Banks increase MCLR: What will be the effect?- IN NEWS I Drishti IAS

State Bank of India (SBI), India’s largest commercial bank, recently raised the marginal cost of funds-based lending rates (MCLR) for the first time in three years, signaling that the soft rates regime has prevailed since 2019 may be over. In today's program, we have discussed many important terminologies useful for the exam as well as the possible effects of increasing MCLR.
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𝐃𝐨𝐰𝐧𝐥𝐨𝐚𝐝 𝐃𝐫𝐢𝐬𝐡𝐭𝐢 𝐋𝐞𝐚𝐫𝐧𝐢𝐧𝐠 𝐀𝐩𝐩 𝐧𝐨𝐰 :
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𝐎𝐧𝐥𝐢𝐧𝐞 𝐅𝐨𝐮𝐧𝐝𝐚𝐭𝐢𝐨𝐧 𝐂𝐨𝐮𝐫𝐬𝐞 (𝐏𝐫𝐞𝐥𝐢𝐦𝐬 + 𝐌𝐚𝐢𝐧𝐬) 𝐏𝐞𝐧𝐝𝐫𝐢𝐯𝐞 𝐌𝐨𝐝𝐞:
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𝐏𝐞𝐧𝐝𝐫𝐢𝐯𝐞 𝐂𝐨𝐮𝐫𝐬𝐞𝐬 (𝐇𝐢𝐧𝐝𝐢 𝐋𝐢𝐭𝐞𝐫𝐚𝐭𝐮𝐫𝐞 𝐚𝐧𝐝 𝐈𝐀𝐒 𝐏𝐫𝐞𝐥𝐢𝐦𝐬):
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👉 𝐏𝐫𝐞𝐥𝐢𝐦𝐬 𝐏𝐫𝐚𝐜𝐭𝐢𝐜𝐞 𝐒𝐞𝐫𝐢𝐞𝐬 की पुस्तकें (संपूर्ण सेट एक साथ) खरीदने के लिये निम्नलिखित लिंक्स का प्रयोग करें:
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𝐀𝐦𝐚𝐳𝐨𝐧: amzn.to/2VqvH8S
𝐅𝐥𝐢𝐩𝐤𝐚𝐫𝐭: bit.ly/3odDQtv
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𝐅𝐨𝐫 𝐕𝐢𝐝𝐞𝐨 𝐮𝐩𝐝𝐚𝐭𝐞𝐬 𝐟𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 𝐨𝐧 :
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👉 𝐎𝐮𝐫 𝐑𝐞𝐠𝐮𝐥𝐚𝐫 𝐘𝐨𝐮𝐓𝐮𝐛𝐞 𝐏𝐫𝐨𝐠𝐫𝐚𝐦𝐬' 𝐏𝐥𝐚𝐲𝐥𝐢𝐬𝐭𝐬:
1. Videos by Dr. Vikas Divyakriti: bit.ly/2TF34TZ To
2. Concept Talk- By Dr. Vikas Divyakirti: goo.gl/xNVMrm
3. Current News Bulletin: goo.gl/TRiKpS
4. In News: bit.ly/2VsYdqt
5. Today's GK: goo.gl/qYva9T
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👉 डेली न्यूज़ एनालिसिस: goo.gl/aaLjjK
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#MCLRInBanking #MCLRRate #DrishtiIasInNews

[@deepakMeena-mr2tt]

Options A If MCLR is increased then the interest rates will be increased.

