Car Loan or Cash Which is Better? | EMI vs Full Payment

[@SahiGaadi]

Car Loan Lene Ka Sahi Tarika: kzbin.info/www/bejne/Y4HSk2aGmbKWldk Car Insurance All Terms Explained: kzbin.info/www/bejne/eaqscpKkiNWNi5Y 9 SUV cars under 10 lakhs: kzbin.info/www/bejne/a3rblohqg5Kfg9k

[@KrishnaKumar-d6t4p]

Sir n.i.p case kya hota h

[@Mohiitt357Sharma]

Cash or EMI ....very understood subject...who already has money, he doesn't think about taking a loan ...who aren't able to afford the whole amount at a time they take loan...it is obvious... someone can't save the whole amount to buy a car but can pay in EMI.

[@OishikSarkargplus]

I was planning Tiago in 2021 that was costing me around 6 Lacks on road, I dropped the plan because I didn't wanted to pay 80k interest and though of saving and pay by cash. In 2023 the same car same model now costs 7.80 lakh. So the conclusion is by not purchasing the car and not taking the loan I lost 1 lack. Conclusion is don't listen to any idiot, if you want to purchase something go and get it by loan. Now I regret my decision and don't want to pay extra 1.80 lacks for the same car.

[@Besmartbutsmartly]

😂😂😂yoy are a fool

[@sachinsonavle3625]

Yes , do not listen any idiot on you tube

[@MsDhoni_45]

Features badhte hai.. isliye paise badhte hai.

[@Technology884]

Bhai aap koi aur Lelo usko bhul jao

[@kuldeepkumartyagi-u8v]

पैदल या साइकिल पर चल लेना लेकिन कभी लोन पर कार मत लेना भाइयों ।झूठी शान की वजह से अपनी रात की नींद खराब ना करें ।हाँ ज्यादा ही पैसा है तो कोई बात नहीं है ।

[@ErAKBihari]

सहमत😂

[@MNL66666]

Bahut sahi kaha lena hai to cash lo

[@BDas0405]

Absolutely right ✅️

[@dreamstarsevents8147]

Mere papa kehte the ki jitni chadar ho utne pair phelana. Sahi kaha tha unhone. Pocket me pesa ho to lene ki socho. 🙏

[@sikendrakumar4226]

Esme dikat kya Hoti hai sir please batayiye

[@dineshkumar-wb9oc]

एक दम आराम से , कोई हड़बड़ाहट नहीं ,जितने अच्छे ढंग से समझाया जा सकता है उतने बढ़िया तरीके से समझाया दाद देनी पड़ेगी , बहुत अच्छा लगा

[@SahiGaadi]

Thanks Dinesh bhai

[@dannycbe949]

Interest to be paid on a DEPRECIATING ASSET...is not a good idea. Taking minimum loan is best..for shortest possible time..is the way to go ,if outright payment is not possible

[@Chimpukya]

Last ka sentence really its true. Jitna use hi waisi gadi lo dikhawe per nuksan mat kero

[@muktarulhossain5425]

Income karne bahut mehenat lagta hein. Agar emergency na ho to cash is best option. Income monthly 60k and EMI is 20k. You have to assume your salary 40k only. Ayse karte karte end of the month savings is zero. Rat ko santi se nind nehi ayega. Cash mein honda CITY ki jaga swift milega but santi se chal sakti ho. 60k amount mein apna marji se kharch karsakta hu. I hate loan.

[@agatajo6883]

Ekdam sahi kaha aapne

[@mmnabilchy]

Bhai akdam sahi bola or kya pata loan repay karte karte agar marjaw wo alag problem chorjawge Ghar walo k liye meri mousi k sath asa huwa husband COVID ma mar gaye or unhe loan walon ne pareshan car rakha tha😢

[@anjub7405]

लोन पर गाड़ी लेने पर जो व्याज की राशि देनी पड़ती है उस से ज्यादा फर्क नही पड़ता, क्योंकि गाड़ी की कीमतें दो- तीन वरसों में व्याज से अधिक बढ़ जाती हैं! जिस कार का मज़ा आप ले रहे हैं शायद धन के अभाव में पहले से न ले सकते!

