Best Retirement Mutual Funds | Pankaj Mathpal

[@utkarshsrivastawa330]

Video start at 4:53

[@shardul]

Thanks

[@userkmk5471t]

thanks

[@deepakrana8975]

Dhnhwaad

[@sandipbose4236]

Pankaj ji after retirement kya and kaisa sip and lumsum amount invest karna chahiye ?

[@mrutyanjayadash6402]

Gd morning sir, parag Parikh flexi cap mein sip karna abhi thik hai ki nahi ... plz sir batao....

[@rajivashar5044]

how is HDFC Retirement Savings Fund-Equity Plan-Direct Plan-Growth? Is there lock in period

[@sukhnakh]

Thanks for video.... Axis Greater China FOF has given negative returns since inception...shall I continue to invest or switch to new scheme.

[@sunitshanbhag9536]

Retirement plan..aur woh bhi Agressive...Really sir you are promoting this..Best Retirement plan is save more invest safely and live averagely

[@rajivgupta3896]

Please inform why you did not recommend TATA retirement fund?

[@arhabhasankhan8465]

Nice explanation..love your simplicity ❤️

[@pritamgorain8365]

Hi Pankaj, could you please draw your views for Axis retirement savings fund aggressive growth fund please. I mean is it a good fund to invest in?

[@sunilgajendra1846]

भईया मैं आपका वीडियो अभी अभी देखना सुरु किया है आप बहुत अच्छे से समझायते

[@sunilgajendra1846]

आप बहुत अच्छे से समझते हैं अब मैं आपका कुछ और वीडियोस देखूंगा

[@pankajmathpal]

धन्यवाद।

[@pankajmathpal]

धन्यवाद।

[@harishnebhwani]

Pankaj ji , Namaska, Are you providing any personal Financial advisory service ? , i am interested to get you Guidance, Kindly Reply

[@Dave_en]

You can ask me anything. I can guide you according to your personal goal. You must take pure equity if you are planning for a very long horizon.

[@subodhranjanmaji7612]

HDFC retirement Savings Fund enjoys deduction under 80c but the funds under reference do not -- Why?

[@skd1965]

That is also a 5 star rated fund by Value research and older than suggested funds. Also enjoys Tax dedication under 80 c. Why it is not included in your suggestion

[@Dave_en]

Yes. HDFC pure equity retirement fund is best in it's category.

[@AjayKumar-kd4ly]

Sir mai already sbi retirement benefit fund aggressive plan me sip ke through invest kar raha hu 1500 rs per month next 20 years.kya ye sahi desition hoga aur return acha milega .pls reply

[@darkeaagejithai8266]

Bhai achha hai

[@sunitasaini3483]

Q

[@munnasaha4065]

Iska nav Aaj k din kitna hai?

[@nadeemalilari5670]

Hdfc best

[@Dave_en]

Jo bhi karo, SIP ka amount badhate jao warna goal achieve nhj kar paoge. Salary ka minimum 10% invest karo iss fund me, tabhi kuchh sizeable return milega.

[@anuragvr7773]

What's your opinion about HDFC retirement equity fund?

[@KPFinancialservices]

It's a good fund.

[@SonuKumar-uq2rb]

you always give the very informative contents, thanks sir

[@aksket2000]

Well explained sir. Thank you

[@shrabontigayan8871]

Sir good after noon Mane mutul fund may mis or ETF may nibas konsa fund better hoga or nibas kisprakar kare

[@shrabontigayan8871]

Sorry swp mis nahi

[@arnabbhattacharya6579]

@@shrabontigayan8871 madam aram se nifty bees etf kine dhore thakun....for 25 years. ....nischinte ratr ghumon.

[@kavianoopshakya112]

Maturity amount tax free hogi ya nhi

[@thakurnarendrakumarthakur1352]

Hdfc retirement saving fund kaisa hai

[@Dave_en]

Best hai.

