California woman accused in multi-state Ponzi scheme arrested

[@virginiaelmers7487]

*Universaldispute* thanks for keeping up the war against the common folk. Give this *universaldispute* man a Nobel Peace Prize. He truly deserves it.

[@dave-d-grunt]

Even with a conviction, the victims won’t get their money back

[@anthonytran7566]

They surely will !!!!

[@JoeKyser]

If there is a conviction then they may be eligible for compensation from the restitution compensation fund if direct payments are not possible

[@mdmoz1777]

Yes, why would she obey the law to pay restitution. She would just leave the country and abscond with her stolen cache of non-frozen money.

[@swisstrader]

@@anthonytran7566nah. Most of these scammers are judgement proof and most get off without paying a dime.

[@swisstrader]

True. Just google stats on restitution. Very few victims get their money back

[@esojanacig5138]

Someone ask you about investing money, flat out say you're not interested.

[@peterjhpark4782]

TRUTH. You can literally invest yourself with self study very well.

[@brianwong4458]

@@peterjhpark4782 anyone can just opened a brokerage account on their own and invest for themselves dont asked anyone to help you invest your money!

[@badlyniceness2315]

What money?

[@user-se5ef5pl3o]

I feel you 😪 no money to even visit the dentist or get a new tire.

[@bettyross8152]

This scams a becoming more sophisticated, do not consider yourself stupid as i really admire your courage to speak out, this could literally happen to anyone this is why we need more awareness together online with the much help from Universal dispute , i was also victimized recently, i am one of the many you have brought out of bottom *UNIVERSAL DISPUTE !*

[@bennykwong3172]

Typical of scamming on your own kinds because of the cultural trust.

[@lmcc0072]

Yup. You’re much much more likely to get scammed by someone who looks and talks like you do rather than someone who doesn’t.

[@SeaStar2722]

@@lmcc0072 Yes, that almost happened to me. A woman was scanning Latinos at Walmart. She was a customer and pretended to work for an insurance company hiring people that wanted to invest in the company. I noticed she looked at me up and down several times and even looked at what I was buying. I had a basket packed with food and other Household items. She probably though that I was not financially needy but wanted to make more money (greed). I thanked her and said 'No' firmly. Scammers are watching everywhere.

[@FASBLAQUE]

😂☺

[@libra7.063]

This isn't the first story I've heard of a Filipino scamming other Filipinos. There are so many. It hits me hard knowing one of our own kind did this sh*t. I feel embarrassed even though I know I shouldn't.

[@evaumipig3899]

That’s why folks do not trust no one when it comes to money.

[@ekiarecords]

Team is, *Universaldispute* an angel in human form. If you get scammed, if you can't let go, because I'm not a quitter, it's really good to get help, started watching your page on the internet when I was in downtown Seattle, and it happens to be accurate and brilliant. You fought evil very bravely. Thank you for saving and improving lives every day, being a crime fighter can be tough but you have stepped up with courage and strength.

[@willieverusethis]

And the lesson is: don't be greedy and try to get rich quick with hard-earned money.

[@Sunshine-lo6vd]

Exactly !!!

[@gigis.6813]

The lesson here is not scam people. Why are you blaming the victims? Please don't ever sign up for jury duty, you seem like you'd let the criminal go.

[@petkonethan6161]

I appreciate the knowledge you dropped on us. As someone curious about recovery, I like that you show tools you use to investigate a company before coming to a decision. It's already a difficult decision to make and game to play, and with someone showing the world techniques to protect themselves, this knowledge is invaluable. Thanks for taking out the time to share this with the KZbin world. We love you *UNIVERSALDISPUTE*

[@Patty-bs3bz]

This is a sad time for our nation. Scammers and thieves are rampant.

[@JeffBarker-q2f]

I just got scammed $480 out of my savings account through a Walgreens ATM in my hometown!

[@cerebrumexcrement]

theyve been around since the beginning of time. people never learn. oldest trick in the book. 🙄

[@206remyboyz7]

Due to the Nations greed and capitalist society. Inflation and cost of living at all time high, this often leads to crime and corruption sometimes just to survive.

[@SoCalBrian]

Also these types of scams happen a lot in the Latino community as well due to trusting your own people mentality.

[@MrTmenzo]

Yup paisas scamming paisas

[@freesia2067]

Happens also in asia

[@MMCat7732]

Never give money to someone else to invest. That’s basically giving away money.

[@poker_]

I agree

[@1koolkat76]

Just say NO! that's it.

