CIBIL Score कैसे बढायें - How to Improve CIBIL Score?

[@AssetYogi]

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[@swapnilkhaparkar8556]

नमस्ते सर आप बहोत detail से समजाते है अभी ओर मुझे यकीन हुवा की finaly मुझे मेरा fainscial गुरु मिल गया धन्यवाद जी

[@AssetYogi]

Dhanywaad :)

[@bharatmore2733]

यह सबकुछ स्कूल और कॉलेज मे भी सीखाया जाना चाहीये. ❤

[@AmitSingh-yb5pn]

Maine apka vedio dekha aur apna cibil score sahi kr liya. Aur aj mujhe credit card mil gya. Thnxxxxx you sir

[@AssetYogi]

Great to hear that :)

[@ndmnademshaikh86]

@@AssetYogi kitna time laga cibil improve hone ke baad

[@shanky1120]

I first time check my cibil score..all steps is correct ,Thanks Sir

[@AbhishekSingh-dt9iz]

Very helpful, the part on Credit Card against FD to improve Credit Score is informative. Thanks!

[@mushirsk1035]

Bhai hdfc wale nahi de rahe hai fd pe credit card maine 1 lack ka fd kiya par in kamino ne email karke kaha ki tumhara cibil sahi nahi hai

[@sagarpatil-bu6ph]

CIBIL improve krne me secure loan our credit card against FD ka bhot bada haath hota hai

[@trivender007]

Bhai in every video ask to watch it till the end... buddy you dont have to mention that.... your videos so much informative that I doubt someone will leave in between..Even I am planning to watch all videos on your list but your pace of making videos is faster than I can watch... :)

[@AssetYogi]

Thanks for your kind words Trivender. But many people watch the video for the first time :)

[@ajitroy5528]

The reporting date of Banks/NBFCs should be expedited from month-end to 3 days of a financial transaction, such as, payment of EMI, closure of a loan account, issue of NOC, etc. The assessment of credit history of an applicant should be 3 years and less because, even though the financial standing of an applicant improves, the backdated data used by CIBIL will be an unnecessary drag on the applicant. The CIBIL assessments and grading with scores should change faster and should not be valid for more than 3 months, because although the score and comments are assumptions of CIBIL, the Bank/NBFC should make its own assessment and take a wise business decision while considering an application for a loan. The Banks lose business on excessive dependence on CIBIL score, which is outdated in most of the cases. CIBIL scores are misused by Banks by not sanctioning loans to the needy people and under-financing business, trade and industry, thereby pushing loan applicants to worsening financial scores. Your lecture in this video puts the onus on the loanee to enquire his financial status and rectify his CIBIL score; you are totally silent on the extremely slow reporting system in a computerised environment. Times are fast changing, but you are promoting the back-dated systems in CIBIL. The Indian economy is changing rapidly. CIBIL is a drag on the economy. The Banks should be more dynamic and speed-up financing and display better Balance Sheets. The people should have speedier access to loans from Banks at lower and viable rates of interest.

[@sagarbandodkar9]

Very well explained 💯💯 best video on KZbin

[@subhasisroychowdhury5666]

Beautifully described Sir. Very informative. 👌🤞☺

[@AssetYogi]

Thanks a ton

[@ahmadshafeeq3721]

Thanku So Much.........,Dear Sir I M Very Impressed .... Bhaut Hi Asan Lafjo me Samjhaya hai Aapne ...

[@AssetYogi]

Thanks Shafeeq.

[@Manjunnovates]

Sir, make a video about how to file a CIBIL dispute. I'm stuck with a lot of things I don't understand while raising a dispute. Thanks. One of my card's limit is shown as Zero, so raising a dispute.

[@PrabhatSingh-yd4mw]

very informative video sir, is video ki mujhe bhut jarurat thi mera CIBIL score 690 aa gya tha mai pareshan tha reason credit card ki payment ka tha jiski wajah se aisa hua because job chali gai thi

[@personalloan7394]

Dear sir/mam-Get personal loan starting at just10.99%.Transfer your exiting loan at min interest.i accept low&bad score up to 650,plz call me, Only for Delhi ncr, Dheeraj-8858356681

[@smithsrini2766]

my cibil score 756

[@smithsrini2766]

@@personalloan7394 aap loan denge

[@personalloan7394]

Yes

[@personalloan7394]

Aap apna contact no dijiye

[@vkcofficial9287]

Awosome video good information full knowledge👍

[@AssetYogi]

Thanks a lot

[@pratibhaghule4287]

Thanks. I have checked free my cibil score

[@narendrachauhan1234]

बहुत अच्छा लगा आपका वीडियो धन्यवाद

[@AssetYogi]

Thanks Narendra.

