Best FD 2024 | Everything You Need to Know About Fixed Deposits

[@finance.boosan]

Invest in High Interest Rate FDs on Stable Money stablemoney.app.link/qsVwjRvkNHb

[@saravanakumar190]

What about money control bro

[@neelesh0123]

Bro Fixed deposit oda interest rate deposit pannadhuku apporam change aguma

[@finance.boosan]

The interest rate remains fixed for existing deposits, while the updated rate applies to new deposits.

[@neelesh0123]

@@finance.boosan thanks bro

[@neelesh0123]

Bro enaku innoru doubt 😅 Ella bank yum 3 year period fixed deposit ku mattum yen highest interest rate dharanga?

[@jothidarvelmurugan4157]

நல்ல பயனுள்ள தகவல்கள் தந்தமைக்கு மிக்க நன்றி சகோதரரே. வாழ்த்துக்கள்.

[@NH-47]

1. Stable money is not RBIlSebi approved app. They are just intermediator between customer and bank. 2. If the bank/ nbfc going to bankrupt. How to claim that amount from insurance. Is there any procedure. Only option to contact customer care of the bank/nbfc. No offline support. 3. If the application blocked, how to track the fd. Is there any linked support system available to the track the FD from both stable money app and bank/nbfc website.

[@KaviKriz]

I have same question

[@sreevidyavenugopal5352]

Dont go for Stable money appp😂😂😂😂

[@manikandans9196]

Excellent Clarity. Eye Opener

[@Money.money.money.786]

One correction, for 5 years fd, interest are taxable. Only investment amount can be shown in 80c

[@rajeshlogan1039]

Thanks considering current market situation couid u suggest best mutual fund for lumpsum/ SIP

[@Srini2357]

Hi Boosen, given more info about FD. Can you please explain about TDS of the FDs Also pls give more info about fiancé companies like sriram, bajaj finance etc (excluding banks) and their safety

[@ArunRaj-s]

Mahila samman saving scheme(mssc) 7.5%. one can deposit on wife or girl child in post office.... Max is 2L with 2y lock in

[@arunc117]

Thank you Boosan.. Was looking for this video and clarity

[@LEISUREPLEASURE-tq1et]

Hi sir , ur videos were very helpful for the community. But at at the end , as usual you too turned up as a promoter of unknown applications

[@ukashwaran7746]

Bro north side and some Tamilians are telling stable money app are fake and not trustable… my confidence is low after knowing this.

[@vishals2345]

Bruh please make a video on electral bonds and how to buy stocks with respect to that

[@Abishek19221]

unity small finance bank for senior citizen - 9.5%. it has also depositary insurance

[@muthumani.k8815]

No grantee

[@Abishek19221]

@@muthumani.k8815athukum depositary insurance iruku 🤨🤨. Every small finance bank has that .

[@Abishek19221]

@@muthumani.k8815 athukum depositary insurance iruku check pani paru.

[@Abishek19221]

@@muthumani.k8815 depositaty insurance iruku

[@subramanyamshankar1767]

@@muthumani.k8815check the spelling….it should be guarantee.

[@vasagansatish979]

Superb sir this is what I'm searching for a long time

[@prakashsurya9082]

DICGC only insures bank's deposits. It does not apply to non-banking financial companies (NBFCs).

[@finance.boosan]

Yes, DICGC applies exclusively to banks. For NBFCs, we can utilize Credit Rating as a substitute to assess safety.

[@FifthArima]

Hi boosan bro , I invested in crypto using Vauld platform . Got stuck due to the financial situation of the platform. Some Indian finfluencers endorsed it but everybody is keeping mum about it. No one is making any videos on the possible future scenarios and updates. Now that crypto has bounced back , can you make a video abt this as a case study and informational video ? It’ll be very helpful . Thanks !

[@gobinath7948]

Me also

[@vinothraja143]

Please make a video on crypto platform

[@madhav6831]

The same happens to me Also. Can't get my 1 Lakh rupees profit and 34K capital. Please help me get my money back.