[@SeaStar2722]

It almost happened to me. A woman was scanning Latinos at Walmart. She was a customer and pretended to work for an insurance company hiring people that wanted to invest in the company. I noticed she looked at me up and down several times and even looked at what I was buying. I had a basket packed with food and other Household items. She probably though that I was not financially needy but wanted to make more money (greed). I thanked her and said 'No' firmly. Scammers are watching everywhere.

[@dannyphan1352]

Do not TRUST any one with your MONEY

[@untouchable360x]

10% monthly returns? Isn't that too good to be true?

[@gnawfam]

Notice how her clients were mostly women. It’s easier to convince a woman when she’s emotionally invested. Logic goes out the window. I am Filipino and I’m very weary of my own people. Anyone in need of money bad will be willing to lie, and it’s easier to lie to people that know you.

[@untouchable360x]

@@gnawfam Women usually don't think that when something is too good to be true, it usually is. That's why most catfishing victims are women. Why would a rich good looking guy want to date you? Step back and think about it. If a beautiful woman shows interest in me, my alarms go off just like most men.

[@zelgie3013]

10% monthly is crazy. 10% annually though is possible. Even quarterly might be possible if you're a good investor in the stock market but consistency is probably a problem too

[@randyearles1634]

@@zelgie3013 10% a year is great if its safe. any more and I would be very skeptical. I'm getting 4.45 but it is safe.

[@qqqcalls]

@@zelgie3013 If you are going to get a 10% monthly return, you will need to trade options and/or futures.

[@Wttford]

It must be difficult to decide to help duped people get their money back. However, history and the help generated from such suffering must be remembered. I admire them. UNIVERSALDISPUTE these roles

[@jeffjohnson5053]

People are GREEDY and love to throw all their money into a get rich quick scam. If you are that STUPID to throw all your money at a SCAM. You got what you deserve. As for me, I am VERY CHEAP, i won't invest when others are all screaming good deals. I always keep my money in the bank.

[@Wttford]

@ mostly greedy is the main cause of all this scam when it’s too good to be true know it’s a scam!

[@mr.hamachi9918]

Like my Papi would say, if it's too good to be true, something is definitely wrong.Learn to say no!!

[@harmonk8012]

Don't trust your own people.

[@ernielim8834]

Yap, I just got fooled by another fellow Pinoy, ex Pinoy fast food owner

[@ronnienestor]

@@ernielim8834Financial scam is now the no.1 crime in Singapore. It doesn’t matter on your nationality. Why are you people fall victim to this ponzi scheme? You are GREEDY! Quick rich scheme. Be ashamed of yourself.

[@cuti-k9s]

Lol, that is true, sometime.

[@Valhalla_Heathen]

I’m Latino and I don’t trust Latinos AT ALL!

[@damuhongmaldita]

Maybe not losing trust but be more wary of the intentions of your own people, especially when it comes to money. I know of many Pinoys duped by their own relatives. It's amazing how deeply effed-up some people are.

[@DRventura333]

Just because the person is from your country, same community RESEARCH RESEARCH RESEARCH. When it sounds too good to be true, look before leaping in and giving such people your heard earned money. Don't fall for the smiles and promises from anyone. This has also happened in many other communities (Vietnamese, Spanish, African American, etc,.) Scammers come in many shades.

[@megancao5988]

Yupppp

[@JoshuaKruger-hz2jg]

If you are reading this it probably means that someone took advantage of you when you were vulnerable, don't blame yourself, it happens to most people including me and I want to say that I am grateful to *Universaldispute* for a job well done. I can't thank you enough for bringing me back to life, I don't know what I would have done without you.

[@ronda9317]

I dont understand how people can be okay with themselves everyday when they look in the mirror.

[@gabriellelee7119]

Make it a rule to never get caught up with money or investments involving acquaintances, family, or friends. Nakakahiya!

[@p.e.3759]

You can’t trust anyone these days.

[@jalberto4371]

If you have $200,000 to invest go buy a piece of property!!

[@qqqcalls]

Or stock.

[@sct4040]

No, index mutual fund Roth IRA account.

[@TamTran-dz9de]

Put your money in Roth and invest in big companies.

[@Valhalla_Heathen]

I’d buy Bitcoin for sure!!

[@lunchbox6576]

Sad how quickly we fall for greed, shame on the con artist.

[@Sundayvibe5]

It’s pretty common in Filipino community. I always get approached by these taking advantage of being same heritage. But denied them. Most of them friends or coworkers.

[@cristinetorralba1478]

when it's too good to be true, it's too good to be true!!!! do your due diligence!

