5 Things I NEVER spend money on -$7,468

[@Kelly-li4lh]

I am debt free as of last Wednesday! I had a 12,561 dollars left on a car loan that I started paying off in August. Wanted to mention that, cause 1. OMG YAY! and 2. Watching your videos really helped me through working all the extra jobs and not spending anything :) Anyway, now that I'm debt free I have a specific "Movies" section in my budget and I LOVE going to the movie theater! Not only that, I actually prefer to go alone! Lol

[@ouvickie]

Wow! Congratulations on being free from debt, Kelly!

[@BudgetGirl]

Congrats!!!

[@clearingclutterforclarity1508]

Kelly D Congratulations! Such an amazing feeling!

[@vickieclark5931]

I'm happy for you. Good job! You deserve to treat yourself. I also prefer going to movies alone. Your not supposed to talk in the theater anyways, so what's the point of going with people. LOL

[@soniagalvez432]

Great job! I like your idea of going to the movies alone! Gonna try it!

[@mneumann1979]

Hello BG! Thank you for all your videos. I never spend money on a driver's licence, cars, gas, car insurances etc. I live in Germany and can walk everywhere. The nearest airport is about 20 minutes away by public transportation so even international travel is not a problem.

[@melenadcochran]

Sarah I have been missing the grocery haul and weekly lunches lately. Please bring those videos back, they were always so helpful. Thanks and have a great week!!!

[@CherylMacKay11f]

As of yesterday I paid off all my credit cards and now working on my car loan!! Woohoo.

[@djterry1218]

I did take out a credit card to buy four new tires for my car because I bought a used car and unfortunately I didn't know that the tires were dry rotted. I paid off the tires within six months which made it interest-free and then I cut up the card so if that I'm proud!

[@frugaled5187]

Things I never buy: fabric softener, napkins, club memberships of any kind, drinks at restaurants, and I agree with you on those DVDs...never ugh.

[@TheMindfulMillennial12]

I'm right there with you on the never seeing movies or buying books! I figure I contribute to the library in the form of my taxes, so I always get those resources there! :)

[@lovinglesschemicalsecarma3876]

Wow. I love ALL of these. Thank you 🙏

[@okbookgirl]

I used to spend $100s every month on books. Now as a librarian I get 90% of my books from work. I only buy books that are digital format that aren't carried by my library or Overdrive or Travel books as I consider those a 'souvenir' of the trip. I also have an account at Netgalley.com. It's free and publishers look at your profile and send you digital advance copies of books to read and give feedback on. Lots of first time authors but also so established authors.

[@kelliej211]

Hi I agree with not paying for an account. My bank introduced this a few years back and we had to part ways. I don't pay for movies I sign up to do mystery shopping and essentially get paid to watch them. I also use another service which ask people to preview movies and occasionally get free concert and theatre tickets. As for books I wait for them to go on sale or go to the clearance store or sign up to the newsletters for books collectives to get a free copy of a new release to give a review on. Love your videos

[@jamesbriggs5740]

I love the library. Every week I take back five or six books and pick up the same amount. Kathy B.

[@papermason]

I don't pay for movies, just wait a year or two for it to appear on network TV, or on a free streaming site through my library called Hoopla. I watch documentaries on KZbin. Books, I get those from my library where I also work, they also have great sales I get sewing books for almost nothing. I also use Interlibrary loan. I like Overdrive for ebooks. I don't eat out much, but when I do I go to a nice place from town. I buy second hand clothes sometimes if they're like new and fit properly. I walk to work, but if I have to take the bus it's $2 a trip, a pass is $50/month. I garden and joined our local horticultural society for $10/year, I get to garden around town. I also have an allotment to grow veggies, the library has a seed library where seeds are free. Lots of free entertainment around town, and women's drop in groups etc etc.

[@frugalchiclife4588]

My brick and mortar bank has free checking but started charging for the actual checks which I thought was ridiculous. I switched to online checking where re-ordering checks is free. I love book bub and overdrive too! As a book lover they both save me a ton of money.

