Bubble 4.0: Markets Reached ‘Record Levels’ Of Overvaluation, What's Next? | David Hay & Jeff Dicks

[@TheDavidLinReport]

Click 1of10.com/ and use the code “DL70” for 70% OFF, this Black Friday weekend only! What are the alternatives to equities markets that you prefer? Comment below Subscribe to my free newsletter: davidlinreport.substack.com/ Listen on Spotify: open.spotify.com/show/510WZMFaqeh90Xk4jcE34s Listen on Apple Podcasts: podcasters.spotify.com/pod/show/the-david-lin-report FOLLOW EVERGREEN GAVEKAL: Evergreen Compatibility Survey: evergreengavekal.com/compatibility-survey/ Haymaker Substack Page: haymaker.substack.com/ Bubble 3.0 Audiobook: awesound.com/a/bubble-30-historys-biggest-financial-bubble (Enter LINREPORT50 for a 50% discount) David Hay's X (@Haymaker_0): twitter.com/Haymaker_0

[@bdml77]

Household net worth has increased because housing prices went up well beyond anything remotely reasonable, and people also took out loans on their equity. People are in debt up to their eyes. Bubble is astronomical

[@bpb5541]

People think the house they live in is an asset and yes they often use it like a piggy bank. I agree with you that the bubble is MASSIVE. But so is the stock market, the gold market, BTC, etc. When one pops it will pop all the others. We need to be very careful.

[@thep751]

Not as massive as last time in 2008, for housing. There is a bubble, equity price is close to all time high according to many metrics. But it doesn't seem to faze most people and most financial analysts. I guess you need to be in the game to keep playing or you will miss out on the party.

[@bpb5541]

@ I think the housing bubble is bigger now than when it was in 2007. I think if folks got in on the good times 10 or 15 years ago... then awesome. But now we are getting very long in the tooth. The leading indicators are all flashing warnings. I think it would be prudent to listen to those warnings and not worry about missing out on a bit more to protect all the money that has been made. But people are greedy. They don't know when to take a profit and this always happens during bubbles. I don't believe anything is different this time other than the debts are crazy high and everyone is way over leveraged long. And to be clear... I have never wanted to be more wrong in my entire life.

[@shanerogers9386]

The housing market is significantly bigger this time with more fraud, more speculation and more sketchiness

[@carsonfischer2116]

So funny when he pulled that slide out. Of course household net worth is up, they’ve been printing money and inflating the currency like crazy. I’d bet household value in gold has gone down.

[@rosehatesboys]

*David Hay and Jeff Dicks provide timely insights into navigating today’s challenging markets. With equities appearing overheated, exploring alternatives like fixed income or real assets seems prudent. Their perspective on bond market trends and the economic implications of a potential second Trump term is especially relevant, as these factors will likely shape investment strategies in the coming years. Diversification and aligning portfolios with macroeconomic shifts will be key to managing risk and capitalizing on opportunities.*

[@thora-x4y]

That is just amazing! How should I proceed if I wish to begin investing as a novice with a specific sum of money, say $150,000? Should I diversify into multiple AI-related stocks or invest all of my money in one, like NVIDIA?

[@SimonKonerth-v1t]

​@@thora-x4y The best way to navigate is starting with an Advisor to avoid wrong investment ideas from KZbinrs!

[@yousra094]

@@thora-x4y The best way to navigate is starting with an Advisor to avoid wrong investment ideas from KZbinrs!

[@SimonKonerth-v1t]

@@thora-x4y The best way to navigate is starting with an Advisor to avoid wrong investment ideas from KZbinrs!

[@shlomi11887]

@@thora-x4y The best way to earn is starting with an Advisor

[@KirbiHolat]

I'm glad you made this video it reminds me of my transformation from a nobody to good home, $180k monthly and a good daughter full of love..

[@SergeantmajorPhilip]

wow this awesome I'm 47 and have been looking for ways to be successful, please how??

[@KirbiHolat]

Thanks to Mrs. Elizabeth Regina Nelsen's time in my life, which had a profound impact on me.

[@AntonBungay]

Wow 😲 Elizabeth Regina Nelson has really set the standard for others to follow, we love her here in the Uk 🇬🇧 as she has been really helpful and changed lots of life's.