[@EmotionalTrader-9]

Great information..well explained sir 👍💯

[@AssetYogi]

Keep watching

[@sohailmalik3900]

@@AssetYogi sir credit score check karne se cibil down hoga kya? Maine cibil purchase kiya hai 6 months ke liye

[@mirzariyaz1]

You are a star, The infrormation you provided is really helpful for everyone.

[@AssetYogi]

Keep learning 😊

[@shyamjaiswal04]

@@AssetYogi Sir, I became just few 2 months ago. And haven't took any loan, what should I do, to achieve highest possible CIBIL.

[@sarjeraoashokshelar4340]

आपले विचार बहुत अच्छे और ज्ञान से भरे होते है

[@AssetYogi]

Dhanyawad 😊

[@irsaaa1]

बहुत महत्वपूर्ण जानकारी सर् मेरा सिबिल स्कोर 745 है ये ठीक है या कम है प्ल्ज़ बताये एक होम लोन चल रहा लेकिन मैंने कभी भी EMI मिस नही किया है टाइम टू टाइम पे किया है 🙏

[@anuragm.thorat2900]

Thanks sir, Just checked its 785 Now.

[@chambalbuddy4848]

Full postmardom of civil score problem....tysm sir🙏

[@NareshKumar-xg4rr]

अगर कोई finance कम्पनी आउटस्टैंडिंग ना होने के बावजूद भी cibil में balance दिखाये, वो भी clear होने के कई वर्षों बाद तक, तो क्या उस company को कोई fine लगाने का प्रावधान है। या उस व्यक्ति को कोई benefit पीड़ित के तौर पर मिलेगा। क्योंकि company बहुत बड़ी होती है और एक व्यक्ति Loan लेकर अपना मेहनत करके Loan को ब्याज सहित उतरता है। लेकिन देखा गया है कि कुछ कंपनियां cibil में balance दिखा कर cibil खराब कर रही है। उनको जुर्माना लगा कर पीड़ित को कम से कम1 करोड़ का मुआवजा मिलना चाहिए।

[@rajchauhan9203]

Very knowledgeable thanks sir helpful

[@AssetYogi]

Thanks Raj :)

[@babaiyermanispiritualandpo2062]

Smarty looking Speaking and presentation.

[@spsprotections7548]

It was very nice to know about credit score

[@AssetYogi]

Hope it's helpful :)

[@Kamal5999]

Great knowledge provide by you.. Feeling so happy.... Thanks sir jiiii

[@AssetYogi]

I hope this will be useful

[@nagdeepgk6033]

Thank you for the excellent video. I always paid my credit card bills on time but in the past I had missed paying the annual n joining fees unknowingly that it impacts my credit score. Except that I always have paid my credit card bills on time n in full. Can you please suggest how to rectify that. Do I NEED TI GET AN NOC FRON BANK ?

[@suriya-jy8he]

@Laurie Vickye I need help for one settled account for CIBIL score?

[@shashikantkokate6]

CIBIL 836, My credit limit 44k I fully used it 44k but now CIBIL score is 786 it is true your video

[@sudhanshumech10]

Use max. 30% of limit amount and pay timely , your cibil score will increase.

[@iamlavkush_]

@@sudhanshumech10 Ok

[@rishikarai3667]

Sir mera civil score 680 hai mughe civil bdane ke liye kya krna chahiye

[@anupampanwar355]

Secured loan lo... Low amount ka... Timely repayment kro

[@SanjayKumar-ue3gd]

Thanks sir samjhane ke liye aapka bahut bahut aabhari rahunga

[@AssetYogi]

Thank you.

[@mohammedatharbaig1523]

Bahut achche se samjhaye bhai aap shukriya

[@AssetYogi]

Keep learning :)

[@abhayanandagrotourismcente2453]

अति महत्वपूर्ण जानकारी दी है अपने बहुत बहुत धन्यवाद जी

[@user2j3ycg4df]

Very informative, sir. Thanks much.

[@AssetYogi]

Very welcome

[@hardarshansingh430]

Very nice information, appreciate for nicely update.

[@AssetYogi]

Always welcome

[@NiteshVighotekar-en1cy]

😮supar informetion❤

[@dbpanjari8889]

Very informative video Sir Request to make video on How to resolve CIBIL grievances on CIBIL Website. Thanks

[@narugajam6259]

Very nice and useful information.. thank you for your hard work...

[@nishitrajyaguru189]

Very very very much Informative sir Excellent Knowledge you have Sir Keeep on Sharing Good n New Things.....