[@praveendrabansal6971]

Mathpal ji Watching your vedio is it better to invest in SBI retirement scheme for my son who is 26 yrs old and just started his career. Although I have taught him to invest in mutual fund and he is investigating regularly. But I think it is also very good fund as there is lock in period to get best return. Please advise that I want to invest 5 lac in this scheme. Should I invest in one time or phase manner Regards

[@Dave_en]

Take some risk and invest 5 lakh in one go. On top of it, start SIP. You will see huge growth within a short period of time due to lumpsum amount while SIP will continue adding more units to it. Both can be done simultaneously. No need to worry if fund value is falling because SIP will ensure that he gets cheaper units during bear market. If it's bull market then it will be bull run for his retirement funds. Both way win win situation.

[@vijaykshirsagar5627]

Very nice information. Thanks sir ji

[@satyendranarayan972]

Sir, is it ok to keep our emergency fund amount in a conservative hybrid fund, so that it is safe and also keeps growing. Sir, request your advice on this.

[@pankajmathpal]

Conservative Hybrid funds have 10% to 25% exposure in equity and equity is volatile by nature. Also, underlying debt securities in a conservative Hybrid fund may have higher risk compared to the securities in the portfolio of an overnight fund or a liquid fund. You can consider investing a part of your emergency fund in conservative Hybrid funds but not the entire emergency fund.

[@padmasekar3578]

Thanks useful video

[@nutanshah1626]

Which is best swp plan? I want to invest 30 lacs n swp 25000 every month. Please suggest

[@samirsarkar2163]

Sundor Sir ....

[@deepaabhyankar5684]

Which type of hybrid funds r good fr sr citizen above 65 years?

[@Dave_en]

HDFC balanced advantage, ICICI equity and debt fund etc. They give good gains and also fluctuate less.

[@RoadtoGlory88]

In this retirement scheme is it good to invest in one time or through monthly?

[@Dave_en]

By doing SIP from young age you can accumulate huge retirement corpus. One time is not the solution. For deciding how much funds to be allocated for SIP, deduct applicable tax from your gross annual salary and divide it by 12. Now find 10% of the inhand salary. Make SIP of this money and update it whenever you get a hike. Better option is using excel sheet to find out the exact amount. 15% would be a lot better solution if you earn good salary and won't struggle to fund your SIP.

[@ravindermalik287]

Defence personnel after retirement kaha paise invest kare jiske age 50 yrs se Kam hai

[@Dave_en]

Hybrid funds such as HDFC balanced advantage or icici equity and debt plan.

[@vijaykshirsagar5627]

Namaskar sir, very nicely explained. Tell me about HDFC Retirement plan.

[@Dave_en]

I have this fund and highly recommend to get this pure equity scheme from HDFC. No need to keep debt portion as it will hamper the huge potential of equity growth. For example assume pure equity fund grows at 30%, hybrid plan of HDFC grows at 23%. So go for pure equity for extremely long term.

[@vijaykshirsagar5627]

Hello sir, my son is now 14th years and my daughter is now 2 years old. So suggest me which fund is best for me

[@Dave_en]

Large and mid cap funds will be a lot better than ppf or SSY. Give your daughter mid cap fund because she has to go a long way before she needs the money because mid cap has high growth potential. For your son, you can give him Parag Parikh flexicap or nifty 50 index fund because of low volatility.

[@kamalagarwal5884]

Thank you sir. After 5 years, will all the 60 sip can be redeemed or only the 1st sip? As remaining 59 has not completed 5 years.

[@RahulDev-dp2yy]

Only 1st

[@sunnyrijhwani1482]

SIP IS A BIG SCAM.. FOR RETAIL INVESTORS.. BECAUSE NO MATTER IF U GO FOR 5 YRS TAX SAVING U WILL STILL PAY TAX IF U DON'T WAIT FOR 5 YRS FROM UR LAST Sip

[@chandanparewa3296]

Sir retirement fund tax fund hote hai ya normal fund investment hote hai please check and ans me

[@Dave_en]

80c me tax rebate milega lekin jab maturity hogi toh LTCG 12.5% lagega gains par. Jyada nhi hai. Isse badiya koi option hi nhi.