[@KanteHenry-yf1ug]

Unfortunately, not all of us were financially literate early. I was 35 when I finally educated myself and started taking steps. I went from $176,000 in debt with zero savings or retirement to now, 2 years later, fully debt-free and over $1000,000 net worth. I know that doesn't SOUND like a lot, but I'm incredibly proud of it. Now I'm fast-tracking my wealth building (investing $400,000 annually) and don't owe a dime to anyone. It's a good feeling!

[@WilliaSmith232]

let's encourage each other to explore new possibilities and not miss out on potential game-changing opportunities.

[@jackgoldman1]

Dow 18 ounces gold in 1929. Dow 18 ounces of gold in 2024. Any questions?

[@bdml77]

We have been lied to about real inflation rates for years

[@fritzpieper6098]

Using financial numbers that ARE NOT inflation adjusted is just delusional. :)

[@deseosuho]

Largely agree. The household net worth chart is interesting though. Even if you adjust that $150T figure to m2 money supply and back-test it, you'll see that household was way higher than the long term average in 2000 and 2007, just before the equities roll-over. Said differently, if we get a market collapse like 2001/2008, households are going to end up much poorer in real terms at the bottom than they were in those previous recessions.

[@justinsweet2232]

Completely agree. These guys manage assets. So in their world everything is just fine. Inflation has covered their world in green and gold.

[@nate5102]

All they care about is the numbers rising . We’re all operating within a fundamental error . the dollar is deteriorating, of course the numbers will look plump . These guys aren’t taking it back to the basics of economics. Everyday we go to work , we are rewarded less and less . Even though wages have gone up , what does that mean when inflation is hosing us . These guys aren’t fuckin thinking. All the charts If adjusted for inflation would literally be down hill

[@nate5102]

All they care about is the numbers rising . We’re all operating within a fundamental error . the dollar is deteriorating, of course the numbers will look plump . These guys aren’t taking it back to the basics of economics. Everyday we go to work , we are rewarded less and less . Even though wages have gone up , what does that mean when inflation is hosing us . These guys aren’t fuckin thinking. All the charts If adjusted for inflation would literally be down hill

[@BryonyClarke-e4v]

I'm so happy I made the best decisions by having a good investment, Recently I was able to acquire my third house even as a single mom at 42 and I believe if things keep going well I would retire early.

[@ElliGConcepcion]

Congratulations dear. You're doing well for yourself, I'm 48 and my financial life is in a mess. Any great tips would go a long way in shaping my life. I want to buy my own house, that's a big flex

[@BryonyClarke-e4v]

I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear that you saved me from huge financial debt with just a small investment, thank you Jihan Wu you're such a lifesaver

[@JimJamieson-z4h]

As a beginner in this, it’s essential for you to have a mentor to keep you accountable. Mr Jihan Wu is also my invest analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my investment decisions align with market dynamics for optimal returns.

[@HollyGarwell]

Jihan Wu Services has set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of lives

[@RichardArthurBaker]

His guidance allowed me to restructure my retirement plan, resulting in an estimated $700,000 more by the time I retire.

[@bdek68]

How in the hell can he say the economy is strong!! Credit card debt is at all time highs, savings at all time lows, sovereign debt exploding. Nonsense

[@57lsuarez]

Maybe is not about saving anymore 😂

[@toinengwyn3935]

@@57lsuarez we can finally print our way to prosperity….

[@bdml77]

He means it's a good economy for him and his fellow investors lol

[@bpb5541]

LOTS of people belive in MMT. Which of course is nonsense.

[@ritzenhauf]

I'm thinking we need two different words. Maybe Economy and economy 😅

[@phillipwatts7226]

David is the best interviewer in the industry 👍

[@tasreasfatemsa8266]

2025 will show who is naked

[@PeterParker-wj3cr]

Predictions are useless in markets. Especially if there is no negative recourse if you're wrong. Are you predicting a crash in 2025? Because i've been waiting for this mother of all crashes that Michael Burry predicts every year.

[@JamesForbes-yd4qx]

The market feels precarious with overvaluations and economic uncertainty. I’m focusing on quality stocks like NVIDIA for long-term growth while diversifying into bonds and alternatives to hedge against potential downturns. Caution seems key right now.

[@NancyAllen-n7t]

I agree. Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.

[@gurb6901]

That's why I work with one. My $520K portfolio is well-prepared for all market conditions, having grown 85% since early last year. My advisor and I are planning for this year too. In my opinion, financial advisors are among the most important professionals, just like doctors.