[@janadkins-pont3465]

I've never Bankrd -- Credit Union for last 45 years. No fees for daily use / responsible use

[@Skweepa]

Other than what you mentioned, I never spend money on tissues, paper towels (except one box/roll for guests), dryer sheets or fabric softener, shaving cream (I use soap), automatic car washes or oil change labor (my uncle is the best!). Also realized I haven't bought a new purse for over 7 years (I'm anti-leather, but I got it for free, and dang has that thing served me well!).

[@libbyreed8588]

I also do not spend money 💰 on subscription boxes. However, I have in the past. I often ended up giving a lot of the stuff sent away. Not only was my money going out the window I often did not have a use for the products being sent to me on a regular basis.

[@SteppingStonevlogs]

Libby Reed Great comment- hadn't been considering it, but I do see them around a lot.

[@Makes_Me_Smile]

I'm super excited to see how low your debt amount is! you are doing a fantastic job! keep up the good work!

[@cylis9]

I agree with your whole list - with one exception. Most of the books I read I get for free. However, I have a list of authors whose books I order on release. These are not huge authors like Rowling or King, but smaller ones who are just barely making it. Their work means a lot to me, and I feel like I should do my part to support them if I want them to keep writing. In one case, I even set up a small monthly Patreon donation (NK Jemisin). I suspect this is partly because I work at a newspaper. I know people can read most of the stories online for free, but I really appreciate the people who actually support the paper, and help pay the people who write those stories.

[@marykelly4680]

Great topic BG.i don't spend money on magazine subscriptions.i use the library or read online.i never but the insurance on small appliances such as vacuums,microwaves,etc.i feel the appliances should last me if I am careful with them.lastly i never pay for soda when I go out to eat.i always get water.its free and it's good for you😃

[@jenbarrett8966]

every time I watch your videos I am impressed how happy you are. keep up the good work!

[@daniellewhiteeagle]

You should do book reviews, or "my favorite books I read this month" videos! I buy DVDs and especially tv shows I love because our internet is not reliable for streaming whenever we feel like watching something, and I have kids so we have all our Disney movies on dvd

[@mariayelruh]

Books and movies I seldom buy, I borrow them from the library. What I had a habit of doing was buying magazines at the grocery store check out. No more. If there is a magazine I really like I find a budget deal and get it delivered to my home.

[@freedominabudget]

Ugh!! The money I've spent on DVDs!! I sold my collection a couple months ago and only got under $20! I was so disappointed!! 😫😫

[@TheChoiceofMotherhood]

Some things I never pay for - disposable feminine hygiene products, hair cuts, cable tv, home phone, bottled water, drinks at restaurants. Things I don't pay for now that I'm saving for adoption - books (use the library), entertainment (find ways to have fun for free), data on cell phone, anything that isn't an absolute mendacity necessity because ever dollar I waste is a dollar I could have used to bring my daughter home.

[@TheChoiceofMotherhood]

no clue what my auto correct is doing lol

[@Skweepa]

Best wishes with your goals! Oh yeah, I forgot about fem hygiene products and phone data. I am so glad I'll never pay for those again.

[@TheChoiceofMotherhood]

Thanks!

[@MrsGoody-qf3km]

Great motivation to not spend money!!

[@_cosmic_void]

The things I never spend money on are very similar to yours. 1. Bank fees! 2. Movies or cable. I don't even have netflix and haven't been to a theater in over 5 years. 3. Subscription boxes. There is one I really want but it is really expensive and I don't have the money for it right now. 4. Haircuts, mani/pedi. I always do this myself. However at some point I want to color my hair purple, which requires bleaching, and I will go to a salon for that. 5. Basic auto maintenance labor costs. I change my own windshield wipers, lights, and filters. Obviously I buy the parts but I refuse to pay someone $30 for 5 minutes of work.

[@trvlbuggy]

I agree with all your items. We don't pay for the banking/movies/books/atm/car payments etc. We stopped paying for salon appts (do our own haircuts) lawn work (aurgh..do our own) haha we called our savings on any item we did ourselves our cheep-skate fund. it was how we saved for several things that were out of the normal budget. thanks for the vids. I am excited for you each time i see the amount dropping on your vids.

