At 32, I'm diving into investing for the first time. I’ve started contributing to my 401K and opened a Roth IRA with automatic contributions. My main question is whether asset allocation is crucial at this stage or if I'm just overthinking as a beginner.
@DanöVeeАй бұрын
With a multitude of decisions to navigate, newcomers may find it advantageous to rely on a seasoned advisor for their day-to-day investment choices.
@FrankJaaayАй бұрын
I fully concur with this perspective. As a professional in my mid-40s approaching retirement, I have accumulated over $2 million in non-retirement assets and maintain a debt-free status. My retirement accounts represent a relatively small portion of my overall portfolio over the past three years. It is essential to recognize the significant benefits of engaging a qualified financial advisor; however, it is crucial to conduct thorough research to identify a reliable fiduciary.
@Toni__MichelleАй бұрын
What steps can I take to become actively involved in this initiative? I am committed to securing a stable financial future and would appreciate the opportunity to participate. Additionally, could you share who has played a key role in your financial success?
@FrankJaaayАй бұрын
Rebecca Lynne Buie has consistently been my top recommendation. She’s widely recognized for her expertise in financial markets and has a strong track record. I highly recommend her.
@HotManP-l5gАй бұрын
Thank you for the recommendation. I was curious, so I looked up Rebecca Lynne Buie online. Her consulting page came up at the top, and I’ve scheduled a call. I've heard about advisors before, but none have looked as impressive as she does.
@ginnailenoraw.77172 жыл бұрын
She was my business professor in college! Incredibly kind & thoughtful woman :)
@yeahhottie2 жыл бұрын
I hope you took good notes 😀
@christophergreen3030 Жыл бұрын
That is a great endorsement 🙂
@DanielAdolf11 ай бұрын
David Marvin Willis is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@kirilcherry76127 ай бұрын
@@DanielAdolf oy product shill go away
@Raymondjohn210 ай бұрын
40 now, and everything is paid for. Fortunately, I had a college economics teacher who taught me a lesson when I was 18 years old. That lesson was: you can't buy something else for every purchase you make. Having multiple sources of income is prudent, as is living within your means. I have a 13-year-old vehicle because it is all I need, I like it, and I can do whatever I want with it. My net worth is $4 million, and I can pay my bills without stress, but I don't live like I have that. I have no complaints.
@bob.weaver7210 ай бұрын
I fully agree; I'm 56 years old and recently retired with approximately 1.2 million in outside retirement funds, no debt, and very few dollars in retirement funds in comparison to my portfolio balance over the last three years. To be honest, the financial advisor's role can only be ignored, not dismissed. Therefore do your research to get a reputable one and that should be any individuals main route into the market.
@martingiavarini10 ай бұрын
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.
@TheJackCain-8410 ай бұрын
That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?
@martingiavarini10 ай бұрын
Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
@TheJackCain-8410 ай бұрын
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
@HectorSnipes5 ай бұрын
I'm preparing to retire at 68 and seeking advice on managing my 401k distributions. I'm concerned about whether my savings will suffice for retirement, given that my current contributions are lower. Should I consider taking a lump sum payment and paying the upfront 20% tax, or would it be wiser to opt for periodic distributions and spread out the tax payments over several years? I'm looking for guidance on the most tax-efficient and beneficial option for my long-term financial situation.
@crystalcassandra55975 ай бұрын
choosing between a lump sum payment and periodic distributions from your 401k involves careful consideration of your tax situation, financial needs, and personal circumstances. Balancing these factors with the guidance of a financial professional can help ensure a secure and comfortable retirement.
@VictorBiggerstaff5 ай бұрын
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
@BateserJoanne5 ай бұрын
This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?
@VictorBiggerstaff5 ай бұрын
Google "Sharon Marissa Wolfe" and do your own research. She has portfolio management down to a science
@VictorBiggerstaff5 ай бұрын
Rebecca Nassar Dunne is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
@type2red2 жыл бұрын
This woman is the definition of class, beauty and success, absolutely amazing personality God bless.
@diginandpitchin11 ай бұрын
Amen
@DanielAdolf11 ай бұрын
David Marvin Willis is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@kkTrinese2 жыл бұрын
I wish they would have mentioned whether her husband is retired or not or if he is still bringing in an income, that makes a difference especially in terms of medical insurance/expenses for a whole family.
@alp.96722 жыл бұрын
Absolutely, you’re just using common sense.
@SpartacusQuoVadis2 жыл бұрын
I wonder if he was the breadwinner 🍞 in the household? If so, I think she’s in good standing.
@ceciliaruns722 жыл бұрын
Ditto!
@bunnie12942 жыл бұрын
I feel like that's not her husband or she would've mentioned him. Maybe fiancé.
@kapersad12 жыл бұрын
Agreed 👏🏽
@DemandLachlane-ns1lj6 ай бұрын
Honestly, this concerns me and has left me uneasy. Especially this potential depression, no more a recession. I'm unsure about my $130K account strategy, considering the uncertainty of this whole recession mostly.
@myah00jordan6 ай бұрын
If you lack knowledge about market investing tactics, get advice from a financial counselor.
@mulattodavid6 ай бұрын
Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures for this year. IMO, financial advisors are the most sought-after professionals after doctors.
@HettieClausenTl6 ай бұрын
Pls who is this coach that guides you? I’m in dire need of one, my stock portfolio is declining rapidly
@mulattodavid6 ай бұрын
Her name is ‘Melissa Jean Talingdan’ Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@waltzwalter6 ай бұрын
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
@tati_wm2 жыл бұрын
There’s something about seeing Black women living well & being successful that warms my heart ❤️🙌🏽✨
@HR-re6mr2 жыл бұрын
Same
@SAOTOSOEP92 жыл бұрын
I have the same with White women.
@sydlaw29412 жыл бұрын
Same, especially those who are around my age. Or created their business from the ground. Well deserved.