[@मनीशकुमारमौर्य]

Thanks Drishti IAS team 🙏🙏🙏🙏🙏🙏

[@Dhirajkumar-it2yd]

Namaste Himanshu sir and Thank u

[@jyotimishra5967]

Thank you for drishti IAS teem good evening sir 🙏🙏🙏🙏🙏🙏

[@i.a.s.monarajsinghchaudhar11]

Radhekrishna sir 🙏🙏 Ans.(c) Very amazing class 👍👍👍 Thank you so much drishti IAS teem👏 Jay hind sir🇮🇳

[@shivanirathour5020]

Thanks DRISHTI ias team 🙏🙏🙏🙏

[@ngharyali5071]

Thanku sir Drishti IAS Team ❤️❤️❤️

[@prakashsingh6051]

Option a

[@dropdiprajapat7939]

Thank you drishti ias team🙏🙏🙏

[@guddikumari8130]

Option c

[@hardeepsingh-vc8mz]

Option A

[@ruchi1519]

thanks टीम दृष्टि 🙏❤️❤️

[@singhshivani4243]

Thank you so much sir and team drishti Nice session sir

[@Anshukumari-us2lq]

Options 'A' is correct answer

[@shivisingh369]

Thank you team Drishti 😊

[@Shital_44]

Thank you team Drishti IAS ❤️😘😍

[@riddhigohel6751]

Thank-you sir

[@iasjourney978]

option A should be correct

[@akankshakashyap9448]

Option C ✅ Thank you❤🙏

[@salmasultana892]

Thankyou sir

[@rajeshKumar-qp1yj]

Thank you drishti IAS team and si 🙏🙏🙏🙏🙏🙏

[@rajeshKumar-qp1yj]

Sir gud mong sir

[@rajeshKumar-qp1yj]

Sir history aur sari class kitne baje chalti h

[@DrishtiIASvideos]

@@rajeshKumar-qp1yj प्रिय व्यूअर, इस संबंध में किसी भी जानकारी या सहायता के लिए आप इन नंबर्स: 1800-121-6260 / 8750187501 पर संपर्क कर सकते हैं। शुक्रिया।

[@reenanayak9180]

Good evening sir, Ans is A

[@adilraj2025]

Extremely thanks to team Drishti

[@Dsingh100]

shukria sir

[@kaushalmishra9275]

Thanks to Drishti IAS team 🙏❤️🇮🇳.

[@baba615]

very impressive session sir 🙏🙏🙏

[@rvcofficial319]

A only Debt will high if MCLR is hiked

[@rishabchoudhary2428]

Option C is correct answer ✅ thanks Drishti IAS team 🙏🏻🙂🙂

[@Lokesh_Meena14]

Only option A is right.... Kyonki MLCR increase karegi to loan mehnge honge or liquidity me Kami aayegi.

[@vijayjadhav3934]

option A

[@rajnadni3484]

Option A is the right answer

[@kaushalkumar1805]

Ans = A

[@mdimtiyazali6654]

A option is right

[@manshisingh7227]

Option C is the right answer of the questions Thankyou team drishti IAS for the session

[@kavitapal3479]

Kese ? MCLR increase hoga to loan mahnge hoge na ki saste.

[@rajnadni3484]

@@kavitapal3479 yes

[@gauravdwivedi8583]

@@kavitapal3479 AAP, Ek, bahut, acchi, ladki. Jisne. Kisi Ke galat question ko. Reply Dia, Taki wo, Samajh sake, ki mera question galat kyu.

[@himanmaurya4586]

Thanks 🙏🙏 🙏🙏🙏🙏

[@kundansingh2677]

Ans C And Thanks

[@priyanshikumari7231]

Nice class sir thanku so much 🥰🥰

[@neelammanu6122]

Thinkyou sir

[@ajaybairwa946]

Your voice is good for understanding to us❤️😍😍

[@poojapooja-dw8yg]

option C

[@ravindramathur1553]

Only option( A )is correct

[@NShah0609]

Thank you respected sir😊

[@anjalijalmana1357]

Good morning sir option c is correct answer

[@khushbooshukla9209]

Option C is right tq sir

[@priyankaverma6700]

C is right

[@RKeducation08]

only A... answer MCLR increase = interest rate increase

[@saumyagupta2148]

Option A is right answer

[@gyaniias2023]

Option A is right

[@VijayKumar-wc2eq]

Option A is the correct answer

[@akfunn7992]