[@EthanVibes-w5f]

I could really use the expertise of an advisor like that.

[@gurb6901]

Her name is “KENIA GIORDANI BORGES”. You can research her name to find the necessary details and set up an appointment.

[@EthanVibes-w5f]

Thanks for sharing. I searched for her name and found her website. I reviewed her credentials and did my research before contacting her. Thanks again.

[@JT13974]

Strong economy? So why is credit card debt the highest in US history?

[@cultleader3572]

And student loans $1.8 trillion and $1.64 trillion car debt

[@TheMasterhomaster]

Because of higher liquidity: people have more money.

[@alexlopez5800]

Wishful thinking that the government will forgive that giant mountain of debt

[@cultleader3572]

​@TheMasterhomaster I heard americans savings are lower now than 2007, though

[@tasreasfatemsa8266]

Trump knows how to bankrupt a carsino,nothing surprising

[@StudioRV8]

GDP “growth” is from government spending, not private sector growth. It’s a big difference.

[@dialecticalmonist3405]

Asset owners doing well. Government workers doing well. People who actually perform real work, not doing well.

[@i_like_beer-o2f]

Why would government workers be doing well? Their salaries are lower than private sector.

[@dialecticalmonist3405]

@i_like_beer-o2f Because a private sector worker has to work for their pay. Whereas a government worker simply has to exist under the correct political identity and/or administration.

[@i_like_beer-o2f]

@@dialecticalmonist3405 you have no idea what you're talking about

[@dialecticalmonist3405]

@@i_like_beer-o2f I've worked both government jobs and private sector jobs. Both have niches where waste is rampant, but the government sector not only has waste, but they have retirement and benefits that are incomprehensible. People would kill for some of those pensions. There are jobs where you can work for the county as a janitor for 80k a year and retire with near 100% pension after only 20 years of work.

[@i_like_beer-o2f]

@dialecticalmonist3405 there USED to be insanely lucrative government jobs like that, for the boomer generation. Nowadays it's different, the benefits are worse, the pensions are way less, and the pay is mediocre. It's still a decent gig all things considered but nowhere near the holy Grail it used to be. The pensions are also underfunded and probably won't be able to pay out what they're promising, and the promised amount is already not that good

[@Ecko-i8b]

people voted due to inflation but black Friday and thanksgiving travel hit records LOL

[@bpb5541]

It's all good until its not. Just like leading up into all the great crashes in history. Most people are 3 X times leveraged long and don't even realize it. 1. Their job 2. Their 401k / IRA 3. Their house. When we crash 1. Goes away 2. Gets cut in half or more 3. Gets cut in half or more. If your can lose your job and your net worth gets cut in half and you are still good... then you are good. If not... you are not good. People need to hedge. It costs 6% a year to do that. The rich pay for this service. If you can't afford it, you are not rich even though you have a good job, your 401k / IRA has quadrupled, and your house has at least doubled. Those are just indications of inflation. People are at extreme risk and don't even know it.

[@petefraser3013]

I just back to San Francisco after 2 years away and this City is a shell of its former self. More businesses closed than open. If this is a reflection of the wider economy, there is no way that we aren’t in a recession.

[@getoutthere04]

It's a reflection of Californian voters and people who chose to neglect law and order. All jokes aside, you're right, the businesses left. Without allowing police to arrest people for shop lifting as well as people doing drugs on the corner. Prop 47 will help here. I also have wonderful memories in Cali as a kid in the 90s, but it stops there. Other than the things this state can't ruin: Yosemite, Redwoods in Avenue of the Giants, Joshua Tree National Park, etc. These places are still world class if you visit in the off season (Outside June-August).

[@Pazzi-y3k]

It’s not diversified if portfolio is all stocks

[@TheGoldeyFamily]

The roaring 20's are alive and well!!!

[@bpb5541]

Do you think we can kick the can down the road until 2030?

[@lilmeers2424]

2 of the best guests you have had. Data driven which is essential in determining the future (not market timing but certainly the market is way overvalued). Bring them back on mid 2025 again

[@DreamWarden-nb2uq]

4 rate cuts but the economy is strong? Sounds like the end of 2021 when these fund managers were calling for 6000 S&P. Looks like a market double top when you factor in inflation. I got out in December 2021 and I’m out n December 2024. All of these central banks aren’t cutting rates because their economies are strong

[@jackgoldman1]

Not one person a planet Earth knows the future. We all guess. There is always someone who guesses right and they get on television. It is NEVER the same person getting it right. Always different people guessing.