@tiadeese2 жыл бұрын
@@SAOTOSOEP9 ...you racists jump to let us know... You're racists. And before you attempt to redefine racist: Black people aren't & do not have the economic power in the U.S. to be racists. Anywho...love seeing Black Women winning over the HUNDREDS of years that white women have had a headstart to do so.
@steve198112 жыл бұрын
You mean because it's so rare since they are oppressed...?
@FreeToBe_Me2 жыл бұрын
She said she is able to stop working full-time, not stop working all together. She still has other streams of income in addition to her nest egg.
@jay-t10302 жыл бұрын
She also has a husband who help pay bills as well.
@SL-lz9jr2 жыл бұрын
I feel like everyone else isn’t paying attention to the words she said, but you did!
@Polostar792 жыл бұрын
@@jay-t1030 I don’t think that guy is her husband. She used a lot of “I” during the video and hardly any “we”.
@lynwill99462 жыл бұрын
Exactly
@aliali-ce3yf2 жыл бұрын
the details make a story
@NursesToRiches2 жыл бұрын
Total stock market index funds and S&P 500 index funds-you can't go wrong with either. Just set it and forget. She's doing it right.
@TheRealMoanmyname2 жыл бұрын
Question for the S&P 500 index funds. Do you continuously buy that stock or more? How much of it do you think a person need to invest in it? $500 a month till when?
@FreeToBe_Me2 жыл бұрын
@@TheRealMoanmyname look up dollar cost averaging to know how often to buy shares of SP500. $500 a month is a great start! Every time you get a raise, increase the amount. As soon as you reach your number (here, the woman’s number was 850k), you can walk away. To know your number (amount needed to retire), one way is 25 times your annual living expenses (as she states in her video). It’s up to you to adjust how you see fit. Good luck! 🍀
@TheRealMoanmyname2 жыл бұрын
@@FreeToBe_Me thank you
@arigutman2 жыл бұрын
VTI or VTSAX!
@pavielledance31382 жыл бұрын
Thank you for understanding! It may sound easy or even risky, BUT you take a chance! -TheachieveHer Support Team
@riku1neo2 жыл бұрын
One of her strengths was not trying to keep up with the Joneses. No mansion style home or super sports car that she could barely finance with high fashion clothing brands. Just nice things and using wisdom. Good job Dr. Simmons/ Mrs. Simmons/ Lakisha Simmons!
@israeliana2 жыл бұрын
Dr. Simmons*
@ryanwilliams9896 ай бұрын
My original retirement plan was to retire at 62, work part-time, and save money. However, high prices for everything have severely affected my plan. I'm concerned if people who went through the 2008 financial crisis had an easier time than I am having now. The stock market is worrying me as my income has decreased, and I fear I won't have enough savings for retirement since I can't contribute as much as before.
@BiancaSherly-qt6sb6 ай бұрын
It's recommended to save at least 20% of your income in a 401k. You can use online calculators to estimate how much you should save based on your age and income. Saving at least 20% of your income in a 401(k) can help ensure that you have enough money to retire comfortably. By saving this much, you can take advantage of investing in the stock market and potentially grow your retirement savings over time.
@maryHenokNft6 ай бұрын
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
@maggysterling332546 ай бұрын
@@maryHenokNftImpressive can you share more info?
@maryHenokNft6 ай бұрын
*Gertrude Margaret Quinto* is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@StellaMaris-lv2uq6 ай бұрын
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
@dineom36512 жыл бұрын
I like her authenticity. In point about living a simple life. Thanks for sharing your story.
@giuseppesmith23202 жыл бұрын
Great! I retired at 47 in 2014….it’s great to have so much mental freedom and lower anxieties!
@PatrickLloyd- Жыл бұрын
Most Americans find it hard to retire comfortably amid economy downtrend. Some have close to nothing going into retirement, my question is, will you pay off mortgage as a near-retiree, or spread money for cashflow, to afford lifestyle after retirement?
@trane85 Жыл бұрын
as most investing-related questions, the answer is, it depends.. my best suggestion is to consider advisory management
@PhilipDunk Жыл бұрын
Agreed, the role of advisors can only be overlooked, but not denied. I remember in early 2020, during covid-outbreak, my portfolio worth around 300k took a slight fall, apparently due to the pandemic crash, at once I consulted an advisor in order to avoid panic-selling. As of today, my account has yielded big fat yields, and leverages on 7-figure, only cos I delegate my excesses right.
@sattler96 Жыл бұрын
@@PhilipDunk Please pardon me, who guides you on the process of it all?
@PhilipDunk Жыл бұрын
I've shuffled through a few advisors in the past, but settled with “Vivian Carol Gioia” her service is exemplary. I'd suggest you research her further on your browser, sure you'll find her basic info.
@sattler96 Жыл бұрын
@@PhilipDunk I am going to look her up, I have about $81k i want to start with, might be small but it's better than nothing though. Since the 08 crash is playing out again.
@caseybills55172 ай бұрын
I'm uncertain if my 401(k) and IRA will secure a stable future. I'm looking for an investment strategy that aligns with my risk tolerance and financial goals. I've set aside $1 million for this purpose. Would you recommend investing in stocks or purchasing rental property?
@TylerJamestown2 ай бұрын
Stocks returns on average 10%. Property returns on average 10.5%. if you close to retirement id suggest stocks as it's easier to liquidate and less upkeep
@StacieBMui2 ай бұрын
Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.
@LiaStrings2 ай бұрын
Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.
@StacieBMui2 ай бұрын
Credits goes to “Rebecca Nassar Dunne” one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
@StacieBMuiАй бұрын
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Rebecca Nassar Dunne turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
@sunnyrays22812 жыл бұрын
She is so radiant! Love this episode. I’m glad she has financial freedom so she has more flexibility to share her knowledge and gifts with the world. Inspiring for sure.
