Best Bank For Regular Savings Account Opening

Kotak Mahindra Bank Zero Balance Account Opening Link
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About This Video :-
in this video we have discussed that which is the best bank for regular savings account opening and in this video we have discussed the savings account of hdfc bank and icici bank and idfc first bank and union bank and axis bank. we have compared all the banks and have discussed which bank offers the best features for online savings account opening.
Apart from this in a separate video we also have discussed the best bank for 0 balance saving account opening. the link for that video is also given in description box.

[@REDDYRavikanthh]

Wife Bank Ltd is the best bank. This bank is available in every house which is under control of wife's.

[@daljeetkaur7043]

bhai yaha sirf deposit kar sakte ho no withdrawal or withdrawal with conditions apply

[@rohandebbarma24]

Underrated comment.

[@nehajaingaminggirl3251]

😜😜😅😜😅😜😅😜😅🤣😅🤣😅🤣😅😅😜😅😜

[@garvitsingh3376]

Bhai ye bank bahut badiya h paisa deposit ke badha kabhi nahi milega

[@dhjdhfm-gr5rw]

@@garvitsingh3376 milega iska hi koi chance nhi hai

[@saurabhsingh2890]

sbi is best (i didnt asked them to open zero balance also there is no upper limit in that ) i got zero balance no any charges (not even message)

[@KanishQQuotes]

I've maintained my hdfc since my first job Then got ICICI as my current salary account My patents use sbi for investments and things like fds and ppf

[@teddy-vf1dv]

Which job bro !

[@Fanta_world]

When comes to Internet Banking you can't ignore SBI... SBI may not best when comes to deal with customers but their online services are quite excellent than any other bank in India... You can find their ATMs easily but not sure about money in ATMs 😂

[@goodboy2000111]

Cash have only few daysinatm

[@parthmittal9605]

ICICI has best internet and mobile banking

[@pradeepdas8104]

Axis is much better

[@br.bharat]

​@@pradeepdas8104What About santander bank?

[@BVMDebu]

@@parthmittal9605 Yes

[@nsuryateja8377]

I have opened HDFC savings account in semi urban Branch, they are providing two type of debit cards 1) HDFC platinum fee 750+18%GST = 885 2)Rupay card 200+18% = 236 and I also have seen in their website there is no ₹150 debit card in HDFC, starting debit card is from ₹200 In debit card point ICICI platinum debit card is best with ₹1,00,000 withdrawal limit @ ₹150+18% = 177.70 I am also having savings account in ICICI, It is the best debit card I think

[@manishgaming743]

Yb hii❤8 ,🎉f😂 hn. /do

[@Ujjwaldev6444]

But these banks have started charging for NEFT and IMPS transfer to other accounts. Do you experience the same, if yes plz do mention. Actually I have regular saving account in HDFC bank, it charges for imps transaction through netbanking.

[@tomcathello]

​@@Ujjwaldev6444Only 4 transactions are free of cost if you exceed those limit they will charge

[@VikrantKoushikOfficial]

10:28 This is what I've been searching for since a few months, quite confused between banks to open a secondary account just for UPI. Thanks a lot man ❤

[@Anurag05553]

IPPB Digital saving account khulwa lo ,Post office jaakr

[@tele55]

Jio payments Bank or airtal payment bank is best for upi,Indian post payment bank I so many errors to transfer money in phone pay.

[@shadowman6309]

​@@tele55airtel ab hr month 20 ya 25 ya17 rupay kaat le rha h koi na koi charge bta kr ,even when MAB is above 30k

[@dexretrogamerzoid630]

Nice but one wrong info. Union Bank of India has all the features through mobile and net banking that you get with these Private banks. Whether that's ASBA, PPF account, credit car bill payment and all credit card/debit card related services, insurance, demat account, managing multiple sub accounts, blocking cads, opening and closure of RD, FD (various kinds), Forms, handling operative accounts, loan accounts all the other accs etc everything you can do with net banking and most of them with mobile banking.

[@AbhishekSaini-xv3ve]

Every thing is right but Union bank server is third class ,Time par kabhi kam ne aata😂

[@dashtar]

That's not all, I also do have an account, compare it to SBI or ICICI, it's still barebones. You can't even change your email id online lol. You have to visit branch and fill service request form for many things.