[@adarshkumarpandey765]

Mera suggestion hai ki 15-20 logo ka group bnakar monthly Contribution kar ke khareed lo...easy rahega

[@RaviKumar.3712-u3s]

Fir vo 15-20 log ownership jatayenge car pr 😂

[@desertcactus619]

Bheek mangne ki ninja technique

[@dineshbisht4077]

abviousely jiko 12 lakh ke car lene hai wo maximum down payment karega interest se bachne keliye its depend on buyers

[@Patliputra_Samudragupta]

Best option is always cash pe gaadi uthao. End of the day car is depreciated product. Or every year manufacturer are facelifting their design and tons of new features. Best hai koi base model hii le lo premium cars bhi le sakte ho. Emi kisi or profitable products mein use Karo future mein life profit dega

[@bkc286]

👌👌👌👌

[@jaradhiggins6599]

Kya 50L ka cash mai ley saktey ho? Lol

[@jaybty99]

@@jaradhiggins6599 Wohi toh bhai. Income tax darwaje pe hajir hoga direct. 😂

[@चाचाचौधरी-झ3न]

​@@jaradhiggins659950 lakh bale hote hi corrupt hai...tabhi income balon se fat ti hai inki 😂😂

[@visvia1887]

8 se 12 lakh ki car cash payment se Lena best hai.

[@ronyjohn9849]

One main point you have missed out for Full cash payment disadvantage, If you pay one time transfer more than 10 lakh from one account then Income tax will ask for the source of income, so better always to take 20% finance wih short period of time ( 2 years better) rather than full payment.

[@SaoPetrik]

what if we do separate payment from 2 different accounts ( parents ) ?

[@subhajitsaha3405]

is baten sach nhi h... loan dene wale log bolte h taki aadmi loan lete rah 100% payment ki jagah

[@abidshaikh3537]

As per budget and capacity one should buy a car but Aaj kal Show off ka Mahol hai

[@SahiGaadi]

Sahi kaha aapne

[@prajaktagondhali8883]

Informative video not many creators talk about pros And cons like this

[@RX-Ani]

Agar Savings Bank or FD mei paisa hai which is less than car loan interest rate then cash better hai na sir

[@jaivaldesai9044]

For the middle class family 50% or more down payment and remaining amount of loan is best because its averages out pros and cons of full cash payment and large loan amount

[@rohitogale3975]

Me bhi bol rha 12lakh car me chutiya log 2 lakh down payment Kam se kam 5 lakh down payment karo or baki ka loan taki intrest kam lage 😂😂

[@UmeshKumar-ff8cs]

Any issue related to income tax

[@nikhilmaheshwari6074]

Bhai variations hoti hai person to person mere hisaab se to loan better option hai kyu ki ap cash wala 8-10 lack rs ap byaz pe utha kar 20k rs mahine nikal k emi bharo aur 10 lack apke pada bhi rahe

[@gaynendrachhetri3172]

Sir I have planned to buy for commercial purpose so what will be the difference when we purchased down-payment of 2 lakh or we purchased zero down-payment sir please give us Good ideas about it !

[@DayNulmuchana]

Agar aap Car ki down payment 50% de dete ho toh mental stress nahi hoga, kyonki EMI ke alawa bhi km se km 10000rs. Month ka other expenses bhi hote hae etc. Petrol, insurance, maintenance, accessories

[@nageshbhalse]

Bhai itna cash jama karne ke liye middle class family ko 10 sal se jyada time lagega is liye finance achha rahta jisse paise bhi bachana sikh jata he

[@saaadshot]

That’s the point Agar 10 saal lag jayega toh simply car afford ni kr skte. Paise Jama krne mai 10 saal lag jayega lekin loan bande 5 saal ka krwate hai

[@newsexpert24901]

Bhai tare bas ki nahi h 😂

[@pst.shimonsamudre9341]

Thank you so much for your valuable information.

