Better than SSY or PPF or SIP? Best Investment Options for Kids | Everything Covered

[@finance.boosan]

Option 4 explained in this video contains calculation errors, which could be misleading. Apologies for the oversight-I had to remove that portion. This has been corrected on the tool page, www.financeboosan.in and I will also create a follow-up video with more detailed insights about the 4th plan.

[@smart3883]

your son will be lucky , every kid will be lucky to have parents who have knowledge around money management, its the thing they wont teach in school

[@santhoshsam705]

Actually they don't want to teach

[@keerthanasakthikumar9625]

In Bangalore , city side moderate which is lower middle school -60,000 and good school more than 1.2L.. I

[@dappamobile]

Orchird international school - UKG fees 130000 + book and uniform fee - 18k to 20k . Psbb -UKG - 86k + book and uniform 10k . Swamy school - LKG - 86k. Vellammal 89k for UKG excluding uniform and books . Euro kids - 67k LKG + uniform 1500. Location - Chennai.

[@sattainathansharma1751]

Excellent. Whole heartedly you are sharing this tool. Ethana pearuku unga manasu varum boosan.

[@sharanr86]

Epdi oru perspective eh yoschadhu ella kid’s financial planning ku, vera level bro neenga, Thanks a lot for sharing🙏🏼

[@dineshdhanabal]

Very important message to parents and investors. Glad to say I have just started ICICI flexi fund MF today. ❤

[@jaideepts9407]

1. School FEES: In Chennai Montessori based pre - schools charge between 47000 to 65000 for LKG. Initially I paid for a term and then had to stop in one of the Montessori school because my Wife was pregnant with second kid. From Ayudha Pooja i.e., second term I came to Madurai. School fees in a matriculation school in Madurai is around 48k. Seems, the fees structures are more or less same in similar kind of schools irrespective of teaching pattern. 2. TAX: Basic Doubt on the example you provided at 2:22. So the taxation again will be just on the interest right? Because the principal amount that we have invested is already taxed at source. So what ever the gains we have will be taxed at 30%. 6350000(compounded) - 3150000(what we invested) = 3200000 - 960000(30% tax) = ~54L Or my understanding of taxation is wrong. Pls clarify.

[@Keviv0309]

Super brother ❤❤❤. Financial experts nu solravanga kuda ivlo crystal clear ah explain panala. Thanks for your clarity.

[@jithendaras6246]

Hi anna good explanation in layman terms. But to be noted here is that investment in equity shares or equity oriented mutual funds (>35% of fund's investment in equity) falls under section 112A thereby attracting 12.5% tax only irrespective of {tax regime and slab}. Apart from this there is another exemption of rs1.25L on withdrawal of long term assets(112A) held for more than 12months. Kindly create awareness on these next time. Even if you are a surcharge payer you have to pay only 15% on this 12.5%. Therefore effectively it turns out to be just 14.375% (even if you are a surcharge payer). most of the funds u had suggested falls in this category. Hence please make your subscribers aware of the same. which means that till your kid reaches 5th std, on whatever money u had drawn u need not pay any TAX. (assuming that no change in IT law comes)

[@vijayghanapathy]

13:25 In option 4 the opening balance and closing balance should be same there is some miscalculation when I tried the tool with 20 lacs initial investment closing balance comes close to -2.3 lacs

[@_Unknown33_]

Society needs this man 🎉❤

[@manojkumarv1945]

Super boosan anna. You deserve our hearty appreciation! ❤🎉

[@rahul-sde-144]

Great content boosan. Only youtuber to think from common man perspective and can provide financial advices which works for everyone ❤

[@manojchandrasekaran2908]

Bro can u tell where to invest this 2000000 rs lumpsum to use swp

[@manojchandrasekaran2908]

I like to join in membership not able to participate…its billing starts only 12 jan 2025 it seems

[@rahul-sde-144]

@manojchandrasekaran2908 put lumpsum in debt funds or FD and slowly invest in market ..as booson suggest one index fund uti nifty 50 and one flexicap likely parag pari fund and gold mutual.funds

[@daspragmatic2995]

Thank you so much🙏🙏🙏 boosan for this great information on financial planning for Kids. I can plan for my grandson/ grand daughter

[@sankarnatarajan7950]

Bro, big thanks bro... last week only myself and my wife had a discussion about this....

