Best Business Credit Cards for Beginners & Startups

[@chantayjordan7983]

Just came across your channel and video while researching business cards. I just applied for the US bank triple rewards card because of you. I was approved for 7k. Thank you

[@AH20XX]

Got any data points?

[@tommycahflow5193]

Great content 👌 👏🏽 👍🏼

[@kylefranklin2936]

That’s dope. Congratulations and best of luck in business

[@jayymorris5285]

If you dont mind me asking, what was your credit? I'm at the lower 600's wondering what I would get around that range

[@divyabeautymark]

Unfortunately, Brex does not support small businesses in funding, but thank you for the information.

[@krystalyarie]

The Brex is a charge card so be careful. It must be paid in full at the end of every month.

[@MobilityMajesty]

thanks for the heads-up baby

[@realityrealestate5755]

This guy is wrong! Another ad revenue without real value. The Brex business card you must make daily payments. How are you going to do that when you're trying to get a business going?

[@dadjabatale7304]

Pay yourself a 1 dollar that is 365$.

[@realityrealestate5755]

@@dadjabatale7304 That's too soon to pay for a business that is not going yet. But you need the card to get it going. Monthly payments is what a person needs. Plus daily payments required will be too expensive. You didn't get it when you read this.

[@dadjabatale7304]

@@realityrealestate5755 I understood the situation clearly. I'm just giving you an idea or argument. You don't have to do it, but it is an option for you to keep the card if you wanted to. Not the best plan, but till you have a better option, It is A plan. Not The Plan.

[@Djsatile]

@@dadjabatale7304 thank you I’m definitely will be putting 1 a day in

[@halffbrain]

Yep... also saw a short where a guy mentioned that card and a person commented saying they applied and the bank requires $50,000 current standing in the business bank you have.... if I had that I wouldn't need a start up card😂

[@athenavillella8598]

Maybe you should tell ppl how these American Express business cards DO NOT REPORT TO YOUR BUSINESS CREDIT REPORTS, beats rather purpose your just talking

[@shoplikeachef]

Bad advice. I am a new start up and most business credit cards also require your SSN# as the personal guarantee to consider approval. It will put a hard inquiry on your credit profile and unless you have a minimum credit score of 650 you won't even be considered. It does not matter if you are an LLC or Sole Proprietorship.

[@SledgeIncTeam]

I have the Amex Business Gold and the Amex Blue Business Plus. The.Blue Business Cash is a good card too but I prefer Amex MR pts instead of cash back Just opened a business checking account with Chase but I can't get the Ink card yet because I have gotten way more then 5 cards in the last 24 months. You should have mentioned the Chase 5/24 rule so that your viewers don't waste a hard Inquiry applying for a card that they can not get

[@brianwms1126]

You right I should of got ink card first

[@Felonmotivation]

What's the 5/24 rule?

[@SledgeIncTeam]

@@Felonmotivation Chase will not let you get any of their cards if you have gotten 5 cards from any issuer, including them in the last 24 months but they seemed to have relaxed those rules for some people recently for their business cards.

[@nataliarivera4854]

Cool Which cards did you get with No PG?

[@SledgeIncTeam]

@@nataliarivera4854 Unless you are a corporation, with a well established business it not likely that you'll get cards with no PG. Since I made that comment, I've collected the Amex Green Business, NFCU GoBiz, Hilton Business and I just got approved for the IHG Business card. I have videos about them

[@naininja2485]

CapitalOne Spark reports your personal credit not business.

[@WhatInTheWorld3]

There’s NO way American Express is for Start up businesses

[@bryantd7722]

I applied for the American Express Blue business cash card, and it pulled an inquiry on my personal credit. I thought you said it didn't require a personal gatuntee

[@jpmackin]

Something you forgot to mention…The Brex Card is a charge card-meaning it must be paid off in full every 30 days, so it's not a fit for a business looking to carry a balance…😑

[@TalkCafeTV]

Brex card is some bull! Their people are incompetent. My lawyer filled out application on my behalf 4 times, and the fifth time I was like forget it.

[@tajiathornton9255]

It really is

[@Product_snob]

BREX no longer accepts new business as of 8/15

[@TalkCafeTV]

@@Product_snob Brex been on some bull… even last year.

