Best Medicare Supplement Plans for 2024 and 2023

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Medicare Specialist - Abt Insurance Agency

Medicare Specialist - Abt Insurance Agency

Күн бұрын

Пікірлер: 363
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
Do you think your plan is the "Best?" Or maybe the "Worst?!" - Share below! ⬇
@James-ol6rw
@James-ol6rw 2 жыл бұрын
My Medicare plan is plan f. No disappointments at all. Complete coverage every time with AARP co insurance.
@Retiredmco
@Retiredmco Жыл бұрын
@@oldgoat50 Medicare DIS ADVANTAGE LoL 🤣😆🙃
@tacticaltruth8118
@tacticaltruth8118 Жыл бұрын
@@James-ol6rw What is AARP co insurance?
@James-ol6rw
@James-ol6rw Жыл бұрын
@@tacticaltruth8118 I guess I was wrong in my comment. I got supplementary insurance through AARP with Hartford. This covers what my Medicare does not. I have not had to pay for any health care costs, including a night in hospital over heart issues and a number of tests including cat scan and mri. Also, new arthritis care with cat scan, X-rays and physiotherapy, without any out of pocket. Cost, $220.00 month over Medicare. Age, 69, now 70 years old.
@tacticaltruth8118
@tacticaltruth8118 Жыл бұрын
@@James-ol6rw Thanks. Your comments are helpful and appreciated.
@DonHu-gi4hq
@DonHu-gi4hq 4 ай бұрын
I used to work with a County agency then a regional state aging agency in my younger years in the late 1990s. Stephanie this is the most clear and concise teaching I've ever heard on explaining the different supplemental options with medicare supplemental plans. Thank you for making this video to educate seniors in a non-biased way! I'm going to check out your additional videos and wish you success in the future. Thanks for taking the time to do this because in a few years I'm going to need this myself.
@AbtInsuranceAgency
@AbtInsuranceAgency 4 ай бұрын
wow, thank you for this compliment!
@T18skyguy
@T18skyguy Жыл бұрын
Great video Stephanie. I've worked in hospitals all my life. Most people don't know that when you get admitted to a hospital, you sign a big stack of forms. Nobody really reads them, but one of those forms is permission to put a lien on your home. So if you have no insurance, or inadequate insurance, it can force the sale of your home or lead to medical bankruptcy. Choosing the right plan is more important than ever. Those hospitals get their money one way or the other.
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
So important to know!
@mermaizingmentoring1111
@mermaizingmentoring1111 2 ай бұрын
I read it ALL and do not sign if questionable ! Actually got up and left after going to the trouble to take my mom to a dermatologist who wanted her social so he could bill her is she missed an appointment !! Had bad reviews for him publicly which over 30,0000 have seen !!!
@dantemele1894
@dantemele1894 Жыл бұрын
If you want to truly understand Medicare to make good choices then this is the channel. Not only is Stephanie a true subject matter expert, but she also explains complex topics in language you can understand. I worked with her agency to obtain a great supplement plan and drug plan. Thanks Stephanie for these valuable videos.
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Thank you so much! We are delighted to be working with you.
@noblerare
@noblerare 6 ай бұрын
Hi there, your videos have been so helpful to us in our search for the right supplemental plans for Medicare. We have one question: if we plan to move within the next five years (to be closer to family), will we need to buy another supplemental plan in the state that we move to (Hawaii to Pennsylvania) or can we keep the same one? We're trying to avoid having to go through medical underwriting if possible. In other words, is the supplemental insurance that we purchase tied to the state that we live in?
@johnm2991
@johnm2991 Ай бұрын
Another ⭐️⭐️⭐️⭐️⭐️ video! 💯 Value added and excellent scope and depth of knowledge!
@AbtInsuranceAgency
@AbtInsuranceAgency Ай бұрын
Much appreciated!
@RFKPeaceNIK19
@RFKPeaceNIK19 Жыл бұрын
Stephenie is a top notch Health Insurance consultant.
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Thank you!
@lionelpatterson1436
@lionelpatterson1436 Жыл бұрын
You're good to listen to you don't get no big hurry and understand everything you say
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Thank you for that compliment!
