Creepy Financial Advisor #5 - The Lifecycle of a Magic Player

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~ May 2019 Patron List ~
Force of Will - Preorders - 69.99
Force of Will LARGE OUT OF PRINT Variety Box - 299.99
MTG - Journey into Nyx - SOLD OUT
MTG - Core 2019
MTG - Guilds of Ravnica
MTG - Ravnica Allegiance

[@clintUofR08]

With the haircut, I increase your grade to a 8.5 Near Mint Rudy: Centering 8.5 Edges 9.5 (increased from 7.0) Corners 8.5 Surface 8.0

[@waltersnider7613]

funny i was thinking the SAME thing

[@fsmoura]

actually cut is "ungradable: modified"

[@elrictchernovkov8083]

Surface should definitely be a 9.0 or 9.5...… He actually SHAVED. He looked almost presentable for a civilian.

[@malazoid757]

He still needs a little work around the edges with a sharpie

[@screwthenet]

Gotta factor in his cutey girlfriend/waifu and child...mans almost a solid 10 lol

[@akira3871]

I came here for Magic, I left with a long hard look at my life and future.... I was not ready for this

[@elrictchernovkov8083]

Akira died in 1988, so quit examining your life, buy some magic..... and be smart. Ignore the cards you own for 10 to 12 years. You will be glad you did. Now go out there and find a girl who will put up with your shenanigans. (We're guys, we all have shenanigans)

[@Th3budtender]

I call this character "father figure rudy"

[@MohalNik]

Rip off Rudy acting like a nice guy... totally managed to lure you into his traps...

[@josephjewett2686]

How about creepy daddy ruddy?

[@LiamM777]

I came into this expecting mtg finance advice, but I came out reflecting on my own daily decisions, and realizing that I need to make some changes in my life and I wanna say thanks for that

[@thejkyle]

Hide your wives, hide your daughters because Ravishing Rudy is looking pretty snazzy.

[@notkimjongun3752]

and hide yo husbands, cause hes flopping everybody out there

[@Scorch428]

You mean my 1,000 Alpha commons are only worth $3?? Brb, tossing them in the fireplace.

[@ZeRockOfficial]

I’ll do 3 fiddy

[@scottkulaga799]

Haircut Rudy 10/10 These kinds of videos are the gems of the channel, love the box openings, but I’ll sit through a 20 minute finance video every time

[@davidjournot6544]

The amount of transparently in this video is the reason I've watched this man for so long.

[@nickowns55]

Thank God this is back creepy Rudy is by far ur best videos

[@LopsidedMoz]

I have thousands of MtG cards, and I buy new ones every week or so. I don't play any competetive formats and simply deckbuild/collect. I think if you're buying MtG cards, especially boosters, you should never expect a return. Sure you can pull something nice and sell (which I always do with Standard cards), but other than that you pay for the cards+time spent having fun

[@nintendad1166]

15 seconds in: "I'm going to scroll to comments, and the first one I see is going to be about his haircut."

[@ryangreenwald3755]

Rudy, I felt that. I appreciate that you step outside the MTG box and help people see a bigger picture.

[@Nitrodino7875]

Agreed. I thought I disliked rudy. Now I indeed like him.

[@Blakhawk1703]

I was focused on that $6 haircut even before you mentioned it. lol

[@Justin-qu7ck]

His haircut in the thumbnail is the real reason I clicked on this video.

[@harrowed777]

$6 for that haircut? I get mine for free! Lol

[@Blakhawk1703]

@@harrowed777 same. I do my own. lol

[@josephcampbell1793]

Blakhawk1703 fookin dummo

[@johannpohland2826]

@@josephcampbell1793 you are the real one aintcha

[@shadowmarez7457]

(Shows Rudy a PSA 10 Gem Mint Black Lotus) Rudy- "Best I can do is $20"

[@ClashMagique]

ShadowMare Z when it comes down to shipping fees, eBay fees, and taxes, he’ll probably still only be able to break even

[@rafikvz]

Thanks for the message, Rudy. It is good to have someone that takes care of the community in such way

[@Scott595J]

So much truth! When I started playing at 16 I bought into fat packs/boosters to build decks and it ended miserably. Then a friend got me into EDH years later, and I've been perfectly content buying singles online and playing/leaving the game as I choose.

[@Zomgog89]

Rudy this is one my favourite videos of yours! Brilliantly honest! Keep going . Thank you!

