CIBIL SCORE ଠିକ୍ ହେବ କେମିତି, How to improve Cibil score, Credit Score, correct CIBIL score in Odia

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Adv Manoj Meher

Adv Manoj Meher

Күн бұрын

CIBIL SCORE ଠିକ୍ ହେବ କେମିତି, How to improve Cibil score in Odia language, Procedure to correct cibil score, What is Cibil Score or Credit Score.
*CIBIL: Credit Information Bureau (India) Limited.Credit Score: A numerical expression of a person's creditworthiness
*Credit Report: A detailed breakdown of an individual's credit history.Creditworthiness: The likelihood that a borrower will default on their debt obligations.
*Credit Bureau: An agency that collects and maintains individual credit information and sells it to lenders, creditors, and consumers
*Credit History: A record of a borrower's responsible repayment of debts.
*Credit Rating: An assessment of the credit risk associated with a particular borrower or financial instrument.
*Payment History: Record of payments made on credit accounts, which significantly impacts the credit score.
*Credit Utilization: The ratio of a borrower's current credit card balance to the credit limit.
*Hard Inquiry: A lender's check on a borrower's credit report when they apply for credit, which can slightly lower the credit score.
*Soft Inquiry: A check on credit reports that doesn't impact the credit score.
*Credit Mix: The variety of credit types a borrower has (credit cards, loans, mortgages).
*Delinquency: Failure to pay a debt on time.
Default: The failure to repay a debt, including interest or principal, on a loan or security.
*Credit Limit: The maximum amount of credit a lender will extend to a borrower.
*Loan Tenure: The duration over which a loan is to be repaid.
*Secured Loan: A loan backed by collateral.
*Unsecured Loan: A loan not backed by collateral.
*Credit Behavior: Patterns in the way an individual handles credit over time.
*Credit Counseling: Professional advice given to individuals to help manage their debt and improve their credit score.
CIBIL Score Explained
How to Improve CIBIL Score
CIBIL Score Check
Increase CIBIL Score Fast
CIBIL Score Calculation
What is a Good CIBIL Score?
CIBIL Report Analysis
Credit Score vs CIBIL Score
CIBIL Score Tips
Importance of CIBIL Score
CIBIL Score for Loan Approval
CIBIL Score Myths
How to Check CIBIL Score for Free
Factors Affecting CIBIL Score
CIBIL Score Mistakes to Avoid
CIBIL Score and Home Loan
Improve Credit Score in India
CIBIL Score for Beginners
CIBIL Score and Credit Cards
CIBIL Score Update Time
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Heartily thanks for visit my channel -
Manoj Kumar Meher
Advocate & Tax Consultant
Sonepur, Odisha- 767018
email: mkmeher.adv@gmail.com
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Пікірлер: 201
@brajakishorenaik9050
@brajakishorenaik9050 Ай бұрын
ସାର ଅତି ସରଳ ଭାବରେ ବୁଝାଇ ଥିବାରୁ ଆପଣଙ୍କୁ ବହୁତ ବହୁତ ଧନ୍ୟବାଦ 🙏
@AdvManojMeher
@AdvManojMeher Ай бұрын
Thank you so much 💓
@babulnayak3226
@babulnayak3226 Ай бұрын
ସାର ବାଇକି ଲୋନ one time setelament କରି ପେମେଣ୍ଟ ଦେଇ ଲୋନ କୋଳଯ କରାଗଲା ସିଭିଲ କାହଁକି ଖରାପ ଅଛି ଏହା କିପରି ସମାଧାନ ହୋଇପାରିବ କହିଲେ ଭଲହୁଅନ୍ତା
@AdvManojMeher
@AdvManojMeher Ай бұрын
Yes, settling a loan through a One-Time Settlement (OTS) can have a negative impact on your CIBIL score. Try for a Secured Loan and pay all EMI in timely.
@somanathnayak5544
@somanathnayak5544 14 күн бұрын
ପେମେଣ୍ଟ ପେରସେଣ୍ଟ 89 ପେରସେଣ୍ଟ ଥିଲେ ଲୋନ ହୋଇପାରିବ କି
@parsuramsahoo1963
@parsuramsahoo1963 2 күн бұрын
Very good and valuable information about CIBIL. Thank you sir.
@AdvManojMeher
@AdvManojMeher 2 күн бұрын
Thanks for your valuable comments.