[@sushildhoke8333]

Pretty advance Mobile app NXT

[@nilsong1902]

Yes but so much issues with their server Time pe kabhi kaam nahi karta hai 😂

[@kunalshah2331]

How is app compared to other psu banks ?

[@maitisourav989]

All private banks do Rs 10000 min balance maintenance otherwise your balance will be deducted.Where as all PSB s doesn't do. All rural areas PSB gives support ..... support PSBs .All people r not rich to maintain balance of Rs 10000 monthly .PSB is a better option than Private banks.

[@ankits5888]

Bhai kotak 811 o balance no pro

[@subhadeepgiri2504]

I'm having my Axis savings account since I was minor with ₹5000 initial funding and MAB (now its ₹6000 for initial funding and ₹5000 MAB) with superior service at fingertips. Having a savings account in SBI too with decent enough service still these private banks offer much better personalized services which any PSB lacks

[@rounakdas8469]

In government bank ....Union is the best in terms of service and online Banking is also good ....2nd is canara and then others like pnb and sbi ...sbi online Banking is better but other branch service very poor...and in private hdfc , icici , axis three are all good

[@Sona-qz4be]

In axis Bank if u avail online rewards debit card then only the DC charges Rs.590 otherwise for Normal cards Rs.234 and Rs.336

[@ashwinkumar3363]

As per my knowledge icici bank doesn't not allow only for virtual dc it's mandatory with virtual card and physical.

[@AjayKumar-ih3cz]

Yes bank Ki video banaeye

[@csexam6323]

Physical debit card mandatory

[@pubglegends5469]

Explained pretty well!! Good job brother!!!!

[@Rajeshtalkies]

Kotak Bank is one of the best banks they don't constantly bother you by selling other products and pretty decent service,when it is high end tech Bank it is HDFC.

[@NamasteAmit]

Mera

[@shashankagrahari8038]

Bhai Kotak bhi aane wala hai cross selling mein.. lets wait and watch .. aa chuka hai ap pe bhi ayega.. if you are in the privy league customer

[@wkdjfjjw00]

Worst bank ever is kotak

[@sreejesh.s5184]

Sabse kachra bank hai Kotak.

[@mukeshdas-jg8yn]

Bank account freeze ho jata hai kotak me

[@TruMenTrailer]

I'm the customer of HDFC Bank since 2 years , The best bank for security and services is HDFC , the minimum amount need to maintain is 10k and maximum amount is 25k , if you maintain 25k monthly there will be no surcharge for ATM card , SMS and five Transection free from different banks ATMs

[@satanvecna]

Idfc mai other atm unlimited free hai aur card ka koi charge nhi lagta sab service free hai bas 25k rakho

[@LuckshayYoutube]

That sb max a/c 25k

[@tasonnalo9345]

that's too much suggest me what's best for student who don't earn i think sbi

[@NIKHILKUMAR-nm1in]

Aur jiske pas 25k nai hai wo to chutiye hai

[@chipujitchutia]

Axis bank is best

[@JUNEDKHAN-sr4vo]

Central Bank of India ( personal account) Punjab National Bank (self saving account) State Bank of India ( sallry account) Jupiter Federal Bank ( investment account Stock FD Shoping )

[@Hr5hu]

thank you (abhi hack karta hu)

[@ganeshshardul9319]

Central bank of india worst service

[@prash646]

What about cash deposit and withdrawal limits in axis , Hdfc at home and non home branch it is very important

[@21dinmepaisadouble]

For me HDFC is best with 2500 AQB maintain 👍 Customer care is Decent

[@vedsharma1972]

बहुत बढ़िया और शानदार तरीका है आपका बताने का । ना बहुत तेज़ ना बहुत धीरे । लगे रहो sir 👍👍👍👍👍

[@XYAxisEducation]

Thanku . Regards

[@asif251]

Boht achhe se smjh aa gya👍 superb 🤗

[@rinmoypaul5323]

Canara Bank & Bank of Baroda has got the best mobile banking app experience just like Icici

[@kunalshah2331]

Which psu bank is best in terms of mobile app experience...i already use bob world which is decent

[@nitinnegi8171]

These banks are only for rich people. A poor person's salary is 10 thousand, how can he maintain the balance in these types of accounts.