[@okbookgirl]

. I either bring lunch from home or I keep non perishables in my office. Lunch out is rare I just don't want to spend the money.

[@jenmv3483]

we stopped paying for cable TV years ago. we use rabbit ears and get 60 channels. we don't buy paper towels. we use reusable towels and rags and wash them. we only buy bottled waters for get together, large functions.

[@leticiaurbach1720]

Thankyou fir all your videos.

[@BudgetGirl]

Glad you like them!

[@elizabethingle1466]

Definitely find a bank that won't charge you a monthly fee! Also another tip to avoid ATM fees, you can go inside the bank and request a cash advance (even with debit cards) and a lot of times they can swipe the card and give you cash with no fee, much better than getting those ATM fees (:

[@munhl]

In the UK fee-paying bank accounts are called packaged accounts as the fee includes discounts on family insurance, car breakdown services, mobile phone insurance. These extras were never relevant for me, so I never paid to have a bank account. However, now some of the financial laws/regulations have changed and people are able to claim back the money they were charged for these accounts as in some cases the benefits were useless and mis-sold. I haven't been to the cinema in about 10 years and will wait till a film is shown on a freeview channel.

[@everydayhomelife8697]

Never have paid for ATM or bank fees either nor overdraft, I agree completely that's it's crazy to have to pay to sit your money somewhere. We always seem to have gift cards for the theater but actually don't like going. We're a bit paranoid at times there plus worried about bed bugs. A theater around here had a major issue with them and have had to remodel twice now but they come back. We only rent movies from the library. We have DVDs, pick them up for $1 or $2 but only our absolute favorites. One thing we don't spend money on is the salons. Never had a mani/pedi and no desire to but also no salon hair cut or coloring. My husband bought a hair cut kit that works well and I trim mine with scissors. I do color my hair at home and it costs about $8 every 3 months!! Use to spend $60 every 3 months and my husband spent $13 every other month. Great savings!

[@Catesgarden]

Good stuff. Ugh, I had an overdraft issue just once, but it was for two checks. I wasn't being shady, it was an honest oversight. But OUCH. Things were SO close to the vest financially at that time and it was a hit I could not take. Lesson definitely learned. I loved these tips. Sharing!

[@ouvickie]

1) Books - same here. I buy them used, but mostly I just borrow from the Library - with my favorite shopping card. LOL! (2) Banks - except for our mortgage. I switched to using a Credit Union years ago, I think it was 1993 and I've never looked back. I love Credit Unions, since they are run by the members. (3) Movies - We rarely go to the movies. Maybe once every 3 years or so, we might go to a movie on a one of our birthdays or anniversary. So I can't say never, but it's very rare. (4) Manicures - I do my own and pedicures too, although I will occasionally budget in a professional pedicure when Summer sets in, so I can have a nail tech do a pretty design on my toes for sandal season. (5) Liquid detergent & fabric softners of any kind - they're expensive and almost all of them are bad for the environment. I use FOCA, which is phosphate free and cost about $7-8 for an 11 lb bag, which will last me for six months or more. I use vinegar as a fabric softener.

[@HeatherB81]

You should totally do monthly book club videos! I would love to read and discuss with you!! I LOVE overdrive!!! Best app ever!! Currently reading "The Brothers K"... just finished "The Nightingale"... favorite book of all time is "Outlander" 😉

[@meganm2613]

Outlander series = My ultimate. As in, thanks for ruining all other books for me forever. :)

[@lucyduke4627]

I can go to movies on Tuesday for $5 and I bought a drink and popcorn tub so I get them refilled for $6 $3 each so it is only $11 total for me to go to the movies!

[@kathyhopson-kidder7957]

A tip for going to movies: Here in Ohio at the Regal If you are going with a person who is disabled your ticket is free. I am a below knee amputee and when I go to the movies who ever takes me goes in for free. So it cost us each $4.00

[@joanmilano5302]

I didn't know that! I'm in Ohio and in a wheelchair. Cool. Thanks!

