Budget Happy Mail • $200 Savings Challenges Fun

Today we work towards our goals using savings challenges!
Happy Mail:
‪@StewardWellBudgeting‬
Thank you Cathy!
‪@EllieOnEarth‬
‪@StuffandBudget‬
‪@lizandless‬
‪@MischiefManagedBudgets‬
‪@ChampagnesCorner‬
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Savings Challenges:
November Binder ‪@JanellRaeBudgets‬
9. ‪@lizandless‬
10. @craftcobudgets
Red Savings Challenge Binder
ALL BUX ‪@reinventingrene‬
Blue Glitter Binder
Christmas Dreams*
Shut the Box ‪@reinventingrene‬
2024 ‪@TheALMOSTOrganizedOwl‬
The Life of a Pig*
The Life of a Pig #2*
Pop It! *
Life's a Beach *
*= Use the link below for my Etsy store to find these
Want to purchase something from my Etsy store? Please use this link to save me Etsy fees: snowgardener30...
#debtfreegoals #savingschallenges #moneydiaries
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/ @snowgardener307budgets
Our starting debt total in April 2020 was: $365,862.62
Our 1 year debt total in April 2021 was: $274,008.61
Our 2 year debt total in April 2022 was $206,365.15
Our 3 year debt update in April 2023 was $210,786.75
Our 4 year debt update in April 2024 was $201,986.79
NOTES:
In 2023 and 2024, we incurred more debt and paid a large portion of that debt off, so our debt paid numbers are actually higher than what they appear. We have paid off over $200k in debt.
The above numbers include our mortgage.
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💌S N A I L M A I L:
SnowGardener307 aka Marlene
PO Box 281
Pinedale, WY 82941
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DISCLAIMER: I am NOT a financial advisor or expert. All views and opinions on this channel are my personal opinions. I am documenting my journey as it relates to my family’s financial and debt freedom progress and sharing how we manage our money. Prior to making any financial decisions for yourself/your family, CONSULT your financial advisor or planner.

[@SnowGardener307Budgets]

I messed up on the Black Friday Sale time zone... it isn't MST!

[@Rindaroo12]

Hi... I think challenge #6 envelope might be missing $20 during the bill exchange.

[@SnowGardener307Budgets]

Oops! I will look at that right away!

[@angelaromero2542]

That dive looked Awesome!! Great job on closing out some challenges. I am So Excited for your Black Friday Blowout Sale!!!! YAY!!! 🎉❤️🥰

[@SnowGardener307Budgets]

Yay! I'm glad you liked the little clip from the dive!

[@ruthking466]

Good evening Marlene. Love all your happy mail. For all that celebrates have a blessed and wonderful Thanksgiving with family and friends.🦃🍗

[@SnowGardener307Budgets]

Thank you so much for the Thanksgiving wishes! I hope you have a wonderful holiday!

[@kaliscott3996]

on number 6 when you condensed you didn't put in the $20 bill.

[@SnowGardener307Budgets]

Thank you!

[@mandystroup1144]

Love the happy mail, that mailbox is super cute. Hope you had a wonderful Thanksgiving ❤

[@SnowGardener307Budgets]

Thank you so much! We had a great Thanksgiving!

[@GreenRain84Cheryl]

The ship wreck looked so awesome! Thanks for sharing.

[@SnowGardener307Budgets]

Hi Cheryl! Thank you!

[@zoepoeloe]

For some reason after you changed up challenge 9 you took out 60 and put 30 back in

[@SnowGardener307Budgets]

Oh goodness, I will check that one!

[@dyingoutlaw9676GamesandBudgets]

Hi friend 💚 happy thanksgiving 🍁🦃🍽 awesome dive clip! 🤩

[@SnowGardener307Budgets]

Thank you! Happy Thanksgiving to you too! 😊

[@maggie31152]

My favorites are pink, teal and purple

[@SnowGardener307Budgets]

Love all of those!!

[@SimplyMade]

So excited about Black Friday. Let’s hope I can remember to make a purchase 😊

[@SnowGardener307Budgets]

Thank you! If you remember, it is meant to be! 😁🤣

[@kittyface7kat327]

Great video Marlene! Thanks for sharing your vacation clip and Happy Thanksgiving!!!!

[@SnowGardener307Budgets]

Happy Thanksgiving! Thank you!

[@paulasimperfectplans]

Oh my gosh! I sing that song for two months straight 🎶 my kids started joining in. I feel bad for whomever has to live with us 😂

[@SnowGardener307Budgets]

🤣🤣🤣🤣 I love this!

[@Vikkilynn112]

Great video! Can’t wait to your Black Friday sale!

[@SnowGardener307Budgets]

Thank you!

[@EllieOnEarth]

Hi Marlene! Stopping by to catch up a bit. Fun savings today. Good Luck on your Sale! Happy Thanksgiving to you and yours!!

[@SnowGardener307Budgets]

Happy Thanksgiving to you too!!

[@Bigdreamslowincome]

I’ve done the cheese cloth with a wine and butter mixed together in a sauce. I personally used white wine. My dad was a very bad alcoholic and so is my sister and my brother they all three ate it. They did not know I used wine, but they couldn’t taste it, I never told them I used to, but it made the turkey really really juicy that year. Only did it one year no I think I’ve done it a couple years but I don’t do it on a regular basis. I also added sage and basil and thyme to my mixture.

