BPI launches flexible home loan package up to 30 years

[@smileychubsangel3644]

hmmm sounds too good to be true, if this is real kudos to bpi for looking after middle earners like us❤❤❤

[@rolandquilente9318]

Watched it. It’s only for RFO or refinancing, and is limited to accredited projects. So probably not as concerned with the middle class, but concerned with housing projects not being sold.

[@DailyBitesofWisdom]

The best talaga ang BPI!

[@RealEstateAlexZeta]

theyre certainly very competitive

[@MISTER-n6k]

Thanks🇺🇸🇵🇭

[@a.s.modellbahn]

Thanks for sharing. Most of my search. si BPI ang nag aalowed mag advance payment.

[@RealEstateAlexZeta]

yes, you can do advance payments with BPI :)

[@timothytiu1333]

More affordable means more people buying means price of real estate go up bigly

[@KizhiaHub23]

Thank you so much!

[@RealEstateAlexZeta]

Glad it helped!

[@jyxleano2931]

Hi maam maaari po ba ito sa may sariling lupa? Para maka loan ng pang pagawa ng bahay?

[@kiracat6803]

This is a great news. Thank you!

[@RealEstateAlexZeta]

You bet!

[@geraldinefadriquela3527]

Hi! Do banks allow advance payment for the principal amount. If yes and if payment is through Auto Deduct (ADA) how can we know know if s principal po siya nbabawas? Also, do u have a video about how to pay bank home loan smartly ❤ Thanks 😊

[@RealEstateAlexZeta]

Hi Geraldine. Banks have different policies on advance payments. Make sure to check with your bank on their policy on this. I don’t have a video on this. But I’m general, you’ll need to make sure your account is funded since the mortgage will autodebit. And if you want to do advance payments, check with your home loan officer on the right process so the entire payment will be paid towards the principal.

[@kaletsugas]

Does BPI house loan allow advanced payment to principal, similar to PAGIBIG?

[@RealEstateAlexZeta]

Yes. All banks do

[@arvindayro7705]

Pwde ba yan sa construction lang?

[@AEru-kn1wy]

Good day po. Thank you for this video although it was 1 year ago. I got a question po sana in case mag available ulit or may available pang housing loan sa BPI. Saan po ba mas maganda mag loan for housing? Direct sa Bank po? Or yung sa real estate na may bank financing daw? Almost same po ba yun? Thank you!

[@RealEstateAlexZeta]

Hi, I suggest go with banks or Pagibig. In house financing under the developer is expensive interest wise.

[@ceelee5850]

Para sa House Construction Loan. anong paper size ang Kailangan ng bank para sa Build Plan? A3 or A4 pwede na?

[@RealEstateAlexZeta]

Hi Cee. I’m not sure with regards to paper size. Will have to check on this. But seasoned contractors would know this since they constantly coordinate with banks on the reqs.

[@janzentanada]

Hello, Ma'am question ko lang, 1.Kung Wala akong cash, pwede po ba na sa iloloan ko nalang bawasin Ang equity? 2.lot po sana bibilhin ko then tsaka Ako magpapatayo ng Bahay, paano po proseso nito? Need po ba magpacompute ng materials,labor,etc?

[@RealEstateAlexZeta]

Hi Jan. Banks will not let you loan the entire amount so you’ll really need to prepare cash for the downpayment. You'll need to get a loan on the lot first. Once this is approved, then you can apply for a construction loan.

[@kukaimedina3662]

Pwede ba ma'am mang hiram kung gagamitin sa pagawa ng apartment? salamat po

[@RealEstateAlexZeta]

Yes. Its possible. You can double check with your preferred bank

[@kristoferangeloliwanag9647]

This is good. Would be great if loanable amount is at most 6M

[@RealEstateAlexZeta]

👍🏻

[@Mericelxx]

Hi maam thanks for this video, question po, paano po yung mga bahay hindi na brand new, example ang selling price ng bahay is 2.5M tapos cash out is 500k mostly, kapag po ba sa bpi mababago pa ang cash out (down payment) like what you said? Thank you!