[@JavaFirst]

I'm in S.C. and was told it's under the American Disabilities Act. I have Googled it and can't find the particulars. Please also note I use Regal Cinemas as well.

[@clearingclutterforclarity1508]

I also don't pay ATM fees, and I love Overdrive for audiobooks. Movie prices are a bit much but we do go occasionally, it's a big expense when you have four people plus treats.

[@shawnandlisamason9533]

My daughter says Thank you for telling her about overdrive.com lol she was sitting away from me playing a game and you saying that caught her attention she loves books and with her being a college student it will help her...so thank you

[@livewellandlivefrugal2464]

Loved your video!!!! I personally do not like going to the movies...my husband loves going, so we usually go for our anniversary or his birthday, because he really enjoys them. I don't pay full price for books either....however I go to a lot of auctions and usually get a huge box of books for a dollar or local thrift store that sells books for 10 cents each!!!! We love reading in our house, unfortunately I can't read books off the computer, hurts my head! The one thing I don't spend money on is furniture...all my furniture, I got from family that was getting rid of it, from people just giving them away free, or what I have found on curbs...thanks for sharing :)

[@NoorAnomaly]

On the bank issue, I decided to go with a local credit union that would charge me if I didn't meet certain requirements. HOWEVER, if I DO meed those (which I do every month), I get 3% interest on my money. Now the silly thing is, the 3% is ONLY on my checking account, not on the savings account (1%), so I use a budgeting software (YNAB in my case) to keep track of my available funds. So, everything that's in my account can get 3% APR.

[@leeanncornell8305]

Lol Every thing you mentioned I don't spend money on plus, rarely buy new clothes, shoes, etc. Also buy food with double coupons, sales, etc. : ) I save money on cat food and litter, etc through Chewy.com, etc. I am always looking for deals and price wherever I go. : ) Oh, I cut my own hair, which I have been doing since my 20's and I am nearly 56 years old. I don't use a clothes dryer, which saves on electricity, and I get my electricity out of state, which has saved us a good deal over the years, etc. I could go on and on but I hear snoring. lol I have always been frugal but I am still learning new ways to do things and ways to save from you and other youtubers. Thanks for sharing and I noticed you had over 7,ooo views. Can hardly wait for you to pay off your debt. I love your puppy, too. : )

[@SuperMomStickyKids]

We don't pay for banking, cable (Netflix, yes), paper products (we cloth diaper and use cloth wipes, cloth napkins, etc), oil changes and car maintenance (my husband does it), and drinks (we drink only water or milk. No juice or soda).

[@ellieb8171]

Our local cinema has €5 tickets on Tuesdays ,regular price is €9/€10 when my children were little early shows (11am) were €3 on Sat /Sun so that's when we went and brought our own snacks 😁 I don't pay for designer anything ,I use generic brands even at the chemist. I never go into overdraft EVER ! I watch exercise classes on U tube

[@paytmitch]

Overdrive is AMAZING! At a pace of 3 books a week (my usual reading speed) I would be broke if I went to Barnes and Noble for that. Overdrive has seriously changed my life. I spend any free time watching the few KZbin channels that I follow closely and the rest of my spare time is spent reading. It has really helped me cut down on mindless tv watching😋

[@choccyfan]

I use overdrive on my iPad :) but I also sometimes buy books. Using the library via overdrive does help keep the cost down.

[@rochellethundercloud346]

totally agree.bank fees suck.going to a movie sucks.we just download off the Internet.the website we use is free. we do not go to book stores or pay for e books. our area has tons of free book bins.or libraries.or green element. no barns and noble. we don't buy fancy anything.rarely eat out. make coffee at home.

[@chappieshappy]

since I'm over 55 years old I don't pay banking fees or fees for using my debit card. The bank will ding you for over draft. Which I rarely ever use. Netflix is free since I'm on my daughter in law's. I get gift cards for Chapters and will buy books on line.

