The only way to stop being broke

[@betterideas]

For those of you who were here a few hours ago, THANK YOU for pointing out the upload error. If you could hit like, drop a comment and watch the whole thing for the algorithm that would be a HUGE help because this rocky start ain't gonna bode well. Love you all.

[@rayanalzahrani8756]

Hey there I love your videos and would you ever think about putting them on Spotify as much as I like looking at your bald white head I’d like to listen to your videos without my phone being open

[@AWildRadcliffe]

Lol I was right in the middle of watching it!! But great to watch again!

[@LIVE781REDRUM]

Read Profit First My Mike Micowitz or something

[@wildernaut595]

:D ur welcome

[@wildernaut595]

also I have an english teacher that has an economic class where we read the richest man in babylon, thanks mr.borgelt!

[@mrwealth-x8p]

trust me, just escape your comfort zone and youre halfway to becoming successful. read the book called escape the comfort cage , it helped me in many ways

[@peterszilvasi752]

TLDR; 1. Save minimum 10% of your income 2. Increase your income to save more 3. Invest the saving to have more income

[@user-ob9zo9cr4c]

cool cool and u practice it?? or just let's do some comments today? u investing in what??

[@user-ob9zo9cr4c]

10% income from regular person income? which is near 0?

[@luxinvictus9018]

@@user-ob9zo9cr4c two things. first, if your income is close to zero, this video is useless. For that, you have to go watch a video about how to get a job or set up an income. Second, what you invest in depends completely on where you live and how much you make. But i'll share my example. I'm a 25 year old living in a developing country. I don't make a lot of money yet. As soon as I started earning, I set up a life insurance policy (provided by our government) and every six months, I pay about a month's salary as premium. In about 15 years, i'll get all that money back with interest, It'll be almost 75% more than what I spent in total. It means that, even when i'm out of work or making less, my money is *still* growing for me. All I have to do is make sure I pay my premiums. As middle class people in our specific country, this is what we did. You have to find something that works for your country and social class. Find someone who can advise you. KZbin grifters will never tell all this boring stuff, they'll just trick you into buying courses or crypto.

[@Supdoode]

Thank you, had a feeling it was gonna be something dumb like this. Even seen someone say it’s a reupload. So clearly just click bait for views.

[@bertmclin]

Legend you are! 🎯💫

[@CameronFussner]

I wish i learnt most of these principles about seven years ago. A lot of people have been trapped strongly in the matrix-- Go to school, get a job, and then slave your whole life. Many miss out on life-changing information that could have great effect on their finances. I played with the stock market sometime in 2020, and I was surprised at how well it turned out. I want to put in $190k more into the market. I heard people are making really great returns despite the downturn. Any recommendations?

[@leojack9090]

Avert too-good-to-be-true con tricks. Consult a fiduciary counselor; these professionals are among the best in the business and offer individualized guidance to clients based on their risk tolerance. There are undesirable ones, but some with a solid track record can be excellent.

[@hasede-lg9hj]

Yes, I've been in constant touch with a Financial Analyst for approximately 8 months. You know, these days it's really easy to buy into trending stocks, but the task is determining when to sell or keep. That's where my manager comes in, to help me with entry and exit points in the industries I'm engaged in. Can’t say I regret it, I’m 40% up in profits just in 5months with my initial capital of $160k

[@lowcostfresh2266]

@@hasede-lg9hj How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@lowcostfresh2266]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@hasede-lg9hj]

Annette Marie Holt is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

[@Christensen554]

Investing has been rather rewarding to me and I've learned that getting a good return is very much attainable if you know your way around it.

[@Christensen554]

Luck is way off the picture. Jonas Herman, a licensed fiduciary is the brain behind my success. I've gotten into a plethora of assets with $19k spread across stocks (options and futures) for the short term and Roth IRA, index funds, cryptocurrency and ETFs, for the long term. Now with over 91k in roi, I sit back and just reinvest at intervals while I handle my other businesses.

[@Pathston]

To me, investing is not worth it and I know that's the same mindset holding me back from taking a step forward in my finances. It’s all gambling.

[@Christensen554]

Hermanw jonas that’s his gmail okay

[@Brunhild386]

Early in my career, I wanted to grow my savings but was overwhelmed by the sheer number of investment options. Herman took the time to understand my risk tolerance, financial goals, and timeline. He didn’t push products but instead created a diversified portfolio tailored to me, helping me invest in index funds, bonds, and a few specific stocks for long-term growth.

[@SeanTalkoff]

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

[@tmer831]

Stocks extended their year-to-date rally following the CPI report, with the S&P 500 last up 0.8% in afternoon trading. but I don't know if stocks will quickly rebound, continue to pull back or move sideways for a few weeks, or if conditions will rapidly deteriorate.I am under pressure to grow my reserve of $250k.

[@DavidCovington-st2id]

This is why I've entrusted a fiduciary with my investmnt decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to over $850k. My personal best so far

[@SteveDutton-v]

I did enroll in a handful of trading classes, but they didn't help much. I've been advised to seek the advice of a competent financial counselor; how did you go about doing so?

[@DavidCovington-st2id]

My CFA ’’ Sharon Ann Meny ", a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@SteveDutton-v]

@@DavidCovington-st2id Thank you for the recommendation. I'll send her an email, and I hope I'm able to reach her.

[@daiseman]

Solid advice. I grew up in a poor household and was neglected during my childhood. After being kicked out and living on my own, I've quickly learned the importance of a dollar. Landed a full-time job at 17, and invested the remainder of my first paycheque after clearing monthly expenses. I've done that every paycheque since. Paid my own way through part-time school while working full-time and renting a small apartment. Lived frugally, never buying anything I didn't need, but instead spent cash on experiences and whatever it took to meet the right people. 25 years later my family and I are financially independent, and travel the world on a whim. My investments pay all my expenses. But I continue to contribute all excess cash to my investments, and otherwise spend little (15 year old car and cracked 5-year old smartphone because it still works!). Wealth is there for the taking-- it requires direction, discipline and TIME. Of course living in a relatively wealthy country, in terms of both GDP and opportunity, certainly helps!

[@memos106]

what innvestments did u make?

[@fullygoated1449]

everybody got a sad story

[@daiseman]

​​​​@@memos106ersified ETFs, mutual funds and some select stocks in a dividend portfolio. DCA'ing in weekly, pretty much-- regardless of the market conditions. Fortunate enough to have kept my job through past three recessions, during which I bought more into the market. Biggest regret was not buying real estate to take advantage of the casino it's turned into today, and not buying Apple at >$2 Regardless, key is to be frugal and not keep up with Jones', honestly.

[@earlgrey2130]

Think about this: When you say "My investments pay all my expenses".. who is really paying your expenses? Your investments don't create any products or offer services that have any value. They are nothing but a virtual variable in a virtual system. They don't do anything good for anyone. There is a finite amount of currency in circulation. If you gain money without offering a product or service in return, someone has lost that money. It doesn't just appear out of thin air. So if someone loses money without you giving anything in return.. you just stole from someone. And in this financial system that means money was ultimately generated on the backs of disadvantaged nations, crime or environmental damage. We may look at investments as a harmless thing because it looks so clean. But if you look at what it really means then you figure out "investments" are the same as human trafficing, narcotics, deforesting the amazonas or any other dirty business where people get rich by taking/harming others. Playing the financial system for any gains is nothing to be proud of, but to be ashamed.