@jeromes58
@jeromes58 Жыл бұрын
Before I call in, who covers your cost to provide this assistance?
@skoopqueen
@skoopqueen Жыл бұрын
@brendaforster9059
@brendaforster9059 Жыл бұрын
Most people have money for a reason but comments like this completely rub the normal working adult to want to puk at the bragging BS
@skoopqueen
@skoopqueen Жыл бұрын
okay Martin, so generally speaking, investing calls for more knowledge. For this reason, it's crucial to have a strong support system (financial counselor) to lead you through, particularly while choosing assets. I work with (REGINA LOUISE COLLARO) a registered wealth manager and investment advisor. For the record, it has been the best experience for my finances. You may have heard of her because of how well-known her services are. She helped me become financially solid through investment, and now I profit from her passive income strategies on a monthly basis.Therefore, I'll suggest that you choose a reliable investment advisor for yourself.
@skoopqueen
@skoopqueen Жыл бұрын
Regina Louise Collaro is based in the United States and can work with anybody wherever they stay. If you would like more information on reaching her, you can conduct a search online.
@ugojazzy7812
@ugojazzy7812 Жыл бұрын
personally, I'm blessed and realizing I'm not the only one working with Regina Louise Collaro. I will consider myself lucky. I've been able to feed and make a living through her advice and great work. For such a person as Regina, I owe her gratitude, support and endless prayers as it is not easy to gain access to such a competent and reliable adviser. Who isn't just wise but has all it takes to handle an investment and is good at what she does..
@vicahmed221
@vicahmed221 Жыл бұрын
I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot . This was of so much help to me
@thebossofmykitchen
@thebossofmykitchen 2 жыл бұрын
My husband wanted to switch from his HD plan F to the regular plan F. He mistakenly enrolled in plan G and called to see if he could switch and was told no. Once he selected plan G it was a done deal. They weren't exactly clear if it would have been even possible to do it. They just said once a selection is made that is it. I was upset but after listening to your video, I am happy he made that mistake because his premium would have probably risen at a substantially higher rate. Thanks!
@CamilaElla-c1b
@CamilaElla-c1b Жыл бұрын
Awesome content. Quite interesting and very useful. Thank you for sharing this wealth of information. Thanks for the great watch.
@dbentley2195
@dbentley2195 Жыл бұрын
Yes I am a supplement holder. My question is do they offer any help for us in the way of grocery cards or help?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
The grocery benefit you see advertised on TV etc is often deceptive. This is a rare benefit found only on certain Medicare Advantage plans in specific areas. Not Medicare supplement plans.
@gilbd
@gilbd Жыл бұрын
Very Good presentation - Thank You.
@jhors7777
@jhors7777 Жыл бұрын
Thank-you for posting this helpful video!
@shawshankredemption29
@shawshankredemption29 Жыл бұрын
You are God-sent! I am going to call your number early Monday bc I don't think you are open today, Saturday. I ( like many others here) get very confused when it comes to choosing health care. I thought I had straight Medicare but found out last week that I have a Medicare Advantage plan. I don't recall signing up for Medicare Advantage, in fact I specifically told that to my insurance agent. I need to change to straight Medicare but have been trying to understand some videos and I pick up on some things but it's way too much information for me. Then this morning I found this video and gave myself some slack. Maybe it wasn't my slow brain but the presenter's style of presenting. I was able to follow you so much better.
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
I am so happy to hear that and look forward to hearing from you!
@gadzilla3173
@gadzilla3173 Жыл бұрын
Your videos are not only the best, they're the only ones I trust. I've referred you to several friends who, like me, are turning 65 this year Thank you for your work!
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Wow, thank you!