@SHIVSHANKAR-lq6mt
@SHIVSHANKAR-lq6mt 12 күн бұрын
ନମସ୍କାର,ଅତି ସୁନ୍ଦର ଭାବରେ ବୁଝାଇଥିବାରୁ ଅଶେଷ ଅଶେଷ ଧନ୍ୟବାଦ୍।
@AdvManojMeher
@AdvManojMeher 12 күн бұрын
Thank you so much 💓
@bidyadharbarik4599
@bidyadharbarik4599 10 күн бұрын
ଅତି ସୁନ୍ଦର ସାର
@AdvManojMeher
@AdvManojMeher 9 күн бұрын
Thank you so much
@panchananadanga3253
@panchananadanga3253 Ай бұрын
Sar🙏, ଅତି ସୁନ୍ଦର ଭିଡିଓ
@AdvManojMeher
@AdvManojMeher Ай бұрын
Thank you so much 💓
@kashinathbehera811
@kashinathbehera811 5 күн бұрын
Thanks God bless you and your all families always welcome to you thanks good night sir
@AdvManojMeher
@AdvManojMeher 4 күн бұрын
Thank you so much
@SanjibBarik-mj9og
@SanjibBarik-mj9og 17 күн бұрын
Super section sir Jay Sri Ram 🙏🙏
@AdvManojMeher
@AdvManojMeher 17 күн бұрын
Jay Sriram
@HarekrushnaSwain-l9t
@HarekrushnaSwain-l9t 10 күн бұрын
🙏ସାରେ ବହୁତ ସୁନ୍ଦର
@AdvManojMeher
@AdvManojMeher 10 күн бұрын
Thank you so much
@madhusudansingha5409
@madhusudansingha5409 21 күн бұрын
Thank u Sir
@AdvManojMeher
@AdvManojMeher 20 күн бұрын
Welcome
@kabulasharma9068
@kabulasharma9068 Ай бұрын
Thik kahichhanti sir cibil score sudhariba pai 6 month kafi sir
@AdvManojMeher
@AdvManojMeher Ай бұрын
Thank you so much 💓
@sanjaysahoo7009
@sanjaysahoo7009 6 күн бұрын
Nice sir
@AdvManojMeher
@AdvManojMeher 6 күн бұрын
Thank you so much
@debashishparida7288
@debashishparida7288 Ай бұрын
Very good information sir 👍 👏
@AdvManojMeher
@AdvManojMeher Ай бұрын
Thank you so much
@SusantaDas-pz9zj
@SusantaDas-pz9zj 19 күн бұрын
Thanku sir
@AdvManojMeher
@AdvManojMeher 19 күн бұрын
Welcome
@NilakanthaNag-1122
@NilakanthaNag-1122 14 күн бұрын
very good sir🙏
@AdvManojMeher
@AdvManojMeher 14 күн бұрын
Thank you so much
@Ranjan-cn9ms
@Ranjan-cn9ms 3 күн бұрын
ସାର ମର sibil score ଚେକ କଲେ ଦେଖୋଉ ନାଇଁ କେମିତି ଦେଖିବି
@AdvManojMeher
@AdvManojMeher 3 күн бұрын
WhatsApp me 94370 33553
@MR.bapina437
@MR.bapina437 Ай бұрын
Sir very nice information
@AdvManojMeher
@AdvManojMeher Ай бұрын
Thanks and welcome
@GhunduSethi-ox8bv
@GhunduSethi-ox8bv 8 сағат бұрын
Sir mu gold loan close karichi kintu cibil score re active dekhau chi kan kale clear kari haba
@AdvManojMeher
@AdvManojMeher 8 сағат бұрын
Wait for 3 months.
@SatrughnaSahoo-wr6uk
@SatrughnaSahoo-wr6uk 9 күн бұрын
Sir good
@AdvManojMeher
@AdvManojMeher 9 күн бұрын
Thank you so much
@Mr.BikashKumar-d5d
@Mr.BikashKumar-d5d 2 күн бұрын
Sir namaste. Mu gote car loan re guaranter thili se loan re clear heini se borrower dwara ethi lagi mor civil score down achi sir kemti ehaku thik karajaiheba kuhantu tk
@AdvManojMeher
@AdvManojMeher Күн бұрын
Mora WhatsApp No. 9437033553 re kana hoichhi lekhantu
@pradipkumarpradhanpradhan58
@pradipkumarpradhanpradhan58 8 күн бұрын
Sir mnu jananka pai gote auto gadi Lona re gwarenter rahithili se thik time re lona nasujhibaru se gadi vida hoigala se gadibi aujane neigala ta pnai mo cibil kharap hoijaichi.300cibil achhi kemiti thiki heba please kahibe
@AdvManojMeher
@AdvManojMeher 8 күн бұрын
Loan clear kala pare CIBIL ru katiba. Naaita sabu bele e problem rahithiba.