[@SahiGaadi]

So nice of you

[@rajinderdhiman4521]

Good morning dear Sir ji. Excellent advice. Thanks so much for your efforts❤

[@SahiGaadi]

Welcome

[@vipulgaur4161]

गाड़ी कैश मे ही लेना चाहिए। जितनी लंबी चादर हो उतना ही पैर फैलाना चाहिए।

[@subomsengyung8769]

Sir Punjab Bank se loan lay k Lena chahiye ya Bajaj se finance karna behtar rahega plz reply

[@SahiGaadi]

Jo bhi kam interest par loan de usse lena chahie

[@AjayKumar-vl2cn]

Aapne jo bate batai hai sir ji o bilkul sahi hai agar aapke bato ko jo dheyan rakhkar kuch bhi lega hamesha khush rahega

[@VikashKumar-ez5ru]

Sir jab gadi purane hone lagti hai to loan bharne ka man nhi karta hai

[@SahiGaadi]

😅

[@surajchouhan2115]

😂😂😂

[@romioraja3291]

To Bhai jab तक loan pura Nahi ho jata Tab tak gadi shishe ke box me Rakh do roj dekhte rahna man Bhi laga rahega purani Bhi Nahi hogi EMI bharne me Bhi Accha lagega

[@musicwithbajrang9312]

@@romioraja3291 aur jab loan chook Jaye to hatho haath Gaadi bech do.. Kyun? 😬😁

[@romioraja3291]

@@musicwithbajrang9312 🤓🤓

[@devendrawallepure3901]

GOOD SUGGESTIONS 🌺 👍

[@SahiGaadi]

Glad you like them!

[@sudhirpujara1]

... not mediocre..., intermediary. Mediocre has a different meaning altogether. Thanks for the nice video.

[@SahiGaadi]

Thanks for watching and correcting me😁

[@bm-ju9sk]

Best choice in 2nd hand for middle class

[@sanjibdey658]

Ni sir New car Finance best hey

[@S_V677]

Middle class wale gadi ek bar hi lete hai bhai

[@indiansharemarket2911]

Bhai tumhari baat caroro ki h market jao 2nd hand caar lo 10 lakh wali 4 lakh me cash or maze kro sale bhi krni h to 20 ya 30k ke loss se sale kro 6 mahine chala kr iski bhen ka maza hi maze ​@@S_V677

[@nishforfrnds2472]

Wrong information told in disadvantages of car purchased in cash, a buyer can extend budget for a higher segment car without worries of emi with interest

[@santoshkcc07]

Cash payment kar ke lene me . income tax ka koi problem to nahi hai ?

[@najirkhan2382]

Sar main aapki soch ko apne ghar mein koi bada bhai bhi itna nahin bataega jitna aapane bataya salute misar

[@SahiGaadi]

Thanks

[@sunilkumar1679]

What happens if a finance car meets with an accident and is declared a total loss. Will the insurance company bear all losses?

[@SahiGaadi]

Insurance company ke apne terms hote hain, vo us hisab se hi kaam karegi. Gaadi scrap bhi ho gayi hai to bhi EMI to patani hi padegi aapko. Dono chize alag-alag hain

[@prernaagarwal3548]

To reply to ur answer yes they should pay

[@Anonymous-tz3gw]

@@SahiGaadi अच्छा, अगर गाड़ी स्क्रैप हो गई पूरी तरह चलाने लायक नहीं बची तो फिर इंश्योरेंस कंपनी किसे पेमेंट करेगी कस्टमर को, बैंक को कि कंपनी को, और क्या कंपनी इसके बदले दूसरी गाड़ी देगी फिर से चलाने के लिए 🤔🤔🤔🤔

[@deepakshastri5904]

Peace of mind hota h cash payment me dusri baat har mhine emi ki tension khtm ,3ri baat limit se bhr nhi jata ,4rth after 6 month 1 year aap bhul jaoge ki apne gadi li thi 5th aap khul kr gadi chla sakte ho enjoy kr sakte ho😂bhle hi gadi chhoti le lo base model le lo pr gadi laon pr nhi lene ka

