Best Investment Options for Kids | Everything Covered | Better than SSY or PPF or SIP?

[@finance.boosan]

Option 4 explained in this video contains calculation errors, which could be misleading. Apologies for the oversight-I had to remove that portion. This has been corrected on the tool page, www.financeboosan.in and I will also create a follow-up video with more detailed insights about the 4th plan.

[@baranikumar01]

Bro I'm doing SIP , please explain this mutual fund -UTI Nifty200 Momentum 30 Index Fund Direct Growth.

[@balakarichiappan]

I assume option 4 has to be calculated in a different way. Means, the next year school fee is paid from the current year closing balance. So, the school fee should be minus the previous year's closing balance, and invest the remaining amount. Example: I have invested₹20,00,000 lakh in the year 2025, and I got the total amount of₹21,30,000 (principal amount + interest at a rate of 6.5%). Now, I have to take the ₹75,000 school fee (assume the fees have to be paid at the beginning of the year) from ₹21,30,000. Post, I will invest the remaining amount of ₹20,55,000 (₹21,30,000 - ₹75,000) in year 2026 for next year. With this calculation, If we invest₹30,00,000 in 2025, we will benefit₹11,72,874 at the end of 2043. If we invest₹50,00,000 in 2025, we will benefit₹77,90,047 at the end of 2043. Please correct me if I missed anything. Thank you, @finance.boosan

[@blackandwhite4448]

Bro tell me about midcap 150 how we can buy it in coin app because it’s showing so many 150 mid cap

[@aswinachu4180]

Hi bro, pls help us with the same concept video for house, marriage and retirement planning

[@dappamobile]

Orchird international school - UKG fees 130000 + book and uniform fee - 18k to 20k . Psbb -UKG - 86k + book and uniform 10k . Swamy school - LKG - 86k. Vellammal 89k for UKG excluding uniform and books . Euro kids - 67k LKG + uniform 1500. Location - Chennai.

[@smart3883]

your son will be lucky , every kid will be lucky to have parents who have knowledge around money management, its the thing they wont teach in school

[@santhoshsam705]

Actually they don't want to teach

[@keerthanasakthikumar9625]

In Bangalore , city side moderate which is lower middle school -60,000 and good school more than 1.2L.. I

[@jeyaprakashjayaraman]

Boosan is working to make All sons and daughters lucky. We all have to learn personal finance management and how to build wealth.

[@sharanr86]

Epdi oru perspective eh yoschadhu ella kid’s financial planning ku, vera level bro neenga, Thanks a lot for sharing🙏🏼

[@sattainathansharma1751]

Excellent. Whole heartedly you are sharing this tool. Ethana pearuku unga manasu varum boosan.

[@dineshdhanabal]

Very important message to parents and investors. Glad to say I have just started ICICI flexi fund MF today. ❤

[@miratalkies]

You have strong analysis and teaching skills with an inbuilt character of patience. It's a rare combo. For sure you will reach more heights, also you educate the people. Hats off bro. Love you so much ❤

[@_Unknown33_]

Society needs this man 🎉❤

[@venkatv393]

நண்பா...மிக அருமை .என் வயது 43+...நான் இப்பொழுதுதான் இதைப்பற்றி சிறிது சிறிதாக தெரிந்து வருகிறேன். உங்கள் உதவி வருங்கால தலைமுறையை கட்டமைக்கும் கடமையில் உள்ள எங்களை போல் நடுத்தர வயதினருக்கு அறிவுபாடம்....கண்டிப்பாக என் பையனுக்கு இதை சொல்லி தருவேன். உங்களுக்கு மனதார நன்றிகள்.

[@ashwathashu2314]

உங்கள் காணொளி கண்ட பிறகுதான் நான் இன்வெஸ்ட்மெண்ட் செய்ய ஆரம்பித்தேன்.... சகோதரர் பூஷன் அவர்களுக்கு மிக்க நன்றி

[@jithendaras6246]

Hi anna good explanation in layman terms. But to be noted here is that investment in equity shares or equity oriented mutual funds (>35% of fund's investment in equity) falls under section 112A thereby attracting 12.5% tax only irrespective of {tax regime and slab}. Apart from this there is another exemption of rs1.25L on withdrawal of long term assets(112A) held for more than 12months. Kindly create awareness on these next time. Even if you are a surcharge payer you have to pay only 15% on this 12.5%. Therefore effectively it turns out to be just 14.375% (even if you are a surcharge payer). most of the funds u had suggested falls in this category. Hence please make your subscribers aware of the same. which means that till your kid reaches 5th std, on whatever money u had drawn u need not pay any TAX. (assuming that no change in IT law comes)

