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🔥Medicare Advantage Agents SLAMMED by CMS🔥

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Christopher Westfall | Senior Savings Network

Christopher Westfall | Senior Savings Network

Күн бұрын

Пікірлер: 771
@s.me.
@s.me. 11 ай бұрын
AND Thankyou for the assistance from your office to make ghe change i needed 🙏😇💐
@beach_bum777
@beach_bum777 Жыл бұрын
Require members of Congress that are 65+ to be on Medicare Advantage. That would get it fixed quickly I bet. Conveniently they always seem to exempt themselves from these "great plans".
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Love this!
@mercedesmartinez8352
@mercedesmartinez8352 Жыл бұрын
This is criminal. God commanded us to care for the old and the orphaned. How these people sleep at night?
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Exactly
@tamrasuem9652
@tamrasuem9652 Жыл бұрын
This is Elder Abuse. Thanks for enlightening us to the truth of what’s going on. I just turned 65 and am scared to death of making the wrong decisions. What a game they are playing with the hearts, minds and soul of the elderly. Terrifying for those who have onset mental challenges and can’t figure this out. Shame on the insurance industry. Very deceptive and unfair treatment.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Please consider allowing me to help with your plan choice. seniorsavingsnetwork.org/openenrollment
@audreyjenkins5725
@audreyjenkins5725 Жыл бұрын
I had a crushed wrist and I was told in was an elective surgery I had to wait a year for the operation and because of the wait it was worse than it should have been. The insurance company should Not decide the medical need. The Doctor SHOULD
@CarolJohnson-l7c
@CarolJohnson-l7c Жыл бұрын
I don’t qualify for the grocery money because I have regular Medicare not advantage they told me. It’s ok I am keeping regular Medicare with a supplement.
@jaggillar6680
@jaggillar6680 Жыл бұрын
So glad you are passionate about truly helping elders and disabled. We need truth tellers these days. You are appreciated!
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you!!
@charlenethompson7512
@charlenethompson7512 Жыл бұрын
Most of my friends do not answer phone calls from people they do not know. They are sick and tired of talking to sales people from Medicare Advantage.
@vududawl7951
@vududawl7951 Жыл бұрын
Dental and vision needs to become PART of health care insurance. ESPECIALLY dental. Our teeth are parts of our bodies and can negatively impact our health if not properly taken care of. Vision problems contribute to falls and even medication errors and can negatively impact health. WHY are these considered "separate" in the first place?
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
DentalSavingsForSeniors.com
@hollysamson3808
@hollysamson3808 Жыл бұрын
It is so hard to decide what to do and who to trust.
@AnthonyNolan01
@AnthonyNolan01 Жыл бұрын
We have way too many crooks and grifters in this country.
@kathleenhack3897
@kathleenhack3897 Жыл бұрын
Well, my sister in Colorado had a stroke years ago, her advantage plan denighed a 14:54 scan of her brain to see if another stroke was happening again. Sick Plans for disabled folks.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
I'm very sorry.
@bayoumeme7743
@bayoumeme7743 Жыл бұрын
I have been getting about 3 mailers a day to change to Medicare advantage. This is filling up a trash bag a week. All this is unsolicited crap.
@586702
@586702 Жыл бұрын
I shred it up
@delsiewright1
@delsiewright1 Жыл бұрын
FILE 13 EVERY TIME!!!!!
@Carol-dj8gp
@Carol-dj8gp Жыл бұрын
I do too and all the unsolicited phone calls make me angry
@tomm7505
@tomm7505 Жыл бұрын
Be sure to recycle. All the ones I get go right into the recycle bin.
@LifeBetweenTheDash
@LifeBetweenTheDash Жыл бұрын
Exactly unsolicited garbage.
@bruceallen6492
@bruceallen6492 Жыл бұрын
When will AARP be jailed for passing Advantage propaganda?
@stephaniem8927
@stephaniem8927 Жыл бұрын
I’m a new agent. As an educator, my goal is to help our seniors. I know how it was helping my mother. As I started to find out more about Advantage plans I become concerned- it scares me to even offer advantage plans. I decided to join your training program. Thank you for helping our seniors.
@liyo4950
@liyo4950 11 ай бұрын
Medicare Advantage commercials are such pests!