[@thekumarvipin9363]

Aur main point starting m gadi new rhti h to emi dene ka bhi mn krta h but after 8 to 10 months utna new feel nhi hota ..but emi vhi same rhti h to bhot bura feel hota h or mn nhi krta emi dene ka ...kyuki tym k sath new gadi ki excitement dil se utar jati h but emi bina 5 saal bhare nhi utr ti😂😂😂😂

[@abhijitkundu1879]

Aaplog financial advisors aur legal advisors aur bankers ke saath goodwill badani hain taabhi na bada khel paaunga liquidity se kuch nehi hota bahut hi limitations main chalni padhegi 🙏🌹

[@Dr.HarshVardhanJain]

आपके पूरे प्रवचन सुनने के बाद हम काफी कंफ्यूज हो गए हैं, क्योंकि अंत तक यह समझ में ही नहीं आया कि हम गाड़ी केस में लें या ईएमआई पर ले। नतीजा सुन्न बटे सन्नाटा.... 🤔 फाइनल रिजल्ट कुछ भी नहीं निकला....😁 🙏🙏

[@SahiGaadi]

Kahne ma tatparya yahi hai ki apne cash ko aap invest karke groww kijiye aur EMI par gaadi lijiye. Jitna interest aap pay karenge usse jyada aap investment se kama lenge to thoda to faayda ho hi jayga

[@TheMahesh1234]

😂😂

[@subhashkumar5896]

Hi i wanted to take 10 lakh loan for 5 years which cost me 20 thousand per month emi and i have FD of 20 lakh and getting 7 % per year, for car i have to pay total rs 12 lakh with interst and i will get aournd 7 lakh with my fd return so here i will pay only 5 lakh for my loan from my pocket so is this fine. ?

[@surajinfotube5641]

That's what I'm thinking

[@devendrasingh8404]

Sir 9 lackh ke bugget mai konsi car average,look, seating,body strength, CNG with petrol mai konsi company ki car achi hai

[@SahiGaadi]

In sabhi chizo me Tiago aapke lie sabse acha option hai

[@devendrasingh8404]

Sir hundai ki aura kaisi hai

[@SahiGaadi]

Aura badhia hai bs 9 lakh tak me thode features kam milte hain, again mai suggest karunga go for Tigor

[@rajendraagarwal7375]

Bhai in which car ur sittinh .... i like its seat lining and back back head rest..

[@SahiGaadi]

It it kia Sonet GT Line

[@shahabshah6422]

What about the Balloon payment which should be paid at the end of installments, why you not providing the complete information with the people's

[@pramodkumarsethipramod1540]

Kis interest pe loan lena chahiye floating ya fixed interest ??

[@ashokkaramunge683]

Fixed

[@jagannathmahanta1631]

Very nice description 👍

[@SahiGaadi]

Thanks 🙂

[@kitchenqueentech7045]

Agar 25 lakh ki car , cash pe lete hai , income tax se koi prblm to nahi hogi

[@AslamKhan-cw8uk]

Sir Ripley plz

[@dattamhaddalkar8402]

Excellent tips 👌

[@SahiGaadi]

Thanks

[@vKiskU46]

Mujhe ek dost ne bola ki humlog cash me 4 wheeler le hi nhi sakte.kyunki showroom wale denge hi nhi. Kya ye sach hai? Please reply?

[@SahiGaadi]

Le sakte ho

[@keepgoingup9562]

If i am govmnt employee, is there any benefit during RTR

[@gopalalam7288]

Nice information ji Thanks you

[@SahiGaadi]

So nice of you

[@sunnybunny-z3k]

Cash full to payment hogi nahi upto 2 lakh tak hi counter pe pay kar sakte hai. Baki ka paisa apko bank transfer ya online mode (NEFT/ RTGS?) hi karni hogi.

[@subodhmishra3099]

Whether loan against FD. Is a good option

[@prakashsingh-lr4lh]

bilkul

[@niladrinandandas8598]

Not a good option. It's like paying banks for keeping your own money.

