Credit Risk Analyst Interview Question and Answer - 3 IMPORTANT Points

[@NgocNguyen-rj2uw]

- the size of the company - diversified revenue - product mix - company strategy (important: how realistic are they) - the management INDUSTRY - cyclical ( do sales go up and down in a year) - competition - regulation (employment laws, taxes ) //Link all the points - maturity - financial outlook MACRO FACTORS - economic cycle - country risk

[@qwertyuiop5497]

Is it halal working in Investment Banking ? Like in Mergers and Acquisition , Asset Management , Sales & Trading ........ Working for Firms like JP Morgan , Goldman Sachs, Morgan Stanley ? Working in Big 4 or Consulting firms such Bain & Mckinsey , BCG , The big 4 like Delloite , Ey and Pwc ??

[@CertifiedTalks]

Those are quite varied positions, companies and responsibilities across your list. For example doing interest rate derivative at GS would not be halal. Consulting on a company’s efficiency improvements at BCG would be.

[@ridwanulahianimasahun2684]

Hi awesome video! Please, do you recommend any newsletter to keep up to date with the happenings in the credit space?

[@CertifiedTalks]

I personally don’t follow any but I’ll keep a look out if there’s any useful ones to read. I plan to create my own newsletter soon as well where I’ll give news highlights!

[@andreasormani7146]

Hi, thanks for the video, really useful indeed! I’m just wondering, is it not a bit counterintuitive going from micro to macro? Wouldn’t it be better to lead with the macro considerations to then go into more detail as you move towards a company’s business level? Would love to have your feedback on this, cheers!

[@CertifiedTalks]

Thanks for the feedback. I wouldn’t worry too much if you start from macro to micro or micro to macro, the interviewer will realise you know your stuff and understand what kind of framework you’re answering with straight away. Your way is fine to do though and probably easier!

[@soumiyamuthuraja7175]

Let me know the best certification for credit risk modelling

[@CertifiedTalks]

FRM