A is correct option

[@jitendradugga397]

Options a

[@kritikasingh8573]

सर अब बैंक रेट की परिभाषा बदल गई है , रेट बैंक का तात्पर्य यह है कि जब वाणिज्यिक बैंक crr और slr रखने में चूक जाएं तो rbi उन पर दंडातमक कार्यवाही कर सकती हैं।

[@sidpattinsontube2445]

What is ccr and slr please explain

[@philophobia5458]

@@sidpattinsontube2445 ccr और slr आनुपातिक कोष प्रणाली के प्रकार है यह एक निश्चित रिजर्व होता है जो सभी बैंक य तो अपने पास रखते है या RBI मे जमा करते है । जो रिजर्व बैंक अपने पास रखते है उसे slr और जो रिजर्व बैंक rbi रखते है उसे crr कहते है ।

[@kritikasingh8573]

@@sidpattinsontube2445 मुद्रा स्फीति को नियंत्रित करने के उद्देश्य से आरबीआई के प्रमुख उपकरणों में से दो ये भी हैं।

[@arpitasingh7898]

Only 1 is right

[@laxmimarkam866]

Tq sir

[@PramodSingh-nj1de]

option A is the right answer . thank u so much team dristi ❤❤❤

[@motivationalquotesonal]

Thanks you ❤️❤️❤️❤️❤️❤️ ias team

[@NeetuSingh-jr4jt]

Only a is correct

[@soniadevi5828]

Only 1

[@nhmbb]

Option A is right answer.

[@baba615]

thanks alot 🙏🙏🙏🙏

[@AshishKumar-cu8pe]

Ans 1

[@ekjarasikosis8030]

Option -A for prelims que

[@ajaybairwa946]

Thanks sir

[@jagannath2003]

c 1or 2 thankyou sirji

[@shivaneegupta5098]

What is the right answer??

[@avanishyadav5078]

only A

[@Khushi-ho7ld]

Thanku drishti ias ♥️♥️

[@SureshKumar-xe7ci]

A only 1

[@sushmitasushmita3586]

Keval 1

[@bida-khatun]

Options A is correct answer

[@rahulchawla9278]

Only 1 is right answer

[@Ajaysingh-qy6gd]

C correct hai

[@मनीशकुमारमौर्य]

Option. C. Right Answer 👍👍👍👍

[@priyankagurjar4861]

A ✅✅

[@sunitatiwari728]

A answer

[@sanjeevmaurya7970]

Sir Answer AAA hai

[@sandeepkumar-ve2yh]

A

[@sunitatiwari728]

D answer

[@herochanel8571]

🙏

[@thakurraviparmar1095]

Jai hind 🇮🇳🇮🇳🇮🇳

[@rupalipandey2051]

C sir 🙏

[@Shubham-pl6cy]

Option a is correct thanku sir 🙏🇮🇳🙏🇮🇳🙏🇮🇳🙏

[@binapanimurmu3622]

" Option C " both " point 1 and 2 " is the right answer.

[@allroundermotivation3778]

Only one

[@aartichakrawarti3074]

c sahi h

[@yachnamaurya1660]

विकल्प A सही है

[@shaileshyadav5280]

A is curect

[@ENTERTAINMENT-os2vi]

Om santi

[@shikshamandal6462]

RRR=3.75 ho gya h 8 april se

[@NehaSharma-ic3gn]

🇮🇳

[@MdJamil-he6cl]

1

[@monikasahu6793]

C dono

[@vilasshinde5016]

केवल 1 सर

[@vilasshinde5016]

A

[@professional_boy_dheeru]

💌✔

[@subha2all]

Uncleared

[@amanbathera7327]

Dddd

[@amanbathera7327]

DDDDD

[@ishaqzaade1941]

Thank you so much sir and drsithi IAS Team 💐🙏

[@rajrajpoot2863]

Option A

[@krishniaankita6012]

Option a

[@anjalipanwar3166]

Thanks Sir🙏