@subhadrapatra3850
@subhadrapatra3850 23 күн бұрын
Sir Pranam🙏🙏
@AdvManojMeher
@AdvManojMeher 23 күн бұрын
Pranam
@Abhinash-nb1kl
@Abhinash-nb1kl Ай бұрын
Good Afternoon sir
@AdvManojMeher
@AdvManojMeher Ай бұрын
Very good afternoon
@barunsahu7317
@barunsahu7317 Ай бұрын
sir . Guranter thile b cibil kharab hauchhe seita kmiti solb heba
@AdvManojMeher
@AdvManojMeher Ай бұрын
Loan clear hela pare
@durgahota1065
@durgahota1065 Ай бұрын
Very good evening sir
@AdvManojMeher
@AdvManojMeher Ай бұрын
Very good evening
@saratchandrabehera8861
@saratchandrabehera8861 22 күн бұрын
ସାର ମୋର ots ହେଇଛି 5ବର୍ଷ ପୂର୍ବେ ଏ ପର୍ଯ୍ୟନ୍ତ ସିଭିଲ ଦେଖାଉଚି ଲୋନ ମେଲୁନାହଁ କେମିତି କରିଲେ.. ସିଭିଲ କେମିତି ଠିକ heba
@AdvManojMeher
@AdvManojMeher 21 күн бұрын
Ok, Secured Loan ଟେ ନିଅନ୍ତୁ, ନିଶ୍ଚିତ ମିଳିବ। ଯେମିତି Gold Loan, FD କରନ୍ତୁ ଏବଂ ଲୋନ୍ ନିଅନ୍ତୁ କିମ୍ବା FD against re credit card ଟେ ନିଅନ୍ତୁ। ଠିକ୍ ଟାଇମ୍ ରେ EMI pay କରନ୍ତୁ। କିଛି ମାସ ମଧ୍ଯରେ CIBIL Score ରେ ଉନ୍ନତି ପରିଲକ୍ଷିତ ହେବ।
@ranjanmallick6152
@ranjanmallick6152 10 күн бұрын
Sir mu kvic scheme ru loan kebala subsidy ammount loan anithili but mora civil score kam achhi kana karibi.
@AdvManojMeher
@AdvManojMeher 10 күн бұрын
Thik time re payment karantu, jadi CIBIL Score kam achhi, aau gote Secured Loan (gold loan)niantu o sabu instalment in time payment karantu. 6 month re CIBIL thik hoi jiba.
@lokanathgiri6795
@lokanathgiri6795 9 күн бұрын
Sir online re kia gote mar na re lon Kari de e chi mu jani na thili dhoni account re 2 Barsha pare jana ପଡ଼ିଲା ,j mar lone achhi bali 2022 re,ta mar sivil kn achhi mu kn karibi sir
@AdvManojMeher
@AdvManojMeher 9 күн бұрын
Write a complaint mail to CIBIL and finance company.
@krishnasekharsamal6241
@krishnasekharsamal6241 Ай бұрын
Right tq sir❤❤
@AdvManojMeher
@AdvManojMeher Ай бұрын
Thanks and welcome
@lokanathtechmusic
@lokanathtechmusic 23 күн бұрын
Sir ମୋର Paytm postpaid loan ଅଛି ସେଇଟା payment କରିକି close କରିଦେଲେ ମୋର civil score ଟା ଠିକ୍ ହେଇଯିବ କି,ଟିକେ କୁହନ୍ତୁ
@AdvManojMeher
@AdvManojMeher 22 күн бұрын
Clear all your debt first. Try for a secure loan like a gold loan, a mortgage loan, and pay all EMI in a timely manner. thereafter, your CIBIL score may increase.
@lokanathtechmusic
@lokanathtechmusic 22 күн бұрын
Ok sir
@Kuldeepnk001
@Kuldeepnk001 26 күн бұрын
Jadi kie loan nei nathibo ki credit card nathibo toh tahale credit score check kemiti kari hobo aau age 19 hei thibo
@AdvManojMeher
@AdvManojMeher 25 күн бұрын
Hei pariba. Search karantu, check CIBIL Score on Google and Go to the Paisabazaar.com site, fill in your details, and check your score. www.paisabazaar.com/cibil-credit-report/
@Kuldeepnk001
@Kuldeepnk001 25 күн бұрын
@@AdvManojMeher Nah Dekhauchi Mu CIBIL re check karithili
@Kuldeepnk001
@Kuldeepnk001 25 күн бұрын
@@AdvManojMeher CIBIL NO DEKHAUCHI
@yourschoice5812
@yourschoice5812 24 күн бұрын
sir loan pain apply kale jadi bank loan provide nakaranti tahale cibil score low heba illigal..its not good
@AdvManojMeher
@AdvManojMeher 24 күн бұрын
Repeated checking of CIBIL is not good.
@trilochanpatra2020
@trilochanpatra2020 2 күн бұрын
Sir mu kichhi loan apply kale mora civil block batauchhi. Mora cibil score 685 achhi
@AdvManojMeher
@AdvManojMeher Күн бұрын
Mora WhatsApp No. 9437033553 re kana hoichhi lekhantu
@subhankardas4944
@subhankardas4944 6 күн бұрын
Sir writeup kipari uthiba please kahibeki
@AdvManojMeher
@AdvManojMeher 6 күн бұрын
Wait kara, next video re jani pariba
@ellorawifipmwani7678
@ellorawifipmwani7678 5 күн бұрын
Sir GST gote week bhitare karei paribe ki ?
