Bajaj Finance Personal Loan Detailed Review || Bajaj Finserv Loan Apply

Bajaj Finance Personal Loan Detailed Review || Bajaj Finserv Loan Apply
Bajaj Finance is famous in India for two things - one, for its personal loans and EMIs, and second, for spam messages and calls. I bet there's hardly anyone who hasn't received a phone call from Bajaj Finance's customer care for a personal loan...
Bajaj Finance and Bajaj Finserv are the biggest players in the market for personal loans. But did you know that RBI banned Bajaj Finance in November 2023? In fact, the ban hasn't been lifted yet... but not many people are aware of this.
In this video, we'll discuss everything about Bajaj Finance personal loans - how much loan you can get, eligibility criteria, how to apply, why RBI imposed a ban, and whether you should still consider applying for a loan from Bajaj Finance after the ban
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[@NoorNoor-sy7ck]

My personal view , don't go for any financial company ,Better check with your bank .

[@vijayjb1704]

actually the fact is, bank doesn't approve the loan easily, it gets rejected there and then people fall for these kind of finance company as they will have left with no other option. This is the advantage these finance company takes and charge high interest rates, coz they know people come to them as last option and no other choice left to them.

[@Div_s]

Bajaj loan is adding processing fees amount into loan amount even after deducting from disbursed amount and calculating EMI on amount of loan + processing fees amount . Which is opposite of other lenders. Let me know where I can complain about this trick of bajaj?

[@mahendrarathore360]

RBI ombudsman ko compalint kro iski maa ka

[@bros_gamers]

123000 ke loan ka 200% interest le liya bhaiya rahene do Bajaj se loan mat le govt. Bank se try kre thoda time Lage wo Jada sahi hai private bank lootete hai or dhamki alag dete hai kripya satark rahe saavdhan rahe Jai hind

[@prahalladkaruan8317]

Right bro

[@Akshay.-ce7fv]

200% bhai Jhut bhi sahi se bolo tum to rbi ke guidelines ke Against bol rahe ho

[@bros_gamers]

@@Akshay.-ce7fv 123000 ka loan tha lagbhag 3.5 saal mein mujhse 400000 le liye 30% P.A abb btao kitne percent interest mene Diya unhe

[@Akshay.-ce7fv]

@@bros_gamers to bhai 30% PA se 3 saal ka 90% huwa amounts ka 200% kaise pls explain apke sathe Kuch to frodd huwa hai

[@Akshay.-ce7fv]

@@bros_gamers apka total amt 2.34000 hona chaahiye tha Apne bounce kiya hai kya emi

[@shankarpawar757]

Don't take loan from Bajaj finance. If you miss the EMI, from next day onwards they start harrassment,, visits at work locations, calls to HR dept. for recovery

[@riyazpasha3720]

Mujhe call nahi aaya aaj tak BAJAJ se

[@amitsinha6572]

Please make video for Loan against share from Bajaj Finance.

[@Jaikumar8760]

30% se kam byaj to kabhi lagta hi nahi ,ek EMI technical miss hui thi wo bhi company ki galti se but agent ghar aa gaya tha par sab clearance hone ke baad penalty next emi me adjust ki gayi thi, 80k ke 120000 chukaye total.

[@buildingconstructionsanjay4797]

Pls tell me Bajaj finserv part payment benifits in detail

[@bhadauria9362]

Aap sbne comments kar ke bcha liya nhi to mai bhi is chakkar me fas jati Vo to maine loan lene se phle vdo dekh liya

[@mithumishra745]

Bina koi charges ka loan ho jayega

[@ravibhalerao6839]

थैंक यू वेरी मच भाई मैं भी अभी उनसे लोन के बारे में पता किया था तो वह सब अपने जो बताएा वैसा ही वह मुझे बोल रहे थे अच्छा हुआ उससे पहले आपका वीडियो देख लिया मैंने नहीं तो मैं उनकी पॉलिसी निकालना के लिए भी तैयार हो गया था thank you very much Bhai

[@manasakoduru007]

Which is best in three of them?