@Hannahbenowitz4 ай бұрын
People are facing a tough retirement. and it's even harder for workers to save due to low-paying jobs, inflation, and high rents. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire in.
@JosephineKenney4 ай бұрын
The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.
@FinnBraylon4 ай бұрын
It's recommended to save at least 20% of your income in a 401k. Sonya Lee Mitchell taught me to estimate how much you should save based on your age and income. I've been with her for years now and her decades of experience in the markets translate to chunks of value in so may ways! She has upscaled my portffolio and even got me reading self help books haha.
@HildaBennet4 ай бұрын
That's an intriguing outcome. How can I contact your Asset manager?
@FinnBraylon4 ай бұрын
Sonya Lee Mitchell is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
@HildaBennet4 ай бұрын
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
@Aziz__0 Жыл бұрын
Investing in Roth IRA can be a good choice since they are funded with after tax dollars, your contributions can grow tax-free over time. When you withdraw money from your Roth IRA in retirement, you won’t have to pay tax on it, which will help you keep more of your hard-earned money. Compounding is the process of earning interest on your initial investment, as well as on the interest that investment earns. This means that over time, your investment can grow exponentially. So the earlier you start investing, the more time your investment has to grow through compounding
@devereauxjnr Жыл бұрын
Nobody knows anything you need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving.
@viewfromthehighchairr Жыл бұрын
@@devereauxjnr A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.
@SkepticalMechanic-l9x Жыл бұрын
@@viewfromthehighchairr my 401k has particularly lost everything gained since 2019, who is your coach if this is not too much i'm asking?Been doin sum research lately.
@viewfromthehighchairr Жыл бұрын
@@SkepticalMechanic-l9x My advisor is NICOLE DESIREE SIMON , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market
@SkepticalMechanic-l9x Жыл бұрын
@@viewfromthehighchairr she actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing
@charletfoster89172 жыл бұрын
Her story is so inspiring, she flipped the script n she is now living her best life. 👏🏿👏🏿👏🏿👏🏿👏🏿👏🏿
@Press2wardthemark3142 жыл бұрын
I remember her as a guest on the Anthony O'neal show. She also is the author of the book "The Unlikely AchiveHER". She is quite accomplished! Hats off to her! It's great to see people excel and allowed the opportunity to share their stories on various platforms.
@tammya54032 жыл бұрын
As a 26 year old Black American woman, Mrs. Lakisha Simmons is a role model to me, an inspiration, a motivator. Thank you!
@amarbaha2 жыл бұрын
Her energy is wonderful and her pragmatism. I enjoyed this episode and congratulations!
@drkishasimmons2 жыл бұрын
Thank you!
@EnterGalactica Жыл бұрын
I’m glad this episode popped up on my home page. She had a great energy and I actually want to watch more of these videos because of her! Thanks!
@annastayziaa2 жыл бұрын
I love seeing Black women happy, healthy, and successful. so happy for her!!
@theSSHITT2 жыл бұрын
I like this lady. Her situation is similar to mine. I was a professor and retired at 38 (Oct. 1, 2020) with 2.3 million in assets (now 2.9) and $1K per month in passive income and a 5 year emergency fund in my checking. Husband makes $60-$90K depending on how his business is doing and the 15 rental properties we own bring in $200K per year (but we reinvest it all by buying more houses, renovating, replacing roofs, AC units, paying down mortgages ec. We only have 4 mortgages left). We live in a low cost of living area. And I noticed she didn't sketch out her husband's finances. She might have separate finances from him like I do. His income and wealth might even be adding to what she has available to live off (or not). Good for her! FIREing is lot harder to do when you have kids, mortgage, and student loans (she has a PhD so she likely had some loans to pay off). After I FIRED, I immediately got a retirement visa and spent a year in Spain where I took Spanish classes, joined a Don Quijote book club, traveled Europe, started a vlog, did the Camino de Santiago, but mostly just read books and drank red wine. I returned to the US and struggled a little to create a routine but managed. I spend 2 hours a day cleaning the house while youTube plays the background, 40 minutes exercising, 2 hours working as a consultant (I started a consultant firm), and 1.5 hours cooking and eating a healthy dinner. I tend to the chickens and garden for a half hour a day. We watch movies every night. I write in my diary once every two weeks. I continued the Don Quijote and Spanish lessons grabbing my group members and Spanish teacher from Spain and asking them to teach me online. Every other Sunday morning, we review 10 chapters of Don Quijote for 2 hours (God that book is long, it will have been a year by the time I finish it) and every Friday I have Spanish class for 1.5 hours. That's enough of a schedule for me. I want plenty of time to see family, work on home renovation projects, travel, attend local political meetings, go to the movies and farmer's market. Once every 6 weeks we travel somewhere. Over Christmas and New Year's we spent 2.5 weeks in Ecuador and Peru. We saw Machu Picchu! I volunteer as an assistant coach for the women's cross country team, which keeps me busy in the fall. There are plenty of meaningful things to do in life, I just never found anything meaningful in my career.
@fiveplates2 жыл бұрын
You have 5 years of living expenses in your checking account? why?
@ang50352 жыл бұрын
@@fiveplates yeah that sounds like they are going to be rated by inflation….also I am curious how this person accumulated $2.3 million before 40. Family money maybe?
@twincherry49582 жыл бұрын
Professors always retire as millionaires!!!
@twincherry49582 жыл бұрын
@@ang5035 consistent income
@twincherry49582 жыл бұрын
You have s good life. Good for you.
@cupcakebuttercups69222 жыл бұрын
She did it her way people! Please dont get caught up in thinking how YOU went wrong!!!! She basically created a NEW job for herself! she's working for HERSELF! each and everyone of us can find was to make money "on the side" and grow a business from it! EVERYONES journey is NOT the same! take your time and be at peace
@The.Harsh.Truths11 ай бұрын
You did it right girl. You understood that life is about experiences and not material things. Congrats on all of your success!