@AdvManojMeher
@AdvManojMeher 5 күн бұрын
Hei pariba
@baiyantasahoo8382
@baiyantasahoo8382 Ай бұрын
ସାର ମୋର ସିଭିଲ ୬୯୭ ଅଛି ଏଣୁ ମୁଁ କୌଣସି ଲୋନକରିପାରୁ ନାହିଁ ବର୍ତ୍ତମାନ ମୋର ଅଟେ। ଲୋନ ର ନିଙ୍ଗ ଚାଲିଛି ମୋର ସିଭିଲ ଠିକ କରିବାପାଇଁ ଜଣେଶାତ ହଜାର ଟଙ୍କା ନେଇଅଛି । କିନ୍ତୁ ସିଭିଲ ବଢୁନାହିଁ ଦୟାକରି ମୋତେ କେମିତି ସିଭିଲ ଠିକ ହେବ ଜଣାଇବେ
@AdvManojMeher
@AdvManojMeher Ай бұрын
କାହାକୁ cibil score ଠିକ୍ କରିବା ପାଇଁ ଟଙ୍କା ଦିଅନ୍ତୁ ନାହିଁ। ଭିଡିଓ ଟି ଭଲ ଭାବରେ ଦେଖନ୍ତୁ, ସବୁ ଜାଣି ପାରିବେ
@sitansuranjanswain1997
@sitansuranjanswain1997 20 күн бұрын
Sir ମୁ ସବୁ OD clear କରିଛି ହେଲେ ଏବେ ଯାଏ cibil ରେ OD ଦେଖାଉଛି । କେତେ ଦିନ ରେ କଟିବ ଆଉ cibil ଇନକ୍ରିଜ କେମିତି ହେବ ।
@AdvManojMeher
@AdvManojMeher 19 күн бұрын
6 months lage. Ta pare bi jadi kami nahi, se financial institution and CIBIL ku complain karantu.
@SIVANAYAK7328
@SIVANAYAK7328 2 күн бұрын
​@@AdvManojMehersir kemiti complen karibu tk kuhantu
@RamakantaBehera-c3d
@RamakantaBehera-c3d 11 күн бұрын
Guruswami ❣️❣️❣️ your suggestion is good . Apanka mob, number tike dele separet katha thila. Ramakant AP.
@AdvManojMeher
@AdvManojMeher 11 күн бұрын
Thank you so much Send your mobile number, I will call you
@satyaputel5744
@satyaputel5744 Ай бұрын
Mo account ku 1 tanka credit Kari pura loan repayment Kari Baku kahuchhi and Mora cibil madhya low Kari deichhi,,, kana karajiba sir, please suggest me sir
@AdvManojMeher
@AdvManojMeher Ай бұрын
Write a complaint and report to both Financer and CIBIL
@subratsekharbairiganjan2095
@subratsekharbairiganjan2095 Ай бұрын
Sir,jadi kehi bank account open kariki minus balance hue cibil score kharap hue ki , please reply!
@AdvManojMeher
@AdvManojMeher Ай бұрын
No
@SrikantSahu-v3j
@SrikantSahu-v3j 19 күн бұрын
Sir mora jete sabu previous loan achi sabu time re payment kala pare bi cibil re show karuchi aau score 560 rahuchi kemiti kn karibi sie plz kuhantu
@AdvManojMeher
@AdvManojMeher 19 күн бұрын
Timely payment kale CIBIL Score badhe, apananka kamila kemiti, kichhi ta fault thiba, thik re check karantu kana hoichi je.
@santoshmanik5270
@santoshmanik5270 4 күн бұрын
Siri more 2 ta lone closed heichi kintu cbli ru katuni
@AdvManojMeher
@AdvManojMeher 4 күн бұрын
Close karibara Kete dina heichi
@santoshmanik5270
@santoshmanik5270 3 күн бұрын
Close Kariba 3 month haba
@deepakbarik1787
@deepakbarik1787 14 күн бұрын
Sir mate reply debe loan settlement bisayare pachariparibi
@AdvManojMeher
@AdvManojMeher 14 күн бұрын
କଣ ହେଇଚି
@sanangimunda
@sanangimunda 24 күн бұрын
Sir mor gote name re 5 lack ra gadi loan chalichhi thik time re peyment hei parunai 5 years lagi 1yer heichhi 4 years jodi mu thik time debi mate authare loan milibana nai
@AdvManojMeher
@AdvManojMeher 23 күн бұрын
Han miliba. Pay all EMI in a timely manner.
@BirupakhyaNayak-be2ke
@BirupakhyaNayak-be2ke Ай бұрын
Sir satel ment kale problem hebaki
@AdvManojMeher
@AdvManojMeher Ай бұрын
Han, CIBIL re loan pending dekheiba
@Pradeep56569
@Pradeep56569 25 күн бұрын
Sir mor gote emi over due heijaichi..2 barsha helani overdue achi...mu clear karisarile kete dina pare civil thik haba...aau loan miliba na nai
@AdvManojMeher
@AdvManojMeher 25 күн бұрын
Due clear kari diantu, Secure loan te niantu, in timely EMI payment karantu. 6 months re improve hei jiba .