[@overnightgrowth]

20:00 To expand on the idea of doing the boring thing to build wealth and security: "It is necessary for me to be extremely frugal for some time, till I have paid what I owe. To apply myself industriously to whatever business I take in hand, and not divert my mind from my business by any foolish project of suddenly growing rich; for industry and patience are the surest means of plenty" - Benjamin Franklin. He understood that in order to build wealth you must be frugal, apply yourself to your business, and have the patience and discipline to commit to that plan. None of which are particularly glamorous but it works.

[@andy_bo_bandy_4]

Finding this two years later and I just gotta say - thanks for dropping this comment. Needed it.

[@smartin1114]

This video forced me as a card player to ask myself: Why do I continue to purchase packs on the small chance of pulling a playable card? It’s much less expensive to buy the singles. I guess it’s the thrill of opening the packs, it gets me every time. I whine when I don’t get what I want, but really the joke is on me. If you want a particular card, buy the single. If you want the thrill of the chase, open to your hearts content

[@williampowell6067]

Life cycle of the Timmy! I love that!! Great haircut looking pretty dapper I must say.

[@ThrawnOmega]

Videos like this are why I'm a patron. Great advice.

[@christopherdrake8761]

I found your channel about 2 months ago, and did a deep dive into the ancient wisdom of Rudy videos... they still hold up. TESTIFY! I appreciate your candor and life lessons.

[@thefool00]

Thanks, Rudy. Thanks, Rudy's patrons. I always especially appreciate these kinds of videos.

[@wrayday7149]

Well, if we aren't going to see prices at their normal/traditional ranges ... LGS's aren't going to be seeing a lot of sales. If Timmy doesn't buy his packs, WOTC can't afford to pay for tournaments... No Tourny's, no whales buying elite overpriced cards to win.... everything collapses. No more cards, everything switches to digital. When you spike the prices, be ready for the average people to reassess their commitment to your product. I plan to go by my nearest LGS tomorrow after work, I want to pick up some War of the Spark and I will inquire to Modern Horizons... if they are asking 200+ for MH ... well, thanks but no thanks.

[@PeteAndGrimm]

Please keep these videos going Rudy, they really help make sense of some things

[@KelvinTrading]

The most fun of being involved in trading cards to me is whole buying and Selling singles and sealed products. I do play sometimes but mostly very cheap fun decks.

[@Asuna3724]

Really hope we get more of these videos they are so helpful and spark the creative thoughts

[@jericosha2842]

Being a new player, I discovered how expensive modern and standard is. As a result, my wife and I play singleton formats so we can enjoy our mess of commons/uncommons. Oathbreaker in particular is great.

[@drinksandsnacks8761]

Jellee bro just get a couple challenger decks

[@jericosha2842]

@@drinksandsnacks8761 i have. They are fun, but we enjoy crafting our own unique thing. It's part of the fun.

[@jayemdaewarehouse9027]

These are my favorite videos. Your using credit as a weapon changed my life. Thanks for the advice as well, I've been converting all my modern staples to reserved list. Maybe, with a little luck, they can help me put my kids through college in fifteen years.

[@martinjunkes]

You've got to be one of the coolest/nicest dudes on KZbin. Love your advice.

[@wertsdb71]

Thanks for being real about "today's finances"--if only the kiddies would really listen to this kind of advice and take it to heart. We'll always run into the space of "experience" is the ultimate teacher no matter how hard we try. The hope is that SOME of them will at least hear what we are saying early on and take it to heart. Much appreciated Rudy.

[@jkojiro4945]

One of your best videos ever. This is the first video I've watched past a few minutes in a long time. I've had this bug telling me to sell my complete 1994 MTG set that I've collected. But I keep thinking that a complete Legends set will keep going up in value like the other market instruments I could buy into, ( stocks, bonds, and mutual funds).

[@justinmichaeleuerle5203]

You should do an entire video series on basic financial literacy, something many Magic, The Gathering players need to know

[@LeeValor]

Thank you for this video. I’m actually going through the process as we speak. Family is not supportive but my wife is amazing. I’m super boring but I know this is going to work. Thank you for the reassurance. Honestly you are amazing and I’ve learned more from you than I would care to explain!!

[@EdgeLord-js4vf]

your channel saved my life. I now research financial literacy like crazy. I'm getting out of insane amounts of debt. I quit drugs and liquor, I don't buy fast food and energy drinks and goochi slippers notn. I'm focused in life. I'm not joking. thankyou Rudy your vids really help me put my life on track and stay focused.

