BPI launches flexible home loan package up to 30 years

  Рет қаралды 29,250

Alex Zeta

Alex Zeta

Күн бұрын

Пікірлер: 237
@smileychubsangel3644
@smileychubsangel3644 Жыл бұрын
hmmm sounds too good to be true, if this is real kudos to bpi for looking after middle earners like us❤❤❤
@rolandquilente9318
@rolandquilente9318 Жыл бұрын
Watched it. It’s only for RFO or refinancing, and is limited to accredited projects. So probably not as concerned with the middle class, but concerned with housing projects not being sold.
@DailyBitesofWisdom
@DailyBitesofWisdom Жыл бұрын
The best talaga ang BPI!
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
theyre certainly very competitive
@MISTER-n6k
@MISTER-n6k 7 ай бұрын
Thanks🇺🇸🇵🇭
@a.s.modellbahn
@a.s.modellbahn Жыл бұрын
Thanks for sharing. Most of my search. si BPI ang nag aalowed mag advance payment.
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
yes, you can do advance payments with BPI :)
@timothytiu1333
@timothytiu1333 3 ай бұрын
More affordable means more people buying means price of real estate go up bigly
@KizhiaHub23
@KizhiaHub23 Жыл бұрын
Thank you so much!
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Glad it helped!
@jyxleano2931
@jyxleano2931 11 күн бұрын
Hi maam maaari po ba ito sa may sariling lupa? Para maka loan ng pang pagawa ng bahay?
@kiracat6803
@kiracat6803 Жыл бұрын
This is a great news. Thank you!
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
You bet!
@geraldinefadriquela3527
@geraldinefadriquela3527 Жыл бұрын
Hi! Do banks allow advance payment for the principal amount. If yes and if payment is through Auto Deduct (ADA) how can we know know if s principal po siya nbabawas? Also, do u have a video about how to pay bank home loan smartly ❤ Thanks 😊
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi Geraldine. Banks have different policies on advance payments. Make sure to check with your bank on their policy on this. I don’t have a video on this. But I’m general, you’ll need to make sure your account is funded since the mortgage will autodebit. And if you want to do advance payments, check with your home loan officer on the right process so the entire payment will be paid towards the principal.
@kaletsugas
@kaletsugas 6 ай бұрын
Does BPI house loan allow advanced payment to principal, similar to PAGIBIG?
@RealEstateAlexZeta
@RealEstateAlexZeta 6 ай бұрын
Yes. All banks do
@arvindayro7705
@arvindayro7705 2 ай бұрын
Pwde ba yan sa construction lang?
@AEru-kn1wy
@AEru-kn1wy 4 ай бұрын
Good day po. Thank you for this video although it was 1 year ago. I got a question po sana in case mag available ulit or may available pang housing loan sa BPI. Saan po ba mas maganda mag loan for housing? Direct sa Bank po? Or yung sa real estate na may bank financing daw? Almost same po ba yun? Thank you!
@RealEstateAlexZeta
@RealEstateAlexZeta 4 ай бұрын
Hi, I suggest go with banks or Pagibig. In house financing under the developer is expensive interest wise.
@ceelee5850
@ceelee5850 Жыл бұрын
Para sa House Construction Loan. anong paper size ang Kailangan ng bank para sa Build Plan? A3 or A4 pwede na?
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi Cee. I’m not sure with regards to paper size. Will have to check on this. But seasoned contractors would know this since they constantly coordinate with banks on the reqs.
@janzentanada
@janzentanada Жыл бұрын
Hello, Ma'am question ko lang, 1.Kung Wala akong cash, pwede po ba na sa iloloan ko nalang bawasin Ang equity? 2.lot po sana bibilhin ko then tsaka Ako magpapatayo ng Bahay, paano po proseso nito? Need po ba magpacompute ng materials,labor,etc?
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi Jan. Banks will not let you loan the entire amount so you’ll really need to prepare cash for the downpayment. You'll need to get a loan on the lot first. Once this is approved, then you can apply for a construction loan.