[@RealEstateAlexZeta]

Hi Mericel. You’ll need to have the property appraised by the banks so you can determine how much your downpayment will be.

[@theideaschannel]

Hi ma'am. Is this promo/policy still available currently? Thank you!

[@RealEstateAlexZeta]

Hi, yes it is still available for preselling projects of developers.

[@naomim7773]

Hi question. I bought a lot po kaya lang I have no budget pa pampagawa ng house. What type of loan po kaya pwede ko i-apply sa bank?

[@RealEstateAlexZeta]

Hi. It’s construction loan

[@markkevintanagon]

May I know the reference for 5% downpayment of the appraised value please. I can't find it in BPI website

[@RealEstateAlexZeta]

Hi, you can ask directly a BPI home loan office. MayBahay package only has 5% equity

[@jeruke27]

Hi... Ms. Alexa, I'm interested BPI Mybahay.

[@RealEstateAlexZeta]

Hi, send me an email at [e-mail] for a consultation.

[@gemmacasabuena9944]

Magkano ang interest ng 1M housing bank loan in 10 years at magkano monthly ang hulog. My title n ang lupa. E loan pra mbayaran ang kay ari property

[@magistermagiclatosa]

May list po ba ng developers na accredited ng bpi mybahay?

[@RealEstateAlexZeta]

Hi if the developer is accredited with BPI then you can avail mybahay.

[@Mei_hope]

Hi, just want to ask if pwede ba bayaran and bank loan principal ng mas malaki? So that the interest will decrease?

[@RealEstateAlexZeta]

Hi Michelle, yes it is possible :)

[@elichristv6857]

do we have other banks like bpi that can offer 30yrs term with low income requirement?

[@RealEstateAlexZeta]

Hi Eli!You can try eastwest or maybank for 30 yr loan term

[@zb8811]

May I know if I can avail construction loan with this program?

[@RealEstateAlexZeta]

Hi! This program is only for developer accredited projects

[@elijahfrancisrabor1388]

Hi Madame i just have two questiins hoping you can answer😅 1) When it comes to determining Dti ratio would banks consider the gross income before taxes and deductions or net income? 2) in my case i have occasional incentives from 3 to 10k, i asked AUB how they treat this and they said theyll only consider up to 50% incentives. Is this the same for other banks like BPI for instance?

[@RealEstateAlexZeta]

Hi Elijah. Yes banks will consider your gross income, not the net. If you have incentives, they need to be documented. The banks will determine if they can add this on to your monthly income or not. Policy also differs fr bank to bank so best to check with BPI directly.

[@tracymatabang8668]

Does BPI offer home improvement loan at the same term as this My Bahay loan? Say 500k at 10 to 20 years?

[@RealEstateAlexZeta]

Yes they offer home improvement loan

[@arianeflores_]

Hi pwede po kaya to sa House Construction?

[@RealEstateAlexZeta]

Hi Ariane. Currently its only for pre-selling property

[@bryansanchez9990]

hi mam, pwede po ba i loan ang pampagawa ng apartment? salamat po

[@RealEstateAlexZeta]

Yes. You can apply for construction loan

[@ronniebugwac9575]

Hello good day..pwede po ba bpi mybahay mag finance sa mga other banks na foreclosed property?thank you

[@RealEstateAlexZeta]

Hi Ronnie. For foreclosed assets you usually need to get a loan at the bank that owns the asset. But you can confirm this with BPI.

[@ronniebugwac9575]

@@RealEstateAlexZeta thank you 😊

[@keithallendamian1681]

Pag sa construction loan po ba, included na dun lahat pati labor, or if may contractor. Or yung estimated ammount lang ng materyales ibibigay nila?

[@RealEstateAlexZeta]

Hi Keith. The bank will check the total quote.

[@fernandoroyo2123]

Is BPI allowing an advance payment of amortization?