[@ajinkyadayanandwathoreroll8581]

Explain in simple language

[@amarshelar1394]

Mitra sip ke bare mein batavo sir..

[@drbhaskarbasu5312]

Any flexicap fund would grow well in the longterm.

[@Dave_en]

Yes. JM flexicap is best ever MF I have ever came across. Or less risky Parag Parikh flexicap is also very good as it has global investments.

[@dineshkumar-wb9oc]

7 साल बाद रिटायर हो जाऊंगा ,12000 की sip करना है अच्छे 3 फंड का नाम बताएं , जुटे हुए पैसा कोhighbread fund में डालकर swp करेंगे

[@Harmonyhub-n2r]

Insurance benifit भी हॆ क्या in दोनो funds मे

[@pankajmathpal]

No.

[@Dave_en]

Insurance aur investment dono ko alag rakho toh behtar hoga. Pure term insurance lo aur baaki mutual funds me invest karo.

[@YashpalSingh-wj2yz]

Hello sir. mai yashpal singh from delhi sir mai 2036 me retiarment hai mai mutual fund ke madhyam se 70 se 80 lakh rupye ki income chahta hu sir kripya btaye ki mere liye best mutual fund kaun se rhenge or mai hr month kitna investment kru mai har saal 2000 rupye ki rakam sip me badha sakta hu kripya margdarshan kre thanks

[@binodkumarram9773]

Senior citizen saving MIS NSC PMVVY First investment secured investment principal amount secured enjoy interest

[@Dave_en]

The biggest risk in fixed and secured schemes is that it makes sure you remain in poverty. Taking risk ensures that you will live comfortable retired life and have a great story to tell your grand kids.

[@ashutoshsharma9254]

Very nice my dear Sir

[@kumardilippainkar4819]

महोदय, सादर प्रणाम .. मै तीन माह पुर्व सेवा निवृत्त ( रीटायर) हुवा हूं | मै १५ लाख कि रकम निवेश करना चाहता हूं,| मुझे हर महा कम से कम :१२०००/ हजार रुपये कि आवश्यकता रहती हैं | किस MF मे निवेश करना चाहिए , जिससे मेरी आवश्यकता कि पुर्ती हो .कोनसा MF सहि रहेंगा.जिससे रुपये १२५००/ हर महा कि SWP जारी कर सकते हैं| कृपया, उचित सलाह दे, मार्गदर्शन करीए.धन्यवाद कुमार जैन ती

[@amitdave4787]

Hdfc retirement saving fund equity plan growth..... Sir iske bare me suggestions de skte hain aap🙏❤️🌸❤️🙏

[@dineshchepe2937]

I think Exemption under 80C will be available for invested amount but on redeemption it will be taxable

[@pankajmathpal]

These schemes are not elegible for claiming deduction u/s 80C of IT act. Under the prevailing law LTCG tax will be applicable at the time of redemption.

[@HiteshkumarPatel1277]

Sbi retirement fund looks much better than icici... As it invests some larger part in mid and small cap, which can give much higher return in long term...

[@jai4ever4u]

Can we invest lump sum in SBI plan and widraw using SWP after 5 yrs or later ??

[@pankajmathpal]

Yes

[@jai4ever4u]

@@pankajmathpal Thanks Sir 🙏

[@VijayKumar-hs9zb]

Sir ji maine icici ki freedom sip li hai. Kya ye retierment k liye sahi hai kya

[@Bhadauriagyan]

सर, मेरे पास मोतीलाल ओसवाल का मल्टीकैप फण्ड है जिसमे मै 3 years से निवेशित हूँ, क्या फण्ड सही हैं या इसकी जगह दूसरा फण्ड ऐड करे । आप राय दे।

[@aksket2000]

Keep investing till you need money for other reason

[@raj9658]

Sir, good evening. I want one advice from you. I am a retired person aged 65 years. My FD has matured. I have received Rs. 45, 00,000/-. I have monthly pension also, out of which, I can save Rs. 30, 000/- per month. Kindly advice me safe and good mutual funds. Thanking you. 🙏🙏

[@ajinkyapawar4310]

uti nifty50 index fund

[@cali-vj8nb]

Aggressive hybrid

[@Dave_en]

HDFC balanced advantage fund or icici equity and debt fund. Both are hybrid funds giving good returns as well as secure.