[@Sukhjashan]

Jitna Paisa hmare pass hai agar hum us paise se koi kaam krte hai to loan Lena achha hai, But agar apna paisa FD mei rakh kr gaadi loan PE lenge to Interest ka loss hoga

[@kailashrawat126]

Thank you sir for clear my doubts 😊

[@SahiGaadi]

Welcome

[@ChongaiMongai]

1) Gaadi chori ho jaati to finance company wale dhoond ke dete hai...varna nahi milti hai. 2) 10 yrs me mutual funds 3 times paisa bana dete hai.. Interest pay karne ke baad bhi sasti padti hai

[@SahiGaadi]

1) Chori ho jaane ke baad bahut kam chances hain ki gaadi mil paay but agar aapne acha insurance plan le rakha hai to pareshani kam hogi. 2) Only if you're very lucky aapke paise 3 guna honge, 10 saal aap without vehicle public transport me suffer kar rahe honge. Vaise aapki baat sahi hai but agar jarurat hai to lena bhi sahi hai, agar gaadi ghar par khadi hi rahne wali hai to fir bilkul nahi lena chahie

[@AshishSharma-oe9pe]

Agar kamane ke liye lena ho to

[@baijnathkushwaha3686]

Explanation best but still beed to compare with ammount.. With cash and Finance.. because someone choose finance and someone choose cash.

[@SAGARSIRVLOGS-ut3kp]

Sir, jo ITR only file krta ho but unka annual income below 5lakh rhta ho toh kya wo 12 lakh ki gaadi full down payment kr k le skta hai? Aur agar 12 lakh ki gaadi full down payment kr k le le to kya income tax department se kuch problem hogi ?

[@Mohit_Vinayak]

Emi ok hai. Jitna interest dena hai utna mutual funds se kama lenege😇

[@mohammadnaved7705]

Mutual funds are subjected to market risk

[@mandalandassociates]

😂🤣🤣🤣living in a fantasy

[@ashuchan69yearsago92]

How much practical is this, I'm thinking of doing this too.

[@umarfarooqansari1736]

8 lakha ki car ko loan say layn 7 sal kay lie aur 10 lakh rupees fix diposit kar dia jae tu paisa kitna safe hoga aur extra hogs

[@shyamlalpatel8262]

aapne ek main point tha us per focus kam kiya Insurence. Insurence kabhi bhi chhote private कंपनियां ka nahi lena chahiye nahi to ofter car accident bahut jhelna पड़ता hai. ham jhele hai Ertiga hai mere pas koi chhoti pvt कंपनियां ka insurence liya clame dene me rula diya

[@SahiGaadi]

Kaunsi company ka insurance hai aapke paas aur kis shahar me ye pareshani aai please bataiye

[@rahulsingh-rm2yf]

Only take immovable property on loan ,not items

[@monojsingha9851]

Thanks Sir,,,Very Impressive

[@SahiGaadi]

Most welcome

[@princesaksena5370]

भाई जी मैं नई hyundai Exter ले रहा 9 लाख 50 हजार की है 5 लाख downpamyent कर रहा औऱ 4 लाख 50 हजार का Loan लेना है तो किस bank या फाइनेंस कंपनी से गाड़ी लोन करवाऊ मैं

[@SahiGaadi]

Market me check kijiye jo sabse acha offer de

[@ajayrathorerathore7658]

Au baink से lo

[@abhijitkundu1879]

Thank you Sir aaplogo ka bharosa bas yehi lekar aage barni hain Sir 🙏🌹

[@SahiGaadi]

Thanks bhai

[@abhijitkundu1879]

🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏

[@abhijitkundu1879]

Ji bhai 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏

[@SonuSangam-sd4sf]

बहुत अच्छी जानकारी दी है आपने 🙏🙏 धन्यवाद सर

[@SahiGaadi]

Thanks

[@GaneshMadke-py8zm]

Apne bahut achya samjaya Bhai Thank you 🙏

[@SahiGaadi]

Welcome bhai

[@ganeshbharadwajshooter1913]

Bahut badhiya jankari ji dhanyawad bhai 👏

[@SahiGaadi]

