Health insurance is only expensive if you are privately insured, but most of them are in the public health insurance and there half is paid by the employer and the other half by you and the costs do not increase. They are around 160-190€ And the taxes that are 50% include nursing care insurance, disability insurance, etc. Therefore you get 80% of your old salary for 1 year after you are unemployed and after that you get something like a basic insurance