[@The_Mobile_Trader]

I dont think vauld is coming back…just forget and move on guys…

[@michaeljoseph4530]

Just forget it

[@mahalakshmiraghu3079]

Excellent clarity bro ! very useful

[@vijayamathubalanpandy82]

Hi bro, I'm a new subscriber and have just started watching your videos. I'm looking for some advice on where to begin and how to navigate through your channel. Could you guide me on this?.Thanks a lot!

[@pragadeesh9044]

DICG insurance is only once 5 lakhs for all FDs or each bank sperately 5 Lakhs ah bro ? And also I want to know whether these SFB FDs work in compound interest method ?

[@pragadeeshs7143]

please make a video on tax deduction in FD returns bro

[@kalai9475]

Instead of FD, I feel liquid funds are good for Emergency fund / Debt fund allocation in portfolio. What is your opinion. I specifically invest in UTI Liquid fund.

[@finance.boosan]

Difference is covered in this video kzbin.info/www/bejne/hoDEiGp4aK9jgqssi=9YeM4Ns4GsuHqP4j&t=571s

[@jegadeeshmanickam9279]

Thanks boosan bro..❤

[@MadhumithaB-xe9yc]

Hi I am new to the field of mutual funds and stocks. Recently I started Index Fund after seeing your videos. So, I have started investing in these. Is this fine or how should I improve my portfolio 1. UTI Nifty 50 index fund - 5000 each month 2. Parag Parikh Flexi Cap fund - 2000 each month Any comments on this are welcome.

[@reshi773]

Investment vs trade= god Boosan sir❤

[@vimalraj94]

Use LOD for multiple fd account

[@258suresh]

Why not debt funds? It gives 8% returns. How can we choose between fd and debt funds

[@Lokesh_kumar156]

Ithe pola RD(recurring deposit r) ku oru video podunga sir

[@rajagvk9442]

Post office Senior citizen-8.2%

[@JinuMathers]

Could you upload a video on Daily SIP?

[@gokulm7926]

Please note, interest from Tax Saver Fixed Deposit's are taxable.. They cannot be exempted from tax..

[@srigeethan]

Is is good to invest in RD now Can you please make similar video gor RD too.

[@finance.boosan]

RD is similar to FD, but paid every month for a specific period. It will also have similar interest rates to FD.

[@Unknownsoul.5]

explain about low interest coverage ratio for a security

[@saravanasaravana8586]

Right time right information 😊

[@johnissac7976]

Hi bro,pls make a video for how to transfer money from abroad to India with low fees.

[@kumars2161]

Bro as you said if i invest the FD's in different banks with 5L [ example icici- 5l , hdfc - 5l and sbi - 5l ] in each bank for the same user [ same PAN card] ,still can i get DICGC Insurance for all the banks of FD's [total 15 L coverage]?

[@100vara]

Yes

[@karthikkn198]

Next time plan your FD amount+interest should not exist above 5L. If the bank bankrupts unfortunately, you will get your Principal only, and you will loose your interest amount.

[@harish_rajaselvan]

How to diversify our portfolio among : Equity Gold Bonds FD Please give an example for the scenario of investment of ₹10k every month For equity we will be mostly doing sip for investment but for fd we need money at lumpsum right? So how to do this plz anyone help me

[@finance.boosan]

How to invest your First ₹10,000? Investment Ideas for Beginners தமிழ் kzbin.info/www/bejne/faLPgWpvjrt4Z9U

[@eswarij1068]

To be honest konjam difficult ah iruku bro understand pannika. Simple ah women ku with higher interest la iruka safe ah bank solunga. Please

[@BelieverSenora]

Hi boosan bro, I started investing in ICICI prudential Nifty 50 index fund direct comulative options. This fund is good for a long time, and I plan to invest in SBI's long-term equity fund, ELSS fund. How is fund future and growth..plz guide bro

[@kanagarajramasamy5442]

Very good Sir

[@senthilnathankrishnamoorth6490]

