Bank FD in Telugu | Fixed deposit in Telugu | FD Income Taxability Telugu | Rapics Telugu

[@KalyanKumar-dt2id]

Thank you bro Financial experts in Telugu are few You are one among them

[@RapicsTelugu]

Thank you so much Kalyan garu. Your kind words gives lot of motivation to do more such content. Yet we need to learn a lot 🙏

[@Viraj_videos265]

Meru high knowledge unnavariki chepputunnaru ok valaki easy ga ardam chesukuntaru,naku ardam chesukovataniki kastamga undi babu,mekanna koushiku cheppedi naku clear ga undi .

[@Siddhartha3674]

So good video sir Very nice video వెరీ గుడ్ ఈవెనింగ్ సార్ కరెంట్ అకౌంట్ గురించి పూర్తిగా ఒక వీడియో చేయండి పెద్ద బిజినెస్ ఉన్నవాళ్లు కరెంట్ అకౌంట్ తీసుకోవాలి అంటారు కదా మరి elati బిజినెస్ లేని వాళ్ళు కూడా కరెంట్ అకౌంట్ తీసుకోవాలి అనుకుంటే తీసుకోవచ్చా లేదా కరెంట్ అకౌంట్ మెయింటెనెన్స్ మీద దాని యొక్క అడ్వాంటేజెస్ అండ్ డిసడ్వాంటేజెస్ పూర్తిగా ఒక వీడియో చేయండి Individual current account midha kudha cheyadi

[@koruproludurgadevi1234]

Usefull information with clarity and every msg ki miru reply ivvatam bagundhi soon your channel will reach to peaks bro

[@RapicsTelugu]

Thank you so much Durga garu. Yes, as far as we know we are trying to reply each and every comment. Thank you sister for your support.

[@A2A_NaturalWorld]

Well said sir. Really ur vedioes are very useful to homemakers and up coming enterpruners . Even some bank employees also not clearly explained now adays . Ur explained very neat . 👌

[@RapicsTelugu]

Thank you so much Surekha lakshmi garu.

[@sriramadhikari2200]

@@RapicsTelugu ppppp9rpjplllpppppp 4

[@bhaskararao7038]

Sir, Thanks for clear explanation. GOD BLESS YOU.

[@RapicsTelugu]

Thank you Bhaskar Rao garu.

[@ammuluchinnu2410]

Sir post office savings medha video cheyandi

[@RapicsTelugu]

Sure ammulu garu.

[@chadaramjaganmohanrao3393]

EXCELLENT EXPLANATION..USEFUL TOALL

[@RapicsTelugu]

Thank you so much Jaganmohan garu.

[@srinivasc9047]

Most useful information

[@sairam-io4vy]

Thank you so much.You are so practically explained. You have explained in detail by giving examples .

[@RapicsTelugu]

Thank you Sairam garu.

[@riazraza8787]

Nice 👍 thank you...👌👌

[@seshakumarkv7834]

Useful information,sir! Thanq!!

[@RapicsTelugu]

Thank you Seshakumar garu 🙏

[@balrajaguruvugarumeekusast1952]

Very excellent review sir Thanq so much

[@RapicsTelugu]

Thank you Balraj garu.

[@sreevikvik8568]

Babu. Good morning. Nee vedios chala help fullga untayi. Nenu 54years VRS. Na yearly pension 238000/- FD interest income 60000. Nenu IT file cheyyala leka avasaram leda theliyacheyandi. FD interest income kooda Chethiki radhu yendukante FD cumulative renewal avuthundhi kadha. Kavuna interest income direct ga raka poyina tax kattala vaddha Dayachesi thelapandi. Please. God bless you always.

[@RapicsTelugu]

Sreevik garu, Thank you. FD interest meeku every year 60k aite, meeru tax pay cheyalsina avasaram ledu. Rebate lo cover aipotaaru. But ITR file cheyali (ITR-1) endukante mee total income 2.5 lakh daatutundi kaabatti. Meeru interest income ni every year choopincheyandi accrual basis lo.