@QueenofDC2 жыл бұрын
Congratulations, Soror! Having time to do what you want as oppose to what you have to do is a wonderful accomplishment!
@drbrimarriedanerdyengineer23122 жыл бұрын
Yes 🙌🏾. Congratulations, Soror 🐘❤️.
@ventureplus59032 жыл бұрын
Her energy & charisma is infectious!
@limlimlimjanice2 жыл бұрын
Aw that is so sweet when she said her kids didn't even want much for Christmas, maybe a few gifts, but mostly they just wanted time. Money isn't the only way to take care of your family!!
@arigutman2 жыл бұрын
What an inspiring video, I think it is important for more of these stories to be shared. So much of society is wrapped up in this robotic work mode that we forget who we are and what life is really all about.. "retiring early" is all about freedom to do as you will, to enjoy.. that is life. What I have found on my journey thus far is more peace through simplicity...
@charlene.elovitzChannelYT2 жыл бұрын
It's good to have a comfortable home and time for the family, she is smart and lucky
@samuelreyes71562 жыл бұрын
MY portfolio has good companies, however they have been red all this year. This is my first year of investing and have been down 35% in the January sell off, and now down 17% in this sell off. I work hard for my money, so investing is making me nervous and sad. I don't know if I should sell everything or just sit and wait.
@danieljamal37092 жыл бұрын
Building a good investment portfolio is more complex so I would recommend you seek professional support. This way you can get strategies designed to address your unique long-term goals and financial dreams.
@samuelreyes71562 жыл бұрын
I’ve been trying to hire a professional. After all, it's what really wealthy people do, they hire more experienced persons to do the job but I can’t find anyone I can trust.
@georgecooper87502 жыл бұрын
I’ve made a loss of over $25000 trading in my own where can I find an expert to help me recover my losses and also help me earn consistently from the stock market.
@danieljamal37092 жыл бұрын
Christine Lynn Saitta. She is famous and has got a website. So, you can check her out online and subsequently contact her from there. I made $63k monthly with her trade signal for over 6 months now
@samuelreyes71562 жыл бұрын
Frugality is an attractive quality to the majority of the population. Being frugal is about putting your dollars towards the things you care about and not overspending on the things that don’t matter. Thank you for sharing I'll do that right away
@lorrainea.2852 жыл бұрын
🥰 She is such a breath of fresh air!! Remaining grounded is so important & I love that she focuses on experiences for her children and her family. Also 41🤭 you look AT LEAST 10 years younger!!!😧
@drkishasimmons2 жыл бұрын
Thank you for understanding and THANK YOU for the compliment!! The things I could do if I was 10 years younger :)
@SuperTruthful2 жыл бұрын
😂😂😂
@DanielAdolf11 ай бұрын
David Marvin Willis is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
@BigBeeMu2 жыл бұрын
So CLICKBAIT-Y - she did not retire early, she changed jobs. It’s ridiculous how they leave out all the important details: 1. Is she invested in taxable or tax-diferred/retirement accounts? If in retirement accounts, what’s her withdrawal strategy? 2. The 4% rule of thumb is based on a 30 year time period. If she’s withdrawing 4% (34K), she risks to run out of money by age 71. How is she accounting for that? 3. What is she doing for healthcare coverage for her family? 4. How much is she bringing in from her side hustles? 5. What does her monthly budget (“post-retirement”) look like? 6. They show a partner/husband/boyfriend or something in the video; is he included in her calculations? Is he the father? How is he contributing? It sounds like she is just switching from a 9to5 to being self-employed. If anything they would call this coast FIRE, but that means she will not be withdrawing from the nest egg and would let it grow without contributing any money until she reaches her true FIRE number. Kudos to her for growing her savings/investments to a significant amount nevertheless. This is no small achievement.
@cupcakebuttercups69222 жыл бұрын
I totally thought the samething and yes, is this husband working while she's at the gym? I need to know because.....yeah
@victorblock34212 жыл бұрын
She couldn't grow her S&P 500 investment if she was withdrawing. Seems obvious the "husband" is the income. The nest egg will grow fast if untouched the next 10-15 years.
@jip2302 жыл бұрын
I love to see these stories and hear how people were able to 'retire' early, but MSNBC always leaves out large parts of the stories on the mechanics of how someone exactly achieved all of this. I believe that they're leaving out the less than glam parts of the stories - like what someone doing FIRE would do in a sustained down market or how people are paying for health care or plan to cover LTC. I don't think it's an oversight on MSNBCs part, it's just that these parts are less glam and interesting than the headline of "I retired at 41!"
@timothyzhu2 жыл бұрын
Yeah, many of these stories are trash because there's various details that make it more viable for people to "retire". Unsubscribed.
@salesmans12 жыл бұрын
Great points, I totally agree, but unfortuntely I've never heard a FIRE person talk honestly about the real situation, shows and books seem to just glaze over it, and it seems to be more about selling the book or show. Which means we need to take it with a huge grain of salt, and remain very skeptical. There are a lot of important details left out.
@velayuthman Жыл бұрын
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $750k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
@Curbalnk Жыл бұрын
my partner’s been considering going the same route, could you share more info please on the advisor that guides you
@Curbalnk Жыл бұрын
This reference seems valid.. Just looked up her full name on my browser and found her site without sweat, over 15 years of experience is certainly striking! very much appreciate it
@harmonysdiary9002 жыл бұрын
She's genuinely happy. I love it 😀
@drkishasimmons2 жыл бұрын
Thank you! I am :)
@SophiaChristian-so2of Жыл бұрын
Impressive video. I started a bit late (graduated from my doctorate program at age 30 in 2016 with 170k in school loan debt). Managed to pay off my debt by 2019 and currently have a house and 250k total in investments (combo of profit share, 401k and a brokerage account). I'm not very knowledgeable with investing, so I have all my capital currently vested in index funds but considering the dollar dumping and current inflation crisis. How optimal would this be beneficial long term?