[@apurbaghoshal6735]

Sir 50 lak ka plan bolie please

[@kakalimaji4607]

Can this fund give tax relief under 80c ?

[@pankajmathpal]

No

[@devendragupta6852]

@@pankajmathpal @Pankaj Mathpal Sir Good afternoon to you ... Thank you very much for sharing such wonderful information, I always follow you. Kindly have a look of below Portfolio and please let me know your valuable opinion on this. I think will it be best to choose one MF in each Category: so i did. Large Cap : Canara Rebbeco Bluechip Fund. Large and Midcap : Axis Growth opportunity fund. Midcap : PGIM Midcap fund. Small Cap : Axis Small Cap fund Flexicap : parag parikh flexi cap. Elss : Mirae assets tax saver fund or Axis long term or quant tax fund Kindly let me know how I can make valuable changes.

[@dibyendudutta2932]

Very nice 👍

[@pratiktrivedi3131]

🙏🙏🙏🙏

[@suchitmehra7835]

👍

[@samikshaprabhukhot1806]

Thanku Sir

[@jaswantdas8510]

जब यू tube पर विडिओ डाली है तो उत्तर भी दे कितने सवाल पूछें गए है कोई उत्तर नही दिया है जैसे 15 हज़ार रुपए महीने की इनकम के लिए कितने और किस फण्ड में डाले बड़े बड़े technical words का use न करे sir

[@tapankrrana1507]

Sirji, Very good explanation. Please make a video on distribution.

[@suchitmehra7835]

4.48 mins aapne bekar kar diye 9 mins ki video mein

[@jagadishbewoor3247]

Nice

[@Raja-up6yv]

सरजी, आप ऐसें फंड की बात कर रहे है, जीन फंडसने मार्केटमें 5 साल भी पुरे नही कियी है। यह 'पेड प्रपोगंडा' है।

[@pankajmathpal]

मुझे ऐसा कोई कारण नहीं पता है की निवेशकों को कम से कम 5 साल पुराने फंड में निवेश करना चाहिए। और यदि निवेशक किसी फंड में 5 साल से पहले निवेश ना करें तो कौन करे? मैं फंड के पोर्टफोलियो को देखता हूं और उस आधार पर अपनी राय देता हूं। जहां तक आपने लिखा है 'पेड प्रोपोगंडा' तो किसी ने इसके लिए अभी मुझे पेमेंट किया नहीं है आप करवा देंगे तो मैं आपका शुक्रगुजार रहूंगा। बता दीजिए किसके नाम से बिल भिजवा दूं।

[@alankarmathur2738]

🙏

[@PrinceKumar-rg9qk]

मेरा पोर्टफोलियो कैसा है कृपया करके बताएं ? Tata focused fund 2000/month Mahindra Top 250 - 2000/month Kotak multicap -1500/month क्या मुझे कोई और भी फंड आईडी करना चाहिए

[@vikramraval178]

What's ap nmbar ap chho jethi vat thai sake

[@prasenjitdeshbhratar3281]

❤❤💙💙💚💚💛💛💜💜

[@gauravkumarpandey67]

Jaldi bol chacha

[@durgeshkushwaha566]

🙏🌄

[@sauravjoshivlogs555]

hy fufaji from agra parth gupta

[@pinakimax]

Very high expense ratio

[@aksket2000]

Yes. Even direct fund it charge >1 %

[@antararay9559]

🙏