[@sreevikvik8568]

@@RapicsTelugu Thank you nanna. Meeru ye voorilo vuntaru. Tirupati lo mee office undha. Nenu IT file cheyyalante okesari 2 years ki ante 20-21 & 21-22 cheyyalani kondaru antunnaru Yedi correct 20-21 kooda cheyyala 20-21 ki IT cheyyadaniki ippudu time undha last date thelapandi please. Alage 21-22 ki last date yeppativaraku. God bless you always.

[@RapicsTelugu]

@@sreevikvik8568 Sreevik garu, Thank you sir. Tirupathi lo maa office ledu sir. Maadi Visakhapatnam. Meeru antunna years AY or FY cheppagalara?

[@sreevikvik8568]

@@RapicsTelugu Babu Nenu govt. Chirudyogini. Ippudu Aarogyam bagaleka VRS ichharu. Nenu inthavaraku IT returns file cheyyaledu yendukante naku after deductions inthavaraku taxable income ledhani. Ippudu retirement benefits vachhayi. Meeru bank SB account lo 10 lakhs kante yekkuva oka fin. yearlo account lo jama ayithe IT notice vachhe avakasam undi annaru adhikaka nenu yee year nunchi continue ga IT file cheyyalani anukuntunnanu. Kanuka dhayachesi cheppandi - nenu 01 April 2021 to 31st March 2022 fin yearlo vachhina income kosam IT file cheyyalante ippudu yeppativaraku time undhi. Thanking you God bless you always.

[@RapicsTelugu]

@@sreevikvik8568 Sir, 31st July 2022 varaku time untundi andi. And inkoka vishayam Sreevik garu, mee retirement benefits cheque or bank transfer dwara vaste problem emi ledu. Nenu cheppina limit 10 lakh cash roopamlo meeru deposit chestene apply avutundi.

[@raman1956oct]

Excellent as expected.

[@RapicsTelugu]

Thank you Ramana murthy garu.

[@1957mnrao]

House wife ki only in come is interest . Please give sugesstion

[@BVAPPARAO7408]

exlent effort n humanbeing babu. godbless you. any other exemption for retired employees?

[@RapicsTelugu]

Thank you Venkata Apparao garu. Senior citizens ki konni additional deductions apply avutaai sir. Avi ee video lo mention chesanu, okasari choodandi: kzbin.info/www/bejne/rJ2cpIKqZ8drsMU

[@meruvadurgaprasad6864]

Super broo ❤️😁❤️ very good explanation

[@RapicsTelugu]

Thank you Prasad garu.

[@anuradhar1827]

Sir, Naaku deposits 3yrs vi 4yrs and 500days deposits vunnay. Annual interest entha vastundi maturity date tho sambandam lekunda anedi Nenu manual ga calculate cheskovaali Ante Ela cheyali Sir. Naku interest eppudu vastundi TDS eppudu cut avtundi annual interest Ela calculate cheskovaali cheppandi sir

[@pattankhadarkhan5204]

Tax gurinchi koni douts vunnai chepthara

[@pattankhadarkhan5204]

Sir

[@thirumalreddy452]

1cr fd cheste principal amount ki tax padutunda?

[@subbarayasastrykompella8577]

Sir, I have not filed any ite so far. I wish to submit itr for present and previous two years. Is it possible? Pl inform and procedure.

[@RapicsTelugu]

Sastry garu, FY 21-22 ki maatrame meeru file cheyagalaru. Anthaku mundu years ki time aipoindi.

[@nikhilreddy4042]

Sir....online games dwara vachina money kuda tax katalaaaa..means suppose 8lakhs ochayee anukomdi yearly..tax katala

[@rajajayamma7896]

Tax kattali

[@priesthari]

Hi Andi, NRI total gas relocate avuthe తెచ్చుకునే money ki tax vuntundaa leka వాటిపై వచ్చే interest కు మాత్రమే టాక్స్ వుంటుందా అండి

[@RapicsTelugu]

Hari garu, aa amount already tax aipoyi unte again it won't be taxed. And again it depends on your residential status, type of income and DTA agreement b/w India and that country. So after taking into all these factors only we can decide on the taxability andi.

[@priesthari]

@@RapicsTelugu thank you andi

[@shivashankar5517]

Tax saving schemes cheppandi sir

[@RapicsTelugu]

Noted sir.

