Clear Signs You've Escaped The Middle Class (Life Changing)

Clear Signs You've Escaped The Middle Class (Life Changing)
Imagine a life where you're not merely scraping by from paycheck to paycheck but truly thriving, where financial independence becomes a reality rather than a distant dream. This is a goal many of us share-to break free from the limitations of the middle class and create a future where wealth and security coexist. Escaping the middle class isn't just about aspiring for more; it involves taking concrete steps to achieve it. So, what are these steps? What milestones indicate that you've successfully escaped the middle class? Let's explore these markers, some of which you probably never thought of.

[@tatianastarcic]

This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.

[@Michaelparker12]

These uncertainties will always be there. Thing is, every once in a while, the market does something so stupid it takes your breath away. If you’re not ready for it, you shouldn’t be in the market business. or get you a skilled practitioner.

[@nicolasbenson009]

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

[@BridgetMiller-]

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@nicolasbenson009]

Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@berniceburgos-]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@Johnmark-iq4gg]

Great video, The first $100,000 invested was amazing. But when you hit $300,000 it’s like smashing the glass ceiling! I cried.

[@bonner-qv3mi]

I completely agree with you! My first 100k took a long time and wasn't that special to be honest with you. Once I hit 300K that is the game changer in my opinion. At this point my money is basically making me a pretty good yearly salary. When I go to sleep at night I know my money is making decent money with the help of my FA

[@rapp-in1mz]

Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks.

[@Johnmark-iq4gg]

I've been considering but haven't been proactive. Can you recommend your advisor? Could really use some assistance.

[@bonner-qv3mi]

"Nicole Anastasia Plumlee" is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@Johnmark-iq4gg]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

[@mariamiracle5754]

*Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires*

[@nelsonjames8035]

Waking up every 14th of each month to $210,000 it’s a blessing to I and my family… Big gratitude to Lisa Annette Robinson 🙌

[@best7364]

Hello , I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?

[@meridithjurney6162]

Same, I operate a wide- range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Lisa Annette Robinson, has been an amazing experience.

[@kevinbrian4232]

Hello how do you make such monthly?? I'm a born Christian and sometimes I feel so down 🤦‍♀️ of myself because of low finance but I still believe in God

[@ken__shanzy7534]

Good day all👍🏻 from Australia 🇦🇺. I have read a lot of posts that people are very happy with the financial guidance she is giving them ! What way can I get to her exactly ?

[@HodgeChris]

More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.

[@Justinmeyer1000]

The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

[@carssimplified2195]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

[@foden700]

How can I reach this person?

[@carssimplified2195]

‘’Aileen Gertrude Tippy’’ is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

[@foden700]

I checked Aileen up out of curiosity and i must say i am impressed by her Credentials. i emailed her already, waiting on her response.

[@GillerHeston]

Nice content! Few years back I was assistant to a wealthy pen artist and within the short period I worked with him I observed that he had quite a chunk of investment everywhere, stocks, crypto, dividend investing to name a few, so he had revenues coming in from all angles. And in a year his worth doubled. With this I learned that the rich stay rich by investing.

[@rogerwheelers4322]

Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.

[@joshbarney114]

I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.

[@FabioOdelega876]

I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?

[@joshbarney114]

Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@FabioOdelega876]

I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Marisa Breton Dollard up and send her a message. You've truly motivated me. God's blessings on you.

[@e.r9319]

Feel great to break this cycle. No debt, everything is paid off. No credit card debt, no loans, no mortgages. Money is invested. Any one can accomplish it, must be disciplined and willing to not care what people think.

[@just_another_bot0110]

Damn near impossible for most people. It's so simple, yet most people will die before retiring because they don't know how to use money. Then for fun if you do well in life people come asking for money because "you can afford it" You don't give them money and they resent you. They find ways to ruin your life because they think they deserve your money. Life is fun 😅

[@greekbarrios]

Net worth snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!

[@Doracox22]

I've been considering but haven't been proactive. Can you recommend your advisor? Could really use some assistance.

