කැනඩාවට ආවට පස්සේ ඇතුවත් බැරි නැතුවත් බැරි Credit Score

[@narathota]

Hey, today is the first time I'm watching your videos and I must say these are some really valuable content. When I first moved to Canada a few months back, the officer in the bank counter told me that if you want to maintain a good credit score, when you are buying a coffee even if you have cash in hand, pay it with the credit card and settle that immediately. Coming from Sri Lanka, I always tended to make any transaction via cash instead of the credit card but here, it's totally opposite. One more thing to add on the topic, if you have a Canadian bank account/credit card, you can use the service they are providing. It's much easier and it's a soft check. Good job with sharing this information. I really appreciate your efforts.

[@DamiyaVlogs]

Hey, thank you.. I know that feeling, even I used to do that thing with cash 😁 Now it has become a normal thing to pay with the credit card and settle it immediately. BTW Which part of Canada you moved to?

[@narathota]

@@DamiyaVlogs Yeah, it's much easier to carry just the phone and the credit card rather than a bulky wallet.

[@gishansithira4449]

Thank you both ❤️

[@StoriesbyTharani]

Hey 👋 I also want to give you a credit. You are so humble and you are being you in your videos ,not trying to be someone else. Thank you for sharing valuable information with us all. ❤️

[@DamiyaVlogs]

Thank you for the compliment 🤟😁❤

[@nadeesha_edirisingha]

ගොඩක් අය නොකියන ඩීටේල්ස් ගොඩක් දැනගන්න පුළුවන් ඔයාගෙ වීඩියෝස් බැලුවම. Thank you for being so humble ❤️

[@DamiyaVlogs]

😍👌

[@chamaraabeyrathna8721]

owa ganan ganna epa aiye.lankawe jara hatta hodak kroth unta penna ba oya ta api innawa welldone ..do this thing upto long long long time...💪💪

[@DamiyaVlogs]

🤟❤

[@mariousranasinghe1718]

hoda channel walata subscribers la nathy ekai duka mekata meeta wada inna oniiiii love you alot ayya.........

[@DamiyaVlogs]

means a lot bro ❤🤟💯

[@lashinidinusha5192]

Hoya hoya hitapu prashnekata answers hambuna vlog ekak, thank you so much

[@DamiyaVlogs]

Happy to help 👌😁

[@Danny_20]

To give some more context regarding the credit score. Like you said, there are two main credit bureaus: Equifax and Transunion. You would have two separate credit scores on the reports you get from either of them. Credit Karma has the score according to Transunion, and Borrowell has the score according to Equifax. Credit lenders can check your credit on either of them, so it's best you monitor your score on both platforms. From my experience, the Equifax score tends to be lower in general than Transunion. Thanks for the valuable information bro!

[@DamiyaVlogs]

Thank you for sharing your experiences 😊

[@nadeerasenavirathna5008]

Thank you so much . Godaaak watinawa . 👍🙏

[@DamiyaVlogs]

🤟❤

[@damayanthikahawita3097]

Very informative vedio . Thank you your effort .

[@DamiyaVlogs]

😍👌

[@nayomiwijayalatha4816]

Oyage advice godak vatinava athdakim valin kiyanna nisa godak. Vatinava thanks

[@DamiyaVlogs]

😁✌️🇨🇦

[@kasundileepa7342]

Niyamai bro video eka.kawruth kiynne nati dewal oya direct kiynwa.respect.🙏👏👏❤

[@DamiyaVlogs]

🤟❤

[@johnfeeling1137]

Just started watching the video. I'm gonna watch all of your videos. This channel deserves subscription...

[@DamiyaVlogs]

Glad to hear 😊🤟

[@johnfeeling1137]

@@DamiyaVlogs I'm planning to go to Winnipeg in September intake of the University of Manitoba.

