I worked for them for a bit the test itself is like $90 but if you don’t show up or don’t pass you have to pay it again and the course you have to read for the test is like another $200. They give you like a week to read and do the practice tests. and also have to have a computer with a good camera which I didn’t have at the time so I spent another $500. You’re exclusively selling only their product. I’m in California so that’s just how they told me it worked. Everyone has a different experience but I didn’t get the best training I was a month in and still didn’t know some things that I was “supposed to already know.” I worked about 12 hours they say u make ur own schedule but honestly I had like 2hours free in the morning then we’d do a zoom with my supervisors and then we’d get another free hour and then they would have us do a 1hr zoom with all the agents and SGA every Monday. Like you’d get ur breaks but overall I was pretty much working from 9am -9pm and I only got paid once during that whole month. If you’re a very anxious person this may not be for you. I had people cuss me out and others hang up on me others screaming and pretty much just told to be unfazed by it lmao. honestly worked my ass off and wasn’t able to make a sale the only time I got paid something it was a handout bc they knew I needed a laptop and they forgot to tell me that before starting my training(I had an iPad.)They also told me I would get paid training that’s not true basically the first 2 You have an agent train u give like a 2 hour class every 2 days and for the first 2 weeks u go in zoom calls with ur hire up and u just watch how they work and take notes and if u help a little they decide if they wanna give u the sale or not. I was basically in zooms all day either with my supervisors being taught a lesson or zooms with clients or dialing ur leads all day if u couldn’t get a zoom with anyone. The way the agency I was as did it is that the SGA would pay the leads and give you a certain amount and you’d have the same leads for the month. Most of the leads are recycled ones from other agents. That’s why they emphasize referrals sooooo much. Overall you have to put in a lot of work, time and money. Basically they sell u the idea that you can make bank, I ended up more broke than I started with. Others have great experiences and I’m glad for them I’m just giving insight into mine no hate please.
@levibrown57832 жыл бұрын
Are you for real Im trying to work for them now
@chinasanchez30882 жыл бұрын
Thanks for this , Helps a lot
@christina22072 жыл бұрын
@@levibrown5783 yesss 100% true if you do end up working with them I wish you the best 😁
@Crypt0Vigil Жыл бұрын
@Ryan Luera what are some of the best AIL agencies?
@HotBoxTheCoupe Жыл бұрын
@@christina2207 hi sorry, once I pass can I quit the job and still keep my license?
@DustinBrackett96 Жыл бұрын
I'm with AIL and I can say the transition from the no cost presentation to the insurance is key. I feel like I get a chance to talk about insurance to people who wouldn't otherwise think about life insurance. Tip for transition tell them what your going to talk about up front first no cost and say "lastly we are going to talk about how you can help protect your family from life events and I have some recommendations for you sound good?"
@TheDIGAgency Жыл бұрын
Thank you, good insight.
@benwechsler7333 Жыл бұрын
Yes yes, the transition into the bait and switch is critical! Give me 5 minutes to go over these bs no cost benefits I levered you get into your home so I can then pound you with the business! Con artists.
@travelfoodielove2 жыл бұрын
I know agents who are making millions to 30k monthly from AIL. Kudos to you for giving them props
@TheDIGAgency2 жыл бұрын
Welcome!
@hufthele97449 ай бұрын
Look deeper, they’re making 30K ALP. They make 40% of that which is still a lot but look at their performance outside push month, you’ll notice they don’t make 30K ALP every month
@anons0004 ай бұрын
I know agents that made jack shit hahaha
@fearhasnoplacehere54824 ай бұрын
Yes thats how it worked, and some of these leads we were calling were YEARS old. I wanted to sell to leads who KNEW we sold life insurance, not try to trick them it. NIt was very uncomfortable, glad I got out quick!
@jolainemills10033 ай бұрын
I was just hired, observed what I was told and each time I got further everything changed. Leads were old.
@brmillgr Жыл бұрын
Each member of the union that fills out a card gets a letter explaining the process of what an agent is going to go over with them but if they dont read the letter it can feel like bait and switch IF the letter is not explained to them at the intro.
@zekehowey Жыл бұрын
This is an awesome video, very transparent and honest review of AIL. I'm at AIL, and when setting the appointment we tell them that we are going to show them their permanent options that require monthly contributions as well. I think that for most people, AIL is an awesome choice for a company to work at. As long as you are at a good agency, the leadership and training makes up for the lower starting commission rate.
@TheDIGAgency Жыл бұрын
That's Awesome to hear about AIL and thanks for sharing!
@Rivni Жыл бұрын
Yes what matters the most is the company you go with UNDER AIL! If you go with some half ass company under AIL you are asking to fail. Join and make good connections with a company that actually cares about you!
@jusfkindoit508311 ай бұрын
What’s the difference in service of AIL and a company under AIL and how can you spot one from another?
@jusfkindoit508311 ай бұрын
* @thermish9421
@kylecardenas79322 жыл бұрын
Great video, absolutely support perspective and transparency
@TheDIGAgency2 жыл бұрын
I appreciate that!