[@Leopar525]

@@earlgrey2130you are so wrong on this one, however I don’t have time at the moment to explain to you a zero sum game mindset vs a growth mindset. Maybe in the future, good luck

[@ziiphiree]

So broke I had to get this video notification twice

[@betterideas]

lmao

[@NyahPM]

😅😅😅😅

[@Nurse_villa]

I pray you become richer then you ever been z

[@nursenatalie2.081]

😂😂😂😂😂

[@Nurse_villa]

@@nursenatalie2.081 I want to hear more about your nurse stories should I subscribed to your channel

[@tomp8688]

I started with a $500 investment in some concrete tools and learned how to finish concrete. 10 years later I don’t do concrete anymore but we do about $5m a year. The most important thing I learned is to just start doing something. You figure out what works and what doesn’t along the way.

[@jimmyhuynh127]

How did you become successful?

[@Veganisbadhunter-wx5nt]

@@jimmyhuynh127 Wealthy people are afraid of leaves also. Start your own business doing things for rich people that they would rather pay people than do it themselves.

[@amazonjunglez1188]

​@@Veganisbadhunter-wx5ntLike what exactly?

[@drewtakesprofit8897]

@@amazonjunglez1188 literally anything home renovation or upkeep wise is a great start. I own a house painting company. marketing towards the wealthier in town. build a brand. home owners bat an eye at paying a premium when they know the job will get done the right way

[@wealthbytes]

Nice work! It's all about taking action and just start doing. Then you start going through a bunch of ideas. Many fail, but you can hit on one that can change your life financially. It's just about doing!

[@latanyaconlontl5849]

Success depends on the actions or steps you take to achieve it. Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future.., I pray that anyone who reads this will be successful in life!!

[@belljoe]

Starting early is simply the best way of getting ahead to build wealth , investing remains a priority . I learnt from my last year's experience , I am able to build a suitable life beause I invested early ahead this time .

[@Robertgriffinne]

The rich Invest in alternative income streams that are independent of the government should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. Stocks, gold, silver, and virtual currencies are still attractive investments at the moment...

[@smithlenn]

I thought about investing in the financial market, I heard that people make millions if they know the tricks of the trade, but I lack good knowledge and a strategy to outperform the market and generate good yields. I have $160,000 but it's hard to bite the bullet and do it.

[@rannyorton]

The best course of action if you lack market knowledge is to ask a consultant or invest-ing co-ach for guidance or assistance. Speaking with a con-sultant helped me stay afloat in the market and grow my port-folio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment

[@smithlenn]

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.

[@Robertgriffinne]

Biggest lesson i learnt in 2023 in the stock market is that nobody knows what is going to happen next, so practice some humility and low a strategy with a long term edge.

[@Patriciacraig599]

Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.

[@user-3456rtu]

Uncertainty... it took me 5 years to stop trying to predict what bout to happen in market based on charts studying, cause you never know. not having a mentor cost me 5 years of pain I learn to go we’re the market is wanting to go and keep it simple with discipline.

[@Christine-ce4xo]

Could you kindly elaborate on the advisor's background and qualifications?

[@user-3456rtu]

I started working with Linda Aretha Reeves back in June, and my financial goals have never been clearer. It’s like having a strategic partner for my money with a solid track record. She was my hope during the 'bear summer' last year.

[@Christine-ce4xo]

thanks for sharing, i did a quick web search and was able to find her, i wrote her a mail and i hope she responds soon

[@captainalpha4853]

Another thing to consider is to know the difference between desires and needs. Buy as least desires as possible. Thanks for the video!

[@Toyota4Life]

I believe you should still buy your desires, but just be smart about it and think long-term about that purchase. How does it affect you after the honeymoon stage?

[@nobnol5045]

Paying $55 for a delivered pizza was a wake up call to me. A $4 Tony's or Red Baron would've done the trick but I was not sober and able to drive. Next day I stocked up on frozen pizzas and began to evaluate everything I was wasting money on.

[@sl4983]

Wow. Thanks

[@philip7420]

😂

[@faustinreeder1075]

My wake up call came when I kept a 1 month count on how much money I was spending on lottery, Red Bull, beer, and snacks at Chevron. I was embarrassed and then got mad about it.

[@George-v5c5n]

And add your own toppings 😂

[@mirandamiller2930]

Your comment may be why this video showed up as a YT recommendation. My car broke down during the week we had sub-zero temperatures where I live. I'm allergic to pretty much everything on the planet, so I wound up spending $60 on gluten-free pizza deliveries (and got glutened anyway). Billionaires are building bunkers and stockpiling necessities; the rest of us should prepare for worst-case scenarios, too.

[@ComfortAjibola]

I'm reading a book on how to manage your money like a Grown-up and realise that I need to be more meticulous about spending money, track my habits and find ways to trick myself into being more financially responsible. It is really about a mindset cycle.

[@victorgonzalez4791]

What’s the name of the book?

[@rollandjoeseph]

Probably a Dave Ramsey book

[@thissunchild]

*_"Finding ways to trick myself"?_* 🙄

[@MrMrilikepie1234]

@@victorgonzalez4791 It's probably "how to manage your money like a fíng grown up" by sam becksinger. Read it a while ago- biggest takeaway was to start investing early (investing not trading) and that you shouldn't use active funds- rather passive funds as you won't make as much due to fees.

[@Veganisbadhunter-wx5nt]

Listen man.... you are better off spending your money on sex, drugs, and rock-n-roll.

[@DMS4yt]

Just what I needed after a long day! This video is a reminder that setbacks are just setups for comebacks. We're stronger than we think. Keep pushing forward, everyone!

[@Aimee966]

This administration is putting many families in difficult situations. A lot of people are financially struggling to live, put a roof over their head and put food on the table. Things are getting worse these days, if you don't find means of multiplying your money you might wake up a day to realise you didn't plan well for yourself and family.

[@mnthunder]

I agree with you and I believe that the secret to financial stability is having the right investment ideas to enable you earn more money, I don’t know who agrees with me but either way I recommend either real estate or bitcoin and stocks.

[@divlweb]

I keep wondering how people earn money in financial markets, i tried trading on my own made a huge loss and now I'm scared of investing more.

[@Aimee966]

@@divlweb Understanding your financial needs and making effective decisions is very essential. If I could advise you, you should seek the help of a financial advisor. For the record, working with one has been the best for my finances.

[@divlweb]

I want to play the long term game with well diversified fund. Please how can i reach this CFP of yours?

[@Aimee966]

@@divlweb I get guidance from *Susan Tori Davis* Most likely, the internet should have her basic info..

[@jedidia3260]

Man this cure a little bit of my depression. I needed this.

[@JazerMedia]

"Perfection is the enemy of progress." Just get out there and start guys, take action. You don't need to, and never will, know everything before you start doing something.

