Budget 2025 Simplified: How Will It Impact You? Experts Break It Down

[@financewithsharan]

small correction (15:21) Small correction, What happened earlier in TCS, If you invested below 7L in the global markets, you dint pay any TCS But if you invested 8L, you paid 20% on 1L =0.2L as TCS Now this 7L limit has been increased to 10L which means, upto 10L no TCS but at 11L of investments outside, you will have to pay 20% of 1L which is 0.20L as TCS

[@karthiks846]

You fool don’t you know how hra exemption works?

[@pritamdas034]

Thanks

[@AageKyaKaru]

Sharan if you earn 12.76 lakh then there is something called marginal benifit where you will no tax on 12.75 and rest 1000 rs will go on taxes.. that s not you guys have covered.

[@kyarakhu]

Bhai, when you know you are not a tax expert then why confuse people just to pay your bills.

[@kyarakhu]

@@AageKyaKaru you really think he understands tax. He makes videos for views and not to share knowledge (because he doesn't have any)

[@DerrickJames-bg3dn]

I'm retired at 47, went from Grace to Grace. This video here reminds me of my transformation from a nobody to good home, honest wife and 35k biweekly and a good daughter full of love

[@Yavannah-n3k]

vaah, main to bas hairaan hoon ki kisee ne visheshagy shreematee moreen ka ullekh kiya, mainne socha tha ki main hee ekamaatr vyakti hoon jo unake saath vyaapaar kar raha hoon... unhonne mujhe vah vaapas paane mein madad kee jo mainne svayan vyaapaar karane ke prayaas mein kho diya tha.

[@ShahinHassan-o5u]

Sure! I will leave her info under this comment.

[@ShahinHassan-o5u]

+170✅

[@ShahinHassan-o5u]

19. .78✅

[@ShahinHassan-o5u]

7.455✅

[@Gracia-w9s]

*Excellent! I really do have a question. As a beginner interested in trading. How would you recommend we enter into trading ? I will greatly appreciate any suggestions*

[@MikeGreat-z2l]

I would suggest to reach out to Mavis. What impresses me most about Mavis is how well she accumulate profit for client's and explains basic concept of winning before actually trading for you. And letting you use her trade signals. And she will also teach you how to trade as she trade for you, and let you know when to enter and exit trade for maximum profit as she trade for you. This goes a long way to ensure winning trades.

[@Gracia-w9s]

I'm really interested to reach out to Mavis so I can build wealth. How would beginners like me contact her

[@MikeGreat-z2l]

She mostly respond to client's faster on Telegrams, using the user name.

[@MikeGreat-z2l]

Mavis1312 that is her user-name

[@MarkMilliam-p4t]

I'm not shocked that Mavis name was mentioned. My portfolio currently changed from 50k to 179k most people remain poor only because friends and relatives discouraged and advise them against trading while the wise one kept trading and growing highly financially

[@MayankRohatgi]

12.75 lakh is only the general income which will not be taxable. This was specified by the FM in her speech.

[@chethanmainpod1588]

Awesome Sharan... This video gave me a lot of insight on Tax

[@sanskarsharma1138]

what he started saying at 43:32 gets real the people like me who are gonna pay taxes or get away from the taxes in the name of business income and not paying STCG or LTCG will get hugely impacted its like paying taxes of 20% but when you file through business income you will be exempted and relatively taxed at slab rate. As these capital gains and special taxes doesn't come in deductions and exemptions. God save us. Investors who take it as business will be shattered.

[@supriyas7986]

Guests are very resourceful, experts in their field

[@itssanketpanchal]

This is such a detailed conversation in a super simplified manner! Loved the overall aesthetics of the video too 🔥

[@yutub9287]

Wonderful discussion ❤

[@RaniKantale]

Crystal clear explanations! Thank you so much🙏

[@TheBeybladeSport]

God bless you brother ❤

[@abhirajmaisnam4574]

This video give me a lot of knowledge

[@vidyasagarcs9493]

Great video. Very helpful ❤

[@avinasm]

Best explanation of Budget

[@jumpinJUMBO]

Mr sharan you have the knack of asking questions with such clarity that you bring out the answers from others in a very simplified manner. A lot of other videos would simply say TCS tds changed however, you made sure to ask what is tds TCS and you went one more step ahead to ask for examples. This is called clarity

[@financewithsharan]

thank you so much ❤

[@skinnymuff1n]

Thank you for the informative video...✊❤‍🔥I think BTC and ETH are more likely to test resistance when they rise and then come back. But as always, the situation changes every day and all we can do is act responsibly, monitor the markets and reassess our strategies regularly. I want to thank you, Dylan Oliver, for giving me a crypto education as I comfortably earned 6.7 BTC....

