Commutation आज अपना जानिये केन्द्रीय कर्मचारी, जवान तथा अन्य

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Pension
Commutation of Pension
Death-cum-retirement Gratuity
General Provident Fund and Incentives
Contributory Provident Fund
Leave Encashment
Central Government Employees Group Insurance Scheme (CGEGIS)
TA for settlement at a station after Retirement
Click here for 5th Pay Commission Recommendations on retirement benefits.
Click here for 6th Pay Commission Recommendations on retirement benefits.
Click here for Medical Benefits for Retirees.
Pension
The minimum eligibility period for receipt of pension is 10 years. A Central Government servant retiring in accordance with the Pension Rules is entitled to receive pension on completion of at least 10 years of qualifying service.
In the case of Family Pension the widow is eligible to receive family pension on death of her spouse after completion of one year of continuous service or even before completion of one year if the Government servant had been examined by the appropriate Medical Authority and declared fit for Government service.
W.e.f 1.1.2006, Pension is calculated with reference to emoluments (i.e.last basic pay) or average emoluments (i.e. average of the basic pay drawn during the last 10 months of the service) whichever is more beneficial. The amount of pension is 50% of the emoluments or average emoluments whichever is beneficial.
Minimum pension presently is Rs. 9000 per month. Maximum limit on pension is 50% of the highest pay in the Government of India (presently Rs. 1,25,000) per month. Pension is payable up to and including the date of death.
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Commutation of Pension
A Central Government servant has an option to commute a portion of pension, not exceeding 40% of it, into a lump sum payment. No medical examination is required if the option is exercised within one year of retirement. If the option is exercised after expiry of one year, he/she will have to under-go medical examination by the specified competent authority.
Lump sum payable is calculated with reference to the Commutation Table. The monthly pension will stand reduced by the portion commuted and the commuted portion will be restored on the expiry of 15 years from the date of receipt of the commuted value of pension. Dearness Relief, however, will continue to be calculated on the basis of the original pension (i.e. without reduction of commuted portion).
The formula for arriving for commuted value of Pension (CVP) is
CVP = 40 % (X) Commutation factor* (X)12
* The commutation factor will be with reference to age next birthday on the date on which commutation becomes absolute as per the New Table annexed to the CCS (Commutation of Pension) Rules, 1981.
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Death/Retirement Gratuity
Retirement Gratuity
This is payable to the retiring Government servant. A minimum of 5 years' qualifying service and eligibility to receive service gratuity/pension is essential to get this one time lump sum benefit. Retirement gratuity is calculated @ 1/4th of a month’s Basic Pay plus Dearness Allowance drawn on the date of retirement for each completed six monthly period of qualifying service. There is no minimum limit for the amount of gratuity. The retirement gratuity payable for qualifying service of 33 years or more is 16½ times the Basic Pay plus DA, subject to a maximum of Rs. 20 lakhs.
Death Gratuity
This is a one-time lump sum benefit payable to the nominee or family member of a Government servant dying in harness. There is no stipulation in regard to any minimum length of service rendered by the deceased employee. Entitlement of death gratuity is regulated as under:
Qualifying Service Rate
Less than one year 2 times of basic pay
One year or more but less than 5 years 6 times of basic pay
5 years or more but less than 11 years 12 times of basic pay
11 years or more but less than 20 years 20 times of basic pay
20 years or more Half of emoluments for every completed 6 monthly period of qualifying service subject to a maximum of 33 times of emoluments.
Maximum amount of Death Gratuity admissible is Rs. 20 lakhs w.e.f. 1.1.2016

Пікірлер: 199

@SainikWelfareNews 2 жыл бұрын

kzbin.info/www/bejne/eqWUnXmNltCBqbM कैसे होंगे ECHS कार्ड update #ECHS #Shorts

@SENTHILKUMAR-eq1fg 2 жыл бұрын

Thank you sir 🙏 for your valuable video's

@ramchandrasingh4890 2 жыл бұрын

👍 Thanks 🙏

@mukeshlanghey7583 2 жыл бұрын

Jai hind srr

@rbsingh1807 Жыл бұрын

u deserve appreciation sir. God bless u.u r doing very good job.