[@RajivRanjan-g2d]

Fantastic work Boosan. Your videos are simple and helpful. Continue to help more people.

[@finance.boosan]

Join Learner's Community 👉 : kzbin.info/door/mfl6VteCu880D8Txl4vEagjoin Official Website - Courses & Learning Materials : www.financeboosan.in

[@BREEZ1717]

In option4: (school+college+future), Opening balance from UKG onwards will be the closing balance of LKG. That is after the withdrawal of the school fee. I feel the growth and final closing balance will be a reduced value

[@finance.boosan]

@BREEZ1717 Indeed, you are correct- apologies, my mistake. For this plan to work, the required amount would be ₹30 lakh. Thank you for pointing that out. With Rs 20L, this will only be sufficient for School + College - There won't be anything for future.

[@PanneerSelvam-rv5mk]

Hi sir, Opt-4 is Bank FD

[@GomathyBalaraman]

I do some extra option I will invest in post office monthly payout scheme maximum 15lakhs we can invest monthly I get 10000 put that in RD . Year end you get 120000+ Rd interest. I will pay school fees ,term insurance,health insurance

[@AbuNabeel2]

நீங்கள் கூறிய செல்வ மகள் சேமிப்பு திட்டம், PPF, RD, FD மற்றும் SIP யில் NIFTY 50 உள்ளிட்ட அனைத்தும் வட்டியாக தான் லாபம் வருகிறது. எனக்கு லாபம் வட்டியாக அல்லாமல் ஷரியா அடிப்படையில் எவ்வாறு share market யில் முதலீடு செய்வது என்பது கூறவும் சகோதரரே

[@mohanrajendran1897]

It’s really nice bro, your real time comparison with tools are amazing ❤. Keep it bro and continue your valuable suggestions in upcoming years too 👏 keep rocking 🤝

[@selvajoe915]

Lkg2300rs.7th.rs30000 tirunelveli 2:57

[@nalinimanju2593]

Thank you Brother ,i can plan for my son

[@gpjoy8772]

Bro, really awsm! 🎉 The only thing I notice is that there are some mistakes in the last few columns in the opening and closing balance, bro. but really great that you have done ❤❤

[@Sindujaprem]

Thank u brother...very neat and clean explanation abt each investment

[@karthikmmc03]

Sir can you clarify which instrument you recommend for lumpsum investment with post tax return of 6.5%

[@vijayrajaram7204]

Yes. We have same question. sir, Can you pls provide some examples.?

[@vignesh2850]

Thanks so much, I was asking and searching for this info. This video saved me my research time.

[@psreedh]

Each and every second of this video is worth bro... Thanks for sharing this..

[@karthickraja1760]

Thank you for all the work you are putting. Your each content is giving more financial knowledge.

[@KumariJNSG]

Very informative video Boosan. Your videos like always provides clarity on the topic you discuss and helps for better planning. Please make similar videos. Thank you sharing your knowledge!

[@ThirumoorthyG-k1j]

Very informative and awareness about the children education plan

[@mohamedrafi233]

Thanks for the sharing the tools as well👏🏻

[@varavindhan5939]

When i was studying 11 th ,and it was 4 years ago we paid around 1.5 per year And for my brother we paid around 3L per year(for 11th) i know it sounds crazy but we did. if it was me I wouldn't pay this kinda money,but our dad did we both did our schooling in tire 2 city imagine that

[@Nacho54321]

Great Work Bro...Keep rocking...Financial Management is the First most thing...If I know these things 6 years back...I would have been in a much better place..Thank you😊

[@prabha2292]

Great content brother 🎉 keep posting more videos and educate us.. All the best🎉

[@jpinfotechprojects]

Great Content❤ Informative😊

[@jaganathanm5446]

Hi bro, excellent analysis... much needed info for me to cover important expenses like school college fees, etc ... Great work done in the background for the Excel tool.. I feel your channel explains better with steps in the detailed way to understand clearly.. Great job..🎉❤❤

[@subashrkrish7659]

Thank you, sir❤Clear and crisp sharing. Highly useful.

