Thanks for watching everyone! Be sure to check out my video breaking down the complete Citi Trifecta for more analysis. kzbin.info/www/bejne/mJTVlnaqiJuSfck
@markplymale4 жыл бұрын
Before even watching my answer is no. Now I’ll watch and see what you have to say haha Edit: (After watching) yep my thoughts exactly. 4th night free is for sure the biggest perk making it a potential keeper. Answer is still a no from me. Great analysis as usual though. Solid video!
@JakeBroe4 жыл бұрын
Thanks for the pre-watch and post-watch comment! haha, definitely an interesting card.
@chrisvinci54174 жыл бұрын
Much better than amex platinum now in my opinion.
@TechCryptoNow4 жыл бұрын
Dang citi prestige!! Glad to see something on than chase and Amex for a change!! Great video!!
@JakeBroe4 жыл бұрын
Haha, I definitely talk way too much about AmEx. I'll try and cover other cards more in the coming months!
@jonkaptanoglu36404 жыл бұрын
You know, not many people talk about this card, but it’s a good card. The only concerns is travel protections which some people don’t need.
@JakeBroe4 жыл бұрын
Hey Jon! I feel like the 4th night benefit has to be used, so a person needs to be a frequent hotel stayer, but if so, then this is a great card!
@chrisvinci54174 жыл бұрын
Never needed travel protections in my life. How often do you get stuck? Generally the airline pays anyways
@johnwick8603 жыл бұрын
travel protections are a must for top tier card since you will use that for travel purchases
@kirat.84714 жыл бұрын
I love this channel.
@JakeBroe4 жыл бұрын
Thanks so much Kira! I appreciate the support!
@JohnJacobGarza3 жыл бұрын
I hate this channel
@stanlee36194 жыл бұрын
Citi definitely has the worst customer service of all the cards I have. The app is also terrible.
@JakeBroe4 жыл бұрын
Yeah, I have never tried their app. I've also never had to call them or use their customer service, I am just going off the horror stories from other people.
@joshuajoe14194 жыл бұрын
Exact opposite for me. Best customer service.
@thinkerscorner90314 жыл бұрын
Citi prestige is the worst. They recently screwed up my hotel reservation while I was on vacation. I had to wait forever to talk to a person and they did the bare minimum to fix the situation when I finally did. Basically, I paid them $570 to talk to a robot and get ripped off. I can get that for free with any other CC. Will be cancelling this month.
@kevinjohnstone29114 жыл бұрын
Their customer service is horrid but their security is on point. Use the app to text a representative your request. They respond way quicker
@ca6vtec4 жыл бұрын
@@JakeBroe I called their reconsideration line and the convo lasted 25 seconds. Person said, reapply.
@kevinkim2714 жыл бұрын
Perhaps if they still had complementary Admirals Club lounge access in addition to the Priority Pass ones.
@JakeBroe4 жыл бұрын
That would be nice, Kevin! Would make it more competitive with the AmEx Platinum's expanded lounge collection.
@jcewata4 жыл бұрын
Thanks for doing a vid on this! I come here the unique insight you provide in your content and also because alot of data is beneficial to me. It's good to hear the AF is waived for AD, I believe comments in earlier videos were speculative about it. It's a good card but to me and like you eluded to, it's not quite on par with the likes of the CSR and AMEX Platinum but not a complete avoid. Thanks for sharing with us once again!
@JakeBroe4 жыл бұрын
You bet jcewata! It's a fun card, Citi just needs to bring back the travel benefits if they want it to be taken serious as a travel card. As for waiving the annual fee, I called them for more clarification and they don't "waive" it as a policy... their system automatically "suppresses" it because my SS# flags me in their system as a Military Lending Act beneficiary. I don't think Citi is being deliberately charitable towards active duty, I think it is just a quirk in their banking system coding to comply with the law and they aren't even doing it on purpose. Whatever though, lol. I'll take the free benefits.