[@Freddyyyy266]

53 here with a good investment plan that ensures steady income without any doubts I and my wife are prepared for a well organized retirement. I started investing in stocks 2 years ago and so far, I am making a good yield on my dividend. I've learned that getting a good return is very much attainable only if you know your way around it.

[@Willycheng590]

I like this and also planning on retiring pretty early but I’ve not had any luck with investing. Not everyone is as lucky as you are. Will you be willing to share how you’re able to achieve this?

[@Freddyyyy266]

It's totally far from luck. Sir Jonas Herman, a CFA has consistently outperformed the market ever since I got on his program. He has continued to put my $25k to good use with market driven strategies making me an optimal return of over $131k

[@Sithembile499]

That's your view. In my experience, there is no such formula, it is nearly impossible to achieve success with stocks. It’s all just gambling.

[@Aengel9]

49 here, I hope it's not too late for me to get started. How can I get acquainted with his service?

[@Freddyyyy266]

Hermanw jonas that’s his gmail okay

[@SinergiasHolisticas]

Sorry i lost counting bubbles kkkkkkkkkkkkkkkkkk Love it!!!!!!!!!!!!!!!!

[@paladinfinancial]

If the economy/labor market were doing great, it would have been much more difficult for Trump to get elected. I've come across so many people in the white collar/professional class who got laid off and can't find anything in this market.

[@bdml77]

Yep

[@i_like_beer-o2f]

The white collar market and specifically tech is in a mini recession. But the overall labor market is strong. People willing to do real work and labor jobs can find employment.

[@paladinfinancial]

Define "real work"...meaning the guys in the video aren't doing "real work" I'm assuming. The jobs created under the outgoing administration were mainly entry level and part time menial labor roles. Again, if the labor market and "real work" was so plentiful and paid so well, I don't see how an incumbent administration just lost an election as people primarily vote their pocketbook first and foremost.

[@pauline-o2q]

With the Fed cutting interest rates by 50 bps, what do you think will happen to the stock market? My portfolio has performed exceptionally well this year, but I am concerned about the possibility of a market crash and losing my gains though but, it's all on a brighter and splurging side for Gold, should I look that way?

[@JohnNgomba-k3v]

Gold is often seen as a safe-haven asset that can protect against inflation and economic uncertainty. But like any investment, it carries risks. To determine if gold is the right investment option for you, an investment advisor can help you weigh the potential benefits and risks of investing in gold. They can also help you create a well-diversified portfolio that includes gold as part of a broader investment strategy. An investment advisor can help you decide how much of your portfolio should be allocated to gold and select other investments that can complement your gold holdings.

[@heatherj-o5j]

Investing in gold is a reliable choice, and I plan to keep buying more to make up for my losses. While silver is also a good investment, my collectibles are not as similar. It's important to have clear investment goals and educate yourself on the type of investment that interests you. I work with a financial consultant regulated by the SEC, and started small, but eventually accumulated over $800,000.

[@CharlesT.Foster]

I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.

[@heatherj-o5j]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Stacy Lynn Staples’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@DanielleB.Wooten]

Stacy has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.

[@beuladegraffenreid4210]

*Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires*

[@edwardronald7194]

Hello , I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?

[@veromudia5721]

Same, I operate a wide- range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Esther A Berg, has been an amazing experience.

[@stephaniejosh831]

I will leave her information below this comment.

[@stephaniejosh831]

+1805

[@stephaniejosh831]

280

[@jfyhou]

Bubble can become bigger bubble before it bursts.

[@cultleader3572]

Only with money printing that trump says he won't do . He wants to cut over $2 trillion right off the bat

[@bdek68]

Good luck timing that! Do you realize how fast the drawdown is going to be?? Vicious this cycle and your greed is …..

[@wadej769]

It’s pretty easy just set stop losses on your stonks 👍

[@travisli-rufus1949]

Bubble won't burst. Because there is no one buying . The little guys aren't buying.

[@cultleader3572]

@@travisli-rufus1949 if no ones buying then it would burst

[@ngonwqw]

💖 Big thanks for the insights into XAI17A and XRP. Both seem like solid picks for the future 💖

[@JamesIyohn]

Thank you for the update, I want to start investing, but l'm unsure where to start. Do you have any advice or contacts for assistance?