@AntonioBianh Жыл бұрын
Ever considered financial planning? There’s a vast amount of ways to yielding a high income in the financial market but that you’d need to pick out an asset first, how much you want to invest & how you wanna invest.
@MarkFreeman-xi3rk Жыл бұрын
Markets are oceans not lakes. The aid of an institutional or basic financial managers cannot be over expressed. Take myself, having encountered quite a number of bad trades, I realized following my current Portfolio manager, how entry, capital, exit, goal and more differ on each assets. Currently hold , I have a $122k portfolio averaging a 12% monthly ROI in less than a year following Margaret Johnson Arndt, so I do know the importance of basic knowledge and delegation.
@cythiahan8455 Жыл бұрын
@@MarkFreeman-xi3rk That's fascinating. How can I contact your Asset-coach as my portfolio is dwindling?
@MarkFreeman-xi3rk Жыл бұрын
You can easily search her name online, she has a great online presence
@JenniferDrawbridge Жыл бұрын
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume
@sharlenelockett22242 жыл бұрын
Dr. Simmons energy is contagious. Love the advice she gives and definitely has it together.
@CRFSUIGENERIS2 жыл бұрын
Yes! Totally agree! :)
@JuneTalley4 ай бұрын
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.
@ShellyHuerta4 ай бұрын
The professionals presently control the market since they not only have the essential business strategy but also have access to inside information that the general public is not aware of.
@elegboozioma72674 ай бұрын
@@ShellyHuerta The reason I decided to work closely with a brokerage adviser ever since the market got really tense and the pressure became so much(I should be retiring in 17months) so I've had a brokerage adviser guide me through the chaos, its been 9months and counting and I've made approx. 650K net from all of my holdings.
@JuneTalley4 ай бұрын
@@elegboozioma7267 How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
@elegboozioma72674 ай бұрын
@@JuneTalley “Victoria Carmen Santaella’’ You can easily look her up, she has years of financial market experience.
@JuneTalley4 ай бұрын
@@elegboozioma7267 Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible.
@peternolan66482 жыл бұрын
I am so proud of you. We need strong women who take charge of their lives regardless of their race. I am a white 67 yo and love these stories. You go girl!
@admin57582 жыл бұрын
Hello 📥
@itchyblanket55086 ай бұрын
I worked at Subaru with your dad Dave. He would tell me about your progress. Dave was one of my favorite people to work with. Wish you guys the best.
@jasminejohnson47072 жыл бұрын
This is EVERYTHING and I love seeing her happy. This isn’t the first time I’ve heard of her either. Great job Lakeisha
@user-eu2me4bp7j2 жыл бұрын
Loved this video! She’s gorgeous and intelligent. Wishing her and her family the best of luck ❤️
@danieljamal37092 жыл бұрын
Well that would be impossible to do considering I'm in my late 50s and I'm more interested in investments that could set me up for retirement in my 60s, my goal is at least $2million.
@helenoliver48382 жыл бұрын
Very true, If you're looking for help building a retirement nest egg, you most likely want a certified financial planner with expertise in retirement planning. With the aid of a coach, I grew my reserve from $160k to almost $600k during this Red season.
@danieljamal37092 жыл бұрын
@@helenoliver4838 How can one find a verifiable financial Planner, I buy the idea of employing the services of a Financial Advisor because finding that balance between saving and living requires counsel.
@helenoliver48382 жыл бұрын
@@danieljamal3709 *PRISCILLA DIANE AIVAZIAN* . look her up on the internet, that’s the financial advisor I use. She’s verified and you could also read more about her and then communicate with her. it’s always good to do your research before putting your money into any investment.
@danieljamal37092 жыл бұрын
@@helenoliver4838 thanks for the info. Found her website and it was really impressive
@georgecooper87502 жыл бұрын
Interesting I'm also a subscriber of *PRISCILLA DIANE AIVAZIAN* signals and if I were to rate her accuracy, I would say perfect 👌
@swicheroo12 жыл бұрын
I'm a former academic, too. My grad school friend quit his job as an administrator at an Ivy League. And he realized that he's in a great position if he only makes 20K a year. Once he realized that, he said goodbye to the high stress job.
@drkishasimmons2 жыл бұрын
That's awesome for your friend! What are you doing now that you are no longer in the field?
@deloresredman47922 жыл бұрын
What is fire?? Do umean retired. Never heard anyone call it that
@psyskeptic99792 жыл бұрын
@@deloresredman4792 Financial Independence Retire Early
@Myraisins12 жыл бұрын
This is wonderful. I wonder why they insist on saying "retire" rather than just self employment.
@kayrawlins77192 жыл бұрын
Clickbait
@PPE7072 жыл бұрын
She retired from the traditional workforce.
@rcervan132 жыл бұрын
This was amazing. Love seeing people at peace and reach such a great level of content. I hope I find this one day. Much love!
@MerrilDiniz2 жыл бұрын
A very confident, inspiring woman - love it!
@rineilperez16332 жыл бұрын
When you achieve financial independence, or even begin to near it...it opens up so many more opportunities. Including the ability to stop working full-time. I don't think most people will quit working altogether though. I'm certainly on my journey to FI but I've been making youtube videos as "my side work" I dont consider it work since I enjoy it and share what I learn about personal finance. I think one of the biggest lessons of success is...is that maybe success is really finding what you love to do with the people you love that brings value to the world. Achieving FI gives you more opportunities to find that...imo.
@itsraien2 жыл бұрын
Sounds to me that she isn’t “retired”. Using the term retired in the most traditional sense. She’s just self employed and that self employment is extremely lenient. Personally wouldn’t say you are retired unless you are not working on any types of income, at all. You can live off of your assets with no growth until you die. But to each their own. I work maybe couple hours a week, being self employed. And I look at it pretty similarly to retirement because it’s just that free lol
@SL-lz9jr2 жыл бұрын
A lot of these videos rely on a looser term for retirement. Perhaps we can come up with a new word to differentiate between no more work vs sometimes still work? Either way, kudos to anyone who can afford to be loosey goosey and live!