Apka Swagat hai Ganesh Bhai

[@DHIRENDRAKUMAR-jy7un]

Sir , Agar 6 Lakh ka EMI par, 4 years me Interest 2,40,880 ₹ Ho raha hai , Agar ise 2 years me total amount paid kar de to kya hame Interest kam dena parega

[@SahiGaadi]

Haan thoda preclosure charge lagega par interest kam ho jayga

[@dilipsolanki7611]

बहुत अच्छा लगा सर धन्यवाद

[@pushpendrayadav9248]

Thanks sir Nice information 👍👍

[@SahiGaadi]

So nice of you

[@Vijayendra-v8l]

Mere pass 20 lakh pade hai bank me jo mujhe meri purani jameen bech ke mile hai. Wese mera monthly income 55000 hai. Mahine ke end me 20 hazzar bachte hai. Mujhe 10 lakh ke under ek AMT leni hai to kya me full payment karke lu ya 60% down payment karke baki emi se lu. Help!

[@spy668]

20% Downpayment kardo aur baki ka loan lelo , aur vo loan ka amount bahar invest kardo jidar car loan rate se zyada return milega fir scene done hai 5 saal k baad aap ka toh Loan pe interest he nahi rahega ulta extra pesa milega

[@SahiGaadi]

vaise yekoi financial advise nahi hai but mai hota to max loan leta, aur baki paise ki SIP aur SWP karta, so MF karke SWP karta jisse meri EMI pat jati. But ye theoretical hai, aapko apni samaz se leni padegi gaadi

[@cbse_698]

Sir new car lene ke baad rc showroom me jake milta hai ya fir courier se

[@SahiGaadi]

Ghar par aa jata hai post se

[@user-sahil111]

80 lakh ki evoque cash pr le skte hai? Koi problem toh nhi hogi

[@qawsed1a]

But agr cash ko invest krde mutual funds mei to end of the day break even hojayega

[@HR_GAMES-O25]

Sir aap k samjhne ka idea bauth achha laga

[@SahiGaadi]

Thank you so much

[@ramjisingh5078]

Thanks sir good information

[@SahiGaadi]

So nice of you

[@amitgoswami115]

Bhai Car agar current account se lete hey toh kya fayda ya nuksan uspe video banayye please

[@Bit-b6x]

Maine jab showroom se kaha ki main cash me lena chahta hoon to wo bolte hain nai sir aapko kuch ammount to loan lena hi hoga.... mujhe samjh ni aa rha kya karu..?? Please guide.. Mujhe tata harrier leni h..25Lakh ki pad rhi...aur main ye cash me lena chahta hoon..

[@SahiGaadi]

Zaruri nahi hai ki loan lena hi padega, aap dusre showroom me try kijiye

[@Bit-b6x]

@@SahiGaadi awkey sukriya aapka..!!! 🙏 Main try kar leta hoon dushre showroom me bhi...

[@vinubhairathva-c4t]

Danya vad sir

[@imranmahaldar464]

Sir 10 11 lak thak gadi cash mein Lethe hai tho tax ka kuch lafda hai kya???

[@manabdey5254]

Cash Me Gari Kharidega To Incum Tax File bhi sahi hone parega.

[@coustric]

But why some banks are not providing in cash ???

[@prernaagarwal3548]

Agar mere credit card ko limit 10 lakh ki hai to credit card se full pay karke. Payment ko EMI me convert karna kaisa hai

[@SahiGaadi]

Processing fee aur interest rate to uska bhi high hai

[@ravindrakumartanwar2617]

sir loan pr li.hui.gadi ka insurance krva skte hai kya agr accident ho jaye to uska adjustment kese hota hai

[@SahiGaadi]

hanji

[@nitinbarwade4264]

Excellent......