[@AdelineCaroline]

You need a pro or very good Trader. Someone like Sienna Elsie

[@RussellCrowe-n4f]

I'm surprised that you just mentioned and recommended Sienna Elsie, I met her at a conference in 2018 and we have been working together ever since.

[@Colins-j7y]

I know Sienna Elsie. as a popular crypt experts' people talk about, her transparency in the crypt community speaks for her, I attended her seminar in Brisbane last year.

[@JohnKenneth-m2l]

This is correct, sienna strategy has normalized winning trades for me also and it's a huge milestone for me looking back to how it all started.

[@NoahLeo-x7n]

Please educate me. I've come across this name before. Now I am interested. How can I reach her?

[@benitabussell5053]

With everything hitting ATH, it's time to trim fat and build dry powder. I’m considering diversifying my $200k portfolio to hedge against downturns but unsure of the best strategy.

[@RickWatson-xu6gw]

Predictions about market often turn out to be wrong. You should consult with an expert to help you diverse your port safely so you don’t get burnt by your emotions

[@ScottStraw]

It's better to be prepared. Even if nothing happens, having a diversified portfolio can protect us from other risks. I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends. Highly recommend!

[@RobbStonee]

pls how can I reach this expert, I need someone to help me manage my portfolio

[@ScottStraw]

Marissa Lynn Babula is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@Marquez919]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@BootsieTheGreek]

The more videos I watch the more I want to just sell half my portfolio lol

[@istvanpraha]

I know. The bears make great cases and all of the bulls out there speak in word salads and use made-up terms like "animal spirits."

[@timtill1791]

Dont, remember bears sound smart but bulls make money

[@1Bob4All]

Once I converted/sold much of my stock out of fear of a crash and a desire to capitalise on the crash. This strategy resulted in a large tax payment. Perhaps there is a better way. Perhaps one could hedge with options?

[@khanhcao3123]

​@@timtill1791Both make money.

[@Dobemandan]

​@@timtill1791Exactly

[@cultleader3572]

Plz plz be the biggest crash ever

[@breadloaf2163]

got some puts myself

[@cultleader3572]

@breadloaf2163 what's the easiest way to do that ?

[@carnivaltym]

​@@cultleader3572Put (😂) your money in a hedge fund.

[@DALEVieira-d3m]

The importance of community governance in XAI213K cannot be overstated.

[@HORACIOCope]

Don't let Elons's XAI213K$ pass you by. This is a monumental moment in history, and you don't want to be left out of the loop. Get in on the ground floor now!

[@OM-nq9dd]

So many videos you are a machine bro, respect

[@NicolePangea]

I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had quarter of a million to create a strong portfolio, which stocks would you choose for better returns?

[@BBmbr89]

I think a good portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary advisor for expert advice.

[@ritaakaraz]

It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $45k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving, great wealth managers will always make returns.

[@NicolePangea]

Oh I've heard similar things about hiring an advisor. It's hard to choose one that's very good though. Could you make some useful recommendations?

[@ritaakaraz]

I've stuck with the popularly ‘’Victoria Louisa Saylor” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up...

[@Wood-Je]

Thank you for the lead. I curiously searched Victoria up and her webpage popped up, and I have sent her an email. I hope she gets back to me soon. Cheers!

[@mrpower33]

A 15 year bubble? How is that actionable? Just stop with it.

[@HyperspaceHoliday]

Biggest bubble ever? Yes, Bitcoin is.

[@brucetimmins2514]

Only time will tell. If enough believers buy in the bubble can sustain itself. I am not a buyer myself but my opinion is of no consequence.

[@Kitten_Stomper]

Biggest bubble so far. See your kind again in 4 years. Ya’ll will keep squawking the same thing while my kind keep getting richer. 😂😂

[@danielmoore908]

bitcoin is the remedy

[@1Bob4All]

Have you researched bitcoin or are you making an off-the-cuff remark? Larry Fink used to think the same as you, until he researched bitcoin and thought about it in light of currency debasement.

[@brandonsmith6965]

it'll be an even bigger bubble 4 years from now

[@mrpower33]

The valuation argument and how it impacts future returns is getting old. This argument has been made every year for 10 years. The catch was earnings kept going up and companies kept buying back stock.