@kukaimedina3662
@kukaimedina3662 Жыл бұрын
Pwede ba ma'am mang hiram kung gagamitin sa pagawa ng apartment? salamat po
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Yes. Its possible. You can double check with your preferred bank
@kristoferangeloliwanag9647
@kristoferangeloliwanag9647 Жыл бұрын
This is good. Would be great if loanable amount is at most 6M
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
👍🏻
@Mericelxx
@Mericelxx 9 ай бұрын
Hi maam thanks for this video, question po, paano po yung mga bahay hindi na brand new, example ang selling price ng bahay is 2.5M tapos cash out is 500k mostly, kapag po ba sa bpi mababago pa ang cash out (down payment) like what you said? Thank you!
@RealEstateAlexZeta
@RealEstateAlexZeta 9 ай бұрын
Hi Mericel. You’ll need to have the property appraised by the banks so you can determine how much your downpayment will be.
@theideaschannel
@theideaschannel 3 ай бұрын
Hi ma'am. Is this promo/policy still available currently? Thank you!
@RealEstateAlexZeta
@RealEstateAlexZeta 3 ай бұрын
Hi, yes it is still available for preselling projects of developers.
@naomim7773
@naomim7773 7 ай бұрын
Hi question. I bought a lot po kaya lang I have no budget pa pampagawa ng house. What type of loan po kaya pwede ko i-apply sa bank?
@RealEstateAlexZeta
@RealEstateAlexZeta 7 ай бұрын
Hi. It’s construction loan
@markkevintanagon
@markkevintanagon 2 ай бұрын
May I know the reference for 5% downpayment of the appraised value please. I can't find it in BPI website
@RealEstateAlexZeta
@RealEstateAlexZeta Ай бұрын
Hi, you can ask directly a BPI home loan office. MayBahay package only has 5% equity
@jeruke27
@jeruke27 Жыл бұрын
Hi... Ms. Alexa, I'm interested BPI Mybahay.
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi, send me an email at Alex.Zeta@TWRGroup.PH for a consultation.
@gemmacasabuena9944
@gemmacasabuena9944 Ай бұрын
Magkano ang interest ng 1M housing bank loan in 10 years at magkano monthly ang hulog. My title n ang lupa. E loan pra mbayaran ang kay ari property
@magistermagiclatosa
@magistermagiclatosa Жыл бұрын
May list po ba ng developers na accredited ng bpi mybahay?
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi if the developer is accredited with BPI then you can avail mybahay.
@Mei_hope
@Mei_hope Жыл бұрын
Hi, just want to ask if pwede ba bayaran and bank loan principal ng mas malaki? So that the interest will decrease?
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi Michelle, yes it is possible :)
@elichristv6857
@elichristv6857 6 ай бұрын
do we have other banks like bpi that can offer 30yrs term with low income requirement?
@RealEstateAlexZeta
@RealEstateAlexZeta 6 ай бұрын
Hi Eli!You can try eastwest or maybank for 30 yr loan term
@zb8811
@zb8811 Жыл бұрын
May I know if I can avail construction loan with this program?
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi! This program is only for developer accredited projects
@elijahfrancisrabor1388
@elijahfrancisrabor1388 Жыл бұрын
Hi Madame i just have two questiins hoping you can answer😅 1) When it comes to determining Dti ratio would banks consider the gross income before taxes and deductions or net income? 2) in my case i have occasional incentives from 3 to 10k, i asked AUB how they treat this and they said theyll only consider up to 50% incentives. Is this the same for other banks like BPI for instance?
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi Elijah. Yes banks will consider your gross income, not the net. If you have incentives, they need to be documented. The banks will determine if they can add this on to your monthly income or not. Policy also differs fr bank to bank so best to check with BPI directly.
@tracymatabang8668
@tracymatabang8668 Ай бұрын
Does BPI offer home improvement loan at the same term as this My Bahay loan? Say 500k at 10 to 20 years?
@RealEstateAlexZeta
@RealEstateAlexZeta Ай бұрын
Yes they offer home improvement loan
@arianeflores_
@arianeflores_ Ай бұрын
Hi pwede po kaya to sa House Construction?
@RealEstateAlexZeta
@RealEstateAlexZeta Ай бұрын
Hi Ariane. Currently its only for pre-selling property
@bryansanchez9990
@bryansanchez9990 7 ай бұрын
hi mam, pwede po ba i loan ang pampagawa ng apartment? salamat po
@RealEstateAlexZeta
@RealEstateAlexZeta 7 ай бұрын
Yes. You can apply for construction loan
@ronniebugwac9575
@ronniebugwac9575 2 ай бұрын
Hello good day..pwede po ba bpi mybahay mag finance sa mga other banks na foreclosed property?thank you
@RealEstateAlexZeta
@RealEstateAlexZeta 2 ай бұрын
Hi Ronnie. For foreclosed assets you usually need to get a loan at the bank that owns the asset. But you can confirm this with BPI.