Excellent info

[@ஆன்மீகம்அறிவோம்-ன7ஞ]

நாம் எந்த வங்கியில் பணத்தை எடுத்து நாம் வேறு ஒரு வங்கியில் செலுத்துகிறோமோ அந்த,சேவிங்ஸ் அக்கவுண்ட் உள்ள வங்கிக்கு மறுபடியும் கொண்டு வர முடியுமா வங்கியில்

[@Dream-cf1wp]

சேவிங் சக்கவுண்ட்ல ஆயிரம் ரூபாய் போல் hold வச்சிருக்கோம் அதுக்கு ஏதாவது இன்ட்ரஸ்ட் தருவாங்களா

[@Potriselvan7]

How does stablemoney platform gets its revenue? Any charges in opening accounts/fd?

[@finance.boosan]

They do not charge any fees to depositors; their revenue model is based on their partner banks.

[@world-is-yours]

Bro nenga evlo years ah use panringa Stable Money and any cons and any issues you faced before?

[@jayanthit3207]

Sir in am in my 17,if i invest in mid cap 150 its is volatile but on the long period it give better return than nifty 50,i am ready to face volatality and i also want high return it is a better option to invest mid cap

[@meenakshim1688]

How to withdraw money from suryotha Bank fixed deposit

[@ajitsrinivasan8629]

Hi boosan, could you please talk about the SeBi stress test in MF. it will impact LargeCap as well if yes we will plan accordingly.

[@finance.boosan]

Have made a detailed post on SEBI's stress test now.

[@raaghavsh2926]

Quick question Boosan. So I have 8 Crores and am planning to open an FD with an NBFC which is giving me 8% annually. Which should come to 64 Lakhs per year. Now I want to setup the FD in such a way that the NBFC credits my interest every month so I have passive income for all my expenses. So 64 Lakhs / 12 = 5.3 Lakhs per month. Now how will I be taxed for this, how much % will I be taxed. Therefore how much will I get in hand per month from the 5.3 Lakhs after taxes? Please let me know, I would really appreciate it.

[@finance.boosan]

In India, income from FD (Fixed Deposit) is taxed at slab rates. As per your provided information, let's break down the tax calculation and the net amount you'll receive per month after taxes: Interest Income per annum: ₹64 Lakhs (8% of ₹8 Crores) Interest Income per month: ₹5.33 Lakhs (₹64 Lakhs divided by 12) Now, the taxable income per annum would be ₹64 Lakhs. Assuming the tax slab rate of 30%, you'll be taxed accordingly. Tax Calculation: 30% tax on ₹64 Lakhs = ₹19.2 Lakhs Net Interest Income per annum: ₹64 Lakhs - ₹19.2 Lakhs = ₹44.8 Lakhs Now, dividing the net interest income by 12 to get the monthly income: Net Interest Income per month: ₹44.8 Lakhs / 12 = ₹3.73 Lakhs So, with a 30% tax rate, you would receive approximately ₹3.73 Lakhs per month as passive income from your FD investment after taxes.

[@anbazhaganchidambaram8909]

are co operative banks are safe

[@guhanraj2010]

Thanks boosan bro

[@deepikad6064]

how to use this app.. can u provide illustration video

[@BECASWATHS]

Bro Mutual funds la irunthu vara capital gains kku ITR file panni thaa tax kattanuma?? Kattamaa vittaa in eppdi kandupudippanga

[@sivanandha4802]

PAN

[@Sarvajithu]

Hi bro suggest a new mutual fund for monthly SIP pls

[@sivanandha4802]

What about tax

[@vinaymenon2000]

Bro ippo 10 lakhs 1 lakh each spread panni FD podrom ille. Adhu orey bank le podlama ille vere vere bank le podnuma

[@RTR_freaker]

What about co operative Bank insurance bro athula apadi safety illana nu na pota fd yellama ippa KVB change panitan but anga interest rate kuda😢

[@ii_am_vg]