[@mohansr3200]

Nice explanation

[@lbharathi4244]

Hi sir, good evening, your taking any online classes sir, iam interested to learn incom tax full subject

[@RapicsTelugu]

Bharathi garu, present emi classes teesukovatledu. Future lo courses edaina start cheste definite ga inform chestamu. Thanks for considering us.

[@nandanapumeeravali8270]

Fd based card thesukoni other cards tesukovacha

[@RapicsTelugu]

Teesukovachu.

[@pappulasriramamurty9543]

Sir nenu vere vurlo vunnanu 15h online lo pampincha vocha.

[@RapicsTelugu]

Sriramamurty garu, adi mee bank provide cheyali. Lekapote physical gane submit cheyali.

[@pappulasriramamurty9543]

@@RapicsTelugu thanq sir.

[@sivaramakrishnag911]

Thanku bro👌👌 doubt ..If a person gets 20 lakhs from the sale of property ..that 20 lakhs has been FD ..how to show proof if income tax notice is received

[@RapicsTelugu]

Property sale meeda gain ki tax pay cheste, ade proof avutundi bro.

[@Saisai-eu3qz]

Sir ppf gurunchi video cheyyandi sir

[@RapicsTelugu]

Sai garu, mostly next month live avutundi.

[@Saisai-eu3qz]

@@RapicsTelugu thank u brother

[@nandanapumeeravali8270]

Sir nenu fd chesi credit card chesukovali anukuntunnanu. Fd close aeithey credit cards close avauthundha reply evandi

[@RapicsTelugu]

Nandanapu garu, FD based credit cards aite FD close cheste CC kooda close aipotundi.

[@nandanapumeeravali8270]

Sir cc close kakunda undali antay ym chayali

[@nandanapumeeravali8270]

Fd based

[@Blink_army_things]

Sir make ROC filing Video

[@chakradharbhasuru6365]

Good explain bro...

[@RapicsTelugu]

Thank you bro..

[@SB-lj6zi]

If F.d lo 6 lacks,savings account lo 5 lacks unte appudu tax vesthara...ledante fd amounts cosider cheyyara...

[@chandrasekkhar4247]

Super Sir.

[@RapicsTelugu]

Thank you Chandra Sekhar garu

[@lukejayakar5911]

Good information sir 👍

[@RapicsTelugu]

Thank you Jayakar garu.

[@djrockstar143]

NSC IS APPLICABLE FOR 5years Or not five years itr 80c

[@RapicsTelugu]

Dhanurjaya garu, it’s ONLY available in the year of investment but not through out the tenure.

[@suneelkumarambati7026]

Bayya na salary 10000 private job eppuduntundo potundo teliyadu karchulu ekkuvipoyai age 36 nenu savings 1000-2000 varaku save cheyagalanu continue ga cheyalenu emi cheste nenu money konchem dachukogalanu bank lo veste tirigi vadestunnanu ardamkavatledu give me one simple idea i request u

[@RapicsTelugu]

Suneel garu, I can understand. Meeru inko bank account open cheyagaligite open chesi aa account ki net banking and debit card option lekunda teesukondi. Aa bank account ki mee main account nundi standing instruction ivvandi entha money save cheyalante aa money ki. Appudu automatic ga mee new account ki money vellipotundi. And net banking and debit card undavu kaabatti money easy ga withdraw cheyaleru. Idi oka option. 2nd Option: Post office lo NSC bonds ani untaai. 5 yrs varaku teeyadaaniki veelu undadu. Naaku telisi 2k nundi kooda meeru deposit chesukovachu. Ala vesina kooda meeku kontha money save avutundi.

[@suneelkumarambati7026]

@@RapicsTelugu thank u sir ur valuble suggestions naku eppudina me help kavalante comment chestanu ilage reply ivvandi please 🙏🙏🙏

[@thulasig5182]

Open RD in bank or invest in mutual funds (Sip). Mutual fund will give good returns in long period of minimum 10 yrs.

[@suneelkumarambati7026]

@@thulasig5182 enta amount Ela pettali rd ite postoffice lo vuntundi but mutualfunds sip gurinchi naku teliyadu konchem guidence ivvagalara

[@thulasig5182]

@@suneelkumarambati7026post office lo ayite best interest koncham ekkuva compare to banks...every month 1000 or 1500 veyandi for 2 years or 3 years ki veskovachu...maturity amount koncham ekkuva vastundi....mutual funds ayithe miru demat account open cheyali through apps you can open like groww app or zerodha app...

