There is no such thing as FREE federal money for down payments. Its ALL taxpayer funded!
@susannelson-e5d2 ай бұрын
This is such a joke. They will add 25,000 to the price when they sell home, and it just increases mortgage payment for new owner.
@kittybest23012 ай бұрын
Speak for yourself I'm sat here in a motel wishing we had the down payment to buy a home.....
@coachm29222 ай бұрын
@@kittybest2301and you’ll still be waiting even if this passes.
@Mr.Boom_5132 ай бұрын
@@kittybest2301who's paying for the motel?
@CindyTemple2 ай бұрын
@@kittybest2301 If you're living in a motel the down payment is the least of your trouble.
@Tetrahfy2 ай бұрын
@@kittybest2301it’s going to make buying a home harder . But go ahead and keep believing the lies and promises they’ve been telling for the past 60 years
@jtr7893102 ай бұрын
When you print money then you have inflation if you love the last 3.5 years you going to love Kamala high inflation.
@forkicks21052 ай бұрын
Didn't tru.p do that too?
@joshuapaul3492 ай бұрын
@@forkicks2105Nope, sorry. Please try again.
@artificialintelligence1432 ай бұрын
@@forkicks2105businesses got a tax reduction
@catfishruinedtrophycatfish79982 ай бұрын
$20 a gal of gas ca hit $7 and change already lmao
@odysseus26562 ай бұрын
@@forkicks2105 No. You not alive back then? Barry got 0% interest rates and the fed printed money to buy all his bonds. Under Trump the fed hiked interest rates to 2.75% and they sold off Barry's bonds and did NOT print money to buy any bonds floated under Trump. So, NO, Trump did not print money and that is why his inflation rate was 1.4%.
@BrandonEdwardsOfficial2 ай бұрын
Yeah until they raise the price on the homes $25k in the us hahaha
@kalmorri96132 ай бұрын
Get a 25k bonus for a $75k increase
@pedlpower2 ай бұрын
Shh... don't look behind the curtain! But hey, making a college degree available to everyone worked well. 🙄 I mean, it's not like the cost of higher education soared.
@catfishruinedtrophycatfish79982 ай бұрын
With 12% intrest rate price homes 150k a dump in trash neighborhood
@feelsgoodman97372 ай бұрын
In Durham you get an extra 80k
@pedlpower2 ай бұрын
@@feelsgoodman9737 Raleigh-Durham? That area's been exploding since the 1980s!
@joshuapaul3492 ай бұрын
Talk ablut doubling down on stupid.
@sassylady20012 ай бұрын
More INFLATION on the way.
@forkicks21052 ай бұрын
Yeah , not like when trump just gave everyone on social security 1600 plus....crazzzyyyyy
@kittybest23012 ай бұрын
Good only people caring about the inflation are already spoilt.
@mikepolls30322 ай бұрын
@@forkicks2105Kamala policies have been attempted and failed.
@AnonymousUser-ww6ns2 ай бұрын
I’m afraid stupid people will fall for it
@feelsgoodman97372 ай бұрын
Especially in Durham that has up to 80k in down payment assistance.
@tomking18902 ай бұрын
Here we go giving money away already.
@forkicks21052 ай бұрын
Rrumo did that didn't he
@SirSmokesAlot-r8k2 ай бұрын
@forkicks2105 who is rrrumo? Having another mental break down from all the hormones again?
@00001111henry2 ай бұрын
USA 🇺🇸 government going to borrow from China 🇨🇳 ❤. Chinese government very happy.👍🏻😊
@Tetrahfy2 ай бұрын
@@forkicks2105brainwashed . You’re the problem .
@forkicks21052 ай бұрын
@@Tetrahfy sure bud lol
@martemis2 ай бұрын
Talk about destroying the economy!
@forkicks21052 ай бұрын
Didn't trump do that
@tommy_vercetti52 ай бұрын
@@forkicks2105nah Obama did
@AR47X4202 ай бұрын
@@forkicks2105seek help your TDS is flaring up again 😒
@adamsamuel85932 ай бұрын
@@forkicks2105sleepy joe dementia getting to your sorry ass.
@kittybest23012 ай бұрын
@@tommy_vercetti5I don't think any of the presidents knew what they were doing.
@epicnoodles36332 ай бұрын
This will cause the real estate price inflated even more.