@skrodisha7857
@skrodisha7857 9 күн бұрын
Sir ମୋର ଦୁଇଟି ନେଗେଟିଭ ଆକାଉଣ୍ଟ ଦେଖଉଛି କଣ ପାଇଁ ସିଭିଲ ତ ମୋର ଅଛି 723 ସ୍କୁର ହେଲେବି ଲୋନ ରିଜେକ୍ଟ ହୋଇଯାଉଛି ପ୍ଲିଜ ସାର କିଛି ସମାଧାନର ସୂତ୍ର କୁହନ୍ତୁ
@AdvManojMeher
@AdvManojMeher 9 күн бұрын
Negative ac hataiba paain CIBIL ku mail karantu.
@n.sandipchoudhury5624
@n.sandipchoudhury5624 23 күн бұрын
Sir gold loan aline civili score badhi pariba
@AdvManojMeher
@AdvManojMeher 22 күн бұрын
Clear all your debt first. Try for a secure loan like a gold loan, a mortgage loan, and pay all EMI in a timely manner. thereafter, your CIBIL score may increase.
@travelwithjogesh
@travelwithjogesh Ай бұрын
Sir Mora CIBIL score bahut kharab Achi mu bahut sara loan neli but thik time re payment kariparilini ,ane score matra 467 axhikana kale mora credit score badheiparibi , kouthi bi apply kale rejected hauchi mu kemiti improve kadiparibi
@AdvManojMeher
@AdvManojMeher Ай бұрын
Both individuals and businesses can improve their CIBIL score by following these best practices: *For Individuals:* 1. *Timely payments*: Pay bills and loan installments on time. 2. *Credit utilization*: Keep credit card utilization below 30%. 3. *Credit mix*: Maintain a balanced mix of secured (e.g., home loan) and unsecured (e.g., personal loan) credit. 4. *Credit history*: Build a long credit history by avoiding frequent credit account closures. 5. *Inquiries*: Limit new credit inquiries, as excessive inquiries can negatively impact scores. 6. *Errors*: Check your CIBIL report regularly and dispute any errors. *For Businesses:* 1. *Payment history*: Ensure timely payments to suppliers and lenders. 2. *Credit utilization*: Manage credit limits and utilization wisely. 3. *Credit age*: Establish a long credit history by maintaining old accounts. 4. *Credit diversity*: Maintain a diverse credit portfolio. 5. *Public records*: Avoid legal issues and public records like court judgments. 6. *Monitoring*: Regularly review your business CIBIL report. Additional tips: - Avoid multiple loan applications in a short period. - Don't overlook small debts or overdue amounts. - Build a credit history if you're new to credit. - Be patient, as improving your CIBIL score takes time. Remember, a good CIBIL score can help you access better loan terms and interest rates!
@travelwithjogesh
@travelwithjogesh Ай бұрын
@@AdvManojMeher thanks but sir now no one give me loan because of bad credit score how I manage this not a single company give me loan rejected again and again
@janmejayaparida9244
@janmejayaparida9244 19 күн бұрын
Salary upare Overdraft neba pae CIBIL score drkr ki
@AdvManojMeher
@AdvManojMeher 19 күн бұрын
Darkar nahi, but CIBIL Score thik thile interest rate kam lage.
@sarojkabi8072
@sarojkabi8072 28 күн бұрын
Sir mora civil score 693 achhi 15 days bhitare kemiti exllent karibi tike kuhantu arjent
@AdvManojMeher
@AdvManojMeher 28 күн бұрын
15 days re change heba nahi
@mrsasikantavlog9813
@mrsasikantavlog9813 21 күн бұрын
2 account Kariba thik gote regular account aau Gote Mony save kariba pain. thik Rahiba
@AdvManojMeher
@AdvManojMeher 21 күн бұрын
Kya idea 💡 hai
@mrsasikantavlog9813
@mrsasikantavlog9813 21 күн бұрын
@@AdvManojMeher ek idia Jo Badal de aap ki duniya 😀😂
@santoshkumarsahoo7704
@santoshkumarsahoo7704 Күн бұрын
Sir more cibil score kam achi kemiti badhiba
@AdvManojMeher
@AdvManojMeher Күн бұрын
Mora WhatsApp No. 9437033553 re kana hoichhi lekhantu
@manoranjandas2316
@manoranjandas2316 21 күн бұрын
Sir mora Credit card anithili covid 19 re bill thila dei helani one time setelament kari payment karithili hele mora loan hauni plz kichhi karihaba
@AdvManojMeher
@AdvManojMeher 20 күн бұрын
Secured Loan te niantu, gold Loan, FD dei ki ta against re loan te niantu, and in timely EMI payment karantu. CIBIL re improve heba
@Dula-b3m
@Dula-b3m 18 күн бұрын
Sir moro secand hand Alto LXI car anithili loan kori, se car ku tani nele ,tani nela pore kohu6nti jetiki loan kori6nti ta tharu 29 hojar Kom re bikri hela, puni notice kori 6nti baki toko paisa deba pai podi bo, sir se paisa no dele kn asbida hobo ki moro, please sir mote jonantu
@AdvManojMeher
@AdvManojMeher 18 күн бұрын
Jadi payment kariba nahi, CIBIL Score kharap heba. Jadi future re loan karibar nahi, tebe payment karantu nahi. Kichhi heba nahi.