[@raos4987]

Applicability of capital gains tax on agricultural property may be explained sir. If capital gains tax is not applicable whether IT is applicable?

[@RapicsTelugu]

Purnachandrarao garu, your topic noted sir.

[@venkatvakkaptla9277]

One doubt Ravi garu FY 2021-22 looo Tax FD 1lac deposit chestee Next after 5yrs FY loo aah FD complete iee total amount return vaste (1lac + interest) So aah FY loo 1lac kuda IT loo income laa chupinchala

[@RapicsTelugu]

Venkat garu, FD principal amt avasaram ledu. Mee income FD paina vachina interest ye kadaa. So aa interest ni maatrame choopinchaali.

[@newaypropertygroup1474]

good info.brother

[@RapicsTelugu]

Thank you bro.

[@phaneendrat4542]

I want to open fd for 5laks on my parents name, should my father or mother file ITR? Annual income for both of them is 0

[@RapicsTelugu]

Phaneendra garu, ITR filing avasaram ledu andi. But tax cut avvakunda bank ki 15H form submit cheyali, choosukondi.

[@akrambashas4185]

Thank you

[@RapicsTelugu]

Thank you Akrambasha garu.

[@kashisudheendra6113]

Sir please explain how to claim agricultural income and agricultural loss in I T return.Give link if you already done video.

[@RapicsTelugu]

Sudheendra garu, sure andi. We haven't the video on that topic. Thanks for suggesting.

[@narasimharaopathipati]

Make a video on Old Tax Regime and New Tax Regime

[@RapicsTelugu]

Narasimharao garu, we have a video on this topic. Pls visit here: kzbin.info/www/bejne/qZSvh2eCbMuDhMk

[@harishaharisha4985]

సార్ ప్రతి సంవత్సరము మూడు నుంచి నాలుగు లక్షలు FD చేసుకుంటూ వస్తే FD 12 లక్షల అయితే ఏమైనా ప్రాబ్లం అవుతుందా

[@k.gangadhar99]

Sir 25 lacks fd cheste TDS Kattla

[@RapicsTelugu]

No sir. Aa income pai tax pay cheyalsi untundi.

[@tanmayalakshmanmalla3643]

Best investment plan for born baby girl please explain.

[@RapicsTelugu]

Noted Tanmaya garu, we will try to cover.

[@chowdarytv1253]

Thankyou sir

[@RapicsTelugu]

Thank you Chowdary garu.

[@padmapriyas9240]

Good information...but still confused...can u pl suggest me a CA with phone no. to file returns..

[@RapicsTelugu]

Padma Priya garu, we do provide IT filing and tax planning services for employees. Our team is having qualified professionals including CA, CMA & CS. All our services comes with 100% refund policy and we provide telephone assistance also. If interested, pls visit here: www.sracademyindia.com/rapics-telugu/

[@Nsainagachaitanya]

Point number 6 Lo 10% deduction on remaining amount after 40,000/- & 50,000/-

[@HARIHARAN-wi2dw]

Dear Sir, నేను 60-80 గ్రూపు లోకి వస్తాను. పాత ఇంటిని విక్రయించాలని అనుకోంటున్నాను. విక్రయించిన వెంటనే ఐ.టి చెల్లించవలయునా లేక ఫిబ్రవరి, మార్చి లో రిటర్న తో చెల్లిస్తే సరిపోతుందా? దయవుంచి చెప్ప గలరు.

[@RapicsTelugu]

Hari haran garu, ammina ventane kattlani emi ledu. Mallee meeru ammaga vachina amount ni property lo invest cheste, tax kooda kattalsina pani ledu. Ala invest cheyalanukupote maatram advance tax ga amount ni pay cheyalsi untundi.

[@esambrahmam1357]

సర్ fixed deposit interest 28000/- సో నేను ITR filing లో చూపించాలా ఈ 28,000/- AIS లో ఉంది

[@RapicsTelugu]

Yes sir. Choopinchaali. Income from other sources lo choopinchandi.

[@Ridewithavi]

🥳🥳 super bro

[@RapicsTelugu]

Thanks bro.