@vincentbugalia38582 ай бұрын
There will always be enough naive people to believe anything.
@JoseEstrada-sy7ec2 ай бұрын
Please people don't fall for this crap.
@holistictraditionswithpat21702 ай бұрын
Unfortunately lot of them do. 😢
@craigdarby95332 ай бұрын
Well if I'm selling a house, I gonna raise the price 25k .
@kittybest23012 ай бұрын
Then go ahead at least people will have. A home to raise their family in the end instead of apartments and hotels -.-
@davisl56942 ай бұрын
@@kittybest2301 life isn’t sunshine and rainbows
@deonjaycpa2 ай бұрын
Logically that makes no sense if the 25k isn't coming out of your pocket as the seller. If I'm selling a home for 250k, it makes me no diffrence whether I get 250k cash from the homebuyer OR (200k from the bank, 25k from the homebuyer, and another 25k from the homebuyer's down payment assistance). Either way, I'm still getting 250k.
@craigdarby95332 ай бұрын
@@deonjaycpa No, if you know that the government is going to kick in 25k, sellers will raise the price from 250k to 275k. Might as well get an extra 25k. By the way, that 25k will be coming out of all our pockets.
@user-no4fq6ww8s7 күн бұрын
@@deonjaycpa Even without the price gouging mentioned above, there's still basic supply vs. demand. If the down payment program suffices to incentivize higher demand without a proportional increase in supply, then there's going to be more competitive demand over relatively fewer houses which places upward pressure on prices. This is precisely how real estate investors turn a profit; they purchase real estate in an area of low demand (such as the outskirts of a city). Then as the demand increases, they can increase the price of the home and sell it for more than they bought it.
@MyerShift72 ай бұрын
Bribing fiscally irresponsible people with MY tax money?! Absolutely not
@denniscarroll31642 ай бұрын
😂😂 the free stuff agenda, how original.
@sues32182 ай бұрын
I don't want my tax dollars paying for someone else's house! Get your own money for that! This woman will bankrupt this nation.
@Archangel552 ай бұрын
The $25,000 is only a payment on the interest .The principal will go up.
@michaelotrando191823 күн бұрын
It’s for 1st generation. So if you own a home your children/ grandchildren do not qualify
@Guitarkwondo2 ай бұрын
Lol as someone who works in mortgage, down payment is tacked on as interest. No such thing as free money, its “assistance” by having a much higher monthly payment
@a.b.3172 ай бұрын
That’s awesome. I’m selling my house next year. If this is put into law I’ll sell my house for $25,000 more 👏👏
@Johnfulkan2832 ай бұрын
WTF! Who is footing that bills? I drove old Honda civic first 10 years after college and paid off my house- to fund lazy good for nothing losers?
@DesilateLamprophony2 ай бұрын
WE are $35.14 TRILLION dollars in debt. Explain to me where that $25k is coming from? It will go straight to a mortgage bank and we will all pay increased taxes for it. $35.14 Trillion... I love this country but this requires a multi-trillion dollar loan from The Federal Reserve. The Fed Reserve is a PRIVATE BANK. Its not a governmeng org, its a private corporation. Our taxes pay them a huge interest rate to print our money and loan our money to us. We The People do not want to take out another $2+ Trillion $ loan just to give it directly to the banks.... We need locked in 3% APR Mortgages. That's the only way. Guaranteed missed payment forgiveness up to 90 days would be the American thing to do.
@BoBoBale2 ай бұрын
money is an illusion
@kittybest23012 ай бұрын
Thank you. These people are ridiculous. They'd rather complain about the homeless on the streets then see them housed. @@BoBoBale
@antonio36o362 ай бұрын
@@kittybest2301the illusion is expecting a handout that will never come... you have to work for it, a house isn't just gonna fall in your lap.
@BoBoBale2 ай бұрын
@antonio36o36 are you an immigrant?
@antonio36o362 ай бұрын
@@BoBoBale no, are you?
@Thunder_Dome452 ай бұрын
What else is she prepared to offer me? What about a year of car payments too? I could also use free student loan payments. I also believe I'm entitled to $10k in food payments too.
@janeg82742 ай бұрын
It is AMAZING that all of the Big 3 Love KH!! Obviously could care less about America becoming Venezuela! Just look at the crumbly big cities 😖
@Tetrahfy2 ай бұрын
You don’t want a free home ?!?!!!?