[@XYAxisEducation]

In this case you can go for kotak mahindra 811 account. Regards

[@boeradley223]

exactly

[@technomosin]

Open with union bank

[@niket_patil]

Go for fi bank its 0 maintenance bank

[@JOKEr-fc1yo]

Union bank is best👍

[@sonalishaw4902]

For your information I am the employee of axis now in metro city you have maintain 12000

[@XYAxisEducation]

Thanku for updating . Regards

[@d.kshorts6448]

And 25000 in HDFC bank

[@rajeshsinghsuryavanshi]

Absolutely correct 👍

[@SivajiWorld]

Employee hona jaroori nahi hai .. customer Hona Jaroori hai....Axis Sabse Ghatiya Bank

[@ishusharma__]

Mujhe bhi khulwana h axis me

[@harshitraj6125]

bhaya apne bahut ache se bataye

[@htklofficial]

Very very well explained thank you so much Sir for this video 📷📸❤️❤️❤️👍👍👍👍👌👌👌👌

[@shivamprakash1747]

Union Bank is most underrated bank❤️

[@Mrr324]

Yes❤

[@ritam_maity]

No sBI is best

[@shivamprakash1747]

@@ritam_maity the worst I can say... I think you're new to this😂 The server of sbi is almost everytime down

[@rajdipnath4206]

@@shivamprakash1747 yes bro best government bank union Uco Or canara hai... Sbi k jada customer hai ishliye sbi aisa hai but thik hai itna chalta hai 😀 Lekin firbi union Sare government bank se best hai ♥♥

[@asif-ali]

me ise try krna chahta hun dost. len den thora zyada rehta hai mera...jese 4...5 lak pr months. agar tum ise use kar rahe ho to batao. kesa hai. me sbi, canara, kotak sab use kar raha hun... but ise karna chahta hu ab. batao kuch khas bate

[@rockyyahoo5566]

Why private banks operates only in metros ?? Why not let them do business in most rural areas the SBI does right agri , sme etc etc !! Let them open jandhan a/c , let's see how politely they provide services to those areas where SBI and others PSBs does !!

[@kunalshah2331]

Sahi bola ..u ignore their products what they are marketing and then see their services..and then ppl curse psu banks

[@subhadeepgiri2504]

Bruh!! Private banks are not out there for charity. The are here to do business in a proper/promising capitalistic environment. Once the rural section starts developing, you'll see the penetration of private sector banks in those areas. Already there is small finance banks kicking off in those parts and the other giants will follow up soon.

[@killerashish6014]

i been using idfc bank since 2017 and found one of best bank as they never deducted money from my account but always credit intrest in my account other bank charges if you dont maintain minimum balance and also charge for monthly feesa pn atm withrawn but idfc never did i get unlimited withrawn money and they also got best bank of the year award

[@ramanjhss]

Punjab and sind bank offers saving bank account with zero balance and atm is free for first year. If a person is opening salary account than he will get 40 lakh insurance free...

[@sashantchettri]

Axis Bank debit card charge is 300+GST which comes to 354

[@shailradadiya9267]

590 hai ab

[@sanjayyadav-qm6iy]

At present time ubi or other psu bank mobile banking facilities are same as private bank and in psu bank mab is very low and not hidden charges or disturbances like private bank . And we surely say that sbi facilities are equal to icici bank or other private bank.

[@nishasoni5063]

Konsa saving bank acha h jo zldi credit card approval krde maintain krne k bad

[@navabmusani2843]

Thank you bhai etani detel ME samja ne ke liae ❤

[@muzammelhoque7991]

Sir axis bank Debit card manual charges leta hai kya

[@prasad071000]

I have account in Union Bank of India, loving it. No problem at all.

[@v.maheshwarreddy6386]

How much minimum balance you maintaining

[@void_of_haqq]

If I live in a semi-urban area,And if I have 10 thousand taka in the bank for a year and I never change, that 10 thousand taka is never transacted then will any money be deducted from my bank?

[@xxnopx]

Sir should I use union Bank of India for trading in stock market please reply??

[@HOME-en4xx]

Sir hamare sahar me kotak bank ka branch nhi to to me kon se best bank me zero balance saving account kholwana chahiye

[@souravbiswas3586]

HDFC also charge 590 debit card on Regular Savings Account.