@ronniebugwac9575
@ronniebugwac9575 2 ай бұрын
@@RealEstateAlexZeta thank you 😊
@keithallendamian1681
@keithallendamian1681 4 ай бұрын
Pag sa construction loan po ba, included na dun lahat pati labor, or if may contractor. Or yung estimated ammount lang ng materyales ibibigay nila?
@RealEstateAlexZeta
@RealEstateAlexZeta 3 ай бұрын
Hi Keith. The bank will check the total quote.
@fernandoroyo2123
@fernandoroyo2123 2 ай бұрын
Is BPI allowing an advance payment of amortization?
@RealEstateAlexZeta
@RealEstateAlexZeta 2 ай бұрын
Yes
@fernandoroyo2123
@fernandoroyo2123 29 күн бұрын
Does it reduce the loan term itself or only the monthly amortization? Can you please explain 🙏🙏
@sunnyshineups
@sunnyshineups 7 ай бұрын
How to apply for loan po for lot purchase?
@RealEstateAlexZeta
@RealEstateAlexZeta 7 ай бұрын
Hi Sunny. Here’s a video on the step-by-step process for bank financing: kzbin.info/www/bejne/b5nWfmimlMaph5I
@paulspeed4637
@paulspeed4637 Ай бұрын
hello po maam. what if po may gusto akong bilhin na lupa worth 500k kasi plano ko patayuan nang apartment. may pera napo ako kaso kasya lang sa pagpapatayo nang apartment. gusto ko sana mag loan nang 500k pra sa lupa po.
@RealEstateAlexZeta
@RealEstateAlexZeta Ай бұрын
Hi Paul. You can email me at Alex.Zeta@TWRGroup.PH to schedule an online consultatio
@Kathgelo
@Kathgelo 6 ай бұрын
Hello just asking, every kailan po pwede mag advance to principal payment for housing loan kay BPI po?
@RealEstateAlexZeta
@RealEstateAlexZeta 6 ай бұрын
Hi Angelo. You can make advance payments at any time.
@qrizpol1767
@qrizpol1767 9 ай бұрын
Hi Alex - Does BPI provide Residential Lot only Loan? How many year typically? TY!
@RealEstateAlexZeta
@RealEstateAlexZeta 9 ай бұрын
Hi. Yes they do. Their term is 15-20 yrs
@qrizpol1767
@qrizpol1767 8 ай бұрын
Thank you for the reply@@RealEstateAlexZeta !!!!
@r-lyncruz8766
@r-lyncruz8766 Жыл бұрын
I am interested.
@Cylemejia-n7q
@Cylemejia-n7q 26 күн бұрын
Hi maam,plan ko pong bumili nang property pero kulang po sa budget gusto kopo sana magproperty loan,anu po dpat kng gawin?ofw po ako
@RealEstateAlexZeta
@RealEstateAlexZeta 25 күн бұрын
Hi Cyle. Pls contact me to schedule a consultation. You can reach me on Whatsapp at +63 917 851 2752.
@melvinpalos6461
@melvinpalos6461 Жыл бұрын
Good morning po. Qualify po ba sa BPI house financing and "RIGHTS"? Kasi po yung nag bebenta wala pong Title, Rights lang daw po. Salamat
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi. No, since they’ll only consider titled property as their collateral
@CARMIE2012
@CARMIE2012 6 ай бұрын
Good afternoon po! I just turned 60 last January of this year. Qualified pa ba akong kumuha ng 10 year loan? What is the maximum loan can I get? Tnx for your answer in advance!❤
@RealEstateAlexZeta
@RealEstateAlexZeta 6 ай бұрын
Hi Carmie. Age of maturity of most banks is 70-75 years old. So its still possible to get a 10 year loan at 60. It would be better to check directly at your preferred bank so they can screen you and you’ll be able to determine your maximum loan term then.
