Beli IPHONE guna Telco atau Cash ?

Dalam video ni saya hanya menerangkan pendapat saya tentang apa kelebihan dan kekurang beli Iphone guna CASh atau Guna Card Credit Direct yg ada 0% Installment atau guna pakej Telco.
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Link CTOS REPORT:ctoscredit.com...
Link Shopback: app.shopback.c...
Link CitiBank Card Credit: www.citibank.c...
*Terms and conditions apply.Check out the benefits and apply using my link and you will get RM500 Touch 'n Go eWallet credit + 3 year annual fee waiver. Limited time offer, valid till 30 Sept 21. Hurry! Only limited to new Citi credit cardmember.