[@thep751]

Valuation has earning component, so when valuation goes up, it means earning does not keep up with equity price. I don't think ever rising valuation is sustainable, I guess I am wrong until the market corrects.

[@GulsahEmine]

$ONDO and $XAI213K will reign supreme in this cycle $XAI213K will move much faster than Solana. Youre welcome.

[@Itsgonnabeok312]

And we keep going up. Lol. Bring back back David Hunter!

[@toinengwyn3935]

This time must be different….

[@Itsgonnabeok312]

@ yes it sir

[@toinengwyn3935]

@@Itsgonnabeok312 famous last words…

[@Itsgonnabeok312]

@@toinengwyn3935 benson boone potus 2028

[@toinengwyn3935]

@@Itsgonnabeok312 sorry, I'm voting for Yosemite Sam.

[@WARNERKeeney]

I sold everything and bought XAI213K on the dip! Holding until 20B! The best way to get millions during bullrun IMHO!

[@DesireMoll]

XAI213K will at least 30X! I love that project!!

[@karlb9263]

It's snowy outside. Time for a great episode with our buddy David Lin.

[@timothyto76]

Appreciate the tips! Got XAI17A, predicting big returns. Major exchanges confirmed!

[@deseosuho]

I work with retail macro data. If you interpret the chart at <a href="#" class="seekto" data-time="605">10:05</a> showing nominal retail sales at an all time high to be a sign of retail health, you are deeply mistaken. Look at same-store sales growth across large retailers and adjust by CPI. I use data form 10-Qs and the Redbook index. Both show that real same store sales went negative in 2022 and are still tracking flat-to-negative. Retail picture looks much more like 1H 2008 than 2015.

[@christianjohnson3205]

It’s amazing to me that you point that out yet these are “professionals” managing over 4Billion in assets.

[@Brandon-ld5vh]

if we are in a "robust economy" then why did they cut rates

[@RT-rv5be]

To lower debt servicing costs for the bankrupt US govt.

[@Brandon-ld5vh]

@ the reason he lowered rates is because he knows that all the BLS stats are bullshit and once the market finally prices in the recession we are already in, yields will revert. The market does not care about any of this data which is worse than Covid lows. It cares about NFP and Unemployment now.

[@makesumwake]

This is happening because the gov spending/printing/borrowing is so insanely high. Gov spending has hardly come down much from covid. And we saw what happened during covid... Economic shutdown plus insane stock rallys.

[@that1redhairedguy]

Inflation is still running above wages. Maybe not for a hedge fund manager like him, but the average person is eating it hard.

[@nate5102]

Yes these guys think just because their stupid chart shows inflation stopped for a second . If inflation runs above wages for 3 years or whatever . Wages are 3 years behind . It doesn’t just self correct like instantly

[@BobbyLawblaw69]

Household net worth is so high because it is based primarily on overvalued speculative assets such as housing, and retirement investments in the markets, as well as wage increases, and inflationary pressures on goods. We're rich on paper but living week to week on a budget.

[@LindaJennifer-y3b]

The market's volatility makes DIY dangerous. You do not need to identify the next NVDA to be successful in investing. Choose top-tier ETFs, dividend aristocrats, and a trusted advisor. I turned $180k into $20k in quarterly dividends, which is an exciting milestone

[@Wesleyannie-i5y]

The strategies are quite rigorous for the regular. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@VioletsLoraNikki]

I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $130k in passive diversified safe-haven assets, Up 358k so far and pretty sure I'm ready for whatever comes.

[@The-s6w]

I could really use the expertise of this advsors

[@VioletsLoraNikki]

*Layan Talia Chokr* is her name, You are most likely to find more info when you look her up on the internet.

[@The-s6w]

Thank you for your fantastic tip. I verified her, wrote her, and she seemed proficient.

[@DARNELLDonahue-x2y]

XAI213K wins! Utility and superior speed, I’m all in! 🚀🚀🚀 GO XAI213K!

[@Helen_white1]

I think so too because market highs can sometimes be followed by corrections, but predicting their timing and extent is challenging. Some analysts are predicting a 'massive' correction, making me wonder if it's time to adjust my $2M portfolio or consider defensive investments.

[@Theodorebarba]

It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.

[@Kin-28-8]

True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2025.

[@berniceburgos-]

I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@Kin-28-8]

Stacy Lynn Staples is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@DhanaPayar]

I found her page by searching for her entire name online. After that, I emailed her and we set up a meeting so we could talk; I'm currently waiting on her response.

