FD and Income Tax All Provisions, All Doubts Cleared | जानिए आयकर विभाग क्या कहता है FD कराने पे

[@CASumitSharma]

👉For Professionals Help Click Here - bit.ly/casumit

[@NishaRani-xy7mi]

good video

[@CASumitSharma]

Thank you

[@rachnasharma4488]

VERY HELPFUL VIDEO SUMIT BETA GOD BLESS YOU

[@CASumitSharma]

Thank you 🙏

[@rahulkr3282]

Bahut sahi explain Kiya बहुत-बहुत dhanyvad Sar ji 🙏🏻

[@CASumitSharma]

Happy to hear 😊

[@rahulkr3282]

@@CASumitSharma sir me अपनी 50लाख ki fd करानी h kiya sir इस par tds ktega plese btaye sir 🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻

[@CASumitSharma]

Yes 10% on interest amount

[@rahulkr3282]

@@CASumitSharma sir 15g farm भर de तब bhi

[@CASumitSharma]

15G can be given if gross income upto 250000

[@brarharman2300]

GOOD INFORMATION SIR JI

[@CASumitSharma]

Thank you 🙏

[@angrejgodara3334]

Thank you sir ji Vijy dasme ki Subhkamna🎉

[@CASumitSharma]

Thank you And wishing you and your family Happy Dashhera

[@nilushah6623]

Thanks jay shree krushna very nice useful important information

[@CASumitSharma]

Thanks 😊

[@shivayogikhairate]

Thanks for details ed explanation about investment

[@CASumitSharma]

Most welcome

[@pinakiranjansen8981]

Thank you sir. I have an query. Income from SWP of mutual fund shall be considered under STCG/LTCG or income through other source while filing ITR Pl.clarify

[@CASumitSharma]

LTCG STCG ITR 2 applicable

[@sdmaurya4973]

Post office quarterly ya yearly interest na report kar maturity interest amount income tax department ko bhejte hain aur wahi AIS me post hota hai isse higher tax slab me aa jate hain, yadi swayan calculation karke tax3 yearly payment kar de to double tax lagata hai

[@CASumitSharma]

You can show interest on accrual basis and in last year you can give feedback in AIS TIS

[@nilushah6623]

Very very nice information again Thanks

[@CASumitSharma]

Glad to hear Thanks 😊

[@shantimarydas4597]

Thanks for sharing your knowledge. It has cleared many of my doubts. I have shared it with others as I know they don't have any deph idea

[@CASumitSharma]

Thank you 👍

[@ranjitghosh7667]

Nice Post 📯 and thanks. Please discuss the latest rules for the F. Y 23 - 24, related to A. Y. 2024 - 2025 & OBLIGE.

[@CASumitSharma]

Sure Very soon Thanks

[@BSR-j3c]

Useful information thank 👍🏻🙏

[@CASumitSharma]

Keep watching Thank you

[@sunilkukreja2508]

❤ aap ka gyan grahan kar hum bhi gyani ho rahe he aap ka ❤ se dhanyvad 😊

[@CASumitSharma]

Happy to help ☺️

[@AnuragChaurasia-f4z]

Sir 30k -30k....2 bank me fd interest ho jaegi....total 60,000 to income from interest show karega usme koi dikkat nahi ??

[@CASumitSharma]

No

[@AB12375]

Mera RD account hai mera beta(20yrs) k saath. Beta 2nd applicant hai. Maturity amount beta apne account pe le sakte hai? Uss amount se agar beta FD kiya toh fd se jo income hoga uska tax liability kiska hoga?

[@CASumitSharma]

Primary holder jiska pan registered hai

[@ishyadav4089]

Sir hamara PAN aadhaar se link nhi ho paya tha kya ab ho sakta hai ya fir PAN cancel ho gya hoga, kya new Pan card banbaye? Please suggest me sir

[@CASumitSharma]

You can link it now by paying 1000 late fees

[@ishyadav4089]

@@CASumitSharma ok Thanks sir🙏

[@RnRajak-nk7jy]

It's like this video for you sir ji 🙏♥️🙏

[@CASumitSharma]

Thank you 😊

[@Dhrama913]

Very nice information ji Ek bank se fd band kara ke dusre bank mein Fd kra de tho (itr bhari ho) notice nahi aaega

[@CASumitSharma]

10 lakh se uper hai to Information jayegi Notice k chances Kam hai

[@IrfanShaikh-yp3xz]