@samr61484 жыл бұрын
Thanks for the unbox and review. I always wondered why Citi didn't appear to have a popular top tier card. It's always Amex this or Chase that despite Citi being one of the big credit card banks (at least to me). Well done!
@JakeBroe4 жыл бұрын
Thanks for the comment Sam! The other top tier card is the US Bank Altitude Reserve. It's a good card. The problem with them is they require you to open a checking account and that checking account has maintenance fees if you don't meet certain requirements. They also love rejecting people with too many recent accounts similar to Chase. I'm taking the next 10 months off from applying and hopefully I can get that card next year.
@rrt084 жыл бұрын
Jake Broe US Bank has Free Checking for Veterans.
@docsays4 жыл бұрын
Ok I definitely want this card now! Was already thinking about it before your vid.
@JakeBroe4 жыл бұрын
Sweet! What pushed you over the edge?
@docsays4 жыл бұрын
I always thought it was under rated and the 4th hotel night free is a big win.
@richard11134 жыл бұрын
Ok, so nothing really changes here, in my mind at least. CSR > AMEX Platinum > Citi Prestige. Thanks for the video Jake!
@JakeBroe4 жыл бұрын
That is how I would rank them as well, unless for some reason you fly through airports almost monthly (business or heavy vacationer), then I would recommend the Platinum over CSR.
@richard11134 жыл бұрын
@@JakeBroe Yea, if I were a real frequent flyer, especially through airports with a Centurion Lounge I would definitely want AMEX Platinum!
@stephencsoma5644 жыл бұрын
Hit the nail on the head. Travel credit good. TSA precheck good. Fourth night free good. Cell phone protection good. All things that you can easily justify the cost of card. It is just a tough card to sell though with the transfer partners. Especially at a 1:1 ratio. A pretty good card but you have better options out there.
@JakeBroe4 жыл бұрын
Agreed! Cheers Stephen!
@NaamWynn4 жыл бұрын
Dude that box itself is pretty awesome.
@JakeBroe4 жыл бұрын
Yep, best card presentation I have had so far (since the wood tray from AmEx is gone). I've heard the US Bank Altitude Reserve comes in a nice box, too. lol... so silly
@Justincredibletoys4 жыл бұрын
Hey man great video. Question, did you upgrade from the no annual fee card to that one so that you had established relationship with them?
@JakeBroe4 жыл бұрын
I recommend just getting the Citi Doublecash first. After getting it and you want this card, wait 3 months and apply. If you qualify then you qualify. Citi is not as restrictive as Chase or Amex.
@Justincredibletoys4 жыл бұрын
@@JakeBroe Thanks, lastly do they wave the fee for military for you?
@ladygagarocks214 жыл бұрын
I think this card would be good for someone who travels via road trip a couple times a year because they probably don’t care about the travel protections or priority pass but still get value get the 4th night free and use the travel credit for the hotel stay
@JakeBroe4 жыл бұрын
Very true! As long as they are driving somewhere to spend 4 nights, that would cancel out the value of the airline flight protections.
@UF2504 жыл бұрын
Citi also gives you $145 annual statement credit if you maintain a citigold account which you forgot to mention.
@JakeBroe4 жыл бұрын
Ah! Thanks for letting everyone know!
@xB1GKILLERX4 жыл бұрын
Definitely going get it free money for active duty just like CSR
@JakeBroe4 жыл бұрын
Yes, I can confirm from Citi that the annual fee is "suppressed" because of MLA.
@AdrianaSilva-vh6bs4 жыл бұрын
@@JakeBroe Any special instructions?
@JakeBroe4 жыл бұрын
@@AdrianaSilva-vh6bs , it happened automatically.
@AdrianaSilva-vh6bs4 жыл бұрын
@@JakeBroe Ok, thanks. I'm worried because this would be my first Citi card, but I don't want to waste an inquiry on another citi card to establish a history with Citi.