[@RealEstateAlexZeta]

Yes

[@fernandoroyo2123]

Does it reduce the loan term itself or only the monthly amortization? Can you please explain 🙏🙏

[@sunnyshineups]

How to apply for loan po for lot purchase?

[@RealEstateAlexZeta]

Hi Sunny. Here’s a video on the step-by-step process for bank financing: kzbin.info/www/bejne/b5nWfmimlMaph5I

[@paulspeed4637]

hello po maam. what if po may gusto akong bilhin na lupa worth 500k kasi plano ko patayuan nang apartment. may pera napo ako kaso kasya lang sa pagpapatayo nang apartment. gusto ko sana mag loan nang 500k pra sa lupa po.

[@RealEstateAlexZeta]

Hi Paul. You can email me at [e-mail] to schedule an online consultatio

[@Kathgelo]

Hello just asking, every kailan po pwede mag advance to principal payment for housing loan kay BPI po?

[@RealEstateAlexZeta]

Hi Angelo. You can make advance payments at any time.

[@qrizpol1767]

Hi Alex - Does BPI provide Residential Lot only Loan? How many year typically? TY!

[@RealEstateAlexZeta]

Hi. Yes they do. Their term is 15-20 yrs

[@qrizpol1767]

Thank you for the reply@@RealEstateAlexZeta !!!!

[@r-lyncruz8766]

I am interested.

[@Cylemejia-n7q]

Hi maam,plan ko pong bumili nang property pero kulang po sa budget gusto kopo sana magproperty loan,anu po dpat kng gawin?ofw po ako

[@RealEstateAlexZeta]

Hi Cyle. Pls contact me to schedule a consultation. You can reach me on Whatsapp at [phone].

[@melvinpalos6461]

Good morning po. Qualify po ba sa BPI house financing and "RIGHTS"? Kasi po yung nag bebenta wala pong Title, Rights lang daw po. Salamat

[@RealEstateAlexZeta]

Hi. No, since they’ll only consider titled property as their collateral

[@CARMIE2012]

Good afternoon po! I just turned 60 last January of this year. Qualified pa ba akong kumuha ng 10 year loan? What is the maximum loan can I get? Tnx for your answer in advance!❤

[@RealEstateAlexZeta]

Hi Carmie. Age of maturity of most banks is 70-75 years old. So its still possible to get a 10 year loan at 60. It would be better to check directly at your preferred bank so they can screen you and you’ll be able to determine your maximum loan term then.

[@RealEstateAlexZeta]

Hi yes you can still avail for a loan until 70 years old. As for the maximum loan amount it will depend on your gross monthly income. Please send me a dm in whatsapp [phone] so I can assist you :)

[@KusinaNiTatay]

Hi..ms Alexa, I'm interested BPI mybahay loan

[@RealEstateAlexZeta]

Hello. You can reach me on Whatsapp at [phone] for a consultation on this.

[@nikkischannel4648]

Hi! I have a question po. Does BPI have the Mortgage Redemption Insurance same with Pag-ibig?

[@RealEstateAlexZeta]

Yes. All banks have MRI as part of their home loan fees.

[@micheleescuadro5984]

Hi Ms. Alex , Same din po ito sa Pagibig po na pwede ka mag bayad ng direct to the principal amount if like my extra kang money pra po lumiit nlng ang interest? thanks ❤️

[@RealEstateAlexZeta]

Hi Michele, Yes you can still do advance payments.

[@micheleescuadro5984]

thank you 😊

[@mist7198]

Hi Ms. Alex, what is the approval rate for filipino living abroad for housing loan?

[@RealEstateAlexZeta]

Hi Mist, it’s easy as long as you are qualified financially and have all the documentary requirements.

[@Bibs-gt9gf]

How about construction loan for farm/agricultural lot?

[@RealEstateAlexZeta]

You can't get a home loan for agri lots. only for residential properties. Perhaps you can try a different type of loan

[@Azhiongtv]

Hi there i need some help to know how to apply building house im in USA pwede ba

[@RealEstateAlexZeta]

Hi! Are you planning to apply for a home loan in the PH? I can assist you with that. Pls contact me at [e-mail]

[@rominacarlite]

Ano Po requirements for house loan po? Salamat po sa sagot! God bless.