Sir maine mummy ke saving account m fd kra h jo ki total 20 lakh h mummy House wife h Maine march 2023 me 9 ka kra aur April 2024 me 2 lakh ka kra 9 lakh ki fd complete March 2024 me hote hi maine usko aur paise mila k 15 ka usi month me march 2024 me kiya. Aur 2 lakh ki fd complete hui april 2024 me fir maine aur paise milakar 5 lakh ki fd kiya april 2024 me. Sir please abhi ap btaiye ki mujhe kya krna chahiye jisse m kisi notice ko face na kar saku .. Mai apke reply ka wait krunga sir

[@CASumitSharma]

Keep records of FD made Check Ais tis 26 as File ITR accordingly

[@IrfanShaikh-yp3xz]

@@CASumitSharma iska matlab mujhe sir mummy k naam se ITR file Krna hoga ???

[@shashibhopalkar7840]

Nice information sir

[@CASumitSharma]

Thanks and welcome

[@bimanmahato5789]

Tax free interest amount (Beyond Rs 40000) on fd to be shown under which section in itr1?

[@CASumitSharma]

Other sources

[@jitenderattri3770]

Thanks sir for giving thi knowledge ,sir agr hum f.d renew kr dete h toh previous year ka f.d interest add hoga mtlb compound interest bnega renew k bad ya normal interest hi milega

[@CASumitSharma]

Previous years ki FD ka interest add krke new FD ban jayegi

[@safisp3990]

1. Kindly inform the eagerly watching viewers here in this vedio about Max NSC deposit possible without Tax payments or notice issues from ITD. 2. How the Sec80c I.T applicable on Max taxable income limit of last yr nsc interest income, if nsc is the only source of income? 3. Is 50 lakh deposit nsc maturity value shown here is a reality without tax deduction or Max limit 7 lakh interest income allowed without tax.?

[@CASumitSharma]

1. No reportable transaction Hence no upper limit defined

[@CASumitSharma]

80 c is max 150000

[@CASumitSharma]

If Income cross 7 lakh the. 3 lakh is free

[@atulnamdev7546]

Wah! Best vedio, full of examples

[@CASumitSharma]

Thanks 👍

[@Kirat3600]

Sir, Please bataye.. Fd interest is more than 40 thousand in 1 financial year...lekin agar fd 5 साल की karwa रखी हो और 5 साल बाद interest more than 40 thousand बने, तो क्या फिर भी TDS कटेगा...? Kyuki ये interest 1 साल का थोड़ी है, ये तो 5 साल का होगा.. 1 financial year का interest तो less than 40 thousand बना...?

[@CASumitSharma]

Interest har saal milta hai And TDS ka rule b har saal ka hai If 1 fy interest cross 40k TDS will be deducted

[@SheikhMasarrat-qx3lz]

icici benk me 11 lakh ki monthly income fd kawai he Mosi ke tarf se gifted he koi dikkat to nahi hogi sir

[@CASumitSharma]

ITR file kr dena

[@RajendraPrasad-st8qb]

Sir po me kvp 3L ki krwaya h or sbi me 4L ki fd todkr3L kiFd banwaya hu kya savi ek sat judegi e complens massg aa gyah rip lay nhide paya kyakru btye plizz

[@CASumitSharma]

Reply dedo ITR file krdo

[@nawratanmahatma]

Good jankari, 🙏

[@CASumitSharma]

Thank you

[@Australiawale8727]

Agar 2100000 ki fd same year me kar de to kya tds katega,15 g barne ke bad ,at agriculture

[@CASumitSharma]

If Form 15 G submitted TDS nahi katega

[@Rameshupadhyay-d1m]

Sir jab pratyek bank ki fd pan card se judi he to alag alag bank me fd kra kar kaise bach sakte hein income tax depart ment se.

