Proximate cause

[@thamarakumari-d5d]

"A grocery store negligently leaves a wet floor unmarked. A customer slips and falls, breaking their arm. They are rushed to the hospital in an ambulance. On the way, the ambulance is involved in a car accident due to unrelated circumstances. The customer sustains further injuries in the ambulance accident." In this scenario, what is the proximate cause? And is there a remote cause?

[@chibuikeokorie6877]

Based on the example given, I wouldn't get indemnified?

[@dinoaposto]

It depends on the perils on your policy. If "riot" is a covered peril, then yes, you would be indemnified. But if "riot" isn't included on your policy and you're trying to get coverage as a "fire" loss, you likely wouldn't be indemnified.

[@hanama7908]

@@dinoaposto awesome