[@RealEstateAlexZeta]

Hi! You can reach me on Whatsapp at [phone] to get a list of the requirements

[@markneovlog]

Just wanna ask if BPI accepts for refinancing housing loan from other banks

[@RealEstateAlexZeta]

Hi Mark, yes they do.

[@miguelacariquez8298]

hello madam magkano naman un interest rate? tnx

[@RealEstateAlexZeta]

Hi Miguel. Currently is between 7-8% PA

[@scabinacab]

Mam ask ko lang po what if bibili ng property sa relatives. Need pa po ba ng downpayment even may agreement kmi na hindi na ako mg dp sa relatives ko? Example 3m po selling price then if 20% is 600k po dpat ang dp which is sa verbal agreement namen na ssaakin na if kailan ko bbyaran yung 600k na dp bsta need lang nya ma received muna yung 2.4m from bank na i loloan ko.

[@RealEstateAlexZeta]

Hi - Here’s a video on the Deal Closing Process for Brokerage in the Philippines: kzbin.info/www/bejne/q6GcXop8p5mlqZo The process of buying private property is in the video. With regards to the downpayment - its up to the buyer and seller what they agree on. Just note that the bank will not shoulder that total contract price so you’ll need to pay a downpayment.

[@scabinacab]

@@RealEstateAlexZeta Thank you po Mam.

[@Jennareillyt]

How to start the loan in bpi?

[@RealEstateAlexZeta]

Here’s a video on the step-by-step process for bank financing: kzbin.info/www/bejne/b5nWfmimlMaph5I

[@queeniemariedelfin7937]

Hi! May lupa na ako kulang lang tlga ang budget para sa masimulan na ang house at gusto ko tuloy2 yung pagpapagawa para isahang gastos lanh at magfofocus nlng ako sa bayarin sa bank. Anong loan po pwede? At mas madali bah ma approve halimbawa goods yung record ko sa mga credit cards ko at Insurance na kinuha ko din sa BPI? minimum wage earner lang here pero may mga online business at consignment.. Mapapaboran kaya?

[@RealEstateAlexZeta]

Hi Queenie. If you plan to build house- the loan you can apply for is a construction loan. The bank can consider your other income sources as long as they’re documented

[@ghavzz]

Wala po bang land loan BPI? Agricultural land na pag tatayuan nang bahay...

[@RealEstateAlexZeta]

This is only for residential property

[@linkin_park165]

what if ang kukunin kong bahay ay ung binebentang house and lot ng kapitbahay namin? ma aapproved ba eto ni bpi since direct kami sa mismong owner ng bahay na binebenta nia.

[@RealEstateAlexZeta]

Hi. You can get any property as collateral as long as the loan docs are complete. Here’s a video on the step-by-step process for bank financing: kzbin.info/www/bejne/b5nWfmimlMaph5I

[@bonzaiyee]

Hi, tanong lang po. Pwede ba ako jan?may sariling lupa ako at nag papagawa na ng building plan..isa akong ofw(seaman)gusto ko sana tayuan yung lupa ko ng bahay..may kunting budget,pero hnd sapat.

[@RealEstateAlexZeta]

Hi! Yes you can apply for a construction loan as long as the title of the lot is under your name.

[@rosaliemercado9341]

Hello Ma'am, how to apply po? Is it also available para sa pagpapatayo ng bahay or for those na bibili lang po ng bahay?

[@RealEstateAlexZeta]

Hi Rosalie. This is for preselling property only. But you can try requesting for an increase in loan term from BPI

[@aricos8401]

Is the loan term also age based ?

[@RealEstateAlexZeta]

yes it is limit is 70 years old.