@helensmith7357
@helensmith7357 Жыл бұрын
I am really glad that this topic is being brought out into the open. The advantage plan is not what people think it is, and people can get denied care that they need. I got the impression that when they get enough people on advantage plan, the govt will close regular Medicare. People need to know more- advantage is not an advantage, it should be renamed. Thank you for all you do.
@CarolJohnson-l7c
@CarolJohnson-l7c Жыл бұрын
Sad that we have opened the gates but they can’t take proper care of our own elders in this country.
@s.me.
@s.me. 11 ай бұрын
our govt employees, have a different system of insurance.....that IS NOT FAIR....is it.
@twothreefour234
@twothreefour234 Жыл бұрын
Fortunately I didn't get sucked in by the barrage of ads running the last few years. I figured anything insurance companies push that hard would end up costing me big
@MXR68mo
@MXR68mo Жыл бұрын
My personal doctor/friend told me to stay away from managed health care companies as they are not on your side.
@katherineg.7427
@katherineg.7427 Жыл бұрын
I was informed by Aetna Medicare Advantage that they will not be covering my insulin in 2024. Going to go straight Medicare and Medigap for my husband and I
@me2zzfyi
@me2zzfyi Жыл бұрын
I like when you said “MEDICARE ADVANTAGE IS NOT MEDICARE AND ITS NOT A ADVANTAGE “ 👍
@milliesecond102
@milliesecond102 Жыл бұрын
THANK YOU!!! I am a specialized occupational therapist and lost a lot of money in my clinic because of patients with Advantage plans. I did not deny my services to patients who had nowhere else to go so I took the hits, but unfortunately, I had to close my practice. I have been educating abd helping my patients get off thos scam plans sunce 2006 on my own time when I worked in skilled nursing rehab facilities. Back then, people could return to original Medicare befirecthe end if the month but the lobbyists put a stop to that because they were losing money. I suppose we cant get rid of those parasites but we should allbruse up and fight for our rights and our hard-earned money! I wish I could have had this video to share yesrs ago, but I'm grateful to have it now because it will save me time during my therapy sessions. ❤❤❤
@KatheeRN
@KatheeRN Жыл бұрын
I picked the 50 cent drug plan, since my meds only cost me $22.00/month. I thought it was a typo, until I watched Chris's video on it being legit. So far they haven't tried to call me to switch to an Advantage plan... I'll NEVER give up Original Medicare. I always recommend Chris to ppl who are new to Medicare, as he will not lead you wrong!!!
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you so much!!
@jasonhoughton2929
@jasonhoughton2929 Жыл бұрын
I had originally regular Medicare and was never told about a supplement. It was presented to me as a advantage plan was Medicare with extra benefits . Now I probably couldn’t get approved for a supplement. I’m angry I was deceived for profit..
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
You'd be surprised at how easy the underwriting is. SeniorSavingsNetwork.org/underwritten
@marybouellette9905
@marybouellette9905 11 ай бұрын
I am a SHIP Counselor in Montana and I am always checking your information to see what's up. Thanks for your passion about Seniors.
@evoxpop2088
@evoxpop2088 Жыл бұрын
I have been receiving about 4 to 5 calls a day. The few that I have answered, the caller asked me first " have you apply for your free card, that gives you free money", I hang up at that time.
@donnaw9040
@donnaw9040 Жыл бұрын
You have a great program that truly helps people. I’m a nurse since 1968 and have seen it all. For seniors, original/traditional Medicare is the way to go. This gentleman knows what’s going on and he’s very helpful. Good luck and good health all.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you!!!
@darlenericotta
@darlenericotta Жыл бұрын
Thank you! I learned a lot from this video.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Glad it was helpful!
@Melissa-pt2ik
@Melissa-pt2ik Жыл бұрын
I was on the Medicare advantage plan but I went back to Medicare
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
So glad for you!!!!!
@tomeauburn
@tomeauburn Жыл бұрын
My friends in the medical industry call the Advantage plans the Disadvantage plans
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
My two cousins that are physicians call it that, too.
@gpetty5875
@gpetty5875 Жыл бұрын
THANK you for the realistic Revelation and Exposure of these 😈 SCAMMERS AND CON-ARTISTS.