[@hriddhimanroychoudhuri9922]

Trust me its the most third class app for personal loan. It's taking 37% on personal loan where my CIBIL score is 770+. Even they don't have any option of 12 months loan repayment. It's 27 months no matter how less the amount is. They actually recover almost double from the amount you took as a loan. So better check for banks.

[@montydelhi3099]

Photo me details diya hai agr lena hai toh ok..

[@Sachin24000]

Correct 37% interest rate my experience

[@user-sk4gj3ji3o]

Corrupts and unethical practices i desperately urge all regulator bodies to sue this culprit on behalf of me that will ensure their mind and soul will be enlighten

[@Asfar-AI]

Fast time koi itna achhe se jankari diya ❤️ love you👍

[@krishnagurdala3445]

Nai degi hila ka soja

[@MdKhan-xe7wb]

@krishnagurdala3445😂😂😂😂😂

[@Akashsingh-ex7px]

Anyone has idea about its OD facility. How is it?

[@Abdullaomar-fb1ze]

Age 21 and i take tv on loan ,it is my first loan ,bajaj ke loan se credit score badta kya

[@xpo404]

yes

[@HASANAHMED-br9qx]

Mera already ek personal loan hai jisme interest bohot jyada hai,kya usko bajaj mai Transfer kar sakta hu?

[@mayankthakur7991]

I've applied for for overdraft facility, but the agent told me that it is a type of flexi loan, and after a day I received a link for personal loan mandate, I don't no what's going on, can you explain me about that, what is that, and agent also told me if I don't take that, I got a hit of -100 to 200 on my cibil is that tru ?

[@Stubborn.kavya17]

Mene bhi Bajaj se loan liya h 1 lakh ka or 86 thousand byaj laga h 😢 Dosto koi bhi iss m mat fasna

[@AnasKhan-om8nu]

Aap jayada month ka trun kiya hoga

[@parmeetsing555]

4:45 750 ke cibil score par 20% intrest jyada nahi hai??

[@ManjurithuManjurithu]

Bajaj finserv app ma 50000 loan apply Kiya thaa sabkuchu oogayi Mera bank account 1 rupee credit msg aaya but one day oogayi abi thak amount credit nahi aaya abi my Kiya Karu madam plz reply must

[@The.A.P.]

Abhi bhi nahi aaya?

[@pronitasvlog1969]

Same

[@pronitasvlog1969]

Ap kiya hoga

[@divyauppal905]

Wo 2-3 business days me aajayega 👍

[@asker-kg7gr]

Bhai paisa aya?

[@Sachin24000]

Personal loan 37% interest rate hai ,pahele hi bata deta hu ..jisko lena dekh lena

[@dksuthar1949]

Mujhe dila do

[@ShivamSharma-zf3no]

Personal loan kitne day dad account mein show hota hai

[@imransaifi9163]

मैने लिया था बजाज से लोन 55000 का। मिले 49000 । 2 साल में 34000 Extra दिये

[@ranaparth3602]

As my personal point of view don't take personal loan from Bajaj finance because Bajaj finance give high interest rate and many hidden charges.

[@sampritroy3951]

Should I take 3L term loan for a tenure of 5 years??

[@ranaparth3602]

@@sampritroy3951 my suggestion was try to get loan with bank because bank give loan less rate of interest compared to Bajaj finance

[@ishantripathi6103]

I took a loan of 2,20000 But when they show 250000 When seen carefully it shows deduction of 30000. I don’t know why? Interest shown is annual: 30% Now if I calculate EMI and months, Total amount is 630000 I feel cheated. Now when I am trying to contact customer executive, not able to reach. If I try to make foreclosure it asks me to pay 3,70000 when I have already paid 4 instalments . I am really in stress, can someone help?

[@rajneeshXpandey]

check you KFS, what is the foreclosure charges??

