💎 As someone who lives in Boston having the card is a no brainer, the csr lounge at logan is easily the best lounge I've stayed in state side and I travel 4-5 times a year
@sdallnct6 ай бұрын
CSR is my workhorse. Besides utilities, travel and dinning are my biggest spend. So this is well worth it. No real complaints. I used the high end hotel many a time during pandemic (safely) and got great value. Not as strong now, but still good to compare. I’ve transferred to partners and booked thru Chase. Both good experience. Not if u book thru Chase, even using points, u will still get points from the hotel/airlines. So for example, u can get 1.5 c chase value booking SWA. Then SWA still gives u points for the trip (in SWA points) as they r getting paid cash from Chase. Not saying this is best ever value, but nice little bonus. Personally I don’t see value in lounges. Yes, I’ve used a few, but meh. If u have. A layover or need to work, totally get it. Want a beer and snack, I’d rather bind airport bar that’s a more lively.
@martinasandoval53266 ай бұрын
Going to try that lounge this friday!! I am excited
@sallo456 ай бұрын
How do you transfer to other terminals after using chase lounge? Is that easy or quick?
@codymMIZ6 ай бұрын
I wish they would improve the one in Austin.
@JasonZhang6116 ай бұрын
@@sallo45 terminals b c and e are all interconnected (no need to go through security again) it's just terminal A that isn't connected
@ximengtang67316 ай бұрын
No one realizes how good the flight cancellation/delay insurance is. Unlike Amex platinum, it doesn’t require you to put the entire roundtrip flight on the card (just a portion of it is ok), and does not require you to put the reimbursed expenses on the card. You can use other cards to pay for other expenses and still get reimbursed. The limit is also so much higher than the Platinum.
@adabamas6 ай бұрын
My Freedom unlimited has this insurance as well.
@jonathanlosa3996 ай бұрын
@@adabamas travel protections on the freedom cards doesnt even compare
@headlibrarian19966 ай бұрын
Is that also true of the insurance on the Ritz-Carlton?
@martinasandoval53266 ай бұрын
@@newagain9964I've used them a couple of times. They do make you jump through hoops like most insurance companies but they do pay.
@adabamas6 ай бұрын
@@jonathanlosa399 I know the limit is lower but how else is it different?
@mortalwomprat5 ай бұрын
4:15 Anddddddd the restaurant benefit’s gone lol
@G_Weller6 ай бұрын
Great video as always! One other perk of the Sapphire cards that is worth mentioning, though I know you've covered it previously, is the ability to merge points from the Freedom Flex/Unlimited to your CSR/CSP..
@rmknicks6 ай бұрын
I love the CSR. I'm flying to ATL from JFK this weekend and I'll be visiting the Sapphire lounge at JFK and the Sam Adams Ale House at ATL. The 3X on the taxes portion of a points transfer and the fact that the travel insurances also kick in when only paying for the taxes is great.
@CostcoSamurai6 ай бұрын
Love this card especially since I live in Japan, The 300 dollar travel credit kicks in to reduce the annual fee cost.
@OneEyeGoating6 ай бұрын
The Sapphire Reserve has been my go to card for close to a decade. It's a perfect everyday card that racks up points easily. Great travel benefits too especially PP 🙂
@LoopyChew6 ай бұрын
💎 This was my default card and even the occasional 1.5x from the Apple Shop was enough for me. I plan to keep it now for its travel partners but my primary everyday card is my CFU.
@iTzDritte6 ай бұрын
5:01 Ritz-Carlton Rewards card sneaks into the video 🔥🦁🔥🦁 (for having S-tier Priority Pass)
@armytruth68606 ай бұрын
Why don't people mention $15 for instacart and $10 for go puff and $5 for door dash a month. I maximum mine
@ThePerfectElement5556 ай бұрын
Agreed. Doordash is the only one I use but I value it at about $50 which helps. It's interesting how people typically present ALL the Amex Platinum credits as first class credits so to speak, while the CSR travel credit is often presented as the only first class credit and all the others are considered second class credits which are often barely mentioned. Sure, they're not useful for everyone but the same can be said about half the Amex Platinum credits. IMO the CSR shouldn't be an assumed $250 EAF, it should be estimated by factoring all the credits, just like you would with the Amex Platinum (or others).