@m1j9s792 ай бұрын
Welp, home prices just went up $25,000. Thanks 🐪 la
@justthinking53332 ай бұрын
She should have given that economic proposal in front of a dumpster that is on fire to show what will happen if she is elected
@gergwilsun50672 ай бұрын
Why should I as a tax payer keep paying for everyone else? Student loans. E.v..now house? W.t.f.????
@GothicTrunk2 ай бұрын
According to Walz, it's neighborly
@kittybest23012 ай бұрын
So you can have your utilities, fast food, entertainment, etc. if you are paying to much in taxes get rid some of your crap.
@connorh64772 ай бұрын
@@kittybest2301 What kind of communist bot are you?
@kittybest23012 ай бұрын
@@connorh6477 I don't run under any politics but ok. The op doesn't realize everyone pays taxes. I even paid taxes and barely made $20k last year so whatever dude. I think you are the communist
@kittybest23012 ай бұрын
@@connorh6477 says Connor h 6477 lol
@sleepwalker292 ай бұрын
More like $25,000 down for a mobile home. Average home today is $325,000.
@MrRepsMrReps2 ай бұрын
Home ownership is not for everyone One must understand it is a financial and learning investment. This will lead to another foreclosure crises down the line
@coachm29222 ай бұрын
Didn’t we do this stuff before? Doesn’t anyone remember 2008?
@michaelsawyer68872 ай бұрын
Lol most of her voters were 7 years old then
@williamchapman3162 ай бұрын
the butcher offered the turkey feed to gain the turkeys trust all the way to the chopping block
@joshuapaul3492 ай бұрын
At first we didn't like it and even protested against it. But as time went on we learned to like it, and even begged for more.
@RyuKyle-yj2yt2 ай бұрын
it is like vote buying - she needs to learn economics - what happens after?
@leejee882 ай бұрын
she doesnt need to learn economics the people buying her line of bull need to it should be mandatory i.q test on civics and economics ..I'm sure if people understood what she was really selling she'd get booed out of any and all rallys she'd try and hold
@dcwinebuff2 ай бұрын
People who cannot afford to go to college have to pay off the student loans of those who do, and now people who cannot afford to buy a home have to pay the downpayments of those who can.
@noswpepunch51502 ай бұрын
Well looks like that puts the migrants in a good position while the rest of us tax payers take care of their plan
@thomasjarred42142 ай бұрын
Really this so dumb. 25,000 guess who will be paying for it. Correct tax payers. Hawk Tuah Girl will have to get off her knee and come with a different plan.
@joshlonon26142 ай бұрын
That may just be the dumbest policy proposal I’ve ever heard in my life.
@ThomasShelby-xz2fk2 ай бұрын
This won’t work. It will only increase demand. They should be tackling the issue of the supply shortage
@russellgilson35362 ай бұрын
We the taxpayer pay that 25k, do we own the house now? Why do i have to pay for someone elses house?
@e794222 ай бұрын
Same reason you have to pay for someone's student loan. LOL
@forthepeople48802 ай бұрын
When the people find that they can vote themselves money, that will herald the end of the republic. -- Ben Franklin
@AnonymousUser-ww6ns2 ай бұрын
Well said
@timward31162 ай бұрын
$25,000 in Raleigh might be a lot and very helpful, but it is next to nothing in the rest of the country - and she knows it. She also knows that the money isn't going to the buyers and that it's going directly to the homebuilders, developers, and investors - who will then merely drive up the cost further to make sure they choke the buyers. That's why her economic advisors come from companies like Blackrock. And yes, the struggling taxpayers will once again pay the government to pay the big companies. Harris is a pandering fraud, a snakeoil salesperson. She'll promise anything for votes.
@wagliz1632 ай бұрын
Home prices, existing and new construction, with quickly increase by $25,000. Without sufficient inventory, the competition will be fierce, further driving up prices. Builders are building as fast as they can, and Harris simply "ordering" more construction won't make them build any faster. An additional problem is zoning and land use laws. Primarily "green space" requirements. If you're not familiar, the Triangle area (which includes Raleigh, Cary, and Apex) it is the hottest market in the country right now. Housing prices are increasing at a rate 3X the national average. So $25K won't be as helpful there either.