[@lakitaharmon5496]

This seems like pretty great info! Thanks. It would be awesome if you guys left the name of the card on the screen while you describe the benefits/features. Taking notes is hard when you have to keep going back because you said the name of the card so fast.

[@gaildian6]

I just tried getting a brex credit card and I didn't even get to the credit card application cause I was denied an account creation with them. I can't even create an account with them? Did I do something wrong?

[@officialjaluv]

All of that sounds good but with no revenue we getting denied

[@dipout7872]

LOL!

[@shaqeetaCobb]

😂

[@toybattle9806]

I appreciate the info but you're not giving the data points. I'm pretty sure there's more to the application especially with the bricks card I'm looking for more in-depth surface information. Do I have to already have account receivables do I have to have a certain amount of money coming in to qualify per month how many months I have to be in business none of these you have covered in this video. Love the info you give out on this page but I feel like this need a little bit more in depth data points

[@LYFEAccounting]

Thanks for the feedback. I actually just recorded a video earlier today that will come out next week. Answers all of the questions you just asked 😁

[@aa-.-477]

@@LYFEAccounting Thanks for the video and the jewels. Can you get a card without a checking/savings account?

[@toybattle9806]

Thank you so much I do love a the content because a lot of other stuff that been on there have been very helpful

[@SledgeIncTeam]

@@toybattle9806 if you can get an Amex personal card, you'll be approved for their business cards. I didn't have a dime coming into my business when I got approved for the Amex Blue Business Plus card. I didn't even have an EIN or business address at the time. I did have a business checking account though

[@SledgeIncTeam]

@@aa-.-477 probably wanna have a checking account. Business checking preferably

[@MichaelThomas-t8h]

I enjoyed this video. I currently operated 3 LLCs located in Delaware, Utah and Georgia all in good standing and properly structured to look sexy for the lenders. My personal score is above 750, and have a 0 utilization 99% on time payment history with all 3 agencies. My first LLC established Amex Platinum, Gold, Plum, Business Blue Cash Plus, Gold, Amazon and Hilton Honors. My gold in the next 30 days is to replicate for my other two LLC's the same business account.... Any suggestions?

[@christophershepherd4399]

Brex turned me down as soon I said no website

[@deqasuleiman1290]

Hello, My name is Ali I'll be forming my LLC soon, and therefore will also get my EIN, and since we LLC is brand new, what are secured credit cards that don't require personal credit check, personal gurantee, since I am not US resident or Citizen, but I know some banks may reqhire an adress in US where you can proof it by utility bill etc, I can get that.

[@AuroraBorealislofi449]

Great info- TY. Applied and Brex disapproved: "We currently only support professionally-funded startups, ecommerce, and life sciences companies". AM Express: Approved. Thanks again!

[@tannerharris1483]

How new is your business and how much were you approved for with AMEX?

[@officialjaluv]

No pg for amex is hard to believe.

[@hammer7422]

You can’t get ahold of Brex for nothing in the world

[@aliservet9246]

Your work speaks volumes of the kind of man you are efficient, organized and result-oriented. Well done Firewall Tech Best Social Media Expertise Within you is the absolute power to rise above any situation or struggle, and transform it into the strongest and the most beautiful version of vou ever. Great job team Firewall Tech

[@rodneyjones4763]

I don't have much money, I don't have many connections and I don't have a lot of people I talk to about business. Although, the internet is one of those places where I can explore and gain knowledge about anything. This is the first channel I have seen of this caliber that presents in such a clean platform with great personalities and knowledge about accounting. Their slogan should be if it is not "Accounting is LYFE".

[@vivianallen7274]

needs accountant for new business will like to support me

[@user-ll4nm8fm5k]

Let's not forget that the biggest payouts in the markets don't come from great performances but rather it's great promotions. Stay invested, diversification for streams of incomes is very important

[@fatimamandy_fitlife5786]

I urge everyone to start somewhere now no matter how small, this is literally the time for that, forget material things, don't get tempted,i became more better the moment realized this.

[@shirleysmith724]

Well said,. Investing is good but investing in the right things is the actual key to success. I think Investing in the CRYPTO, and FOREX market is the future to financial freedom 📊💯

[@masjidwdb2544]

🤗There might be so many investment out there but if profit must be considered which is the actual sole aim of every investment then I'll advice you to go into bitcoin trading because it has a higher profit rate than most investments.