@swptx4 ай бұрын
Cause $5 only covers a fraction of a small fry on doordash 😂
@rasjahson62616 ай бұрын
Yes I still get value from the Chase Sapphire Reserve card. Speaking of the CDW for the CSR, I take advantage of the status and upgrade benefits with my Amex Platinum cards when I book rental cars but I use the CSR for payment for the Primary CDW benefit. It works for me every time. Thank you for the information. Keep up the good work. 👍🏿✌️
@trinianddiana6 ай бұрын
💎 absolutely love the ease of using this card and I’ve taken advantage of almost all the travel benefits.
@Spydah3kgt6 ай бұрын
💎 I was recently pre-approved for the CSR and I'm eligible for the SUB once more. Didn't get it under the pre-approval window, but I'll pick it up later this month. It's a jack of all trades, but a master of none. Solid to carry, but it doesn't excel in any one way to make it a true "keeper" card for me. It's a bit unfocused at present and seemingly morphing into a half-brother of Amex Plat very slowly.
@Spydah3kgt6 ай бұрын
@@newagain9964same hotel statuses, but now adding branded lounges, Lyft affiliation, dash pass affiliation, getting more "coupon book" style credits, etc... It's mirroring a lot of what Plat has done for awhile targeting the same high income/high spend consumer. Just my viewpoint 🤷
@jonathanwei349Ай бұрын
Thank I got back to sapphire due to new lounges and I plan to cancel my amex platinum since many of those benefits I don’t use and not really practical. The reason why I choose it in beginning was mainly airport lounges and 2 free guest and now that taken away for 2 free guest unless you spend 75k a year. Since capital one and sapphire lounge popping up, I came back to this card and useful $300 credit and ultimate reward points which I use in combination of my business inks cards which produces significant ultimate rewards! Thank you Sebby!
@rhannah78736 ай бұрын
💎 I just started my journey towards the Chase trifecta by getting the Freedom Unlimited. The Freedom Flex will be next in line. I live just 50 miles north of Boston, so I would love to be able to take advantage of the Sapphire lounge there, but realistically, I'm probably going to have to complete the trifecta with the Sapphire Preferred for now and hope I can work my way to the Reserve in the future.
@janenuss64 ай бұрын
I heard Chase cancelled the priority pass restaurant discount at airports. Is that true?
@johnfultz50026 ай бұрын
💎 Thanks Sebby again for all the good information!
@TravelBossNas6 ай бұрын
💎 PDX is my home airport. So one of us will always carry the CSR. But I am thinking of eventually getting the Ritz card through upgrade. So in a year I may cancel the CSR for that card as I believe it has the same lounge benefits, including Sapphire lounges.
@Dudevegaslv6 ай бұрын
Hell no! I canceled mine and I got the Capital one Venture X! The best card with the best Annual fee!
@alistairt75446 ай бұрын
Aww man, I'm at a dilemma. I've had my CSP for 7 years now and just read about "churning". I was about to downgrade it and then get the SUB for the CSR until I read about the Capital One Venture X. I only travel at least twice a year on international travel, so I don't really consider myself a "frequent traveller". I was planning on just keeping the CSP for now, get the Venture X and use it with my CSP on my upcoming trip to Japan this April. Then, maybe right before my CSP annual this summer, I'll switch to the CSR which just in time for my trip to Europe this Fall. I'm not sure if this is a sound plan but if anyone wanna give their opinion about it, I'm all ears! :D
@sukieeek6 ай бұрын
I'm in the exact same boat with you!! It is such a dilemma.. I don't wanna be stuck with Capital One's travel portal yet I don't think I travel enough that I should get the CSR. But then I also have the Savor, so it seems like it just makes more sense if I get the Venture X. I just can't decide!!! lol
@bubblewhip3826 ай бұрын
really the critical thing is if your home airports have priority pass EAT options. SFO, Portland, and SEA are the major ones. Probably leading as to why most customers are big tech.