[@melissah8040]

I love your videos. Just recently found you. I'm on baby step 2 and I love getting all the tips and advice I can get. Thanks for sharing your life.

[@jellygurl27]

I never spend money on: bottled water, I use a brita filter. I also never spend money on : ATM fees, or purchase new music. I do however subscribe to Spotify where I can listen to almost any artist and have unlimited music, and Spotify even has a download feature to download any album to save on phone data and not use WIFI. I also am subscribed to Scentbird. It's my one beauty treat to myself, I'm a perfume lover.

[@harlieaves3381]

Goodreads does giveaways of free books. You go to browse and then giveaways to choose which books you like.

[@soniagalvez432]

Things that we don't spend money on: Organic foods, car washes, time shares, lottery tickets, dry cleaning, and a gardener.

[@kimdouglas8603]

You amaze me. I wish I had your knowledge and determination when I was your age. I am currently working on baby step 2 and realize I could be doing a lot more than I am with it. I learn something new every time I watch one of your video, so thanks and keep'em coming.

[@papermason]

I had one overdraft, and used to pay my credit card during a grace period after the due date. I was late once on a credit card payment by a day, it was $7.00 for the day!!!! Now, I'm never late, my bank account does charge $4/month, but will be free next year when I turn 60.

[@redfoxbudgeting4230]

Love this list! I'm right there with you!!

[@janah9649]

Your shirt looks awesome on you! I love the floral print!

[@BlackPearlMinistries]

I love going to the movies. It's all about the experience. I don't go often, but like to treat myself. I love going to Barnes and Noble to get books. You are right though, expensive. I always end up with book or two. I'm into cookbooks and cooking magazines. My girls always get a book. I say I'd rather get them a book than a toy they won't play with. I agree with bank fees - nope, not interested! I work hard enough for my money, I can't afford for you to take a monthly fee. We don't spend money on Cable or a landline phone ( we only have basic so we can get the Internet). We used to buy DVD's now we just watch Netflix or rent them from RedBox. We've also picked up borrowed a few from our library. Thanks for sharing.

[@Vintagebeliever]

I only buy second-hand books. I am too cheap LOL

[@joanmilano5302]

I agree with all of those, and I will add: *Cable tv*. Nope, if its not online, I don't watch it..... *Shipping*. Nope, if its not free shipping, I don't get it. (Note: I do have Amazon Prime which allows me to watch movies and get free shipping).... *Jewelry*. Nope. At my age, I don't need anything new to fancy up this old broad. *Brand name anything*. Nope, even my soda is generic. *Home phone* Nope, my cell phone is enough.

[@ar-gm5on]

Joan Milano my aunt is turning 90 she still shops for jewelry. She loves diamonds. Its fun to go shopping with her.

[@bettylou3709]

Early bird books is another service just like Bookbub. Give it a try.

[@judemathieu3717]

Never spend money on cable tv, car payments, lawn service, new furniture, pool memberships as we have a pool in my apt. Complex,. Maybe I should say what I don't spend money on ANYMORE

[@deedum75]

I don't spend money on movies, any kind of fees, I don't spend on manicures, pedi's. I love reading but like you I don't spend money on books. I don't buy paper towels, etc, although the other half still loves them, LOL I don't like eating out, so maybe once a month. I like value for my money.

[@findingaway5512]

my husband spends up to $100 a month buying or renting movies from our cable company.... something we don't agree upon. 😲 ridiculous and impulsive. or cable bill is so high!!!

[@soniagalvez432]

Congrats on reaching 14k subscribers!

[@whitemanning4324]

i havent spent money on a phone bill in three years. living in korea i just used wifi everywhere. now living in portugal and i do the same wifi everywhere. im moving to alaska nextand i know im gonna have to get a phone plan. bummer

[@carriewalker1088]

My husband bought an Amazon Firestick and he loaded Kodi to it. We watch movies that are still in the theaters. Kodi has season of shows too.