[@franko8572]

“Don’t let perfect be the enemy of good”.*

[@klayvonisme]

That’s so often what happens to me. Client’s repeatedly hire me because of my excellent work, but striving for perfection limits my progress. I suffer from the “paralysis of analysis”. I micro manage so much in my mind, that I’m exhausted before I start the project. It’s near impossible for me to expand because of my quest for perfection.

[@danaraprapanca1856]

I agree with your statement, friend 👍

[@theemperorsnaked2760]

"Better" is the enemy of good. I learned that from an anesthesiologist. Think about it. If your patient is doing good, don't risk a complication by trying to make them "better".

[@thalyatherese]

i don't even know what to start with

[@shakeitoff1000]

Isn't it crazy that people like you are providing such critical information for free? We are so fortunate

[@TrumpForPrison2023]

It's not free. You are paying with your time, which is worth more than money.

[@Alphastorm7]

Like above, there's probably good books out there that you could read about this topic too, but it's definitely not free. You are the product.

[@stardust6870]

He receives money from our views.

[@SuperDuperTrey]

@@Alphastorm7not arguing ur comment other than letting u know Richest man in babylon is on yt

[@wertydeluxe1405]

Nah it’s free

[@Cristian_M_]

You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K in a meme coin from just a few months ago and now they are multimillionaires..

[@vickia.weaver7488]

imagine investing in Btcoin earlier.... You could have been a multi millionaire precently

[@BryanSmith-cc9iy]

​@@vickia.weaver7488 You are right. Been thinking of going into gold and cyptocurrency

[@Brookeinda]

Assets that can make you rich *FX *Btcoin *Stocks *Gold *Real estate

[@MillicentCarter]

Not because of ignorance, it’s because of the high rate of unprofessionalism in the cypto market

[@hamidu_-]

I’m new to cypto trading, feels overwhelming but I won’t give up on learning this. Thanks for your clear explanation from the very beginning!

[@tonysilke]

I want a balanced portfolio with growth investments, safe investments, and also focus on dividends to gain up to $20K monthly, my concern is picking the right stocks that can survive a recession. How do i go about this ?

[@Nernst96]

In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. Depending on the worth of your portfolio, you should consider financial advisory.

[@PatrickLloyd-]

Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my advisr are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.

[@sattler96]

massive gains! mind sharing details of your adviser pleas? i've started gaining more cash flow with my employment and looking at putting money into stocks and alternative assets that can help fuel my money goal

[@PatrickLloyd-]

She goes by Amber Dawn Brummit I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@sattler96]

Thank you for sharing, I must say, Amber appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled a call

[@tyrael2012]

This video hit hard. I work my butt off literally helping save lives in an ER as my main job. And look at my checking account with negative balance. Management has made it harder to pick up extra hours... I have so many bills at the end of the month that I'm essentially saving for each month. Those small little endeavors for new clothes or a night out with my girlfriend are all I have to look forward too. But... I do have a lot of free time. Enough time to start a small business or pressure wash around my neighborhood. Maybe hedge trimming. I love outdoor physical work.

[@shiningjewel4034]

go for it! you are enough!

[@scottbarnett3566]

Nurse then? Pays pretty well

[@kiaharper7172]

​@@scottbarnett3566 depends on where you are my dear. My sister does billing for a law firm and makes more per hr than a full time RN in many southern states. No wiping ass, no getting assaulted lol.

[@scottbarnett3566]

@@kiaharper7172 well it does pay pretty well - southern states or not. Bare in mind the cost of living is often lower too. Anything ADN or above with 2+ years experience makes higher than the nat ave. You are absolutely right though - the getting assaulted is not a great deal of fun!

[@technician-tony]

Cut your expenses, sell your car payment, live frugal, don't be flashy and stop going out to eat. Bring your lunch, don't buy. These are only some of the things that helped me.

[@eric_martindale1711]

Oversimplifying? Simplicity is the mother of mastery. Sometimes we need to learn things that we already know, but in the simple and direct way. Great video.

[@rommix0]

Indeed and not over simplify it in a condescending way.

[@annaleah7890]

Sometimes, obvious things need pointing out

[@loryhoof]

failed scammer chain

[@kortyEdna825]

The 1% of rich Americans think of how to invest their money to increase their wealth during the recession. While the 99% of struggling hard-luck Americans think of how to survive without food and daily necessities in the recession and the coming hyperinflation. I am just about to make my first index fund purchase via vanguard. I intend to invest long term. just getting slightly stuck on how I balance my percentage portfolio between equity vs bonds. Low risk is good for me. Any tips

[@brucemichelle5689.]

You are absolutely right ,firstly I believe money in the bank is not money because it is bond to inflation and losses values overtime, You have to be well disciplined to achieve success and save before you spend Lastly success does not happen overnight it takes time, dedication and self discipline

[@carssimplified2195]

money is a liability, not an asset. You have to exchange it for assets that represent real VALUE. Real estate - properties for rent. Stocks (dividends). Bonds (interest), funds, REITs (interest), intellectual property, The aid of an institutional or basic financial advisor's cannot be over expressed. I started saving and investing in 1989 at the age of 20... I am 54 today and have 2.2 million in my retirement account, 135k liquid and I trade securities with 50-55k

[@PatrickFitzgerald-cx6io]

I'm bombarded with the don't sit on it during the inflation, I wanted to jump in 8/22 and did nothing. So far this year I think I need to get my feet wet but I stopped listening and taking financial advise from KZbinrs, because at the end of the day, I end up with a bunch of confusing stories. Have you always had guidance?

[@carssimplified2195]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Colleen Rose Mccaffery” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@PatrickFitzgerald-cx6io]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@ANiCKiN]

"perfect is the enemy of good" this shit hit.

[@rajanp375]

Anyone else here obsessed with Secret Pathway To Triumph? It's like discovering a secret treasure map for wealth!

[@Jakub-e6m8p]

Be careful people, it's been showing up everywhere lately - probably a scam, dont fall for it

[@M_SC]

Anything secret is a scam

[@elliotrogers7118]

Some tips I picked up along the way: 1. Pay off credit cards, student loan, general debt 2. Start an emergency fund 3. Max out 401k / pension 4. IRA / Roth IRA 5. Invest in yourself and your education 6. Invest in index funds

[@GoblinsAreAGirlsBestFriend]

I'm not from the US, what does "Max out your 401k" mean? I know you said "/pension" but I still don't understand what "max out your pension" implies, sorry, lol.

[@akashgss4976]

Hi, I'm a fresh college graduate and I've actually Been wondering how I should go about this. What do you guys suggest I do, pay off debt fully first before I save / invest and get rid of the debt ASAP or else balance out between the both (debt and savings) JUST to be clear, I will be having a emergency fund but I won't be saving like a lot in it just the bare minimum to get by during testing times. It'll be great if I can get some advice on this. Thanks!

[@shannonia81]

​@morrighan8787 In Australia, your employer pays 10% into your superannuation account, but you can also make extra, personal contributions to it. The government caps how much you can contribute per year. I wonder if that's what this guy is talking about?

