Convicted fraudster reveals ways to protect homes against title fraud

Convicted fraudster reveals ways to protect homes against title fraud

[@amestoy1418]

Thats BSht, why cant the county, banks and real state brokers/agencies do their job to stop this scams. They are the one processing all these paperworks, they should be held liable. The owner of the property has nothing to do with this.

[@sneksteppy]

Lol "why can't the banks be my daddy and take care of my stuff for me! I don't want to be responsible!"

[@NLR759]

@@sneksteppy That's why you pay bank fees. How would you like to deposit you money in the bank, and then the bank leaves their vault and doors wide open and allows anyone to help themselves to your money.

[@winniethepoohandeeyore2]

@@sneksteppy That's literally why we pay numerous bank fees, fees when purchasing a home. You can't possibly be THIS DENSE. SMDH

[@TheMaggiemay77]

@@sneksteppyok smarty pants- have you ever bought a home? Have you ever tried to take out a loan on your own? They make you jump through so many hoops!!!! So, how in the world do they let it be so easy for fraudsters to do this? That is why the person made the comment. There is no reason in the world why these fraudsters should be allowed to do this.

[@TheMaggiemay77]

EXACTLY!!!

[@NatashaRaisorGlam]

What a scam interview. All you did was push some company. I’ve seen that guys podcast he’s still scamming. Why didn’t you tell people how to check their title. And to freeze their credit.

[@LM-gl4gz]

15M in title fraud and he's out. Innocent people wrongly convicted still in jail.

[@MissPepperss]

I think he should have gotten the death penalty. Imagine how his victims were affected!

[@Ditronus.]

I mean, he was in jail for a decade. That's a lot of life behind bars for something non-violent.

[@TeslaBoy123]

Bcz inocents people don't have enough money to pay a good lawyer Meanwhile a real criminal felons walk away free like nothing obviously bcz money talk $$$$ and criminal system want more and more $$$%%%%

[@legenddaughterrd]

florida known for this protect yourself from dhhs organization and employees sercurities thieves

[@mluna1898]

@@Ditronus.fraud is horrible, these people could’ve been homeless smh. 🤦🏽‍♀️ how would you like it if that happened to you or your loved ones?

[@myralhf]

What is wrong with Title companies?? They are at fault here not having checks and balances, securities...sue the Title companies and this will stop in short order!

[@Aikynbreusov]

Sue the city too..... sue the notary of record at city hall.....or county office...

[@xxxxMonkeyGirlxxxx]

Title companies have nothing to do with this. The real problem is the bank and closing office are not verifying anything when refinancing or taking out a HELOC.

[@Aikynbreusov]

@@xxxxMonkeyGirlxxxx disagree.....the title company is liable.....its job is to do research to make sure the tile is clean....it failed....so it's liable...

[@naturistfred]

I agree. I can't believe in 2023 a Title Company can't spot a fake ID. Come on.

[@andreaberryman5354]

You purchase title insurance. One-time $500 fee to pay the legal fees necessary to defend your title.

[@adventurebabyboomer7318]

The best thing is to make sure and have a Security Freeze or Fraud Alert set up on your credit. Even with a fake ID, the first thing a Title company would do is check credit. If credit is frozen, then they cannot do a credit check. Also, check your credit report monthly through the credit bureaus. Set up alerts. If there is suspicious activity, they will send alerts.

[@NatashaRaisorGlam]

Thanks much more informative than this segment.

[@alphalight1469]

Thank you for this

[@Invinciblevision]

This is completely untrue.

[@jerradwilson]

@Ressurrection Graves How? Your credit cannot be run if it's frozen. And the fraudster can't open up loans in your name described at 1:37 if your credit is frozen. The fraudster can still do a quit claim deed though, which isn't mentioned in the video.

[@naturistfred]

​@@jerradwilson Thanks for your insight. I am confused as to how banks will hand out loans so easily without getting an appraisal on the home. Wouldn't someone have to come to the house in person and value the home?

[@musictosoothe]

Why wait for something to happen? County clerks should make no filing of papers until original on record owners have been contacted and the change is verified. Even with fake id's the county has the original ph numbers and info for the proper owners. No transfer should be made until correct owners are contacted and the change is verified.

[@sinebar]

That POS ought to still be in prison. They should not have ever let him out. From just the way he talks about it he's proud of it and not a bit remorseful.

[@legenddaughterrd]

he going to do it again

[@smartanajones4u]

Exactly!!!

[@Jon.......]

When the deed is transferred and updated at the time of sale to a new owner, stipulations should be added such that all future modifications, transfers, sales, etc must be done in the presence of the owners, their trustee or attorney. No virtual transactions allowed.