@judy23downs42
@judy23downs42 Жыл бұрын
I’d like to know what does c cover and would it be a good choice
@vicsovain3831
@vicsovain3831 Жыл бұрын
Great stuff Stephanie I subscribed to your, I just turned 65 in March I been on Medicare part A & B since 2012 I'm in Westchester county NY I'm alone this is just for me any suggestions can I still go with plan F❓I appreciate your help ciao Vic from NY,
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Call or email us for more information on your specific situation! 888-465-9728
@MJM1309
@MJM1309 2 жыл бұрын
Thank you you answered one question I had. Can you switch between Supplemental plans without having to answer these questions 3 for coverage. I'm in IN and not sure if it applies here or not. I have UHC AARP SUPPLEMENTAL PLAN G going into my 3rd year in Jan 2024. Is this the best or is there a better plan without having to answer these questions 3. Thank you Stephanie. Can you expand on what IN offers
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Please contact me directly for more information! 888-465-9728
@JohnJoyce-c7o
@JohnJoyce-c7o Жыл бұрын
Excellent Videos. I've watched several so far and would like to know if you are Licensed in South Carolina? If so I would like to call and discuss you Help with choosing a Plan.
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Yes, I am! We would love to help.
@annlynch593
@annlynch593 2 жыл бұрын
I live in Massachusetts. Are medigap plans allowed here? All I see is plan 1 and 1 A. We both start Medicare in May and June of 2023.
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
The rules are a bit different in your state - this explains more: www.medicare.gov/supplements-other-insurance/how-to-compare-medigap-policies/medigap-in-massachusetts
@teams3345
@teams3345 2 жыл бұрын
Great video. I am exactly three years away but trying to get educated. I am under a company provided plan for the next three years as a retiree (early).
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
Never too soon to start learning!
@HermanLynchJr
@HermanLynchJr Жыл бұрын
Why does no one talk about the actual Medigap (supplement) companies? I’m going to go with original Medicare with a Plan G supplement and trying to choose which company. I know all the supplements plans are the same across all companies (since it’s required by law) but how do the various companies compare for things like rate increases, customer service, etc?
@barbaramazzocca4605
@barbaramazzocca4605 Жыл бұрын
This is what I am trying to figure out as well.
@jaye8872
@jaye8872 Жыл бұрын
How soon can you apply for a Medicare supplement plan ? I am going to apply for Medicare tomorrow. It will be exactly three months before I turn 70. I am working still and wanted to make sure that I apply within the right amount of time.
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
You can apply typically up to 6 months prior to the effective date you want. Call us anytime for free help - 888-465-9728
@weirdshibainu
@weirdshibainu Жыл бұрын
I'll be on Medicare in 2 months. I may relocate out of state in 6 months. Would a broker be able to determine the current costs of a supplement plan in the area I'm currently in as well as the area I may relocate to? I understand the costs will likely change in the 6 months, but I'm looking for a rough comparison for current costs.
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Yes, that’s exactly the kind of thing we advise our clients on! Call us anytime. 888-465-9728.
@ericduke9372
@ericduke9372 Жыл бұрын
Love the Videos. i have tricare prime and starting medicare i dont think i need anything but A and B am i right
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Correct!
@AndyB718
@AndyB718 Жыл бұрын
Plan G in NY $271 but its peace of mind.. AARP united Healthcare was best for prescription drugs in my case.
@randyrucker4346
@randyrucker4346 Жыл бұрын
Very informative and clear. Definitely will subscribe. Thanks again.
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Thank you!
@michaelrust7614
@michaelrust7614 Жыл бұрын
Do you have a video comparison of G vs High G?
@kycheryl
@kycheryl Жыл бұрын
Very informative. Thank you.
@daveanddianethrowingcautio5707
@daveanddianethrowingcautio5707 Жыл бұрын
Are there any plans that are best for people that travel the USA most of the year and not really in one spot very long?
@SherryGentry-r6e
@SherryGentry-r6e Ай бұрын
Do u have a video on Part D plans, they all seem very different?
@AbtInsuranceAgency
@AbtInsuranceAgency Ай бұрын
Yes! And an updated 2025 video coming soon.
@jboy1757
@jboy1757 9 ай бұрын
Be nice to see a supplemental g vs high deductible g supplement; pros/cons
@MrSoccerpues
@MrSoccerpues 5 ай бұрын
I just subscribed and thank you for the video, very useful.
@The73275
@The73275 2 жыл бұрын
Bravo Miss, well explained in easy to understand terms
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
Thank you for watching!
@donnaharding7702
@donnaharding7702 Жыл бұрын
How do I sign up for supplemental plan
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Give me a call! 888-465-9728. That’s what we help with.