@kuryanthomas14382 жыл бұрын
yeah theres a good chance shes prob making more money from this financial coaching business than she did from her traditional job. So definitely not retired.
@Polostar792 жыл бұрын
Hardly anyone in the FIRE movement is traditionally retired.
@sidehustlevikki10662 жыл бұрын
I think most ppl still work after they retire bc they are bored lol but $850k at 41 with 2 little kids is what’s throwing me off. I don’t think based off of what I have read that what she has currently is enough to live off of for the rest of her life. I could be wrong but yeah I agree retired is probably not the proper term in this case bc even she admitted she needs those small hustles to make it work! Still inspiring
@six6goddess2142 жыл бұрын
I agree with you.
@freehypes2 жыл бұрын
wish these videos would give a more in-depth picture of how the person is actually making this work. does she have 850k in a brokerage account or is part of that in retirement funds too? if its in retirement, theres no way she can be withdrawing from those funds at 41 years old without incurring penalties...so hows she making this work? a 4% withdrawal rate on 900k is only about 36k a year - that seems very low to live annually on for a family if she is still paying a mortgage in nashville and also raising 2 kids that look pretty young! honestly, great for her and certainly she seems happy and its working! but would be nice to see more of the details to see how its all really possible by the numbers
@AlexSchwartzATV2 жыл бұрын
Well she sounds like shes a financial consultant/coach and speaker, and she just got an advertisement on CNBC. So..."FIRE" in this case just means shes not working for someone else anymore.
@alp.96722 жыл бұрын
She still have other streams of income it’s clear from video. She just isn’t working for a boss. I’m not sure if this is really considered r/fire
@drkishasimmons2 жыл бұрын
Hi! I go deeper about my investments on my page. I appreciate the great questions you have!
@katmemes97302 жыл бұрын
You can withdraw early from retirement accounts using loopholes. Look up the Roth conversion ladder, for example.
@sharlenelockett22242 жыл бұрын
She has other streams of income which she has to live off of. It states it in the video.
@Data_CPA2 жыл бұрын
I like how she is using the freedom to focus on using her skill and talents to do things that matter to her.
@lyndaslocs2 жыл бұрын
Congratulations, Sister! I Iove the fact that you are willing to help others. You have a beautiful smile!
@raymondcunanan11352 жыл бұрын
Wow! She’s so smart! I love this episode.
@drkishasimmons2 жыл бұрын
Thank you Raymond!
@AyaanFarax2232 жыл бұрын
My husband and I bought a retirement home in 2008, and he died two years later. The condo unit is worth $50,000 more than we paid. Should I sell it now or wait.
@basconevinnie6472 жыл бұрын
It sounds like the retirement condo is the questioner's memento with your late spouse, and the reply fully recognizes this component. The economics clearly tilt toward selling because the homeowner is having difficulty renting to a good tenant. You could contact the condo board and ask for a referral to a professional management company to find a tenant and manage her condo; it would cost a portion of your rent, but that would foist the hassles to professionals. It seems money isn't a concern for the questioner, so if you chooses to hold onto the property, I would recommend this option.
@mooreleigh89282 жыл бұрын
She’s hesitating due to memories of “what might have been. “ Look forward, don’t look back. Decide where you want to live and sell off the other one. After my husband died, my kids asked me to move to their city. I sold our home of 30 years, moved, and never looked back. Best thing I ever did.
@rianosherry8602 жыл бұрын
I’m 60 years old looking to diversify part of my savings say $250k into real estate but I hear it is not a good time to invest in Real estate. Can i get any idea on other options?
@kucheranraina92012 жыл бұрын
@@rianosherry860 My portfolio grew by 1,000% within a year. Couldn’t have put it better myself. Last year a colleague introduced me to a financial consultant Jennifer Elizabeth Boland who has been helping me find investments that have significant growth potential. She invested my money in reputable companies which their stocks must always rise after any dip.
@rianosherry8602 жыл бұрын
@@kucheranraina9201 Thanks for the recommendation, she must be very good at what she does, her name is the first thing that pops up on the browser. She seems really solid and i have sent her a mail already hopefully she replies soon enough.
@farsthary19842 жыл бұрын
Many people says with relief "working for yourself, you don't have a boss" That's misleading: your replace your boss in a company with multiple bosses working for yourself. Your clients are your new bosses.
@drkishasimmons2 жыл бұрын
Ralf, interesting way to think about it! You're right! I do not have the traditional "boss"! Thank you for taking the time to watch my story!
@BlackManTravels2 жыл бұрын
Awesome video. Great to see folks doing well collectively and focusing on their interests and purpose. Enjoy this new chapter and continue to contribute by leading as an example.
@drkishasimmons2 жыл бұрын
Thank you! This is so true!
@dontbanmebrodontbanme54032 жыл бұрын
Just to add to what this amazing woman has done, remember guys, you don’t have to retire in an expensive state in the US. You don’t have to retire in the US at all! There are a ton of places where you can live like a king for a fraction of the cost that it does to live in the US.