[@Aikynbreusov]

The reporter failed big time on how the title fraud is possible

[@eriks8382]

Just hire a title lawyer blahblahblah useless info pay pAy pay blah

[@gayle9428]

Hello...of course they don't want to give step-by-step instructions.

[@itsreallymewhitney]

Oh totally!

[@kpsher367]

Criminals can make money because system allows it. Home buying is perhaps the most important investments that American make using their life savings, why the hell allow anyone without physically being present to buy a property?

[@marcuscurtismusic]

One way to protect against this is to get title insurance. This is what title insurance is for. The next thing you can do to protect against this is to freeze your credit. You will need to freeze your credit using all three credit reporting agencies, Freezing credit is different than locking your credit. Locking your credit is something Life Lock does. Freezing totally locks down your credit so no one can get a loan in your name. You will need to unfreeze it anytime you want to take a loan out then freeze again once the loan is approved. Clark Howard provides a step by step way to do this on his website. Freezing and unfreezing your credit is free and it costs nothing. These things will protect you far better than Home title lock.

[@pmaint1]

@Marcus Curtis Music As far as I know you cannot get a mortgage without title insurance. And these people who have been taken advantage of had title insurance. It obviously doesn't work.

[@marcuscurtismusic]

@@pmaint1 Freezing your credit will help stop title Theft. also, even in the place I live I can check my title on line and make sure it is still in my name. Title insurance is required for mortgage that is true. But if your house is paid off I think you can still get title insurance.

[@sinebar]

@@marcuscurtismusic You can.

[@sinebar]

@@pmaint1 Title Insurance doesn't prevent fraud it just pays legal fees to get the fraud undone.

[@ncooty]

Title insurance covers losses associated with title claims arising from BEFORE you owned the property, not AFTER.

[@Aikynbreusov]

I still don't understand what explain..... the details are unclear and all over the place..... the reporter did a horrible job at explaining the process how he hijacked the tiltle.... journalists today are terrible..... they have no idea how to report.... what? Where? Why? Who? How?? These are the Report Questions.....

[@tuliptea1249]

I'm getting the best education from reading these comments; thank you.

[@suedefringe]

Was waiting for real info, not real info on how he stole . Sounds nore like a ad for that company.

[@greglee1174]

Any institution that enables this type of fraud, should be held 100% liable and should compensate any victim for having to go through this.

[@alz123alz]

lets sign petitions

[@alienwolf2]

the man is a scumbag and you put him on television so he could brag very sad could we have some real info how to protect our property

[@shirleyjohnson9359]

This was not useful

[@Toria1961]

Idk how he got a mortgage w/o an appraisal...

[@TeslaBoy123]

I bought my first house after 20 years working hard saving a penny here on there paying rent for years and to get a loans mortgage approved was a real nightmare mean a real nightmare not joke a huge amount papel work, bank statement ,credit check ,money in bank for down payment monitoring every single penny etc a real journey in investigation by lender or bank 🥵 I don't understand how criminal making all this easy and walking away with fraud money 🤔

[@truthseekerKJV]

That scammer should have gotten far more than 10 years in prison. He should have gotten 80 years.

[@christopherbaranet2388]

So this is an ad for Home Title Lock !

[@u.synlig]

Is the experienced “consultant” a silent partner?

[@darceynorrid6332]

He should still be in prison

[@taylorbug9]

How does he have a nicer house than hard-working people do?? After never doing any real work??

[@curiouspenguin6887]

Ask any politician. 😀

[@TeslaBoy123]

Obviously w $$ him make w fraud him purchase a new home cash

[@pwu8194]

Title fraud is easy to make. It's just a warranty deed. The difficult part is the notary public, but if he's stealing, he could fake a notary public. The part he said about borrowing in homeowner's name, that part can be prevented by freezing credit report from all three agencies. Without credit report no one would lend you money, even when it's a fake you.

[@scatterbrain9490]

require in person finger prints

[@annjean8709]

Absolutely 👏🏾 💯

[@Misaka-gt5yj]

They definitely don't do this. They don't even require anything but "signature" it's so pathetic.

[@itsreallymewhitney]

Nw we thought if agree but yes hell yes hell the police have them hellyes I has a prior DUI years ago

[@alz123alz]

@@Misaka-gt5yj lets sign petitions. this have to stop

[@ncooty]

This was an informercial for those title-protection companies. Yet another example of the justice system being a protection racket. Rather than holding lenders accountable for their lack of due diligence, we tell victims they should've bought a private policy. That's grotesque.