[@CASumitSharma]

Ha bank information nahi dega Income tax department ko.. But interest amount se idea laga sakte hai department wale

[@harbanskaur2496]

Fd bank me jiyada safe ha ya post office me jiyada safe ha

[@CASumitSharma]

Both sare safe upto 5 lakh

[@tejsinghkushwaharajput2851]

Father se bank to other bank kitna paisa le sakte h with any tax in one year

[@CASumitSharma]

No limit in Gift or loan

[@motivationaldialogue6084]

Pension income ki 4 lach above hai 5 lakh se kam hai 5 lakh ki 3 fd hai use saving account se interest fd se intrest monthly milta hai to Itr file karna jaruri hai

[@CASumitSharma]

Yes ITR filing mandatory

[@dr.vijayrajpootrajpoot2116]

Sharma ji post office TDS nahi katta to 15 G kaha jama karwaye plz reply 🙏🙏

[@CASumitSharma]

No TDS No form 15 G required

[@dr.vijayrajpootrajpoot2116]

@@CASumitSharma thanku ❤️

[@SUNIL.MAURYA]

Mene October 2023 me 5L ki fd 8.25% interest par ki,iska total interest 41250 hai aur ye fd next year October 2024 me mature hogi,kya bank mera TDS katega?

[@CASumitSharma]

October 2023 se March 2024 tk agar interest 40000 se jyada nahi jayega to nHi katega Otherwise submit form 15G in bank

[@SUNIL.MAURYA]

@@CASumitSharma thank you sir 🙏

[@sungdarsherpa7750]

Thank you.

[@CASumitSharma]

Most welcome

[@sadabahar4919]

Agriculture sell p 15 lac mile h agar uska 15 lac post office mis m joint alc open krte h to kya sir tax dena hoga ya notice aa skta h please reply sir

[@CASumitSharma]

If cash Mila hai wo deposit krwaoge to 101% notice aayega Be careful

[@dineshshrivastava1242]

Mulipal bank me jama karane par limit se adhik income hai to kya hoga

[@CASumitSharma]

File ITR accordingly

[@vasukirao3751]

Sir, i had recieved 2 lakhs Rupees as a gift in cash from my mother on december 2023, now can i made gift deed on plain paper and can i show it in ITR 1 as exempt income.please advise me sir

[@CASumitSharma]

You can

[@shashibhopalkar7840]

Sir kya me apne pension ke paise se natin ke nam se 15 sal ke 1000000 ke fd karwa sakte hu kya. Pl reply

[@CASumitSharma]

Yes

[@manishkashyap8514]

हमने दस लाख की fd अलग अलग बँक मे कर रखी है कोई problem hogi kya

[@CASumitSharma]

No problem

[@tejashrist8000]

If bank is giving tenure of 15 month fd and 7.1% interest by default. In this case if interest is 45K. Then it will be included in 1 yr + 3 month. What will happen in this situation

[@CASumitSharma]

Bank will provide Interest on annual basis and will deduct TDS if in a FY interest amount cross 40,000

[@praveenpatharia2561]

Sir 10 lakh ki fd karwayi hain mere father nae mere account par cheque ke throught paisa jama kiya hian kya mujhe. Itr file karna chahiyae mere koi aur income nahi hain

[@CASumitSharma]

Better to file ITR to avoid income tax notice in future

[@SantoshKumar-nm1hd]

Very good sir

[@CASumitSharma]

Thanks

[@ajaypawar304]

धन्यवाद सर 🙏

[@CASumitSharma]

Most welcome

[@dineshchandmahamana2833]

Nice

[@CASumitSharma]

Thanks

[@vedprakashsharma5906]

App yah batya ke iss m kharch kam konsa hoga

[@CASumitSharma]

What is your query Please ask in detail

[@acharyap.n.misramisra2787]

ThNks to yousir

[@CASumitSharma]

Most welcome

[@samaratsaurabh3988]

Bhaiya mai bank me fd krwaya tha 3 January 2024 ko amrit kalash sbi intrest rate 7•10 or 60 se km age hai or maturity date 6 February 2025 ko ho jyegi or 702006 milnge total ammount 702006 me agar ham fd ammount 650000 less kre to 52006 intrest milegi kya hme 15g fill karna hoga ,fd maine bank jake karwai thi please reply

[@CASumitSharma]

If interest in FY is less than 50000 Then no TDS will be deducted If interest is more than 40k And gross income less than 250000 Then form 15G can be submitted to avoid TDS deduction

[@samaratsaurabh3988]

@@CASumitSharma bhaiya jaisa ki January me Maine fd krwai h 2024 me or February 2025 me date pori hogi 40k above h or 250 anual km h income to kon kon se year file krni h please bta dijiye

[@samaratsaurabh3988]

2023 2024 or 2024 2025 dono ya koi ek year o kon si hogi

[@Pankajmishra-qo2kx]

Sir mai salaried person yadi parents ke naam se fd karta hu to intrest par mujhe tax to nahi Dena padega. Gift deed banwana to nahi jaroori hai?