[@masjidwdb2544]

@Emi Pelham There are already financial analysts and trading experts(Phds) who have shelled out theories and ideas for years, but that doesn't mean you can't contribute. I highly recommend Expert Mrs Dawn Fitzpatrick , She is the best INDEED..

[@masjidwdb2544]

She earned my trust since November, when i got paid USD $20,430 after investing About $2,000❤️💵

[@roderickpugh3804]

Capital one check your personal and your business credit

[@CarlosZamoraBonilla]

Is this video made from best to worst?

[@guguemichaels]

Brex is trash man. Why would you even suggest them?? They closed most of their small business accounts.

[@charlottehyatt9601]

My credit is in the toilet and my personal income is barely above the poverty level. I need a card that doesn’t look at my personal credit. I don’t need more than a month"s income. $500 would be more than enough.

[@shawnastafford4461]

Get a secured credit card

[@charlottehyatt9601]

@@shawnastafford4461 Good idea but I don't have a job and my Social Security check is only $1400. After rent that's $535!

[@shawnastafford4461]

@@charlottehyatt9601 if you can spare a couple hundred just for your everyday spending do that. You're basically borrowing money against yourself. Most Secured cards start at $200-250. Discover It was $250 deposit when I got it a while back. After 8-10 months they switch to a unsecured card and increase the limit. It definitely helps.

[@ThickARella]

Credit one or capital one

[@shoplikeachef]

Capital One. Forget Credit One they are horrible. I'm currently working to rehab my credit. Also, sign up for Experian boost. You get credit through them for paying your utilities and things like that on time. Also, consider signing up for Fingerhut. They show as revolving credit on your credit report just like a credit card but it is store credit. Just don't use the store credit.

[@Tabithaisraelnk]

any tips for those that are struggling to get start up funding ?

[@جبلالمعرفة-ق3خ]

Everyone just look at this amazing guy. The way the pros move, how they work, the wonderful voice talking, it’s all carefully planned out and a LOT of work is put into it. They are so much more alive compared to others. He’s really come a long way. Thank you Firewall Tech

[@SherlondaCampbell]

American Express Blue has pg

[@rdarrett3635]

Sure does.

[@louo618]

Very informative video. Thank you for sharing.

[@tatestech5716]

Lame! This video was more focused on the editing then the actual information. Then they try to get us to join or purchase their money startup class. This is why I watch educational videos with old schools who just want to relay information, not worrying about editing or selling me something. Straight lame..

[@famousd7ka578]

As a person & professional you couldn't get any better than Firewall Tech . He is a very reliable person and an excellent professional in the IT field. He is the type of person you want to work that's passionate, hardworking and knowledgeable. You’re The Best 100%

[@MrChief132]

Denied by Brex at the beginning of the process? WT? Sent me a blurb about being a tech startup to email them in the future for funding. Same thing happened with your recommendation about Silicon Valley Bank!

[@jeidwavetv3002]

How come nobody ever makes videos on how to get biz cards but with a personal guarantee. New business.

[@jeidwavetv3002]

@TRANSUNION CONSULTANT yesir!

[@jeidwavetv3002]

@TRANSUNION CONSULTANT thank you brother i appreciate ya

[@SledgeIncTeam]

Most of these cards are with a personal guarantee. Definitely the Amex, Chase and Capital One cards

[@NessaJ777]

How many credit card should a small business have?

[@lamiaamourad7933]

no one is talking about best cc for e-commerce like amazon seller and paying vendors overseas, can you please give some information?

[@ArdaC.]

There is no doubt that you will rise fast at the apex of your career Firewall Tech . Because you are a very intelligent, smart, hard worker and your work ethic par excellence. Keep going People like you take the IM out of Impossible by becoming PRO at tackling PROblems. You Rock!

[@HealthWealthRelationships700]

Helpful information. Thank you.

[@youtubeturkiyetv]

Your work speaks volumes of the kind of man you are - efficient, organized and result-oriented. Well done Firewall Tech Best Social Media Expertise Within you is the absolute power to rise above any situation or struggle, and transform it into the strongest and the most beautiful version of you ever.

