Before You Join American Income Life...

[@christina2207]

I worked for them for a bit the test itself is like $90 but if you don’t show up or don’t pass you have to pay it again and the course you have to read for the test is like another $200. They give you like a week to read and do the practice tests. and also have to have a computer with a good camera which I didn’t have at the time so I spent another $500. You’re exclusively selling only their product. I’m in California so that’s just how they told me it worked. Everyone has a different experience but I didn’t get the best training I was a month in and still didn’t know some things that I was “supposed to already know.” I worked about 12 hours they say u make ur own schedule but honestly I had like 2hours free in the morning then we’d do a zoom with my supervisors and then we’d get another free hour and then they would have us do a 1hr zoom with all the agents and SGA every Monday. Like you’d get ur breaks but overall I was pretty much working from 9am -9pm and I only got paid once during that whole month. If you’re a very anxious person this may not be for you. I had people cuss me out and others hang up on me others screaming and pretty much just told to be unfazed by it lmao. honestly worked my ass off and wasn’t able to make a sale the only time I got paid something it was a handout bc they knew I needed a laptop and they forgot to tell me that before starting my training(I had an iPad.)They also told me I would get paid training that’s not true basically the first 2 You have an agent train u give like a 2 hour class every 2 days and for the first 2 weeks u go in zoom calls with ur hire up and u just watch how they work and take notes and if u help a little they decide if they wanna give u the sale or not. I was basically in zooms all day either with my supervisors being taught a lesson or zooms with clients or dialing ur leads all day if u couldn’t get a zoom with anyone. The way the agency I was as did it is that the SGA would pay the leads and give you a certain amount and you’d have the same leads for the month. Most of the leads are recycled ones from other agents. That’s why they emphasize referrals sooooo much. Overall you have to put in a lot of work, time and money. Basically they sell u the idea that you can make bank, I ended up more broke than I started with. Others have great experiences and I’m glad for them I’m just giving insight into mine no hate please.

[@levibrown5783]

Are you for real Im trying to work for them now

[@chinasanchez3088]

Thanks for this , Helps a lot

[@christina2207]

@@levibrown5783 yesss 100% true if you do end up working with them I wish you the best 😁

[@Crypt0Vigil]

@Ryan Luera what are some of the best AIL agencies?

[@HotBoxTheCoupe]

@@christina2207 hi sorry, once I pass can I quit the job and still keep my license?

[@DustinBrackett96]

I'm with AIL and I can say the transition from the no cost presentation to the insurance is key. I feel like I get a chance to talk about insurance to people who wouldn't otherwise think about life insurance. Tip for transition tell them what your going to talk about up front first no cost and say "lastly we are going to talk about how you can help protect your family from life events and I have some recommendations for you sound good?"

[@TheDIGAgency]

Thank you, good insight.

[@benwechsler7333]

Yes yes, the transition into the bait and switch is critical! Give me 5 minutes to go over these bs no cost benefits I levered you get into your home so I can then pound you with the business! Con artists.

[@travelfoodielove]

I know agents who are making millions to 30k monthly from AIL. Kudos to you for giving them props

[@TheDIGAgency]

Welcome!

[@hufthele9744]

Look deeper, they’re making 30K ALP. They make 40% of that which is still a lot but look at their performance outside push month, you’ll notice they don’t make 30K ALP every month

[@anons000]

I know agents that made jack shit hahaha

[@fearhasnoplacehere5482]

Yes thats how it worked, and some of these leads we were calling were YEARS old. I wanted to sell to leads who KNEW we sold life insurance, not try to trick them it. NIt was very uncomfortable, glad I got out quick!

[@jolainemills1003]

I was just hired, observed what I was told and each time I got further everything changed. Leads were old.

[@brmillgr]

Each member of the union that fills out a card gets a letter explaining the process of what an agent is going to go over with them but if they dont read the letter it can feel like bait and switch IF the letter is not explained to them at the intro.

[@zekehowey]

This is an awesome video, very transparent and honest review of AIL. I'm at AIL, and when setting the appointment we tell them that we are going to show them their permanent options that require monthly contributions as well. I think that for most people, AIL is an awesome choice for a company to work at. As long as you are at a good agency, the leadership and training makes up for the lower starting commission rate.

[@TheDIGAgency]

That's Awesome to hear about AIL and thanks for sharing!

[@Rivni]

Yes what matters the most is the company you go with UNDER AIL! If you go with some half ass company under AIL you are asking to fail. Join and make good connections with a company that actually cares about you!

[@jusfkindoit5083]

What’s the difference in service of AIL and a company under AIL and how can you spot one from another?

