Credit creation process: बैंकहरुले कसरि कानुनको आडमा कृत्रिम पैसा बनाउछन?

[@TechTanka]

यो video मा बताएका कुराहरु पत्याउन गाह्रो पर्ला यदि तपाई पहिलो पटक सुन्दै हुनुहुन्छ भने। यदि university मा finance या banking बिषय लिएर पढ्नु भएको छ भने, यो course मै पढाइ हुने कुरा हो। खुल्ला किताब जस्तै बिषय हो तर तपाईका बैंक र सरकारले बताउदैनन किनकी उनीहरुको business model नै यसैमा अडिएको हुन्छ। यो गहन बिषय हो, यो केहि मिनेटको video मा पक्कै यो अट्दैन, अटेन। केहि जानकारी को लागि यी २ वटा लिंक राखिदिएको छु, पढ्नु होला : en.wikipedia.org/wiki/Fractional-reserve_banking www.investopedia.com/terms/f/fractionalreservebanking.asp अनि यसलाई झुटो र फेक भन्ने साथीहरुलाई -: आफुले नबुझेको सबै कुरा फेक र झुटो हुदैनन्। माथिका लिंकमा भएका कुरा पढेर तपाइको कमेन्ट परिमार्जित गर्नु होला। श्री पशुपति नाथले सबैको कल्याण गरुन !

[@NepaliGkChannel1]

Thanks 🙏🙏🙏🙏🇳🇵🇳🇵🇳🇵🇳🇵🇳🇵 Guruji

[@elinathaquri7316]

Ali milena ki hai sir ma banker nai ho deposit bata tapaile vhanejasto hudain total depsit 100 ko 10 rupe reserve rakher 90 ruppes loan ram lai diyo vane tyo paisa ram ko loan ac ma rakhiyako huncha ...loan ac ma vhako paisa lai depsoit ma coutn garinna so tyo loan deisakeko paisa bata pheri loan dine hudain ...bank ko depost ma current ac saving ac call ac ko paisa matra dekhaucha samajaik bhata ko paisa tw deposit ma count garna dinna vane 90 ruppes loan deko paisa customer ko loan ac ma huncha .so tyo 90 paisa deposit ma ganidain jaba further depost ma ganidain tw tyo loan ko paisa bata further loan dina milne kurai aauna tei tw cd ( credit to deposit ) ratio hola ni ...aajai clear kura bujna ko laghi najik ko chineko bank manager haru snaga bujna anurodh gare

[@TechTanka]

@@elinathaquri7316 Being a banker, you need to look at it from holistic view. One bank provides loan, the person who gets loan deposits it in another bank. So, one bank's loan becomes another banks deposit. With this, if you look at whole country's perspective, all commercial banks can generate 10 lakh out of 1 lakh, is what I showed here. Fixed deposit is even more rigged, some countries has 0% reserve rate for those accounts.

[@EducationalSupports]

Thanks sir मा trust garxu मा BBA 7th sem को student हो. यो कुरा सहि हो but sir ले यो कुरा भन्नुभएन सिकाउनु भयन । यो video बाट धेरै सिकियो।🙏🙏🙏🙏🙏🙏🙏🙏🙏🇳🇵🇳🇵🇳🇵🇳🇵🇳🇵🇳🇵🇳🇵🇳🇵🇳🇵🇳🇵❤️❤️❤️❤️❤️❤️❤️💓💓💓💓💓💓

[@cookbhansa]

Sir हाम्रो देशले बिदेश बाट लियको loan ले कस्तो असर पार्छ? यसको बाेमा पनि बनाउनुस है।

[@merodaainepal2979]

२ वर्ष पुरानो भिडियो आज हेर्दैछु। 🙏

[@EducationalSupports]

यो हामीले अस्ति BBA Finance मा पढेको हो यो video हेरेर झन बुझियो । thanks sir i am regular viewer.