@RealEstateAlexZeta
@RealEstateAlexZeta 6 ай бұрын
Hi yes you can still avail for a loan until 70 years old. As for the maximum loan amount it will depend on your gross monthly income. Please send me a dm in whatsapp 09178512752 so I can assist you :)
@KusinaNiTatay
@KusinaNiTatay Ай бұрын
Hi..ms Alexa, I'm interested BPI mybahay loan
@RealEstateAlexZeta
@RealEstateAlexZeta Ай бұрын
Hello. You can reach me on Whatsapp at +63 917 851 2752 for a consultation on this.
@nikkischannel4648
@nikkischannel4648 11 ай бұрын
Hi! I have a question po. Does BPI have the Mortgage Redemption Insurance same with Pag-ibig?
@RealEstateAlexZeta
@RealEstateAlexZeta 11 ай бұрын
Yes. All banks have MRI as part of their home loan fees.
@micheleescuadro5984
@micheleescuadro5984 5 ай бұрын
Hi Ms. Alex , Same din po ito sa Pagibig po na pwede ka mag bayad ng direct to the principal amount if like my extra kang money pra po lumiit nlng ang interest? thanks ❤️
@RealEstateAlexZeta
@RealEstateAlexZeta 5 ай бұрын
Hi Michele, Yes you can still do advance payments.
@micheleescuadro5984
@micheleescuadro5984 5 ай бұрын
thank you 😊
@mist7198
@mist7198 10 ай бұрын
Hi Ms. Alex, what is the approval rate for filipino living abroad for housing loan?
@RealEstateAlexZeta
@RealEstateAlexZeta 10 ай бұрын
Hi Mist, it’s easy as long as you are qualified financially and have all the documentary requirements.
@Bibs-gt9gf
@Bibs-gt9gf 8 ай бұрын
How about construction loan for farm/agricultural lot?
@RealEstateAlexZeta
@RealEstateAlexZeta 8 ай бұрын
You can't get a home loan for agri lots. only for residential properties. Perhaps you can try a different type of loan
@Azhiongtv
@Azhiongtv 9 ай бұрын
Hi there i need some help to know how to apply building house im in USA pwede ba
@RealEstateAlexZeta
@RealEstateAlexZeta 9 ай бұрын
Hi! Are you planning to apply for a home loan in the PH? I can assist you with that. Pls contact me at Alex.Zeta@TWRGroup.PH
@rominacarlite
@rominacarlite Ай бұрын
Ano Po requirements for house loan po? Salamat po sa sagot! God bless.
@RealEstateAlexZeta
@RealEstateAlexZeta Ай бұрын
Hi! You can reach me on Whatsapp at +63 917 851 2752 to get a list of the requirements
@markneovlog
@markneovlog 10 ай бұрын
Just wanna ask if BPI accepts for refinancing housing loan from other banks
@RealEstateAlexZeta
@RealEstateAlexZeta 10 ай бұрын
Hi Mark, yes they do.
@miguelacariquez8298
@miguelacariquez8298 Ай бұрын
hello madam magkano naman un interest rate? tnx
@RealEstateAlexZeta
@RealEstateAlexZeta Ай бұрын
Hi Miguel. Currently is between 7-8% PA
@scabinacab
@scabinacab Жыл бұрын
Mam ask ko lang po what if bibili ng property sa relatives. Need pa po ba ng downpayment even may agreement kmi na hindi na ako mg dp sa relatives ko? Example 3m po selling price then if 20% is 600k po dpat ang dp which is sa verbal agreement namen na ssaakin na if kailan ko bbyaran yung 600k na dp bsta need lang nya ma received muna yung 2.4m from bank na i loloan ko.
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi - Here’s a video on the Deal Closing Process for Brokerage in the Philippines: kzbin.info/www/bejne/q6GcXop8p5mlqZo The process of buying private property is in the video. With regards to the downpayment - its up to the buyer and seller what they agree on. Just note that the bank will not shoulder that total contract price so you’ll need to pay a downpayment.
@scabinacab
@scabinacab Жыл бұрын
@@RealEstateAlexZeta Thank you po Mam.
@Jennareillyt
@Jennareillyt 2 ай бұрын
How to start the loan in bpi?