[@narasimharao1383]

How to file ITR online without the help of auditor? How to pay advance tax or any shortfall without knowing proper section Is netbanking facility is required

[@RapicsTelugu]

Narasimha rao garu, aa content ki kooda try chesthamu.

[@rajucs605]

Excellent 👌 Tq Very Much 🙏

[@RapicsTelugu]

Thank you Raju garu.

[@tanmayalakshmanmalla3643]

Best fixed deposit plan for born baby girl explain please.

[@RapicsTelugu]

Noted Tanmaya garu, we will try for sure.

[@lbharathi4244]

You are from which city sir

[@RapicsTelugu]

Bharathi garu, memu Visakhapatnam nundi.

[@lbharathi4244]

Thank you so much for your reply, ok

[@harishaharisha4985]

సార్ ప్రతి సంవత్సరము మూడు నుంచి నాలుగు లక్షలు FD చేసుకుంటూ వస్తే FD 12 లక్షల అయితే ఏమైనా ప్రాబ్లం అవుతుందా (5 years నుంచి నాకు ఈ డౌట్ ఉంది)

[@RapicsTelugu]

Sir, meeru every year ITR lo disclose chestunna income lonundi meeru ela save chesinaa problem emi ledu. Ala ITR lo disclose cheyakundaa untene problem sir.

[@harishaharisha4985]

@@RapicsTelugu Thank you for reply sir

[@prasadpolarapu33]

హాయ్ బ్రదర్. నేను కొంతకాలం సింగపూర్ లో పనిచేసి ఇండియా లో సెటిల్ అయిపోయాను. నాకు ఇండియాలో ఎన్ఆర్ఐ బ్యాంక్ అకౌంట్ ఉంది. అకౌంట్లో డబ్బులు ఎన్ఆర్ఐ ఫిక్స్ డిపాజిట్ చేశాను. అమౌంట్ మీద వచ్చిన వడ్డీ మీద టాక్స్ ఏమన్నా కట్టాలా?

[@RapicsTelugu]

Prasad garu, meedi NRI account aa leka NRE na leka NRO na? Daanni batti untundi andi. Naaku telisi NRI account ani undakapovachu (I may be wrong also, I'm not sure). NRI's ki NRE kaani NRO account kaani untundi. NRE interest is fully exempt, NRO interest is taxable in India.

[@madgulaprabhakarbabu7403]

How much a house wife can deposit inbank with full exception from I T /reply

[@sagarkommaraju6700]

Very well Explained sir

[@PradeepKumar-bm9rl]

👌

[@naveenravuri4745]

Sir, on 10 lakh fixed deposit no problem will rise ? Are you sure ? reply....sir

[@RapicsTelugu]

Naveen garu, 10 lakh lopu FD transactions report avvavu. But meeru ITR lo aa FD's pai unde income ni disclose chesukovali and aa FD's taaluka source ni explain chesela undaali.

[@naveenravuri4745]

Thanks sir have a great job 😊

[@hari5899]

50000 interest per month or per year?

[@sivakumarbapanapalli]

per year

[@Ravi_D_Teja]

50lakh bank fd after retirement open cheste... income tax kattala sir

[@RapicsTelugu]

Ravi garu, aa amt retirement fund nundi open cheste meeru interest income ki tax kadite saripotundi.

[@Ravi_D_Teja]

@@RapicsTelugu Thank you sir , for the information

[@sraja5570]

Meru bank terminology lo chapputunnaru.. common man ki ardham kakapote .. e video valla use vundadu

[@satishvenky365]

Yes bro

[@arvindm1945]

WHEN BANKS SUBMIT TDS TO INCOME TAX., AND HOW IT IS CALCULATED., WHETHER IT IS CALCULATED., FROM FD CREATION DATE TO TILL MARCH., OR FD CREATION TO 12MONTHS. IRRESPECTIVE OF MARCH. SUPPOSE IF FD CREATED IN APRIL., WHETHER TDS CALCULATED TILL MARCH, AND CREDITED TDS TO IT. OR IF FD CREATED IN NOVEMBER., WHETHER TDS CALCULATED TILL MARCH. OR CALCULATED TILL NOVEMBER AND CREDITED TO IT PUT A VIDEO SIR. IN TELUGU , REGARDING THIS WILL BE USEFUL., FOR ALL.