[@CASumitSharma]

Kaise proof kroge ki aapne ye amount gift di hai?

[@navjot0143]

👍👍🏆

[@CASumitSharma]

🤙❤️❤️

[@chhatrasinhsolanki5822]

Thanks sir

[@CASumitSharma]

Most welcome

[@bhaveshsing3101]

Sir mere father k death ho gae he unki fd ab mere acount me aae he to kya uspe income tax barna padega Or agar unki fd me apne sasur k nam karau or intrest apne acount me lu to kya notice aa sakti he

[@CASumitSharma]

Ye FD amount pe aaapko koi tax nahi dena hoga. But interest amount aaapki income me add hoga... Aaap apne sasur ko Gift de doge to interest income sasur ki income me add hoga

[@bhaveshsing3101]

Fd sasur k nam k he or intrest meri acount me le raha hun kya ese koi dikat aa sakti he

[@bikkydutta7860]

Sir Ji. Merey mami ne fd kiya ha 4 lkhs ki Apne he dusri saving account k cheque k madhyam se Income below 2.5 lkhs hai ITR file nehi banaya . Notice aney ki Chance hai kya sir.

[@CASumitSharma]

No chance

[@bikkydutta7860]

@@CASumitSharma Thnku 😊 Apki had video majedar hai.

[@CASumitSharma]

Thank you

[@satnamsingh2745]

Thanx beta for information

[@CASumitSharma]

Most welcome Singh Saab

[@Satu_superstar]

Sir I am getting pension approx rs. 2.75 lac per annum and also getting intrest from FD of rs. 7 lac. and my son sending money From USA in my account for his house renovation/ construction. Please clarify thease amount will be shown in my I T R

[@CASumitSharma]

Pension and FD in ITR 1 And amount sent by son need to check whether it is loan or Gift

[@c.v.venkatesancoimbatore4851]

If initially I fail to submit PAN to bank they deduct 20% tax. Subsequently I submit PAN to bank. Can bank will give me tax deducted certificate for amount deducted (@ 20%) showing PAN NO. so that I can take this tax deducted amount as credit in my IT return?

[@CASumitSharma]

No refund possible of this amount Try to update that quarter s TDS return from banker if they are agree

[@जयवंतभिमरावखरे]

​😂

[@MukundNarayanJha]

Father ko gifts dene ka kiya process hai.

[@CASumitSharma]

Account transfer and make gift deed

[@ranjitkahlon6649]

ਕੀ ਸੀਨੀਅਰਜ਼ ਨੂੰਵਿਆਜ ਦਾ50000 ਮਾਫ ਹੋਵੇਗਾ ਭਾਵੇਂ ਉਸ ਦੀ ਵਿਆਜ ਰਕਮ ਜਿਨੀ ਮਰਜੀ ਹੋਵੇ ਜਾਂ 50000 ਤਕ ਹੀਹੌਵੇ ਤਾਂ ਹੀ ਛੋਟ ਮਿਲੇਗੀ

[@CASumitSharma]

Yes In old tax regime only

[@inderjeet388]

Goog g 🙏✌💯

[@CASumitSharma]

Thank you 😊

[@sachinrv1]

New Regime starts with slab of 3 Lac for FY 23-24

[@CASumitSharma]

Yes

[@SINGLE_Blogger457]

Sir mere ais me 30lakh ka FD show ho raha hai Fy 22-23 , mene 1 bar me 30lakh ki FD nhi karai hai, mere account me jab bhi pese aate automatic FD me convert ho jata hai or jab me kisi ko send karta hu to FD break hoke send ho jata hai , mene ITR File kar diya hai lekin ais me feedback nahi Diya hai to kya mujhe income tax notice ayega

[@CASumitSharma]

Sweep account hoga Flexi account.. Us FD ka interest show kr diya to not an issue Just information is correct submit krdo

[@SINGLE_Blogger457]

@@CASumitSharma ais me feedback dena hai ya nahi

[@CASumitSharma]

Yes denA hai

[@SINGLE_Blogger457]

@@CASumitSharma sir feedback me kon sa option choose kare

[@CASumitSharma]

Agar transaction sahi hai to 1st wala Information is correct

[@subhashchandgupta6253]

40 lakh ki FD karvane per it notice kab Tak a sakta hai

[@CASumitSharma]

3 years from the end of the relevant assessment year

[@TarsemSingh-vq1ky]

Fd ke upr agr 3 lakh salana income hai. Hmey kitna itr salana bharna hoga. Mai army retired ha. Aur meri salana penson4.25000 hai.