[@DamiyaVlogs]

🤟

[@nishanpeiris1217]

Nice vedio brother. Grocery shopping video ekakuth karanna puluwannam

[@DamiyaVlogs]

will try broo ❤🤟

[@kanchanaindika8801]

Thank you machan... You are so adorable and smart....

[@DamiyaVlogs]

😍👌

[@PriyankaLiyanage]

Good job with sharing this information. I really appreciate your efforts.

[@DamiyaVlogs]

🤟❤😁

[@thusharamadhumalichandrase4324]

ගොඩක් වැදගත් වීඩියෝ එකක් ..බොහොම ස්තූතියි 🌹🌹

[@DamiyaVlogs]

😍👌🇨🇦

[@rushanchinthaka2308]

👍

[@DamiyaVlogs]

🙂👌

[@amazinguniverse6811]

Watinawa brother thanks for sharing 😊

[@DamiyaVlogs]

❤🤟

[@dilshanerand1976]

Thanks for your humble opinions 👌🙏

[@DamiyaVlogs]

❤🤟

[@sharkyad60]

Valuable facts my brother

[@DamiyaVlogs]

🤟❤

[@nggodzilla]

Harima watina video ekak aiye.Api wenuwen thawa thawa video danna. Ape sup eka hv oyata. One more thing aiye, api Canada walata land wenakotama student credit card eka ganna cn da? Athe cash aran ena eka aulda?

[@DamiyaVlogs]

no bro. land krla passe dawasaka oya bank ekata ghilla student account ekak open karanakota thama card eka hambawenne. cash aran enna prashnayak na. mamat laksha 6k wage aran awa. canadian dollars walin. immigration eken ahnawa salli tynwda kyala. athe tyena gaana honestly declare krnna ethakota 🤟

[@nggodzilla]

Damiya Vlogs Thank you bro. Most probably Aug wala mn enna inne. Hope I can get many advices from u.

[@DamiyaVlogs]

@@nggodzilla hope to see u soon

[@iroshandeepachandra4377]

@@nggodzilla machan oya yanne mokakda course eka

[@nggodzilla]

Iroshan Deepachandra International transportations n Customs in Seneca College 2 year program.

[@tharaka54]

Very useful thanks bro

[@DamiyaVlogs]

❤🤟

[@kaushikamanamendra4498]

Channel hdla hri krmu aiye aiyge information more valuable♥️♥️♥️

[@DamiyaVlogs]

✌️😊

[@dilkiperera3430]

Thank you so much. Your videos are the best. They are so informative. I'm very grateful.

[@DamiyaVlogs]

🤟😊

[@anurachandima5355]

Thank bro good luck 🤞

[@DamiyaVlogs]

😍👌

[@idk_slay11]

Thanks

[@DamiyaVlogs]

👍

[@hirushinimalsha3965]

Thank you very much for ur important informations 🙏

[@DamiyaVlogs]

😊🤟

[@chandanakumara844]

Machan video maru

[@DamiyaVlogs]

✌️😁

[@nalindesilva8493]

Thanks so much Damiya for all your effort. Your videos are very informative and very helpful. We will be moving to Canada soon... Hope to see you guys there... Keep in touch... Cheers Man...

[@DamiyaVlogs]

thanks for the comment ❤ and good luck

[@nalindesilva8493]

@@DamiyaVlogs Thanks Machan... Stay Safe & Do more Videos...

[@roshanes225]

Thank you so much! I am about to come and didnt knew these ! Im so grateful. Keep up the good work!

[@DamiyaVlogs]

😊✌️

[@suhithjayasekara8145]

Hi, Ayya ohe banks ganath video ekak karanna eka watinawa !!

[@DamiyaVlogs]

i will try 🤟

[@nalindamadushanka5068]

Thank you for sharing your experience with us. It's really helpful

[@DamiyaVlogs]

✌️😊

[@buvaniahashvi7521]

Thank you ayya 🙂❤

[@DamiyaVlogs]

😍

[@achinisubodya9955]

Valuable vedio .thank you aiya

[@DamiyaVlogs]

😊✌️

[@s.nliyanage3642]

Great vedio ..👍👍🔥

[@DamiyaVlogs]

🤟❤

[@dilankaperera5665]

You great guy....