[@elliotrogers3057]

@@GoblinsAreAGirlsBestFriend sorry, yeah I'm in the US. You can set a percentage of how much your employer excludes from your pay to go in your 401K (I do 10%), but the most money that can go in there in a year is $22,500. The 401k is like a pension in the UK. So I'm saying try and hit that limit by doing the highest percentage whilst still being comfortable. In other countries there may be limits too?

[@elliotrogers3057]

@@akashgss4976 I would say depends on the interest rate, if the interest rate is high (6%) then pay off your debts first, otherwise try and pay off and save simultaneously. There is a really good book that explains all of this for US residents - Ramit Sethi's I Will Teach You To Be Rich. Good one on the emergency fund, super important!

[@Lourd-Bab]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[@Lourd-Bab]

@Dunker762 However, if you do not have access to a professional like JUDITH ANN PEACE, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments

[@Lourd-Bab]

@Dunker762 Judith Ann peace is her name

[@Lourd-Bab]

Lookup with her name on the webpage.

[@Lourd-Bab]

@Dunker762 You are welcome .

[@kdankness420]

Bab why u gotta grift 💔

[@BettyFoster-yv3fe]

The problem today is most people always think that, you only need a good job to get rich... These millionaires are operating on a whole other playbook that many don't know exists

[@LilySmith-uk9ho]

The wisest thing that should be on everyone's mind currently should be to invest in different streams of income that doesn't depend on government paycheck. Especially with the current economic crisis around the world , this is still a time to invest in Stocks, Forex and Digital currencies

[@MildredChen-wx1wy]

Even with the right technique and assets some investors would still make more than others.. As an investor, you should've known by now nothing beats experience and that's final. Personally i had to reach out to a financial adviso (Ava Brenda Harry) for guidance which is how i was able to grow my losing account back to $125k , withdraw my profile right before the corrections and now I'm buying again.

[@HaileyTremblay-by4vj]

I agree with you, Her concept is key in beating all odds to excel in the form of online commodity trading, all thanks to my Aunty who introduced her to me

[@PatrickWilkinson-he9iu]

I'm honestly surprised about her name also being mentioned here. I stumbled upon one of her clients testimony last month in "WION" news invested , she's a great personality in the state.

[@KyleighBouchard]

Can i get connected here in Alabama 🇺🇸I keep hearing " Ava Brenda Harry " name being mentioned please how do I get in touch with her?

[@terrisewell4729]

Building wealth involves developing good habits like regularly putting money away in intervals for solid investments. Financial management is a crucial topic that most tend to shy away from, and ends up haunting them in the near future. Putting our time and effort in activities and investments that will yield a profitable return in the future is what we should be aiming for. Success depends on the actions or steps you take to achieve it. "You're not going to remember those expensive shoes you bought ten years ago, but you will remember every single morning when you look at your bank account that extra 0 in there. I promise, that's going to be way more fun to look at everyday", I pray that anyone who reads this will be successful in life too, 🙏🙏🙏

[@perefeghaandrew8076]

You're right, you've remind me of what someone once said "The mind is the man, the poor is in it and the rich is it too". This sentence is the secret of most successful investors. I once attended similar and ever since then been waxing strong financially, and i most tell you the truth..investment is the key that can secure your family future.

[@Jameshenry-gu1fi]

I agree with you had a senior colleague at work who was doing well but never had an investment. Unfortunately he lost his job and went from living a comfortable life to hardship. There would had been something to fall back on if he had an investment

[@johnalex4006]

That's why I urge everyone to start somewhere now no matter how small, this is literally the time for that, forget material things, don't get tempted,i became more better the moment i realized this.

[@Soboj-oy8me]

yeah investment is the key to sustaining your financial longevity but venturing into any legitimate Investment without a proper guidance of an expert can lead to a great loss too

[@philominafashi1662]

exactly! That's my major concern and what kind of profitable business or investment can someone do with the current rise in economic downturn

[@jrmalcaraz]

You have explained it very well. Thank you. Paying yourself first is actually a simple concept yet only few people grasps it's potential because they get overwhelmed with the distance and uncertainties between the place they wish to go and where they currently are. They refuse to even try.

[@myceliasedits2704]

Not spending $250k on a soda can steered by a madkatz controller to see the Titanic is also a good way to save money

[@domenik8339]

A mistake most only make once.

[@nuckm]

"soda can steered by a madkatz controller" LOL you just made my day, this some moistcritikal poetry right here

[@jsimp4050]

Too soon. 😂

[@emilyinnoire]

Too soon 🤣

[@JB-mb6lm]

Hahaha😂

[@notsteve5927]

“Are you excited about the new Bethesda game that will never come out?” Jeez, you didn’t have to burn me this hard man 😢

[@caradepollasucia]

haha tes vi or starfield ?

[@utopiadweller]

4:20 pay yourself first! 6:30 increase your ability to earn through education. 7:20 video editing. 8:15 monitor what you’re consuming - is it distracting me or helping me help others? 9:00 copywriting. 9:28 what’s occupying your mind. 10:20 audible sub. 12:05 save your money. 12:50 inflation 14:33 start learning to invest. 14:44 diversify. Land. Gold. Index funds. 16:00 solve a problem

[@troycarpenter3675]

Hero of the comment section 👏

[@sct4040]

I learned to save and invest first then live on the rest, save more if possible. Did that for 30+ years and now wealthy, not poor and old.

[@7Brenda.Aguilar]

Appreciate you!

[@raulcovarrubias5285]

Thanks for taking the time fam ✊️

[@MaiChiPham-fz4tr]

I love how you take your time to educate your viewers we all strive towards financial stability and a better Life. It is easy to achieve this through the right investment, by living frugally and budgeting. I'm glad I learnt early in life to work hard for financial freedom.

[@MaiChiPham-fz4tr]

Yes, it feels overwhelming when you are making good profit $73,900 weekly.

[@MaiChiPham-fz4tr]

@TroySanders-kd1nx Doreen Morris as the licensed fiduciary i use. She is always active on TLG. @doreenmorriss 💯that’s it =reach 4 advice and set up an appointment..

[@LucasBenjamin-hv7sk]

These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $389k now to put in the market.

[@CharlesArthur-fq5sx]

Although stocks are now rather volatile, you should be okay if you perform the proper calculations. There have been stories of people making over $250,000 in a matter of weeks or months, according to Bloomberg and other finance media, so if you know where to look, I believe there are many wealth transfers during this recession.

[@williamDonaldson432]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that’s the most effective way to enter the business at the moment.

[@foreverlaura-fq4eu]

@@williamDonaldson432 Could you kindly elaborate on the advisor's background and qualifications?

[@williamDonaldson432]

Finding financial advisors like Annette Marie Holt who can help you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@AlfredWilliams-ki6ri]

Thanks, I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

[@KamokgeloSello]

I like before even watching the video....because this guy is changing my life.....I take a daily dose of your content...because man I don't know who you are or what you do but just know that on the other side of the planet your videos are helping transform lives. I Love You man!!!