@Dula-b3m
@Dula-b3m 16 күн бұрын
Bahut bahut dhanyabad sir , mu chinta kari kori,mo mundo kamo koru nothila kale 2-3 barso pore puni notice koribe,bhabu thili, bahut bahut dhanyabad sir
@sanjayamallik143
@sanjayamallik143 15 күн бұрын
ସାର bajaj ଫାଇନାନ୍ସ ରେ 2021 ରେ କରୋନା ସମୟରେ ଆଣିଥିଲି । କିନ୍ତୁ ସୁଝି ପାରିଲିନି ମୋର ସିଭିଲ ଖରାପ ଅଛି । ମୁଁ କଣ କରିବି ଉପାୟ ବତାନ୍ତୁ ।
@AdvManojMeher
@AdvManojMeher 15 күн бұрын
ସୁଝିବାକୁ ପଡିବ। "clear all the "debts" first "then" take "a secured "loan" and " all EMI in timely. After 6 months, your CIBIL score will be increased.
@sanjayamallik143
@sanjayamallik143 15 күн бұрын
@@AdvManojMeher ଧନ୍ୟବାଦ ଆଜ୍ଞା
@sanjayamallik143
@sanjayamallik143 15 күн бұрын
ସାର secured loan ବିଷୟରେ ଗୋଟିଏ ଭିଡ଼ିଓ ବନାନ୍ତୁ
@Pabitra143
@Pabitra143 28 күн бұрын
Sir mora cibil 617 thila ahapore mu paisa bazaar aau cbil rbi re chek karithili 617 thila aau muthurt fin corp bank 🏦 ku jai chek karili 440 hoi jaichi abe kemiti thik hebo aau gold loan bi karichi
@AdvManojMeher
@AdvManojMeher 28 күн бұрын
CIBIL kharap hela kahinki
@Pabitra143
@Pabitra143 28 күн бұрын
@@AdvManojMeher adhik thara dekhili boli semiti hela bodhe
@pabitramishra1042
@pabitramishra1042 12 күн бұрын
Loan sujhiba pare CLEARSNCE Na anile cibil score kharap hue ki ????
@AdvManojMeher
@AdvManojMeher 12 күн бұрын
Na, loan payment re distrub kale CIBIL kharap hue
@pabitramishra1042
@pabitramishra1042 12 күн бұрын
Ok Thank you
@pratapnaik2447
@pratapnaik2447 Ай бұрын
Sir Namaste Mun right time re EMI paid KARUCHHI but cibil score mora 688 achhi mun mora loan pain cibil score increase kariba pain chahunchhi but bank kahila ki cibili ku mail kariba pain mail ID janithile kuhantu please
@AdvManojMeher
@AdvManojMeher Ай бұрын
Contact CIBIL Customer Care If you are unable to resolve the issue through the online portal, you can contact CIBIL’s customer care directly:Phone: +91-22-6140-4300 (available from Monday to Friday, 10 AM to 6 PM)Email: You can email them at info@cibil.com with your issue and relevant documents. Send a Physical Complaint (Optional)If you prefer to send a physical letter, you can mail your complaint along with copies of relevant documents to the following address: To TransUnion CIBIL Limited One World Center, 19th Floor, Tower 2A & 2B, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013 Maharashtra, India.
@ppsahoo123
@ppsahoo123 Ай бұрын
I ve just completed my LLB at the age of 35 , this year i filed itr of 45 persons and have two gst client in hand. Is it be better to enter in to civil and criminal litigation or only focus on taxation. What would be best for me. I am residing near High court of Odisha. Plz share your opinion.
@AdvManojMeher
@AdvManojMeher Ай бұрын
Taxation is the best option. Because there are not so many competitors in this field. I was also practicing in civil and criminal law, but when GST was introduced in 2017, I completely switched to taxation. Thanks and best wishes
@ppsahoo123
@ppsahoo123 Ай бұрын
@@AdvManojMeher thanks for sharing your valuable opinion 🙏
@ajaya6106
@ajaya6106 Ай бұрын
Foreclosure kale problem heba ki
@AdvManojMeher
@AdvManojMeher Ай бұрын
Yes, the foreclosure of a loan can impact your CIBIL score, but typically in a positive way. Foreclosure, in this context, refers to paying off the entire loan amount before the scheduled tenure ends, which is also known as prepayment.Here’s how it can impact your CIBIL score:Positive Impact:Reduced Debt: Foreclosing a loan reduces your overall debt burden, which can improve your credit score. Lowering your credit utilization ratio is generally viewed positively by credit scoring models.Improved Creditworthiness: Paying off a loan early shows lenders that you’re capable of managing and repaying your debts, which can increase your creditworthiness.Negative Impact (Potential but uncommon):Short-Term Drop: In some cases, foreclosing a loan may lead to a slight and temporary drop in your score because it reduces the diversity of your credit mix. Credit bureaus sometimes consider having a mix of credit types (e.g., revolving credit like credit cards and installment credit like loans) as a positive factor.Foreclosure Fees: Some lenders charge a foreclosure fee, and if you miss paying that, it could impact your credit score negatively.However, in most cases, the impact is positive, especially in the long term, as it demonstrates financial discipline and reduces your overall debt.