[@radhikas9072]

Thanks bro unga video ella parents Kum romba usefula irukum including me nalla explain paniga ❤

[@rahul-sde-144]

Great content boosan. Only youtuber to think from common man perspective and can provide financial advices which works for everyone ❤

[@manojchandrasekaran2908]

Bro can u tell where to invest this 2000000 rs lumpsum to use swp

[@manojchandrasekaran2908]

I like to join in membership not able to participate…its billing starts only 12 jan 2025 it seems

[@rahul-sde-144]

@manojchandrasekaran2908 put lumpsum in debt funds or FD and slowly invest in market ..as booson suggest one index fund uti nifty 50 and one flexicap likely parag pari fund and gold mutual.funds

[@ramachandranboominathan2010]

Your really doing great work to our society bro வாழ்க வளமுடன் நலமுடன்

[@Keviv0309]

Super brother ❤❤❤. Financial experts nu solravanga kuda ivlo crystal clear ah explain panala. Thanks for your clarity.

[@manojkumarv1945]

Super boosan anna. You deserve our hearty appreciation! ❤🎉

[@gshankar2600]

Sir, j just hit like comment after seeing your video in 60 seconds. Which means I understood your effort and all your videos are valuable and much appreciated.

[@mganesan87]

You are simply awesome!! All your videos on personal finance is muchhhh useful. I could understand your real hardwork outside of your daily routine IT work. Thanks for educating people by spreading your knowledge 👍

[@nadhiyasubashini6547]

Great work🎉 well explained❤

[@sankarnatarajan7950]

Bro, big thanks bro... last week only myself and my wife had a discussion about this....

[@subhabharathi4162]

Thanks Boosan bro.. 🙏 Can you tell me which instrument or fund is suitable for children's education.

[@sunilchan439]

My favorite advisor... ❤❤

[@jaideepts9407]

1. School FEES: In Chennai Montessori based pre - schools charge between 47000 to 65000 for LKG. Initially I paid for a term and then had to stop in one of the Montessori school because my Wife was pregnant with second kid. From Ayudha Pooja i.e., second term I came to Madurai. School fees in a matriculation school in Madurai is around 48k. Seems, the fees structures are more or less same in similar kind of schools irrespective of teaching pattern. 2. TAX: Basic Doubt on the example you provided at 2:22. So the taxation again will be just on the interest right? Because the principal amount that we have invested is already taxed at source. So what ever the gains we have will be taxed at 30%. 6350000(compounded) - 3150000(what we invested) = 3200000 - 960000(30% tax) = ~54L Or my understanding of taxation is wrong. Pls clarify.

[@Nacho54321]

Great Work Bro...Keep rocking...Financial Management is the First most thing...If I know these things 6 years back...I would have been in a much better place..Thank you😊

[@iexploress]

Perfect video for any kind of person wo want invest and save it right to secure their children's future!

[@karthikarg]

Thalaiva ... You are great ❤👏🏻👏🏻

[@Sindujaprem]

Thank u brother...very neat and clean explanation abt each investment

[@eswari89]

This is really helpful... thank you so much

[@subashrkrish7659]

Thank you, sir❤Clear and crisp sharing. Highly useful.

[@psreedh]

Each and every second of this video is worth bro... Thanks for sharing this..

[@mohanrajendran1897]

It’s really nice bro, your real time comparison with tools are amazing ❤. Keep it bro and continue your valuable suggestions in upcoming years too 👏 keep rocking 🤝

[@Praveen_1992]

Really awesome explanation everything detail 😊

[@ashwinduraiyapan]

Thanks a lot!!! Very informative

[@mohamedrafi233]

Thanks for the sharing the tools as well👏🏻

[@s.somasundaramoorthy4344]

Wow...thats great presentation Boosan...❤

[@sankarvaidyanathan1120]

Singapore - 3hrs preschool(LKG/UKG) - 5500 SGD ~ 3.5Lacs. Class 1 - CBSE 20-25K SGD ~ 12-15Lacs 😢😢😢

[@daspragmatic2995]

Thank you so much🙏🙏🙏 boosan for this great information on financial planning for Kids. I can plan for my grandson/ grand daughter

[@RajivRanjan-g2d]

Fantastic work Boosan. Your videos are simple and helpful. Continue to help more people.

[@Changimangi123]

Much waited video...thnks bro.. keep giving similar beneficial video for taking care of necessary Family finance mgmt videos

[@vignesh2850]

Thanks so much, I was asking and searching for this info. This video saved me my research time.