@nancycurtin5435
@nancycurtin5435 Жыл бұрын
As a senior citizen (baby boomer) I have been “unhappy” (can’t print what I really want to say) with my Medicare Advantage plan for a couple of years now. From your live videos I am so thankful that I’m not crazy and justified in my frustration, anger! Watching your video I’m writing like crazy, using my iPhone for squares to scan, plugging in your website(s) to my gmail etc. Thank you thank you. Although I must admit I’m disappointed you do not offer assistance in my Commonwealth of MA; one other thing is many states have either a higher broker commission or depending on region a lower broker commission. In my opinion Medicare offered by an insurance agent is strictly a win win for them at the expense of seniors who have enough every day struggles! Disgusting, greedy principles!
@karenhoward303
@karenhoward303 Жыл бұрын
I've been suspicious of these plans.
@normapennington764
@normapennington764 Жыл бұрын
Thank you Chris for helping our seniors God Bless you
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you!!!
@williamjacobs288
@williamjacobs288 Жыл бұрын
Brenda and I are on Plan N with a supplemenet plan thru and your staff. Thank God for you Chris!!
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you so much for allowing us to help! When others here are wondering what that is.. here's the link to see: PlanNMedicare.org
@brendabaxter9297
@brendabaxter9297 Жыл бұрын
Bless you Christopher for continually being truthful in order to help seniors get the best policy for healthcare! You are a true GEM! ❤❤❤❤
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you so much for your encouragement!!
@lindachick8889
@lindachick8889 Жыл бұрын
Hi Christopher. Thank you for helping millions of individuals. Can we just simply say, “ Advantage Plans are the same as an HMO commercial plan but you choose your pharmacy plan and you get silver Sneakers.” Traditional Medicare is the same as having a PPO with no prior authorization and you choose supplements to cover Gaps. You also choose a pharmacy plan.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Yes, absolutely
@susananderson9619
@susananderson9619 Жыл бұрын
This is all absolutely ridiculous. When my Grandmom went on Medicare, we didn't have Medicare hounds calling, begging, her to go thru them.
@joannejohnson85
@joannejohnson85 Жыл бұрын
You are true blessing!
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you!
@bruceferrell3394
@bruceferrell3394 Жыл бұрын
Good information. Thank you
@me2zzfyi
@me2zzfyi Жыл бұрын
I wish you would run for congress we need more people like you in congress ❤
@LolitaNelson-x6z
@LolitaNelson-x6z Жыл бұрын
Thank You So Much Because They Have Not Given Me Any Advantage Plan. I Am 66 Years Old .
@merlintreichel219
@merlintreichel219 2 ай бұрын
Wow!! Love your straight forward honesty.
@ChristopherWestfall
@ChristopherWestfall 2 ай бұрын
Thank you!
@kathleenworkman3884
@kathleenworkman3884 Жыл бұрын
Oh, boy am I glad I watched your channel for the first time. I have experience with health care plans from my profession so when my husband told me was going to buy an advantage plan. I was very concerned from personal experience with being denied services while on disability and being subjected to underwriting to my disadvantage. So, I talked to my hubby who listened , called and requested his new agent to tear up that advantage plan form and look only at option 1 plans- traditional Medicare. Your channel reinforces my fears about advantage plans. Thank you!! We dodged a bullet and your expertise helped us.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
So glad!!!
@gardenhill6502
@gardenhill6502 Жыл бұрын
Outstanding video. Glad I have regular Medicare.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Me, too! Thank you for watching and for sending an encouraging word!
@kimgibson2368
@kimgibson2368 Жыл бұрын
Thank you sir....may God bless you as well
@barbroy39
@barbroy39 Жыл бұрын
M A also inserts itself between you and your money. $315 before each procedure, $1750 for the portion of rehab they did not cover and tried to deny, $45 copays for each visit.
@carlagarmann4728
@carlagarmann4728 Жыл бұрын
I am so glad that I came across this video. I just turned 65 last year March and went on the advantage plan. I am in Minnesota! I am definitely going to get off this plan
@SteveAll12
@SteveAll12 Жыл бұрын
My wife, who is turning 65 next month and I had the pleasure of speaking with Eleni with Senior Savings Network yesterday. Eleni turned what was an intimidating project into an educational and enlightening experience. She demonstrated patience and a great knowledge of the options available to my wife. She thoroughly researched my wife's physicians to ensure they would be covered in the supplement we were considering. We highly recommend Eleni and the Senior Savings Network to anyone seeking wise counsel in choosing their Medicare plan. I am thankful for finding Chris' KZbin video.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you so much for allowing us to help with the process!!