[@nathanl5873]

Top Secret method of planting a Money Tree: Step 1 - Dig a 3 feet deep hole, 3 feet in diameter. Step 2 - Obtain airtight Case. Step 3 - Fill said Case with Reserve List Cards and/or Sealed Booster Boxes Step 4 - Seal Case and throw in Hole. Step 5 - Back fill hole. Step 6 - Set a 20 year alarm. Step 7 - If tree does not grow after 20 years, Dig Case back up and sell Cards/Booster.

[@elrictchernovkov8083]

Make sure not to overwater as well. We actually killed some apple trees by drowning. Clay is difficult to grow in.

[@TheWastelandWizard]

Great video Rudy. I appreciate you spreading the gospel of bulk. I love getting old school bulk cards, going through them, occasionally finding a gem, but the truth is most will never be worth anything but fond memories. And that's okay!

[@thefunky_brassmonkey]

I'm 32, been a Chef and a Handyman my whole life. Quit working 2 years ago as a chef to work with my older brother, we started up our own handyman business. We where our own bosses. Now we aren't working with no money coming in at all. Lost everything but my car. We both moved back into our parents house. Starting to get older, I realize that I wont be able to keep doing this kind of work forever. I'll get a job as a Chef(they get paid good around where I live), work my ass off and save as much as I can, all while learning real estate and investments. Then I plan on taking your advice in this video, because you're right. I'm a hard worker, I've worked my ass off for the better part of 18 years. At this point in time, I have absolutely nothing to show for it. I'm getting tired of working, let the money come to me!

[@BASEDinMaine]

What area are you in? We're the same age and Im also learning real estate. Do you listen to Bigger Pockets? Rooting for you.

[@thefunky_brassmonkey]

I live close to Atlanta GA, haven't begun learning real estate but it seems you've given me a starting point. I'm still in the in between looking for a job to start saving money. A lot blew up with my brother, and now we're living together back at home with mom and dad. It's not been fun. This video was somewhat of a wake up call to me. Brother sucks, suck it up deal with it, get job, save up money so I have 'disposable income'. Study up during the time I save up, look for investments. Do it! I fucked up the first 30 years! Rudy is right! Time to do it right!

[@herbpudding]

Thanks for these, Rudy.

[@erwinjohannarndt4166]

Please put this video as the first video in your channel.. so well explained.. and... HAIRCUT...

[@antiwhatever5391]

I play standard. I buy singles every new set and generally only play U/W. It keeps it pretty affordable and I never dish more than $10 on a single. I don’t always get top 8. I have gotten 1st I’ve gotten second to last. It’s still always fun and always within my financial means. Just what I do.

[@lextek1]

Rudy! Been watching your channel for about a year. Great stuff. This video means a lot to me. It took me so many years to wake up and no longer be a Timmy who spent his whole paycheck every time he got one. To start cutting back and be more frugal. I am currently trying to wake my girlfriend from her Timmy state of “we have money so we should spend it” and hopefully get her to start spending less money every time we get paid so we can start saving. Great stuff 🙌👏 thank you for educating people.

[@zerokidd21]

I appricate this video. Rudy is giving some real advice about the future. In general you cannot control it you can only start making decisions based on the trends.

[@MadolcheGabbana]

*Extremely* relevant right now. You are a God-send Rudy.

[@fequalsma8428]

Well said Rudy. You basically explained my experience with magic. Now I have a commander and modern deck with a bunch of bulk.

[@rb3537]

Cant wait to see the videos on the history and start up of Alpha Investments!!

[@Oddler]

As a new player starting in last October I'm not looking forward to rotation. I've spent a lot of money and played a bunch but I'm not sure what's going to happen it will be some sort of existential crisis when rotation happens.

[@BASEDinMaine]

I started playing again during shadows/eldritch block..which only stayed for 18mos as they switched everything else back to 24mos rotation. I was sorely disappointed to learn that I missed my chance to sell out key rares before it rotated and everything depreciated.

[@brianbach3912]

2022 rudy sent me here, love this series alot. Wish i wouldve watched these videos before making investments, but oh well. Now I feel much better about finances in general after watching your videos, thanks alot man

[@georgeb9586]

Honestly Rudy, this series is the stuff they should be teaching kids in school. Great job and keep it up!

[@fyrentennimar6731]

I have reached that shock moment about ten years ago. I was really disapointed that all the thousands of cards I had were bulk-loads of no value. And then I decided to donate all of the cards, I don't want to play with anymore to social facilites where children can use them for free to find a hobby they might like.

[@Nitrodino7875]

You do you.