[@prabha2292]

Great content brother 🎉 keep posting more videos and educate us.. All the best🎉

[@KumariJNSG]

Very informative video Boosan. Your videos like always provides clarity on the topic you discuss and helps for better planning. Please make similar videos. Thank you sharing your knowledge!

[@inigob.s.6990]

Superb presentation brother👌 ❤

[@VikRam-e6w2m]

Thanks bro. Appreciate your work❤🎉

[@karthikeyanVeerasamy-n6d]

Romba thanks br9. Very helpful my twin girl baby's

[@nalinimanju2593]

Thank you Brother ,i can plan for my son

[@gpjoy8772]

Bro, really awsm! 🎉 The only thing I notice is that there are some mistakes in the last few columns in the opening and closing balance, bro. but really great that you have done ❤❤

[@vijayghanapathy]

13:25 In option 4 the opening balance and closing balance should be same there is some miscalculation when I tried the tool with 20 lacs initial investment closing balance comes close to -2.3 lacs

[@jpinfotechprojects]

Great Content❤ Informative😊

[@harimuruganantham7868]

Sema brother 👌great job

[@vishnusankarss]

Thanks anna keep going❤ much needed content

[@ThirumoorthyG-k1j]

Very informative and awareness about the children education plan

[@karthickraja1760]

Thank you for all the work you are putting. Your each content is giving more financial knowledge.

[@rajikannan455]

Hi Boosan, Do you invest in Europe Market? If so, please make video about that as well.

[@muralia128]

Well awareness video, thanks for sharing

[@A9791515695]

Appreciation from heart ❤

[@eshwarramesh10]

Thank you bro !! Very useful and helpful as always:)

[@dinumytube]

Erode - UKG 1.25L

[@manojkumarv1945]

Naanum erode dhan.. endha school solringa

[@sathya2468]

​@@manojkumarv1945 CS academy

[@Respect.A748]

Entha school nanum erode than

[@dinumytube]

@@Respect.A748 CS Academy

[@selvamece91]

Thanks brother. Useful information

[@rajeshskg]

Very useful information bro 🎉

[@westonrm2318]

Worth bro. Thanks for sharing bro

[@rajkumar.changal]

Excellent bro keep going on....🎉

[@rajeswarilakshmanan2126]

Very useful video. Thank you

[@karthikmmc03]

Sir can you clarify which instrument you recommend for lumpsum investment with post tax return of 6.5%

[@vijayrajaram7204]

Yes. We have same question. sir, Can you pls provide some examples.?

[@navaneethakrishnanarunacha568]

Great effort and knowledgeable boosan.. Thanks

[@amarnath6255]

Thank you Boosan for this very useful video❤

[@Tttttyhujh]

Excellent and useful information... I liked and subscribed❤

[@LE20234]

நண்பர்களே நானும் SSY மற்றும் PPF பற்றி வீடியோ போட்டு உள்ளேன் பார்த்து மகிழவும்❤❤

[@ravipro]

For school fees can also use Arbitrage funds as gives better post tax return for salaried professionals in higher slab

[@Dhilipan_Raj_S]

Excellent bro.semma semma super 👌

[@clloydwalton]

Excellent presentation @boosan 😊

[@selvajoe915]

Lkg2300rs.7th.rs30000 tirunelveli 2:57

[@ashwinrajanta]

Orchid School - Kolapakkam Porur 1.5L for 1st std

[@airdropsaga-j2b]

educatication yeppadi iruku ? Pasanka activity yeppadi iruku ? pasanka olukkam yeppadi iruku antha school la ?

[@senthilnathanc1072]

Your are very great person thanks for your service

[@jeganwins]

Really great piece of content bro ! Thanks a lot

[@mageshgopu]

Very nice video Boosan!

[@Madhu-nx3in]

Osm job bro👌👌

[@Ramesh_sivan]

Thank u... thank so much i have twin girl baby's now she's 2 yers old i sure will follow ur advise also i never miss ur single video even waiting for daily a important message from u...your always my finance guru boosan bro 🎉🙏

[@BalaMurugan-hq1cf]

Great job bro 🎉🎉🎉❤❤❤

[@AbdulMajeed-wl8wl]

Hello brother .. I'm following your Chanel for more than 3 months . I just turned 18 so can u tell me what all the things one should when he/she turned 18 so that they can end up living without worrying. Make a video of that it will help us alot. 😊

[@finance.boosan]