[@hitchy294]

This is interesting. I have heard a lot about the same person lately. How can I contact him???

[@skinnymuff1n]

His profile is verified with a blue badge... ;(🚀🚀✊

[@skinnymuff1n]

He is active in Telegrams; (🚀✊✊

[@skinnymuff1n]

@DylanVsignal✊✊

[@hitchy294]

Thanks for the info... I'll contact him as soon as possible. I also want to get good knowledge and stop losing. 🙏🙏👍

[@kopparthi.ssathwik113]

Great explanation! Simple and clear.

[@AdityaRuparelia-s2m]

Thank you for the informative video

[@Sujalchaudhary004]

Thanks man that was really great insights ✌🏽

[@gowthamcr2301]

Greatly explained! Thanks a ton🎉

[@motivate2568]

Thanks a lot sharan 👏👏👏

[@Agri_prenur]

Congrats sharan for became a RIA 🎉❤

[@aughadbabat]

great episode...thankyou

[@Rock67512]

Thank u Mr Sharan learning much more about financial knowledge from your KZbin channel

[@somshiv91]

Could you pls make a video on the investments we can make under new tax regime ?

[@MrDhawal29]

Thanks @financewithsharan best podcast till now on this year budget analysis

[@satishnagalikar2485]

🎉Great simplified information guys

[@adityadeshmukh1015]

So its very imp to have some sort of animations to showcase numbers so that i get what your saying, watch thinkschool budget video, they have shown numbers and animations which helps me get it better way

[@satyamkumar5704]

Very well explained!!

[@ultron1126]

For who here after reel or short 9:16

[@ak47maddy]

I came looking for this. Thanks

[@prasadk6186]

Correction: Just cause you pay 50K in monthly rent, doesn't mean you are eligible for 6L in HRA deduction. It depends on 3 items - lesser of the following 3 in fact: 1. HRA eligibility in the CTC breakup 2. Actual annual rent paid minus 10% of salary 3. 40% or 50% of basic salary (depending on whether its in a metro or non-metro city)

[@Editopia298]

got a clarity.

[@Ridhufoodcourt2022]

Very informative I am your new subscriber 🎉

[@jeetsuchak4324]

Why is the experts image not in the thumbnail?

[@snkarthickkannan4925]

Explanations of topics all are good and easy to understand but improve the camera angles and sound in a video

[@allyanny4726]

Is TDS deducted when we get our dividend feom stock? Or we have to pay it later on?

[@anrgelmaro]

Binance infinity ETH bug right now I just made a video to show that>

[@tanushadithiya7136]

Bold scammer

[@HaripriyaR006]

Very informative video and discussion. Thank you

[@akhileshpatel4151]

Bro please make a Budget for your mic as well…..

[@techcheck2218]

Government should have also focused on the sectors like high school fees, and higher expenses in medical as per Indian are considered

[@Calabi-yau11]

Hand on shoulder is a creative idea😅😂😂😂

[@MayankRohatgi]

The actual government capex will be 15.21 lakh crore for FY26 as the government will also be providing 4 lakh crore to the states which is not included in the government capex calculation.

[@felixskalphonse7273]

Thanks for this wonderful discussion and great walk-through on individual income tax. I would like to see a more detailed discussion of how disposal income would impact the country's supply and demand and inflation.

[@sudiptahalder4048]

13:33 1st April 2025? So I have to pay tax for fy 24-25 @ of 7.75 lakh tax free income tax or is it @ of 12.75 lakh tax free income tax??

[@harshitgupta2803]

Does it make sense to take 2-3L in VPF to save tax?

[@Swapnil0383]

What about 80c and HRA benifit we use to get. If we add that are we really getting any benifit?

[@18.christinathomas20]

Thanku so much sharan for a detailed yet to the point discussion and explanation of the budget ..really loved it and it was very interesting to hear ..also really liked nitesh's knowledge and explanation part

[@sachinelephantgod]

Thank you Sharan and the guests. Another awesome coverage on another interesting topic. As usual it was great discussion with lot of value for everyone.

[@anujraja]

Thank you for this video. But i expect better quality of audio and video from you Sharan.

[@praveenjoy9782]

TCS example mentioned is wrong- If you are investing 8 lakhs on Nvidia stocks then you are paying tax of 20% on 1 lakh which is above 7 lakhs and not for the complete 8 lakhs-Please get this corrected

[@financewithsharan]

added the correction in pinned comment. thank you :)

[@karthiks846]

@@financewithsharan You fool don’t you know how hra exemption works?