@user-uv4ry2bm7x
@user-uv4ry2bm7x 2 жыл бұрын
Great video Stephanie. I am Medicare eligible this year, and I will watch all your vids, as your info breaks down many issues and questions making them crystal clear to make an intelligent decision. Much appreciated...thanks so much...Steve
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
I’m so happy to hear that!
@lidyanaredeemed9848
@lidyanaredeemed9848 Жыл бұрын
This really great explanation! Thank you!
@Retiredmco
@Retiredmco Жыл бұрын
Stephanie Great video, HDG deductible is 2700 for 2023.
@MrJt3451
@MrJt3451 2 жыл бұрын
thank you for your video it helps i have become disabled and qulaify for medicare soon and am so confused question 1 i am in nys do can you work with me. question 2 what if i decide to go to florida full time or part of the year what happens then thank you i am going to watch some of your other videos
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
We are licensed in NY and FL and would be happy to help! 888-465-9728
@massiemokhtari9034
@massiemokhtari9034 Жыл бұрын
Thank you for all your advice. Can you get a supplemental plan like G in California without the medical underwriting after getting it the first time while new to Medicare?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Yes! And we would be happy to help review state specific considerations as you choose a plan. 888-465-9728
@sharonshapiro790
@sharonshapiro790 2 жыл бұрын
How does a grandfathered plan J benefits compare to the current plan G?
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
Plan J covered some Rx benefits before Medicare Part D was signed into law. Right now, the main difference between Plan J and Plan G is coverage for the Part B deductible. Plan G does NOT cover it, and Plan J does. This deductible is $226/year in 2023.
@kathyd7374
@kathyd7374 2 жыл бұрын
My husband is on my health plan at work. He is 3 years younger than me and we will both be going on medicare next May when he turns 65 and I will have turned 68.. I enrolled in Medicare when I turned 65 and they have me listed as having health care through my job. Will I have a problem getting the medigap plan I want and will I have to go through medical underwriting? (I'm thinking plan N as I don't go to the dr and no medications - yet) Thank you for your informative video!
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
Did you enroll in Medicare both Parts A and B? If so, and you plan to retire next year at age 68 you would be able to get Plan G “guaranteed issue” if you turned 65 in 2020 or later, and in most states Plan N would be medically underwritten. So, your eligibility for Plan N will depend on your health. If you have delayed Part B then you can get any Medicare Supplement Plan, since you will be new to Part B upon retirement.
@kathyd7374
@kathyd7374 2 жыл бұрын
@@AbtInsuranceAgency I only enrolled in part A and delayed part B so I can get plan N!
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
@@kathyd7374 great! Please call us anytime, we would be happy to help!
@mylifeexperiencebystephani6989
@mylifeexperiencebystephani6989 Жыл бұрын
how much monthly premium will i pay for the medicare supplement plan N with vision, hearing and dental. can i used this if i will be in other counties loke Asia or Canada.
@jaye8872
@jaye8872 Жыл бұрын
Can you tell me which Plan G is the best to buy in NJ? All of them on the SSI site have the same warning that the rates are low for younger ages but go up as you age. Please advise.
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Please give us a call at 888-465-9728. We would be happy to review this with you in more depth!
@jaye8872
@jaye8872 Жыл бұрын
@@AbtInsuranceAgency Thanks I will be calling when I get my Medicare B card . I just applied online , it will start in September. Your videos are awesome!
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
@@jaye8872 looking forward to it! 🙂
@FollowScripture
@FollowScripture Жыл бұрын
Thank you very good information ...Where are you located?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Austin TX. But we are licensed in and service 46 states!
@nokosha1
@nokosha1 Жыл бұрын
I also have Tricare for life, do I need a Medicare Advantage plan???
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
No, you don't. But some veterans do like to enroll in certain Advantage plans to get extra benefits.
@kathynguyen7938
@kathynguyen7938 Жыл бұрын
Please explain about part D, it more important too. Thanks
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
I have many videos about this on my channel, with more to come!