[@kitkat-p3t]

She was not smart. Only greedy. What an idiot to think you can pull this off forever and never getting caught. I guess greed makes you gamble your life. And lose.

[@dangda-ww7de]

She will be hiding in the ph, you cant touch her.

[@rinfante1672]

Never do business with friends and family. Never!

[@Aloha860]

You’re right! I wouldn’t even let my relatives do my tax return even if it’s a free charged 😁..oh! And also friends/relatives who are in the realtor business ! Never

[@karlad4082]

That poor woman! :'( Be careful about investing with individuals, especially if they're persistent. That's more often than not, a scam.

[@johnsonbui]

Even companies still rish😢😢😢😢

[@Sandy-dd5jz]

At this point who should we be upset at?? The scammer or the blind people who freely gave their money away???

[@thecake03]

You’re an idiot

[@dustup2249]

I know, right? These people knew they were investing in a business model based on misery of people and companies being sued as a profitable return on investment. While they were busy cheering on a shady ambulance chasing attorney, they loved the return, but when the scam collapsed they are crying about shady lawyers. In a perfect world of civil suits, there is no such thing as a sure thing. There are so many variables of judge interreference in slashing settlements, jury tampering, surprise 11th hour discoveries allowed by a sympathetic judge...

[@luisarteaga9219]

Get rich schemes never work out.

[@sct4040]

10% return is the clue!

[@jackmac66]

So 5% is okay?

[@ricktharp1]

Why are people that damn stupid?

[@johnw91498]

Why do people fall for these scams?

[@demondog2007]

A lot of reasons. Sometimes they're guilt trip into not trusting them. Sometimes they don't want that awkwardness of refusing or turning down someone's offer. They don't want that "friend" or con artist feel bad. It's a cultural issue where if you refuse an offer/help, it puts you in an awkward position. For example, like refusing food from a Filipino household can be interpreted as saying the food is bad and that's why you refuse to eat it. In actuality, you refuse it to be humble and not to take what's theirs.

[@steplaland]

You know how hard it is to have sweat and worked hard for your money yet you expect 10% return a month in your sleep? Come on now.

[@passiveincome4151]

Damn idiot brought that theiving mentality abroad. Hope she pays back the money she stole, as well as prison time. Some words for the victims though. If it sounds good to be true, it's gotta be a scam. Ponzi schemes have been around for ages. Don't think that a fellow Filipino can't scam you. Have to be smarter than that.

[@praysuguitan779]

We Flips are lured very easily with promises and the color of money

[@rolover-111]

Speak for yourself Einstein.

[@CanadianInPhilippines]

I would love to see how much of her victim's money was sent back to her relatives in the Philippines where she played the successful business person and would also be interesting to see what assets she has hidden in the Philippines.

[@hera_avria9265]

Bragging to her HS school during reunion 🤮

[@jamesraymond1158]

So sad. Never never never invest in businesses that promise a high rate of return.

[@Blu-so8hc]

Great investigative reporting. Fraud and schemes should be taught in schools.

[@lisabrightly]

She has a lot of well to do friends. I'm thinking she sought out those friendship, then ran a long con on them until she gained their trust.

[@OptimusOne]

Nakakahiya! Dito pa sa Amerika nagkakalat ng lagim.

[@carloscarion1748]

The really weird thing about this whole situation is that these people scam old is crazy money and then they spend it on items that aren’t worth it that are just gonna go by the wayside eventually and once that money is gone, it’s gone! Not to say that it is a good thing to swindle money from people but my God what are you doing with the money you’re buying garbage jewelry cars, just weird!

[@nonoway288]

she doesnt even get the wart looking witchy thing removed. smh

[@HighPowerOptionsTrades]

Yea it’s rarely racketeering in the truest sense 🧐🧐🧐🧐🧐🧐

[@andrewnmontemayor]

The investors got the Pino Dickerson all right 😂

[@LauraGBay]

What a horrible woman.

[@oneolddog8809]

All these schemes rely on greed. No such thing as easy money. JMO?