[@montydelhi3099]

Photo me details diya hai agr lena hai toh ok..

[@pkjnp]

@@montydelhi3099scammer muh utha kar har jagah aa jata h

[@studionitya6097]

Bro i worked at bajaj 1 yr ago and i know how you are feeling , even many customers are like you who need help But we can't. You are already in a mess. Even i suggest my colleague to not to take any loans from bajaj cuz we already know how their scam/strategy works

[@avinashdevgharkar5578]

Main apply kiya hain par abhi tak approval nahi aya hoga ya nahi

[@ishitamukherjee2830]

The ban has been lifted today

[@sarwgya3038]

Yes bro what a coincidence 😂😂😂

[@jayeshkurkutiya2245]

My form is not submitted Employment details is not submitted

[@mohdzaker9046]

Mera 16.7 lakh ka personal loan successfully hogaya hai and Bajaj app pe disbursal within 48 hours show kar raha hai but abhi tak 160 hours gogaye hai. But abhi tak na kuch calls aur na hi koi massage aaya hai.. so what will happen next?? Should I wait

[@kulwindersingh-sw8dy]

Abb aa gayi payment 😊

[@sahilbarak9308]

Nahi milega bhai... vo esy hi show krte he... apne first time kia hoga.. aur isse phele kahi aur try krlia hoga..to checking jyadha ho gyi hogi...ve nahi krte esy me... Aur phir agar aap lucky hue to ek representative call krta he details puchke ok kr deta he phir ek bandha apke ghar ayega.. Ek bandha office..aur office vala bandha na calk krega na kuch..sidha ajayega..jese uske baap ka office he...at least phele call krle..confirm krle..kya pta uss bandhe ki kya shift ho...jruri todhi he 9 se 5 ki hi job ho uski night shift ho sakti he..holiday leave pe ho skta he... Agar vo aya..aur aap office me nahi mile..loan nahi milega.. Aur agar aap lucky hue aap office me mile.. To bas kuch nahi apse salary slips mangega...apke office ki photo khichega..apki ek photo khichega and..then apko app me hi next day dikh jayega ki sab approved ho gya he ..aur e mandate kr skte he.. Phir tabi 4 5 hours ke andhar andhar bank me pese ajate he.. Mere sath 5 6 bar ho chuka ..plus mere dost ke sath bhi...so .. Bajaj valo ko ye thik krna chahiye todha..jab ghar ane vala bandha call krke aa rha he..office vala bandha kyu nahi aa sakta..? I dont know.. Mera 3 bar reject hua issi chakar me..aur phir 4th bar hua hi nahi... phir 3 mahine wait krke apply kra..tab kahi jake hua...phir vahi bhasudi...aur 6th time me muje loan mila..aur 6th time me..jab loan mila..uss time lagbhag 10 din lag gye but ha loan to mil gya... Aur mere dost ka 2 try me hua..uski night shift thi...still usne ..kya kra... ek do din subah office me hi rha..5 6 baje tak.. tab office verify vale ka call aya ek djn..aur usne verify krwa ke..tab baki sab same ..usko 8 din me mil gya loan.. To iss bat ka dhyan rkhieyga

[@RavibhaiVishwakarma]

😂😂😂😂😂

[@AjayAway.praksh.shrlvastava]

Payment nhi ata h ok

[@mohdzaker9046]

@@AjayAway.praksh.shrlvastava correct ye saare mil ke majboor insaan ka mazaak banare aur in hi logon se faida utha re. Logon ki bharose ki maa chodre sale all finance company spl Bajaj finance.. Bajaj finance is doing a big scam.hum jaise loan process successfully karte hi Bajaj loan approval karta hai. Bhai bande ka loan hold pe rakh ta hai. Ab Banda jaise hi hope baithe rahte Magar 2 din 3 din hone ke baad se hi dosre finance company offer karne lagte hai. Sala Bajaj wala hamara data dosre finance company ko deraha hai. Aur agar hum ko dosri company loan dete hi Bajaj wala wahaan se apna commission lele ta hai