[@hashimballary1047]

Bahut ache se samjaya apne cibil score k liye. Thanks lot sir

[@sonamdeshpande7281]

bad hindi language 😂

[@47.divyanshuvarsh.82]

Thanks for improving my score from 600 hundred to 850+

[@spmishra8240]

Credit card bnwane ke liye contact kren 9870267366 ,9953929795 .

[@pawanshahi7706]

How ?

[@47.divyanshuvarsh.82]

@@pawanshahi7706 follow all this istruction and wait for 3 months

[@geetlable1573]

@@spmishra8240 mere ko banvana hai. Cibil 816

[@jassi_s_hoshiarpuria]

@@47.divyanshuvarsh.82 help me for cibil

[@ajayrathore1843]

Sir aap bahut acche teacher ho

[@AssetYogi]

Dhanyawad

[@9899783528]

How bank will know my current salary? If I am using a credit card from a very longtime and not submitted my current salary slips?

[@jackygosar7982]

Very informative and clear

[@AssetYogi]

Keep learning 😊

[@nightnightsleeptight2749]

Buraa mat maanana,yahan bank waale middle class aur garib ka cibil check karte hain poonjipatiyon ko bank ki taraf SE SAU KHOON MAAF, tabhi to mallya aur neerav modi ARBO RUPAY lekar FARAAR HAI AB KAHAN GAYA CIBIL

[@galaxyworld1607]

Bilkul sahi bole bhai

[@anilbroka2189]

matka abhi Right sir

[@7starlive1]

Kab tak Dega is prashn ka Uttar

[@atmarammishra9459]

Right

[@NareshKumar-xg4rr]

बिल्कुल सच्ची बात। इन लोगो ने उन पूंजीपतियों को लोन देने में कोई संकोच नही जिनका cibil750 से कम है या इससे भी बहुत कम है। लेकिन एक middle class को Loan देने के लिए उसकी balance sheet में हज़ारों नुक्स निकाल देते है। इस बात का भी सर्वेक्षण होना चाहिए कि जिनका cibil score कम है उन्हें Loan क्यों दिया जाता है। जबकि अच्छे cibil वाले को मना कर देते हैं।

[@hemlatasharma3121]

Thanks sir ji esi video dene ke liye 🙏🙏

[@AssetYogi]

You are welcome Hemlata.

[@ganesha800]

sir aapne acche tarike se samjaya he

[@AssetYogi]

Thanks

[@bhabanisankarnanda2832]

Good information. Thank you.

[@AssetYogi]

Thanks 😊

[@vijaydhiman1979]

Thank you so much sir,it will be very helpful to us.please send link for reporting inaccuracies to CIBIL-consumer dispute resolution

[@vitthallondhe5234]

Thank you sir very much Sir agar maine credit card ka emi kiya hai aur uska bhi 4/5 din pay karne ke liye lete hota hai to kya cibil score kam hota hai. Pls explained.

[@shujaranjan5916]

Very useful information Assetyogi, Very important topic for every working person

[@tanzeerahmed6732]

Shuja Ranjan

[@pushkarrajjanwa9389]

Shuja Ranjan hy

[@apanimations2212]

Very helpful video...thanks for that.

[@Annudifamilyvlogs21.8K]

Nice information. Thank you. Keep it up 👍

[@rakeshpandya4804]

Sir . Your best my pleasures I subscribed you...

[@ishwarmahajan1853]

VERY VERY GOOD RAJA GOD BLESS YOU AND YOUR FAMILY MEMBERS

[@rahullokhande3400]

drip irrigation loan settlement can be show in cibil or not can i get loan or not in future

[@shanaayan878]

Video bahut hi knowledgeable tha.thank you sir.

[@AssetYogi]

Most welcome

[@47drop58]

Even though cibil score is above 750 sometimes, cibil report shows od, then after referring to previous loan track only financer approve will the loan.

[@romitdhamti1617]

Thank you sir. for giving so much impart information.

[@AssetYogi]

Hope its helpful 🙂

[@rajivkumarram4416]

@@AssetYogi 44

[@rajivkumarram4416]

@@AssetYogi 444

[@prasannakumarnanda387]

Bring a video on impact of settled accounts on credit score

[@SGPCSriAmritsar1]

Bhut sunder jankari

[@AssetYogi]

Shukriya Gurbani :)

[@jaspalmahi]

Adding your video on my page

[@santoshbajpai6089]

If some money is borrowed from a company and as per their demand the amount is paid off . Later it is found that the company has shown some amount as written off and the company is now no existence . How a borrower can improve his civil score?