[@imranmolla394]

Bhai mein toh AU small finance mein mera account hai.. Ma kasam itna mast bank hai.,, pre approved, saving, nach all facility available... My best experience with this bank

[@kanamary6447]

I have recently opened an ICICI bank account. They asked me to deposit 50K saying that I have to maintain that fix amount for 3 months after which I can withdraw and enjoy zero balance. My account is already activated but yet to deposit. If anyone can tell me this is how the procedures is?

[@ahmeetme]

Why you have not mentioned anything about SBI salary account?

[@mayankk5422]

Union Bank of India best hai abhi app update ke baad baghut achha hogaya hai sabb chiz kar sakte hai isme

[@sahilsahota6254]

Thank you so much sir aapne bahut hi acche tarike se banking ke bare mein account ke bare mein samjhaya

[@Ik_tera_shara_milje_datta]

Sir I resident in urban/semi urban area… can I open account in rural/gramin branch😊

[@ManishDharaiya]

appreciate ur efforts sir greatly explain 🙌🙌🙌 thanks alot ❤️

[@XYAxisEducation]

Thanku soo much

[@WAFASTUDIOS]

Lucky people like me who maintains 2500 in metro city

[@sumanguin]

hdfc ka virtual card kaise lenge?? apply karne ke time mai to physical ka only option a rha hai

[@user-wo8hk7sv2h]

I'm hdfc bank employee good information god bless u

[@kuldeepsinghbhati3315]

Can u please explain the process of family banking of the different banks and benifits of it..!!

[@hanuvishwakarma3597]

Axis bank account provide the service of family banking

[@souvikdas6001]

Can you make an informative video on Bank of India ?

[@AmanYadav-fh3xg]

Which Bank Account Best For investing ( share market, Mutual Fund And Trading) please tell sir

[@gtxbansal5153]

sir mera account hdfc me zero balance me open kiya tha kya mujhe bhi mothly balance maintain karna pedga.

[@neeteshrajput7793]

Boss union Bank net banking facilities is very good and union NXT app is best

[@anandr2383]

Bank of Baroda always .Best service .

[@sanatanswain1680]

Can you please make a video on the best remittance service provider in india

[@mrinaldawn5113]

Superb video. Sir kindly make a video on Kotak Mahindra Bank vs HDFC

[@yogibabafan4558]

101% hdfc> 😂

[@shriprakash9556]

In private banks Axis is most current bank

[@JP_Kumar]

3:26 metro cities me millennia debit card by default dete 500 plus gst

[@mdf345]

yes

[@V98000]

Best bank for subsidiaries health insurance for saving customers???

[@vamsikrishna1817]

In my area Sbi is excellent they do work very quick and respond well and also no charges at all

[@shri_saurabh]

Jab zindgi credit card pe chale toh sab dhundhla hi dikhai deta hai 😂😂

[@souravmondal4653]

HDFC Rural branch mein.. Average Monthly balence nehi hota.. Average Quarterly Balence hota hein..

[@zainvlogs5722]

Very informative bhai 💯💗

[@sidfz4303]

Sir axis bank me initial amount ke taur per fd raksakte hai kya 12 ye 15000

[@ManishDharaiya]

*_sir indusind bank me 0 balance wale account par virtual debit card ka option milta hai kya ??? please respond_*

[@rajendrajat46]

Go with Bank of Baroda ... They have zero balance account which have all facilities ...

[@tarakram9333]

No

[@rajendrajat46]

@@tarakram9333 U should contact branch and tell them .. to open zero balance account

[@tarakram9333]

@@rajendrajat46 yes bro I went to bank they said you need to pay 2k and maintain no zero balance account

[@rajendrajat46]

@@tarakram9333 the existing account of urs having negative balance?