@lisaveta8565
@lisaveta8565 Жыл бұрын
One of my coworker was kick out from hospital to home after knee’s surgery because medicare advantage not allowed her skill nursing facility. She is single lady living alone. No one around to help her except us, her coworker
@kateb7155
@kateb7155 Жыл бұрын
I am turning 65 in about six weeks and I am going to contact you about getting on Medicare Part A only, because I currently have employer health insurance. When I officially retire, I will of course sign up for Part B and add only Medigap Supplements D and N. I will NEVER get on an Advantage Plan. Sadly, i learned the difference when my mother became trapped in Advantage Plan denial of care and appeal process that resulted in her death within six months. I am very impressed by your knowledge and honest approach to this very important issue.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Hey there, Kate. You do not need to contact us to start Part A of Medicare. It will start automatically. When you are ready to start Part B, go to: HowToStartMedicare.com thank you!
@sallytobin9096
@sallytobin9096 19 күн бұрын
Thanks. This is important information. There’s so much pressure to be part of these Advantage plans, I almost changed my current plan…these salesmen are so seductive, wow what a scam! Please Congress … be our watch dog
@ChristopherWestfall
@ChristopherWestfall 19 күн бұрын
Thanks for sharing your experience. It's good to be careful!
@taliyahaviles9824
@taliyahaviles9824 4 ай бұрын
Thank you for all your help with necessary information.
@MatthewClaassenCMT
@MatthewClaassenCMT Жыл бұрын
Great video Chris. There is too much money in MAPD. Wherever there is too much money, there is greed and corruption.
@MatthewClaassenCMT
@MatthewClaassenCMT Жыл бұрын
Love the AI art too!
@MatthewClaassenCMT
@MatthewClaassenCMT Жыл бұрын
Love the AI art too!
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you, Matthew!
@tomeauburn
@tomeauburn Жыл бұрын
I am so glad your being so vocal about the rip offs
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
thank you!
@helensmith7357
@helensmith7357 Жыл бұрын
Thank you Mr. Hartmann, for bringing out the truth.
@bayoumeme7743
@bayoumeme7743 Жыл бұрын
Thanks. I’m blessed to have found you.
@grumpy4810
@grumpy4810 Жыл бұрын
Disabled person here who has regular Medicare plus Medicaid. I previously worked at a hospital in the clerical field dealing with pt’s on Medicare Advantage. The horror stories of required prior auths with almost certainty get denials in the end is heartbreaking. My background has given me the foresight and knowledge to tell the AGGRESSIVE and MULTIPLE DAILY calls from Medicare Advantage agents to go f themselves.
@jamescalifornia2964
@jamescalifornia2964 Жыл бұрын
👍"'
@faithevrlasting
@faithevrlasting Жыл бұрын
Thank you Christopher, you are doing Gods work here. As a former insurance case manager, I can say wholheartedly, DONT GIVE UP TRADITIONAL MEDICARE FOR A FEW DOLLARS GROCERY $, some dental and vision coverage. Get a supplement.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you so much for sharing!!!!!
@hurricanelorraine2206
@hurricanelorraine2206 Жыл бұрын
The agent who signed me up originally 7 years ago NEVER presented any supplement plans. I thought he was looking out for me when he recommended that I switch from my Keystone 65 HMO Silver plan for $25 a month to a Keystone 65 HMO Basic plan with a $0 monthly premium. Now that I've learned about the differences in advantage plans & suppemental plans, I feel cheated and a bit angry . The agent is a local guy in my very small town and was recommended to me by my county's Office of Aging. In order to save other seniors from being bamboozled like I was, I'd like to expose him. But, I won't because I'm not that type of person. I'll definitely tell someone if they happen to ask me, but I won't shout it from the rooftops like I want to, and he deserves.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
I hear this same statement every day. Agent never mentioned it was an option to stay on original Medicare.
@kathyredmond6463
@kathyredmond6463 Жыл бұрын
Thank you so much for all you do I try to tell people and they say well I can't afford supplemental Medicare and I tell them how can you not but they don't want to listen to me
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you for looking out for others and sharing the truth!
@darwinnippert3961
@darwinnippert3961 Жыл бұрын
Didn't start my medicare part B supplement Ins until 6 months ago, took total 6 month period before I pulled switch for supplemental or advantage plans! Research is absolutely the best option! Thank God for people like you I went with supplemental! Found advantage plans were loaded with perks for patient but total control over your providers! I've seen it where I live! People trust me what this man tells you is spot on! Follow the money!