@scottcarlson5424
@scottcarlson5424 Жыл бұрын
I start Medicare in December when I turn 65. Our 2021 tax return was a one-time high blip that appears to put us in the irmaa increased rates. My question. In February of 2024 my 2023 taxes will be finished and both our 2022 and 2023 will be under the limits. Does irmaa get re-evaluated at this time or do I have to wait an entire year and pay the higher premiums all year?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
It SHOULD get re-evaluated every calendar year, but if you are starting in December, then you should file your IRMAA appeals form as soon as you get notification of your Part B premium amount. I hope this helps!
@ckstaff
@ckstaff 2 жыл бұрын
Big question I need answered is I am Diabetic and take 2 different insulins per day. What parts cover insulin costs and is it true that insulin is capped at $35? Insulin is very expensive, my Libra blood monitor is also $140 per month and I average at least 2 doctor exams per year. I am just getting signed up as I turn 65 in December. I am leaning towards supplemental plans over Advantage plans.
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
Those are very good questions. Insulin is covered by Part D generally and different plans cover different types of insulins at the $35 cap. We would be happy to help you do a complete Part D and Medicare Supplement Plan review to help you find the best coverage at the lowest price - and our service is 100% free. Give us a call at 888-465-9728 🙂
@-myal-8691
@-myal-8691 Жыл бұрын
Stephanie, If a person age 65 or older with employer coverage is unexpectedly laid off or loses their job, can they immediately enroll into Medicare without a gap in coverage? Wouldn't they have to provide Medicare and/or a supplemental insurer with credible proof of coverage to qualify for coverage without underwriting or lifetime penalties?
@palady1486
@palady1486 Жыл бұрын
Great question...my husband is going thru this right now. I was hoping that they would of answered you. I am researching this myself to understand and its very time consuming. These videos do help and I've called to talk to Medicare (long wait times).
@karenreid6798
@karenreid6798 Жыл бұрын
Do you have a prescription plan for my Supplemental insurance?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Yes, we also help with Part D!
@kathypalermo1186
@kathypalermo1186 6 ай бұрын
Once you pick a letter like plan G, (I know that if you want to change you'd have to go thru medical underwriting, but can you ) each year can you switch the company that you get the insurance from for lower rates?
@AbtInsuranceAgency
@AbtInsuranceAgency 6 ай бұрын
YES!
@chipsellarole267
@chipsellarole267 Жыл бұрын
What is your advise: I reach full retirement Jan 2024, but will be moving to France about 8 months after that. We are 90% sure we will stay there for the rest of our lives, but you never know. Would the Advantage plan be best, then cancel. What rights would i loss if I ever return? thanks again for your help
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Many people in this situation would choose an Advantage Plan, as long as they are comfortable with how it works. You must have A and B to be enrolled in an Advantage Plan. Moving back to the US would allow you a special enrollment period as well --www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods
@davidelcess6559
@davidelcess6559 Жыл бұрын
Hello love your pod cast.. ok I just got approved for my disability SSD a week ago so I’m trying to figure out what plan? I just received my Medicare card.. I listened to your pod cast on which plan is best but I still have questions.. is there a number to call??? Thank you
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
888-465-9728!
@estrellasoriao1655
@estrellasoriao1655 2 жыл бұрын
Thnak you for the informatiomn
@mageshkrishnan7122
@mageshkrishnan7122 4 ай бұрын
Thank you👍
@billallen3696
@billallen3696 Жыл бұрын
Hi. Nice job. I would like to know if the doctor's office administered osteoporosis drugs like Evenity and Prolia are covered under Medicare part B. Thanks.
@bettymenchaca7646
@bettymenchaca7646 2 жыл бұрын
I’m under plan N with your company, am I able to change to another company under plan N if it offers a lower rate than what I’m paying now?
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
Yes, you can change Medigap plans at ANY time of the year, pending medical underwriting. I'll have the team reach out to you Betty!
@bettymenchaca7646
@bettymenchaca7646 2 жыл бұрын
Thanks
@garypola6755
@garypola6755 Жыл бұрын
Do you sell Aetna plan N in Florida?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Yes!
@kathylawrence6855
@kathylawrence6855 2 жыл бұрын
Very important information!