[@Jamila_Cooking]

He caused many families to suffer because of his evil greed! He should be in prison.

[@MotownGal]

That’s pretty much what happened to my mother…in FL. Didn’t include title, but fid involve mortgage fraud. What happened to the $60k additional balance added to her mortgage. Mo sign of it in any of her bank accounts. Nothing I could do. But, the notary was a fake by a non-notary. I was a notary, the State keeps a list. And the broker is nonexistent as well. Taking advantage of the elderly and their out of state families is big business in that place. Nothing you can do by the time you find out, and I know who arranged it! Statute of limitations ran before my mom passed away. I have zero sympathy for people who do that to vulnerable people.

[@allisonlew4508]

FL is THE place for state-sanctioned financial abuse of elderly & infirm.

[@itsreallymewhitney]

No statue of limitations on fraud is theft etc. u can do something

[@itsreallymewhitney]

What state are u in...look ot yp

[@jaybeedelacruz520]

Look at him. He looks proud of what he has done.

[@oakspines7171]

Title companies, banks are responsible and liable for checking, vetting these info. They can not just say it is not theirs, and therefore move on negligibly and leave the problems on consumers who normally have no clues.

[@wric01]

You pay county public servants to sit on their arse holding a stamper to stamp. Hold the stamper liable as due diligence to check ID before stamping, if it wasn't performed and hold the notary liable if they used one to do transfer.

[@Effervescent_Smegma]

The fraudsters become their own notaries. 🥳

[@peacefulthrillseeker]

How would the notary know if the “fake” ID was ordered from the DMV using a change of address request online? Scammers are able to call your cell phone company convince them it’s you and transfer your sim to theirs! Welcome to the wild wild west that is digital crimes

[@claudiakenworthy6050]

Or you can simply check your credit periodically, any loan on your name would be reported to the credit bureaus

[@Effervescent_Smegma]

The man works fast. Like, everything was done in under a month fast. For example, no way does a HELOC take over a month to get.

[@alesia912]

It should be illegal to sell a home without an in face meeting with identification. Dumb.

[@godschild2-yd3jy]

He should still be in prison!

[@Mel1985va]

What advice did he give?????! He basically schooled criminals on how to put unsuspecting ppl in debt

[@shrinkingviolet3]

How evil to steal someone HOME! How low can you be, to do that to someone's most important asset!

[@OceanWaves-pu1ew]

He should have received life in prison. I guarantee he didn't have to pay back a penny.

[@garyowen9044]

This should be on the banks and the municipality for lack of due diligence in checking IDs. (Yes I know he had fake ID. Ask for multiple forms, contact those residing in the actual house. It shouldn’t all be on Harry Homeowner.

[@alz123alz]

let sign petition for change

[@ronaldjackson1075]

So once you pay your house off, this is a real problem, cuz your mortgage will not let dis happen. 🤔🧐

[@MamaBearten]

The bank should be required to send a paper notice to the home owner on any new transactions immediately.

[@TheMaggiemay77]

I live in southern California and Los Angeles County-If you go on your county assessors website, they will let you know within 48 hours if there has been anybody trying to steal your house. I just found out about this from another video. It’s very simple to do. Most counties probably do this. You simply click on the correct link and fill in the simple information they ask. You will need your tax bill to give them the tax ID number.

[@sethkoch7441]

But why aren't the banks responsible? Shift responsibility to the banks, and this problem will be solved quickly.

[@ddlang2514]

It’s absurd that a home owner would need to take such drastic precautions. There should be a way to secure deeds against this type of fraud. Banks making loans against a deed should be held to account as well.

[@lovevideos1699]

The title protection company has Sean Hannity s picture on the home page. No thanks.

[@Chris-fx3se]

County of San Diego now has "Owner Alert" system in place to combat this problem, but you have to register your home.

[@andreaberryman5354]

You just get title insurance. It's a one-time fee to defend your title. Since they have your signature page after page and is NOT public access, they pay the legal fees to prove forgery and seek prosecution.

[@itsreallymewhitney]

Is this LifeLock?

[@ginagray603]

@@itsreallymewhitney No, it's an actual Title Company that has the insurance. It's generally a small fee. When you first purchase a home you have a chance to buy it, we always do and it's a good thing because we had a problem once.

[@gteixeira]

Despite being arrested, he still is rich.

[@godschild6172]

It’s always something. Title locks will cost additional money for homeowners. Just another thing that will increase you homeowners insurance.

[@user-gd7uc6bv2v]

No1 way to not have your home stolen...... hide in basement until the theifs show up then jump out of hiding spot and offer them two options. One , get a good look at their insides , or two take a long walk of a short peer.