[@qqqcalls]

You can't cheat an honest man

[@EmmanuelJohn-cn4hh]

Please express my heartfelt gratitude to everyone who contributed to this masterpiece. My gosh, *Universal-Dispute!!* You people are ruling the cyber world. We appreciate your efforts and would like to take this opportunity to thank this person for all he has done for us. Those who never fail to make us laugh deserve nothing but the best:😇

[@hotdognobun]

Filipinos the best at setting up Potlucks

[@mr.freightliner7607]

I lost one of my best friends who we were like brothers because of this. He got out of nursing to get into life insurance sales. I went through something and didn’t ever hear from him. Years later he called me out of the blue wanting permission to write and pay for me a life insurance policy, it wouldn’t cost me anything. It’s boosting his numbers. I told him I can’t because that is a felony. Hey got upset not understanding where I was coming from. We have been through it all and I look at your family as if they were my flesh and blood. His mother was like a mom to me. His wife’s family really took to me. Anyways he got upset and I didn’t hear from him again for years. I said it’s okay. Shows what a true friend is. I let him know during our conversation that how would I face his wife, kids and family if he got caught and went to prison and knew I participated in helping him get there. He called all of our friends wanting to do this. Wasn’t going to fly with me.

[@seancowhie6951]

People are scammers

[@Paul_Wetor]

Stick with known, documented investments. These people who are running "investments" on their own have nothing backing them up except their word. The danger sign is when they start looking rich because they are spending the investors' money on themselves.

[@markdeguzman5505]

Would you really give up your thousands of dollars because he/she said? It's hard to understand that some people fall for this kind of trick.

[@williamzander9708]

Women will believe other women before they will believe a professional.

[@celebrategout1008]

@@filmbuff000 ahahahaha you’re mad at the truth😆

[@williamzander9708]

@@celebrategout1008 your right Avon and make up companies and Tupperware all were run by women the boyfriend are husband didn’t have a say . They sold starter kits then got you to buy more each month . Mary Kay you get a pink Cadillac if you sell so much . Amway all of them had women selling there products.

[@sec0ndton0ne408]

💯

[@randyearles1634]

and Trumpers will believe him before they will believe the professionals

[@randyearles1634]

10% a month is a scam..always! every time! wake up people, no one can make 10% a month profit!

[@_RedBean_]

3:49 “many investors got well in excess of their original investment”. Well, duh, that’s how a Ponzi scheme works, except those profits paid are from the other duped investors.

[@lmcc0072]

If that’s true then the authorities will be knocking on their doors to return the gains as they came from stolen funds.

[@pposavids5119]

Start with staying away from Facebook. A lot of scammers from old classmates or relatives.

[@TeezyFlip]

This is all about greed on both sides.Both sides are losers at the end!

[@PrincessCashmonie]

There’s a bump on the tip of her nose.

[@Cucumberflavoredmustard]

It grew with every dollar she took.

[@lisabrightly]

😂

[@musk-eteer9898]

she's the mole

[@kathvee]

A lot of Filipinos are victimized by this kind of scam. This is what happen when you want to earn big real fast without doing anything. When it's too good to be true, it may not be true at all.

[@kenbob1071]

I don't get the scam. Accident lawyers need money to fund their own lawsuits? Accident lawyers are broke?

[@Sagemeister007]

I feel horrible for these victims! I hope they can find strength to move on but it's going to be hard. Praying for them.

[@anthony-L.A.6946]

First rule. Too good to be true.

[@AgusPKristian]

there is no easy money guys, open your eyes

[@jonasabella7305]

Scam artists are disgusting!

[@MrTjuan]

If it sounds too good to be true, it is too good to be true. No such thing as easy money. Sorry to say that greed may have played a role in being enticed to invest.

[@cjanvier1536]

If it sound too good to be true, it is a scam. People always get caught up with how quickly some people got rich off their investment in a short period of time. Run away.

[@musk-eteer9898]

when people befriend you they just want to depart your money from you

[@wds9861]

Guilty… no consequences. People who “invested/got scammed” still at a loss.

[@khale7180]

10% per month? That’s insane. Anyone promises or guarantees anything over 7% a year is a liar.

[@kenmoreSF]

When the return is too good to be true, it usually is. These people who lost their money are greedy.

[@Cucumberflavoredmustard]

The same, tired "uplift our own" angle.

[@qqqcalls]

Sounds like a voting ponzi scheme that has made many politicians very rich.

[@avayu2289]

That is just so pathetic…..This ponzi scammer looks like a dufus and how she took advantage of her victims is just so despicable…..but then again, if you are so blinded by shallow outward extravagance and greed…..this is what happens almost always without fail…..How many times…people!!!!!

[@gracesetimmons5733]

After losing money to a fraudulent website, I felt defeated and frustrated. I reached out to *Universal Dispute* and their team was amazing. They walked me through the process and worked diligently with my bank. I was thrilled when I received my funds back within days. Their support was invaluable, and I highly recommend them!