@designergrl59
@designergrl59 Жыл бұрын
Stephanie Abt,,,what Medicare plan will help me pay for implants ? I am lost in all the menagerie of plans. I am 63 and on disability
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Email us at stephanie@abtinsuranceagency.com
@JohnsonWhat28
@JohnsonWhat28 2 жыл бұрын
I am already enrolled in a plan f but the premium is getting very high! Would I speak to you about switching to a plan G or N??
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
Yes, that is exactly what we help people with! 888-465-9728
@m.b.g.2235
@m.b.g.2235 2 жыл бұрын
@@AbtInsuranceAgency ... That's my issue. I've been on Plan F and the premium is getting higher. Also for Plan D. I did look into an Advantage plan but I'm unsure about that
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
@@m.b.g.2235 give us a call, we would be happy to assist!
@otrotland5377
@otrotland5377 Жыл бұрын
I am 64 turn 65 in June. I currently work at a University using their health plan. I have to work till I am 72 in order to retire and thus keep their health insurance. Due to health problems since getting covid w/ pneumonia. I am not sure if I can make it for another 8 years.
@andrewilliams6088
@andrewilliams6088 Жыл бұрын
Which is the best medicare plan eye and dental?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
This depends on a few factors - please call us for more information!
@PamSmith-ih5zk
@PamSmith-ih5zk Жыл бұрын
Do I need to have a supplement plan. how do I switch from kaiser to a medigap supplement plan
@PBG345
@PBG345 Жыл бұрын
I retired before age 65, and I have a RMSA (retiree medical spending account) with my former employer waiting for me, they are a health insurance company. But I moved away from their service area. Do you have experience working with these situations?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
We can likely help! 888-465-9728
@Livetoeat171
@Livetoeat171 Жыл бұрын
How do you change your plan? Is there a company you call? I have been on Social Security/disability for quite a few years now, but I think I'm on planned D, but I would like to change to plan F and I think you said, as long as you were on it before 2020 and I was,.. then I could get plan F. I don't know who to call to change it
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
If you have been on Medicare Part B for more than 6 months and you are not newly turned 65 then you would likely have to pass through medical underwriting to qualify for a new Medigap plan. What state are you located in?
@Livetoeat171
@Livetoeat171 Жыл бұрын
@@AbtInsuranceAgency I am in Idaho
@shaddjohnson1064
@shaddjohnson1064 2 жыл бұрын
I'm happy with my current plan right now and I live in Georgia but I'm moving to Delaware in February, I can't find a good plan in that state and area, can you help me find one?
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
Do you currently have a Medicare Supplement Plan or a Medicare Advantage Plan?
@shaddjohnson1064
@shaddjohnson1064 2 жыл бұрын
@@AbtInsuranceAgency to be honest I really don't know , it's clover health ppo of Georgia
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
@@shaddjohnson1064 That is a Medicare Advantage Plan, so you will definitely need to make a plan change. We can absolutely help. Call us at 888-465-9728 🙂
@shaddjohnson1064
@shaddjohnson1064 2 жыл бұрын
@@AbtInsuranceAgency ok, I will right before I move, thank you.
@shaddjohnson1064
@shaddjohnson1064 Жыл бұрын
@@AbtInsuranceAgency hello, I am moving at the end of this month, we talked a month or two ago when i get to my destination I will contact you for help. Please text me contact info my ex wife will be contacting you two.
@Ke-qv3md
@Ke-qv3md Жыл бұрын
What is the difference between Plan D from plan N. What is D all about? Also if I started in Nov 1 2022. So do I have until April 30 2023? To change my mind
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Yes, you have 6 months in your Medigap open enrollment period. Plan D is like Plan N, without the co-pays. Pricing and availability varies by area. Call us for more information! 888-465-9728
@ummafif
@ummafif 2 жыл бұрын
Can my 96 year old mother change from plan N to G?
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
It depends on her area, and/or her health. Where is she located?
@Boatman-fe2tb
@Boatman-fe2tb Жыл бұрын
Do I have to close out my supplement that I have now to enroll in a new one?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
We can help with that! We recommend applying and moving through underwriting FIRST. Call us at 888-465-9728.
@yvonnehartline9849
@yvonnehartline9849 Жыл бұрын
Hi, I am on plan G226 deductible plus $20 office visit is that right? I am in Georgia.