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you!
@pi-sx3mb
@pi-sx3mb Жыл бұрын
Such a disgusting bait-and-switch. Your channel is why I understood the pitfalls of Medicare Advantage, and even though the commission was less, your agent was extremely patient and helpful in helping me choose a Plan N.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you!
@MarthaMajority
@MarthaMajority Жыл бұрын
Do you represent folks from anywhere in the U.S.?
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Yes, except MA, AK, HI. seniorsavingsnetwork.org/medicare-help/
@tioswift3676
@tioswift3676 Жыл бұрын
If it’s a bait and switch why does Chris sell Medicare advantage plans??? He has an entire website dedicated to selling Medicare advantage!!!
@PriscillaManalo
@PriscillaManalo Жыл бұрын
I just sign in Medical advantage 3 days ago, how can I cancel it ?
@seniordockman2946
@seniordockman2946 Жыл бұрын
After being on the CMS website, it appears to me that CMS is if not biased towards Medicare advantage they are at least complicit in what’s happening with Medicare advantage.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Absolutely
@tomeauburn
@tomeauburn Жыл бұрын
Mayo Clinic sent me a letter saying they didn't take any advantage plans. That helped me know to get the traditional plans
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
True! Thank you for sharing!
@patsy6589
@patsy6589 Жыл бұрын
You are a hero, thank you so much.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you!
@tenabarnes3269
@tenabarnes3269 Жыл бұрын
Nikki Haley said if she was the president she would extend Medicare Advantage, “because seniors just love those plans. SMH
@jdenino6022
@jdenino6022 Жыл бұрын
How come the ACA regulations doesn't require people on regular health insurance to "go through underwriting" for pre-existing conditions but senior citizens have to go through medical underwriting for supplemental plans and drug plans but not to change to an Advantage Plan? Why are seniors being manipulated in this way? I have a 30 year old son who gets coverage through the Marketplace and he doesn't have to go through medical underwriting to change insurance companies during the enrollment period. He just has to input his doctors and the medications that he takes. (he takes a migraine medication). Congress is in the pockets of insurance companies obviously.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Because the "Affordable Care Act" only addressed people Under 65. Those mandates now make under-65 health insurance extremely UNaffordable, except for those getting government subsidies.
@truderenken3248
@truderenken3248 3 ай бұрын
Christopher Westfall has been helping me for 9 years now. I have moved across country, had several health challenges, and his staff has been there every time with correct information for my benefit. I am grateful!
@ChristopherWestfall
@ChristopherWestfall 2 ай бұрын
Thank you!!
@richardfuller2326
@richardfuller2326 Жыл бұрын
Great video. I get slammed with 20 to 30 calls for advantage plans a day during this time of year! I have never wanted to change from traditional plan. I wish I could stop them from calling me!
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
It's getting crazy and no one is enforcing anything.
@publicutility
@publicutility Жыл бұрын
Corporate ownership of the all branches, agencies and institutions of government and public service. Especially the scotus majority!
@ejacques1157
@ejacques1157 Жыл бұрын
I don’t care how much supplements cost because Medicare advantage would cost me more. Thank you for this video because seniors need to hear this information. God Bless You❤
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
I totally agree! Thank you!
@delsiewright1
@delsiewright1 Жыл бұрын
My sisters were duped into taking an ADVANTAGE plan. Now if they try to go back to original Medicare the supplement insurance will be able to review their health and charge them exponential higher premiums. There seems to be NO GOING BACK to original MEDICARE if you are duped into taking one of these Advantage plans. These sisters of mine were on original Medicare until someone called them telling them they could "save them money." My sister never knew, because they were not told, that they had LEFT ORIGINAL MEDICARE... the plan they had paid for all their working years.. When I asked them if they knew they were not on original Medicare, they were shocked to find they WERE NOT!!!! WHAT A SCAM ADVANTAGE PLANS ARE. And it looks like, if the government does NOT step in and do something, it will only get worse.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
There is no higher cost for a Medicare Supplement, based on health. It is a pass/fail and the rates are what they are, based on ZIP code, age, etc. Here is the process. We are happy to help. This can be done either before December 7th, but also again from January 1 through March 31 each year. See here: seniorsavingsnetwork.org/advantage-to-supplement-help/
@Lucy-pz9ft
@Lucy-pz9ft Жыл бұрын
I'll never use a medicare advantage plan ever
@fallingponds3557
@fallingponds3557 Жыл бұрын
Thanks for your site. I have subscribed to it. I am an agent selling Medicare supplement. I’ve been doing it for nearly 18 years; in earlier days it was a lot easier because people weren’t being bombarded by phone calls, and MA plans didn’t originally have all the fake benefits they advertise now. MA plans are my biggest competition, and I cringe every time I lose another client to an MA. I am licensed for the stupid things because I do help people find stand alone PDP plans, and I have two companies that pay me a pittance for doing them. I don’t believe in MA plans, so I don’t do them.