@danielace421223 күн бұрын
Thanks for the refresher. I planned on getting this card in 2020, but COVID wrecked everything. Life is more balanced now and I am thinking of upgrading my Preferred card for this one. However, I feel as if the United Club Infinite Card may better suit me now since I travel for work and am currently living overseas; I would really like to achieve Star Alliance Gold. Thoughts?
@admindesk27606 ай бұрын
Hello Sebby!!! I am so glad to find you. You were recommended to me by KZbinr "30 And A Wake Up." I've liked and subscribed and consuming as many of your videos as I can. You do a great job and thank you for your efforts!
@Troy_thepaintguy6 ай бұрын
💎 Very informative, thank you
@MrScubastevemb22 ай бұрын
Also after the $300 travel credit is used and brings it down to $250 per year.. You have moved up from the preferred card. Then minus that $95 fee....250 minus 95....Now down to $155 per year
@BeyondthenumbersАй бұрын
+50 dollars for preferred hotel credit that you are leaving out of the picture. $205 per year
@usharaghuraman327327 күн бұрын
Hi. I did not understand how the transfer of points from Chase Saphire Reserve to Hyatt is valued at 5 Cents per point. Can you please explain this with an example? For example if I book a hotel room in Hyatt Amsterdam they charge me $450.00 or 29000 points. How is it 5 cents per point ?
@coreyw59816 ай бұрын
Whats it going to take for chase to finally offer gas or groceries, especially with these sapphire cards costing $250, or $45 for preferred, annual fee
@zacharyraper29206 ай бұрын
💎 I’ve waffled on this card for years. Not sure what I would do
@crispenfernandes43606 ай бұрын
I have both CSR and Amex Platinum. CSR has more value and cheaper. Benefits are plenty. Amex is getting to becoming arrogant.
Sebby I think you should consider US Bank cards too. Some of them have good offers.
@saintisy74536 ай бұрын
Remember that because you do not earn points on the $300 credit you should discount the value of the credit by a bit.
@joemama694486 ай бұрын
$9 😂
@brandoneccher37416 ай бұрын
Hi! Thanks for the update! Currently have the CSP with a lot of points. Trying to do two international trips in the next year and a half, along with 6-10 domestic trips (Mainly to Boston, LA/SD, and PHX). Would it be worth it to upgrade to the CSR even though I will not get the sign up offer?
@tfctillidie4 ай бұрын
Sebby great content, very informative. One question though, with the CSR getting rid of the priority pass restaurant benefit as of July 1, 2024. Do you still think it justifies the annual fee ?
What’s the point of priority pass if most people use it for restaurants and all these cards are taking that benefit away. At that point just go to the lounges that may or may not be packed
@viktoriousextensions3946 ай бұрын
There are only select airport restaurants that allow you to use the Priority Pass. They are not in every airport. I have Priority Pass through multiple cards, and I have not heard of any of their PP being taken away by my credit card providers.
@minheelee80866 ай бұрын
💎 Thank you so much.
@Ricocase6 ай бұрын
Rc gave 5 points for grocery via targeted offer. For af, is amex gold at 4x grocery still better at 250 vs 450?
@roseco.15496 ай бұрын
Stuck between getting this to swap out my Costco card.
@Frenchyk6 ай бұрын
Does using the card for airline baggage fees take up the credit as well?
@TacoMalachai6 ай бұрын
Hi, Sebby. My main airport is (MTJ) Montrose, Colorado. All other airport are 7+hour drives away. I fly about 4-6 times per year on average. Many of my flights have connections, but most are short (1 hour or less) and usually the connections are in Denver. Do you think this card is a good choice for me? I usually fly with Southwest, American, and United. I use other airlines for most international flights.
@MrJayb763 ай бұрын
They're asking for my TIN. Isn't my social security enough?
@jsaenz426 ай бұрын
Catch me at Yankee Pier with the lobster roll and a bottle of white lmao
@anthonychanchavac6 ай бұрын
Sebby starting to write of bananas 😂
@rfjel77856 ай бұрын
💎 my son just got an 80000 CSP offer which I believe is good. The rate is high but I think he’ll get it this time. If I apply for a CSR would I be able to get him the referral bonus or would it only be applicable to a CSP?