[@SahiGaadi]

Thanks

[@thekumarvipin9363]

Bhai mere dost k pass 40 lakh h bank m ...usne 10 lakh cash deke gadi le li ....to uske pass 30 lakh bach gye ...ab vo kh rha h ki moti income ek sath chli gyi dukh ho rha h kya kru emi par hi leni thi ...to kya vo galt h ya shi h ...😮 btao

[@SahiGaadi]

Galat kuch nahi hota, time par depend karta hai. Agar mota amount interest jitna groww nahi ho pata to bhi dukh hi hota.

[@dddd-ni3pt]

1 bar cash m lo sarri tension kharam 3 se 4 saal ki whi har mahine 20se 22hazar pay krna jyda tension or bich m Maan badal Jai dusri Leni ki toh phir bhi toh bharna pdega sarra or loan m Kam se kam 1.5 se 2lakh extra dena pdega

[@mystickal6342]

Jaise Jaise Time Nikalta hai Gaadi Ke Value Depriciate he hoti hai aur EMI bharna utna he Dard Deta hai… Aisa lagta hai ke Puraani cheez ke liye Naye Mehnat ke paise kyu Dein..😢

[@SahiGaadi]

Sahi baat hai

[@SunilKumar-sr9ug]

सर जिसके पास कैश है तो उसको कैश में लेना चाहिए और बाकी को लोन पर

[@BhavS15_20]

हमेशा शेखी बघारने वालो की गाड़ी जप्त हो जाती है।।।😉😉😉

[@rishiverma4686]

Bhai interest 2 lakh agar hai bhi toh bhi vo barabar padta hai kyuki , kyuki same gadi ki kimat 3 saal me 2 lakh already badh chuki hoti hai , for the same car, toh jitna late karoge utna nuksaan hai

[@SahiGaadi]

Par aap agar abhi loge to uski 2 sal baad keemat bhot ghat jaygi na

[@sahilyuman]

Sir aap ney bahut pyari baat kahi hai sabsey last me 🥰🥰❤❤❤❤❤🌸🌷🌹💐

[@SahiGaadi]

Thank you bhai❤️

[@ExploreEverything1311]

Thumb rule is ki aapki saari EMIs milkar monthly salary ka 40 percent se jyada nahi hona chaiye otherwise you are in danger zone.

[@SahiGaadi]

true

[@AJ-zo4pr]

20%

[@amitshukla863]

बहुत सुन्दर समझाया सर

[@SahiGaadi]

Thank you

[@poojanayak9655]

bhai hamne tho lagta hai ki cash best hai or na hamare pas andha paise hai but hamne jo paise jama kiya ha wo ham pura ek saath karch karenga hi nahi ham 2 ya 3 saal wait kar car taki hamare pas cash bhi raha emergency ka liye or gaadi bhi aa jaye ( best option cash ha samajh lo babua 😊😊)

[@GulshanKumar-k2h8t]

Sir kya finace ke amount ko hum time period se pakle bhi bhar sakte hai ismain faida hai ya nuksan reply please

[@vlogpoetryrs398]

Yes you can, interest jo baki h vo nhi dena rhega or FORECLOSE ka little charge lagega bs. Jese 4 lac interest dena baki h to vo hat jaega pura or 5k charge lgega or jo principal amount h vo dena h ..ek sath. Fir NOC mil jaegI.. NO OBJECTIVE CERTIFICATE

[@BKSEM]

Cash v finance batter hain, down payment jyada or short kar sakti hain, or apni cash ko v interest kamakar de sako aisa jaga par invest main rakhu...

[@AmanRider-s3h]

Aapane Jo gadi liya hai vah aap kaise liya hai cash ya loan per

[@jeetsingh5390]

Sir ji new car kharidne ke liye finance sirf 2 years ka bhi ho sakta hain. Mai 25000 rupees per month EMI ka payment karne me saksham hu

[@SahiGaadi]

ho sakta hai baat kijiye dealer se

[@JeetRealm]

▀▄▀▄▀▄ek shikshak bhee ise itanee khoobasooratee se nahin samajha sakata...aapakee samajhaane kee style ne mere dil ko chhoo liya▄▀▄▀▄▀❤❤

[@SahiGaadi]

Thank you so much

[@javidhussain7639]

Good advice

[@SahiGaadi]

Glad you think so!