[@reshamneupane6902]

Thank you so much for this amazing and informative video ❤

[@naryannebag2600]

यसरी जनतामा जनकारी दिएकोमा धन्याबाद ।

[@shambhukuikel7169]

अत्यन्तै क्रेट बिचारणिय विश्लेषण ।

[@cultureandcommunity2573]

Fractional reserve banking system को उदाहरण अलि हाइपोथेटिकल भयो जस्तो लाग्यो । एक बैँकले Equity balance, current liability, current asset लाई बेवास्ता गरेर कारोबार गरे मात्र त्यो स्थिति हुन आउँछ नत्र unsufficient current asset को अवस्थामा त्यसरी क़र्ज़ा दायित्वहरू सृजनानै गर्न सक्दैन नि कुनै पनि एक बैँकले । अब अवस्था र सिध्दान्तलाई छाडेर त हुनसक्ला । जहाँसम्म भौत्तिक रूपमा नेटको आवस्यकता नभै कारोबार हुने कुरा भने साँचो हो ।

[@premgharti]

ज्ञानवर्धक भिडियो । धन्यवाद सर

[@sagarlama364]

एकदम ज्ञान्बर्दक भिडियो धन्यवाद सर

[@ataldarnal9106]

Amazing 🤔 fact about government policy of money... Anyway muchly knowledgeable videos

[@kishanwaiva5558]

त्यसाे भए वस्तु विनिमय नै उत्तम तरीका थियोे ।

[@mahadevbhatt6382]

ज्ञानबर्द्धक भिडियाे धन्यवाद दाई🙏✌️✌️✌️✌️

[@sirjanakuwar9270]

राम्रो video बनाउनु भएको मा हृदय देखि धन्यवाद सर।

[@bivekthakuri1149]

Aajakal Sir ko video suru hunu bhanda pailai like button dabincha bhanyaa 😊

[@rabindrakurumbang]

ज्ञानवर्धक भिडियो । धन्यवाद सर 🙏🙏

[@rameshlama1891]

एकदमै महतत्वपूर्ण भिडियो

[@shyamshrestha4491]

जानकारी काे लागि धन्यवाद टंक जि।❤🎉

[@narendra4177]

super mind blowing knowledge brother.

[@binitamaharjan4942]

They are real pirates… thank you so much for valuable information brother

[@SurajSingh-ny5ju]

Very informative video banks haru ko jaai hos 🎊 🎉

[@lurbusherpa1784]

Hait, balla Bank scam bare bujhiyo. Yesko lagi Tanka sir lai derai derai danyabad.

[@shushilkl]

एकदम ज्ञानबर्धक सर

[@dhakoli5875]

राम्रो ज्ञान हासिल भयो

[@aplnepal]

जानकारी को लागि यहाँ लाई धेरैधेरै धन्यवाद 🙏🙏🙏🇳🇵🇳🇵🇳🇵🇳🇵

[@balkrishnatamang8567]

Fractional reserve currency clearly explained. I was having difficulty to undsrstand. You have an excellent contents Dahal Sir. Amazing job. Respect your support for nepali people.

[@bishallamaghalan8059]

I really appreciate your knowledgeable video Tanka brother. It's real fact, So many people don't know about it! Thank you brother hope coming days we can get more videoes like this. I'm gonna share this!

[@caseydhurba6814]

Tanka sir , Hats off for your weath of knowledge 👏

[@prashanttharu3294]

Ek dam ramro lagyo sir

[@bpsshrestha]

Good news 👏

[@GraceGAB]

Simple language, everyone can understand. Thank you dai. Regular viewers

[@premrana4098]

Informative video man paryo

[@itsokzgaming3811]

Sit kastoo Sunna nih majja auiny gari vnnu hunxa ... Jun video here pni mnn bujhxa ☺️☺️

[@riteshgurung8428]

Sarai ramro video sir 🙏

[@mr.skeletonman375]

Tanka Dahal ji finance ministry bhayo bhane Sayed yo desh ko artha bewasta samridhi terpha lagthyo hola.... Tahra bidambana hamro desh ko finance minister haru praye jasto hatti chap chappal wala huru hunale yo desh ma inflation crouption le gerda hamro paisa ko dherai nai awomulyan bhaisakyo.

