Banks vs REITs: Are Banks Overvalued, and Are REITs a Buy in 2025?

[@liudaniel6656]

Few years ago is a good time to accumulate banks, now is an appropriate time to accumulate reit

[@gptay83]

Good sharing at the start of the year! Thanks Alvin for sharing useful information in this video! 👍🏼👏🏼

[@TheDividendUncle]

I think having a diversified portfolio which consist of banks and REITs, and others, can potentially provide resilient returns to investors over the long term since they respond to the interest rate cycle differently and could be complementary. But of course, investors need to assess based on their individual circumstances. Thanks for another great video.

[@goheechoo]

Interesting to know how many people who invested in REITs actually go there to shop, or most shop on online. How many working prefers to WFH or in office? I thinks times has change. For me, I prefers online shopping as it is cheaper and less hassle, and also works from home.

[@jimmychan7008]

From past experience with OCBC, who has long history of shares buy back, prior to quarterly reporting shares buy back will be halted due to regulatory requirements, during this time its shares will be more heavily shorted than normal, could be good time to buy...and this could applies to DBS as well

[@jimmychan7008]

Has the shorting started...q424 result in about 3 weeks

[@yenvee9922]

How do you take into consideration of debt to equity ratio of REITs for those mentioned.

[@DrWealthVideos]

Reits have gearing ratio limit. So they can't borrow excessively and usually keep within the limit. The things to watch out is how much debt room for acquisition and whether valuation is declining. As long as reit priced above nav, they can do equity raise and occupancy is good means valuation will be stable. End up we are back to square one: buy high quality reits

[@liewchintong2235]

Thank you Alvin, for another great video.

[@TammiVas]

OCBC is larger than UOB. Yet, its share price lags. I’ve never understood this anomaly

[@yenvee9922]

Hi Alvin, did you get into TSSI you have mentioned in one of your previous videos.

[@DrWealthVideos]

No I didn't buy. Is more of a speculative play.

[@yenvee9922]

@@DrWealthVideos When you have mentioned, it was around $2.60. Also SEZL. I have watched at 90. But, now....zoom. still positive financial figures.

[@lumvincent7431]

U forgot 2 mention wealth mgmt fee that is growing beside " net interest margin " . Lucky my wife n i buy some DBS shares at $32.48 on 13th Feb 2024 . Must hold long long . Hope 4 good special dividend bonus on early feb . I did buy some keppel reit @ 85.5 cts last mth . Still holding some that i buy at 80 cts n 91 cts . Already standby 2 buy some more Dbs shares when correction . 😊

[@holypunk12]

For Dbs dividend when is the cut off date to buy ?

[@liudaniel6656]

2009-2010...DBs is selling for $7- $10

[@longgowhereto]

Do you speak English like that in Singapore? Then maybe we should buy puts on the STI. What a disgrace you must be! Shame on you!

[@lumvincent7431]

@@longgowhereto u gila ?

[@lumvincent7431]

@@holypunk12 when u think is worth to buy . Every 3 mth, dividend declare . When XD , u won't get dividend payout .

[@danlee8640]

you see 10 years treasury bills is still rising..that means rates is going to stay higher for much much longer time

[@rayne5368]

If bank stocks' prices fall, the pain is much greater. Capital moves around all the time. No one can predict the market. Own risk tolerance.

[@tjkbeluga]

If SEZ is successful, this spells more trouble for SG REITs

[@liudaniel6656]

Maybe 10-20% revenue affected ? Don't think 100% of people will go over

[@choonsengteo9694]

Be careful, REITS needs someone to take over their shares. Many shops are closing.

[@chowyangneo9630]

what about property stock...Do you think CDL will go back up in 2025?

[@longgowhereto]

Great info - many thanks, sir. I liked how friendly you are to express: "...less occupied than desired." I do not expect any change there as interest rates are rising and infrastructur in the west is averagely 100 years old. In my lifetime nothing became better - people are so dumb these days, any average Joe outsmarts them - it is a tragedy. Have a great 2025!