[@CASumitSharma]

25000*12= 300000 FD interest 300000 Total income 600000 Less 50000 standard deduction Taxable income 550000 No tax UPTO 7 lakh in new tax regime

[@vinodtapkir6840]

Sir isme 80ttb ke tahet 50000 deduction mil sakta hai kya..

[@ajaypawar304]

हर साल 4 लाख की fd की income टॅक्स 475000 दिखाया तो कोई दिक्कत नही होगी सर

[@CASumitSharma]

No problem

[@DharrajRaj]

18:46 ​@@CASumitSharma18:50 ab

[@CASumitSharma]

Upto 10 lakhs it's not reportable to ITD

[@narendersharma5089]

धन्यवाद सर जी बहुत अच्छी जानकारी देने के लिए। पुत्र वधु को 500000/- रु दिये और उनके इस अमाउंट की FD बनवाली तो इस अमाउंट पर मिलने वाले ब्याज् किस के खाते मे जुड़ेगा पुत्र वधू के या मेरे खाते में। पुत्र वधू अपनी अलग से IT return भर रही है। थैंक्स। 🙏🙏

[@CASumitSharma]

Aapke income me judega Section 64 of income tax Act k clubbing provision bolte hai... Aaap bete ko dedo Fir beta apni wife ko Dede Tb nahi add hoga aapki income mw

[@narendersharma5089]

@@CASumitSharma लड़के द्वारा पत्नी को दिये अमाउंट पर प्राप्त ब्याज् किस के खाते में जुड़ेगा लड़के के या उसकी पत्नी के?

[@CASumitSharma]

Good question Clubbing waha b hogi

[@luckysheemar4878]

@@CASumitSharma sir hamari private job ki salary 258000 hai and tution income 237000 hai to m kon sa itr form choose kru

[@CASumitSharma]

ITR 1

[@rabindrakar1284]

I want to donate Rs 200000/- to a Govt school to grant scholarship to poor students. The school has to make FD and pay the scholarship from the interests earned. How the school will get relief from paying tax?

[@CASumitSharma]

Need to check status of government and any other income earned

[@satyanarayangupta9753]

Wife ke nam se FD karke300000per year interest aave wife itr bharke chhut le sakte hyadi self pensner ho tab jab house wife ho

[@CASumitSharma]

Depend krta hai actual investment ka Paisa kiska hai Clubbing of income k provision ko dhyan me dena hoga

[@JaswantSingh-sv7di]

NRE kay

[@CASumitSharma]

Basic exemptions limit is for NRI is 250000

[@RAMESHWAKTE]

194.kya.Hai.

[@CASumitSharma]

kzbin.info/www/bejne/aJrPaJyPgst4rJo

[@PANDA21119]

Mene 500000 Lakh Ki FD Ki he to Tex Dena padega

[@CASumitSharma]

Rate of interest kya hai Or koi income hai kya

[@PANDA21119]

No

[@PANDA21119]

@@CASumitSharma Int 7.1

[@narayansutar-wm2pr]

आवाज बनाए सुनने में प्रॉब्लेम जुलै 2023

[@CASumitSharma]

🤔

[@dineshmishra8773]

FD is not secured -

[@CASumitSharma]

Then what is secured Kindly tell our followers

[@RAMESHWAKTE]

194kya.hai.

[@CASumitSharma]

kzbin.info/www/bejne/aJrPaJyPgst4rJo

[@hareshotwani9358]

KAFI OOMDA VIDIO .

[@CASumitSharma]

Thanks 😊

[@devrajchettiar7234]

Great video 👍 all the information made available in this video, good work

[@CASumitSharma]

Thank you 😊

[@sahukardohare871]

Ppppppppppppqqq 2:04 ​@@CASumitSharma

[@PoojaChauhan-jv4vi]

Sir apna number dijiye kuch puchna hai

[@CASumitSharma]

8875042000

[@prabhakarsingh9263]

Plzz shere Your mobile number sir, Taki hum aur kuch Jaankari Le sake

[@CASumitSharma]

8875042000