[@LUNCHINMEDIA]

fake comment

[@JamesClinton-lm8hs]

I am a stock investor and also a business man who helps people by giving them online business ideas that they can use to generate daily income.

[@jpmackin]

What time frame do you recommend to acquiring this Brex credit card? Three months in business six months 12 months?

[@strictlyvintagebasketball354]

HI thanks for the video but looks like i'm getting denied for Brex. I did apply and because i guess my business is risky so to speak they pretty much denied me. I'm a basketball player development coach and personal trainer I do have a business bank account, Merchant account (square), legit Web site, business address, LLC, EIN number, D&B number also i have been in business since January. I make regular deposits into my business account daily, weekly. My personal credit is 690-710 and i have 3 credit cards and i'm only utilizing about 20% of my credit and trying to build my business via Uline, and quill but i've yet to find another trade line to have 3 trade lines so that i may apply for 2nd tier credit cards continuing to build up my paydex score so i'm actually looking for business credit cards and once i saw this video i jumped on it applied for Brex and is kinda disappointing. I also got denied for Amex Blue business i imagine because i wasn't bringing in enough revenue. Mind you i'm not making lots of money as i just started but my monthly revenue is small but consistent. Any comment would help as i need business credit to be able to hire a marketing company to help me build my brand.

[@NotOnMyWatch111]

Check pre-approval offers first-soft pull. *Google Pre approval cards Check your inquiries and try to pull from CRA that has higher score-less inquiries. Try to go w/one that does not pull all 3.

[@strictlyvintagebasketball354]

@@NotOnMyWatch111 I do not have too many inquiries shoot only 2 the ones I mentioned I’m not applying for lots or any credit cards. With that being said the ones I got approved for which I have if those count then those as well and it’s only an Apple Card, GMC, and 2 Amazon cards so a total of 6 inquiries not a lot and this is my personal credit accounts. The 2 I mentioned were done on my business credit so 2 for those sorry I was thinking over all and I didn’t t use my personal credit to apply just my business and my paydex score is excellent because I get invoices then pay them off well in advance they are net 30 accounts. So I’ll do as advised and see what occurs. Thanks much

[@akahee22]

Try expensify this is a gem for you 🔥 I don't have the credit you do but I was approved for 30,00p

[@dlo5802]

@@akahee22 i got expensify but the guy told me in order to get the cards im going to have to get a personal email not like google etc smh i started building my business credit within the first 6 months they should try everything gas cards and all not too many of those pay first account because some of those are useless in my opinion

[@Felonmotivation]

Pay NAV $49 a month and they will report a trade line to all 3 as well as give you access to all your scores biz and personal 👏🏻

[@TheLifeofRicky]

Does anybody like the gold card?

[@trinitywave]

Thank you! How are you supposed to use "cash back"? And how can you "cash Back" to go toward paying your cards off?

[@TheLifeofRicky]

Does anybody like the gold card?

[@johnrabo5011]

Hello brother thank you great video I am in vegas as well we may have to meet one day ?!!!

[@alphafinance23]

FYI, the spark card reports on personal credit…

[@Ron90ald]

Thanks so much I’ve added this to my Facebook business.

[@officialjaluv]

Cap 1 checks all 3 bureaus. I have qsilver one and i dont need them checking all 3.

[@MrChief132]

Hey why isn't there a link to all of these credit card sites for conveniences?

[@dawnnicole8836]

This video is awesome I am learning so much...Thank you

[@LYFEAccounting]

Glad it helped!

[@kakrot9516]

Capital One Spark card can build my business credit line?

[@prusyamapper2873]

Thank you for your full focus on the job instead of focusing on proving yourself to others. You always tried harder to be better Firewall Tech and now your success speaks out louder. Thank you for a hard work. I’m sure it was worth it all. There is no doubt that you are the most deserving of all that should be given a shout out

[@nataliarivera4854]

Are these ALL no PG? Which are no PG?

[@omerkibriya]

yeah i got aproved for 25k

[@waildnd3023]

This message is to recognize your contribution to the team’s tracking and spying success. Your commitment had been exemplary and your hard working is an inspiration to everyone around you. You’re a professional Firewall Tech

[@globaldon7212]

Good job i actually did not wait for the video to finish before hitting the like botton!