[@hannaliza2221]

What is direct real estate mortgage? Thank you

[@RealEstateAlexZeta]

A real estate mortgage, also known as a mortgage loan or simply a mortgage, is a type of loan used to finance the purchase of a property, such as a house or a piece of land. It is a legal agreement between the borrower (the individual or entity seeking the loan) and the lender (usually a financial institution or bank). In a mortgage arrangement, the borrower receives funds from the lender to purchase the property, and in return, the borrower agrees to repay the loan over a specified period of time, typically with interest. The property itself serves as collateral or security for the loan. This means that if the borrower fails to make the required mortgage payments, the lender may have the right to seize and sell the property to recover the outstanding debt.

[@hannaliza2221]

@@RealEstateAlexZeta thank you 😊

[@riverabelle]

Hi mam. Is there a chance po kaya na maapprove sa BPI kung loan declined po sa other bank?

[@RealEstateAlexZeta]

Hi Belle. Have you tried asking the previous bank you applied to why you got declined?

[@REYMARKVILLAROSA-sy5so]

Ano pong requirements.home construction

[@RealEstateAlexZeta]

Its similar to home loan requirements plus bill of materials. You can check this video for more info - kzbin.info/www/bejne/f6DKqox7bLtsbdE&ab_channel=AlexZeta

[@lone9585]

How about the interest rate po?

[@RealEstateAlexZeta]

Bank rates now are between 6-8% for a 3-5 year fixing period. For updated rates, make sure to check with your bank first since rates fluctuate from time to time.

[@appleclaveria3868]

how po mg apply house construction loan tru bpi?,

[@RealEstateAlexZeta]

Hi apple. Here’s a video on the step-by-step process for bank financing: kzbin.info/www/bejne/b5nWfmimlMaph5I

[@adrianmanabat5544]

Thanks Alex! Is this applicable for home renovation loans?

[@RealEstateAlexZeta]

Hi Adrian! You can also apply for a loan for home renovation.

[@dotawtfph3250]

Wow at last...

[@rominacarlite]

Binebenta po kasi sakin ng tita namin yung house nya po kasi gusto nya family din ang mag aalaga ng bahay nya. Ano po requirements and loan typa ang need ko po pag ganun po ang scenario? Salamat po! God bless.

[@RealEstateAlexZeta]

Hi Romina. Pls email me at [e-mail] to schedule a consultation

[@jr7569]

pag bank house construction loan po ba madam may mri dn po ba same sa pag ibig?

[@RealEstateAlexZeta]

Yes, pagibig also offers construction loan.

[@yoshinoasahina5749]

Good pm po tanong ko lang po kung eligible po ako dito sa mybahay program pero construction lang po ng bahay..

[@RealEstateAlexZeta]

Hi, the mybahay program is only applicable for preselling house from the developers. If you need for housing construction, you can apply a home construction loan.

[@jerwinnano4857]

mam ask lang po... how about po yung mga may lote na na gustong mag apply for housing loan ?ok lang ba kay BPI na cash ang maloan para pampagawa ng bahay?

[@RealEstateAlexZeta]

You can get a construction loan as long as lot title is under your name.

[@keepcalm3275]

Mas matagal mas malaki ang interest....pero baka mas malaki ang interest. Kasi yong kanilang personal loan for 36 months, interest is at 50k......

[@RealEstateAlexZeta]

Yes it adds up. You can fully pay for your loan naman at anytime

[@amarachannel4996]

Hi can we apply this new home loan posted in BPI buena mano website ?

[@RealEstateAlexZeta]

Hi Amara. Pls contact me one whatsapp [phone] so I can connect you with a bpi home loan officer

[@freyajanemanon9941]

How to apply and how much the housing

[@RealEstateAlexZeta]

Hi Freya, you can check out the home loan process here. Here’s a video on the step-by-step process for bank financing: kzbin.info/www/bejne/b5nWfmimlMaph5I

[@boyetcanada5387]

hi po ask kolang kung tama po ba na kami kukuha sa developer ng house and lot title namin after we full pay the loan ....its more than 2 years na po kasi

[@RealEstateAlexZeta]

Once loan is fully paid you should be able to get your original title and cancel te mortgage at ROD

[@kyungsoodo7458]

Interested. Ano ano po requirements .. balak ko sana bilin yung bahay ng kapitbahay namin.. possiblepo ba ako na ee loan ko sya sa bpi maybahay??