[@anmolgumbhir2037]

Bro he is a human, not an Ai, though ai also makes mistakes​@@karthiks846

[@DK-ox7ze]

Also there is a 5% TCS till 7 lakhs (till 10 lakhs in coming FY as per the budget).

[@catoos-b9s]

@@financewithsharanyou recommend all kind of things and invest your company funds in FD …this is heights ….total waste of time

[@bspranav3814]

My man love your content but pls a mic would be nice

[@indrajeetmane9150]

LTCG exemption of 1.25 lkh ??

[@bruceanimations398]

What about the people who earn more the 24.75 lakh. are there any changes for them ??

[@prasenjitgpt1]

So you're saying that a housewife who earned ₹1 lakh through trading has to pay ₹20,000 in taxes? That’s completely misleading.

[@sharannm3412]

Hi sharan. I have 2lakh rupees and 90 day it will be with me, where to put it for these period

[@Future_doctor_sarah]

Can u pls make a video on import export bussiness + tax in btw amazing video Appreciated 👏

[@kanirudh3670]

Those who are in zero tax slab are also paying indirect TAX?

[@suketubhatia3947]

The budget didn't address the high unemployment,inflation,reducing exports and increasing imports,falling exchange rates of rupee against major currencies

[@mrfun2023]

@Financewithsharan, I'm 30. Until you simplified i didn't get clarity on these stuff thank you

[@KPS_04]

26:56 Can't believe you have become a popular finfluencer without even knowing how HRA deductions work. They won't simply deduct all the rent amount you have given in your investment declaration. Please get the basics right, man :)

[@myemperor4716]

Sir, if someone like him is becoming a financial influencer without knowing something like that, then it reflects poorly on us. Why dont knowledgeable people like yourself, who know everything, become a finfluencer? He may not know everything but at least he is trying to enlighten others & bringing in experts who can decode complexities of financial literacy. 🙏

[@kyarakhu]

@@myemperor4716 He is not trying to enlighten. He is making a C out of people who watch his content.

[@profitablemd]

Fantastic discussion 🔥🔥🔥🔥

[@snow2903]

Thank you for the great session. Was so easy to understand for someone who doesn’t have finance knowledge. Well done!

[@ashutoshmallick9532]

If government doesn't spend, it will incentives private companies

[@damnseries7030]

Bro start doing podcasts relevant to investment banking

[@suketubhatia3947]

The increase in income tax slab from 7 lakhs to 12 lakhs will benefit only about 1 crore people ,which is less than 1% of India's population,to give benefit to every Indian gst rates needs to be reduced even fuel taxes and toll taxes need reduction

[@AzaeZel-r4u]

You are correct that small amount of people pay income tax today, but over the next 50+ years as India develops and people make more money, the tax base will widen. Obviously when more people pay direct tax, they(voters) will have more power to tell govt how to spend that money then. Till then votes will be won with freebies and that's where the taxpayers money will be spent generally speaking. Talk to your CM of your state or constituency if you have more suggestions and are expecting results.

[@Kathukuti]

23:35 time stamp for Old tax vs New tax regime. Thank me later

[@SVN_05]

No one is explaining about the TDs for persons who get salary from 4L to 8L or 8L to 12L. One is saying tax is nil, other one is saying have to pay 5 and 10 % respectively. what is the truth

[@SyedMudassirZulqarnain]

Who can see the cameraman through the play button!!? lol

[@SanjuPeeku3]

I have a question FD includes or not?

[@acharvinay3]

Yes for sure..they want our hard earned money at any cost... .I think only for senior citizens cap from 50k to 1 lakh increased for interest amount ..if we born in India we need to pay tax for each and everything..

[@SanjuPeeku3]

@ ohh yes you are right thank you so much🙏

[@Ak-om1tz]

Why didn't you use data presentation?

[@therandomthings6933]

What you didn’t tell clearly is.. you still need to file taxes below 12 lacks. Government will return in back to your bank account in rebate..

[@Bpositiveeee]

Kirtan is really a master,, market today was down bcz of the budget thing kirtan mentioned,. He is really good at this age

[@peterchavez25]

Let's go XAI308K📈🙏💯

[@abdulfareed2585]

14:28 why are you making everyone to think spending those saved money. After all this is a bonus which I will get this year, compared to previous year. I lived without this money, Now I can either save and support my loan or save and invest it. Why are we not considering this option apart from spending? But it's good if minor people think this way savings, anyway govt wants those money to spend for growth.