@RealEstateAlexZeta
@RealEstateAlexZeta Ай бұрын
Here’s a video on the step-by-step process for bank financing: kzbin.info/www/bejne/b5nWfmimlMaph5I
@queeniemariedelfin7937
@queeniemariedelfin7937 6 ай бұрын
Hi! May lupa na ako kulang lang tlga ang budget para sa masimulan na ang house at gusto ko tuloy2 yung pagpapagawa para isahang gastos lanh at magfofocus nlng ako sa bayarin sa bank. Anong loan po pwede? At mas madali bah ma approve halimbawa goods yung record ko sa mga credit cards ko at Insurance na kinuha ko din sa BPI? minimum wage earner lang here pero may mga online business at consignment.. Mapapaboran kaya?
@RealEstateAlexZeta
@RealEstateAlexZeta 5 ай бұрын
Hi Queenie. If you plan to build house- the loan you can apply for is a construction loan. The bank can consider your other income sources as long as they’re documented
@ghavzz
@ghavzz 4 ай бұрын
Wala po bang land loan BPI? Agricultural land na pag tatayuan nang bahay...
@RealEstateAlexZeta
@RealEstateAlexZeta 4 ай бұрын
This is only for residential property
@linkin_park165
@linkin_park165 11 ай бұрын
what if ang kukunin kong bahay ay ung binebentang house and lot ng kapitbahay namin? ma aapproved ba eto ni bpi since direct kami sa mismong owner ng bahay na binebenta nia.
@RealEstateAlexZeta
@RealEstateAlexZeta 11 ай бұрын
Hi. You can get any property as collateral as long as the loan docs are complete. Here’s a video on the step-by-step process for bank financing: kzbin.info/www/bejne/b5nWfmimlMaph5I
@bonzaiyee
@bonzaiyee 8 ай бұрын
Hi, tanong lang po. Pwede ba ako jan?may sariling lupa ako at nag papagawa na ng building plan..isa akong ofw(seaman)gusto ko sana tayuan yung lupa ko ng bahay..may kunting budget,pero hnd sapat.
@RealEstateAlexZeta
@RealEstateAlexZeta 8 ай бұрын
Hi! Yes you can apply for a construction loan as long as the title of the lot is under your name.
@rosaliemercado9341
@rosaliemercado9341 7 ай бұрын
Hello Ma'am, how to apply po? Is it also available para sa pagpapatayo ng bahay or for those na bibili lang po ng bahay?
@RealEstateAlexZeta
@RealEstateAlexZeta 7 ай бұрын
Hi Rosalie. This is for preselling property only. But you can try requesting for an increase in loan term from BPI
@aricos8401
@aricos8401 2 ай бұрын
Is the loan term also age based ?
@RealEstateAlexZeta
@RealEstateAlexZeta 2 ай бұрын
yes it is limit is 70 years old.
@hannaliza2221
@hannaliza2221 Жыл бұрын
What is direct real estate mortgage? Thank you
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
A real estate mortgage, also known as a mortgage loan or simply a mortgage, is a type of loan used to finance the purchase of a property, such as a house or a piece of land. It is a legal agreement between the borrower (the individual or entity seeking the loan) and the lender (usually a financial institution or bank). In a mortgage arrangement, the borrower receives funds from the lender to purchase the property, and in return, the borrower agrees to repay the loan over a specified period of time, typically with interest. The property itself serves as collateral or security for the loan. This means that if the borrower fails to make the required mortgage payments, the lender may have the right to seize and sell the property to recover the outstanding debt.
@hannaliza2221
@hannaliza2221 Жыл бұрын
@@RealEstateAlexZeta thank you 😊
@riverabelle
@riverabelle 8 ай бұрын
Hi mam. Is there a chance po kaya na maapprove sa BPI kung loan declined po sa other bank?
@RealEstateAlexZeta
@RealEstateAlexZeta 8 ай бұрын
Hi Belle. Have you tried asking the previous bank you applied to why you got declined?
@REYMARKVILLAROSA-sy5so
@REYMARKVILLAROSA-sy5so 5 ай бұрын
Ano pong requirements.home construction
@RealEstateAlexZeta
@RealEstateAlexZeta 5 ай бұрын
Its similar to home loan requirements plus bill of materials. You can check this video for more info - kzbin.info/www/bejne/f6DKqox7bLtsbdE&ab_channel=AlexZeta
@lone9585
@lone9585 5 ай бұрын
How about the interest rate po?
@RealEstateAlexZeta
@RealEstateAlexZeta 5 ай бұрын
Bank rates now are between 6-8% for a 3-5 year fixing period. For updated rates, make sure to check with your bank first since rates fluctuate from time to time.