[@kunaladlakha1635]

hello sir, please suggest as to whether we should buy laptops etc on emi's / zero %emi from various banks such as bajaj finanserv.does it affect our credit history in any way.

[@Finance_Yogi]

Yes it will improve CIBIL Score if you pay EMI on time for this Loans

[@heavyfacts2972]

Really nice video... 1 query If lender doesn't revert to cibil regarding disputes.. Then what is the next course of action...

[@pratyushusgaonkar8765]

Even if your scores are fair banks are ready to provide you loans at a bit high ROI... Don't give shitty info.... Haar jagah setting hoti hai...

[@shitalkmadavi1211]

@@pratyushusgaonkar8765 CmvxbvvzVNZvzmzmvzzmzzZvVB

[@jamirdadeldadel9210]

Thanks for your service

[@philipwsamuel]

I had settled a credit card in 2003 , I took home, loan car loan and cleared. till now it haunts when I apply for a loan .

[@naseeb-ur-rahman5375]

Sir mera cibil score 632 Maine car loan liya tha aur time peh payment nahi huwa mera cibil 632 peh agaya aur maine full settlement karke pura loan clear kardiya 6 months back. still mera cibil uthna he hai mere paas credit card nahi koansa be my kaise apna cibil improve kar saktha houn plz plz bataiye....

[@nitin4138]

All questions answered in one video. Thank you 🙏

[@AssetYogi]

Thanks Nitin

[@gautampandya143]

Proper accurate information...👍🏻

[@AssetYogi]

Thanks 🙂

[@ashishsrivastava6159]

Question -How long it will take to get updated on CIBIL of making the payment..

[@shadabkausarkhan3069]

The way you explain is on next level ❤️

[@AssetYogi]

Thanks Shadab

[@ShubhamPandey-pl1yj]

Hello sir Firstly heartly thanks for providing this imp... type of information I have a question. Hope you will answer it.. Does more numbers of Bank account reflects on cibil score negativity & Same q. For the minimum A/c bank balance account also(1000-4000₹)? Shubham pandey😊

[@AssetYogi]

Does more numbers of Bank account reflects on cibil score negativity: NO For the minimum A/c bank balance account also(1000-4000₹)?: Depends on bank

[@abhishek_an_and]

Don't worry it's not reflected.

[@khitishsahu9675]

Hello Sir. It was an impressive vdo on improving cibil score. My question is it mandate to close a savings or salary acc made by mistake where negative balance shows up ? Does it affect the cibil score ? Please reply on it ..

[@vibhavkumar9932]

It's better to close it and no it doesn't affect your cibil

[@pindisriya3222]

Super information sir

[@AssetYogi]

Thanks and welcome

[@tarikahmedamazingfactsall7247]

Thnx video bnane ke liye

[@ganeshtak4445]

2x speed is good for time saving 😁

[@9451285297]

1.25x

[@-_KK_-]

1.5

[@ShivamSharma-jz9dj]

bhai thank you time save kra diya

[@gayani_baba_4206]

Thanx bro

[@BeauTy-fb8um]

I'm very grateful keecrack1 on IG for recovery my account successfully.

[@harishrajoriya8228]

Sir, you video is very valuable for me. I want to know, how we can online trading & stock market.

[@abhijeetgurav9541]

Bank me maximum time account frezz honi ki wajas CIBIL score me effect hota hai...???? Agar hota hai to kya recover ke chances hai..?

[@sagarpatil-bu6ph]

Freez hone k wajah se CIBIL effect nhi hota, but EMI k bounce honese agar AC freez hota hai to CIBIL effect hoga, aur recover bhi jyada kuch nhi hota. Best option EMI clear kro our koi bhi bank ka FD against Credit card lele aur wo bhi 30% hi limit use kro our waqt pe payment kro within a 6-7 months CIBIL 800+ jayega

[@sagarpatil-bu6ph]

Mera CIBIL bhi 590 tha, but maine secure loan liya 50k ka glod loan and Credit card against FD. Waqt pe repayment kiya aur 7-8 months me mera CIBIL 812 tak aaya hai.

[@vishalvishalkoli2085]

Mera man 1914 ma cibil me tha to baki Ka record asha to kab shudharega ya to koi application karni padegi ?

[@rajesh-tp7mx]

Very nice nice knowledge sir

[@AssetYogi]

Keep watching

[@pravinnigam1150]

Very honest and to the point informations.... Thank you ☺️

[@AssetYogi]

Hope it's helpful 😊

[@akshitmaheshwari209]

So nice tips thanks ,use full for me .