@falco64284 жыл бұрын
After you get the sign up bonus, which card do you think you are going to use the most for lets say dining?
@JakeBroe4 жыл бұрын
I think the 3x category on the Chase Sapphire Reserve is best because it is worth 4.5x in their booking portal. But, honestly, I am drowning in points and miles from all the cards I have opened and I can't even travel now because of the pandemic going on. I had to cancel and refund my 3 weeks trip to South Korea. Therefore, I am using the AmEx gold for 4x points and transferring all my AmEx points to my Schwab brokerage account for the equivalent of 5% cash back.
@falco64284 жыл бұрын
@@JakeBroe I hope we can return to Normal in the very near future. I was going to Travel as well using Chase points, but held back due to the Health Crisis. Just going for Cash back for now and playing Video Games.
@austinbecton53413 жыл бұрын
Hello from South Korea! (saw the Korean behind you hehe)
@pentecostkid204 жыл бұрын
Hey Jake! Lovin' the videos! Quick Charles Schwab question: I put enough money in my CS account but when I go to buy a stock I get a message saying I may not have enough with a checkbox. Am I missing something?
@JakeBroe4 жыл бұрын
Is the money in your checking account or in your brokerage one account? Might be something obvious like the default to buy is 100 shares and you are trying to buy fewer than that maybe?
@buckyjr7104 жыл бұрын
Hey Jake. Great video. Question: do you still get the fourth night free if you use the travel credit with the hotel stay? As in do you get the travel credit for the hotel stay and get the fourth night free? It may be worth it if thats the case. I am cancelling my csr at the end of the year. The transfer partners for citi are boo boo. I was thinking of getting the hilton surpass this fall. Thanks and be careful out there.
@JakeBroe4 жыл бұрын
Hey Bucky, yes, the $250 would apply toward the booking of the room and you would still get the 4th night free. How this actually works is you pay for the 4 nights upfront, you are then refunded in a statement credit a couple weeks 1/4 the cost of the 4 consecutive night booking.
@robertowhyte28364 жыл бұрын
Awesome video. I’m thinking of getting the card but defiantly make a video on how to transfer to airlines when you can. 👍🏼
@JakeBroe4 жыл бұрын
You bet Roberto! That sounds like a great video idea.
@chucknourish70754 жыл бұрын
Quick question, for the 4th night free perk, is it only for 4 consecutive nights in the same hotel or can you do different hotels as long as its 4 consecutive nights?
@JakeBroe4 жыл бұрын
Hey Chuck, it has to be four consecutive nights at the same hotel.
@chucknourish70754 жыл бұрын
Jake Broe gotcha! Thanks man!
@nickshortal18584 жыл бұрын
I’m looking toward ultimately getting the double cash card; maybe, (per your recommendation on a separate video comment I made). I saw a comment on one of your videos to get this card for the sign up bonus then “downgrade” to double cash. Does downgrade consist of having your credit ran again as you apply for a new card. Also, on a separate note, when you apply for a credit card are they hard or soft inquiries? Does an inquiry appear on your credit report every time you apply for a card? I’ve heard many different opinions. I wanted to reach out for your insight. I appreciate the videos brother. Keep up the good work!
@JakeBroe4 жыл бұрын
Hey Nick! Nope, downgrades (product changes within a family of cards) does not cause another hard inquiry or have any impact on your credit. People recommend getting the Citi Premier for it's $500 SUB and then downgrade it after a year to the DoubleCash. Some banks (like Chase and Citi) always trigger a hard inquiry when you get a new card. But some banks (like AmEx) will only give you a hard inquiry for the first card and then every card after that for them is only a soft inquiry and doesn't show up on your credit score. Cheers!