@appleclaveria3868
@appleclaveria3868 5 ай бұрын
how po mg apply house construction loan tru bpi?,
@RealEstateAlexZeta
@RealEstateAlexZeta 5 ай бұрын
Hi apple. Here’s a video on the step-by-step process for bank financing: kzbin.info/www/bejne/b5nWfmimlMaph5I
@adrianmanabat5544
@adrianmanabat5544 3 ай бұрын
Thanks Alex! Is this applicable for home renovation loans?
@RealEstateAlexZeta
@RealEstateAlexZeta 3 ай бұрын
Hi Adrian! You can also apply for a loan for home renovation.
@dotawtfph3250
@dotawtfph3250 Жыл бұрын
Wow at last...
@rominacarlite
@rominacarlite Ай бұрын
Binebenta po kasi sakin ng tita namin yung house nya po kasi gusto nya family din ang mag aalaga ng bahay nya. Ano po requirements and loan typa ang need ko po pag ganun po ang scenario? Salamat po! God bless.
@RealEstateAlexZeta
@RealEstateAlexZeta Ай бұрын
Hi Romina. Pls email me at Alex.Zeta@TWRGroup.PH to schedule a consultation
@jr7569
@jr7569 5 ай бұрын
pag bank house construction loan po ba madam may mri dn po ba same sa pag ibig?
@RealEstateAlexZeta
@RealEstateAlexZeta 5 ай бұрын
Yes, pagibig also offers construction loan.
@yoshinoasahina5749
@yoshinoasahina5749 4 ай бұрын
Good pm po tanong ko lang po kung eligible po ako dito sa mybahay program pero construction lang po ng bahay..
@RealEstateAlexZeta
@RealEstateAlexZeta 4 ай бұрын
Hi, the mybahay program is only applicable for preselling house from the developers. If you need for housing construction, you can apply a home construction loan.
@jerwinnano4857
@jerwinnano4857 Жыл бұрын
mam ask lang po... how about po yung mga may lote na na gustong mag apply for housing loan ?ok lang ba kay BPI na cash ang maloan para pampagawa ng bahay?
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
You can get a construction loan as long as lot title is under your name.
@keepcalm3275
@keepcalm3275 Жыл бұрын
Mas matagal mas malaki ang interest....pero baka mas malaki ang interest. Kasi yong kanilang personal loan for 36 months, interest is at 50k......
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Yes it adds up. You can fully pay for your loan naman at anytime
@amarachannel4996
@amarachannel4996 Жыл бұрын
Hi can we apply this new home loan posted in BPI buena mano website ?
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi Amara. Pls contact me one whatsapp +63 917 851 2752 so I can connect you with a bpi home loan officer
@freyajanemanon9941
@freyajanemanon9941 Жыл бұрын
How to apply and how much the housing
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi Freya, you can check out the home loan process here. Here’s a video on the step-by-step process for bank financing: kzbin.info/www/bejne/b5nWfmimlMaph5I
@boyetcanada5387
@boyetcanada5387 Жыл бұрын
hi po ask kolang kung tama po ba na kami kukuha sa developer ng house and lot title namin after we full pay the loan ....its more than 2 years na po kasi
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Once loan is fully paid you should be able to get your original title and cancel te mortgage at ROD
@kyungsoodo7458
@kyungsoodo7458 2 ай бұрын
Interested. Ano ano po requirements .. balak ko sana bilin yung bahay ng kapitbahay namin.. possiblepo ba ako na ee loan ko sya sa bpi maybahay??
@RealEstateAlexZeta
@RealEstateAlexZeta Ай бұрын
Hi, MayBahay is only for pre-selling project. But you can apply for a regular home loan with BPI
@BerbenBauzon
@BerbenBauzon 8 ай бұрын
Pano kung lot purchace po..peee b homeloan o ho e equity
@RealEstateAlexZeta
@RealEstateAlexZeta 8 ай бұрын
Hi. If purchase of lot - home loan.
@BossEmJhay
@BossEmJhay 4 ай бұрын
Hello maam .. my chance po kayang maapproved if mag loan ako sa bpi ng housing loan ? Bale gagawin collateral ung title nung bahay na bibilhin po .complete din tax declaration lahat .. my chance po kaya ma approved? Thanks po
@RealEstateAlexZeta
@RealEstateAlexZeta 4 ай бұрын
Hi, it depends on the amount you want to loan and your capacity to pay. If your source of income is sufficient for the loan amount you are getting then there is a higher chance of approval.