Monthly or yearly interest amount yepd tharuvanga

[@cyndhya3947]

This app will not open outside of India it seems

[@premrajthiyagarajan5332]

Ujivan

[@vayu0717]

Just to clarify , the interest for fd will be given on regular time period or at end of the fd period? Pls clarify

[@samprabhu06]

End of fd period. In post office fd you can get the interest every year

[@hiran7419]

Hi bro in nbfc also 5L is insured or only in banks

[@finance.boosan]

DICGC insurance is applicable Only for banks

[@pavishs8366]

Bro sfb banking service laam epdi iruku like upi payments la fail aagama irukuma Can I use sfb as my primary account?

[@poornimarvs1914]

Deposit including your interest amount to s total of rs.5lacs is insuredby DICGC ,a subsidiary of RBI.

[@G-Balajivadhyar]

Insurance 5L OR 15L Change pannaporanga sonnanga unnam pannalaya

[@thisiskarthik4348]

bro Is kumbakonam parasparam kind of companies is safe for FD ?

[@rajeswarilakshmanan2126]

Yes safe

[@muruganrajan6107]

Vera level information bro

[@knightknight7119]

Bro government approved

[@UdayaK-u9q]

bro , i need interest amount monthly bro is that possible in stable money ?

[@kannankannan-rz6wd]

Sir, mutual fund direct investment app?

[@sasidharan4789]

Ekarup KZbin channel parunga avanga nalla Mutual funds, auditing ellame pakkava panni tharuvanga own app eruku deposit n withdrawal nengale pannikalam check n see

[@shankarbeat18]

Sir, repo rate innum athigama aaguma futurela?

[@finance.boosan]

This rate is expected to be the peak of this cycle, however in few years from now if we end up in high inflationary conditions central bank may raise repo rate. For more about interest rates : How INTEREST RATES affect everything? | INFLATION | STOCK MARKET kzbin.info/www/bejne/rJbMlZ2hqc1-r6M

[@shankarbeat18]

@@finance.boosan thank you so much for your valuable reply sir...🙏🙏🙏

[@prashanthc8135]

Intha app lam safe ahh bro

[@Kalaihani]

Hi Anna sip investment panum Anna unkita pesanum anna please Anna

[@srcreation4962]

Bro sib mari fd panna mudiuyama sib high risk fd low risk

[@KAVINTHIRUNAVUKKARASU]

Au finance Bank monthly 8 percent tharanga

[@ss-dq3kh]

Unmaiya bro ?

[@KAVINTHIRUNAVUKKARASU]

@@ss-dq3kh ama au finance Bank la account open pannu ga kedaikum monthly intrest ah 7-8 percentage...

[@relaxandmusicram5709]

Not monthly. They can give yearly interest. கந்து வட்டி வாங்குறவன்தான் மாசமாசம் 5 to 10% interest வாங்குவான்.

[@SaravanaKumar-ot7pe]

Highest RD interest rate enga bro kidaikum

[@finance.boosan]

Usually Same banks that offer higher FD will offer higher RD interest rate as well.

[@karthikeyen.b7609]

Broker commission bro?

[@finance.boosan]

Free. They do not charge any fees to depositors; their revenue model is based on their partner banks.

[@manimaranezilelango9490]

@@finance.boosan bro kindly recommend the safest investment with decent monthly returns(father oda retirement amount)

[@RSY_223]

Intha app rhi keezha varuma,yepdu intha app ku rbi insurance kudupan?? Ithu oru fake information ah​@@finance.boosan

[@mohans8637]

Hi sir How can I contact you?

[@Varma.3]

Hi boosan. This is an urgent requirement.. i have invested in bajaj alliance goal assure sip plan.. seems its not good plan.. can you please advise on this quickly.. as i have to withdraw the plan if its wrong.. else please tell how to contact you.. ready to pay and get advise...are you taking any classes..it will be very helpful if you reply....

[@Unbox_mystery]

Bro Instagram msg panna neenga rply pannave ila bro