[@georgeh.5126]

My wife and I came across your videos few months back and it changed our lives for good. We resolved a bad debt of $156k in just 5 months. Our emergency funds is currently being built by savings. We have also started saving for retirement. Please we'll appreciate a video on the best retirement investment with let's say over a 1million bucks. THANK YOU!

[@aureliobjm]

You guys should consider financial planning, cos' whether you work to earn income or invest to earn, it still boils down to income vs expenses. So yeah, you should look into licensed investment brokers for a strategy that suits your timing in this time of wealth transfer.

[@josephbush]

This is why having the right plan is invaluable, my $710k portfolio is well-matched for every season of the market and recently hit 100% rise fromm early last year. I and my CFP are working on a more figures ballpark goal this 2024

[@MarvishaN]

@josephbush Could you be kind enough with details of your advsor please?

[@josephbush]

She's known as 'Heather Lee Larioni'. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

[@MarvishaN]

Just reached out to her since I need all the assistance I can get. I just scheduled a caII. Thanks a lot

[@mrs.quills7061]

You have no idea how much this has helped me. I’ve heard about paying yourself first and I’ve been making extra money selling vintage stuff on eBay we have lying around and on Etsy I’ve been selling my art. I invested in a cricut machine to make stickers and also a button maker. I felt immense guilt because it hasn’t taken off how I want, I get sales but it’s not consistent, but you’re so right investing doesn’t have to be like the stock market and it’s something I really enjoy doing. It makes me so happy to see the kind messages and reviews people have left me! I’ve also been doing commissions and applying to freelance work too. The earnings I make I’ve been dumping into a high yield savings account and not touching it either, but it takes time as you said and I guess this is how I diversify because it’s not enough to have a regular job anymore and I see the greater potential to work for myself at this point. It also made me feel better too what you said about what you consume, I play video games to unwind, but when I’m at work or drawing I’m consuming content like this or podcasts to better myself and skills. Thank you so much for this video man 🙏

[@rayzerot]

You've really got a lot of hustle! I'd recommend a diversified index fund from a company like Vanguard or Fidelity to put your money in so that the money you have at the bank isn't losing money to inflation. If that makes you uncomfortable then at the very least I would move the money to a money market account (not a money market fund, that's a different thing). The money market account gets a much much higher interest rate (5% currently) while still be FDIC insured and some of them let you write checks. Don't throw money away to inflation!

[@aussiesoulsurfer553]

Former financial advisor some of my clients were doctors living on pay cheque to pay cheque others were cashiers at a supermarket with a portfolio over one mill, biggest thing I saw was expenses and lifestyle choices.

[@edward.abraham]

Great video. For me I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.

[@james.atkins88]

There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.

[@hunter-bourke21]

I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.

[@Kim.beneteau]

@@hunter-bourke21 I've been thinking about going that route. I have a lot of stocks that I have maintained, but they are beginning to lose value, so I'm not sure if I should hold onto them or sell them. I feel hiring your investment coach would make it easier to restructure my portfolio.

[@hunter-bourke21]

*Camille Alicia Garcia* , maintains an online presence that can be easily found through a simple search of her name on the internet.

[@Kim.beneteau]

@@hunter-bourke21 Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@maze-nc1ut]

I grew up, poor my whole life and understood nothing about accumulating or retaining wealth. It wasn’t until I started saving 10% of everything I made when I realized how powerful that is. After a couple years of doing that at one day, found myself talking to one of my richest clients about business and such. Anyways, when I told him out, save 10% of what I make the only thing he said to me was “ save 30%” that was some of the best advice I had ever gotten in my life and now I’m at the point where I save anywhere from 40 to 60% now if I want to go on a trip and spend $5000 it doesn’t even dent my pocket. When I do spend a piece of it, I pay myself back 10 to 20% the quantity every time I get paid, including my 30%.

[@Raymondjohn2]

To my understanding this just proves how much we need an edge as investors because playing the market like everyone else just isn’t good enough. I've been quite unsure about investing in this current market and at the same time I feel it's the best time to get started on the market, what are your thoughts?

[@martingiavarini]

There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor.

[@SilverHawk214]

If you plan on holding for the long-term. Buy now.

[@ivanc8874]

Yessss Catherine is awsome! I invested with her and she made me a billionaire and I now have infinite girlfriends

[@Ash7thst]

Started learning about investing and trading 3 years ago, I'm already beating the market doing it part time.

[@bel.cascabel]

​@@Ash7thst Hey Ash! I'm interested in learning about trading as well, but don't even know where to start. Any tips on that? Content or people you would recommend learning from? Thank you so much in advance!

[@kingssman2]

Having 10% deposit automatically into savings has been a blessing. You forget how much is in there until you really need it.

[@domenik8339]

That is an incredibly privledged, exceedingly rare situation to be in. You are part of the top 10% of society if you can put away 10%. For most that means total financial collapse.

[@SuperPatJelly]

​@@domenik8339 I'm poor as dirt and I've been putting away 10 percent.

[@SilverHawk214]

I having a savings account and checking account under the same bank so I put everything in savings first. Then I can only pull from savings 6 times a month so it keeps me very cautious.

[@SilverHawk214]

@@domenik8339 Wrong, though many put that 10% into charitable giving if they are Christians/LDS

[@domenik8339]

@@SilverHawk214 Which comes with all support of the church, valued far more than that 10%. So privledged you don't even know.

[@ZebstrikaGirl]

I'm starting simple and this video was encouraging thank you. I'm starting from scratch after leaving an abusive workplace. I didn't get another opportunity until 3 months later and have pennies left until the first check hits. I had savings, etc but now that I'm in a kinder workplace that understands my disabilities I can begin to rebuild and have mental energy to focus on a creative side hustle I wanted to start.

[@UTP504]

Good luck, I’m happy you got a new job. People with disabilities are treated horribly in the workplace and school. I’m dyslexic.

[@JeffJason-]

The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.

[@RandyVincent808]

Money invested is far better than money saved , when you invest it gives you the opportunity to increase your financial worth.

[@BrooklynHarlow21]

" It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid , instead of trying to be very intelligent."

[@BrianShannon241]

I also keep seeing lot's of people testifying about how they make money investing in Stock, Forex and Crypto Trade(Bitcoin) and I wonder why I keep loosing. Can anyone help me out or at least advice me on what to do.

[@MaryBegay350]

Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.

[@AylaAzalea8]

Trading under the guidance of an expert is the best strategy for beginners.

[@Slite]

your videos are really helping me think through a tough period im having, thank you man

[@s0naai864]

dont forget how you got kicked of chronic

[@CoughitsKath]

I've heard pay yourself first as financial advice for ages but the way you explained it was the first time it really clicked for me. it seemed like a simple enough concept but for some reason I never really was able to integrate it in a meaningful way. I appreciate your explanation and i think it will improve the way i think about incoming cash. thank you!

[@TheN0mad93]

I am still watching your video. But really thanks so much for your helpful content. You have helped me to shift my mindset. I have lost 4KGs in 3 weeks and starting hitting the Gym. Thanks so much. Please keep it up. Thanks thanks thanks 🙏

[@MikaHakkinen83]

You’re getting out of the rut.