[@tarakram9333]

@@rajendrajat46 i dont have any account in bob

[@anjaneegupta1726]

Koi bhi bank best nhi h bhai sahab jabarjasti ka video bna rhe ho

[@pushpendrasharma4520]

Agar main hdfc account ko metro se rural area me transfer kara lo to kya mera amb 10k se 2500 ho jayega. Please tell me

[@tushargupta6247]

Sir ji AXIS BANK ka METRO me minimum monthly average balance 15000 hai please correct 🙏

[@dhruvashish1570]

Digi bank by DBS bank is awesome 💯 I am using it for thr last 4 years bro

[@ramvishal]

Virtual debit card available nhi h hdfc me

[@avimallick60]

Sir Mera ek sawal hai ki aapne SBI online savings account k bare me ye bataya tha ki debit k liye 125 rupay charge karenge Bank Wale lekin mere sath to kuch Aisa nai hua by post se mere Ghar pe SBI debit card de gaya wo bhi Bina kisi charge ke

[@prajapatiabhishek2007]

Thank you sir

[@sagar132123]

Union bank ka app hdfc se kafi acha hai mai dono use karta hu. Union bank has one of the best app at par with sbi

[@kunalshah2331]

Ha hdfc ka app kabhi samj k bahr hai ..isse acha toh bob ka app hai..i don't understand itne saalo se kyu nahi kiya hai ..mein 10 saal se use kar raha hu pehele bhi aisa tha aaj bhi aaisa hai

[@arshff2097]

Me uttrakhand ke rajdani dehradun me rehtu but mujhe ye nhi ke dehradun metro/urban/semi urban/rural ye kya hn .??

[@sonianazareth1072]

Why didn't you tell the interest rate of Union Bank of India????

[@syedmusharaf2010]

The best regular savings account is totally the Post Office savings bank…with the highest intrest rate of 4% and all the facilities with no charges and free debit card

[@justinsabu6219]

Have you tried South Indian bank sib mirror+

[@coffeewalamodiji5026]

Sir agr mere account me hmesha 50k balance rhe to average balance maintenance rhega n IDFC ke 25 k wala me

[@basudev_behera]

Which is the best bank for savings only

[@shriprakash9556]

Kotak is good till you are using its app as soon as you will interact with their employees your perception of good bank will be brust

[@manojshastri1989]

1000000%सत्य

[@knowledgecoach9597]

Main job account open korne ke liye bank main geya tab wo log bol rahe hai ke initial funding Rs 50000 korna hoga Or monthly 10000 maintain korna hoga Main ne apka video dekh kar branch main geya tha account open korne ke liye

[@XYAxisEducation]

Kis bank mai gye the ?

[@knowledgecoach9597]

@@XYAxisEducation icici bank

[@subhajitkarmakar76]

Please make a detailed video on UCO Saving Acount 🙏🙏🙏

[@Dr.A.Ray-MD]

INDIAN BANK & BANK OF MAHARASHTRA ARE THE BEST PUBLIC SECTOR BANKS IN TERMS OF SERVICE WITH VERY LESS CHARGES (As far as my own experience)

[@nitinsawant1352]

BOM chutiya bank he

[@arjunmohurle]

Mi band kelo Maharashtra Bank

[@Dr.A.Ray-MD]

@@arjunmohurle can't understand... Say clearly

[@yajat47]

Axis offers 3 percent of interest upto ₹50 lakhs 3.5 percent is offered over 50lakhs

[@Dino-fz8jl]

Who keeps 50 lakh in bank😂

[@yajat47]

@@Dino-fz8jl many people do

[@amanna3447]

Use 1st time credit card, I have some query on bill payment - Last mount - total spend / Current Outstanding was 5032.38 , bill generated for it - 5032 , after fully payment this bill but in app in Current Outstanding section it showing rest 0.38 paisa which is not included in last bill. how we can adjust this rest amount of paisa , is it any problematic in credit score taking.

[@amitkrdey306]

Pay One Rupee extra there will be no issue...

[@RajeshKumar-tx7ch]

Samjhane ka tarika bahut pasand aaya sir aapka lekin sir me ye janana chahata hu ki kisi bank jese ki SBI PNB BOB inme account h to ye pata kese kare ki zero balance account h ya monthly balance wale h

[@Hr5hu]

Bhai axis bank ka ye to batana he bhool gaye ki non-bank timings pe atm use karne pe 50-50rs ka direct charge lagta hai aur 3 se zada atm transaction pe 150rs instant charge lagta hai

[@Life_like_sea]

Worst bank of india :- 1. BOB 2. ICICI (due to poor Cust Care serv) Best Bank of India 1.IDFC BANK 2.HDFC BANK 3. KOTAK BANK

[@helloidris]

SAB thik kaha aapne lekin UNION BANK KI MOBILE APP AUR INTERBANKING FULLY FUNCTIONAL HAI AUR HDFC ICICI SE BOHT BETTER HAI, UPI NEFT IMPS RD FD SAB FULLY FUNCTINAL HAI,,,,EVEN SBI SE BETTER HAI UNION BANK.