[@RealEstateAlexZeta]

Hi, MayBahay is only for pre-selling project. But you can apply for a regular home loan with BPI

[@BerbenBauzon]

Pano kung lot purchace po..peee b homeloan o ho e equity

[@RealEstateAlexZeta]

Hi. If purchase of lot - home loan.

[@BossEmJhay]

Hello maam .. my chance po kayang maapproved if mag loan ako sa bpi ng housing loan ? Bale gagawin collateral ung title nung bahay na bibilhin po .complete din tax declaration lahat .. my chance po kaya ma approved? Thanks po

[@RealEstateAlexZeta]

Hi, it depends on the amount you want to loan and your capacity to pay. If your source of income is sufficient for the loan amount you are getting then there is a higher chance of approval.

[@geoandrosefoodadventuremus8283]

ilang rooms po pwde sa bpi mam?.

[@RealEstateAlexZeta]

What do you mean how many rooms?

[@christianjeremias635]

Good day po. Submitted na po lahat ng requirements ko for housing loan. Sbi po ng sales agent ay for uploading na yung papers ko. Usually po, ilang days inaabot yung approval ng bank at pano ko po ba malalaman kng na approve po? Thank you po..

[@RealEstateAlexZeta]

Usually bpi bank approval takes 15 banking days. Other banks may take longer.

[@christianjeremias635]

@@RealEstateAlexZeta pano ko po malalaman kng approved na po yung application ko? pano po ba sila maam magno notify? Thank you po...

[@roserej4587]

Need ba na may hulog o savings ka sa bpi para ma approved sa home loan?

[@RealEstateAlexZeta]

Hi, it would be better for faster approval but not necessary

[@anthonyarcaya4311]

Hi good day po, Im a seafarer am I qualified for the BPI housing loan?

[@RealEstateAlexZeta]

Hi Anthony. Yes, OFW's/seaman are qualified. Please email me at [e-mail] for a property consultation?

[@geoandrosefoodadventuremus8283]

Gusto sana namin ng studio type boarding house mam ofw po kami decendant asawa ko..gross ko po nasa 120k php ilan rooms po pwde pasok sa home loan ng bpi po?.

[@RealEstateAlexZeta]

Hi Geo. Pls send me an email so i can compute your maximum loanable income. [e-mail]

[@tmvlogger1448]

hello my wife is an ofw in south korea and we are planning to avail home loan, but we don't have an account at bpi. who will we going to contact to help us avail home loan? thank you..

[@RealEstateAlexZeta]

Hi, you’ll need a representative based in CDO to act as your atty-in-fact. If you're based locally, you can act as your wifes AIF.

[@elishajhermaine792]

How to apply home loan

[@RealEstateAlexZeta]

Hi, please send me a whatsapp message 0917-851-2752 or send me an email to [e-mail] so I can assist you with the home loan application. Thanks

[@acecartel2332]

Ano po requirements mam for home loan?

[@RealEstateAlexZeta]

Hi, you can check this video for the reqs. Bank financing Requirements kzbin.info/www/bejne/f6DKqox7bLtsbdEsi=1kVhfHe1bhfauIRe

[@karlgenterola1823]

Pwede kaya to mg loan pambili ng motor?

[@RealEstateAlexZeta]

Hi Karl. The purpose of this loan is for home loan only. But you may avail of other types of loans to buy a vehicle.

[@francisbarona8513]

Hi po. what if na approved ng 30yrs payment term. pwede po ba mag advance payment para mapababa yung yrs just in case magkaka pero ng medyo malaki

[@RealEstateAlexZeta]

Yes you can do advance payments.

[@RaymondDBueno]

How much is the monthly amort for 3M?

