S3:E6 | Pius Muchiri | What Is A Money Market Fund? I

[@cta101]

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[@ckkevinkigen4968]

Okay

[@AWAKEclass]

Hi, I am a Ghanaian basing in Ghana, is there any opportunity for me saving at NABO capital

[@curtisbuluma2550]

This is a good Investment master class. Knowledge is Power.

[@dorcaswanjiku-t1m]

I have never thought about this.I feel like its a journey i need to start right away.

[@BISOBOKA50B]

I like this, i withdrew my saved money from the bank so that i could invest it, dad was very happy when i told him of what i had learnt from you. 4 years from now i will be 15 years of age my money will have worked for me having invested in money markets against the bank that blinds many.

[@kaitadavid]

This is timely. I am contemplating between investing in a MMF and a Sacco and I think I will start with the MMF.

[@ruthmkaluma6638]

or both if you intend to borrow any time soon

[@wealthcents101]

MMFS give you return of interest and easy Access to your return and capital while a Sacco give returns of dividend and interest rebate with limited access to your capital with real diversity why not try the sacco and mmf at the same time

[@wealthcents101]

​@@ruthmkaluma6638To be fair let's look at the two as Investment vehicles 1. Sacco's give real diversity and asset classes in capital and deposits while MMFS spread for risk management 2. Return on share capital is higher in Sacco's compared to MMFS return as well as interest rebate for most MMFS 3. MMFS give automatic compounding not in Sacco's Etc Why not try both and enjoy the benefits of portfolio spreads

[@bonfacenderitu5523]

One of the best interview i have ever watched thank you Richard for this

[@Tepkeny]

High Level Finance 101 compressed in 7 minutes! Profound

[@janekangethe5968]

Wow this is very profound as a financial advisor I often get this question: 'what will be the benefit of will be putting my money here and not in the other place'.

[@marywanyeki8612]

Wow so much to learn

[@hildahchanda4827]

This information is profound👌. Thanks Richie for bringing him on the show. I’ve learnt so much…. I will be back here in a few years and share just how much this information has helped me🤗

[@ednamaina5062]

Me too 🤔

[@PatrickMaina-u9l]

Sijaelewa chochote...

[@aifelriley]

​@@PatrickMaina-u9lkama wataka pesa yako ikufanyie kazi bila stress weka pesa yako kwa mmf of your choice yenye inazalisha poa

[@faiths.4472]

This is so profound ❤

[@faithwangui7200]

Should I withdraw money from my savings account nd deposit i in an MMF account?

[@BetinahChileshe]

This is great knowledge being shared, learning a lot. Thankyou ❤

[@lillianmuite9241]

Very true,"my people perish for lack of knowledge " What if everyone understood MMF?

[@MfalmeKing1]

Kenyans... you have enlightened me greatly... A very big "thank you"

[@wealthcents101]

We appreciate you found value🎉

[@SEGERADORPER82]

Excellent 👌 this being subject matter expert,, well done keep it up🎉🎉

[@dennisfellix6918]

Powerful

[@apikowinnie7702]

PIUS .... I opened MMF account on 25/11/2024. No looking back .. I refuse to make an agreement with Poverty.... I HAVE REFUSED!!!!!!!

[@walternyabaro6602]

Wooooh just thought going to my sacco and withdraw all my money and head to NABO

[@brendahondiek1488]

Same

[@PatrickMaina-u9l]

​@@brendahondiek1488imagine sijaelewa kitu...

[@janemuriungi8447]

I did that recently, put my money in Etica, no regrets. But they say you do this if you are sure you will not need to take a loan.

[@wealthwise247]

Saccos are for for Savings and credit. If you're not borrowing from the Sacco and of course using the funds productively then your Sacco savings is loosing you money. Even worse if you're not reinvesting the dividends you receive from your shares and the interest you receive from your savings.

[@maruempires]

​@@janemuriungi8447how do you see etica,is jt long lasting?

[@tolajectone6332]

Absolutely powerful

[@EDGEHILLBBKE]

Very educative, I knew less now am knowledgeable.

[@thomasloter435]

I can see alot of ufumbafu is get out of my mind. I have to do some investment immediately. Which company is the best to invest?

[@maikwekijohn4613]

MMF WELL EXPLAINED BY YOU NABO👍

[@JosephMuriuki-gk5mm]

Thanks for the information

[@MbitheelyahfeelingblessedWonde]

Knowledgable

[@ZaidaGordon-254]

Nice topic to watch

[@geofreyyegon1834]

Profound knowledge.

[@morrismari9454]

Incase of a loss in investment in a Money Market Fund. Is the principle affected?

[@wealthcents101]

And quickly compensated by the high return and compounding

[@janekangethe5968]

Wish you could also include insurance in the distinction part also.

[@paulgathara6017]

Wow ❤ thanks so much

[@wachira01]

CIC group all the way

[@jacintawambui1446]

CIC, Britam, Old Mutual

[@victormwangiz123]

How can I access Nabo capital...

[@josphinewambui7004]

Oooh how I regret saving in a sacco for so many years now am enlightened

[@lillianmuite9241]

SACCOS too have their place in your business portfolio

[@clarejadi8368]

Same to me and they have real mess up with me up to now real regreting

[@ngangandungu5070]

Hi thanks for this can one do a one time deposit without doing daily or monthly deposits?

[@mkundyaelly01]

A quick one... Do the different mmfs have the same interest gains?

[@Faithiman221]

No they don't

[@ustadhfarouq7729]

What is the security of my MMF coz it's sounds good but when one puts his money also he needs security Incase things so south how will I get back my money...is there any written documents or ni story tu na kuwa na ndoto at the end ubaki na ndoto zako.