@magnefficientgaming432711 ай бұрын
does AIL cost money to join@@TheDIGAgency
@mr.romero89552 жыл бұрын
Ail Agent here :) your channel helped me tremendously! Forever grateful!
@TheDIGAgency2 жыл бұрын
Thanks!
@Heavensent06022 жыл бұрын
Hi, can you tell me how the interview process was? What questions did they ask? How much does it pay an hour? I have an interview coming up and will like to know. I'll very much appreciate a response thank you in advance.
@estherobiechina18172 жыл бұрын
@@Heavensent0602 heyy, could you tell me how the interview went, what questions were asked? how you made your first sale? and commission rate? I have an interview coming up. thank you in advance
@michaelsath89142 жыл бұрын
are you still employed with AIL? How's your experience so far?
@Heavensent06022 жыл бұрын
@@estherobiechina1817 I am not employed with them although I was offered the job I declined because it's commission based.
@cecile94312 жыл бұрын
Very informative! Thank you David !!
@TheDIGAgency2 жыл бұрын
My pleasure!
@albexploring Жыл бұрын
Thank you for this video how do I contact pple who’ve either got them or are currently employed
@hannahdarnell15805 ай бұрын
Very transparent and thorough! I appreciate this channel as being a new agent. Do you have to pay Union dues? If not, does it cause lower commission rates?
@hannahdarnell15804 ай бұрын
Does anyone have an opinion in regards to working at SNL or Worthington Financial advisors/National Life Group? I'm getting so lost avoiding the concentrated kool-aid powder......
@marketeandotehoy2 жыл бұрын
do you sell Americo? isn't it too expensive compared with others?
@TheDIGAgency2 жыл бұрын
I usually recommend other carriers over Americo.
@PerfectLeeAdventures2 жыл бұрын
I work with highschool Mike. He made $100k this March
@yungskinny-fe9rb Жыл бұрын
Arias?
@Whatsuuppp Жыл бұрын
Do they pay basic salary or just commissions based?
@favourjegede461011 ай бұрын
It's commission based
@rahninothingmore.71812 күн бұрын
I just started working with them and NOW the verbiage is that we tell them at the beginning of the meeting that we will be doing the meeting in 2 parts the No Cost Bennies then the Supplemental Bennies.
@dondyer998 ай бұрын
You never tell your victims in your presentation Their Premiums for income protection increase every 10 years. That is insurance fraud.
@mj625 Жыл бұрын
Former customer of AIL here. Stopped using them because of a problem with the agents. Year after year, through various agents, they would call me to set up an appointment to discuss my annual review and fill out some forms. Too many agents would not show up. This happened repeatedly! I would set aside time for them during a weeknight and they would no-call no-show. I eventually got tired of them not respecting my time, so cancelled all of my policies. Fuck AIL.
@rebeccarodriguez2382 жыл бұрын
So happy I found your channel thanks so much for this video!
@TheDIGAgency2 жыл бұрын
Welcome!!
@AngelineRico-dg3rn Жыл бұрын
Is it only just sales ?
@annajames96822 жыл бұрын
Do I need to be licensed to work?
@TheDIGAgency2 жыл бұрын
Yes you do.
@RevCashLewis2 жыл бұрын
how do you get signed up with multiple companies
@osamaalqurneh61222 жыл бұрын
How much do you need to invest to get the license?
@TheDIGAgency2 жыл бұрын
$200 to $400, depending on the state.
@mrs_felix38752 жыл бұрын
What about California, how much would it cost to become licensed? Does the company pay for it or at least help?
@christina22072 жыл бұрын
@@mrs_felix3875 I worked for them for a bit the test itself is like $90 but if you don’t show up or don’t pass you have to pay it again and the course you have to read for the test is like another $200. They give you like a week to read and do the practice tests. and also have to have a computer with a good camera which I didn’t have at the time so I spent another $500. You’re exclusively selling only their product. I’m in California so that’s just how they told me it worked. Everyone has a different experience but I didn’t get the best training I was a month in and still didn’t know some things that I was “supposed to already know.” I worked about 12 hours they say u make ur own schedule but honestly I had like 2hours free in the morning then we’d do a zoom with my supervisors and then we’d get another free hour and then they would have us do a 1hr zoom with all the agents and SGA every Monday. Like you’d get ur breaks but overall I was pretty much working from 9am -9pm and I only got paid once during that whole month. If you’re a very anxious person this may not be for you. I honestly worked my ass off and wasn’t able to make a sale the only time I got paid something it was a handout bc they knew I needed a laptop and they forgot to tell me that before starting my training. They also told me I would get paid training that’s not true basically the first 2 weeks u go in zoom calls with ur hire up and u just watch how they work and take notes and if u help a little they decide if they wanna give u the sale or not. So yeah just giving some in site into what it can be like but everyone does have a different experience maybe you can excel in something I couldn’t hahaha just thought I’d be honest
@adamfrank1182 Жыл бұрын
@@TheDIGAgency I was told $50
@linabina8178 Жыл бұрын
Its 62$ now and they pay for the course
@stevesteve7312 Жыл бұрын
Can I be a Canadian Citizen and with license but work from different country?
