Buying A Home In Canada 2024 | First-Time Home Buyer Tips

[@tardarsauce3355]

Thank you for simplifying it. Still it seems like a ton of work. I hate society sometimes

[@REALESTATE100SHOW]

Get a good realtor and a good mortgage broker and they will make it way easier

[@sw2de3fr4gt]

Thanks, this video has been more informative than other 'help' videos that are disguises for advertisements for realtors

[@alira660]

Buying agents are never on your side, never forget that.

[@pariskid14]

Question, if I have funds invested in my FHSA and RRSP, and the withdrawal will take more than 24 hours to transfer into another account, can the agent write in a provision to provide a home deposit at a later date then 24 hours from acceptance of offer?

[@danm7596]

great stuff. Thank you

[@Easyservice-x8q]

Your videos are always so beautiful

[@SaltwaterCowboy709]

Great video! I had clicked on this video because I was worried when my mortgage broker started asking for additional documents and how I planned on coming up with the full amount for a down payment. Understanding that this is a normal process when going from a pre approval to an approved mortgage and selecting the right mortgage that best suits my financial situation really put my mind at ease. Thank you

[@TheZubbii]

Hey Nolan. Appreciate your video. Can you please explain more about how GST rebate for homebuyers work in alberta? I was so close to getting a townhome here but the builder manipulated price in such a way that GST refund was there to be shown but in reality i would have paid what they advertised for the house. And my realtor could not help on this which was a deal breaker. I did not sign any paper with the realtor but i am willing to if i can find reasonable solution to this. Thank you!

[@REALESTATE100SHOW]

I think having representation is important. I can’t help with your individual circumstance but a realtor can.

[@rachelk8368]

If you really wanted to not make money and have a free book and not skim from shipping you would make the book a pdf that is FREE to download haha

[@NolanMatthias]

Yes, that is something I have considered for sure. Two things though, people value things they pay for, and I still lose money after all of the expenses on shipping. Basically, the shipping costs only cover the shipping company's expenses, and I still lose money on the printing of the book. However, if I ever decided to put it on Kindle, I can't have a pdf copy floating around, it is against their terms of service. I totally empathize with you, and the perception that I might be making some money off of this, but I am not. Further, I don't want it to be perceived as some cheap PDF that was made using AI as that is not what it is. It is in fact, a legitimate book, and is the third one I have published. The first two were both Canadian best sellers. So there is some pride in authoring a book, and I take that seriously.

[@raymondgignac20]

@@NolanMatthias-If this guy wrote a book why cant he make some money off it?No ones time and effort and talent is free!

[@arshS27]

Great video ! How would you choose right realtor and mortgage agent in GTA ? Can you help me with that ? What sort of qsns can. I ask them to filter out one - for my first home ?

[@REALESTATE100SHOW]

Can definitely help with that. Personal referrals are always the best place to start. From there ask them about their process and how they handle tough situations. Dig deep and go with your gut. If you fill out the form on the website I’ll connect you with a realtor, and I’m licensed in Ontario and can have my team assist you with the mortgage.

[@arshS27]

Thanks a ton ! I would seek a pattern of qsns to be asked to realtor to weed out the ones who just want to make commissions and not bothered about clients interest and same with mortgage agents ?

[@katealeksen7701]

Planning to buy in Manitoba, Winnipeg. Please advise. Thank you!

[@tanmeetbagga8248]

From a Buyer perspective ask a Realtor 1. If he has time to actually explain you every single clause of the agreement before we even start talking about homes(judge his tone of answer) -2. What if at some point searching homes you feel that somehow we need to end the contract? 3. Will you be able to show us all the homes we want ? If not what will be the situation in which we cannot see a home. 4. Will you be providing us a CMA for every specific property we might like after having a tour to be able to understand what is the right price for that property 5. Can you give us a real time data of number of sales vs number of listings from your board members website? The reactions from a Realtor will help you make a decision about him/ her.

[@tanmeetbagga8248]

And most important ask the agent if they work as Full time or Part time. You can ask the same thing in different ways.

[@NFTwizardz]

Hello! Im 34 i have 16k Saved in FHSA and have no debt or car payments. I live in Hamilton and work in milton ontario. Want to buy for 350k to 450k and odvi still saving. When should i get pre-approved? I make 75k a year and gf is working towards getting fulltime in Healthcare but isnt FT YET. Should i wait until she can find a fulltime job to get a house as 75k might not be high enough?

[@NFTwizardz]

Anyone in hamilton ontario once ready for mortgage broker you'd recommend? Both our credits are above 825.

[@REALESTATE100SHOW]

@@NFTwizardz we can help you 😁

[@TheSeeker275]

You won't get anything not even a apartment condo for that low bro. Save 500k atleast

[@NFTwizardz]

@TheSeeker275 multiple houses on hamilton mountain at 475k, seems to be getting close to my buying range. I'm thinking about changing employment to hamilton and move to dunville, seems to be 400k is possible that way and not crazy traffic just shitty roads.

[@justincredible6815]

20% down plus closing cost… Minimum ! If you can’t do that, then I’m sorry, bro. You’re gonna be underwater if you try.

[@fp2687]

I want 7 of ur books but it doesn't give me that option????

[@eddie9024]

Question, should I inquire with a mortgage broker first before checking what me or my spouse are pre-approved for? Thanks for all these informative videos by the way.

[@REALESTATE100SHOW]

Yes, to get a proper pre-approval you would go to a broker

[@SaltwaterCowboy709]

Does anyone know if I require to have the full down payment and home insurance before the conditions date?

[@REALESTATE100SHOW]

Insurance no, but there can be complications on the down payment if it is not done correctly. Ask your mortgage professional this exact question about your file.

[@SaltwaterCowboy709]

@@REALESTATE100SHOW Thanks!

[@Oraliamallory-vy2xk]

So nice

[@nairbos]

Step 1) wait for the Spring market that doesn't happen Step 2) lowball bagholders

[@NolanMatthias]

Step 3) make a bag

[@nairbos]

@@NolanMatthias true :)

[@justincredible6815]

Do not borrow money to qualify for borrowing more money…

[@rachelk8368]

No one should buy unless they want to lose money in the short term. Even if you can, this is the year to wait. It takes 12-18 months for lending rates to have affect plus you have governments changing regulations. Just because there are more people here doesn't mean everyone can and will be able to buy. We added over a million people last year to Canada and prices have dropped. Bigger picture we know manufacturing, shipping and buying are down--> Port of Vancouver is down, FedEx predicts 14% less in Q1-3 and inflation is still here. Patience will pay off this year.

[@NolanMatthias]

100%

[@alfagrobd]

Hello sir. I have checked your KZbin channel very nice. Your videos are getting good views. But there is some problem with your channel. Fixing these issues will hopefully help your videos rank better. I am a professional digital marketer and SEO expert if you want I can solve your problem.I am wating for your reply.

[@TrippDaHippy]

Get out of here lmao

[@EthanKiz]

How can anyone buy a home with Trudeaus stupid policies

[@anwarnayani5849]

Why someone buy house in Canada 🇨🇦 What’s common sense say ?????!!!???!

[@REALESTATE100SHOW]

Common sense is rarely common

[@ajsingh1296]

Great video man! You got my Sub! Transparency and wanting to help people - you deserve a lot of followers. I am a heavy investor, looking to start a KZbin channel soon. We should collaborate once I build myself up and get enough work completed :)

[@REALESTATE100SHOW]

Thanks for watching, commenting, and subscribing!

[@damianpleadwell7889]

Only ten steps lmfao this man is delusional if he thinks “that’s it”