[@dcolwell2010]

Be sure to look into utilizing a VPN. Cheers

[@ksk5664]

I just noticed that you changed your home page. Nice designing.

[@nanasplacepaula]

I agree on the books, I have 5 emails a day with my genre and choose mostly free and an occasionally $.99 one. And I also do not use banks with charges, or go to movies (if I need entertainment for kids, I go to a local movie rental store and get family videos for $1.00 or rent 1 get one free when below $3.00), I have stopped buying cleaners and such and make out of vinegar and orange peels, etc. which also helps my allergies.

[@stephannielyman7704]

Movie has to be extra good for me to go to a movie theater. Netflix is the way to go. Also I am a reader but I use the library and once in awhile hit the half price book store.

[@cherylT321]

Stephannie Lyman. That’s me!

[@nicolasmith11]

If anyone loves reading magazines, check to see if your library had a subscription to Zinio. My library does and I can access all sorts of magazines for free (like Overdrive)

[@CherylMacKay11f]

Very smart choices here. I never spend money on paper towels, sponges, napkins, puppy pads, I use only cloth. TP is definitely paper lol. Soft paper. Lol.

[@shesrunningaway]

I know you are a fan of Capital One 360. However Ally Bank (same concept of online bank) offers a higher interest rate of 1% vs 0.75% for Capital One 360. And you can have multiple sinking funds. Every penny counts in my book!

[@victoriawatkins770]

that's good to know...thanks

[@BudgetGirl]

Ally totally works too! When I joined up, ally and ING had the same rates. I don't have any experience with ally so i don't talk about it, but go for it if it works for you.

[@rachelelizabeth7036]

I currently have an overdraft on my account and I pay £10 a month for the account. However, there is a benefit.... I get Moblie phone insurance, travel insurance, boiler break down cover and breakdown cover for my car with that £10. I also don't get charged for going into my over draft. If I don't go into my overdraft and more then £1,000 goes into my debit account I get £5 back as a reward. This is in the UK. My over draft is only £100 but I don't feel comfortable getting rid of it just yet, but I'm working on it.

[@nytasha7111]

BTW there is an online bank called Simple with NO FEES WHATSOEVER (not even overdraft fees). I love them, also, they have budgeting software built into the platform that is sort of like an envelope system, so you always know how much money is "safe to spend." it like having unlimited accounts/sinking funds. Changed my life. lol

[@coupongal3219]

our bank we have if you put like $10 automatic into savings a month you don't pay for a savings or checking and you can get it out the next day or transfer to checking if you need too... Never pay full price for clothing unless an emergency cause it can happen. I do not pay for tv/satellite/cable don't have it. And never ever pay full price for toothpaste $.50 or free. Never pay for books either library or online. Question do you have amazon prime to get your books?TFS

[@lindacoles4442]

coupon gal on my Amazon prime I just search for free books and you get loads of choices. Another thing I do is watch movies or shows on Amazon prime or Netflix. Which I get from My Prime thru my boyfriends account and Netflix thru my daughters account. So no cost to me thru either account. Lol

[@LadyPicker]

Amen!!! We don't either!

[@maggie9339]

I dont like spending money on pre-made deserts when I know that I can bake them myself for one tenth of the price.

[@tiffgod2227]

I never spend money on expensive makeup. I only wear lipstick and mascara anyways. Why spend $20 on a tube of lipstick when I can get the duplicate color for at least for $5 or even $1.

[@cherylT321]

Tiff God. That’s me! I only wear lipstick and the lipstick l get for a dollar!

[@lburnside2255]

I NEVER BUY BOTTLED WATER , I HAVE INVESTED IN A BRITA PITCHER. I NEVER BUY BAKED GOODS AT THE STORE., NOT WHEN I CAN MAKE MY OWN FROM THINGS THAT ARE BOUGHT IN MY WEEKLY SHOPPING. I DO DISAGREE WITH NO DVD OR CDS. I HAVE A HUGE COLLECTION OF THEM I HAVE GOT AT THRIFT SHOPS AND GARAGE SALES. I NEVER BUY THEM NEW UNTIL I CHECK THEM OUT A THE LOCAL LIBRAY AND HAVE LISTENED TO THEM FIRST. KEEPS ME FROM BUYING WHA TI DON'T LIKE .