@jamesgiko94822 жыл бұрын
Very true
@elreguerrero40212 жыл бұрын
Good for her...thank you for sharing the story
@angelagreer26632 жыл бұрын
Absolutely love it! Such an inspiring story and continued journey! Congrats and blessings Doc! 🖤
@elijahdunmore75262 жыл бұрын
Hi LAKISHA I SO PROUD OF YOU BEING ABLE TO RETIRE AT 41 YOU GO SISTER YOU HAVE SHOULD ME THAT ANYTHING IS POSSIBLE YOU HAVE WHAT YOU WANT IF YOU JUST TRUST IN YOURSELF LAKISHA I HAVE BEEN SOBER FOR 2 YEARS AND OF MARCH 6-2022 AFTER 22 YEARS OF DRINKING GAMBLING AND DRUGS LAKISHA YOU HAVE SHOULD ME THAT ANYTHING IS POSSIBLE I'M TAKING IT ONE DAY AT A TIME MAYBE WITH YOUR ENCOURAGING WORDS AND SUCCESS LAKISHA AND MY TESTIMONY AFTER 22 YEARS OF DRINKING GAMBLING AND DRUGS BEING SOBER FOR THE LAST 2 YEARS I HAVE NEVER FELT BETTER I HOPE AND PRAY FOR ANYONE OH ARE STRUGGLING WITH DRUG GAMBLING AND DRINKING ALCOHOL GET SOME HELP I JUST WANT TO THANK YOU AGAIN LAKISHA FOR SHARING YOUR AMAZING STORY LOVE YOU AND YOUR KZbin FOLLOWERS 🙏🙏🙏
@admin57582 жыл бұрын
Hello 📥
@hamidrezaei38622 жыл бұрын
love her energy and mindset
@ceciliaruns722 жыл бұрын
A married woman can "retire" early at any time if she is supported by a partner. It's called quitting your job to be a stay "stay at home mother!" Good for her to continue to work on passion projects.
@LolaSemone2 жыл бұрын
😂
@cmac37642 жыл бұрын
Aww lol, look at the haters
@ceciliaruns722 жыл бұрын
@@cmac3764 not hating, just pointing out the obvious. Frankly a poor example of lean fire. If she were single with kids that would be impressive!
@larabraver2 жыл бұрын
I agree that it’s easier done with a spouse. However, I FIRE’d as single mom at age 41 and am now a stay-at-home mom. It’s possible as a single person but a LOT of work and persistence. Best wishes to you all!
@drkishasimmons2 жыл бұрын
@@larabraver Congrats to you! I am glad you get it! Thank you for watching!
@stanleyjavin49112 жыл бұрын
I realized that the secret to making a million is making better investment. I always tell myself you don't need that new Car or that vacation just yet and that mindset helps me make more money invest:ng. For example last year I invested 70k in blue chip stocks and crypt0 s (with the help of my advisor of course) and made about 380k, but guess what? I put it back and traded with her again and now I'm rounding up close to a million. Delayed gratification always pays off
@stanleyjavin49112 жыл бұрын
@Stacy White I found her on a CNBC market interview, so I looked her up and we begun our awesome partnership
@stanleyjavin49112 жыл бұрын
@Stacy White You can connect with her on what'saap
@stanleyjavin49112 жыл бұрын
+150
@stanleyjavin49112 жыл бұрын
2273
@stanleyjavin49112 жыл бұрын
5657
@NickHazletonMusic2 жыл бұрын
That’s a great mindset. Love her empowered attitude 👍🏻
@chichigirl2142 жыл бұрын
So happy for you... Congratulations! 🎉🎈🎂
@drkishasimmons2 жыл бұрын
Thank you so much! I truly appreciate you!
@CF.2 жыл бұрын
Good for her. I wish her every happiness.💕
@moneytalkswithjonathanthom41502 жыл бұрын
A great example of not needing 1 million to be financial independence
@snterp2 жыл бұрын
Try that in 30 years. You get a lost decade in the market and 4% inflation for a decade and you're toast.
@arigutman2 жыл бұрын
Life is simple when we live simply..
@eniolafolorunso10952 жыл бұрын
She also has a husband and still has other streams of income. She's just not working full time.
@drkishasimmons2 жыл бұрын
Thank you for understanding! I am thankful to be on this journey.
@dr.migueltorrezedd86512 жыл бұрын
Yep, it depends on your location in the world, etc. In NYC where I am that amount would do nothing here but where she is that amount is reasonable because the cost of living isn't absurd.
@MegaMashedPotatoes2 жыл бұрын
Congrats to Lakisha for achieving FIRE!
@kaijaful2 жыл бұрын
Inspiring!! Love to hear great stories like these.
@drkishasimmons2 жыл бұрын
Thank you so much!
@cbro777 Жыл бұрын
Whoever at CNBC it was that decided to do these personal interviews of real people, doing real life things, thanks. I appreciate the CEO's of large fortune 100 etc. firms and all, but these stories of the lives of entrepreneurs are much more inspiring.
@vincentbrown68182 жыл бұрын
Nice content, Investment are stepping stone to SUCCESS, investing is what creates you wealth and wealth brings you assets. and assets buys you Freedom.
@binagital56652 жыл бұрын
His trade execution quality and profiting is well structured with great financial features.
@lindalily69242 жыл бұрын
Working with Romero pieto is the best thing that can happen to a beginner trader who is aspiring to be fruitful out of the market he is trustworthy and straightforward we surely need more men like him in trading world.
@jasonthomas2692 жыл бұрын
Good good content.
@abscottcoleman4002 жыл бұрын
Yes I'm a living testimony of Romero pieto his platform has also done a great thing for me.
@katlinmicheal81212 жыл бұрын
I've seen so many review about this man called Romero pieto who is he ?
@TheCarlaProject2 жыл бұрын
love this example so inspiring!!
@drkishasimmons2 жыл бұрын
Thank you so much! I wish you all the best :)
@Donnafrank-k6e2 ай бұрын
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing below the $100k mark and in the first 2 months, my portfolio was reading $234,800. Crazy right!, I decided to reinvest a huge percentage of my profit and it got more interesting.! For over a year we have been working together making consistent profit just bought my second home at the beginning of summer.
@caseycantrell-gh6fg2 ай бұрын
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@Donnafrank-k6e2 ай бұрын
@@caseycantrell-gh6fg However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@caseycantrell-gh6fg2 ай бұрын
@@Donnafrank-k6e Oh please I’d love that. Thanks!.
@Donnafrank-k6e2 ай бұрын
@@caseycantrell-gh6fg Clementina Abate Russo is her name.