[@masterkc]

Very nice, but you don't need the gym, man. Learn about fasting and go for a walk ,do some basic exercises at home, and you're set. But if u really need the gym for your mental health or something, then that's fine.

[@jeremygood3246]

"if you don't find a way to make money while you sleep you will have to work hard until you old".

[@leahmolly9150]

I recently got into forex trading and im already marveling over the profits I'm making, I'm like " how the hell have i been sleeping on this

[@claresmithy4667]

Same here, I wish I knew about this Bitcoin trading earlier, brace up and get yourself some Bitcoin before it's too late

[@ningyen1444]

Most people venture into crypto currency to be a millionaire meanwhile I just want to be debt free and live comfortably

[@thomasdooley3702]

I invested in shiba coin and BTC last year and now I am bullish

[@loydriley9221]

My biggest regret was not investing into Bitcoin when my friend introduced me to Bitcoin in 2014

[@JeremyRogers5]

*I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone's that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.*

[@RobertDavid212]

Investing in many sources of income that are independent of government paychecks is the prudent thing that everyone should be thinking about right now, especially given the global economic crisis. Stocks, forex, and digital currencies are still good investments at this time.

[@michaelsalinas5572]

Sure, investing is essential for maintaining your financial stability, but making any kind of legitimate investment without the correct advice of a professional can result in a significant loss as well.

[@LanceMclendon]

@@michaelsalinas5572It's really not easy trading this market. I read a lot of books, tried to study, watch some tutorial videos, did a little demo before funding my account and I still lost a lot. The financial market could be very tricky

[@johnwilliam8061]

@@LanceMclendonwanted to trade, but | got discouraged with the market price fluctuations~>

[@hazardblue567]

@marktaylor8839Please who is the professional guiding you? I have lost so much as a beginner Investing into stock and crypto without a proper guidance.

[@neuralnoise06]

The overall relaxed manner in which you present this information as well as the funny analogies etc makes it way easier to absorb than when listening to someone else presenting virtually the same information in overly complicated finance terms, very well structured and helpful, thank you very much for taking the time to share this

[@Toyota4Life]

Agree the way he presented it make it much more understandable

[@YLZN0013]

I think we all here needed this talking to. Thank you brother.

[@MikeMurdok]

0:40 stopped watching video to go buy a book.

[@laneweatherbee2232]

This dude is talking directly to me I think, I've been dragging my heels on buying a pressure washer and starting a small business. I SHOULD take this as my sign.

[@moniquerichards6099]

I have listened to a few of these videos but this one really resonated with me.. I need a simple method to start at the beginning baby steps. Some of these people on KZbin jump 10 steps forward and then I'm totally lost because you can't run before you can walk ! Thank you

[@sunnysanjo]

Commenting to help engagement, this video really helped me out to really look inside and determine what I want out of myself and my financial future.

[@betterideas]

Thank you Sunny!!

[@thefunfam1433]

10’percent is 500 dollars I do not have that.

[@miznikki2u]

Excellent video! Folks who have this issue/think about money this way, consider getting yourself a “treat” drawer! I HAD to do this. Essentially, when I have a little extra money that I can splurge on something with, I will buy myself a couple of treats online. For me, It’s usually clothes. Then, when they come in the mail, I will go stash them somewhere. When weeks go by and I’m feeling that retail therapy urge, I will instead go to my treat drawer and I am instantly satiated and no money from my paycheck was spent. I do this about 4 times a year and usually budget to spend around $200 max on my “treats”.

[@sidschukowv6677]

I'm not in any financial issue situation, yet i'm getting so much value from you that it's nuts. Thank you so much for sharing your better ideas with us!!

[@xXmasaroXx]

Dont think you are over simplifying things at all....in fact, this allows alot of us to gain unique perspective to our own situation. Love your content, thank you for the inspiration!

[@familyguypro1]

Real ones know this is a reupload

[@samuelbeatsminecraft2049]

Facts

[@jacobw.2829]

it blocked the video mid way watching it 💀

[@betterideas]

Let's goooooo

[@Ericaaaaaaaaaa]

The first one was getting stuck in the middle for me for some reason.

[@rroy1985]

@@jacobw.2829damnnnn they really trying to bring you down 😂😂😂

[@lauravsthepage]

I very much relate to the chucky cheese analogy. I am very guilty of acting like a fool for 30 years, buying trinkets and treats, treating my money just like some dumb kid that won big at that spinny lights game at the arcade. Blablabla bad habits from my parents blablabla. Being a fellow Canadian, watching the housing market here in the GTA has given me this hopeless “might as well just order ubereats again since saving for a house is impossible" attitude which I know isn’t helping anything. I really need to find a way to bring in more money.

[@GoblinsAreAGirlsBestFriend]

UberEats has also created a lot of difficulty for a lot of people, I think. Getting takeout is now so incredibly low effort and low resistance.

[@EdekLay]

Seems like there is more temptation to degenerate than ever, fast food, drugs etc... However the choice is always yours. Same goes for so many modern things. Are you gonna use your phone for good or endlessly scroll social media? That's why I love J Peterson. Gotta aim at something, if you don't know what that is, pick something!

[@HenkZ-po4fw]

What helped for me is, when tempting to order something, look up the recipe. Calculate the cost of making it yourself + time spent (and cooking skill improved). If you think it's worth it, by all means, do it. But 99% of the time, you're better of making it yourself (duh). Anyways, I don't order in or take away, just because it hurts me spending all that money, just on a bit of food. Guess it's the kind of mindset you'll need in order to save it. Another thing is, calculate the money you save by making it yourself, compounded over say... 20 years. If you only save 100$ a month by cooking more yourself, that'll be $51041,- compounded by 7% interest over 20 years. That's enough motivation for me :)

[@Mikey__R]

I cook in batches and aim to always have meals ready to go in the freezer. Saving money needs the same mental hygiene as losing weight, you need the same discipline and fortitude to not give in to immediate temptation. It's not easy, especially if you've got an executive function disorder, but it can be done.

[@shyofthemoon1175]

Delete the app and cook for yourself, you'll save so much money and it's better for your body. Also, the book he mentioned is really good, I've read it. The Richest Man in Babylon by George Samuel Clason.

[@Andrei-cp5jr]

Yes, I am investing. I did the same saving on the side you talked about. I figured I had enough knowledge to be comfortable with trying to flip cars. I bought my first car a few months ago and I've been working on it in my free time. Either way I'll make a small profit when I'll sell it. I'll buy another car after that and do the same thing. It's pretty fun. I should maybe also add the fact that I'm a college student and I'm not an expert in fixing cars. Neither do I have much money. I just enjoy working on and learning about cars. I've already learned a lot! Just like you said, you have to keep improving. A lot of the tools I needed were bought from the money I saved and the best thing about it is that the tools themselves are kind of an investment, since next time I won't have to buy them again, so I'll make more profit. The money doesn't work for me yet, but that's because it's small amounts. Maybe when I'll buy a future classic I could say I let the money work for me, since a car like that usually gains value. Either way, starting some kind of business would ultimately be the way to go. I've been thinking about free safety training for drivers (the kind where you learn how to control suddenly skidding cars, brake without ABS and test out the tire limits). The money would come from advertisements. I'll just have to run some numbers and check whether it's feasable, but I think there is a chance because of the many benefits. My message to eneryone is that if you are passionate about something, you can do it even if it sounds like a big risk. You will adapt quickly and you won't even feel stressed about it because it's your passion and it's the thing that makes you happy in the end. When you start to pursue your passion, you will realize that all the distractions (TV, video games, social media, food...) suddenly lose relevance in your life. You won't longer need them.