[@Ramsundar121]

जान्नै पर्ने कुराहरू

[@ampmskm]

That's the reason why there is a term called CD ration.. Due to this bank cannot lend more than the deposit ..

[@Jhagupokhrel]

तेसो हो भनित हाम्रोदेसटाट पल्टिनुमापनित येहोकसरन्तहोलानि

[@abishektamang2635]

नेपालको शेयर बजारको बारेमानि भिडियो बनाउनुस न सर तपाईको KZbin सदस्य र अझै लोकप्रीयता बड्ने छ सर

[@SuryaGurung-bw7sk]

Good information 👍 video tq sir

[@hetauda333]

तर म जतिको लाटाे कोहि छैन कुनै पनि लोन लिदा मैले सबै पैसा झिक्ने शिक्षा लिएको छु। म चोर बाट होइन bank बाट डर लाग्छ।

[@bimalsapkota2549]

Very good sir

[@nitaraut3710]

राम्रो जानकारी

[@gitagharti5987]

Wow Excellent 👌

[@prakashshrestha304]

नेपालको नेता ,कर्मचारी , ठेकेदार , प्रहरी , प्रशासन, अख्तियार , सम्पत्ति सुद्धिकरण र अदालत ईमानदार भएको खण्डमा नेपालले आफ्नो नोट, लाइसेन्स र अन्य सामाग्री आफ्नै मुलुकमा छापेर बार्षिक करोडौं रुपैया बचत गर्नसक्छ र यस्तो कार्यमा आत्मनिर्भर बन्नसक्छ।

[@mahendralimbu3083]

Good job bro thanks 4 video.

[@itsme-458]

Great video 👍👍👍❤️❤️

[@krishnashrestha5817]

Thank you sir for video....

[@mohansmriti2718]

Thank you 🙏🙏🙏 from Kuwait

[@bkdeepak0]

This is called Credit Creation and so Commercial Banks are called the factories of Credit. If there is no such system then every time we produced new things we need to print money which is not possible.

[@magarunika1437]

I respect to you 🙏🙏🙏 multi talent

[@sandimanasku3744]

सरल भॉषामा सत्य तथ्य गुधी कुरो मंन्दीले “ मुद्रा जती खॉतामा... कारोबार हुन्न हॉतमा “

[@sukrarai8978]

Informative videos Thank you sir 🙏

[@EkloYatri-y5m]

Nice !

[@purnakhatri9991]

समस्याग्रस्त बैकको निक्षेप फिर्ता नोट छापेर गर्दैन , गलत जानकारी दिनु भयो , अलि अध्ययन पुगेन है मित्र! Commercial bank le money creation garne kura वताऊनु भयो । राम्रै छ । creation of money ko Fofmulae राख्नु भको भए अझै राम्रो हुनेथियो की

[@sanammaharjan2776]

Very nice video 👏👍

[@ashishlimbu4771]

Good job 👏 sir.

[@remgurung2019]

ramro video

[@chandrashekharneupane2464]

It's not scam, its how economy works and its how credit are created.

[@APTechForum]

Genuine Information Sir

[@narayankunwar6506]

THANKS FOR THE GREAT INFORMATIVE VIDEO SIR PLS GO ON WITH SUCH VIDEOS

[@dpnrai1542]

Every videos are Amazing sir

[@kamalthapa3300]

धेरै ज्ञानबर्धक लाग्यो सर। अनि राष्ट्रबैक ले जारी गर्ने रिपो, ट्रेजरि बिल भनेको के हो? यो किन जारी गर्छ सर ?