[@jusfkindoit5083]

* @thermish9421

[@kylecardenas7932]

Great video, absolutely support perspective and transparency

[@TheDIGAgency]

I appreciate that!

[@magnefficientgaming4327]

does AIL cost money to join@@TheDIGAgency

[@mr.romero8955]

Ail Agent here :) your channel helped me tremendously! Forever grateful!

[@TheDIGAgency]

Thanks!

[@Heavensent0602]

Hi, can you tell me how the interview process was? What questions did they ask? How much does it pay an hour? I have an interview coming up and will like to know. I'll very much appreciate a response thank you in advance.

[@estherobiechina1817]

@@Heavensent0602 heyy, could you tell me how the interview went, what questions were asked? how you made your first sale? and commission rate? I have an interview coming up. thank you in advance

[@michaelsath8914]

are you still employed with AIL? How's your experience so far?

[@Heavensent0602]

@@estherobiechina1817 I am not employed with them although I was offered the job I declined because it's commission based.

[@cecile9431]

Very informative! Thank you David !!

[@TheDIGAgency]

My pleasure!

[@albexploring]

Thank you for this video how do I contact pple who’ve either got them or are currently employed

[@hannahdarnell1580]

Very transparent and thorough! I appreciate this channel as being a new agent. Do you have to pay Union dues? If not, does it cause lower commission rates?

[@hannahdarnell1580]

Does anyone have an opinion in regards to working at SNL or Worthington Financial advisors/National Life Group? I'm getting so lost avoiding the concentrated kool-aid powder......

[@marketeandotehoy]

do you sell Americo? isn't it too expensive compared with others?

[@TheDIGAgency]

I usually recommend other carriers over Americo.

[@PerfectLeeAdventures]

I work with highschool Mike. He made $100k this March

[@yungskinny-fe9rb]

Arias?

[@Whatsuuppp]

Do they pay basic salary or just commissions based?

[@favourjegede4610]

It's commission based

[@rahninothingmore.718]

I just started working with them and NOW the verbiage is that we tell them at the beginning of the meeting that we will be doing the meeting in 2 parts the No Cost Bennies then the Supplemental Bennies.

[@dondyer99]

You never tell your victims in your presentation Their Premiums for income protection increase every 10 years. That is insurance fraud.

[@mj625]

Former customer of AIL here. Stopped using them because of a problem with the agents. Year after year, through various agents, they would call me to set up an appointment to discuss my annual review and fill out some forms. Too many agents would not show up. This happened repeatedly! I would set aside time for them during a weeknight and they would no-call no-show. I eventually got tired of them not respecting my time, so cancelled all of my policies. Fuck AIL.

[@rebeccarodriguez238]

So happy I found your channel thanks so much for this video!

[@TheDIGAgency]

Welcome!!

[@AngelineRico-dg3rn]

Is it only just sales ?

[@annajames9682]

Do I need to be licensed to work?

[@TheDIGAgency]

Yes you do.

[@RevCashLewis]

how do you get signed up with multiple companies

[@osamaalqurneh6122]

How much do you need to invest to get the license?

[@TheDIGAgency]

$200 to $400, depending on the state.

[@mrs_felix3875]

What about California, how much would it cost to become licensed? Does the company pay for it or at least help?

[@christina2207]

@@mrs_felix3875 I worked for them for a bit the test itself is like $90 but if you don’t show up or don’t pass you have to pay it again and the course you have to read for the test is like another $200. They give you like a week to read and do the practice tests. and also have to have a computer with a good camera which I didn’t have at the time so I spent another $500. You’re exclusively selling only their product. I’m in California so that’s just how they told me it worked. Everyone has a different experience but I didn’t get the best training I was a month in and still didn’t know some things that I was “supposed to already know.” I worked about 12 hours they say u make ur own schedule but honestly I had like 2hours free in the morning then we’d do a zoom with my supervisors and then we’d get another free hour and then they would have us do a 1hr zoom with all the agents and SGA every Monday. Like you’d get ur breaks but overall I was pretty much working from 9am -9pm and I only got paid once during that whole month. If you’re a very anxious person this may not be for you. I honestly worked my ass off and wasn’t able to make a sale the only time I got paid something it was a handout bc they knew I needed a laptop and they forgot to tell me that before starting my training. They also told me I would get paid training that’s not true basically the first 2 weeks u go in zoom calls with ur hire up and u just watch how they work and take notes and if u help a little they decide if they wanna give u the sale or not. So yeah just giving some in site into what it can be like but everyone does have a different experience maybe you can excel in something I couldn’t hahaha just thought I’d be honest

[@adamfrank1182]

@@TheDIGAgency I was told $50

[@linabina8178]

Its 62$ now and they pay for the course

[@stevesteve7312]

Can I be a Canadian Citizen and with license but work from different country?