[@DamiyaVlogs]

❤🤟

[@tharangaperera3913]

Credit score එක නිතර check කලොත් credit score එක අඩු කරනවා කියලා සමහර අය කියනවා . ඒක ඇත්තද ??

[@DamiyaVlogs]

Nope. Credit api nikan check kala kiyala ehema wenne na. Oya kohen hari credit facilities ganna hard credit check ekak kalot impact wenawa score ekata

[@harshaperera5590]

thank you.

[@DamiyaVlogs]

❤🤟

[@upulpriyantha3483]

Thanks ❤❤

[@DamiyaVlogs]

😍

[@salindathenuwara5020]

Thanks for the information 🙂

[@DamiyaVlogs]

✌️😊

[@damithdissanayake4637]

niyamai

[@DamiyaVlogs]

🤟❤

[@denuwantharindu2876]

Thanks machan

[@DamiyaVlogs]

🤟😊

[@nipunwelikada8056]

Thnks bro🤟

[@DamiyaVlogs]

🤟❤

[@nipunwelikada8056]

@@DamiyaVlogs ayye ethakota mulinma credit card apply karana eka hoda nadda

[@DamiyaVlogs]

@@nipunwelikada8056 na credit hadaganna credit card ekak one. oya bank eke student account ekak open krnakota 1000ka wage card ekak denawa. eka ganna. eken passe avashyama unot arenna wena ewa ganna yanna epa

[@nipunwelikada8056]

@@DamiyaVlogs thnks brother

[@bigdomxtv7134]

Great 👍🏻

[@DamiyaVlogs]

🤟❤

[@HarshakaRathnakumara]

Great Job

[@DamiyaVlogs]

🤟❤

[@uddimahesh]

Supiri wadak bro. Oyage car eka price kohomada. Monthly kiyak gewanawada

[@DamiyaVlogs]

CAD 35000. around 500 dollars monthly 🤟

[@uddimahesh]

සුපිරි bro

[@uddimahesh]

Petrol. Gas. Me 2n Koikada ganna oni.

[@DamiyaVlogs]

@@uddimahesh car ekatada? petrol bro.. mehe gas kyala kyanne petrol walata thama 😁

[@uddimahesh]

Ow bro. Mn enna hadanne lagadi. Toraturu danagena inna eka hodaine

[@shanikanilaweera9531]

keep it up 👍

[@DamiyaVlogs]

❤🤟

[@asankademel3495]

Bro im really enjoy ure video Great Work, I need to know have u aware is anyone around Starathmore, Carseland AB area, Thank you,

[@DamiyaVlogs]

No bro. I dont know anyone from around there

[@asankademel3495]

@@DamiyaVlogs Appreciated bro.

[@dulshamadu9010]

Wow now I have an idea about the credit score. Student kenek vidiyata awilla kochchara kale kinda credit card apply karanna wenna.

[@DamiyaVlogs]

ආව දවස උනත් කමක් නෑ. ගන්න පුළුවන් නම් ගන්න

[@dulshamadu9010]

@@DamiyaVlogs thank you.