@timward31162 ай бұрын
@@wagliz163 Thanks for the info. Yeh, her solution - which wouldn't solve the problem - was really just pandering to a local market even though presumeably such a policy would be applied nationally. I live in another "hot" market: Phoenix.
@cactusrider76862 ай бұрын
we already have a fha loan?
@holyfire112 ай бұрын
"lets just not fix the problem and make ot worse by giving money away which will increase inflation and housing market prices instead of fixing the problem and building more homes and/or not allow corporations or businesses outside the u.s.a. to purchase homes in mass just for them to resell for higher".
@e794222 ай бұрын
Well see that would be too difficult for her to understand because she doesn't have a brain?
@ClassicFIHD2 ай бұрын
For 3 million homes at $25,000 per home comes out to $227 that every man, woman and child in the USA will be responsible for.
@Co1eTrain842 ай бұрын
So, just like EV subsidies, the price will automatically go up $25k lol. Shes a joker
@suemullins52132 ай бұрын
If this economy, which is the Democrats fault,was any good, people wouldn't need help buying a house
@novanetom98332 ай бұрын
Then she going to turn around and tell you she gave you your reparations in your 25,000 down payment on your house please she works for them
@mrbaldspotАй бұрын
Money going to first gen migrants. Americans last
@MidnightMoses-ow1ul2 ай бұрын
Kamalia harris most think house prices are not high enough
@conniemckenzie55282 ай бұрын
That is not for us its for our Newest US incoming
@RacerX19712 ай бұрын
This and student loan forgiveness...whose paying for all of these...
@sues32182 ай бұрын
TAXPAYERS. They are stealing for us to help the lazy.
@Michelle-em5bu2 ай бұрын
Yes it was a big hurtle when I bought my first house. I worked my ass off two sometime three jobs at a time. Now I’ll be damned that people sit on their butts an use my tax paying money. Nothing for free. How dare she.
@kittybest23012 ай бұрын
Good for you. Should have bought something in your budget. We all pay taxes.
@michaelsawyer68872 ай бұрын
@@kittybest2301yet you live in a hotel. Trollbot
@DavidZeiders-nf8jr2 ай бұрын
Oh Look!!! By Me Some Votes!!! Give Me back My Down Payment Too!!! Won't Still Vote For Ya!!!
@kissthesky402 ай бұрын
🤮🤮🤮 Vote Trump and bring 2 friends.
@zap41562 ай бұрын
Hilarious you wanna vote for trump while also having Pink Floyd as your profile picture… the irony
@kissthesky402 ай бұрын
@@zap4156 Conservative is cool now. Liberal is ghey, pansy and soy. Like YOU.
@Tetrahfy2 ай бұрын
@@zap4156you don’t know anything about politics . You’re brainwashed by CNN and MSNBC . Learn to do your own research and stop being a sheep . That doesn’t even make any sense . You can’t even give a single example of what he’s done or why he isn’t the best candidate . Sheep
@robertheilmanjr38262 ай бұрын
She is spending money we dont have.
@kittybest23012 ай бұрын
Like the money we keep sending to other countries? Wake up lol
@Evergreenboss3602 ай бұрын
@@kittybest2301 Blame the current administration for that nonsense. More bad policy doesn’t negate the poor military spending. I’ve witnessed the moment people wake up from their media puppet masters. Just Think for one second that you might have been fooled into believing bad policy because Trump bad.
@Yonnie24362 ай бұрын
That's for those migrants.....watch🤨
@mrbaldspotАй бұрын
It is Media skipping over the part the 1st gen immigrants will get more
@holistictraditionswithpat21702 ай бұрын
Where is the money coming from. We are already in debt to an unfriendly nation.
@vincentbugalia38582 ай бұрын
It should work about as well as the Inflation Reduction Act has worked. LOL
@bangbang9ergang5242 ай бұрын
She LIES!!!!!!!
@MidnightMoses-ow1ul2 ай бұрын
Trump2024
@kittybest23012 ай бұрын
You must be blind and deaf and only listening to your friends talking to you in Braille
@Tetrahfy2 ай бұрын
You don’t want a free house ?!!!??! Brainwashed trumper troll dont eben understand exonomics
@odysseus26562 ай бұрын
Harris seems to think she is Opra giving things to the audience.
@e794222 ай бұрын
LOL!