[@handsofslaughter]

always love the finance videos rudy cant go wrong. keep pumpimg

[@timwisniewski4753]

You heard it folks. 1000 commons for 10 bucks. I'm sending u my bulk Rudy. Now take it lol

[@elrictchernovkov8083]

LUL. costs about 14.00 dollars to ship flatrate. maybe 8.00 ground if you get lucky with box size and postal employee. lol I tried selling my boss's vintage stamped Bricks...…. got an odd one that weighed over 8 pounds and completely spaced on the flat rate box; It cost me almost 23.00 dollars to ship it. Gave my boss the 2.00 dollars profit and cut way back on the listings for those.

[@robertroush1617]

I love the haircut Rudy. It actually looks pretty nice.

[@xpeterx]

wow. i love the realtalk about the realistic pricing in the LGSs and also you pointing out that investors and online sellers wreck the perception of what a fair price is. i work in a store and i have to explain to customers all the time that we can't sell them boxes for 80 bucks, when we only make 5 bucks of profit on a box. i can't pay staff with that, i can't even pay the electric bill with that. people's perceptions are so skewed by online prices that they have no idea, what a realistic price for magic is, and that makes me sad. all i can say to the people, "well here's your choice, i give you 15% discount on the msrp. this is standard discount for bulk buying in the games sector. i can't do anymore, or i'll have to shut this whole thing down. take it or leave it. i will sell the single booster packs for 3,99 anyway, even if it takes time. this is your chance to walk home with your box now and you saving 15% on 36 packed fresh booster packs. your choice." it makes me sad, that some people still think, we're trying to rip them off, when it is actually the online sellers skewing the value of the product so far down, that it is nowhere near to being realistic.

[@realcatalinawinemixer]

These are by far my favorite videos. I also love your box openings. You open boxes so that I don't have to. Keep doing extra chocolatey floppy taco things.

[@BVamp123]

I bought a shirt from you as a thank you for this video. very good advice.

[@KRATOSLIVES22]

Mythical Foil Hygienist Rudy Box Topper has replaced Uncommon Destitute Derelict Beastman Rudy

[@markiii3499]

Amazing video loved the message in the ending

[@TheOtherViolentJ]

I have watched many of your videos Rudy and this is by far the best one I have seen. You might drive me crazy sometimes Rudy but you are incredibly intelligent and just seem like a good dude. Thanks for all of the hard work man

[@jeffnorris211]

People poke fun at me for making near “brawl” decks for commander and not using my demonic tutors, grim monoliths, reserved list cards in decks and yeah.... I feel you from that perspective

[@elrictchernovkov8083]

I keep those cards in the case, and play basic lands with card name, mana cost written on them in sharpie. Outside of officially sanctioned tourneys, most people have never bothered me about running proxies as long as I could demonstrate ownership of the actual cards.

[@judemendoza2666]

I’ve seen a lot of gratitude in the comment section already but I also wanted to say thank you. It would be really easy and profitable to put this video behind a paywall or make them for patrons only, but instead you put your words out there for anyone willing to listen.

[@frapeyou]

Damn, Rudy is awaken in this video

[@colinhofer7830]

Wealth is made over time. - Rudy

[@ryangreenwald3755]

What a gem! Great work!!!

[@joshmaltby1226]

You mean I have to work hard and think for myself to get ahead in life?! Wow, I thought I'd just sit in my happy bubble until pancakes magically appear.

[@Decentbaseballguy]

Please make more creepy advisor videos. This stuff is THE BEST🙌🙌🙌

[@scantron6111]

“Local LGS” Local local game store?

[@notkimjongun3752]

local lgs gaming store!

[@aaronchyea]

I don't play MTG but I do play Pokemon TCG, and one of the biggest money pits I see in most players is the constant deck hopping. People always trying to stay at the top of the meta lists. They buy cards, usually singles, when the decks are HOT and prices are at a premium. I insist on having 2-3 decks that will survive a couple rotations, that fit your playing style, and then modify the deck simply to counter the meta. Plus the upside is YOU KNOW THE DECK! Decks that are often considered "dead" will surprise people when you play them. Any hobby is pay to play. Minimize the money you spend, maximize the fun you have! When the rotation happens, either keep the cards, sell them (you've already had the fun) or export them into the broken expanded format lol Plus hustle like a mahf on the side. Side hustles offset hobbies beautifully.