[@sanga_4580]

Ballo buranawa 🖕 oya oyage gamana yanna bro ❤️🇱🇰🇨🇦

[@DamiyaVlogs]

🤟❤

[@nilukesamintha7073]

👍👍👍🙏

[@DamiyaVlogs]

😁✌️

[@tharushikasewminiwickramas1598]

😊😊😊😊👍

[@DamiyaVlogs]

🤟❤

[@Sandaru9.9]

💚

[@DamiyaVlogs]

❤🤟

[@myson7680]

අයියේ මට මේ අවුරැද්දේ may වලට තමයි 18 වෙන්නේ මට ඊටඉකලින් canada ඒන්න පුලුවන්ද අාවොත් problem ඒකක් වෙයිද 18 ට අඩු නිසා මම foundation program ඒකකට one year අාවොත් මට work permit ඒකක් ගන්න පුලුවන්ද

[@DamiyaVlogs]

one year course ekakata hambawenne one year pgwp ekak

[@TDA2022]

❤❤

[@DamiyaVlogs]

🤟❤

[@caazlanka5990]

lokukam kiyawanne nathi ela kollek bro

[@DamiyaVlogs]

❤🤟

[@johannivlogs2623]

👍👍👍👍

[@DamiyaVlogs]

🤟❤

[@chamodisankalpana5515]

Ayye dan corona hinda canada enna amaruida? Me january wala yana ayata yanna puluwn weida?

[@DamiyaVlogs]

visa walata nam eken prashnayak une na. habai rata athulata enna ba thaama. March 18ta kalin visa hambauna ayata witarai enna puluvan thaama.

[@chaturacbn]

👍🙌🙏🙏

[@DamiyaVlogs]

👌😍

[@asankapriyan7760]

MBA karanna ena students kenekta job tiyenawada cost adu university's monawada tiyenne horana Providence eka mokakda ekmanata pr Danna puluwan vidio ekak Hari kamak ne Danna nattam detels Dana ganna vidiyak kiyanna

[@DamiyaVlogs]

hodama province eka kyala ekak na. okkoma hodai. oyalge requirements anuwa select karaganna province eka.cost adui kyala kyanna ba uni vala. average okkoma ekama price range eke yanne. PR ekata balapanne oyage crs score eka. Jobs gana mata mkuth kyanna ba. me dawas wala eka mainly luck eka thama

[@buddhikaasela2188]

Aiya january intake ekata lamainta rata athulata enna puluwn weida?

[@DamiyaVlogs]

puluvan wei. eth eka hariyatama kyana ba

[@fitnessgeek7787]

Card eke limit eka wadi karama issue ekak nadda brother Limit eka wadi karala poddak use kaloth

[@DamiyaVlogs]

Awlk na

[@anuradhalakmini8367]

Mata diploma akak teyanawa.mata Canadawa ayath diploma apply kaloth visa reject wenna balapanawada?

[@DamiyaVlogs]

mn awe e wdiyata. prashnayak une naha

[@purnimasandamali9757]

credit card natuwa debit card ekak witharak use karanna barida

[@DamiyaVlogs]

puluvan. eth eka oyage credit score eka build karanna help krnne na

[@sameeramm]

Credit card 2k aragena semester fee 1ka gewwa kiwwa neda , ara indian students la denna ... etkota a credit card 2kata payment nogewa wisikarala dalada ? Nathnam , installment plan 1k hadagenada ?

[@DamiyaVlogs]

😂 mehe inna one nam wisik karala bane. point of the cards are to pay 8000 one time, because they dont have that much cash. of course, They will pay back slowly. 🤟

[@sameeramm]

@@DamiyaVlogs ahh.. we can maintain the card by paying minimum amount per month ,right

[@varusuhar1]

Mama USA wala study kale. Mage US credit score eka 750 k wage. Mama canada study permit aran awoth canadian credit card ekak ganna puluwanda? Job ekak nathuwa.

[@DamiyaVlogs]

No clue bro. Usa credit history eka meheta wadak tyenwda kyala danne na hariyatama

[@duleepalakmal1482]

Hey, thank you for making no-nonsense vlogs and they really help people who wish to move to Canada. I have an question, if I bring a foreign income to Canada, will the foreign income be exempted by the Canadian gov.? e.g. I have a business in SL and if I ever decided to move to Canada someday, will I be able to bring my company profit (monthly) to Canada without having to pay any taxes? Thanks!

