超詳盡🌟英國買屋過程🏠🇬🇧遇到好多突發事情🤯🔥資金審查好嚴謹💰⁉️House Buying Process in UK ♡ Bithia Lam[中字]

Рет қаралды 17,815

9 ай бұрын

💜訂閱頻道💜 kzbin.info
🔺Facebook: bithialam.b
🔸Instagram: bithialam
🔹BBs's Instagram: twins.bbs
－－－－－－－－－－－－－－－－－－－－－－－－
This is NOT a sponsored video.
This video was directed and edited by Bithia Lam.
－－－－－－－－－－－－－－－－－－－－－－－－
Music by Oneul kzbin.info/door/M4rFS9nLw2AiBNiDWBNChg
Snow Dance kzbin.info/www/bejne/h6OnknqGd9OkjNEsi=DsbI9PZcjD-0CyAv
#buying #house #uk

Пікірлер: 43

@wonderwonder7275 9 ай бұрын

睇完已經覺得你心很累真心respect🫡 恭喜終於搞掂晒有個安樂窩🎉

@BithiaLam 9 ай бұрын

上咗好寶貴嘅一堂💜 如果太順利咁買倒，相信我唔會拍片講😂

@CHAN-dw1ix 8 ай бұрын

英國買屋係咁啊

@yft4905 8 ай бұрын

我用了五個月時間便成功，開頭個間律師行清盤，只是畀了手續費，好彩沒有把重要文件交到律師樓，否則不知怎樣攞番文件，而律師樓也退回費用。我之後個間律師樓是有一位星加坡人律師，會講國語，在簽約時職員用廣東話講解內容，所以過程順利。我在資產審查又好順利，因我退休好多年，我把港出售樓宇的律師樓文件，星加坡銀行離岸户口月結單，匯款到英國銀行的文件，英國銀行月結單，之後便無任何追加文件。前後兩間律師樓計算，用了五個月便成交。

@hamsterintheuk 9 ай бұрын

睇完到都feel 到買樓過程好唔容易心很累 😵‍💫 Congrats to have your new home now ❤

@BithiaLam 9 ай бұрын

無錯，心很累..... 不過都值得嘅😜

@jordanchan8984 10 күн бұрын

恭喜🎉 住得開心非常清晰，謝分享我3月看屋，去月收了屋，現在住緊，不過律師樓就無乜查銀行戶口，都是查半年內

@LonWo2 8 ай бұрын

聽完我都慶幸冇自己搵agent買屋！首先有chain嘅屋應該一早提出俾potential賣家知道，唔係accept offer後人哋做咗一大餐嘢先嚟講！其實當我知道間屋有chain嘅都一律不會考慮，費事煩！喺香港嘅話真係睬呢啲賣家都有味！玩嘢咩？！自己未搞掂去向學人賣咩樓呀😂 有地產幫佢做嘢就奇喇！浪費大家時間，呢個chain嘅文化真係好有問題！英國人做嘢唔單止慢，仲好奇怪好冇交帶，最差就係好多都好古惑！呢幾年唔知幾多香港人俾人呃咗，俾幾次律師樓錢都未買到一間屋大有人在。仲要問咁多銀行statement相關嘅嘢好有可疑囉！講到尾都係避免同獨立賣家買屋比較冇咁煩同勞氣，要買（或租）就直接同發展商deal冇咁激氣喇。

@呠呠呠 7 ай бұрын

我想問問你出offer之前有無問agent拎份home report 睇睇??

@yanyanjay 9 ай бұрын

我記得我自己買第二間屋嘅時候都經歷好多... 我哋原本嗰間屋賣唔到... 有晚壓力大到跪喺度祈禱... 最後天父安排咗個極度奇妙嘅結果... 順利完成買賣... 呢個係每次我對信仰有struggle嘅時候都會諗返... Anyway, so happy for you guys~

@BithiaLam 9 ай бұрын

好開心你最後都能夠順利完成買賣💜

@plannytoking 9 ай бұрын

關信仰咩事唔好咁癲啦

@Aobocodo1 9 ай бұрын

心情真係過山車咁，由第一間屋落offer再換第二間又返番去原本嗰間，聽都一額汗，不過最緊要最後住得開心！🎉恭喜🎉

@BithiaLam 9 ай бұрын

係呀，過程好刺激😂最後連石棉都要出埋嚟湊熱鬧🤪

@ellyloves748 8 ай бұрын

Buying in a chain can get complicated. Can you give us a house tour?

@henrypang Ай бұрын

Thank you for your sharing 🙏 恭喜終於排除萬難買到屋請問方唔方便提供您們用的驗樓公司？可否私信我，謝謝您們

@hahabubi 8 ай бұрын

好勁真係要有耐性

@ellyloves748 8 ай бұрын

Your solicitor company sounds like one of those case budget solicitors, which is when you don’t have a dedicated legal person, it’s just picked up in a team. They treat your case and don’t communicate to you directly. 😮

@Summer-zo9lk 9 ай бұрын

好勁內心好強大！❤

@luswyr8254 6 ай бұрын

你冇講關於mortgage in pri n ciple嘅嘢

@xhidix 9 ай бұрын

Thank you for sharing

@BithiaLam 9 ай бұрын

You're welcome💜

@melodyyip6172 9 ай бұрын

過程真係好似坐過山車🎢！你地真係好叻！

@1avenderwenda 9 ай бұрын

多謝分享可唔可以share 你果d 律師樓來參考下？唔該曬

@BithiaLam 9 ай бұрын

唔好意思，我無特別記底問咗邊幾間律師樓啊🙈🙈🙈

@happystone924 9 ай бұрын

如果解釋唔到D金錢來源係咪會買唔到架？

@BithiaLam 9 ай бұрын

如果過唔倒律師樓嘅資金審查，佢唔比你用果筆錢嚟買屋，咁真係會買唔倒🙈 但到時可以試試轉第2間律師樓幫手😜

@CHAN-dw1ix 8 ай бұрын

只怪以前太多某國人大量資金過去，都係黑錢，連匯豐都奶嘢被罰錢，之後各銀行、屋買賣都好嚴。

@CHAN-dw1ix 8 ай бұрын

始終係當地人做嘢習慣及態度唔同香港人！我太太點止坐過山車，簡直激流，我太太用了差不多九個月。

@BithiaLam 7 ай бұрын

咁刺激😳😳😳

@呠呠呠 9 ай бұрын

你個律師好interesting...... 好似auditor咁, 明明之前比過哂D資料又再問, 其實根本佢無仔細咁睇囉..... by the way, 有chain真係好煩, 所以我想盡量搵無chain, 但好似唔係好多

@BithiaLam 9 ай бұрын

真係唔知律師樓嘅審查準則係點，後尾我知有啲律師樓係專幫移民嚟嘅客戶處理買屋，然後我問過果邊情況，佢哋話資金審查係1年內，同埋齊晒文件3個月內就可以完成😆

@呠呠呠 9 ай бұрын

@@BithiaLam 點都好, 感恩最後都過關買到安落窩🎉

@mamayoutube500 9 ай бұрын

有chain好易出古惑

@bonho7767 5 ай бұрын

@@BithiaLam請問如果黎左英國兩年係咪就俾呢一年嘅statement ? 定黎英國前個香港一年statement ?

@yelloworchid1840 3 ай бұрын

Most people would require a mortgage from a bank. With cash buyers, obviously the source of the finance needs to be legit. HK people works hard, good at saving and investments to not necessary require a mortgage to purchase their new homes in the UK 👍