[@777jrg]

What if your passion are videogames?

[@smuggler9837]

Never had any passion in my life, what can I do?

[@Andrei-cp5jr]

@@777jrg I can't give you any field specific advice, but I guess you could start with buying and selling video games. I know there is a market for vintage video games and consoles. Maybe also start a youtube channel where you talk about them for more publicity?

[@Andrei-cp5jr]

@@smuggler9837 Idk how old you are but I assume not older than 30. I know a person who started college at 37 in the field of economics. They worked as a nurse for 10 years before that. It's never too late to find something that you like.

[@amin_dhou]

Hard work and outputting value to others other than yourself. That's how you make income. Save it and you won't be broke!

[@blademontane]

Always solid advice. Gotta get to bed but going to give it a watch in the morning. Got to get my finances in order so my wife and I have been researching methods of budgeting using cash instead of just money in the bank

[@MikaHakkinen83]

This a powerful trick to fool yourself. Use only cash to spend. First you pay your mortgage or rent, phone bill etc. and then you have a few envelopes for each month where you put cash for necessities you need to spend on. First envelope should be groceries, second can be gas or hobbies etc. When you have spent your cash, it’s over. You can’t spend more. This was a piece of advice from a financial coach. Wanted to pass it along, wish it serves you well. Cash is way harder to spend than to save.

[@mikecustoms]

This hits hard as 6 months ago, I was unemployed and could not get a job to save my life in my field at least, well, somebody gave me a chance but I had to learn completely new skills in a matter of days, 5 months later, I'm learning code from scratch at the same company, I'm earning more than I ever did before but more importantly, I'm making myself more marketable in a field that pays really well

[@AC313_]

Any tips on learning code?

[@sanduantoci281]

​@@AC313_first do research about coding and what programming languages there are, you choose which one suits you the most. After you find a course, it can even be a KZbin course, doesn't matter. Finally, you have to practice practice practice. Slowly get better, learn the concepts, find some people who also code and learn together. Build projects.

[@gwendolynmeredith5779]

Code. ,as in ? Morse code

[@AriasNguyen]

Great video! I really do have a question. For someone with less than $10,000 to invest, how would you recommend we enter the crypto market? I am looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What’s your take on this approach?

[@NicholasWestrick]

Trading without professional guide... Huh I laugh you, because you will remain where you are or even make huge losses that will stop you from trading, this has been one of the biggest problem to new traders

[@Malacho-gw8nj]

Mrs Sonia Dixon was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Sonia Dixon.

[@DeborahPruett-qp2my]

the first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional.

[@EvensDavid-lh2jj]

I'm favoured financially, Thank you Sonia Dixon. $32,000 weekly profit regardless of how bad it gets on the economy

[@KindraRubeg]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@Maceromi]

Most people “failing at the basics” isn’t why they’re in poverty, poverty isn’t a personal failure. The top 1% keep the working majority in the bottom 10% by hoarding over 90-95% of the profits that those workers Labor help make and giving their workers the scraps (aka exploitation). Billionaires sustain a power structure in which the vast majority of working class people will continue to work despite being exploited through coercive power. They do this by hoarding and gaining monopolies over all the resources those workers rely on to survive: water, gas, electricity, food, housing. They “inflate” the prices of all of these things but not workers wages to basically put workers in the position of having to work or starve (COERSION). Well Over 50% of “inflation” since the pandemic began accounted for corporate profits, so it’s not inflation, it’s price gauging for profit. They misinform and manipulate the public through media and propaganda: billionaires own 86% of the media in the Uk (it’s a similar if not worse setup in the US), this manipulation and misinformation serves to make the public less aware of how they’re being exploited & to instil goals like consumerism/materialism/individualism/classism/nationalism/ableism/believing society is meritocracy etc to ensure workers will continue to work hard despite being exploited and will be blaming work ethic, individual choices, immigrants and disabled people for theirs or others lack of wealth and not the billionaires who are exploiting the working majority. I’d highly recommend watch the video “the problem with hyper-individualism” on KZbin to see concretely how poverty is not a personal failure and cancelling Netflix subscriptions or not buying lattes isn’t the reason why people aren’t better of financially. Sure if you can save 10% for yourself it’s sound financial advice but sad this channel is doing the “don’t buy lattes” classism. I guess its a self help channel and unfortunately the massive pitfall of self help is that you can’t individual solution or self improve yourself out of systemic problems. The fixation on becoming an exceptional individual being the sole source of happiness or a route to success which will bring happiness is a lonely cold road. As someone who spent years stuck in the self help sphere: Community and collective care will bring you far more happiness than self improvement.

[@AM-br6in]

🗣️💯

[@FirstnameLastname-wt5sd]

He is like Mark Zuckerbergs human brother

[@Zachucks]

Please don't stop adding this kind of value to people's lives. The content may seem so simple and it may seem like it should be common sense, but we live in an age where people are born and raised without this common sense. Everyone needs this, so thank you for helping people get the information they need to be better in life.

[@Omilloadams]

That 10% saved my financial situation

[@caseyrogers935]

Really appreciated this video brother. You’re right… all things I’ve heard a million times and am not doing… but I have to start. The timing of this was divine for me. Thank you! All the best 🤙

[@TheAxeaman]

How did it go? Did you end up getting rich by other peoples labor?

[@ghostpimp]

Living paycheck to paycheck is literally depressing

[@whynotanyting]

My dad convinced me to shovel snow for a couple days in winter. I set a flat rate of $20 for every driveway. Big mistake. I would spend 10 minutes shoveling one driveway then spend over an hour shoveling another. Luckily the owner of the bigger driveway paid me a little extra, but holy hell that was quite the workout.

[@beckz4952]

Hey, I've been watching your videos for a while, and they're always inspirational, but this video I definitely needed to hear. I've been on this financial Journey for years, and needed a reminder of ground zero. Your advice is always genuine.

[@cindypenner4998]

Great advice, oncenyou start paying yourself first automatically, you adapt to what you have 'left" to spend and your savings just keep growing in the background....then you invest some and keep some ready cash for emergency expenses. Has worked well for me for many years.

[@TeaLaRee]

Thank you for the info. You did a really great job breaking these principles down into manageable parts rather than reading these books through. These are timeless. I'd like to invest in REITs and a startup. Thanks again

[@D-A-N-]

Realistic , relevant, practical! Thank you

[@harisdiz.5817]

Make sure you have what you need. It's the wants that'll get you into trouble.