@SanjaykumarBehera-xv8kh
@SanjaykumarBehera-xv8kh Ай бұрын
Bank transaction limit year maximum kete
@AdvManojMeher
@AdvManojMeher Ай бұрын
kzbin.info/www/bejne/nJDYZ6t7rK1nZ6M
@rekharanipatra9588
@rekharanipatra9588 6 күн бұрын
Difold hele kon hobo
@AdvManojMeher
@AdvManojMeher 6 күн бұрын
CIBIL score kharab heba Future re loan miliba nahi Finance company civil suit file kariba
@narayanpradhan7148
@narayanpradhan7148 22 күн бұрын
Good evening sir 🙏.very very important video thila sir plz apna ka Saha katha habaku chauchi apnaka sell Nomber ta debeki comment box re
@AdvManojMeher
@AdvManojMeher 22 күн бұрын
Thanks for your valuable comment. My office No. 9861197777
@bijaykumarbhoi2071
@bijaykumarbhoi2071 23 күн бұрын
Sir title change karibar achhi ,help me
@AdvManojMeher
@AdvManojMeher 23 күн бұрын
Kari paribe, Kana paain change karibe, comment re lekhantu
@bijaykumarbhoi2071
@bijaykumarbhoi2071 22 күн бұрын
Sc caste boli loka Mane tk alaga prakar bhabana manare asuchhi
@bijaykumarbhoi2071
@bijaykumarbhoi2071 22 күн бұрын
Bijay Kumar bhoi to Bijay Kumar Behera change karibar achhi
@spn7733
@spn7733 25 күн бұрын
sir mor experian cibil 825 thila but ebe 738 hei jaichi kemiti thik heba cibil re khali credit card inquiry asuchi 😢
@AdvManojMeher
@AdvManojMeher 25 күн бұрын
Clear all dues first, use a maximum 40% of your Credit card, and make payment in a timely manner. It will take 6 months to improve your CIBIL score. Ok
@spn7733
@spn7733 24 күн бұрын
​credit card nahi moro card pai apply karithilu seita cibil re show karuchi​ bank reject karithila ebe cibil Kam karideichi😢@@AdvManojMeher
@Mrsk-cl5xw
@Mrsk-cl5xw Ай бұрын
Sir mor sabu timely payment karuchi civil kharap rahuchi
@AdvManojMeher
@AdvManojMeher Ай бұрын
Agaru disturb Hoi thila ki
@Mrsk-cl5xw
@Mrsk-cl5xw Ай бұрын
Kemit thik hb mote laon miluni sir
@AdvManojMeher
@AdvManojMeher Ай бұрын
File your ITR regularly . Pay all the loan amount . Try for a secure loan first
@sipunpatra6939
@sipunpatra6939 Ай бұрын
Sir mate tik help karantu mora lone haoni cibil down heijaochi lone abe kichi nai
@AdvManojMeher
@AdvManojMeher Ай бұрын
Jadi loan nahi CIBIL down ra karana kana, CIBIL Report re kana baharuchhi.
@sipunpatra6939
@sipunpatra6939 Ай бұрын
@@AdvManojMeher previous lone late payment
@anandabhuyan8152
@anandabhuyan8152 Ай бұрын
Ots heitile kana karibara hachi tk ଜାଣନ୍ତୁ
@AdvManojMeher
@AdvManojMeher Ай бұрын
OTS kale bi CIBIL Score kharab ruhe Report to CIBIL
@anandabhuyan8152
@anandabhuyan8152 Ай бұрын
@@AdvManojMeher sir good morning please solution tk janantu
@srikantasetha1480
@srikantasetha1480 12 күн бұрын
Paytm re 250 re 519 sujili
@AdvManojMeher
@AdvManojMeher 12 күн бұрын
Ok
@pradeeppradhan3772
@pradeeppradhan3772 Ай бұрын
Sir mor personal loan OTS heithila kintu mate feature re loan milipariba ?
@AdvManojMeher
@AdvManojMeher Ай бұрын
OTs re CIBIL kharap Hoi thae. Check your CIBIL Score and reply me
@pradeeppradhan3772
@pradeeppradhan3772 Ай бұрын
@@AdvManojMeher 760
@chitajashodavloge
@chitajashodavloge 7 күн бұрын
Abe ots re clear kari pare install ment re dele haba na
@AdvManojMeher
@AdvManojMeher 7 күн бұрын
OTS re clear kalapare, sabu ta clear heigala. Aau instalment kebe rahila je pare Payment karibe?