[@deankhazanov7638]

Really great video Rudy, thanks

[@hondragrid]

One of the big reason I haven't jumped back into magic is because I know magic is expensive. I spent a ton of money on cards as a teen, and today I'd rather save money. I kept all my cards from back then and maybe that's something I never tried was selling old cards to get more cash to buy cards, and thus create a cycle flow of cashing paying for the cards themselves.

[@zacharydrum]

16:30 is a great lesson and solid advice. I choose B2, hope I get a BINGO.

[@kennythereaver1]

my favorite is people at the LGS AND LGS owners telling me not to listen to rudy. I've made so much success listening to rudy.

[@skylter]

Aww, I don't dislike you, Rudy! You're just keeping it real. I respect that. More should.

[@mushi2112]

He's wearing pants!?! On a serious note thank you for making this video.

[@hazelbob]

You are the boss, Rudy. Never go away please.

[@9Nifty]

Always tried to approach magic with the kitchen table outlook. The value is in the playing and not the hoarding. Binders will eventually get sold or thrown out, but casual budget decks you can always pull out, grab a life dice and give her a shuffle. I remember I picked up a old god pharos gift list worth 100 dollars, rotates out it's worth 30. How does that make sense to new players.

[@zerokidd21]

Woah woah woah.... There's pants that has to be a Timmy not a Rudy

[@BenRosarioJr.]

A must watch video for everyone in or starting their life with Magic

[@mockdux]

I don't count anything in my collection worth less than $5. Because when I sell card over $5 are the only ones that are basically Liquid on eBay. You can get close to their value depending on the traffic to that card/set the week you sell.

[@jassemversus6128]

Thank you for doing these kinds of videos. I appreciate them as they help confirm what I'm planning and investing, OR help me redirect the ship, as it were. Thank you again for your time.

[@jaybradford7857]

Eat, sleep, work, bang and repeat... sounds about right.

[@bryanjones3492]

Creepy Rudy dropping knowledge like a boss!

[@SkyNetgr]

Well said Rudy. Thank you for the video.

[@zebur4170]

Ayeeee. Much needed hairchomp. Bought a tropical island last week (mp) And a signed underground sea today(good condition except the very bottom is a bit fucked up on the back) Sold all my duals a while ago when I was between jobs. Sucks to suck.

[@ddrguy3008]

This happens in yugioh too with people buying out and speculating certain cards. They might make 10% but the card price has doubled as a base.

[@Pigeoning]

Attenborough : Here we observe the life cycle of... the Timmy.

[@OtakuTiki]

More please. TThese raw videos make me want to stay on the path. Im so boring but i was capable of buying a new (to me) 2014 car from a 98 POS. Thank you. I rewatch these types of videos to keep motivated

[@mtgpackrat7945]

Money trees do grow but you need the right type of fertilizer. I found ground up reserved list cards works the best.

[@Lenthaden]

Thanks for the awesome advice!

[@_mrcrypt]

Really fantastic video. I don't fall into a lot of these categories. The monetary value of my cards isn't something I look forward to get when I sell. It's the money I DON'T have to spend to get the good stuff. Money is finite... and I should've got 2 boxes of Horizons, instead of Spark. Urza AND Yawgmoth! AAAH! lmao Cheers, dude =D

[@fepcastelli]

Big haircut Rudy , looks nice!

[@fabrypotter5]

0:08 yeah I did miss you, WTF rudy I need more videos!!!

[@MadolcheGabbana]

Rudy, you ever heard or read a book called, “I hope they serve beer in Hell”? Your demeanor and tone gives off a similar humorous but serious tone of life lessons. Shoot, I’d buy and read a book you wrote if you ever do.

[@alexmendoza9645]

Looking slick sir......is that a mustache?! Great video, great ingredients, Papa Rudy's.

[@WillyIglesias]

Rudy any chance you can tell me the type or model of lense you use for your box openings ? ThankS mate!

[@royalteakon]

I quit magic after 20 years. I miss it.

[@nightcricket3562]

Come back

[@marcmarc1967]

It's a simple lesson to learn the difference between "buy price" and "sell price", but it takes so long to sink in.

[@drayke6936]

If you're looking for an investment hobby would you recommend sports cards then?

[@plukkfisk8934]

I find both Contrarian Rudy and Conspiracy Rudy straight up super annoying. Box opening Rudy is very entertaining, but nothing more than that. This Rudy right here, Financial Advisor Rudy or Life Perspective Rudy, Father Figure Rudy, whichever Rudy this is, this is the best Rudy. This is what I come back for. Great video.

[@jameshoneycutt785]

I love these videos, Man.