[@TressieRose]

Do it. XAI213K already in my bags. I had a XAI213K after ( your should I buy ) and I agreed and bought. I'm looking to stack more, too.

[@raymicciche8869]

Homeowners insurance in Florida is expected to reach $1000 per month!

[@williamrichardson2596]

Insurance companies are struggling 😅

[@bpb5541]

soon FL insurance (if you can even get it) will outpace property taxes in CA. No way can people just keep rebuilding hurricane after hurricane... which are only get worse and happening more often. If I lived in FL I would sell now (even at a loss if needed) and move.

[@StudioRV8]

The S&P is now 2.17 standard deviations over its mean. It’s *NEVER* been this high and *NOT* experienced a *NEGATIVE* 10 year return.

[@WayneReyes881]

I am a btc . holder who is very confident, the more it dips is the more opportunity to add to my holdings. To me it genuinely felt like everything has been selling off for literally no reason, I mean companies with enough cash on hand to pay off debt like NVDA, PLTR and many others... This is the time to buy I mean many altcoins are down over 50% off their highs and in the dumpster, I've been buying continuously and am gonna continue to buy as cash comes in because there is a huge rally waiting to happen.Thanks a lot to Milton Harper, I was able to implement his method and adhere to his guidance, earning almost 9B TC in about two weeks.... Thanks to Milton for informing me, I no longer hold the view that the only meaningful investments are in stocks and real estate.

[@WayneReyes881]

He mostly interacts on Telegrams, using the user-name,

[@WayneReyes881]

@MiltonHarper

[@TariqOsman646]

I have seen so many recommendations about Milton Harper, his strategy must be good for people to talk about him.

[@LoriArredondo]

Milton's analyses delve deeper than surface-level trends, encompassing technical, fundamental, and sentiment analysis to offer a comprehensive view of the market.

[@CharlesMorton793]

Access to good information is what we investors needs to progress financially and generally in life. this is a good one and I appreciate

[@carnivaltym]

Idk, I think it's time to reduce exposure to the US market.

[@bpb5541]

I think you are super smart. CDs and T bills are paying good money.

[@rondent6875]

One word, "POP".

[@LennaHylton]

XAI213K$ to the moooon 🚀. XAI213K$ will hit 1bn marketcap soon, its volume is insane. Binance or coinbase listing might be soon🎉🎉

[@raymondg6et]

Your video convinced me to invest in XAI17A, expecting 10x gains. Excited for listings!

[@oofin7868]

It is sooo absurd that based on the condition of stopping selling high tech chips to China, which often occupy a quarter of their revenue, it turns out these chips companies quadruple their stock price!!!😂😂 what a fantastic market

[@cvrart]

<a href="#" class="seekto" data-time="600">10:00</a> - If the equity market is severely overvalued, by such measures as aggregate S&P 500 price/sales ratio, and if the aggregate measure of household net worth is largely influenced by ownership of arguably overvalued assets like real estate and equities, then it's not much comfort that household net worth is at historic highs, and it may even turn out to be a contrarian indicator when it comes to predicting recession. Another way to state this might be that household net worth is extremely overvalued. So, the risk is that household net worth reverts to the mean as asset bubbles falter, and then the accompanying reverse wealth effect will contribute to a decline in consumer spending and economic activity in the one cohort of the population that is still doing well and helping to prop up the economy.

[@wheatandtares9764]

and you know what happens when there is systemic risk invovled in bubbles, in this case a large percentage of equity ownership of US households? A market crash(typically in an overvalued market) becomes a selfperpetuating event that leads to a downward spiral. In this case a correction leads to lower earnings because of lower spending, which leads to a further sell off, which leads to lower earnings because of less spending. Boom and Bust: A global history of financial bubbles is a great book anyone should read right now to understand the risks here...

[@travisli-rufus1949]

If the equity market is overvalued maybe because they slaughtered all the Little guys in 2000 and 2008. Big boys have no where to dump their shares .

[@raymicciche8869]

Medicare and Social Security combined unfunded liability is 75 trillion.

[@granitemannh]

IMO, David Hay likes to be overly dramatic. This is not Bubble 4.0. Bubble 3.0 never ended.

[@paulseidel5819]

Thanks, good to hear from these guys as a client.