@paulferguson2858
@paulferguson2858 Жыл бұрын
Like your video, I'm a disabled veteran on social security disability, all I need is a dental plan nothing else.
@paulferguson2858
@paulferguson2858 Жыл бұрын
I do have Medicare A and B
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Make an appointment before 12/7: SignMyScope.com and we can help.
@clararodriguez6957
@clararodriguez6957 Жыл бұрын
I'm going back to original Medicare.. while I still can.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
seniorsavingsnetwork.org/advantage-to-supplement-help/
@gittube417
@gittube417 Жыл бұрын
Chris: Do you see a lobbying group get a ton of money from the insurers to get this squashed....?
@danniemcdonald7675
@danniemcdonald7675 Жыл бұрын
God bless you and your staff, Chris. You'll probably never know exactly how many people y'all help. Keep up the good work!
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
I appreciate that!
@charlottewilson4279
@charlottewilson4279 Жыл бұрын
👵I feel sick just listening to this. If the system is punishing those who are in need then it's nothing other than demonic. Tempted to put all the insurance papers in the fire and depend on God for my Healthcare.. . .Fed up here. . . God Bless 🤗❤️🙏
@arliegage1380
@arliegage1380 Жыл бұрын
Im 76 and have had a medicare advantage health plan 5 years. Im very happy with the benifits iv got. Recently was at Stanford Cancer Clinic in CA. My care was excellent and my medical bills paid.🎉
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
I'm so glad to hear it! To your continued health!!
@andrewwoods3989
@andrewwoods3989 Жыл бұрын
I have medicare and supplement n which your office helped me get.This year I ended up in the emergency room where i had two large kidney stones one in each kidney.I had to have emergency surgery to remove the one on my left side.Then i had to have another surgery to remove the other one on the right side.And in between the surgery i ended up in the emergency room with covid where i could not breathe and really high blood pressure.I was so glad i had original Medicare and plan n they took care of all the bills
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
I'm so sorry you went through that struggling time. So glad you're on THIS side of it! Thank you for allowing us to help!!
@melissadavis7234
@melissadavis7234 Жыл бұрын
In California, you are Automatically enrolled in Advantage. If you don’t choose something else, the will put you on Advantage Again.
@easylabeler
@easylabeler Жыл бұрын
It shouldn’t be so complicated. We pay in all our lives. Why are there so many limitations
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
It's why you should use a free broker.
@annalramey6554
@annalramey6554 Жыл бұрын
I’m about ready to drop my Medicare supplement because it’s a chunk out of my check on top of what Medicare A&B cost every month. I’m 77 and only see my family doctor every three months .
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Stay healthy, then!!!!!!
@kallasusort2986
@kallasusort2986 Жыл бұрын
I called to get an appointment - to switch me back to Original/Traditional Medicare, Then I received a call back from your office and I was told I had changed my medication in the last year so I would be denied. She then canceled my appointment and scheduled me with another agent to sell me ADVANTAGE PLAN - NO - NO - NO. I then called Medicare and the person I spoke with said she had NEVER heard of not being allowed back onto Original/Traditional Medicare for that reason in my state, Washington. You provide lots of good info and then I talk about it and it gets all screwed up. This system is broken along with everything else in the USA. YIKES - Still no plan ..... grrrrr
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
1) I'm glad you were able to get an appointment. Over 700 people are still on a waiting list. 2) It's not just ANY medication whose change prevents an underwritten application approval. Specifically diabetes meds, and this is called uncontrolled diabetes, to the insurance companies per their definition. 3) You were given inaccurate information by Medicare, as they do not know one thing about Medicare Supplement Underwriting, which is approved by the states. You weren't declined for Medicare, just for the Supplement. Washington State has guarantee issue rules for Medicare Supplement but only after you already have one. You can see this information here: www.insurance.wa.gov/when-can-i-sign-or-switch-medigap-plans#:~:text=However%2C%20if%20you%27re%20switching%20from%20some%20other%20type%20of%20health%20insurance%20plan%20to%20a%20Medigap%20plan%2C%20rules%20can%20vary%20and%20insurers%20may%20require%20you%20pass%20a%20written%20health%20screening%20questionnaire. As a licensed agent and agency in Washington State, we know the Medicare Supplement rules intimately. If you are in a condition where you cannot be approved for a Supplement, yes, you should get on the very best-suited Advantage plan for 2024 and then try for Underwriting again next year. Sorry, not our rules. But this is the best with a bad situation. We can help with an Advantage plan review here: SignMyScope.com until 12/7 and then again 1/1 through March 31. Or you can look, yourself here: MedicareAdvantageNearMe.com We can only do what we can do with what is presented to us. We always do leave someone in a better position than when they reached out to us, if they listen to our advice.