[@hemanthbn007]

please do video on Bajaj OD facility

[@bekifaayati]

Sure, we will try to cover this in our future videos

[@Punit392]

Mere deshvasiyon loan Ke Chakkar Mein Na Pade loan agent aapko Pareshan tension donon De sakta hai Paisa Jama Karen aur apni jarurat ka saman kar de Jay Shri Ram

[@AshutoshKumar-ch7xx]

Please make a video about Loan against Share from Bajaj. Thank ❤

[@bekifaayati]

We will try to cover this in our future videos.

[@amitsinha6572]

Apne liya kya LAS Bajaj se?

[@rounakdas8469]

For product emi or purchasing any product through finance is good from bajaj or any other brand that doesn't depend much but dont take personal or any type of big loans from this pvt companies or nbfc always go for govt bank loans , this company will kill you from their interest and hidden charges, matlab product finance k liye bajaj , Muthoot sab thik hai but not for loans😊

[@lokendrakumar817]

Email mag raha h

[@monadas7425]

Jarurat hai toh street financier se loan le lo bajaj finance se bilkul nehi...1000 liye toh 2500 wapis karna padega 😂

[@sarwgya3038]

The ban has been lifted true what a coincidence 😂😂😂😂😂

[@nitishsingh925]

Now bajaj finserv Ban Uplift 💳

[@Aspanarrow]

They always rejected my loan reason. Your company not listed with us.

[@chiragraval1989]

Same bhai😅

[@vijayjb1704]

phir toh bach gaye bhai.. congrats

[@arunbhanot]

Chor company hai..bolte hai 11% hai aur baad Mai vo 23% ho jata hai ..bin bataye.. mahachor.. ka inkat lena iss le loan aur any kind of relation is injurious to health..

[@rxghavv5591]

hey can u make video on indie app buy indusind bank

[@bekifaayati]

Sure, we will try to cover this in our future videos.

[@yashguray9157]

Best spoke person for these kind of informative videos. You are doing great.....👍

[@bekifaayati]

Thank you 😊🙌

[@nishanthiragar2995]

Bajaj se loan nhi liya likin job Bajaj krta hu vo bhi collection me

[@RAJATKUMAR-zr2pi]

Bhai Bajaj se loan mat lena Barbad kr dein ge 25% - 35% tak lete hain rate of interest or jo paisa loge us me se file charge jod kr 20-25 hajar kaat lete h or बयाज 20-25 hajar jod kr laga te h or Agar bich kuch paise de do to 5-6% kaat kr मूलधन में कम करते हैं एक emi bounce होने पर बहुत परेशान करते हैं व देने के बाद भी call karte हैं और बोलते हैं करण बताओ क्यों हुई Emi Bounce plz भाई कोई भी चक्कर में मत आना सरकारी बैंक देख लो us ke चक्कर काट लो plz कोई भी भाई या बहन चक्कर में मत आना 🙏🙏🙏

[@tusharjena5110]

Aae sarkari bank lona nahindae Rahi hian

[@RAJATKUMAR-zr2pi]

@@tusharjena5110 kuch bhi kr Gov Bank se hi Lena Inke pass mt Jana bhai Fass jao ge Abhi jo tension hai na Double ho jaye gi

[@akvlogs3715]

Aaj 7din ho gaya abhi tk loan ni aya mera account m

[@Piyush-of1gy]

Loan mila bhai?