[@emperorpenguin4663]

If I wake up and find the market goes to a trash can I will go back to sleep to find another day to wake up, hoping to see it hops back up

[@bpb5541]

Hope and fear have no place in investment or trading. That is not how this works. I recommend you take all your money out of the market and just put it into CDs and T bills. Then just wait... we will know soon enough if things are going to get really bad. This might be the best thing you have ever done for yourself and family.

[@kirkhamster0024]

What is 5-5.5% safe yeild? Not quite sure what this guy recommended?

[@XiMargaret]

Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

[@rosssky-q4t]

Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.

[@mikerh89]

I love to listen to economists say “I hope _____ happen.” 🤣

[@1Bob4All]

@<a href="#" class="seekto" data-time="1850">30:50</a>, they talk about long-term returns of around 15%. I think one needs to aim for returns which exceed the debasement rate (~8%) plus the inflation rate (~3%).

[@Griffinguardian]

What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.

[@gwendymolly5953]

There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist

[@jonathanxxxx876]

I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders

[@LemonTwistSmiles]

Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

[@jonathanxxxx876]

Her name is 'Melissa Elise Robinson’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@VilladsGoguen]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks

[@PonziZombieKiller]

Sadly Inflation is beating wealth...

[@holdenc3082]

Except the one guy on here is delusional. He actually thinks wages are keeping up with inflation.

[@davebrewer7170]

Unless you buy Bitcoin or gold

[@coeurjerry01]

Thanks for the advice! Got XAI17A, feeling bullish! 🚀

[@SamMiller-x4f]

Interview with James Grant! ❤

[@danieldonatella04]

Your advice led me to XAI17A, holding for 5x gains. Exciting listings ahead!

[@danielmoore908]

Awesome show David!

[@edwardgy5q]

Thanks for sharing XAI17A and XRP. 💯

[@Christianevanwhite]

Interesting commentary. Thanks

[@gussoldtimeradioshows4902]

No bubble, just bull market

[@bpb5541]

Said most people before all the great market crashes in history. Please be careful.

[@BethannFortin]

You know XAI213K is gonna go parabolic bro 🚀

[@4hartrich]

Why is it taking you so long to upload videos David?

[@EusebiaMiller-x6g]

This $XAI213K thing is going bananas 🚀

[@christianjohnson3205]

If we inflate by 40% for 2 years and then inflation falls to 2% and wage growth was 3% year to year, can we say wages outpaced inflation?

[@scepisle4970]

This is why we Bitcoin ffs........

[@1Bob4All]

The "lower cohort" does not have assets, so their wealth does not increase in these times of inflation and currency devaluation.

[@maxs351]

Noone said different?!

[@ronaldvanderburgh8986]

Is looking at numbers in dollars that relevant of gold is moving up? Is the S &P that high priced in gold?

[@raymicciche8869]

Intel's median employee pay has only increased by 4% over the past five years, an analysis of annual proxy statements filed with the SEC showed.

[@thomasstrain5503]

great guests david

[@HaroldEdna-z7haroldedna]

Thanks for the insights! Bought XAI78R, predicting big returns! 📈

[@edwardobxq]

Bought XAI17A after watching your video, super excited! 💰

[@VT-ix5oh]

People are selling their homes and then renting, anticipating a crash, sitting on cash despite the inflation loss, so household net worth is high.

[@brianoleson9224]

buying a cheap mobile home is a better option then renting the people that are renting i think are not that savy sell your 500,000 home buy a 70,000 mobile home dont give it to an apartment

[@benfox383]

The savings rate proves that rates were never high enough. If rates go high enough to stop inflation people would stop spending and start saving hence the savings rate dip negative and credit card debt akyrocket

[@cmurill]

Question How the stock market is going to drop If we have hyperinflation? Examples Argentina Venezuela Zimbabwe…….. If you wait for the market to crash your cash will lose value to hyperinflation Tough times we’re living for sure

[@sunifawziya]

Just watched your video discussing XAI17A and I am very excited about this

[@4hartrich]

Why is it taking you so long to upload videos David?inflation is probably 4.5%…..😊

[@Wemdiculous]

Wilshire has a higher % of all businesses than it used to, as small businesses have been crushed by Wall Street. Buffett indicator should be in flux.

[@nate5102]

Inflation is still running above wages . It ran ahead of wages . It’s a miles ahead of wages . Wages haven’t covered distance like inflation … do you think the effects are immediate ? What the hell