Capital Regulation Before the Global Financial Crisis (FRM Part 2 2023 - Book 3 - Chapter 19)

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Min 35:10 you mention there are ways getting around that 5+ years available. Could you clarify? Are there several papers suggesting the methods to circumvent this IRBA requirment of 5 years recommended data for PD and 2/3 additional for LGD (incl. avg time to workout etc.)
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