@jakeweiskirch79504 жыл бұрын
I have this card and the 5x on restaurants is pretty crazy to have. I think Jake should also highlight the value of the cell protect as a value in the effective annual fee as well as any world elite mastercard perks. I use lyft 5 times a month and I get a 10 credit from lyft which I Value as good as cash. I agree this is a compliment to a card that has some protection and therefore never use it to book my flights.
@JakeBroe4 жыл бұрын
For sure Jake! The cell phone protection is amazing and the multipliers are still good. I meant to argue in the video that "worst case" this is a solid hotel keeper card that can cancel out the annual fee cost if you can use the 4th night benefit. Everything else just makes the card better.
@jakeweiskirch79504 жыл бұрын
Jake Broe Absolutely, this card gets a bad rep with all the citi insurance cancellations. Hotel perk is amazing and not to mention if you are Citigold its only 350 a year, not as good as active duty, but still helps
@oldgreg3154 жыл бұрын
Glad you got around to this one Jake! What’s next?
@JakeBroe4 жыл бұрын
I am looking to buy my first home at the beginning of 2021, so I will be going through a cooling off period. But the US Bank Altitude Reserve Card will hopefully be my next card.
@albertcastro4094 жыл бұрын
If you have three credit cards with Citibank can you do a product change that would be good for me to look into. For this credit card 💳
@JakeBroe4 жыл бұрын
Yes, you can product change other Citi cards (like the double cash) in to this card.
@albertcastro4094 жыл бұрын
Thank You. I have that card. Good information. I will be watching more of your videos 👍🏻👍🏻
@samuelirvine20173 жыл бұрын
Jake, do you have to pay an annual fee for the Citi Prestige? I am in the military as well. Thanks for your content! Love the channel!
@JakeBroe3 жыл бұрын
Nope! Citi waived the annual fee for me!
@jonathaneasterling51224 жыл бұрын
nice video, i got the Premier Jan of 19, DC Feb of 20..... debating whether to get the Prestige or the Plus this coming Feb.... If you want to collect ThankYou points though, the Premier is your go to. The 3 times points for grocery stores, gas stations is just to huge to ignore.
@JakeBroe4 жыл бұрын
Citi has solid sign up bonuses and great earning rates! Cheers Jonathan!
@thomask50384 жыл бұрын
Did you have to request MLA benefits be applied? Or was it automatic like with Chase when they ran your SSN?
@JakeBroe4 жыл бұрын
I took a chance applying for this card, because I have talked to other active duty who have told me that Citi would NOT waive the annual fee for them. SCRA specifically does not apply. I called them and they said I was automatically flagged for MLA benefits and the annual fee would be "suppressed" automatically. It's a little weird, but I am pretty sure I am good. Even if I wasn't, I would have kept the card for a year (paying the fee once) and then downgraded it to a Citi Rewards+ for no annual fee.
@walterclark32744 жыл бұрын
@@JakeBroe I called them before and they said I most likely wouldn't get it. What does "suppressed" mean? Is it because of the COVID stuff?
@kwnfit3 жыл бұрын
Keeping this card no matter what. 4th night free pays for the AF, 5X dining? Hell yeah.
@JakeBroe3 жыл бұрын
I agree Sunshine! For people who can use the 4th night free benefit because they frequently stay in hotels that long, this card is a no brainer!
@marshallnotmathers66683 жыл бұрын
Great video man! I'm about to apply for the card and wondering if you know of any referrals out there. possibly even a referral from you would work! lol
@JakeBroe3 жыл бұрын
Hey Marshall! I would love to send you a referral! But Citi does not have one for this card unfortunately... It's a bummer. Great card though!
@multimeter28594 жыл бұрын
Did they waive the annual fee?
@JakeBroe4 жыл бұрын
They did!
@multimeter28594 жыл бұрын
@@JakeBroe cool. I heard citi wasn't known for doing it.
@albertcastro4094 жыл бұрын
Looks different than Amex but as long as it works that’s all that’s matters
@JakeBroe4 жыл бұрын
It definitely works!