[@sankarvaidyanathan1120]

Singapore - 3hrs preschool(LKG/UKG) - 5500 SGD ~ 3.5Lacs. Class 1 - CBSE 20-25K SGD ~ 12-15Lacs 😢😢😢

[@nathiyarengasamy8273]

The fees might be for matriculation. For cbsc, in Coimbatore no school has less than 75000 per annum. It is the starting fees and transport and food and accommodation are separate based on the school. Just tution and package fee is 75000 for a school with no ground and no extra class. It increases 5000 every year.

[@karthikarg]

Thalaiva ... You are great ❤👏🏻👏🏻

[@sarathkumar-j5s5l]

Hi Boosan, Please check the SWP Lumpsum calculation. There is some miss calculation in Closing and opening balance. Closing Balance should be same as next year opening balance.

[@finance.boosan]

Yes you're correct, that's a mistake. Have fixed it in the actual sheet and added the details about this in pinned comment

[@AbdulMajeed-wl8wl]

Hello brother .. I'm following your Chanel for more than 3 months . I just turned 18 so can u tell me what all the things one should when he/she turned 18 so that they can end up living without worrying. Make a video of that it will help us alot. 😊

[@finance.boosan]

- Improve Skills to Get a High-Paying Job - Get Health Insurance - Consider Term Insurance - Build an Emergency Fund - Open a Demat Account - Start Investing Early

[@AbdulMajeed-wl8wl]

@finance.boosan I'm doing physio which is the health care sector . I didn't choose that for money . They pay peanuts . But it's a hearty job. Wat skills should I aquire in that to get more

[@antonypaul100]

​@@finance.boosan Thank you so much brother🎉

[@prabakaranb6131]

​@@finance.boosan Share market classes available ah bro

[@senthilnathanc1072]

Your are very great person thanks for your service

[@s.somasundaramoorthy4344]

Wow...thats great presentation Boosan...❤

[@Praveen_1992]

Really awesome explanation everything detail 😊

[@Tttttyhujh]

Excellent and useful information... I liked and subscribed❤

[@sugumarchocky]

Boss... Nanga irukradhu india.. nalaike clever finance minister flat 75% tax for all earnings nu solluvanga.. adhuku andha 9.5% laye invest pannidalam...

[@NaveenKamaraju]

Which one is your choice bro

[@inigob.s.6990]

Superb presentation brother👌 ❤

[@navaneethakrishnanarunacha568]

Great effort and knowledgeable boosan.. Thanks

[@harimuruganantham7868]

Sema brother 👌great job

[@westonrm2318]

Worth bro. Thanks for sharing bro

[@Changimangi123]

Much waited video...thnks bro.. keep giving similar beneficial video for taking care of necessary Family finance mgmt videos

[@eshwarramesh10]

Thank you bro !! Very useful and helpful as always:)

[@muralia128]

Well awareness video, thanks for sharing

[@karthikeyanVeerasamy-n6d]

Romba thanks br9. Very helpful my twin girl baby's

[@mohanit633]

Really liked your videos 😊. 1. Here you have mentioned lump sum 20 L in minimum interest Not sure whether it is FD or MF .can we invest the same in any multiasset MF and after a year withdraw through swp ? Will that help boosan ? 2. Also one more question can we invest the same money in midcap fund like motilal as we are investing for a longer time period will it be safe considering more than 15 more years time period ? Or we need to invest in FD which has 6.5%.Kindly respond. Thanks for your help in Advance !