@Dieselpwr2 ай бұрын
End home ownership programs
@danielcj19782 ай бұрын
This 25k for home buyers is all over KZbin from years ago. Is this really new? Did they want it, but couldn’t make it happen?
@modenam90462 ай бұрын
Who will pay for these bribes?
@rocksofoffence.righteousam24222 ай бұрын
Nearly $200k for a 50 to 60 years old house? No thanks
@AccentBwoy2 ай бұрын
U mean older than 50 or 60 yrs. And u mean more than 200k for a house
@MrJoker-2 ай бұрын
Prices for homes went up over 100k in 4 years, sadly those loans will to illegals or the ones who took the SSI#s. Either way it will only make the house price go up 25k.
@DeathByGelato2 ай бұрын
Yeah…. I’d bet my life I won’t be eligible….31 years old still renting, oh yeah I’m white too, I’m screwed
@kittybest23012 ай бұрын
I smoke gelato and I'm 30 I own property, a house, and currently saving up for another house to rent. And I'm a female. Lol I live in 3 different towns. And I'm below to poverty line lol all of this I bought on my own. May not be marbles and gold oak. But I have land in one county, a house in town, and now looking to rent to buy so I can make my own affordable rental lol
@DeathByGelato2 ай бұрын
@@kittybest2301 yeah… I don’t believe that 🤣
@e794222 ай бұрын
Just say you are black....Harris does.
@SJ-li6ho2 ай бұрын
She is clueless. 25k for illegals. Then taxes go up to cover it.
@kerryalabama67162 ай бұрын
She is vice president, she could do it now. This is bs.
@e794222 ай бұрын
Biden won by buying votes so I guess she should give it a try. LOL
@RANS87IROCZ2 ай бұрын
Soon we will be known as the? Nation of Inflation
@paulburns47212 ай бұрын
In other words, she'll pay you with taxpayers money for your vote.
@rudeondude212 ай бұрын
Aww so a 350k house with 25k only leaves 350k to pay 25k is the fees for most homes over 100k
@em-performance20162 ай бұрын
Thanks a lot, maybe now I can afford a sidewalk cardboard box home here in SoCal with that $25k. Most homes are about a $million. And to pay for that discount prices will go up even more.
@e794222 ай бұрын
No worries....she is coming out with a price gouging plan for homes. She is going to put a cap on how much you sell your home for.
@curtisbigsby62572 ай бұрын
Or they could adjust home proces to what theyre actually worth and crash the economy
@JBall-Skiles2 ай бұрын
This is not a good thing. Don't be fooled.
@tyd56932 ай бұрын
Yea right didnt biden say he was going to try to do the same. Pretty sure his was like 10k. How did that go?
@Ma_nerd2 ай бұрын
This is out and out vote buying using taxpayer money.
@Bigman.Struggles2 ай бұрын
And where would that money come from? Answer: thin air
@e794222 ай бұрын
No...your savings account. Thank you!
@HillbillyBubba2 ай бұрын
It will cost the taxpayers millions
@e794222 ай бұрын
you mean trillions
@catfishruinedtrophycatfish79982 ай бұрын
Banks wont loan and you gotta pay 250k or more income needs to be 100k a year black rock and other companies buy up everything then flippers slap bs together i would build my own flippers cheap repairs and paint its trash if you look at homes they are trash
@johnborgese45472 ай бұрын
God bless President Trump we need you back and finish draining the swamp I pray for you Trump 2024
@bobbyhofermusic2 ай бұрын
Forbes says 13% of US population will be 1st time home buyers in 2024. This proposal will cost $1,137,000,000,000! $1.137 trillion! Who will pay for this if the government produces $0?
@empoly2 ай бұрын
... and who will pay for that?
@jonreeves3993Ай бұрын
Listen, 2 policies: 1 give 25000 to first time home buyers. This will necessarily increase the purchase price of all homes. 2 tax the increased value of home as capital gains. The first policy guarantees the government this tax revenue. The gov’t is going to charge you money for a problem they created. That’s called racketeering. It’s a crime if anyone else does it.
@vicarious49612 ай бұрын
Turn on the vote machine…Brrrrrrr 🥴😆🤣
@cire8013 күн бұрын
Isn't there a $25,000 for first time home buyers bill that hasn't pass through congress yet?😂
@kevinkrichieАй бұрын
$25,000 for first time home buyers and $150,000 for illegal immigrants first time home buyers. Make that make sense.