@lewis200020004 жыл бұрын
This us to be "the" premium card, it's lost about 40% of it's superpowers. If no one mentioned it, of cancelled benefits you could add Admiral lounge, unlimited 4th night free(even when the 4th night was the highest cost), and 3-hrs trip delay protection...just saying for the new people, it wasn't a fairly tale.
@JakeBroe4 жыл бұрын
Yeah, this card came out of the gate strong and then Citi just blew it up. Maybe they got huge sign ups and people aren't cancelling the card, which is what they wanted all along.
@kmb69164 жыл бұрын
My AF is coming up on the Prestige in September so with everything going on, I'm hoping for a retention offer or something, but idk. I've gotten over 1k in value in the 1st year so we'll see.
@JakeBroe4 жыл бұрын
If you like staying in nice hotels and use their 4th free night feature, then this card pays for itself. It's still a great card, but definitely try and get a retention offer!
@gratefulsunli49963 жыл бұрын
I feel to book the hotel from their site is too expensive and all most make me feel 4fh night free is not a good deal
@Wangsta1004 жыл бұрын
Hi Jake I just signed up for Citigold for the $1500 bonus and was wondering if you have combined the benefits with the CITI cards?
@JakeBroe4 жыл бұрын
I have not had a reason to combine my points from the Citi Doublecash over to the Citi Prestige yet. I see the ability is there, I just haven't had a reason to do that yet.
@Wangsta1004 жыл бұрын
@@JakeBroe I just happened to stumble across this recent article which shows "Scott H" and some of the benefits of combining a Citigold account and the Citi Prestige. Might be a good read for you as well. Have a good one! thepointsguy.com/guide/citi-thankyou-rewards-underappreciated/
@qb65704 жыл бұрын
How many cards do you personally open in a 6 month period?
@JakeBroe4 жыл бұрын
Depends on what your normal every day spend is. Most people should wait 2-3 months between cards. My situations is unique. I have opened way more than that because of my military status I am able to avoid all these high annual fees. What I am doing I do not recommend other people do if they have to pay all these annual fees.
@dsanti40694 жыл бұрын
If you break even with just 2 free night stays of let’s say $100 each . So are you keeping the card just for the multiplier ? There’s no hotel status or point multiplier . Seems like 5x restaurants is the only reason to keep it.
@JakeBroe4 жыл бұрын
I was ignoring the multipliers kind of as a "worst case scenario" for this card in that the card pays for itself if you stay in enough hotels. Any points you earn from the multiplies on top of the hotel benefit is just extra!
@jpanic24 жыл бұрын
for the $250 Travel credit, can you use it as GiftCard purchases which was in the past what AMEXPLAT used to have?
@JakeBroe4 жыл бұрын
I have not personally tried, but yes, I think this would trigger the credit if you bought Delta gift cards.
@jpanic24 жыл бұрын
Jake Broe I’m assuming it’s Airline Agnostic? (AmericanAirlines is what I fly)
@dannygonxalez90114 жыл бұрын
is the annual fee on the citi card waived for active duty with no prior relationship??
@JakeBroe4 жыл бұрын
It was for me. But some people have had trouble with Citi Bank before, so I can't 100% guarantee it will be waived for everyone. Citi reps on the phone are not very helpful.
@JoseFernandez-wu8pj3 жыл бұрын
I know they have discontinued this card FOR NOT AT LEAST. Had they put the X5 points on DINNING, SUPERMARKETS, GAS AND FAST FOOD I WOULD HAVE GOTTEN THIS CARD. I RESLLY DON’T CARE MUCH FOR LOUNGE OR PRIORITY PASS. WHAT MADE IT EVEN LESS APPEALING WAS THAT CITI TOOK AWAY THE TRAVEL PROTECTIONS FROM THIS CARD.