@geoandrosefoodadventuremus8283
@geoandrosefoodadventuremus8283 6 ай бұрын
ilang rooms po pwde sa bpi mam?.
@RealEstateAlexZeta
@RealEstateAlexZeta 6 ай бұрын
What do you mean how many rooms?
@christianjeremias635
@christianjeremias635 11 ай бұрын
Good day po. Submitted na po lahat ng requirements ko for housing loan. Sbi po ng sales agent ay for uploading na yung papers ko. Usually po, ilang days inaabot yung approval ng bank at pano ko po ba malalaman kng na approve po? Thank you po..
@RealEstateAlexZeta
@RealEstateAlexZeta 11 ай бұрын
Usually bpi bank approval takes 15 banking days. Other banks may take longer.
@christianjeremias635
@christianjeremias635 10 ай бұрын
@@RealEstateAlexZeta pano ko po malalaman kng approved na po yung application ko? pano po ba sila maam magno notify? Thank you po...
@roserej4587
@roserej4587 9 ай бұрын
Need ba na may hulog o savings ka sa bpi para ma approved sa home loan?
@RealEstateAlexZeta
@RealEstateAlexZeta 9 ай бұрын
Hi, it would be better for faster approval but not necessary
@anthonyarcaya4311
@anthonyarcaya4311 Жыл бұрын
Hi good day po, Im a seafarer am I qualified for the BPI housing loan?
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi Anthony. Yes, OFW's/seaman are qualified. Please email me at Alex.Zeta@TWRGroup.PH for a property consultation?
@geoandrosefoodadventuremus8283
@geoandrosefoodadventuremus8283 6 ай бұрын
Gusto sana namin ng studio type boarding house mam ofw po kami decendant asawa ko..gross ko po nasa 120k php ilan rooms po pwde pasok sa home loan ng bpi po?.
@RealEstateAlexZeta
@RealEstateAlexZeta 6 ай бұрын
Hi Geo. Pls send me an email so i can compute your maximum loanable income. Alex.Zeta@TWRGroup.PH
@tmvlogger1448
@tmvlogger1448 Жыл бұрын
hello my wife is an ofw in south korea and we are planning to avail home loan, but we don't have an account at bpi. who will we going to contact to help us avail home loan? thank you..
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi, you’ll need a representative based in CDO to act as your atty-in-fact. If you're based locally, you can act as your wifes AIF.
@elishajhermaine792
@elishajhermaine792 15 күн бұрын
How to apply home loan
@RealEstateAlexZeta
@RealEstateAlexZeta 14 күн бұрын
Hi, please send me a whatsapp message 0917-851-2752 or send me an email to alex.zeta@twrgroup.ph so I can assist you with the home loan application. Thanks
@acecartel2332
@acecartel2332 3 ай бұрын
Ano po requirements mam for home loan?
@RealEstateAlexZeta
@RealEstateAlexZeta 3 ай бұрын
Hi, you can check this video for the reqs. Bank financing Requirements kzbin.info/www/bejne/f6DKqox7bLtsbdEsi=1kVhfHe1bhfauIRe
@karlgenterola1823
@karlgenterola1823 10 ай бұрын
Pwede kaya to mg loan pambili ng motor?
@RealEstateAlexZeta
@RealEstateAlexZeta 10 ай бұрын
Hi Karl. The purpose of this loan is for home loan only. But you may avail of other types of loans to buy a vehicle.
@francisbarona8513
@francisbarona8513 Жыл бұрын
Hi po. what if na approved ng 30yrs payment term. pwede po ba mag advance payment para mapababa yung yrs just in case magkaka pero ng medyo malaki
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Yes you can do advance payments.
@RaymondDBueno
@RaymondDBueno Жыл бұрын
How much is the monthly amort for 3M?
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
It depends on the interest rate and number of years payable. If its 30 years to pay at 8% PA- its at 22K/mo.
@teriyakiprince464
@teriyakiprince464 5 ай бұрын
Can a US American citizen apply for home loan
@RS-fz7hg
@RS-fz7hg Жыл бұрын
Hi! Pwede bang mag-avail ng motgage ang former filipino na currently usa citizen? Or do i need to be dual citizen phlippines/usa? ❤❤
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi, you’ll need to be a dual citizen since banks will require a PH ID during loan application.
