogether
@awaytogether 2 ай бұрын
Hi - actually I cover the redemption for that $27,000 itinerary here: kzbin.info/www/bejne/bKTIpoJ7jbKEmNk I know it may sound too good to be true, but between sign up bonuses, maximizing every day spend, and finding good points sweet spots - this was actually pretty easy to pull off. For context, you don't need 2.7 million points to do something like this - more like 300K points. The dollar value is what one would have to pay if you were paying cash. You do you, though!
@DiamondhandsForever
@DiamondhandsForever 2 ай бұрын
@@awaytogether lol ok this guy is lying again. i just watched that video. what he's doing is somehow getting a business class trip to vienna for 88k miles. that's just some special lucky deal. it has nothing to do with points. 88k miles is roughly equal to 800 usd. as for his reply to me earlier about 300k miles to achieve it, well that's not 27000 usd. 300k miles is equivalent to like 2500 usd or something. there is absolutely no magic or trick to any of this. all you need to know is you're getting at most 10% reward on any amount of money you spent and 10% is probably impossible, average is 2%.
@chicago9458
@chicago9458 Ай бұрын
Lie flat! Oh America
@HectorGarcia-nb2ld
@HectorGarcia-nb2ld 2 ай бұрын
Chase sucks
@DidIDoThaat
@DidIDoThaat 4 ай бұрын
How convenient you post these three cards and want people to use your referral code to gain those $15k of travel. I will use my referral to someone who deserves it.
@awaytogether
@awaytogether 4 ай бұрын
You're right - these videos must be incredibly easy to make. :) I didn't do this for a referral. Please, do as you see fit!
@ricobuttonpusher7061
@ricobuttonpusher7061 4 ай бұрын
Everyone gets a referral code
@TriggaTreDay
@TriggaTreDay 3 ай бұрын
Damn that was harsh 😵‍💫😮‍💨. But I’m sure he taught you something in this video. So that should at least be worth you signing up under his referral code. Meanwhile this other “deserving person” hasn’t taught you a thing and would probably not do the same for you in return. Some people just wake up looking to be evil 😂
@ImmortalAvatar-rk3ud
@ImmortalAvatar-rk3ud 2 ай бұрын
@awaytogether - I have some big purchases coming up (HVAC and new roof) which I have saved for, will be a total spend of more than $65k. Which card would you recommend I use? I do not mind paying an annual fee.
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