@Donnafrank-k6e2 ай бұрын
Lookup with her name on the webpage.
@spector38812 жыл бұрын
Yes but she is also a highly qualified professional in a highly in demand field (analytics).
@owegrow-millennialfinance14232 жыл бұрын
I LOVE the concept of being able to retire on your own terms- whether it be totally leaving work in the traditional sense, or being able to work on what you’re truly passionate about or various side hustles. YOU get to define what you want when you take care of your finances. You’re an inspiration Dr. Simmons!
@soitsmelaura2 жыл бұрын
this is so inspiring ... thank you for sharing your story ... this was motivation to reach FIRE
@MrYawdie2 жыл бұрын
If you run the numbers, especially accounting for college savings, inflation and health insurance, the only way her current retirement is possible is if her spouse is still working. This sounds more like spouse-subsidized fire rather than lean fire.
@ceciliaruns722 жыл бұрын
True
@utube2302 жыл бұрын
Flipping through some other comments. There is another article that she is divorced. Probably getting child support as she has no income. I did find it a bit interesting this one didn't have a budget
@MrYawdie2 жыл бұрын
@@utube230 I saw the article. It says she was divorced in 2016. However if you watch the video closely you can see she is wearing a wedding ring in multiple shots, and at 5:09 there is b-roll of her holding hands with a guy implying that he is a significant other. So I assumed she re-married.
@utube2302 жыл бұрын
@@MrYawdie I think she re married as well. After further research.
@dfiniin68202 жыл бұрын
That's great and all, good for her. People making 6 figures gives those people a huge advantage over someone making 4- 50 k a year. Seems like a lot of the retire early stories I see many folks are making 6 figures. Would love to see of the average person doing a video.
@admin57582 жыл бұрын
Hello 📥
@iStorm-my5fp2 жыл бұрын
Exactly
@nyaluogowalter1362 жыл бұрын
This lady is living so comfortably. So inspiring.
@nataliepyn12 жыл бұрын
You are an inspiration! Thanks for sharing part of your journey!
@idellameyer74112 жыл бұрын
I am 45 years old with very little set aside for retirement at this point. I have always been curious about the stock market and have witnessed some people who played the game right and retired early because they used the stock market. When I ask them, most said that they invested very little to start with, but their portfolio grew. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent returns
@millyk56852 жыл бұрын
Buy index funds if you wanna be safe, though you are probably be better off just going to Vanguard or something for that
@idellameyer74112 жыл бұрын
@Jooste Constance Rebecca This is really impressive, who is this advisor?
@idellameyer74112 жыл бұрын
@Jooste Constance Rebecca Thanks you for sharing. I just looked into her and am impressed 👏👏👏
@glibaudio2 жыл бұрын
Imogen, you can do it. Start now. Easily be there by 55 or 60. Get a Roth IRA and 401k if you have access. Buy as much index funds as you can. Vanguard broad based indexes, etc.
@MarokoJin2 жыл бұрын
@@millyk5685 the comment you were commenting on look like the typical spam/scammer messages, someone pretending to explain his/her situation then someone jumping on and suggesting a specific adviser then the main commentator saying "bla bla I I looked into him/her and he/she looks great", notice how she (or he pretending to be a she) didn't even bother answering you nor thanking you because your comment is genuine.
@clintfranklin9023 Жыл бұрын
Great story, but headline is misleading. She did not really retire, just working differently. But still hats off to her for taking the leap.
@laina-brown2 жыл бұрын
"No job is safe" so true! That's why you have to invest!
@dr.migueltorrezedd86512 жыл бұрын
Yep!
@drkishasimmons2 жыл бұрын
Laina, you get it! Thank you for taking the time to watch my journey.
@Inlieuofsue2 жыл бұрын
Work Optional / Coast FIRE at 41 is 👌🏼
@drkishasimmons2 жыл бұрын
You get it! Thank you for watching!
@scorpiotrc2 жыл бұрын
She’s living my dream of living on my own terms 🙌🏾🙌🏾🙌🏾
@MisakiNishidate2 жыл бұрын
She's 41!? She looks so much younger! I love her personality too!
@curiousgeorgia11.112 жыл бұрын
Congratulations!
@drkishasimmons2 жыл бұрын
Thank you!!
@coconutcoco88682 жыл бұрын
Lakisha is so pretty! Congrats on your early retirement!!! Thanks for sharing your story 😊
@travisshooks73742 жыл бұрын
Good to see people killin it, living the life they want, it’s not all about making millions.
@kathleendudek295511 ай бұрын
Need more like her setting an example, and giving hope!
@juelz7132 жыл бұрын
Her husband still work
@HerSoloTravelJourney2 жыл бұрын
Excellent! Good for her! 👏🏾
@NathalieLazo2 жыл бұрын
Extraordinary person reading this, you are not define by your circumstance or your past. It’s not what happened to you that determines your success in life; it is how you deal with those circumstances that determines your success in life! You are strong, you are capable and practice forgiveness (Forgiveness is for you) and gratitude everyday. This will change the course of your life forever! Love you always and I believe in you wholeheartedly ✨❤️ - Nat
@curiousgeorgia11.112 жыл бұрын
Thank you Nat! This couldn’t have come at a better time ❤️
@Tagg252 жыл бұрын
❤️
@drkishasimmons2 жыл бұрын
This was beautiful! Thank you for expressing your words!
@tiffanygriggs23912 жыл бұрын
There's no way this woman is 41, whoah - she looks super young and is stunningly pretty. Smart and resourceful on top of it. I really look up to her. Hope I can be like her when I'm older.
@purefire212 жыл бұрын
she looks 40 she look great but she looks 40
@KayGee_yt2 жыл бұрын
Love her energy and this story really perked up my morning! Love this for her and her family
@carrolbell20172 жыл бұрын
I truly admire you for what you have accomplished and I wish you have a wonderful life