[@chiranjeevipraveenuddisa8324]

Brother can you make a video on GOLD Brother.

[@chinmaycmp]

If I want to buy a car, (above 10 lac).. shall I buy it after 31st March or before it? Which would be beneficial to me? Can anyone help me out

[@AzaeZel-r4u]

As long as you can afford it, buy anytime. The difference is small.

[@vibeenkvsupertramp5509]

I think this budget is killing the savings culture and starting to build a consumer based so you can never come out of this matrix 😢😢

[@AzaeZel-r4u]

You are free to spend, save or invest however you think best. You wont be forced to buy property for the majority of the deductions from income tax. The bottom line is you have more money in your pocket if you were in these tax brackets before.

[@suketubhatia3947]

Look at the conditions of govt schools, hospitals and roads all pitiful

[@warlord_07]

If your income is 12lakh 76 thousand you will have pay 1 thousand as tax not as per new tax regime that is called marginal benifit coz govt will deducted 1 thousand and now you are in 12.75 lakh bracket so you no need to pay any tax

[@AzaeZel-r4u]

( 11:50 ) the calculation is explained

[@RobinJacob]

@@AzaeZel-r4u warlord_27 is talking about marginal relief which this video does not explain and also gives wrong information.

[@abhishek8243]

Can anyone tell who can choose Old regime instead of new regime and how much should be the deductions they can claim

[@suketubhatia3947]

All in all the announcements were more of cosmetic will negligible on ground changes

[@yashashar479]

Good video, please fix your mic situation, does not sound good, too much echo I think, not a professional

[@deepakshrivastav6837]

Plz 🙏 we need it in property hindi language

[@ProfPranveerSSatvat]

This budget is just making people fool. Last year, corporations made 22% profits because of government capex and rebates but gave the job only to 1.2% with the same salary for employees working 60-75 hours per week. Business are sucking all profits and tell me, please who is a single person living in India who do not pay tax, and salaried person pay tax to the tune of 50% of his salary. So, this budget is just to help corporate not common men.

[@E-fun2009]

Hlo bro i also think that this budget is good If you ageree like

[@KevinGeorgeBailey]

The long awaited crypto coin by the powerhouse ELON MUSK. Long Live XAI308K

[@deeshipavecha3091]

Amazing discussed and explained.

[@aasifbarwatiya1088]

5:31 - 6:04 editor?

[@teaminfinity7631]

Editor went into God Mode🤪

[@jayesh0403]

9:39 Catch

[@vigneshgn3054]

Congrats sharan for getting registered by sebi

[@joshnaneya3206]

Underrated video guys!!!

[@vnsooraj]

Very good podcast. A small mistake observed is that , in the podcast it is said that DISCRETIONARY consumption means, the consumption which people cannot avoid, but it is the opposite actually. Discretionary consumption is which people at their choice consume, example buying a car.

[@atulgupta6248]

+1

[@sonalrelwani6238]

+1

[@bhaskershetty]

Audio is poor quality

[@StockClueless]

Where’s the concept of marginal tax? Is this missed by them? If you’re earning 12.76 lakhs then as per the marginal tax is 1K after 12.75 and that is only you pay as tax. This is marginal tax.

[@AbinandD]

Would need a more detailed video on short term and long term capital gain taxes!

[@steyyyjspapa]

I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good stock recommendation on great performing stocks or Crypto will be appreciated....

[@ShinodaPbp]

As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

[@FederickLeo]

I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.

[@ShinodaPbp]

I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.

[@FederickLeo]

Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.

[@steyyyjspapa]

how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally.. What's your take on this approach? and How can i reach her, if you don't mind me asking??

[@rojanvarghese2363]

28.10 The definition of discretionary and non discretionary is defined wrongly

[@tigerpranks5359]

28:10 Yes! Rightly pointed out.

[@Moneyhuntandaman]

Andaman and Nicobar islands are under the control of the central government , there is no quasi federalism...with no power in local politics...no popular leader .... current LG and ias are damaging our islands ....plz sir make a video to bringing legislative assembly on Andaman🙏🏽#youtubersupports

[@THESTATIONPOINT-HINDI]

sharan sir if you make video in hindi then it will be better understand

[@palnatikoti6607]

A person getting salary 1.10 lakhs per months then he has to pay tax as per new tax. suppose the same person took leave one month with lose of pay. Then has he to pay tax as his salary less than 12.75 lakhs