[@AssetYogi]

Thanks Manoj 🙂

[@spmishra8240]

Credit card bnwane ke liye contact kren 9870267366 ,9953929795 .

[@Indiaman15]

sir maine axis bank ka credit card ka settlement kiya he unone letter bhi dya lekin abhi tan cibil me wo close nahi hua he to kitan time lagega close hone ko

[@jagrutipatil1643]

Iska reply de plz

[@ashifpatel7099]

Are Bhai to Aap itna pareshan kyo ho rahe ho Jo amount sho Kar Raha hai us ko dispute Kar de Bhai 2.3 me hat jayega Bhai me bhi ye sab karta hu ok Bhai kucha problem hoto muje email karna ok Bhai mein sab help karunga pareshan mat hona ok brw

[@veeraraghav2057]

@ashif bhai aapka email kya hai

[@Pankajdelhi72]

Aap ne bahut achha samjhaya thank you

[@umabati5907]

Sir mera cibil score 742 hai lekin baha par 902 din ka late payment show kara raha main ab kaya karu

[@sandeepsingh-xi4ly]

Thank you sir🙏

[@AssetYogi]

Hope it helps sandeep :)

[@sandeepsingh-xi4ly]

@@AssetYogi yes

[@sachitarai5866]

What about the coustmer taking loan for the very first time? What factor do the bank evaluates?

[@anaghasartgallery099]

right question

[@anaghasartgallery099]

मैने देखा कोई बैंक उसे खड़ा नाही करती

[@deelipborulkar4856]

बहुत बढीया जानकारी सरजी

[@AssetYogi]

Thanks

[@Anuragsaha1869]

Dear sir, I need some suggestions from you. I taken a product loan from zestmoney and I paid all emi but my payment status is not good for my bank account problem. I paid my last emi 2 month ago. And cleared my all emi but zestmoney not close my account. And also zestmoney updated my cibil report as a default account. Many times I send mails and also called zestmoney customer care but not solved.

[@Mr.AjayNationlist]

Mail to RBI

[@vinayssshhh]

Sir what is RC report in APF of a project and how much time it usually take?

[@vinayssshhh]

Bank said technical and legal report is clear and waiting for RC report which is from the government office and would take a week.

[@user-cx1cn6gd2t]

Hi sir, In case I have missed to pay emi 2/3 times continue and Inforce/Closed loan so my cibil score get correct automatically in next 40-45 days???

[@spmishra8240]

Credit card bnwane ke liye contact kren 9870267366 ,9953929795 .

[@keshavtec4354]

Very informative video h sir thank you so much 🙏

[@AssetYogi]

Most welcome

[@zubeirsayed1603]

Your videos are best thanks

[@AssetYogi]

Most welcome 😊

[@VikkiiJaipurwala]

Sir agar loan settlement karate isme bhi sirf penlty to kitna impact padta cibil me

[@rohitpuri1637]

Bad impact hota h, apka score gir jayega Fir in future small loans and timely repaymrnt krke imrove kr sakte ho score, pr tym lagta h

[@RahulKumar-ve4le]

Bhai settlement kabhi nhi karwa chahiye future bekar hojyega ha agar call bhot ati ha to Karlo

[@maheshverma8164]

Sir settle karne ke bad kitane time me score update hota he?

[@studentwings6782]

after 3 months

[@anilgawande4954]

Thank you so much for educating us......!

[@AssetYogi]

Thank you for appreciation Anil 😊

[@smithcalvin3014]

Sir please after personal loan settlement ke baad cibil kaise sudhara jaye iss topic per pls video banaiye...

[@AssetYogi]

It will improve gradually.

[@smithcalvin3014]

@@AssetYogi sir to kya Jo loan settlement ka Jo BHI outstanding amount he wo pehle bharna hoga ya nahi...fir kya unsecured loan or unsecured c c ban payenge?

[@mtech4933]

Nice video good advice sir mera cbill is time 739 h but Maine koi loan nhi liya h to aap bataye ye improve kaise hoga

[@AssetYogi]

It will improve automatically subject to conditions.

[@sudalaimaniponnusamy571]

Cibil score will be improved when removed credit card payment reports

[@Astrologer.pshankar]

Sir can my cibil score will increase if I used credit card for shopping and pay my debt on time

[@soumsgaming238]

Yess

[@kuldeepsirohi3048]

Sir agar hum apna saving account maintain Nahi karte to kya tab bhi cibil score Kam hota hai kya

[@MrRitesh23]

Nahi

[@GadaEAalaHazrat]

Nahi hota hai usse

[@basugood1120]

Thanks alot sir for sharing very important information

[@AssetYogi]

Most welcome