@indragurung3260 6 ай бұрын

Cometion ko rate of intrst kitna hai plzz

@gurbachansingh9555 2 жыл бұрын

Kitne intrest lagta hai cammution Mian

@BaljinderSingh-rz5kg Жыл бұрын

Sir ketnia internet rate haa

@giris2585 6 ай бұрын

Category person ko commutation mil sakta hai sir

@garrymansa2897 7 ай бұрын

Sir ji Commutation lene ke baad pension pr DA milega

@patelamitkumar827 7 ай бұрын

सर रिटायर के बाद कैसे ले

@kamal4507 2 жыл бұрын

Sir aapne liya tha ki nhi

@sweetykumar4077 2 жыл бұрын

Sir comutation la na ka bad isa kam ea jada keya jata ha

@ranjitkotkar2356 2 жыл бұрын

सर हायल्टी area मे ब्लड प्रेशर की कॅटेगरी होने से क्या benifit हैं aur iske लिये applicable मेडिकल disability policy samzayiye

@SainikWelfareNews 2 жыл бұрын

Disability pension milegi service pension ke sath

@ranjitkotkar2356 2 жыл бұрын

Lekin Kitna percentage

@somvirgill5886 2 жыл бұрын

50%

@dineshsingh2648 2 жыл бұрын

Can commuted amount recovered in 10 years or before 15 yrs

@mohanumale125 2 жыл бұрын

Mai 2006 ko pen Aya 2021 aug ko 15 sal pure huye lekin mera comut aj bhi kar raha .kya bat hai

@ajjuyadav9605 2 жыл бұрын

Sir 1999 me ritayart hwa hu n.k post se abhi pansan 24174 aa rhi hai Plg help me sir

@YUVRAJSINGH-wo2ub 2 жыл бұрын

Jai Hind sir ... Sir jo jawan sparsh ke dwara pension le rehe hai.. sbi bank unko pension par loan nhi de raha hai.. unka kehna hai ki aapki pension hmare pass nhi aati .loan nhi mill sakta..apko sparsh loan dega..sir koi iske related ko jankari ho to share kare saab ji.. Apko phone bhi kiya but AAP busy the... Jai Hind Saab.. Plz plz... reply

@mandhotramunishblog5137 2 жыл бұрын

Kya hum commuted vapis kar sakte Hain

@krishanakrishan1024 Жыл бұрын

Sir aap ke v d o bhut shi hote h or smjh m b aate h Sir aap ne mera ek v d o bnaya tha Aguthe mhine m 2022 ko sir mera abi Tak kuchh ni Mila pension d s c ki dusryi pension sir qya kru kuchh smjh ni aara h

@AlfaBhagat 5 ай бұрын

Sir, gratuity ke bareme batao

@kavitaiaf 2 жыл бұрын

Sir jai hind please tell me if any new facilities provided for special child in this budget regarding insurance and shavings

@manjutiwari9307 2 жыл бұрын

Sir after death of pensioner family pension milane Ka calculation kya hai basic salary and da. Ka half ya Kuch aur please. Answer me

@pushprajkourav1355 2 жыл бұрын

Sir besure senik canteen me fayda hai nhi ya normal kirana shop shi hai

@SureshKumar-qk1wg 2 жыл бұрын

Sir were do we have to tell that we need commutation in record office or in the unit it self 🤔

@rahultiwari4646 Жыл бұрын

SIR KYA COMMUTATION 25 PERCENT KAR SAKTE HAIN, YA FIR 50 PERCENT MANDATORY HAI

@nareshraj35 2 жыл бұрын

Fitment factor ka kya hua sir

@bhishalkumar4632 2 жыл бұрын

Sir I think 9 years only will get commutation instead of 12 yrs. Pl correct sir

@gnanengunasekarn9583 2 жыл бұрын

Sir ram ram ise phalay community may 15 years may hamaray say joda paise layrahai kakay bolatha sir bahut bar may comment kiya tha uska replay nahi milatha sir hamara pension aya hua javan ka paise joda cutting horahai kakey apa ek video kiya tha uska case file kiya karkay bolatha sir g us replay nahi milatha sir please give replay🙏🙏🙏🙏🙏🙏

@biswarupgorai4772 2 жыл бұрын

AFT Kolkata me 2020 se bench nehi beth raha hai . Is samandit kuch video banai sir. AFT Kolkata me jis jis jaban ka case chal raha hai sare jaban safar kar rahe hai. Please sir

@sankarpramanick9755 2 жыл бұрын

Sir jee main jab shadi kiya tha 2000 saal mein. Meri wife ki umar 16 saal thi. Pension document mein sudharne ke liye kiya ho saktha hai