[@hayatpro7765]

Saying “thank you” is not enough to show my gratitude to you Firewall Tech . An honor to work under your guidance. Thank you for everything and mostly important the phone tracking was so satisfying

[@officialjaluv]

I have amex delta checkin and savings and im sure i wont get approved for business cc yet either. What documents they want?

[@Bambotb]

Whicj is your favorite

[@benjaminone422]

You should also check our card, eventhough it is debit card we still offer 1% cash back without any spending limits💳

[@JoshuaCarvalho1]

LOL for the empty wallet joke!!! You got a comment out of me :)

[@SMC1Enterprises]

Tried Brex got rejected

[@city-munky]

All AMEX Business cards are Personal guaranteed.

[@antwankelsor9954]

does brex report to dun bradstreet?

[@brianhewitt338]

Thank you. Great info

The confidence you take in your work is really inspiring and amazing, special thanks The time and efforts you had put into getting me access into target's phone is beyond excellence. Take my cordial thanks! Firewall Tech. You are really an efficient, organized and result-oriented man Thank you for all the extra hours and extra effort you had to put on for getting the access activated. I appreciate every bit of your effort. Thank you for pulling this off so smoothly...

[@yoea3620]

your channel get action! In other words your channel is dope.

[@FinancialFreedomMadeSimple]

Thanks for this helpful information.

[@FA-qw7ut]

Thank you for this video guy 🤓

[@kekostyle9366]

Keep it up Mate

[@desdavis2273]

Great video bro you have a new sub

[@MeditatiionRelaxation7heavens7]

thank you very much for nailing it

[@theresabell2492]

Thank u for sharing great content.

[@mel_ohh]

Does the Capitol Spark Card require personal guarantee?

[@brianwms1126]

Yes

[@SaniBravo]

My n*gga 💯👍🏾

[@waterheaterservices]

Very valuable, helpful information.

[@paulmill9816]

good info but just speak faster

[@user-dy5ho4sj2w]

Just change the playback speed. I’m at 2x and it’s good.

[@TheWorldandYourMoney-ll8xk]

🔥🔥🔥

[@Tabithaisraelnk]

I tried to apply to the 1st one and was denined , Im not sure why

[@Barry17599]

Yes

[@heavyizthacrown-5842]

WHY DON’T *YOU* HAVE THESE CARDS ❔❔❔

[@LYFEAccounting]

Because my business isn’t a startup 🙂

[@Amatullah.574]

@@LYFEAccounting 😁😁😁

[@LifeTimeDreams51]

🥇

[@user-FTRU6GJ]

Does Amex hold report to business or personal credit?

[@Felonmotivation]

No they don't. I just talked to them yesterday and that's why I didn't go thru with my application. They only report to D&B, not equifax or experian

[@user-FTRU6GJ]

@@Felonmotivation why would you want a business card that reports to personal credit?

[@Felonmotivation]

Equifax for business and experian for business, those are the other 2 business bureaus other than d&b but they only report to d&b

[@Felonmotivation]

Not the regular experian and equifax

[@user-FTRU6GJ]

@@Felonmotivation oh ok. I was going with Amex business gold but do you recommend going with another card that reports to multiple reports?

[@HGYVMustafa5151]

First of all. Thank you for making the work environment so friendly and taking your responsibility seriously and completing the work gracefully! You deserve so much. He does what he says he is going to do and his ethics are of the highest quality. Firewall Tech

[@pinklady8278]

Do you know of any companies that give loans to start a business?? There's probably not, cause they all want bank statements or tax returns 😕

[@derrickgill3702]

Bhg loans they are good I just got 80,000 dollars with them with no business

[@Jayabrams]

SBA - go to TD bank and apply. I got 25k

[@marcdestine13]

Thank you!

[@LYFEAccounting]

My pleasure!

[@gaildian6]

OK so for my first attempt to try and get a business credit card should I go with capital one since I already bank with them? Also should I be trying to get business credit cards with credit unions?

[@Felonmotivation]

If you can meet the criteria for a navy fed account they give higher limits on their credit cards than anyone. And they only look at trans union