@kjansen7774 жыл бұрын
I was surprised by credit applying to rental car. Now I will test with on base taxi. CSR has coded our taxi and credit given. Sweet during stop moment. I plan to keep this in retirement. 250 for two prepaid hotels. All points are just bonus. Will still need an insurance card in my wallet. KLM will be my airline. Get BOA KLM and then top off with chase, capital one, Amex. I think the catch all airline. They have flash sales. I’ll pair prestige with rewards plus and DC. Premier and will cancel. Citi does need to consider a portal boost and insurance. Citi is tough when overseas. Security fraud department is worst. I did get a 10k bonus when complaining I wanted to book airfare somewhere but citi claimed it was fraud.
@JakeBroe4 жыл бұрын
Wow, you have a lot of experience with Citi and a very detailed plan. Thanks for sharing and I didn't know a car rental would trigger the credit. Awesome!
@pablovasquez10704 жыл бұрын
Lol. LT. That’s the Grand Mosque. Great video though!
@JakeBroe4 жыл бұрын
Yeah, I said Grand Palace (it is in Abu Dhabi), but I meant to say the Grand Mosque in Dubai.
@sam92424 жыл бұрын
Plastic coated metal. Not for me. Great summary of the problems.
@JakeBroe4 жыл бұрын
That actually might explain it. It is as heavy as the Platinum, but the coating is cheap plastic. I put duct tape to cover my name and when I pealed if off, my name came off because the lettering was cheap paint. Very bizarre material design choices for a "luxury" card by Citi.
@mpolicebhai60232 жыл бұрын
Do they wave the annual fee for that?
@JakeBroe2 жыл бұрын
Wave the annual fee for who?
@albertcastro4094 жыл бұрын
I need to look into this card in the future. Can’t now. Apply for to many cards. 😡 If I knew about this card before I would have got it
@JakeBroe4 жыл бұрын
Always next year Albert!
@gabrielquinto21614 жыл бұрын
So for SCRA/MLA, I heard we have to have some sort of balance on it... true?
@JakeBroe4 жыл бұрын
Nope, I called them to confirm, but I was automatically flagged for MLA protections because of my social security number. They told me the annual fee is "suppressed" automatically in their system.
@Logie13714 жыл бұрын
@@JakeBroe Can confirm being automatically flagged for MLA in the system. Got the AAdvantage Executive Elite Card last year and the first statement credited me the $450 fee for MLA.
@jonkaptanoglu36404 жыл бұрын
What was the credit limit on that by the way ? Curious
@JakeBroe4 жыл бұрын
Hi Jon. $11,00 I think.
@joeykim3733 жыл бұрын
Are you getting the annual fee waived on the citi prestige?
@JakeBroe3 жыл бұрын
I am. But my phone calls about it with Citi have been bizarre. Their official policy is that they do not waive the fee for active duty servicemembers. If you call them and ask, they say they do not do it and it is not their policy. I got transferred through several operators and through several departments to figure out "why am I not being charged the annual fee then" and finally was told by someone it is a constraint of their computer system. The annual fee is suppressed automatically to comply with MLA law for active duty... but Citi has no policy of waiving the fee. It's sketch, which is why I don't promote this card to people because I feel like this could change at any moment.
@JakeBroe3 жыл бұрын
Other cobranded Citi cards like the AA card do not have their annual fees waived for military. I've gotten numerous comments about that from people.
@joeykim3733 жыл бұрын
@@JakeBroe got ya! I've heard bad things about citi in general. I was shocked to see that you were getting the annual fee waived. Glad it worked out for you 🙂🔥
@chrisvinci54174 жыл бұрын
I'm canceling my platinum and opening this once the US economy reopens
@JakeBroe4 жыл бұрын
Fun! The Platinum is great for the bonus, but I find the credits to be hard to use or worthless. The broad travel credit for the Prestige and the Chase Sapphire Reserve is definitely better.