@iamDeviMist
@iamDeviMist Жыл бұрын
Pwede po mag bayad sa principal balance katulad sa pag ibig?
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi. Yes you can. Just inform the bank in advance
@Neen1122
@Neen1122 3 ай бұрын
Hi ma'am! Ask ko po ,ofw ako gusto ko po magloan ng housing loan .Bale ang bahay sa amin na po yung lot lang need ko bayaran sa NHA pwede po magavail?thanks
@RealEstateAlexZeta
@RealEstateAlexZeta 3 ай бұрын
Hi Neen, to get a new loan, your property that you’ll be using as collateral needs to have a clean title and fully paid of any existing loans
@mabellechelsea
@mabellechelsea Жыл бұрын
Available na siya today?? Ilan po interest?? 🥰
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi Chelsea. Yes its available. You may check directly with BPI what their prevailing interest rates are since theyre always fluctuating.
@stephanie_diaries2071
@stephanie_diaries2071 Ай бұрын
hi maam would like to get a home loan pero yung lot po is titled sa father pwede po kaya? ofw po. hope for a response po atleast 1.5m po sana
@RealEstateAlexZeta
@RealEstateAlexZeta Ай бұрын
Hi Stephanie. You can email me at Alex.Zeta@TWRGroup.PH to schedule an online consultatio
@papaanton554
@papaanton554 Жыл бұрын
Good po pwede po b mag house construction loan sa pbi
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
yes thats possible
@WATIT-kr2vs
@WATIT-kr2vs 9 ай бұрын
Home construction loan meron din po ba?
@RealEstateAlexZeta
@RealEstateAlexZeta 9 ай бұрын
Yes theres also home construction loan available
@WATIT-kr2vs
@WATIT-kr2vs 8 ай бұрын
@@RealEstateAlexZeta ok po salamat po-
@mariacareyb
@mariacareyb Жыл бұрын
Can you computer for example 1M? How much should I prepare? Thanks for answering. Medyo nalilito konti.
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
This is for developer owned property only. If selling price is 1M, loanable amount us 950k. Downpayment is 50k.
@JonDeosma
@JonDeosma 3 ай бұрын
Paano po kng mgloan ng pmpagawa ng bahay meron po lot
@RealEstateAlexZeta
@RealEstateAlexZeta 3 ай бұрын
Hi, you can apply for a construction loan.
@hanzelberse4809
@hanzelberse4809 Жыл бұрын
Hi Ms. alex, Thank you so much for another helpful content, Also If I'm still 22 and earning 50k monthly and bpi only require 25k for this program does that mean I can apply for 2 home loan pre-selling condo unit properties that will not exceed 3m each with the same benefit such as the 5% equity and 30yrs monthly amort? Is this bpi maybahay program applicable for any developer specifically intalio flats and verona?
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Hi Hanzel. Your welcome! Bpi MyBahay program is accredited with developers who’s projects are accredited with BPI. So double check with your agent if that project is accredited with bpi You can take out multiple loans as long as total loanable amount doesn’t exceed 3M.
@minisumbolvil9760
@minisumbolvil9760 Жыл бұрын
Wow im interested on this im i hve an savings account on bpi but im an ofw im a qualified if i applied on this pbahay loan?
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
yes you can apply even if you don't have an account with BPI
@consuelovalenzuela7117
@consuelovalenzuela7117 17 күн бұрын
Hi mam...can u help me?..i have so many inquiries
@RealEstateAlexZeta
@RealEstateAlexZeta 16 күн бұрын
Hi! You can reach me on Whatsapp at +63 917 851 2752 to schedule a consultation.
@renalyncostales9617
@renalyncostales9617 4 ай бұрын
hi i want to apply for loan.. can you assist me? i am ofw in taiwan..
@RealEstateAlexZeta
@RealEstateAlexZeta 4 ай бұрын
Hi Renalyn, are you applying for a home loan? You can contact me via whatsapp 0917-851-2752 or send me an email to alex.zeta@twrgroup.ph
@czargarcia304
@czargarcia304 Жыл бұрын
Hm is the interest?
@RealEstateAlexZeta
@RealEstateAlexZeta Жыл бұрын
Right now its. 8-8.5% for a 5 yr fixing period
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