[@youdeservethis]

So I am 54, don't have debt, single, and have a baby nest egg. Not what I really want for sure, but I am moving to Thailand. Plan to live on the beach and have a great time.

[@julioalmanza8090]

What is a baby nest egg.?

[@jameschaves5723]

I’ve spent time in Thailand just be careful with those women. They are beautiful

[@JoATTech]

@@jameschaves5723 And if you marry one, you marry her whole family :D

[@just_another_bot0110]

I'm 31. The philippines was my choice because it's easier to settle in and communicate with others. I think I'll be going to Thailand for a few months when I need to renew visa. Cost of living with above average living is around $1800 a month and even when I'm traveling and having fun I never go over 4k

[@just_another_bot0110]

​@@julioalmanza8090a baby nest egg is a mediocre amount of savings or investments. Not enough for a full retirement but (hopefully) enough to live a decade or more without having to work. My explanation isn't an exact definition but a good way to think about it

[@suzukiman8964]

I hit 100k in my stock portfolio in 2023 it felt good

[@lufi77]

The first 100k is the most difficult part. It’s a shorter way to the first million when you stick to your strategy.

[@chrisniner8772]

I'm 55 .. I'm living 6 pack to 6 pack.

[@iGnashtys]

Sorry

[@robertmeyers3640]

155k in pensions 1.9 million in assets, no debt, kids gon e been retired 17 years. Yep I’ve made it.

[@hrobbins]

you won the race of life and are taking victory laps. Job very well done!

[@robertmeyers3640]

@@hrobbins Just remember. Nobody gets out of this ALIVE. Lol

[@OscarLee854]

*DONALD NATHAN SCOTT.*

[@Josephbasta827]

Thank you for sharing. Financial education is crucial today to show incredible resilience and discipline in the volatile market, masterfully balancing strategy and insight for success. This dedication to continuous learning is inspiring...managed to grow a nest egg of around 100k to a decent 432k in the space of a few months... I'm especially grateful to Patricia Annie Brooks, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.

[@Rodriguezpaul-9]

I'm surprised that you just mentioned Annie Brooks here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.

[@Nguyenvictory83]

Annie Brooks has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's

[@Toddburke343]

I'm a long term investor, I withdrew my profits of over £61,000 during the covid-19 pandemic.

[@DaveCulbertson]

This sounds so good and I would like to be a party to it, is there any way I can speak with her?

[@Scottweeier846]

Her good reputation already speaks for her .I’m also one of the beneficiary of Annie Brooks. So happy I gave it a trial after being skeptic of the process.

[@dakotadak100]

Everyone wants someone else to pay at all times. If you allow others to benefit from your work and money they wil take without thought to your well being whether it is family, spouse, employers....everyone.

[@AJ-zf8tu]

Spot on comment.So true,I did this for somebody soon learnt my lesson.

[@harrycee656]

Damn over 50% of net income on housing cost. Housing is expensive, just moved and we are spending over 2x more income on housing ourselves ☠️

[@ConnieFoster1]

We reached $100k at 30. At 45 we are over a million. Income started at $50k in early 2000s, max income was $120k. We are making about $80k a year now. House is also paid off. Just saving, living cheap, investing in retirement

[@JoATTech]

I successfully escaped middle class. Thanks to my government and their tax politics I'm now consider myself poor ....

[@RUdigitized]

LOL plot twist

[@pensacola321]

Loser

[@pensacola321]

FDJT, U & MAGA 🤡🤡

[@JoATTech]

@@RUdigitized Yep. They made us poorer and poorer every year.

[@iguana4751]

Blaming other people for your misery? You surely have to work on your mindset to be able to escape middle class eventually...