@chrisvinci54174 жыл бұрын
@@JakeBroe the problem is there aren't many amex lounges so the PP is all one needs
@34skyline4 жыл бұрын
does opening all those credit card accounts decrease your credit score?
@JakeBroe4 жыл бұрын
Yes, I lose a couple points for the hard inquiries and I get them back after 6 months to a year. My average age of credit history has gone down. But increasing my total accounts and credit limit helps. I am at a 798, which already qualifies me for the best rates on loans. I am doing fine.
@TopnotchX4underscore4 жыл бұрын
Didn’t mention anything about MLA for military guessing it’s got an annual fee?
@JakeBroe4 жыл бұрын
No, the annual fee is waived for military. I don't mention it in every video because only 1% of Americans qualify for that benefit.
@Justincredibletoys4 жыл бұрын
Were you able to get the fee waived?
@JakeBroe4 жыл бұрын
I was!
@Justincredibletoys4 жыл бұрын
Whoya!. That is the next card I want after the Hilton aspire.
@pattyrick99dad4 жыл бұрын
In the words of the KZbinr Flossy Carter "usual books and s*** pluck em, file em to the side"
@JakeBroe4 жыл бұрын
Cheers!
@richardvanfrank81144 жыл бұрын
When I got the card in 2015 it was the best premium card bar none. Priority Pass. $450 annual fee with a $250 airline credit good for any airline purchase, including flights. Thank you points worth 1.6 cent per point for American airline bookings and 1.33 cent per point for all other airline bookings. Unlimited fourth night free reservations through the concierge, which allowed you to receive the same rate as booking with the hotel directly and status benefits. Three free rounds of golf per year. Admirals lounge access when flying American. Travel insurance as good as the CSR travel insurance with an unheard of three hour trip delay coverage. It has been one devaluation after another since then. All travel insurance gone. Golf and Admirals lounge access gone. Thank you points now only worth 1 cent per point for airline or hotel bookings. 4th night free reservations now limited to two reservations per year and must be made through the thank you portal. Higher annual fee of $495. This card is not worth the annual fee IMO.
@albertcastro4094 жыл бұрын
For that price it should be a solid metal ! For annual fee that price
@JakeBroe4 жыл бұрын
Hey Albert! It is solid metal. It weighs the same as the AmEx Platinum. It just has this mat finish that makes it look not metal for some reason.
@albertcastro4094 жыл бұрын
Ok. The look 👀 could have been better. I have the CSR and I like the way it feels in the hand.
@albertcastro4094 жыл бұрын
Nice credit score 👍🏻👍🏻
@erickc6234 жыл бұрын
Does Citi wave the annual feed for military?
@JakeBroe4 жыл бұрын
They are for me for the Prestige card. I can't speak for any other cards.
@erickc6234 жыл бұрын
that's the one im looking at. thanks
@johnwick8603 жыл бұрын
Qatar airways is a great airline partner because it has the best business class seats, but the 50k welcome bonus is too low
@DugrozReports4 жыл бұрын
Waller's Wallet did a video comparing some travel portals and if they marked up their charges vs. Expedia, etc. Let's just say Citi didn't do well . . .
@JakeBroe4 жыл бұрын
I made a portal comparison video two months ago between Chase and AmEx. I will be doing another one soon now that I have access to Citi.
@Jimmy821020004 жыл бұрын
Did they give you a large credit limit?
@JakeBroe4 жыл бұрын
I got a $14,000 limit I believe.
@docsays4 жыл бұрын
Jake Broe not too shabby at all
@albertcastro4094 жыл бұрын
What credit score you need to get this card ?
@JakeBroe4 жыл бұрын
Generally you are going to want above a 720 to be secure.
@DevonHolly164 жыл бұрын
If you could pick one between CSR, Platinum & Citi Prestige for "free" (AD Military) then down grade after a year or two which would you get? Spend a lot on food and will be doing 1-2 trips this year/next year. Other current cards are Freedom Unlimited & propel. Love the channel and thanks for what you do.