[@EricHsiao-dragonted]

I am 47 and I’ve been living pay check to paycheck for the majority of my life. I don’t own a home and rented all my life. But the KZbin algorithm somehow knew that I am paying myself and your video affirms that I’m on the right track. Just wanted to say thanks for making the video. I’m also paying myself/investing more than 10% of my income and I have educated myself to learn how to day trade. Since I’m in the middle stages of my life, I have less time than early investors, so I’m considered an “aggressive investor”. Anyways… thanks again.

[@iceocean3697]

Man, a lot of people lost life savings in day trade, including me. Don't be me.

[@lydiavedell4874]

withhold extra money on line 4C of your W-4 form. $20 every week gave me bigger income refund:)

[@mattvalentin7330]

I’ve always struggled with money and always think “I’ll save and figure out how to invest later when I actually make enough money” I’m realizing now like u said, something is better than nothing. So I just put away 10 percent of what I have made this summer in a separate place and im forgetting abt it for now. Will come back to it later when I know what to do with it. Thank you

[@kevin-haggerty]

Dude I appreciate this one. I had been doing this and it got all screwed up during a custody case for my daughter. Needed this dude

[@Ericaaaaaaaaaa]

Just good, solid advice, delivered with a sense of humor. Can't ask for anything more.

[@darnwolf2]

Dont be a consumer. You will get wealthy.

[@ominousvirus5278]

2:35 “We are all in Chuck E’ Cheese.” - Joey, 2023 But so true 😂 Thanks for giving us your time to give knowledge on life!

[@BH-ix7nq]

It's all starting to make sense

[@Ladycyg]

5) be careful about increasing your cost of living as you begin making more. I've done decently for myself because I try to keep that increase reasonable. When I get a raise I buy a little better than ramen instead of a lot better. I keep my budget as tight as when I was making 20k less. I suppose another way to think of it is "Increment the percentage you invest in yourself - start with 10% and then add a percent at each raise in income).

[@Nick94MI]

Another great video! And just at "the right time" for me. I've realized and have started to really crack down on how much I spend on useless crap (mainly on amazon) as well as eating out or even just going to pick up the food vs having it delivered. I've also started to put 5% aside from each paycheck- I want to get to 10% soon, but I have a 6-month old son, so I just want to make sure I can be stable with what I put aside first before I pull the trigger on a full 10% lol.

[@reidparker1848]

I've had a useless Poli Sci degree for 2 years, I'm 24 and broke. Trying to decide between getting an unrelated Master's/starting school over with WGU, getting into a federal role, or trying to get into some sort of project management with tech/software contract analysis. I had the idea I could somehow get into foreign policy with my undergrad, which even if I hadn't had my internships torpedoed by COVID back in 2021, was still a long shot.

[@fluoroantimonictippedcruis1537]

Do a trade. If you can deal with shithouse apprenticeship conditions for about 4 years, commit properly to it and dont pull out after two weeks, you could land a 6 figure job if you go to the right field. All you need is a high school diploma in most circumstances. High voltage electricians, boilermakers, offshore workers, solar panel installation, HVAC, fitters, plumbers, carpenters, steel workers and diesel mechanics are all in high demand. Companies right now are extremely desperate for workers in these fields in the USA and Australia. Some tradesmen doing FIFO in Australian mining make more than brain surgeons. Later on, leverage your degree to get into the white collar side of the buisness. The positives is that it's quick money fast. The negatives is that it fucks your health in the long run. If your smart, the quick money fast is very useful if you invest into index funds, commodities and/or through a managed fund. Just my two cents.

[@sparkymularkey6970]

I read that same book and the advice really resonated with me. I'm still struggling financially, but I at least have a bit of savings and I am investing what I can into various retirement funds. It's tough to be living so frugally, and I know I can do better, but I feel assured in the fact that I'm at least trying.

[@smilemorewithsammy]

I don’t think I’ve ever heard trinket that many times in such a short time frame

[@dewshine3359]

Excellent video! I already knew most of what u said, but u summarized it really well👌 As a woman what has helped me is to use money intuitively. If i felt like saving money i would just save and not use the money for days but if i suddenly felt an intense urge to spend it on something important, i would trust my gut and spend some or sometimes all. This method only works if u are very in tune with yourself and that only comes with practice. So take my advice with a grain of salt, its not for everyone!

[@bpedi3]

I know all this but just the way you explained it as being stuck in a Chuck E Cheese really hit me. I was discouraged on the path of saving and learning about investing because I have student loans to pay off. This is a great motivator for me, thank you!

[@Junevalentino]

How to stop being broke: 1. Stop being lazy 2. Sacrifice 3. Cancel all of your subscriptions (temporarily) 4. Stop buying Starbucks/fast food 5. Stop Door dashing and Uber eating 6. Eat at home/ cook your own meals 7. Stop over consuming 8. Work side hustles/second job 9. Save up at least 6 months of an emergency savings fund/invest 10. LIVE WITHIN YOUR MEANS.

[@MrSteeDoo]

The best advice ever. It is just that simple.

[@dogsushienjoyer]

I've read the book a few years ago, thanks for the reminders, I was just saving lately and not really investing even though I could and should, you definitely made me aware of it and I'll read the book again, ty!

[@cybersid]

Not the advice we want, but definitely the advice we need.

[@HeisenbergFam]

Gotta love how casually bro returned after a month to give you a life guide

[@AngusMurray]

To me the options are simple, scrape by almost guaranteed with a job you don't like and know the exact outcome you'll have in 50 years. Or go through immeasurable struggle alone doing something you love with the potential of infinite upside and happiness and fulfilment. Super easy choice for me

[@clanka7147]

My next semester will be the first one where I’ll be getting a significant amount of money from financial aid. This video came just in time and I’m planning on using a lot of the advice from here for investing when the time comes. Thanks a bunch man 🙂

[@lainiwakura1776]

If you aren't using that financial aid for school, pay it back and the investment is you paying less in interest.

[@SpookiDoki]

​@@lainiwakura1776depends on the country. In Sweden for instance interest is so low that people would rather invest the money and pay back as slowly as possible. It's risky to generalize

[@TheAxeaman]

Did you invest the money? It’s gonna be fun to get rich while the working class is working, right?

[@Mikael00898]

My life changed when I realized that no one was coming to save me. If you take your life seriously you will see a lot of improvement. I made the decision to start cryptocurrencies earlier last year at 38, just 1 year plus a few months since I started, I have grown my portfolio to over 100k, I know this isn't much but it wasn't easy to inspire myself. I really thank God for my journey so far and also connecting me with the right people.

[@J.Fernandez-m4r]

This is so relatable, procrastination sometimes plays a major role. I'm on the same path, started my journey 2 months ago and I'm grateful for the knowledge I have gained so far. Let's gooooo!

[@getitbig9142]

⁠I like the fact that you acknowledged God at the end. I hope you don't mind recommending your advisor since you mentioned something like that.

[@lopes.altamiro]

Before I even watched this video, I was thinking with myself, I have to make better financial decisions, and now this video appears to me.

[@MikaHakkinen83]

Google is listening on your thoughts.