[@mankumarrai4730]

तपाईं जस्तो हरेक बिषयको गहन अनुसन्धान गर्न सक्ने ब्याक्ति देशलाई खाचो छ, त्यसैले अहिलेका युवा राजनितिज्ञहरु देशलाई केही गराै भनेर आएकाहरु सँग सहकार्य गरेर अगाडि बड्नु भएमा आभारी हुने थिए, सानो मान्छेले धेरै बोल्यो भनेर नसम्झिदिनु होला। सम्भब भए देशलाई केही गर्ने मनासय बनाउनु होला। पुराना नेताहरुमा न कुनै ज्ञान, न कुनै भिजन, अन्धाधुन्ध देशलाई बर्बादी बनाईरहेका छन्।

[@TechTanka]

सुझाबको लागि धन्यबाद। मेरो बिचारमा कोहि पनि सानो ठुलो हुदैन। मैले नजानेको धेरै कुरा तपैले जान्नु भएको होला

[@reshamneupane6902]

Nice video 👍 Thanks a lot.

[@alisonsijapati4701]

Mind blowing

[@chitrakrishnatiwari9776]

Thanks so much

[@bibaslama2262]

Good information sir

[@Nikita_sharma_707]

thanks sir.

[@bhulthapa2635]

You are superb 🎉👏

[@bishnugelal7855]

Great brother ❤️

[@pramodchaudhary6972]

babal information

[@jhabindragyawali4594]

Nepal ko stok market ko barema .vedio banaunu paro sir

[@iambeautiful6]

Good information

[@goldeneyeexportimport6534]

It is true

[@MusicofShashi]

Informative thanks ❤️

[@गणेशखड्का-त3ष]

आर्टिफिसियल पैसा होइन यार साथी, जबकी कमर्सियल बैंकको 800 करोड नै चुक्ता पुँजी हुन्छ र त्यो व्यक्तिले चाहेमा लोनको सबै पैसा झिकेर लिन सक्छ।👍️

[@villagefood2196]

Wow nice video

[@elinathaquri7316]

artificial money short very short time lai create garna milla tara video ma vane jasto tw hudai hudain ...kina ki cash vaneko very loquid ra complusory kura ho ac ma matra dekhayar kha long term samma artificial money create garna sakcha....tesai ma pani yo video ma vaneko kura sai vhako vhaya bank ma hal vhako cd ration 90% bata 50% rakhda ni bank le ghata ghat loan diyar profit kamaune thiya ni kina loan banda cha tw ahile ...khai yesko uttar ni dina paryo

[@subarnahamal]

Thank you for information sir

[@वैकुण्ठनाथपाैडेल]

यस्थै अर्थ सम्वन्दी ज्ञान वर्धक खुराक हामी सवै नेपालीले वुझ्ने गरि प्रस्थुती गर्दै जानूहाेला ? अहिले नेपाल सरकारले चाहिने भन्दा वडी रुपियाँ छाप्दै गएकाे हाेकी आजका मितीमा नेपाली मुद्रा खस्कने क्रम वडदाे छ ।

[@dambarsinghrai9084]

लोन चाहीं बैंकमा राख्नु लिन्छ क्या हो...हावाको कुरा

[@TechTanka]

2-4 hajar loan line le sochne tyahi ho. karodau loan line ko kura gareko ho yaha 😷🤐

[@dambarsinghrai9084]

@@TechTanka बैंकमा राख्दा चार प्रतिशतले ब्याज पाइन्छ अनि लोन लिंदा कमसेकम दश प्रतिशतले ब्याज तीर्न पर्ने हुन्छ अब लोन लिएर सेभीग्सं गर्दा बार्षिक छ प्रतिशत नोक्सान पर्दैछ खै मैले त बुझ्नै सकिन

[@laxmimaninepal249]

Good 👍

[@mr.pitambaracharya5471]

🤣🤣😉🤣😂मजेदार गर्दा रछन त बैंकले

[@laxmimaninepal249]

Waiting eagerly...

[@manbahadurkc24]

पैसाको भ्यालु के के कुराले निर्धारण गर्छ होला र पैसाको मूल्य घटबढ के कारणले हुन्छ होला सर

[@jmahadevshah4231]

जादु ले गछ भाई जादु ले …..

[@santoshdevkota03]

Its is a credit creation .