[@m.muaslis6902]

Many times, the fraudster/scammer starts her crimes within her community first because she is one of them...same culture, speaks same language..she gains their trusts that way. Hope she gets locked up for a long time.

[@gigis.6813]

Horrible, she needs to be in jail for a very long time.

[@moonwalker7836]

How about that online business that requires you to pay $149?

[@gracesetimmons5733]

Beware scam!!!

[@gracesetimmons5733]

*Universaldispute* thanks for keeping up the war against the common folk. Give this *universaldispute* man a Nobel Peace Prize. He truly deserves it.

[@savannahket7755]

sounds like a bunch of idiots giving her money.

[@JMarie-z8k]

They see MONEY, MORE MONEY...GREED

[@michaelsteel5177]

Greed will get you every time. ROI is to good to be true.

[@clownfish7776]

Reduce her sentence one month for each $100k she pays back to the victims. It might speed up the recovery of funds.

[@vincentemendez938]

Sad. We had a nurse do the same working under Premier Financial Alliance. Always trying to recruit new members to join in selling life insurance. What I found odd from the beginning was that she only recruited Filipinos and mostly all women. Well the job wasn’t selling the life insurance but signing up more new members to sell life insurance. They’ve ended up getting hit with multiple lawsuits for running as a pyramid scheme. All the top leadership including the CEO named in the lawsuits. But when you asked, you were told it was fake news, yet had the complete court records. What’s interesting is that most all the staff compromised of nurses. Unfortunately you were never classified as an employee, you had to purchase all the materials out of pocket. I was always pursued to join, but there were a lot of red flags but the biggest one was how fast she got promoted from entry level to the top leadership level. Within a year, but it all had to do with how many new members where recruited not by selling the life insurance product. In the lawsuit, complaints where also if you questioned the business practices they pulled your licenses.

[@dloren6183]

Yeah, the investment is very "Creative"

[@MaiXoxo3]

Don't be greedy with money you will fall for scams or end up in jail for scamming people.

[@1jo13]

That’s why when someone says transfer your retirement money to our company because it has better returns…. I just say NO thank you.!

[@lesliepropheter5040]

She had to be a good business woman in order to convince people to invest so much money, she had to know exactly what she was doing in order to make it last so long. It will be interesting to see if she originally meant well then got her head turned by a particular entity

[@nyankanakitty]

I am confused, if ponzi scheme is illegal then why do corporations like Amway still exist and still having people go to grocery stores and stalk people?

[@barbiejimenezmojica40]

So She had the Gift to GAB!!!

[@youtuber9758]

Always California

[@BigChuck-773]

Kamala

[@lovinglife8097]

To all victims.. be strong.. You’ll be blessed… these scammers do not have a real life.. they are evil living in a dark place.

[@phuongha3113]

Diy investing is the way to go.

[@uMADden]

People can be so dumb, plus sucks to go after anybody including your own people.

[@carl-cr7rp]

Enjoy those meal trays.

[@DA-BROWN-STOIC]

Free meals!

[@tanyas.2087]

Oh no 😮so sad for all the people

[@donjosegomburza835]

It is the culture of the Filipino people to want to be rich quick. One of the most common ways of the scammers is the pyramid scheme.😂😂😂😂

[@YuiAdventure]

This happen in NY too in indonesian culture. They put investment thinking they will get their money doubled but nope. It was a dope and they never got their money back, even after they sued. Never invest on stuff like this.

[@easychang4261]

We must leave our “crabs in a bucket mentality”; never follow through with identity politics; when we choose to identity with what we’re familiar with like color, race, religion it makes a dangerous collaboration. Choose to discern people over the type of energy and character they exude rather than color, religion, gender etc…

[@ShellyBomb]

⚖️ ~ SCAMMER 🧐!!! The first alarm 🚨 bell should have gone off with the business name alone re "Creative Legal Services" - sounds sketchy; shame on this woman!!! 🤯

[@LuDogVlogs]

People are idiots. You tell them a bs money story and right away they fall for it.

[@wailee6621]

Don't be greedy 😅

[@jodiburnett6211]

“Creative Legal Funding” Yep!!! “She made me believe she was a good salesperson.” That’s how they do it.

[@jb8801]

I read there used to be a time you could hire someone for $5 in the Philipines to get rid of someone else.

[@stanwardoshiro]

Now that price jumped up to $5k

[@kmusic5944]

this whole world is one big ponzi.. who is going for the fed, irs, and banks?

[@poker_]

Typical suspect

[@hera_avria9265]

She not n.gg.a