@ik5852 Жыл бұрын
😂just work in ur country😂😂
@Bigguy13-sy6mk11 ай бұрын
I’m a us citizen working from Mexico. The jobs not too bad for me because I can work from Mexico
@benjaminreyes3624 Жыл бұрын
Sounds like a network marketing company with a twist. You buy leads instead of getting them on your own. That strategy seems better than Primerica's I'd say
@faithinchrist14412 жыл бұрын
Can you work for the company if you from another country
@TheDIGAgency2 жыл бұрын
No. Have to be a US resident or citizen in most cases to get an insurance license.
@RemingtonScarborough2 жыл бұрын
whats crazy is i work for AIL 😂 and all the ppl talking 💩 either don’t have it in them to succeed or just have nothing better to do w their lives. I started working with AIL 1 year ago and i’ve made over 180k in that span. Sure I was weary cus i thought it was like primerica however its way different. And its not selling insurance as much as helping pol who call in and are already interested in enrolling in benefits. out of 10 calls the least skilled person will close 1 i close about 4-5 of those. don’t listen to others try it out yourself first.
@TheDIGAgency2 жыл бұрын
Congrats - it's very possible with a work ethic and dedication like yours you could double your income as an independent agent.
@mrs_felix38752 жыл бұрын
I have my 3rd interview tomorrow.. could you explain a little how your first few weeks were with AIL? How long the training.. how did you go about getting your license and how was your day to day? I’m in California and would love to know more. Thanks!!
@mrs_felix38752 жыл бұрын
Oh and how was your pay?
@Muzikismylife12 жыл бұрын
You said this exact comment on another video exact wording and everything Nobody making 180k a year is copying and pasting this comment on vids lol nice try
@djlindsey1230 Жыл бұрын
@Jose Castillo which agency do you work for that receives leads as incoming calls?
@hamzamalik422 жыл бұрын
Hey, David Let's talk about Final Expense and Medicare
@PerfectLeeAdventures2 жыл бұрын
"While I'm here let's go over your nerd for final expense protection."
@urieltorres86182 жыл бұрын
Hold on so you’re saying I have to pay for the leads?
@TheDIGAgency2 жыл бұрын
Most insurance agencies, that is the case, yes.
@philiciasworld Жыл бұрын
With AO - AIL no you dont. They give it to you based on performance after the first batch of leads/which states youre located in
@167bustillo8 ай бұрын
@@TheDIGAgency No, you don't pay for leads with them, hence the reason your commission is much less with them. Pros/Cons to it with AIL.
@NorseMan63329 күн бұрын
@@philiciasworld Hey Philicia, you still with them after 1 year ? If so, did AO -AIL live up to being everything that they said you would get working within their system ? Just curious. I am a Life insur. broker and first got licensed in 2008, so I'm not a rookie in the Life Insurance game. I am being offered a position right now by an AO -AIL agency owner about building a team under me and making bonuses and growing with the company and other recruiting points as well. Anyway, just curious to know if it worked for you. Thanks !
@andrewkerrill50762 жыл бұрын
Great video man
@TheDIGAgency2 жыл бұрын
Appreciate it!
@jenniferbates4994 Жыл бұрын
This was helpful.
@TheDIGAgency Жыл бұрын
Glad you enjoyed!
@samuelfernando1062 жыл бұрын
Estoy viendo este video
@native1181 Жыл бұрын
Sounds like primerica
@TheDIGAgency Жыл бұрын
;)
@shaungorham7959 Жыл бұрын
O3.
@TheDIGAgency Жыл бұрын
Thanks for watching!
@mikecole44892 жыл бұрын
It's a scam homie
@andrewkerrill50762 жыл бұрын
How?
@kevinjohnson-qc6cs2 жыл бұрын
Do you have proof its a scam. i really dont think Mr Duford would speak about them if they were a scam
@liluzi8ert2 жыл бұрын
youre too lazy thats why you failed lol not a scam at all
@kindram2 жыл бұрын
@@kevinjohnson-qc6cs Its a mlm, look into it
@hanaronato44772 жыл бұрын
Walmart is an MLM technically, there are MLM companies and MLM SCAM companies. AIL does not make some of the mistakes the scammer's using the MLM business typically make, they do their best to avoid those. If you're to lazy to put the work in and don't make money because of it, you often call them a scam. It's typical especially with kids these days
@RARAGEMI2 жыл бұрын
Is it a Ponzi?
@TheDIGAgency2 жыл бұрын
No.
@DrownInLysergic Жыл бұрын
Yes it is. Multi Level Marketing or Network Marketing are the fancy names for the legal version of a Ponzi/Pyramid Scheme. They just have to be at least 2% legit in their product (AIL is licensed to sell insurance, they're not providing a completely scam product) in order to be legal. Their entire company structure is exactly the same as a Ponzi but they have a legit product so they're legal to operate.
@jamalsmith5073 Жыл бұрын
What a joyride it was trying to start up with them , what a gimmick.