[@Aryal20nu]

Wow testo po hune raixa yar😢😢

[@ashimrbhatt946]

Thank you very much for this informative video. But I think the title is misleading. Scam is a dishonest plan for making money or getting an advantage, especially one that involves tricking people (Cambridge Dictionary) Yo video ma vaniyeko kura le banking system ra tsle nimtyauna sakne problem darsaucha not scam. Yo ta credit ra desh ko economy euta pillar ho. Additionally: hajur le video ekdam informative yet interesting banaunu vako xa tara background sound lai main volume vanda kam garnu vayo vane ajai ramro suninxa hola Again thank you for this informative video

[@TechTanka]

Thanks for suggestion. I agree. I will change the title, thanks

[@elinathaquri7316]

Ali milena ki hai sir ma banker nai ho deposit bata tapaile vhanejasto hudain total depsit 100 ko 10 rupe reserve rakher 90 ruppes loan ram lai diyo vane tyo paisa ram ko loan ac ma rakhiyako huncha ...loan ac ma vhako paisa lai depsoit ma coutn garinna so tyo loan deisakeko paisa bata pheri loan dine hudain ...bank ko depost ma current ac saving ac call ac ko paisa matra dekhaucha samajaik bhata ko paisa tw deposit ma count garna dinna vane 90 ruppes loan deko paisa customer ko loan ac ma huncha .so tyo 90 paisa deposit ma ganidain jaba further depost ma ganidain tw tyo loan ko paisa bata further loan dina milne kurai aauna tei tw cd ( credit to deposit ) ratio hola ni ...aajai clear kura bujna ko laghi najik ko chineko bank manager haru snaga bujna anurodh gare

[@ampmskm]

Yes you are right .. Tanka Jee is confused in this matter.. You cannot count the loaned ( credited) money as a deposit and again lend against it .. CD ratio ko meaning nai bhayena ni natra ..

[@madnepalimadhu8606]

Ani sir bank sanga loan lida seller immediately cash lina khojyo bhane bank le k garcha sir

[@babinalimbu5958]

Tyati sajiloka janta le deposit nikalnu pauxa time hudaina tyatikai poisa generate gardaina ni

[@physictheorem]

❤❤❤

[@prakashfeelsgood5883]

Dherai paisa xaape sap sanga paisa hunxa ani paisa kina kamauna paryo . . Thought aauxa kasaile kei gardaina value jo hunna paisa ko

[@rajathapa8127]

My life money is a good person

[@rameshbhattarai9696]

Crypto ra stuck market ko barera ta update aauna chhadyo ni weekly update aaye dherai aabhari hune thiyeu

[@TechTanka]

I will try. Saathiharu ko interest nai chhaina, view pani chhaina, dukha matra huna thalyo

[@rameshbhattarai9696]

@@TechTanka tyo ta hola sir ma sahamat chu, Tara sir hajurko video ra harek chhetra ko jankari mulak video Bata hami jasta kam jankari rakhne haru le dherai nai sikne ra 2/4 paisa kamaune samet mauka payeka chau, specially USA ko BG jiban ma huda pani tapai Bata aayeka prasta ra satya jankari Bata malai lagchha ma jasta dherai le nikai lav leyeka holan

[@uncompletestory]

अनि त्यो वाणिज्य बैंकले create गरेको पोइसा उठेमा बैंक नडुब्ने जस्तो लाग्यो त !!

[@diggajkunal504]

nice

[@itsokzgaming3811]

Hajur jatti ko guru life mAh Ali xitu aghi veteko vye jindagi aaja yeta ki uta hunna thyoo..

[@लाईटरहराऐकाेमान्छे]

Ayo ayo

[@kirangole1499]

जिम्बाबेकाे अार्थिक स्थितिकाे vedio kun ho🙏🙏

[@TechTanka]

Inflation र मुल्यबृद्धि किन हुन्छ? जिम्मेवार को ? कसरि बच्ने? kzbin.info/www/bejne/Y2G3qKaXrsiSfNk