- Improve Skills to Get a High-Paying Job - Get Health Insurance - Consider Term Insurance - Build an Emergency Fund - Open a Demat Account - Start Investing Early

[@AbdulMajeed-wl8wl]

@finance.boosan I'm doing physio which is the health care sector . I didn't choose that for money . They pay peanuts . But it's a hearty job. Wat skills should I aquire in that to get more

[@antonypaul100]

​@@finance.boosan Thank you so much brother🎉

[@prabakaranb6131]

​@@finance.boosan Share market classes available ah bro

[@avssfamily4370]

Great sir... thanks for information ❤🎉

[@varavindhan5939]

When i was studying 11 th ,and it was 4 years ago we paid around 1.5 per year And for my brother we paid around 3L per year(for 11th) i know it sounds crazy but we did. if it was me I wouldn't pay this kinda money,but our dad did we both did our schooling in tire 2 city imagine that

[@vikisvibes8246]

Appreciate ur best effort 🎉

[@hpkadhaipoma]

In Nanganallur Chisel Montessori LKG - 80k fee Chisel Montessori elementary - 1 std to 5 std - 1.2L per year. No books or uniform fee.. School is like Vijay's nanban movie type. Hands on.

[@bhavatharani7412]

Excellent content bro

[@relaxxwith-me]

Great information 👍

[@chitrachandrababu8182]

Very useful information.. I too have a boy baby. Thought of investing in ponmagan podhu vaipu needhi. Please share your thoughts

[@jaganathanm5446]

Hi bro, excellent analysis... much needed info for me to cover important expenses like school college fees, etc ... Great work done in the background for the Excel tool.. I feel your channel explains better with steps in the detailed way to understand clearly.. Great job..🎉❤❤

[@prashanthk563]

Yes air i have already have a flexi cap fund for my son and planned to wothdraw only 50% of annual school fees so that i can save him up extra 20L post his education

[@20dak]

Great job friend

[@sivram84]

Very usefull information

[@dharanikumarm815]

Good Job boosan brother... 👍👏

[@Vigneshwaran0007]

Climax vera level bro and worth bro

[@nirmalkumar-jy7cw]

Useful❤

[@thinagaranTN]

Thanks for you ideas

[@sarathkumar-j5s5l]

Hi Boosan, Please check the SWP Lumpsum calculation. There is some miss calculation in Closing and opening balance. Closing Balance should be same as next year opening balance.

[@finance.boosan]

Yes you're correct, that's a mistake. Have fixed it in the actual sheet and added the details about this in pinned comment

[@sameenarahaman5729]

Mention thank you ​@@finance.boosan

[@nathiyarengasamy8273]

The fees might be for matriculation. For cbsc, in Coimbatore no school has less than 75000 per annum. It is the starting fees and transport and food and accommodation are separate based on the school. Just tution and package fee is 75000 for a school with no ground and no extra class. It increases 5000 every year.

[@kesavmailz]

Bangalore -Jr KG - 1.80 L

[@BENJAMINKNADAR]

TN Government School Provides affordable teaching Both Parents Educated Still Can't manage it Just because Fake social Status 😢

[@finance.boosan]

Join Learner's Community 👉 : kzbin.info/door/mfl6VteCu880D8Txl4vEagjoin Official Website - Courses & Learning Materials : www.financeboosan.in

[@BREEZ1717]

In option4: (school+college+future), Opening balance from UKG onwards will be the closing balance of LKG. That is after the withdrawal of the school fee. I feel the growth and final closing balance will be a reduced value

[@finance.boosan]

@BREEZ1717 Indeed, you are correct- apologies, my mistake. For this plan to work, the required amount would be ₹30 lakh. Thank you for pointing that out. With Rs 20L, this will only be sufficient for School + College - There won't be anything for future.

[@PanneerSelvam-rv5mk]

Hi sir, Opt-4 is Bank FD

[@GomathyBalaraman]

I do some extra option I will invest in post office monthly payout scheme maximum 15lakhs we can invest monthly I get 10000 put that in RD . Year end you get 120000+ Rd interest. I will pay school fees ,term insurance,health insurance

[@AbuNabeel2]

நீங்கள் கூறிய செல்வ மகள் சேமிப்பு திட்டம், PPF, RD, FD மற்றும் SIP யில் NIFTY 50 உள்ளிட்ட அனைத்தும் வட்டியாக தான் லாபம் வருகிறது. எனக்கு லாபம் வட்டியாக அல்லாமல் ஷரியா அடிப்படையில் எவ்வாறு share market யில் முதலீடு செய்வது என்பது கூறவும் சகோதரரே