[@ik5852]

😂just work in ur country😂😂

[@Bigguy13-sy6mk]

I’m a us citizen working from Mexico. The jobs not too bad for me because I can work from Mexico

[@benjaminreyes3624]

Sounds like a network marketing company with a twist. You buy leads instead of getting them on your own. That strategy seems better than Primerica's I'd say

[@faithinchrist1441]

Can you work for the company if you from another country

[@TheDIGAgency]

No. Have to be a US resident or citizen in most cases to get an insurance license.

[@RemingtonScarborough]

whats crazy is i work for AIL 😂 and all the ppl talking 💩 either don’t have it in them to succeed or just have nothing better to do w their lives. I started working with AIL 1 year ago and i’ve made over 180k in that span. Sure I was weary cus i thought it was like primerica however its way different. And its not selling insurance as much as helping pol who call in and are already interested in enrolling in benefits. out of 10 calls the least skilled person will close 1 i close about 4-5 of those. don’t listen to others try it out yourself first.

[@TheDIGAgency]

Congrats - it's very possible with a work ethic and dedication like yours you could double your income as an independent agent.

[@mrs_felix3875]

I have my 3rd interview tomorrow.. could you explain a little how your first few weeks were with AIL? How long the training.. how did you go about getting your license and how was your day to day? I’m in California and would love to know more. Thanks!!

[@mrs_felix3875]

Oh and how was your pay?

[@Muzikismylife1]

You said this exact comment on another video exact wording and everything Nobody making 180k a year is copying and pasting this comment on vids lol nice try

[@djlindsey1230]

@Jose Castillo which agency do you work for that receives leads as incoming calls?

[@hamzamalik42]

Hey, David Let's talk about Final Expense and Medicare

[@PerfectLeeAdventures]

"While I'm here let's go over your nerd for final expense protection."

[@urieltorres8618]

Hold on so you’re saying I have to pay for the leads?

[@TheDIGAgency]

Most insurance agencies, that is the case, yes.

[@philiciasworld]

With AO - AIL no you dont. They give it to you based on performance after the first batch of leads/which states youre located in

[@167bustillo]

@@TheDIGAgency No, you don't pay for leads with them, hence the reason your commission is much less with them. Pros/Cons to it with AIL.

[@NorseMan633]

@@philiciasworld Hey Philicia, you still with them after 1 year ? If so, did AO -AIL live up to being everything that they said you would get working within their system ? Just curious. I am a Life insur. broker and first got licensed in 2008, so I'm not a rookie in the Life Insurance game. I am being offered a position right now by an AO -AIL agency owner about building a team under me and making bonuses and growing with the company and other recruiting points as well. Anyway, just curious to know if it worked for you. Thanks !

[@andrewkerrill5076]

Great video man

[@TheDIGAgency]

Appreciate it!

[@jenniferbates4994]

This was helpful.

[@TheDIGAgency]

Glad you enjoyed!

[@samuelfernando106]

Estoy viendo este video

[@native1181]

Sounds like primerica

[@TheDIGAgency]

;)

[@shaungorham7959]

O3.

[@TheDIGAgency]

Thanks for watching!

[@mikecole4489]

It's a scam homie

[@andrewkerrill5076]

How?

[@kevinjohnson-qc6cs]

Do you have proof its a scam. i really dont think Mr Duford would speak about them if they were a scam

[@liluzi8ert]

youre too lazy thats why you failed lol not a scam at all

[@kindram]

@@kevinjohnson-qc6cs Its a mlm, look into it

[@hanaronato4477]

Walmart is an MLM technically, there are MLM companies and MLM SCAM companies. AIL does not make some of the mistakes the scammer's using the MLM business typically make, they do their best to avoid those. If you're to lazy to put the work in and don't make money because of it, you often call them a scam. It's typical especially with kids these days

[@RARAGEMI]

Is it a Ponzi?

[@TheDIGAgency]

No.

[@DrownInLysergic]

Yes it is. Multi Level Marketing or Network Marketing are the fancy names for the legal version of a Ponzi/Pyramid Scheme. They just have to be at least 2% legit in their product (AIL is licensed to sell insurance, they're not providing a completely scam product) in order to be legal. Their entire company structure is exactly the same as a Ponzi but they have a legit product so they're legal to operate.

[@jamalsmith5073]

What a joyride it was trying to start up with them , what a gimmick.