@smileychess6 ай бұрын
I think it’s any sapphire product, but you’ll want to go take a look at the referral details when you’re logged in.
@vantran-kf8wj5 ай бұрын
Agree, Sapphire products. You should be good to refer your son.
@jerrypowell45373 ай бұрын
Do you have to pay the $550 all at once for the Reserve or can you split it into payments?
@tatianabritton62583 ай бұрын
You have to pay it before the billing cycle due date or it will accrue interest if carried over into the next billing cycle. Same with AMEX.
@jerrypowell45373 ай бұрын
@@tatianabritton6258 Ah okay. Thanks. I don't a premium credit card.
@kinart25436 ай бұрын
SEBBY, JUST GOR FUN, I DEFY YOU TO DIVULGE A BETTER ALL AROUND TRAVEL TRIFECTA THAN THE CHASE RITZ/BRILLIANT/(PREFERRED/INK PREFERRED) SETUP. TRAVEL CREDIT TAKES A BACKSEAT TO DAN OPEN DINKNG CREDIT WHEN COMES TO FEES. ID RATHER KEEP MY PREFERRED THAN A RESERVE.
@hdhdhhehe67096 ай бұрын
Need to make 200k per year
@haroldharvey74116 ай бұрын
Dia❤
@fuquantify3 ай бұрын
💎
@jimmyjames64926 ай бұрын
💎💎💎
@RAZZAQ.A6 ай бұрын
💎
@kalashnikov84206 ай бұрын
wow😊
@Viet9596 ай бұрын
💎 🥃
@Alvin_19146 ай бұрын
Squuuuuuuad
@miller08256 ай бұрын
2nd
@AskSebby6 ай бұрын
🥈
@antbrooks16256 ай бұрын
1st
@AskSebby6 ай бұрын
🥇
@BobBacheler6 ай бұрын
The CSR is one of the few cards that has never left my wallet. I prefer Lyft to Uber, and the 7x return is awesome. With a Chase Lounge coming to PHL I am excited to try it out. The Centurion Lounge is terrific but often has a waiting line. 💎
@HarlemJenB6 ай бұрын
💎
@hustlebudgetglow4 ай бұрын
💎
@calvinwong94226 ай бұрын
💎💎💎
@clifftanch6 ай бұрын
$550 annual fee $300 annual travel credit 1x/anniv year 10x Chase Dining Post-$300 5x Chase Travel Priority Pass resto $28
@Clementinee6 ай бұрын
💎 Now that the CSR is the only card that gives you credit for airport resturants, I'm definetly keeping it long-term 💎
@lewis200020006 ай бұрын
The Ritz-Carlton does too.
@headlibrarian19966 ай бұрын
@@lewis20002000 As does the Venture X Business.
@doujinflip6 ай бұрын
Activating PP on the RC Visa seems to be well hidden though. I'm still trying to find how to do so in case I'm bringing more guests or downgrade my CSR, and the initial response I got from Chase secure messaging wasn't helpful.
@vantran-kf8wj5 ай бұрын
It is any airport restaurant?
@headlibrarian19965 ай бұрын
@@vantran-kf8wj No, Priority Pass restaurants.
@acefr88166 ай бұрын
60K UR point is just too small for a SUB when you have Venture X with a lower annual fee to compete. I think Chase need to update this card to provide more value to justify a $550 annual fee.
@martinasandoval53266 ай бұрын
💎 it hard for me to get rid of the CSR because I get so much value from it. The transfer partners, the lounges and the ability to combine points is hard to beat.
@balloonpark6 ай бұрын
💎 Hyatt transfer partner is the main reason I still keep my CSR.
@drjdub556 ай бұрын
💎 love this card. The $300 travel credit plus PP restaurant access give me the value i need to keep the card!!
@mikecumbo75316 ай бұрын
I fly out of Baltimore and having restaurant PP will be great. I also used the card to pay for parking, my client reimbursed me but I also got the $27 back from Chase.