[@gachomail]

Is there a space where we can find the ratings of nabo Capital versus others like kuza, cooptrust, britam etc... like how they fare in comparison to each other or how they complement each other... say like differences in administrative fees, rates etc 👆🏾🤝🏽

[@user-kpkxgtj]

All operational funds publish their daily returns in the newspapers - check the business pages, specifically the one that has stock prices and foreign currency exchange rates. For the fees, lock-in period and other administrative issues, you'll have to seek the details from each fund and do your own comparison.

[@gachomail]

@@user-kpkxgtj thanks

[@wealthwise247]

Check the dailies for the rates. Check their websites for other things! Custodian bank Minimum deposit Withdrawal notice Etc

[@thesamuo1378]

Google the fact sheet of various fund managers and compare the details. Also watch Moneyversations MMF weekly reviews.

[@pudopoet]

Pure beauty

[@dorcaskamau5223]

Talk of time lines

[@ImanuelOtima]

Requirements to open MMF account plz

[@andreycentury24movies]

I need an example of a real living money market where l can invest my money

[@wachira01]

CIC money market is the best

[@gandhibadcompany4371]

What app do I need to get to aquire Nabo capital services?

[@joynyabuto8013]

Chumz

[@derrickngure7967]

Register on their website.

[@ckkevinkigen4968]

NABO Capital to the end.

[@NaboCapitalKe]

Thank you Kevin.

[@paulgathara6017]

Which is the best mmf you can recommend me

[@virginiambugua001]

Jubilee Money Market fund

[@peterkinyanjui351]

Etica MMF

[@vivianmuchai5460]

Britam

[@annahlivingstone7834]

Nabo

[@choyaromotanya]

What if everyone invests in mmf?

[@charleswanyoike1690]

what charges does an account attract? I have seen 2% or something with ETICA

[@NjehyaElvis]

I have a question if I invest n in the process you guys make losses how does that affect my investment??

[@apikowinnie7702]

Hr said we share the losses...

[@arnoldlangat2298]

What if the Custodian bank goes under receivership?As an Investor do I loose my investment?

[@wealthwise247]

The custodian bank is one of the check boxes you tick when choosing an MMF. When the custodian bank can't pay your fund Manager, your MMF won't have funds to pay you.

[@josephatmasega2779]

How does these custodian banks get their revenue in regards to these mmfs deals?

[@josephatmasega2779]

Can I also do inquiries where my monies are invested in reference to the case where Nakumatt went under

[@LukengeSimonpeter]

I need clarity of the necessary requirements and personal contact with customer service for further inquiries

[@jamesmwangi4065]

Is it safe to invest in Treasury bond at this moment our economy is bad

[@kwizeraarnold793]

Infact it's the best time to invest

[@esthermakau7943]

Learning

[@wambuikimani9652]

How do you join nabo

[@cta101]

Contact Nabo Capital Call: ([phone] Email: [e-mail] nabocapital.com/ Head Office Address: 5th Floor, International House, Mama Ngina Street, Nairobi

[@lizo7898]

What happens when the mmf collapses, how much % is the investors indemnity

[@LLL3712]

No indemnity

[@StephenOrinoh]

Hi im planning to invest in capital wealth fund is it genuine or fake

[@juliusmucheru-g4y]

How can I reach you

[@nancymutula6963]

What can one do if sacco used his signature to guarantee group loan without his consent and knowledge..... forgery

[@issanzaro8138]

Sue em!

[@peterkinyanjui351]

I hope mine is safe in Etica MMF

[@wealthcents101]

Sure , very safe

[@Davie9276]

What is etica and how does it work please?

[@VictorMartial-h7x]

Does Nabo provide mmf

[@wealthcents101]

Sure, dollar based and kes based and more

[@annahlivingstone7834]

It's already mmf

[@lunyako554]

What's your physical address,Nabo i mean

[@JaneGathoni-o7z]

What about a fixed a/c at the bank?

[@antonykaberia5934]

What happens when an investment company invests the MMF in private bonds like the Nakumatt bond? Do the investors at least get a refund on the principal?

[@moseskinuthia23]

MMF are regulated. No money loss

[@user-kpkxgtj]

​​@@moseskinuthia23 that isn't true - I lost money in Amana due to the mess with the Nakumatt corporate bond. I also lost some money in GenCap Hela fund due to another corporate bond that had issues (not to mention they had our money in Chase Bank, so when it went down we couldn't withdraw money from the fund for a long time until the deposit protection fund started paying us back in small bits over time). Years down the line I have not recovered either of the amounts in question, and neither Amana nor Genghis Capital can give clear information of when they will compensate customers. All that is to say - even with regulation in place, there is an element of risk in all investments. OP's question is a good one, and every investor should ask and be informed clearly what asset classes a fund is invested in, and the split / share of the fund in each asset.

[@harrisonwekesa5406]

​@@moseskinuthia23 Regulation and loss of capital are two very different things. For example purposes, if a MMF invests 25% in 4 different assets, and all of them collapse, you just lost 100% of your capital. It doesn't mean they were not regulated.

[@janemuriungi8447]

@@harrisonwekesa5406 You loose the 25%, thats what he said.

[@wealthwise247]

​@@moseskinuthia23regulation does not mean the intuition can't go under. Imperial and chase bank Were regulated but they went into receivership. Insurance companies regulated by IRA have been gone into receivership. Do are SACCOS regulated by IRA. Regulation is just but one of the check boxes you need to tick.

[@DJames-zi1ki]

Now i know

[@areghankingsley5645]

Hoid ingo

[@patrickrotich2766]

errg