@kmsreddy3061 2 жыл бұрын

Percentage bataya nahi

@motivetion2325 2 жыл бұрын

Dear sir Mai rect rank se medical board 2005 me aaya tha. Mujhe pension bhi milati hai. Sir mera 860 rs har mahine commit hota hai. Sir 2022 me mera 17 saal ho gaya lekin commuit ka paisa abhi bhi meri pension me nahi juda hai. Kripa kar ke bataye sir kya mujhe commuit ka paisa milega. Sir mujhe kitane paise commuit ke mil sakta hai. Please bataye sir

@hirasingh2732 2 жыл бұрын

साहब पोलिसी बदल गई है आपको 50 परसेंट का कोमटेशन लेना होता है उससे कम नहीं मिलता है कृपया सही जानकारी दे

@sharadpatil4275 7 ай бұрын

50%se kam bhi le sakte hai

@bhagtisangeet1740 2 жыл бұрын

Sir commuted line me loss h please iska badhwa na de aur interest rate jyada h aur rahi baat maaf ki marne ke baad .to sir insurance company 80 years tak scure karti h wo 50 laks se upper

@onlyverma4969 2 жыл бұрын

Ram Ram sir ji, sir mujhe invalid pension mil rahi hai or main February 21 me sena se disability ke karan out hua tha lekin mujhse commutation lene ke bare mein koi sawal nhi kiya gaya, mujhe pension milna December 21 se shuru hua jab maine pcda se commutation lene ke bare me baat ki toh unhone kaha ki sparsh me migration ke baad hi koi request accept hogi. Abhi Tak mujhe discharge book bhi nahi mili jiske karan mere bahut kaam ruke hai.or mujhe sena se NA NA case ki disability ke karan out Kiya hai jo ki sena ki duty ke samay first time Hui thi, seizure disorder ki problem hai.kya mujhe disability pension mil sakti hai???

@veerendrasingh3033 Жыл бұрын

Sir agr apko computation mili h to please jankari share kre,me bhi retirement ke bad computation lena chahta hoo,please reply

@pritishaw1307 2 жыл бұрын

50 % galet Ho

@shortvedio74 2 жыл бұрын

सर income tax बहुत कट रहा है कैसे रिफन्ड करे i am soldier

@VishwasSingh-s9w Ай бұрын

Computation mai besic+D/A ko jod ker count hota hai

@mathewjohn9764 2 ай бұрын

सर जय हिंद, सर इंडियन एयर फोर्स में NC(E) रैंक है। हम लोगों को 57 साल के रिटायरमेंट के बाद क्या क्या बेनिफिट मिलता है कृपया एक वीडियो कर लीजिए सर।

@AshokKumar-jh8bc 2 ай бұрын

Vapis lete waqt frctor kyon nahi lagaya jata.12 dete waqt se Guna Kiya jata hai .vapis ke waqt 15 se Guna kar lo or kismat banao

@Ranveersingh-us4cy 2 ай бұрын

Sir maine retirement ke commutation nhi liya tha.. Abhi retirement ko 3 saal ho gye..to kya mai commutation le skta hu.. If yes..then how can I apply for this

@kakarwaiteam 2 жыл бұрын

Ser mene cammutetion 1900 rs pension camute hui thi but ab hmara camutetion 7810 hone lga iska kya hoga ser

@HemantKumar-dd4bg 2 ай бұрын

Sir commentation kitne sal mai khatam hota

@shubhamrathore5146 2 ай бұрын

Sir ,agar 15 saal pure hogyye commutation ke toh pension mein automatically add hoga amount ya phir alag procedure hai ?

@RAJESHSINGH-zo8sn Жыл бұрын

काॅम्यूटेशन 15 साल के बीच में रोका जा सकता है या नहीं

@sunny52471 8 ай бұрын

Invalid medical board me communication mil sakta hai?

@sunny52471 8 ай бұрын

Kya IMB Jane walon ko commutation milta hai?

@Senjumbeni 5 ай бұрын

Sir main na willing kyia commutation par nahi Mila kyia problem hain

@hirasingh2732 2 жыл бұрын

Galat jankari kripaya commutation of pension rule 1981 as amended on 06 Jun 2013 jaroor padhe video banane se pahle

@desshantdehingiablogs3426 2 жыл бұрын

Sob se sutia system hain commuted .1633500 logi our 15 saal main 2700000 lakh De rahe ho.fouj ko maa soud rahe sarkar.kabhi lena nahi sahiey

@shin4991 6 ай бұрын

sir jai hind Sir kya hum commutation ko pre payments kar sakte hai ?? kar sakte hai to kya procidure hai kripaya sahayata kare...