@controlgroup01
@controlgroup01 Жыл бұрын
Thank you! Just thank you!
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
You're very welcome! Thank you for watching!
@letsgetgoingnow
@letsgetgoingnow Жыл бұрын
Well, that explains why I have been getting 50 calls per day to sell me a medicare advantage plan! I was a good rx gold member. I have already cancelled it. I told them there was no way I was canceling my suppliment for a medicare disadvantage plan. Thanks for what you guys do!
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thanks for sharing!
@jdenino6022
@jdenino6022 Жыл бұрын
Our landline is currently out of order which is why we haven't been getting any calls bc my husband is turning 65 in January...we do get mailings weekly though.
@msb1677
@msb1677 Жыл бұрын
Why should any senior that wants to go to a supplement plan . But be denied because of the questions asked from company?
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Because that's how insurance works.
@pkendlers
@pkendlers Жыл бұрын
I work in the industry and I am appalled. The things aren't better for seniors. I frequently remind callers that they should put their senators and congressman on speed dialing call them every day on the things that matter to them.
@arvettadelashmit9337
@arvettadelashmit9337 Жыл бұрын
❤❤❤❤❤❤❤❤Thank you.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you for watching ...and encouraging!!
@slartibartfast1268
@slartibartfast1268 Жыл бұрын
It's quite interesting that a big part of the "Medicare and You" book is about the various Medicare Advantage plans and then there is just a few pages about the original supplement plans.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Yep.
@TH-jl4gm
@TH-jl4gm Жыл бұрын
God bless everyone.
@douglasjensen8986
@douglasjensen8986 Жыл бұрын
Fortunately for me, I did my own research (not easy, obviously, but easier in Massachusetts) and made my own choice between Advantage and Supplement, and selected my own insurance company. For more than 10 years those choices have proven to be perfectly suited to my needs. But of course, it's impossible to predict the future.
@kimberlycockram1894
@kimberlycockram1894 Жыл бұрын
I work in hospital case management. This seems to be the trend. It’s horrible!
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
If you're ever available for a Zoom call.. would love to know your experience. Please email me at Admin@seniorsavingsnetwork.org
@jleechadwick
@jleechadwick Жыл бұрын
I am very thankful for what you (and several others in this business) are coming out with the truth. If you hadn't brought this out to the public, I would have gotten a MAP again. I also didn't know that I wasn't on original Medicare when I signed up for it. Thank goodness, I am on what I wanted to be on in the first place.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Thank you so much!
@jasonhoughton2929
@jasonhoughton2929 Жыл бұрын
I definitely need to get ahold of you. To see my. Best option for my situation for the future. It’s great to see honest people like you to inform people with the truth..
@sharibaratono8363
@sharibaratono8363 Жыл бұрын
I worked at nursing rehab that shut down. The financial staff called You- care, U-suck. I repeatedly was warned about the problem with advantage plans while I was decades away from Medicare. Patients who weren’t physically ready to go home were forced to go home. Which yes sends people back to the hospital when they aren’t ready to function at home.
@ChristopherWestfall
@ChristopherWestfall Жыл бұрын
Would love to interview you by Zoom about your experience. Could also hide your identity. Could really help some folks. If interested on helping, please send an email to: Admin@seniorsavingsnetwork.org
@WildWilly2u
@WildWilly2u 2 ай бұрын
Good for you 😮
@pavlaustinov8558
@pavlaustinov8558 Жыл бұрын
Thank you! God Bless YOU
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