[@carlosalenduran4630]

This is what happened to my mom in the Miami area she lived at her house for 28 years she had a 30-year mortgage she was almost finished and he can and then Miami-Dade came took her out of the house we saw them our next door neighbor read the paper and they said that the papers look fake they took her out of the house they took all her stuff out of the house and by the time she knew it she lost the house

[@mostlyvoid.partiallystars]

Do not pay those title lock scams yall. Tampa and other counties provide deed monitoring for free.

[@RobertCameron-v5g]

AC DC exposed this in 1976. Its called Dirty Deeds done dirt Cheap

[@calvinmitchell6381]

This video fails to mention that many municipalities now offer to contact you whenever there is any kind of movement involving you deed. It's a free service you can sign up for.

[@quoclinhle]

The question we should be asking next is if he own Home Title Lock?

[@Jmoua1001]

ha ha ha... cant get a loan from because i have bad credit... lmao!! slowly dies inside lol jk jk

[@AmericanGal_69]

This why some information shouldn't be public. We are involved but we were smart when we got the papers from "my lender" we called our lender and they had us fax it. Told us we should be getting a thicker envelope coming by ups as well as they had hundreds of calls from homeowners. Sure enough, we did. Faxed them what they wanted. They said banks that offered FORBEARANCE on their mortgages due to this scamdemic are the ones being targeted.

[@Gio-ue8ps]

It is difficult, Matt cox is a smart guy.

[@bankergeorge]

My 3 credit report is frozen, so they will have to call me

[@oaxaca1948]

millions of people will call and check on their title weekly, that's ridiculous. or pay someone to alert you if your title is stolen. got to be a better way. how about making laws for proper ID before banks or anyone uses the title to get loans. make a federal law for all states to do that. some states don't require ID evidently not just a driver's license. for a loan in wisconsin they want your life history. which is good.

[@celestialtl]

OMG these women are sliding off their seats because this guy was a prison inmate

[@Mel1985va]

So now yall telling us to take advice from a criminal 🤦🏽‍♀️ the media is a joke this man has no remorse and he’s teaching ppl to go down there to steal ppls home 😡

[@NINJA_INVESTORS]

Why is he not in jail?

[@nubianubia8990]

What’s the difference between this and people running into stores stealing stuff?

[@jaredmayo5820]

LifeLock has a special anti mortgage,deed,title dept

[@moa8121]

Might as well not own a house and instead rent!

[@estherrayos]

@the Mayfair in downtown they moved me from the Grant wonder if there is some one there using my information and that’s what they want to do here !!!!

[@carmengabriel4]

I would know if someone satisfied my loan, I receive monthly statements.

[@alesia912]

He should still be in jail.

[@Tad-For-Global-Peace]

Finger print deeds

[@celestialtl]

That gay guy seems to soft to be criminal…..actor maybe

[@TheScapegoat420]

I KNEW IT WOULD BE MATT COX. HELL YEAH. Glad he is a good guy now and helping people. Great info at the end. Check your title weekly or hire that company which is most likely 10-$15/mo.

[@teddelemarc7733]

Don't the banks send their appraisers to the home tho? Jw

[@Fukyallfukz]

Way to go Matt!!!

[@steveeuphrates-river7342]

Haha ... it's Matt

[@webberhaus7325]

wow!

[@bridypow1947]

Doc 4 record 0:18

[@andyzagray7962]

I can point to one right now

[@baylincoln7264]

That is scary

[@jaybeedelacruz520]

Can't the victim sue back the seller and/or the buyer for damages?

[@KINGINAWA]

People gotta eat 😅😅😅

[@debjh8983]

Yes, let’s interview a convicted felon that was in a federal prison.😅😅😅 oh I just love listening to him brag. No remorse, antisocial personality.

[@monsterstackwizard9313]

The only real way to stop home title theft: Stop clicking suspicious links and emails. No really, I have been watching a lot of successful millionaires who turned nothing into millions on KZbin and read their tweets on twitter and not one of them talked about "home title fraud"

[@andreaberryman5354]

Actually, you just get title insurance with your title company for a one-time $500 fee. They then defend your title against fraud. It's pretty easy.

[@monsterstackwizard9313]

@@andreaberryman5354 No thanks I'd rather use my head to prevent fraud

[@tuliptea1249]

@@andreaberryman5354Thank you for such an intelligent comment. That should've been the topic of this video.

[@andyzagray7962]

Hahahahahaha

[@acealohbey2213]

NOT A ONE OF YOU POSSESS LAWFUL TITLE ANYWAY. 🇲🇦