@sandeepkumarsingh4266 4 ай бұрын

Agar koi 53 years age par gaye to kitne saal ke liye milta hai

@mondalashish4588 2 жыл бұрын

7.34

@dalbahadursunar6502 Жыл бұрын

Sir life certificate 3 bar bhejchuka sparsh mera maigeret hocuka mear Aadhar no dosra admika lagake rakha Maine PPO nikal ke teli kiyato Aadhar no galat hae teskaran me ra lifi certi ficate optodet naihuwa mene Aadhar no kaise bhejung meroko sujab dije sir. Dhane bad sir

@YUVRAJSINGH-wo2ub 2 жыл бұрын

@SantoshKumar-ko3qs 2 жыл бұрын

Sir good morning Army written kab hoga sir Sare boy aaj kal andolan kar rahe h Is par ek video aap banaiye sir

@parasrajawat523 Жыл бұрын

Sir mera commutation ppo mein to aa gya hai but account me credited nhi hua hai kya kare

@tribenibehera1366 2 жыл бұрын

Apka Kai kamnahi kya phaltu bat karta he

@Senjumbeni 5 ай бұрын

Sir No response

@RajbirSingh-lk3ht 2 жыл бұрын

Sir, मै मार्च 2003 में रिटायर हुआ था ।लेकिन मेरा कम्यूट का पैसा अभी तक कटता है । बैंक से बताया तो भी कार्यवाही नहीं हुई । रिकॉर्ड ऑफिस से जवाब आया की बैंक करेगा । PCDA से संपर्क किया उनका भी यही जवाब की आपका बैंक करेगा । बैंक बोलता है आपके अकाउंट मे जो आता है आपको दे देते है । क्या करू please proper guide करे । आपके जवाब का इंतजार करूंगा । जय हिन्द ।

@sahilgautam2811 7 ай бұрын

सर मै भी 2003 का ही रिटायर हूं और मेरा भी कम्यूट अभी भी काट रहा h बैंक वाले बोल रहे है 2026तक कटेगा pls help me

@andksbc24399 2 ай бұрын

Ap jis department se retired huye uske account branch se contact kre

@ajaythakur6346 2 жыл бұрын

Saab mai cumute ka paisa bapis krna chahta hu pension jaane k 4 saal baad

@MukeshKumar-oq2xd 2 жыл бұрын

Sahab make par ek video banao ki macp agar cdr nahi karte hai to kategi ya nahi please es par ek clear video banao please sahab mujhe acp hav ki payment mil rahi hai or ab mera cadre me naam aa gaya hai agar m cadre ko unwilling karta hu to Kaya meri acp kat jayegi kaya

@ezazahmed1618 2 жыл бұрын

Sir pls make a vedio on retirement benefits from defence sector like gratuity commutation pension NGIS etc

@RashpalSingh-nl1ue 2 жыл бұрын

Restoration of commuted value on competition of 15 yrs not being met in practical by cdpa(p). In my case date of retirement/pension is 01 feb 2007, hence restoration of pension should be 01 feb 2022, but pcda(p) did not act upon. My old ppo no s/045451/2006(army) & e ppo 153200602095 suffix 0199. Amount of restoration is 5985. Thanks if you could resolve the issue by taking up case

@thirukannan4508 2 жыл бұрын

Sir, is low medical category pers can take commutation?, please clarify

@SainikWelfareNews 2 жыл бұрын

Yes

@animadebbrama1705 2 жыл бұрын

@@SainikWelfareNews sir one rank one pension kab aayega new update

@SainikWelfareNews 2 жыл бұрын

@@animadebbrama1705 yet Supreme Court not declared date

@pardeepgill6707 2 жыл бұрын

Sir I took retirement in 2020, I did not take commutation at the time of retirement. Can i take commutation now? What is the procedure to take commutation right now.

@veerendrasingh3033 Жыл бұрын

Sir I also retired and not opted for computation,now I want to get computation,any procedure if u know please share me.I want to compute my pension

@bhaktachetri4086 2 жыл бұрын

Sir, mera

@bhaktachetri4086 2 жыл бұрын

Sir pahile Mera commute 3567 Kat raha Tha lekin eppo par 4451 kat raha Hai sir aap request Hai iski thodi jankari de,

@Natuerblogstoryhub 2 жыл бұрын

Sir mere hisab se aapne thoda sa galat batya for example my pay last pay 38100+5200+450=43750 now 43750÷2=21875 then 21875÷2=10937.50 And 10937.50×12×9.075=1191093.75 ur comut 450 is class pay if applicable

@grayapu5812 2 жыл бұрын

U are is correct

@grayapu5812 2 жыл бұрын

Bilkul sahi hi, Sir ji aap ne sahi calculate kiya hi, ......