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Plan G has no office visit copays after you’ve met your $226 annual Part B deductible!
@rooster3019
@rooster3019 Жыл бұрын
Can you provide a range of premium costs among companies and regions for plan N?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
It varies GREATLY depending on where you live and age. Please reach out to me directly for information about your situation! 888-465-9728 or stephanie@abtinsuranceagency.com
@deborahcaudill7306
@deborahcaudill7306 Жыл бұрын
Work stoppage? Uh oh. Had to quit work for cancer treatments from Oct '20 till July '21. Started drawing Soc Sec at 62 in late fall of '20. I guess it's ok cause it was required by Dr to not work?
@geomaganix5711
@geomaganix5711 Жыл бұрын
Hello Stephanie, Quick question. When verifying my earnings record should I look at just the last 35 years or all the way back to my first earnings in the 1970's? My last 35 were my best and make up my highest earnings, so I do I really need to look at those lower early years? Thanks I follow your channel and will be retiring early next year. Ed
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Medicare looks at your income from 2 years ago for IRMAA purposes!
@RhondasView
@RhondasView Жыл бұрын
I was admitted to a hospital for an issue. I live in Texas now but moving to Florida in a few days. What do I need to do as far as just going to a new Dr. I have plan G .
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
You can go to any doctor who takes Medicare. Your Plan G travels with you and doesn’t work with a network!
@RhondasView
@RhondasView Жыл бұрын
Thank you. I got my diagnosis and it’s good and with my Plan G I haven’t paid anything as of yet. I know I’ll pay the $226 deductible in time. But I’m so glad I went with Plan G
@prov31x
@prov31x Жыл бұрын
Is the premium for the supplemental plan? In addition to the already Medicare premium?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Yes, Medicare supplement premiums are on top of your Medicare Part B premium.
@prov31x
@prov31x Жыл бұрын
@@AbtInsuranceAgency thank you for the quick reply
@bonniekent4721
@bonniekent4721 Жыл бұрын
I know that going from Medicare Advantage to Medicare Supplement would involve going through underwriting after your window is up but would a person have to go through underwriting going from Medicare Supplement TO Medicare Advantage after the window is up?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
No! Medicare Advantage plans are not medically underwritten.
@carrdoug99
@carrdoug99 2 жыл бұрын
How about an in depth comparison between HD plan G & plan N.
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
Good idea for a future video!
@pcasciaro
@pcasciaro Жыл бұрын
I am a disabled survivors benefits person. I have just started to have the plan being and being charged $179.00 or so each month now. Started last month. I have medicaid with this but I know in a few years I won't 62. Plus I know it won't be easy to get a cheap type g supplement plan at that time. My income is not very high at all so I want to keep the prices down.
@bahmannosratollah7017
@bahmannosratollah7017 Жыл бұрын
Thank you so much for your honest and easy-to-understand information.
@nicholasgabriel4073
@nicholasgabriel4073 Жыл бұрын
That's exactly what I needed to know. Thanks.
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Glad it was helpful!
@SPORT2932
@SPORT2932 Жыл бұрын
You do a wonderful job!
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Thank you!
@cowboy_James
@cowboy_James Жыл бұрын
I retired at 62 and turn 65 in May. Should I apply for a medigap plan now?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Now is a great time! Call us at 888-465-9728
@Barbara-xg6ir
@Barbara-xg6ir Жыл бұрын
Hi, can you please tell me the monthly cost to have supplement plan g and n
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
What is your age and zip code?
@Barbara-xg6ir
@Barbara-xg6ir Жыл бұрын
@@AbtInsuranceAgency I'm 59 going on 60 in 4 months and I'm on disability. My zip code is 34432
@DonnaKatoArt
@DonnaKatoArt 2 жыл бұрын
I’m on Plan G. Was going to switch to N but didn’t like the idea of having to check out each doc to make sure they accept Medicare assignment (my state allows excess charges and what happens if an emergency comes up and I can’t check?). Plan High G actually makes more sense than Plan N to me, in that regard. At least with High G, I know I’d be out of pocket under 3k and once the deductible is met, I’d have Plan G! Plan N is a ? To me.