@TechTravelsdev6 ай бұрын
I've added the CSR and Venture X in the past 3 months. For my household, The Venture X was a Zero Authorized User Priority Pass, The CSR has been the best when I - I needed a Marriott/Hilton booking and Delta Tickets booked without worrying bout blackout dates or partner award availability.
@Joshua_Forbes6 ай бұрын
Just upgraded my CSP yesterday and waiting for my CSR in the mail this week. Hoping Chase will refresh this card a bit this year
@isabelchabela67916 ай бұрын
Did you qualify for the intro bonus again? Thinking of doing this myself.
@Joshua_Forbes6 ай бұрын
@@isabelchabela6791 I did not. I got the CSP last March, so I cannot get another Sapphire bonus for another three years.
@andrewbresee6 ай бұрын
Nashville airport has no easily accessible lounges for me. Restaurant access is awesome!
@headlibrarian19966 ай бұрын
No Priority Pass, Sapphire, or Capital One lounges at FLL/PBI either 😢
@TheCamJam6 ай бұрын
Important to note there is also the Sapphire Terrace in Austin airport that's quite nice.
@aznandyroo6 ай бұрын
💎 I got the CSP as my first major card out of school (and after watching and reading all of your reviews). I do qualify for another bonus because it has been so long 👀 but overall I think it's a keeper card, easy to use, and great to get value out of. Sure there's nicer things out there but more hurdles to jump through.
@jeremymcnett57146 ай бұрын
I just downgraded my csp today to apply for a csr since it’s been 48 months since my bonus!
@adam7236 ай бұрын
There is a pseudo lounge here in Austin too.
@AskSebby6 ай бұрын
Yup, the Terrace.
@dancsaldana6 ай бұрын
💎 I personally just can’t justify the AF for the reserved. I just can’t justify the card after using the $300 travel credit. $250 on priority pass restaurants, insurances, and Lyft/instacart? I’ll just have to stick to my CSP! 😂
@Lawrence_McKnight6 ай бұрын
Just curious, why didn’t you mention the emergency Medical and Dental Benefit? Isn’t this $2,500 cover and $50 deductible a “superpower” not offer much on other credit cards?
@ranktank456 ай бұрын
I’m a frequent Philly business traveler and I’m so excited about the sapphire lounge. It’s going to help with crowding in the centurion lounge and just be a great space overall.
@kerryh20963 ай бұрын
Thank you!!!!! just got approval today with the 75K bonus. im in NYC so Im def checking out the lounge at LGA.
@butyoucancallmejosh5790Ай бұрын
💎 just got the CSR and I’m super excited to take advantage of all the amazing awards and benefits. Thank you for the informative video!
@zyzzuschrist34106 ай бұрын
W Sunday Sebby
@nhigel11226 ай бұрын
$250 effective annual fee is hard to justify for just restaurants in priority pass and lounge access. Platinum and Venture X get you positive value. Chase/Instacart $15/mo credit ends in July. Maybe a new credit can replace and make it worthwhile. Until then Idk
@philbertshevitz31136 ай бұрын
The card offers much more than that...
@TheZombaslaya6 ай бұрын
You got to have a crap ton of chase points to get $250 out of that 50% boost…
@Prounounced6 ай бұрын
What do you mean positive value? CSR isn't the kind of card to just keep in a sock drawer and use for lounge accesses, etc. It's the best way to utilize any Chase points you get
@headlibrarian19966 ай бұрын
Too bad Chase's LHC benefits, like early checkin/late checkout, aren't guaranteed like Amex FHR's benefits are.
@jimmyd26 ай бұрын
💎Always great content!