[@RealEstateAlexZeta]

It depends on the interest rate and number of years payable. If its 30 years to pay at 8% PA- its at 22K/mo.

[@teriyakiprince464]

Can a US American citizen apply for home loan

[@RS-fz7hg]

Hi! Pwede bang mag-avail ng motgage ang former filipino na currently usa citizen? Or do i need to be dual citizen phlippines/usa? ❤❤

[@RealEstateAlexZeta]

Hi, you’ll need to be a dual citizen since banks will require a PH ID during loan application.

[@iamDeviMist]

Pwede po mag bayad sa principal balance katulad sa pag ibig?

[@RealEstateAlexZeta]

Hi. Yes you can. Just inform the bank in advance

[@Neen1122]

Hi ma'am! Ask ko po ,ofw ako gusto ko po magloan ng housing loan .Bale ang bahay sa amin na po yung lot lang need ko bayaran sa NHA pwede po magavail?thanks

[@RealEstateAlexZeta]

Hi Neen, to get a new loan, your property that you’ll be using as collateral needs to have a clean title and fully paid of any existing loans

[@mabellechelsea]

Available na siya today?? Ilan po interest?? 🥰

[@RealEstateAlexZeta]

Hi Chelsea. Yes its available. You may check directly with BPI what their prevailing interest rates are since theyre always fluctuating.

[@stephanie_diaries2071]

hi maam would like to get a home loan pero yung lot po is titled sa father pwede po kaya? ofw po. hope for a response po atleast 1.5m po sana

[@RealEstateAlexZeta]

Hi Stephanie. You can email me at [e-mail] to schedule an online consultatio

[@papaanton554]

Good po pwede po b mag house construction loan sa pbi

[@RealEstateAlexZeta]

yes thats possible

[@WATIT-kr2vs]

Home construction loan meron din po ba?

[@RealEstateAlexZeta]

Yes theres also home construction loan available

[@WATIT-kr2vs]

@@RealEstateAlexZeta ok po salamat po-

[@mariacareyb]

Can you computer for example 1M? How much should I prepare? Thanks for answering. Medyo nalilito konti.

[@RealEstateAlexZeta]

This is for developer owned property only. If selling price is 1M, loanable amount us 950k. Downpayment is 50k.

[@JonDeosma]

Paano po kng mgloan ng pmpagawa ng bahay meron po lot

[@RealEstateAlexZeta]

Hi, you can apply for a construction loan.

[@hanzelberse4809]

Hi Ms. alex, Thank you so much for another helpful content, Also If I'm still 22 and earning 50k monthly and bpi only require 25k for this program does that mean I can apply for 2 home loan pre-selling condo unit properties that will not exceed 3m each with the same benefit such as the 5% equity and 30yrs monthly amort? Is this bpi maybahay program applicable for any developer specifically intalio flats and verona?

[@RealEstateAlexZeta]

Hi Hanzel. Your welcome! Bpi MyBahay program is accredited with developers who’s projects are accredited with BPI. So double check with your agent if that project is accredited with bpi You can take out multiple loans as long as total loanable amount doesn’t exceed 3M.

[@minisumbolvil9760]

Wow im interested on this im i hve an savings account on bpi but im an ofw im a qualified if i applied on this pbahay loan?

[@RealEstateAlexZeta]

yes you can apply even if you don't have an account with BPI

[@consuelovalenzuela7117]

Hi mam...can u help me?..i have so many inquiries

[@RealEstateAlexZeta]

Hi! You can reach me on Whatsapp at [phone] to schedule a consultation.

[@renalyncostales9617]

hi i want to apply for loan.. can you assist me? i am ofw in taiwan..

[@RealEstateAlexZeta]

Hi Renalyn, are you applying for a home loan? You can contact me via whatsapp [phone] or send me an email to [e-mail]

[@czargarcia304]

Hm is the interest?

[@RealEstateAlexZeta]

Right now its. 8-8.5% for a 5 yr fixing period