[@akvlogs3715]

​@@Piyush-of1gyLoan k naam pt sirf bwkoof bnate h bajaj wale

[@monakashdas8728]

Company email verification nahi ho rahi hein

[@asifsaif6881]

Hogi bhi nhi

[@rimterebaaphi]

😡😡Main 3 sal se Tray kar raha hun abhi tak loan nahin mila kisi ko bhi loan nahin milta Hai yah sab data collect Karta Hai Bus scam karta hai baaas😂😂

[@Skabcl99]

Very nice useful information

[@bekifaayati]

Thank you 😊🙌

[@panickopbgmitips7238]

Bike leni hai finance par kuch suggestion do didi

[@savimandavi1955]

Dont go with loan, thoda aur wait kr lo aur khud hi amount arranged kr lo bina loan ke, fir bike lena, agar sukoon se bike chalana chahate ho

[@LuckySingh-ho1im]

3lac. ka 6lac. Yani 2guna...

[@sachinhj9910]

I'm looking for someone who will give me no cost EMI for 24 months

[@HASANAHMED-br9qx]

No Cost EMI Only on Consumer products bro not in Any cash loan😂

[@sachinsagekar3954]

Please guys mat Lena jeena zand karte hai ye log.

[@PiPiTheLabra]

Ban hatate hi video Aa gayi 😂

[@Mahajanshah]

Rate of interest too high

[@Nirutasonawane]

No nahi liya hai but lena tha

[@NasirShaik-kh8ek]

😂it is making Fun off all of us when a normal company rejected ur loan,how can Bajaj will give you 😂 They just make time pass collecting data for future need.Who Will give 25k to 2lakh loan😂

[@amitbisht624]

Bajaj finance worst lending

[@santoshmohanty3224]

Loan against property

[@Ajsingh7705]

पहले लोन देते हैं बाद में गaली

[@JagadishDesai-m8h]

Bhai bajaj finance 499 esc change nahi pay kare he

[@JagadishDesai-m8h]

My bank account cancel kiya pan bajaj finance 499 ecs charge lagaya he

[@GvVv-g6x]

Hello, 🌹 nice video 📸📸📸📸

[@bekifaayati]

Thank you 😊🙌

[@eshawarlalpanna707]

मुजे 2लाख लोन चाहिए

[@jiteshsaluja269]

Lene k dene is a bad word😂😅

[@GudduKumar-kq1qz]

Frauds Govt banks is good for loan ❤

[@ayyappatmk2089]

Self employment loan app

[@sachinsagekar3954]

35% interest

[@nishraychand7211]

Landmines 😂. Or uske bad aap bta rhe apply kaise krna hai, matlab landmine pe pair kaise rakhna hai 😂😂😂

[@bekifaayati]

Sadly this is the truth

[@bimaltudu9800]

You are right

[@kmh202]

Don't buy this fu**king loan ,

[@BharatPatel-zs9nl]

Ha liya he

[@being_human181]

Sniper movie😜

[@vishalsaini4784]

Bajaj ban lifted ❤

[@vikashmeda8008]

15ℓαкн

[@pradeepcreativevlogstech6394]

24hrs loan apply but no aproul.. time?@

[@Piyush-of1gy]

Loan mila bhai?

[@pradeepcreativevlogstech6394]

@@Piyush-of1gy no

[@jaibharat4458]

Atlast you this channel became loan marketing channel😂😂

[@bekifaayati]

This is a Review video, not a collaboration. Theek se dekh toh lete

[@SonuKumar-lh5nr]

​@@bekifaayati tum dalal ho bajaj ki.....logo ko ghumrah kar rahi ho....kide pade ge tujhe......nark me jaooo gi....nahi to video delete karke bajaj ki sachai dikhaoo

[@ranjankumar4441]

In favour of bajaja...😂

[@amanvaid668]

Hllo ma'am

[@bekifaayati]

For contacting us you can DM us on Instagram.

[@mixsongs9797]

1st 😁😁

[@Alok_kumar835]

Bakbass

[@chanchalsingh7277]

💰🪙💸💷💵

[@NasirShaik-kh8ek]

waiting time is life time 😂

[@ashutoshmishra2784]

Work email address magata h

[@ShivamSharma-zf3no]

Please provide customer care number Jis sa ki bat ho Shaka

[@Nirutasonawane]

No nahi liya hai but lena tha