[@ROHANBISWASDADA]

Please Give Some Video Citi Bank,Standard Chattard,HSBC & American Express

[@sridharsiddu1350]

which private bank best for regular using and also zero bank bal maintain

[@XYAxisEducation]

Kotak 811

[@sridharsiddu1350]

@@XYAxisEducation ICICI bank how much maintain minimum bal

[@shiv9621]

Kotak 811 zero balance hai. Zero. Best hai .

[@swapnilvichare4179]

@@sridharsiddu1350 10000MAB

[@swapnilvichare4179]

indusind bank or kotak 811. Indusind bank you have to do initial funding of 10000/20000 but once your KYC is done you can remove the money and keep it zero balance but Kotak 811 no need to do initial funding, I personally have zero account in IndusInd and Kotak 811, but I closed my 811 because of useless charges. now I only have an Indusind account.

[@smoirsask6521]

now in ICICI Bank metro city minimum 25k you have to maintain

[@sammusic6299]

Where show bro

[@Aryanthakur-yt9bc]

@@sammusic6299 icici silver

[@BaliramKshirsagar]

Thank you for good suggested for ICICI

[@rajindersinghajimal.85]

O my God clear cut information bro to good job

[@RajinderKumar-jk6rc]

I am customer of HDFC from 3 years and i have standard account opened with initial funding of 5000...on offer I only have to maintain 1000.Debit card charges 200+GST per annum.Now they given Visa credit card with lifetime free offer.I love Hdfc services and offers♥️

[@gourabmukherji4790]

Credit card offer pane ke lie Keya karna parega?

[@udayghosh1997]

Bhai hdfc Bank ka server aacha hai kya koi problem to nahi h

[@RajinderKumar-jk6rc]

@@gourabmukherji4790 pehle Debit Card emi k liye apply kro emi time pe pay kro....fir khud hi credit card offer denge....agar DC emi nhi milti toh zyada se zyada transaction kro

[@RajinderKumar-jk6rc]

@@udayghosh1997 mere ko ajtak server related issue kabi nhi aya

[@udayghosh1997]

@@RajinderKumar-jk6rc Bhai mai online transaction karna chati hun per day 3lax monthly 90 lax if I open hdfc bank curent account so possible hoga

[@Rizwankhan-to5bj]

Bhai meri ek injury k karan mere 12 cheque bonce hue hai mera cibil 745 tha 620 hogaya agar mai Sare dues and loan amount clear kardunga toh mera cibil theek hojayega i know 3months ka time lagega pay karne k badh bhi sahi hone mein lekin ap k point of view se kitna time lagega

[@XYAxisEducation]

Dekho kitna bhi time lge...aap sabse phle to apne sare dues clear krdo.. Ab banks loan alag alag categories me deta hai 1) bank ke fav customers wo hote hai jinhone aaj tak na koi emi bounce ki hai ma koi default 2) bank ke 2nd most fav customers wo hote hai jo emi bounce krte hai lekin bank ka loan pura kr dete hai time pr.. Soo apka case 2nd hai..thoda cibil hit hua hai to aise me koi bhi naya loan ya credit card ke liye apply mat krna 1saal tak...aur jo loans chl rhe hai unka jo kuch bhi pending hai phle unka repay krdo

[@Rizwankhan-to5bj]

@@XYAxisEducation tysm bhai for guidance

[@shobhitgarg5707]

Nyc explanation 👌

[@ggkobra]

mera axis or hdfc dono me 2500 maintain karna parta hai or axis wale no to Flipkart axis Bank credit card bhi dediye mazza agya 😂

[@amolrathod5676]

HDFC me koi virtual debit card nai milta..aur mellenia master card debit card milta hai..kiski Anual fess 500+18% GST lagta hai..kuch bhi youtubers 😅

[@my.orange]

👉 *Ekdam sahi bola bhai .*

[@mahmoodinetwork]

Sahi bola

[@nirajgupta6439]

Sahi hai bhai 590 lagta hai sal ka

[@mdf345]

yes

[@prabhasbaruah2146]

🤣🤣🤣