[@MC-gj8fg]

Well, 100k "by when" is the question. If you made it by age 30 and your saving rate is going to increase over the next 30 years, then yea, looking good. I still wouldn't call it "escaped the middle class" good, but at least you're angling for a comfortable future. Making 100k by 30 but still just saving maybe $1500/month probably isn't getting you there over that 30 year period though, especially if you're counting from today with whatever money is going to be worth due to inflation in 30 years. Of course that's to say nothing of people who don't make their first 100k until they're age 50. Unless these people just got a new job that's allowing them to begin socking away epic piles, they better have a healthy pension and/or the plan of not claiming social security until age 70. Death alone will grant many of them the sweet release from work. Escaping the middle class is, at least by my definition, almost impossible, but upper middle class is pretty achievable. To acquire the minimum credentials to be low-wealthy to me, your income must put you in the top tax bracket, while your DTI must be very low. Naturally it doesn't matter how much you make if you spend even more. In 2024 $609,350 is the lowest annual income that could possibly put you into the top tax bracket, so you would either need to have a career that pays you that, or you would need investments 25x that value, so a nest egg of a little over $15 million. Most of us won't get there, but the good news is that upper middle class is very achievable for the vast majority with wise life choices that start early.

[@chemquests]

I have hit all the video descriptors of having escaped. It didn’t feel like we escaped until our debts had been paid off. Our household had to get north of $120k to make progress

[@desiv1170]

I always thought the "middle class" was a larger group than this... I grew up what we would call lower middle class, and most of these aspirations for escaping the middle class were what we would have called upper middle class...

[@mikezerker6925]

Times have changed

[@chemquests]

The US Labor Department definition of middle class is the range of two-thirds the median income to double the median. That’s $40k-$120k for a household.

[@mikezerker6925]

@@chemquests 40k seems too low to qualify for middle class these days

[@jjred233]

It depends on the location. I would be consider rich in my location in the south. If I live in New York, then I would be middle class. People are buying up real estate around my location from New York, so I might become middle class again.

[@chemquests]

@@jjred233 The national averages are commonly used but of course one can construct a more local comparison.

[@Ethan-bu2zy]

Great video Chris. In my opinion, starting to invest early as possible while taking advantage of any company 401k match is very important. So is embarking on a journey of self-improvement, which allows one to improve their income over time. Delayed gratification definitely plays an important role too. Those sacrifices made in your 20s, 30s and 40s really start paying off later in life. Choices matter folks. And nobody cares more about your success in life than you. Own it and make it great!

[@neilcook1652]

Class and money are different, there are many rich and successful who have no class, and some with class who are far from wealthy…

[@lawrenceweston922]

I disagree with the premise that “if you’re struggling with bills & debt, you’re middle class” …. If you’re struggling with debts & living pay check to pay check you’re not middle class.

[@wr3add]

Hooray I’m on the right path! I’ll try to keep it up ty

[@lisanidog8178]

Oh stop bellyaching Middle Class you have it EASY! My parents were what they called Middle Middle Class in the 50’s, 60’s, 70’s up to when they passed in the 80’s and mid 90’s. You bumped UP a notch! Take this guy doing the video. He’s never gone a day hungry! He wasn’t forced to give up his car! He’s not homeless! He’s not unemployed. Whatever he uses as a camera he could afford it and didn’t have to give it up! Middle Class gripe with a job gripe without and take for granted they get paid dollars an hour. In my paternal grandfather’s time who was born in 1899, forced to drop out of the fifth grade to work, there were no child labor laws. Your kids aren’t forced to work and quit school! He was paid CENTS an hour! Grandpa raised two sons along with his wife during the Depression as a simple carpet salesman. I bet he got paid CENTS or a couple an hour. No such thing yet as unemployment, disability, social security didn’t come until FDR in the 30’s. My other grandfather who was married raised mom who was born in 1931. He was an optometrist born in 1900 whose study books and eye disease books were from the 1800’s! Both my grandfathers never had employment health insurance because it DIDN’T exist! Middle Class crab about inflation and recession. You never lived brought a 10 year Great Depression! Recessions inflation don’t last that long! What are you bellyaching about expecting the economy to accommodate you while you couldn’t care less that it affects everyone and it’s still better than the Depression. You don’t appreciate a darn thing and how lucky you are! Complain about how low your social security is seniors? Be grateful you HAVE it! It didn’t exist until FDR in the 30’s, and you’re hardly going to call Social Security and tell them to stop your checks! Have to work to supplement? Big deal! My parents and uncle did that without complaint! Gripe about your job? You had the ability during the interview to stand up and say nope don’t like the pay or benefits I’m outta here! You accepted the job! gripe you have 2-3 extra jobs! a poor do too and they don’t gripe. Be grateful you could find and keep extra jobs with your bad attitude. You have it GOOD Middle Class! You can afford your fast food several times a day too lazy to cook and never gone a day hungry! You’re driving around. Car stuff too expensive don’t see you giving up your cars like I had to 14 years ago having NO money. Boy would I LOVE to gripe about gas prices if I HAD a gas tank TO gripe about! You aren’t grateful having a gas tank TO gripe about! You’re not starving, not homeless, you have a job you bellyache about, your kids aren’t forced to drop out of school to help support the family, you’re paid now more than before that never existed, you have employer insurance that never used to exist, and you have Medicare and Medicaid that didn’t exist until 1965 and Social Security’s that’s been around since the 30’s. When hinge get a little rough it affects everyone. The world isn’t going to screech to a halt for you. Being Middle Class doesn’t mean you’re special. Why, you won’t even donate to charity without your coveted tax deduction. No personal tax benefit to you you won’t donate to charity and have never heard. Middle Class say they’re donate to charity without a tax deduction to Poor. We’re not tax deductions we’re people, and what Poor get what you call handouts, we have to jump through hoops to get and keep. You can’t see how good you have it, Middle Class!