[@SnowGardener307Budgets]

Oh my heavens! That sounds delish! Thanks for sharing!

[@RoseAngella]

💜

[@SnowGardener307Budgets]

❤️

[@postalplanner]

That dive looked so cool.

[@SnowGardener307Budgets]

It was so much fun!

[@christyross8337]

❤❤

[@SnowGardener307Budgets]

🥰🥰

[@deeplansandbudgets]

Great sale items Marlene.

[@SnowGardener307Budgets]

Thank you Dee!

[@christineoreilly8912]

Happy Thanksgiving to you and your family!

[@SnowGardener307Budgets]

Happy Thanksgiving to you too!

[@PatAdams-p8w]

Hi!! Hope you and all of your loved ones enjoy this week!! All of us creatives, up the night before doing last minute stuff that has nothing to do with Turkeys!! LOL

[@SnowGardener307Budgets]

Hi Pat! Happy Thanksgiving'

[@SaraBudgetOrganized...ish...]

46:12 you changed out for a 20, but you didn’t add it to #6 Great video and the diving looked amazing!

[@SnowGardener307Budgets]

Thank you Sara!

[@diannerichards6018]

Amazing video of scuba diving 😊😊. Loved the video ❤. How exciting would love to see you help your daughter if she is ok with it. Traditional way

[@SnowGardener307Budgets]

Thanks so much! I am hopeful that Julia will be ok with us using her budget for KZbin. Finances are nothing to be ashamed of!!

[@CashBudgetRetiree]

❤ Hey Marlene! ❤ Happy Thanksgiving to you and yours! Fun Happy Mail! ❤

[@SnowGardener307Budgets]

Thank you so much! Happy Thanksgiving to you and yours as well!

[@reneemesser422]

Happy Thanksgiving

[@SnowGardener307Budgets]

Happy Thanksgiving to you too!

[@cathyjames4704]

Glad the card got there in time. Happy thanksgiving!

[@SnowGardener307Budgets]

Thank you Cathy!

[@jlkuttler]

Turkey for Thanksgiving and Christmas in my family on dad’s side. Mom’s side turkey for Thanksgiving and meatball sandwiches for Christmas.

[@SnowGardener307Budgets]

Oooo...meatball sandwiches...how much fun is that!!

[@sydneysmith1921]

If Julia is willing to share i think it would be great to see. A lot of us have kids and can use how you choose to help to help out kids . My son is 18 and seems to be making the best choices with his money telling us to open a high yeild savings as opposed to our regular savings account and had a plan gif future credit cards we shall see if he continues on this path Julia you got this! Many of us make mistakes when we’re young the fact your fixing and learning those mistakes now is awesome your setting yourself up for success! ❤

[@SnowGardener307Budgets]

I am hopeful Julia will be ok with us sharing her finances. I think it could really inspire others to see what she does. I also think it will motivate her to stick to her budget. I know when I created my YT channel it helped immensely because I had to confess my spending and budget. LOL

[@tammybowen5307]

😊😊😊😊❤😊❤😊❤😊❤😊❤

[@SnowGardener307Budgets]

❤️❤️❤️❤️

[@AEBudgetz]

Hey friend, Happy Thanksgiving to you and your family 🦃 Blessings

[@SnowGardener307Budgets]

Thank you! Happy Thanksgiving to you and your family as well!

[@sydneysmith1921]

Oh your sale sounds amazing I’m curious if you want to share how much you sold I bet your slammed a few day preparing orders

[@SnowGardener307Budgets]

Hahaha...Sydney I had about 50 orders which equaled about $3500 I think. I also had the presale for my YT members and I launched the new book on the 1st so I am filling orders still! LOL

[@bethsbudgets]

My stepdad always says, gotta get her(my mom) 20k words in! 🤣🤣🤣 oh is THAT my problem, I have FOMO?! I just thought I was irresponsible 😅. (Might be a bit of both honestly). I would be interested in seeing your daughters budget breakdown. I’m still trying, we just don’t make enough-working on getting a lil extra income.

[@SnowGardener307Budgets]

Haha... so many words, so little time! 🤣🤣 Julia is in the struggle bus with her budget as she just spends more than she makes. It is really hard when the income isn't high enough!

[@emtdispatcheronabudget]

Hello Marlene! Listening on my way home. 🫶🏼🩷😻

[@SnowGardener307Budgets]

Thank you so much for listening! 😊

[@Inspirations_by_alto]

Hey Marlene I think you forgot to put the $20 in #6

[@SnowGardener307Budgets]

Thank you!

[@TheBudgetPrincessa]

🫶🏽

[@SnowGardener307Budgets]

😁😁

[@zoepoeloe]

Think it was challenge 6 is missing 20

[@SnowGardener307Budgets]

Thank you!

[@nomoredramallamasavings]

Hey marlene 🤗 great video 🩵🩷 love the happy mail 💌 thanks for sharing your budget 😊 you're the one that got me into cashstuffing so you are to me what the budget mom is to you 🫶🤩 I had to use money from my sinking fund for the first time today🫣 qi was completely overwhelmed and counted everything again and again 😭

[@SnowGardener307Budgets]

Awwww thank you so much for sharing this with me! It means the world to me. I am so happy I inspired you. It is hard to use money from sinking funds, especially when it is a large amount, but that is what we save for!! Hugs to you!!

[@simplylivingsaves]

❤❤

[@SnowGardener307Budgets]

😁😁