@JakeBroe4 жыл бұрын
Hey Devon! No contest it would be the Chase Sapphire Reserve. Great sign up bonus worth $750 in their travel portal, you will get $300 a year in free travel credits and $60 a year in doordash credits. After you get out you can downgrade it to a no annual fee Freedom card, which is a revolving 5% cash back category card.
@marcochan55104 жыл бұрын
good card
@JakeBroe4 жыл бұрын
I agree, Marco! Cheers!
@roachtoasties4 жыл бұрын
Not worth it. With restaurants closed, aside from the McDonald's drive up, hotels closed, tourist spots closed, airlines closed, etc., etc., etc., who needs it.
@JakeBroe4 жыл бұрын
I agree. People cannot travel right now, so applying for new cards might not be the best plan. But maybe in six months, people will find this video and it will be useful.
@-_bigtap4 жыл бұрын
Amex Gold is showing its true power right now.
@mtrenka91884 жыл бұрын
Is this a master card?
@JakeBroe4 жыл бұрын
Yes, it is a Mastercard
@bigcee63744 жыл бұрын
nice video
@JakeBroe4 жыл бұрын
Thanks so much Big Cee! Have a great day!
@jamespaul47314 жыл бұрын
Don't get any card from Citibank. Even though with Ohio on complete shut down. They expect full payment.
@JakeBroe4 жыл бұрын
Yes, Citi does not have the most customer friendly reputation. Good luck out there James!
@jamespaul47314 жыл бұрын
@@JakeBroe so you admit they are a piece of shit company?
@chunyingli47853 жыл бұрын
혹시 한국말 하세요? 그냥 한국말이 보이길래. 동영상 잘 보고 있어요 고마워요
@JakeBroe3 жыл бұрын
Yes! I lived in Korea for six years and learned a lot of Korean. But I moved back to America 5 years ago and have lost a lot. Thanks for watching my video. Cheers!
@TheDivaIsIntheDetails4 жыл бұрын
You have a very good credit score to get an interest rate that high. That was some crap. They should have given you between 15.99-17.99%
@JakeBroe4 жыл бұрын
Yeah, Citi gives pretty high interest rates. I don't intend to ever carry a balance over, so I personally don't care. ^_^
@martinusjr76544 жыл бұрын
In my opinion the best thing you can do now is freeze some credit cards and just use debit,because you need to keep real life track of your spending especially if you're not working and perhaps you don't even know if you're going to have a job with this is all over .
@225byakuya4 жыл бұрын
Wrong channel buddy... Also he's in the military, job security is not as big of a concern. Furthermore, Jake has done an outstanding amount of research when applying for these cards and has done us a great service for sharing with us. Definitely an underdog when it comes to this topic. He keeps track of his everyday spending, credit cards are only so bad for a person with the wrong mentality. I get what you mean though, it's tempting to overspend.
@JakeBroe4 жыл бұрын
Thanks Spartan! And yes, Junjor, my job and my income is very secure in the military and I really do not spend that much money to being with (I'm a single guy trapped in a small town in North Dakota). But you are correct, for anyone that might lose their job, I do not advise they go in to credit card debt to pay their bills and maintain their standard of living. It's tempting, but ideally an emergency fund was saved and some unnecessary spending (trips or eating out maybe) can be cancelled until a new job can be secured.
@mrshopjulius58404 жыл бұрын
I just got this card to rebuild my credit after my bankruptcy.
@JakeBroe4 жыл бұрын
Sweet! Never carry over a balance and spend wisely. Good luck!
@junhyunkim68754 жыл бұрын
LoL korean!! Hanging in the wall
@JakeBroe4 жыл бұрын
Yep! I lived in Korea for six years.
@thinkerscorner90314 жыл бұрын
Citi Prestige customer service is the worst. You will pay hundreds to get an automated message and messed up reservations.