[@FreeFire-h9p1i]

Thank you ji👍

[@AnandKumar-wt7sg]

Thanks 🙏

[@Ramesh_sivan]

Thank u... thank so much i have twin girl baby's now she's 2 yers old i sure will follow ur advise also i never miss ur single video even waiting for daily a important message from u...your always my finance guru boosan bro 🎉🙏

[@jeganwins]

Really great piece of content bro ! Thanks a lot

[@clloydwalton]

Excellent presentation @boosan 😊

[@rajeswarilakshmanan2126]

Very useful video. Thank you

[@ashwinduraiyapan]

Thanks a lot!!! Very informative

[@bhavatharani7412]

Excellent content bro

[@VelMurugan-wu3kq]

Super bro, thank you

[@thinagaranTN]

Thanks for you ideas

[@A9791515695]

Appreciation from heart ❤

[@VikRam-e6w2m]

Thanks bro. Appreciate your work❤🎉

[@jayanthanaravamudhan2955]

I had the same idea long back but the problem is the initial investment

[@Dhilipan_Raj_S]

Excellent bro.semma semma super 👌

[@nanthakumarramasamy8391]

Hello Boosan, can you elaborate about the lumpsum invest. Where to do this? Postoffice or index etc?

[@rajkumar.changal]

Excellent bro keep going on....🎉

[@shakthipriyan7350]

Thank you

[@rajeshskg]

Very useful information bro 🎉

[@venkatp5158]

Excellent information

[@amarnath6255]

Thank you Boosan for this very useful video❤

[@selvamece91]

Thanks brother. Useful information

[@avssfamily4370]

Great sir... thanks for information ❤🎉

[@relaxxwith-me]

Great information 👍

[@dharanikumarm815]

Good Job boosan brother... 👍👏

[@SasiKumar-o5j]

Super Boosan. I had already planned for my kids PPF & SSY. Am wondering the last lumsum option. Its very nice plan if we have lumsum in our hand and plan it perfectly that's tension free future for us and kids. No risk in it.

[@vishnusankarss]

Thanks anna keep going❤ much needed content

[@ashokmpas877]

Rally superb video bro

[@BalaMurugan-hq1cf]

Great job bro 🎉🎉🎉❤❤❤

[@selvakumart6447]

Very useful information

[@karmegakannanp3822]

Thank you bro

[@balajirajendran9482]

Ulip plans pathi sollunga especially about fund management charges , premium allocation charges, mortality charges

[@Smarter2.0]

Great sir

[@jayakarthick6934]

Which instrument should I choose for lumpsom investment?

[@Vigneshwaran0007]

Climax vera level bro and worth bro

[@karthikv3370]

Thank you so much boosan bro. Your thoughts & prediction are always impressing us. Your the inspiration to many people to do investing the right path thanks a lot once again & have a great time always vazhka valamudan ❤.

[@vikisvibes8246]

Appreciate ur best effort 🎉

[@prashanthk563]

Yes air i have already have a flexi cap fund for my son and planned to wothdraw only 50% of annual school fees so that i can save him up extra 20L post his education

[@dinumytube]

Erode - UKG 1.25L

[@manojkumarv1945]

Naanum erode dhan.. endha school solringa

[@sathya2468]

​@@manojkumarv1945 CS academy

[@Respect.A748]

Entha school nanum erode than

[@dinumytube]

@@Respect.A748 CS Academy

[@sampathnallasamy]

Very useful

[@loudspeaker04]

Please post options about bulk investing .

[@praveenstephenraj6774]

Anna super thank you for this video's

[@kesavmailz]

Bangalore -Jr KG - 1.80 L

[@Madhu-nx3in]

Osm job bro👌👌

[@vinothelavarasan8476]

Thanks

[@kriparani3387]

Tnku so much helpful....

[@thekingravi4317]

Usefull information, last ah lumpsum amount withdrawn pandra method swp method ahh bro , unga US stock market portfolio allocation sollunga bro