[@bpavithra1562]

Hello sir , I am home market and I generat income from house property and one commercial shop , will u pls help me which itr should I file , thank u 🙏

[@RapicsTelugu]

Pavithra garu, I assume your PAN is registered as individual (Check 4th Alphabet in your PAN, if it's 'P' then you are Individual). In that case, since you have already mentioned that you are generating income from 2 properties then you may proceed with ITR-2. If you are having only 1 house property income then you can file ITR-1.

[@nandanapumeeravali8270]

Fd card close aeina other card close kadhu kadha

[@RapicsTelugu]

Nandanapu garu, other cards close avvavu.

[@arvindm1945]

EXCEPT GOVT EMPLOYEES., AND REGULARISED BUSINESS HOLDERS ONLY POSSIBLE TO FILE, NORMAL COMMON MAN., CANT ALL THESE.

[@rkparasa]

Good

[@Sudheerkumar-dn4mv]

నాదో ప్రశ్న ....ఇంట్రస్ట్ పైన మనకు ఇచ్చిన లిమిట్ దాటినా తరువాత అమౌంట్ కి కదా టాక్స్ కట్టాల్సింది....కానీ ఎఫ్ డి పై న వచ్చిన అమౌంట్ మొత్తానికి కాదు కదా.....

[@RapicsTelugu]

Sudheer garu, limit anedi TDS applicability check chesukovadiniki maatrame. Aa limit daatite full amount paina TDS rate apply cheyali.

[@kataruchaitanya252]

SIR NAKU 22 LAKHS FIXED DEPOSITS VUNNAI NEYNU MONTHLY 8000 INTEREST VASTHANDI ,NEYNU EMAINA ITR RETURNS CHEYALNA SIR

[@RapicsTelugu]

Chaitanya garu, mee total income year lo 2.5 lakh daatite ne meeku ITR filing compulsory. Ala kaakunda meeru konni specific categories lo cover aina gaani ITR ni compulsory ga file cheyali. ITR filing evariki compulsory ane video undi mana channel lo, choodandi meeku better ga idea vastundi.

[@jayalakshmitadinada9580]

You have taken for Salaried persons, Standard deduction Rs.50000/- not taken in your example. Kindly examine. Or have you taken salary income after standard deduction.?.

[@RapicsTelugu]

Jaya lakshmi garu, salary is after std deduction.

[@venkatvakkaptla9277]

🙏🏽

[@arvindm1945]

CASH ANAE., MODE. UNNA VARUKU., THERE IS NO RIGHT FOR IT. TO ASK ANY INDIVIDUAL., TO ASK FOR THE INCOME SOURCE. ITR., KNOWLEDGE., AND ITR FILING CHEYADANIKI. MAXIMUM., INDIA., LO., 90 PERCENT AE CENTRES UNNAI. ITR FILING NI., GOVT FREE GA., OR MINIMIAL CHARGEL., E SEVA CENTRES LO, OPEN CHEYALI OORIKAE., RULES PEDITHAE., ELA SAADYAM

[@Viraj_videos265]

Meru cheppedi asalu ardam kavatamuledu.

[@murthyramana6547]

Interest on FDs of senior citizens should be stopped.

[@arvindm1945]

INDIA SHOULD CANCEL INCOME TAX., AND INTRODUCE ,, EXPENDITURE TAX., BASED ON THE USAGE OF GOODS., PURCHASED BY CUSTOMER. LIKE DIRECT TAX OF GST BY CLASSIFYING ., GOODS INTO BASIC, NEEDY ,, LUXURY, ETC. BY THIS INCOME TAX IS NOT AT ALL NECCESSARY.

[@nandanapumeeravali8270]

Reply mee

[@Londonveedhulu]

Hlo anna

[@viralvideostelugu32]

Sir maku vache doubts clear cheyataniki oka WhatsApp group or mi phone number ivvandi ,Memu Koda ITR fill cheyali , thanks 🙏

[@venkatramana2424]

Sir! Phone number please !

[@chakravarthybaipa3901]

Good information sir🙏

[@RapicsTelugu]

Thank you Chakravarthy garu.

[@gujjashivalingam3487]

Good