@yvonnesmith5
@yvonnesmith5 Жыл бұрын
Turning 65 in January 2023. Would like to discuss with you what my best options might be. Do I call the number on your screen?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Yes, please do! 888-465-9728
@janaclark
@janaclark 2 жыл бұрын
Thanks for breaking it all down so clearly. I’m curious how you make your living as you must receive money from the supplemental/advantage plan carriers and would you be biased if you got paid more by one or another of them?
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
I do cover that here - kzbin.info/www/bejne/enPahpWVhsuUeJI 😬
@James-ol6rw
@James-ol6rw 2 жыл бұрын
Excellent video! Thanks. Ps. How do you keep your teeth bright white? Beautiful!
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
Thank you! 😊
@judy23downs42
@judy23downs42 Жыл бұрын
I am needing to pick a plan as I turn 65 next month and although I need eye, dental and prescription I’m not enthused about Medicare advantage
@Unknown-hu4gf
@Unknown-hu4gf Жыл бұрын
Stephanie what states are you not licensed in?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
CT MN MA and WI
@Unknown-hu4gf
@Unknown-hu4gf Жыл бұрын
@@AbtInsuranceAgency Thanks! I'll be sending you some business....
@brookstorm9789
@brookstorm9789 Жыл бұрын
Can you switch back from Med advantage (Humana Gold) to Medicare with supplemental without much paper work?
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Yes, but in most states you will need to answer health questions to medically qualify. Please call our office for more information! 888-465-9728
@escapeearth2327
@escapeearth2327 Жыл бұрын
You’re awesome, you made this whole thing so simple and understandable! First time watching your video!
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
Yay! 🙂
@adisuwanichkul7541
@adisuwanichkul7541 2 жыл бұрын
You mentioned that you could only change plan within 6 months that you became eligible. For me, I went with Medicare Advantage plan this year and an agent told me in 2020 that I could change back to traditional medicare within the first year on Medicare Advantage plan. Is it 6 months or is it 1 year in my case? Thank you.
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
Up to 6 months from your Part B effective date is your Medicare Supplement "Open enrollment period". Some people may also qualify for a "Trial Right" to leave their Medicare Advantage Plan and get a Medicare Supplement Plan within 12 months of joining one, if they meet specific criteria -www.medicare.gov/supplements-other-insurance/when-can-i-buy-medigap/guaranteed-issue-rights
@adisuwanichkul7541
@adisuwanichkul7541 2 жыл бұрын
@@AbtInsuranceAgency Thank you. I also sent you the email and will wait for further help there. Thank you!
@judy23downs42
@judy23downs42 Жыл бұрын
What about plan c it looks very similar to plan f
@marycalvert-mg6dr
@marycalvert-mg6dr Жыл бұрын
Is there an office you go to sit down talk to you I live in sherpherville ky
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
I don’t have an office in KY but we can absolutely help you via phone! 888-465-9728
@kathycollins2836
@kathycollins2836 Жыл бұрын
Hi Stephanie , am so confuse & frustrated it looks like I may have run out of time on my enrollment today is the 7th and I was turned 65 in October and was enrolled in my medicare part A Part B but do I have any extra time to size the deadline today to pick something I mean they say in December 7th is the deadline so does that include me cuz I am new to this and I'm not in no plan yet ,i meant to say do I have EXTRA Time to Decide on a plan ,SS started taken $170 out from my check in Oct -$ 803 -leaving me with $633. So am not going to be able to afford much , SSA pick a Part D -drug coverage for me ,cause I didn't pick my own, it was Aetna drug plan. But when I do chose a plan & I want to have the drug plan that is offer from the choice I choose from a company beside Aetna ,what do I do about the Aetna card that was sent to me ? Looking for anwesers 😢--- Please please help 😏😞
@AbtInsuranceAgency
@AbtInsuranceAgency Жыл бұрын
If you are new to Medicare then the Dec 7th deadline doesn’t apply to you.
@user-pl4eu5jc5w
@user-pl4eu5jc5w 2 жыл бұрын
How are you paid? Commission by the Insurance companies?
@AbtInsuranceAgency
@AbtInsuranceAgency 2 жыл бұрын
I cover that here - kzbin.info/www/bejne/enPahpWVhsuUeJI
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