@ayushthalor3085 2 жыл бұрын

सही तो बताया है साहब ने ,

@sumanlata8950 2 жыл бұрын

Sir public ko aur jhatka lagega jab unko yeh pata lagega ki commutation milta to 8 se 9 saal ke liye hai lekin katta 15 saal ke liye Hai. So i suggest not to take commutation. Ye jo purchase value hai yeh actualy mei years hai. Plz correct the information mostly utubers do the same mistake.

@gajananpatil8001 2 жыл бұрын

Sir maine commut 50% liya tha 2 saal payle. Muze commute ki jarurat nahi hai.kya mai commute vapas kar sakta hu. Asa ho sakta hai . Agar ha to kaise.

@minakshi2291 2 жыл бұрын

Bilkul..... Pre close option hai... Aap pcda, Prayagraj me baat kore

@rambhool8557 2 жыл бұрын

Sir Can a retired jco apply for nsp weapon and if yes how। Please explain in detail the procedure

@rameshsinghbisht4998 2 жыл бұрын

Sir ye 8 year me recover hone ki baat chal rahi thi uska kya hua batayen plz

@harikrishnang451 2 жыл бұрын

Re payment karsakthe hain

@raghuveersinghmalik3042 2 жыл бұрын

Sir, what is the interest on commutation at present. Please notify.

@SAGARINFOTECH15 2 жыл бұрын

Sir leave incashment ke bare me savistar batayen

@selvakumarr6545 2 жыл бұрын

Hi sir pl explain how to apply for weapon through ordinance depot

@shivpalyadav4688 2 жыл бұрын

Sir da January 2021 ka kabse millega

@suchasingh3673 2 жыл бұрын

I am 52 years old, I took retirement in 2002 can I have the compute again ???

@Prateek4132official 8 ай бұрын

Hello sir Mai oct 23 me retirement hua tha aur mujhe ab commutation cahiye to kya procedure hai please batayenge sir

@rameshwarprashadmishra4980 5 ай бұрын

डी आर बढ़ने पर कमयुटेशन मूल वेतन पर भी डी आर बढ़ेगा क्या

@gsingaravel6073 7 ай бұрын

Computation loan ko pree closings kar sakte hai kya sir pls give me information

@manaskamaldas5644 9 ай бұрын

Comutasipn ka Paisa kaha judta hai ? Basic pension may or total pension may.

@tagore161 9 ай бұрын

One advice for all avout to be pensioners, be aware that recovery interest rate is 7.99% of commutated amount. It is very difficult to beat that amount for a pensioner . So think wisely before opting for commuted amount

@purushottamsharma7126 5 ай бұрын

जय हिन्द जी, आपके द्वारा बहुत ही महत्वपूर्ण जानकारियां दी। मेरा एक प्रश्न है कि मैं 1 अप्रैल 2008 में रिटायर हुआ था। मुझे कम्यूटेशन की राशि फरवरी 2009 में मिली थी। मेरी कम्यूटेशन की किश्त कब से कटनी चाहिए? 1 अप्रैल 2008 से या फिर 1 फरवरी 2009 से। धन्यवाद सर

@ajaypalsingh3793 Жыл бұрын

Is disability pension pass on to family pensioner

@Kamaljiju 2 жыл бұрын

sir Commuted value ko 15 saal se pahle deposit karne ka koi provision h kya??

@basantrai4964 2 жыл бұрын

@YUVRAJSINGH-wo2ub 2 жыл бұрын

@SanjaySingh-ke8mg Жыл бұрын

Jai hind sir sir kya lo categri hone par dsc me camutesan milega

@harichran3084 2 жыл бұрын

Sir , I am retired from EME on 31 Dec 2020, but my Commutation amount not received till date. Please tell me what problem.

@SainikWelfareNews Жыл бұрын

अपने commute option choose kiya था या फिर कम्यूटेशन unwilling किया था तो फिर आपको कंप्यूटेशन नहीं मिलेगा और अगर आपने कम्यूट kiya था तो आपको पैसा mil जाएगा दूसरा क्या आपकी pension से कंप्यूटेशन का amount डिटेक्ट hota है अगर hota है तो आपको interest के साथ मिलेगा