Best Accounts to GROW Your Money at 0% Risk (2025)

[@ZietInvests]

Which is your favourite account to grow your savings? Comment below!⬇️

[@dannychong6688]

for me i use moomoo, versa, and tng+ , tough my personal favourite is versa 🙌

[@kaizhou7602]

Finally, the episode I've been waiting for. Great video Ziet!

[@ZietInvests]

Happy to know that!🫶🏻

[@firstnamelastname5701]

The video that everyone need! thank you very much!

[@ZietInvests]

Gong xi fa cai🤭

[@swah47]

Looking good bro. Thanks for the info-sharing. 🙏

[@ZietInvests]

Thank you! 5kg does make a lot of difference🤭

[@myerwerl]

Personally i used aeon bank for easy withdrawal. And versa for slightly long term savings. Ive just started to consistently save, and once i have a 3 months emergency fund saved, i will move to asb etc. Unti then, its not convenient to invest at least for me.

[@ZietInvests]

thanks for chipping in!

[@motionstudio77]

Thanks for the sharing, very fruitful information

[@neverforget512]

Very informative and nice animation edits, TQVM Ziet

[@ZietInvests]

Glad you enjoyed!

[@dominicyoon4480]

Very good head start for Snake 🐍 year to learn, diverse and invest. Keep up the good work bro 😊

[@ZietInvests]

Gong xi fa cai🧧

[@dimsum9174]

Finally someone!!! Thank Ziet

[@nixtan3139]

Hi Ziet, just want to let you know that Boost interest payout is actually daily.

[@ZietInvests]

Already noted in description! But thank you 🙏🏻🙏🏻

[@danieltan3147]

Thanks bro

[@persieprince9345]

Zeit good to see you brother

[@ZietInvests]

Good to see you again persie!! How have you been😊

[@persieprince9345]

@ZietInvests im doing great thanks for asking

[@jackoiu1]

Will you in the future talk about crypto investment? Like your investment guides.

[@ZietInvests]

Hi jack! Probably not anytime in the near future, still an asset that i can’t comfortably talk about to the general public, too much risk involved and i don’t like its current speculative state

[@jehanc]

If you are in NZ but Malaysian, can I still open this account online.

[@huiyenart]

hi Ziet, wanna ask for the moomoo US MMF, will it charge capital gain tax? and does it already minus the tax for the Net Return? and does it come with another risk - exchange rate?

[@ZietInvests]

Hello, as far as I know we are not taxable for foreign sourced income, it should already been taxed WHT at the US fund level - but best to check with their customer support / tax advisor just to verify this! Exchange rate risk - definitely! Since it is denominated in USD

[@GoodSamaritan-g2i]

Hi Ziet. Can i know why you have not mentioned Wahed Roboadvisor in this list?

[@ZietInvests]

Hello! I’m focusing on saving accounts and money market funds, so wahed is not in the list as it doesnt offer MMF, unlike versa, KDI and stashaway

[@1283907]

Does the Moomoo USD fund subject to any tax or fee?

[@ZietInvests]

Hello, as far as I know we are not taxable for foreign sourced income, it should already been taxed WHT at the US fund level - but best to check with their customer support / tax advisor just to verify this!

[@janysetv]

but what if i dont have income tax no,? can i still invest??

[@ZietInvests]

Can, they would just require proof of your source of income (more stringent for brokers)

[@ultrachiek90]

Hi ziet, i saw that in your table there's a row that says Max limit for highest returns. For versa save, does that mean there is a limit to how much money that can enjoy that rate and anything exceeding that amount will have a lower interest rate? Thanks in advance!

[@ZietInvests]

Correct!

[@ultrachiek90]

@ZietInvests how do i check what is the maximum amount? i cant find it in the app :(

[@MsAlatariel91]

I like how you list down most (if not all) the options available in Malaysia. Though I'll stick to my existing Versa Cash-i acct for my saving goals 😁

[@sirnaznyoncelot1228]

Sane here..versa i found to be good for me in saving..but I'm currently exploring moomoo app for growing cash

[@ZietInvests]

Tried my best!😁

[@PapaZigg]

Aeon 3% savings pot promo will expire this month feb. Not sure if they will extend promo or not. If they don't, i'll switch to boost bank.

[@LawrenZza88]

which offeres 5%pa, as shown in the thumbnail ?

[@ZietInvests]

Versa's promotional rate until end of 31st March, at 5.7% p.a.

[@KokSamWong]

Hi Ziet. Very useful information. Can I get your opinion, I will have 400-500k cash stay with me for 1-2 year period of time. In detail I have sold my fully paid house and i have bought a new property and need to pay the progressive payment from the cash i get from my sold house. My risk tolerance for this portion of money is low and which one u will recommend me to put the money in and withdraw periodically for new house payment

[@keoneeweyummy9610]

Boost interest is now daily, not weekly

[@ZietInvests]

Yup! Fixed in description😁thank you!

[@1russoturisto]

Some are only available to Malaysian citizens :/

[@ZietInvests]

Yeah :x

[@14bqdonk]

nice

[@muhamadshafiqnilam]

Why should anyone choose traditional bank like CIMB, Maybank, BSN, Bank Islam, Bank Rakyat etc ? These bank do not any give much return except peanuts fixed deposit

[@ZietInvests]

Sense of comfort aside (and financial track record), it’s mainly due to the convenience factor with their salary account, linking with loan accounts, and the capacity of loan that the traditional banks can provide, for which its still very limited for digital banks as they are still in foundational phase.

[@muhamadshafiqnilam]

@@ZietInvests I see. No wonder these traditional bank still relevant.

[@akmal94ibrahim]

I put RM3000 into BSN's SSP purely for the millionaire prize lucky draw. But only RM3000, no more. Put and forget, until if I get lucky or if I sorely need that money.

[@branv]

0% risk? Thats a bold claim

[@jarodskii-f9b]

ziet raking it in with all the referral links

[@ZietInvests]

🤑💰

[@jarodskii-f9b]

@@ZietInvests btw i think scammers r impersonating u on FB

[@f1r3at42]

mother… USD fund in moomoo meaning got currency risk and money market got liquidity risk,… share the type of risk upfront dam clickbait

[@dannychong6688]

First!

[@NovemberTheHacker]

somebody went to plastic surgery!

[@ZietInvests]

I’d take that as a compliment for my 3 month hard work😂

[@styfrung]

Ehh I thought rize always 4%

[@ZietInvests]

its tiered!

[@KokSamWong]

Hi Ziet. Very useful information. Can I get your opinion, I will have 400-500k cash stay with me for 1-2 year period of time. In detail I have sold my fully paid house and i have bought a new property and need to pay the progressive payment from the cash i get from my sold house. My risk tolerance for this portion of money is low and which one u will recommend me to put the money in and withdraw periodically for new house payment