@ourvillagecooking359
@ourvillagecooking359 Ай бұрын
🙏👌👌👌
@rabimirig5885
@rabimirig5885 28 күн бұрын
Sir garbadi jami re b Bank re loan miluni
@AdvManojMeher
@AdvManojMeher 27 күн бұрын
Bank kana kahuchhi
@SanjaybhadrakSanjaybhadrak
@SanjaybhadrakSanjaybhadrak Ай бұрын
Vibil score kemiti bahar kariba
@AdvManojMeher
@AdvManojMeher Ай бұрын
Google re search karantu. www.paisabazaar.com/cibil-credit-report/
@kshirodrapadhan6556
@kshirodrapadhan6556 13 күн бұрын
Sir aapankar Ghar kene
@AdvManojMeher
@AdvManojMeher 13 күн бұрын
Sonepur Dist. ଆଉ ଆପଣ ??
@kshirodrapadhan6556
@kshirodrapadhan6556 13 күн бұрын
Sir namaskar
@kshirodrapadhan6556
@kshirodrapadhan6556 13 күн бұрын
Muin Barpali ra
@kshirodrapadhan6556
@kshirodrapadhan6556 13 күн бұрын
Aapankar video ru bht kichhi sikhbar lagi milsi
@khushiramsahu7423
@khushiramsahu7423 Ай бұрын
Mor cibil score 786a6 loan mili nahi
@AdvManojMeher
@AdvManojMeher Ай бұрын
Every year ITR filing karuchanti ?
@suranjitbhoi7386
@suranjitbhoi7386 24 күн бұрын
Sir namaste mu icici bank ru kcc lone karichhi year 2020 .mu 3,60000 anichhi in time interest deuchhi kintu mu jete bele lone close karibi kahili semane kahuchhanti au 1lakh badhei ki sir mu ebe kahare sahayata nebi plz suggest
@AdvManojMeher
@AdvManojMeher 23 күн бұрын
Renewal time re anya loka tumara signature nei adhika tanka uthai thai paranti. Complain to bank ombudsman. Or file a civil suit against the bank.
@suranjitbhoi7386
@suranjitbhoi7386 23 күн бұрын
@@AdvManojMeher thanks sir
@subharanjanpanda6527
@subharanjanpanda6527 Ай бұрын
Sir mora cibil score 789 But lone miluni.
@subharanjanpanda6527
@subharanjanpanda6527 Ай бұрын
Sir number diantu please
@AdvManojMeher
@AdvManojMeher Ай бұрын
Current account re transaction karantu Total yearly transaction ra 20% loan pai paribe.
@surendramodu9269
@surendramodu9269 11 күн бұрын
🙏🙏🙏🙏🙏👍👍👍👍👌🆗️🆗️
@sssorenproduction1334
@sssorenproduction1334 Ай бұрын
Sr load to koribaku chahu chi but kmti koribi
@AdvManojMeher
@AdvManojMeher Ай бұрын
Kana karanti?
@SubhadeepBarik
@SubhadeepBarik Ай бұрын
Civil score 750,loan reject hoijauchi kahinki
@AdvManojMeher
@AdvManojMeher Ай бұрын
kzbin.info/www/bejne/d4rbXp2VeZ2ofpI
@SubhadeepBarik
@SubhadeepBarik Ай бұрын
Reply
@mrsasikantavlog9813
@mrsasikantavlog9813 21 күн бұрын
Mora 700 achhi CIBIL score thik achhi ta
@AdvManojMeher
@AdvManojMeher 21 күн бұрын
Good CIBIL Score
@panchananadanga3253
@panchananadanga3253 Ай бұрын
ମର ଟା କମି ଯାଇଛେ ସାର, ଠିକ କରବା କେ ପଡିବା
@AdvManojMeher
@AdvManojMeher Ай бұрын
Call karba, kemiti thik heba je kahibi
@birenbehera2884
@birenbehera2884 Ай бұрын
Sir contact number please
@niranjanniranjan8147
@niranjanniranjan8147 Ай бұрын
tum to sare bhatrachar ko le kar ghumtiho api party main bat bada karte ho ..itana mat feko janta jan chukihe .good bye
@AdvManojMeher
@AdvManojMeher Ай бұрын
Dusro ki video dekh ke mujhe kyun kaha raheho bhai, kya baat hai 😅 batao
@saratchandrabehera8861
@saratchandrabehera8861 22 күн бұрын
ସାର ନମସ୍କାର ଦୟାକରି mob number ଟିକେ ଦିଅନ୍ତୁ sir
@AdvManojMeher
@AdvManojMeher 21 күн бұрын
My office number 9861197777
@basudevprusty9741
@basudevprusty9741 8 күн бұрын
Thank you sir
@AdvManojMeher
@AdvManojMeher 8 күн бұрын
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