@thelmaaugustine247125 күн бұрын
One of the stipulations is (first generation home buyer) meaning - if your parents, grandparents, etc owned a home you are not eligible so it’s pretty much for immigrants.
@bigirish4886Ай бұрын
Let me see "Pie in the Sky" If you remember a few years back the banking crash was caused by people getting home loans the could not afford after they got into homes. I can see the home repo business will be busy for years to come and the tax payer gets nothing for their money. She see half of the US as a cash cow, to support the other half.
@carlzobel51318 күн бұрын
The implementation of Harris’ down payment assistance program raises several logistical questions that remain unanswered. For instance: Eligibility: Who specifically qualifies for this financial aid? Will the program be tied to income levels or geographic regions? Disbursement: How will the assistance funds be distributed? Will it be a direct tax credit, or will it work differently? Impact on Immigrants: Could potential citizenship requirements exclude undocumented individuals from accessing these funds, given existing barriers to home financing?
@ladydsi4051Ай бұрын
Yes. Builders would LOVE to raise up their home by at least 25k . Ridiculous
@MarkFisher-ox6lx2 ай бұрын
please don't fall for this.. harris also wants to TAX home buyers. she will give you the money from one hand and take it back with the other
@janetjohnson72792 ай бұрын
🎊🎉 TRUMP/VANCE 2024!! 🎉🎊 Make America Great Again!!
@AnonymousUser-ww6ns2 ай бұрын
Yeah let’s go
@janetjohnson72792 ай бұрын
@@AnonymousUser-ww6ns 👍🏻👍🏻
@larrylouis852828 күн бұрын
How stupid is this? If they cannot afford the down payment, they will not be able to afford the home. Also she wants taxes on unrealized gains, so when they buy the home, it goes up the next year, will they be able to make their home payments, new tax on unrealized gains, rising food costs, gas prices and inflation? Nope. She is taking after Kommifornia governor Newbutt and he wants a 20 percent capital gains on property sales to pay for the down payments in Kommiefornia. Yet Trump is always the problem. Do you think they wear Trump masks and look into the mirror when they think?
@ClassicFIHD2 ай бұрын
Come on Man! It's only $227 from every man woman and child in America.
@MindEmancipationistАй бұрын
Voters should be cautious of campaign promises made by politicians during election time and take the time to thoroughly research their actions, behavior, voting records, and whether they keep their promises. Politicians make promises all the time but there is no guarantee these promises will be fulfilled once they are in office. Even with good intentions, political opposition, budget limitations, or shifting priorities can prevent the implementation of such promises. Additionally, some promises, while appealing, don't addeess systemic issues. For example, Harris’ promise of down payment assistance may give the impression that she supports the people, but in reality, it doesn't truly help home buyers. A $25,000 down payment assistance for first-time home buyers offers limited help in today's market due to skyrocketing home prices, competition from investors and cash buyers, rising interest rates, limited program availability, and ongoing expenses associated with homeownership. These factors diminish the impact of the assistance and do not address the underlying challenges in the housing market.
@chr0n0tr1gger32 ай бұрын
I guess prices of homes will increase an additional 25k or is Karmala going to fine people selling their homes at whatever price they want? Karmala: “We are going to snatch those homes if they don’t sell them at the price that we want” Pathetic
@feelsgoodman97372 ай бұрын
Add this with the 80k you can get in Durham and its 105k in down payment assistance.
@sheilacarns42272 ай бұрын
Most people get a job and save !! Like everyone else??? Why should I help pay for their homes????
@sherman_of_the_lake2 ай бұрын
Trump 2024
@AnonymousUser-ww6ns2 ай бұрын
Yep
@sherman_of_the_lake2 ай бұрын
@@AnonymousUser-ww6ns you are smart sir, god bless
@julieroberts50362 ай бұрын
OMG do good or bad some still gon complain the women can’t pay all the bills a down payment on a home is a plus
@matthewhowe37272 ай бұрын
Way to increase prices of homes by 25k.
@AtomkeySinclair2 ай бұрын
Ooops. People can ADD! What a mess.
@STreeMonkey2 ай бұрын
Yeah just what the rest of us continue to need....more debt.🖕🖕