[@DamiyaVlogs]

Sorry, Im not 100% sure about that. Better ask thay from a specialist in that field. Such as an accountant who does taxes. I know there are people who does this money transfer as a business. You just have to deposit it into their SL account and then they will give you the equivalent amount in CAD here in Canada. They only charge like 10-20 dollars per transaction

[@duleepalakmal1482]

​@@DamiyaVlogs I was trying my luck with you here but I understand this is a different topic. anyway I will try to get a hold of someone who knows the area as you suggested. thank you for your response and please keep those great videos coming.

[@naveediqbal1705]

Hi Damith Bro, I moved to Canada as a student few weeks back and I watched your videos all over before coming. I applied a credit card through RBC bank and then 1 week before they said that they cannot enter my details to Transunion. What can I do next? Can I apply a credit card without a bank account?

[@DamiyaVlogs]

If the bank that you have the chequing account cant give you one,no one else will give you usually. With Which bank ia your chequing account?

[@naveediqbal1705]

@@DamiyaVlogs It's RBC

[@sathishrodrigo6137]

Hi iam an AL student and I like to come to Canada for my studies can I come to canada to do a diploma with my OL result for college

[@DamiyaVlogs]

Sorry, I have no experience regarding that. Better get advise from a consultant. I have heard of foundation programmes, but I do not have any info 🤟

[@chathujayangi8900]

Oya two years diploma ekakata neda canada giye? Yanna kalin lankawe education gap thibunada?

[@DamiyaVlogs]

Ow 3 years tibba

[@damithprabath6402]

aiye vancouver wala aiyage yaluwo nedda

[@DamiyaVlogs]

na bro. danna kauruth na

[@MPCMadhawa]

Mokakda card dekama hambena company 2ka

[@DamiyaVlogs]

costco, canadian tire

[@harshawatareka5746]

Bro at what age you go to study diploma in canada?

[@DamiyaVlogs]

26

[@ramithananayakkara5407]

Can u please let me know the minimum wages per hour for a student at Edmonton area.

[@DamiyaVlogs]

Type the same thing on google

[@DS-jh4qk]

Can I contact you?

[@DamiyaVlogs]

through damiya vlogs fb page

[@janindukavishka8879]

report ghana un ganan ganna epa bro

[@DamiyaVlogs]

❤🤟

[@judithfernando4359]

Can we buy a phone plan as soon as we come to canada? Do we need a credit score to go for a monthly payment plan for phone?

[@DamiyaVlogs]

Very hard. Sometimes you might. But most of the time you will have to wait a few months

[@dulshamadu9010]

Is it Costco?

[@DamiyaVlogs]

What?

[@dulshamadu9010]

@@DamiyaVlogs you were mentioning in this video the possible companies to apply credit cards. I refered that company name like cosco or costco 🙄🙄

[@DamiyaVlogs]

Capitalone issues credit cards for costco

[@amilagamlath8015]

Damiya need to get some info.please reply my messenger message(Amila N Sanduni Gamlath) Oya ekka katha karala dewal tikak denaganna wena widihak nadda?loku udauwak eka mata….

[@DamiyaVlogs]

damiya vlogs fb page

[@charithfonseka4845]

Thanks

[@DamiyaVlogs]

😊❤🤟

[@upendrasalitha4638]

Thanks bro..

[@DamiyaVlogs]

😊🤟

[@chandikamadushan4804]

❤️❤️❤️❤️

[@DamiyaVlogs]

😊✌️

[@neelperera8028]

Thanks

[@DamiyaVlogs]

😊✌️

[@charithfonseka4845]

Thanks

[@DamiyaVlogs]

🤟❤😊

[@thaveennishendrauyangoda7016]

❤️

[@DamiyaVlogs]

🤟❤

[@dilshanbandara3418]

❤️

[@DamiyaVlogs]

❤🤟

[@janakagayanperera]

Thanks

[@DamiyaVlogs]

✌️😊