[@kitscotygal]

I'm going to see beauty and the beast on Friday. I am so excited to see it, to the point I took the day off of work to see. I cried when I saw the preview!! It has been a long few weeks and it is my reward to myself. That and pizza tonight.

[@brookelackey6231]

JK Rowling is my ONE exception to full price books. If she comes out with something, I'm preordering that pretty much the moment I find out about it - of course, I plan for it and pay cash. I just don't have the patience to wait when it comes to her. Luckily, Amazon almost never charges the list price. Everything else, right there with you. Great list!

[@shannonjohnson4314]

I love your videos they help me so much!

[@IntentionalMillennialBudgets]

I don't pay for cable at all . Netflix works perfectly fine for me 😊

[@presleybanovich9741]

I would love to hear about your thoughts on Suze Orman's advice coming from a babystepper!

[@kimbers1238]

yay for Hammond Louisiana

[@michellesunshinestar]

I have a rule. I always have $50 in my account so I don't over draft. I just check my balance all the time online.

[@girlthatsgazelle700]

Great video!

[@rochellethundercloud346]

had a Kindle.it died.old. my husband downloads everything from the Internet free. it pays to know computer folk. instead of paying see if your area has little free libraries.never buy books from unique.rip off extreme.see if there is a community center near you that has books. yard sales.garage sales.tag sales rummage sales.libraries might have a dollar a bag book sales.see if neighbors read and would do a book swap.

[@michellesunshinestar]

See, I disagree. I have 10-15 DVDs that I like to watch over and over again. But I try to limit the amount. I went crazy like 5 years ago, and I had like 50 DVD, and they were clutter. I don't buy new books either. I just had to order a new e-reader because my Nook Simple Touch froze. I also like Netflix, Hulu, and CBS all access (I know I shouldn't be paying for them. I might cancel Hulu again.)

[@bunnobear]

Awesome video, thank you ❤

[@shawnandlisamason9533]

how do you put your money into a online checking account my husband and I don't have direct deposit. the company he works for will not do direct deposit..also paid off 1,360.92 of one of my student loans

[@TheRealLydiaSenn]

Interest makes me mad.

[@nikoletacude8721]

Wait in America you pay 10$ for seeing movie in cinema we here pay only 2$

[@mercerchristina]

i gave you a shoutout in my recent video, as to what i refuse to pay additional bank fees like atm fee

[@crazyredheadart713]

Thoroughly enjoying your content, thank you for these helps. Heya from Louisiana, sorry about your Katrina experience. A question. Betterment has "supposedly" a better interest rate than Capital One 360, I'm curious why you wouldn't put it there, is it the issue of the no atm?

[@djterry1218]

And you became the way you are how? Did you take economics in college? Were your parents thrifty? Did you hit rock bottom and have to have a fresh start? Inquiring minds want to know!

[@findingaway5512]

I would say there are things I rarely spend money on. Make up, clothes, shoes, ( these are on a need basis when I do), going to a salon and getting stuff done. Eating out at real restaurants, usually for Valentine's day with a Christmas gift card and our anniversary but even then we usually have some money towards it as a gift. We rarely do the movies because it costs so much to go but do go maybe once or twice a year depending. ( saw magic Mike 2 at the theater. lol I went with my mom and it was hilarious because the theater was full of middle aged women cheering and laughing. It was fun! didn't go to gawk at the men) In the summer movie theaters have kids movies for like $1-$3 or something once. a week. The movies aren't new movies but it is fun since usually it is one from the previous year they hadn't seen. Also in our area the parks do movie nights for free. And cutting the winter the one church does a free kids movie once a month. There are many cheap and free options out there. also libraries have movies to borrow for free.

[@atdepaulis]

killing it on your debt kicking!

[@beccakirk8058]

love the video.

[@Bingbng2705]

Interesting video.