@harshitgupta77406 ай бұрын
I'm curious to know how much you pay in credit cards AF😂
@MiltonCarlJacksonII6 ай бұрын
💎 We have a CSR w/ AF and we love it! Used it to pay for our wedding and got the SUB and multipliers (for some reason our venue coded for dining, so 3x on it all + the SUB) and the points paid for our roundtrip Delta One flight to Latin America and our Hyatt Regency stay for our honeymoon. It’s also given us some Hyatt transfers as well. On Saturday we used Chase Dining with points for an expensive fancy tasting menu and Hyatt stay as a “Babymoon” as we’re due on March 31. Now, we’re wondering if we should downgrade for the year with the baby coming; travel will be limited and that AF is $625 with the AF. My wife is primary with two other Chase cards and a biz checking account, so I wonder if Chase would offer a statement credit or retention bonus to offset the AF if we keep it? Worth a try, I suppose?
@thanirz6 ай бұрын
CSR only makes sense if you can get $250 in value from pp restaurants or you use their lounges. Chase should have started building lounges many years ago. Cap one seems to care more about building out their own lounges. Venture x is a much simpler do it all type of card too.
@jasonchew48406 ай бұрын
💎 for the algo
@pmo246 ай бұрын
Pay yourself back currently will reduce that fee to $440.
@ychickshateme116 ай бұрын
How does it work?
@tower076 ай бұрын
I don’t got why csr, ritz card is much better in terms of value it, and even more value than venture x
@kimberlychin19966 ай бұрын
I'm thinking about getting this card!
@AD-oy8nm6 ай бұрын
you'll laugh but i meant to apply for the preferred but accidentally applied for the reserve and the chase lady said you could cancel it, or you could keep it lol so you can have mine. it does look nice. they gave me a 24K credit line, i'm a homeless bum so not sure why chase decided to do that but their loss about to go buy a car lol j/k
@pete19363 күн бұрын
Great review well produced
@dailodai958628 күн бұрын
if you dont use the 300$ annual credit. do you lose it or does it roll over? thx and the additional card. if the user spends on that, does the primary get the points?
@BobI-jb4rk6 ай бұрын
Interesting… I don’t think I’ve ever heard anyone talk about the Nexus benefit. I do live in Michigan on the Ontario border 🇨🇦. Another reason to upgrade my CSP 💎
@AskSebby6 ай бұрын
You don't get a bonus for upgrading. If it's been more than 4 years, downgrade and apply for the CSR.
@NaomiRios-p4zКүн бұрын
💎
@lrubio16 ай бұрын
💎 The sapphire lounge at Sky Harbor cannot come soon enough, so ready to dump my Amex Platinum and avoid paying $30 child fees 🤑
@christiansailor28806 ай бұрын
Thanks, Sebby!
@docsays6 ай бұрын
I think you described it perfectly. Its not fanciest or most popular travel card out there, but it sure does work great for those who dont want to fool with transfer partners or award availability. I might eventually product change my CSP to a CSR. Im sttill weighing the pros & cons between the AmEx plat vs Cap1 VX vs CSR for my high end travel card.
@jpking06 ай бұрын
If you decide to handle both SUBs separately, the VX and CSR are both great to have. The VX pays for itself if you book through their portal once a year, so the travel credit and 10k anniversary pts cancel out the annual fee. I use the VX as my “non-category” everyday spend, like clothes or stuff I can’t get bonuses on anywhere else, but still get 2x miles. CSR is my travel and dining card. Though I’ve also leaned into Savor to compliment the VX, point is you can def have VX and CSR and still have them for separate uses and no overlap! Can’t say the same for Amex of courses if you decide that route, nothing wrong with that either.
@donaldbiden94926 ай бұрын
Since priority pass lounges have become huge dumpster fires in recent years, I'm gonna say no.
@Shawnmell2 ай бұрын
How so? I’ve always wondered if the priority pass is worth it
@donaldbiden94922 ай бұрын
@Shawnmell It's gone downhill over the years. There's often waitlists to even get in, the food is underwhelming and there's not much else to it unless you drink enough alcohol to justify the cost.
@Shawnmell2 ай бұрын
@@donaldbiden9492 thanks good to know, that’s disappointing
@krystalsquires9214Ай бұрын
💎 🎉
@1peacefulrulerАй бұрын
💎 I fly back-and-forth from Tampa, Florida to Grand Rapids Michigan all the time, so I’m looking forward to this card saving me money long-term by using the points system.