[@jamesellis5301]

Great video.

[@MaCracken]

Juliana heidi was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from juliana heidi.

[@nursemclaughhlin]

success 200k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in last month 2024

[@scoottly]

You trade ?? Wow that's huge, how do you make that much monthly?

[@billhaigh-tyc01]

juliana approaches trading in a completely unique way. I'm puzzled by her methods. She just seems to have an innate understanding of this trading world.

[@flanagan-32ws1]

Only God knows how much grateful i am. After so much struggles I now own a new house and my family is happy once again everything is finally falling into place!!Juliana heidi

[@meyerstina8127]

I'm new at this, please how can I reach her?

[@mikezerker6925]

I’m living paycheck to paycheck 😊 My paycheck gets direct deposited into my checking account. Some to spend on bills, but most gets automatically transferred to a separate HYSA and another auto transfer to an investment account every 2 weeks. Every dollar I make has a purpose.

[@Spookly1982]

Thanks

[@ChrisInvests]

Thank you very much 🙏

[@TonyTheTGR]

Maybe I'm jaded but... I think there was once a time in my life where the first half of the video were signs you merely made it TO the Middle Class... O.o ...the second half with investments and calculated risks, I believe, is where the escape really begins.

[@BradMalley-ce5hd]

You still have a long way to go getting out of middle class with only $100,000.00

[@LilT2o00]

Thankfully, I can't afford health care, so this is a short term game for me. Hoping to croak by at least 50. We speed running this shit

[@appleztooranges]

I think everyone worried about groceries in 2024!

[@tyroilsmoochie-wallace]

No Brokies allowed here

[@robertdoll6002]

All of the points made in this video are signs that you’ve escaped poverty and joined the middle class. Not that you’ve escaped the middle class.

[@PS3PS3PS3PS3]

Nope! The middle class loves getting into car and credit card debt, they also live pay check to pay check. Class is a mindset and not how much money you make or have at any particular time.

[@Grouch3682]

I’m trying to escape poverty 💀

[@pjn2001]

“What's measured improves”

[@chrisk1255]

All these peasants out here living paycheck to paycheck... It's so much better to live direct deposit to direct deposit 😮

[@afung89]

Someone said. Look at your bedroom, the less walls that's connected to your bed, the higher class you are. lol

[@sebastianbrunk8635]

Firsttt

[@kingnibler]

My boi here was ready

[@mrcmid9132]

💡 opening an investment brokerage account immediately if you have no debt and you are able to save. 401k's and roth Ira's are great but earning interest on your personal savings is a total game changer!

[@jeremykeller211]

How very American! Class is determined by one criterion: net worth! Why does the world laugh at you?