How to Invest Your First £100: Investing for Beginners

In this video, we explore the exact step-by-step process to make your first investment in the UK within a stocks and shares ISA, including the necessary button clicks.
Sign up to trading 212 using this link
trading212.com/promocodes/DAMIEN
If you do not get your free share after depositing £1. Use promo code DAMIEN, you will find it in the section with the three lines in the bottom right corner of the app.
Get my free index fund cheat sheet: financialinterest.com/index-f... - a shortlist of the most popular funds on major brokers and a glossary for simplifying complex investing jargon!
Index funds Vs ETFs article
financialinterest.com/index-f...
Links to other broker videos:
Invest Engine: • How to Use InvestEngin...
Vanguard: • How to Invest with Van...
AJ bell: • How to buy and sell sh...
HL: - • Hargreaves Lansdown - ...
DISCLAIMER:
Some of these links may be affiliate links. If you purchase a product or service using one of these links, I will receive a small commission from the seller. There will be no additional charge for you. Free shares can be fractional for more information see these terms.
This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results.
Timestamps:
00:00 - First £100
00:33 - Worst Investors in Europe
01:13 - Why don't people invest
02:44 - What I invest in
04:28 - How to actually invest step-by-step
09:14 - Change your life
09:42 - Little bit of a rant

[@DamienTalksMoney]

Here is the link to the spreadsheet I showed in the video. Just add your email, and I will send it over. financialinterest.com/index-fund-cheat-sheet/

[@phooogle]

Can't you set up a managed fund? I mean, people do trust you. I'd throw in some.

[@worshipthenephilim]

Brilliant, many thanks!

[@slee7572]

Any news about the t-shirts? I want one!

[@Stefan-er2ye]

first video of you for me How much fucking shirts do you have

[@leeblakemore2762]

Put "That" on a t-shirt... Actually laughed out loud... Best visual gag I think I've ever seen... Thanks! Still smiling even now as I type this.

[@DamienTalksMoney]

Glad you enjoy it 😊

[@DamienTalksMoney]

Well you have got one of the most liked comments so if you want "that" t shirt email me on damientalksmoney @ gmail.com

[@eddymaddix1786]

@@DamienTalksMoney I'm glad I took your encouragement and the "free share" and signed up with Trading 212. No problems there HOWEVER... The free share appears on my account but the price shows as part of my ISA allowance. I understand why, but given the absolute limit of £20K, accidentally going over the allowance is possible and could cause problems. Perhaps flag this issue? Assuming I have not misunderstood things.

[@dar4171]

The British public can’t be blamed for not investing, because as you mentioned Damien, there’s been zero financial education from the Education system. It’s not seen as for us ordinary people. Thankfully we have you and a few others on YT to do that. Thanks for your insight and hard work you do. 🙌🏻👌🏻

[@vinceunlimited]

My mate told me to put my cash under the mattress. But I found no interest in that

[@kourtneyrice8667]

Great content! as the world crisis progresses the smartest thing people do lately is building a strong investment that isn’t controlled by the government. Like digital currencies.

[@CarlosLocke]

Building wealth involves good habits and risks like putting money into solid investments like digital currencies,having a good financial manager is what people tend to shy away from,and it keeps hunting them in the near future after many losses, be disciplined and get certified advisor pray that anyone reading this will be successful!!!

[@andreastieneke_grober8040]

Absolutely! Building a strong investment that isn’t controlled by the government is a smart move in todays unpredictable economy. digital assets offer a unique opportunity for financial independence.

[@gudrunweimer1625]

Thank so much for the advice been seeking means of being successful in the digital market,do you recommend any professional ?

[@CarlosLocke]

+1838

[@slee7572]

"I made a lot of money investing into Apple, that's because I had some in-cider knowledge..." 🍎😂

[@thegurch7313]

Haha that’s the joke I was gonna pop on here 👍🏼

[@MrPecksniff]

My wife favourite band comes from an 18th Century novelist. She loves a Dickens Cider.

[@DamienTalksMoney]

You got yourself a T shirt! pop me an email on damientalksmoney @ gmail.com and i will get you one in the post.

[@slee7572]

Will do ​@@DamienTalksMoney

[@worshipthenephilim]

Thank you so much for your videos and for sharing your knowledge in such an accessible way. I've only recently begun watching you and a couple of other (British) YTs on the subject of personal finances & investing but I've learned so much. And like soooo many Brits, I was actually a bit scared when it came to moving some of my 'squirrelled away' money from what I thought were 'safe' accounts into a T212 ISA. But am I ever glad I have! Of course like you say, things will go up and down over time so no-one's getting rich overnight. But £700 invested has already grown more in a few weeks than £2,000 in a bank cash ISA has in a year! So c'mon Brits, watch Damien's vids & get with the program! I'm rubbish at puns but I did enjoy the T-shirts 😆

[@KamisatoElias]

Thank you for ACTUALLY telling me how to invest. I’m 19 years old and literally need investing and finances spoon feeding until I become more comfortable

[@DamienTalksMoney]

You are starting at a young age. If you start and stay consistent you are going to do amazing.

[@ChristopherHandley-ek4ul]

When you venture into the world of financial investment, it's important to understand some foundational principles

[@WeweAke]

It simply means the allocation of money toward an asset or portfolio, with the expectation of earning a return over time.

[@NimaOmaisj]

Yes, It a procedure where you allocate money or capital towards buying financial products, expecting to earn a considerable return in the future.

[@JacobMcDonald-wb6wl]

According to Patricia strain an expert, this can occur through appreciation in the price of the asset, earning interest, dividends or royalties.

[@ArturoM.Dykstra-55]

I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about $200k after the 2020 crash I invested the money using an analyst, and in seven months, I raked in almost $673,000

[@SamuelIlari]

Patricia Strain must be a great person, her strategies are top notch.

[@Oceloteater]

T-shirts were on point today 👌🏼

[@davidclegg7560]

Excellent video that really gave me the confidence to try investing. I did a bit of reading, and articles kept suggesting Bonds as a relatively safe investment. I've 200 copies of Goldeneye on DVD due to arrive on Monday. So excited!

[@DamienTalksMoney]

You got yourself a T shirt! pop me an email on damientalksmoney @ gmail.com and i will get you one in the post.

[@goldenowl6595]

Great advice as always! Theres so many good ones but the only t shirt friendly one I can think of is: Debit in the streets, Credit in the sheets

[@justmeajah]

Your point in regulators is bang on!

[@kelle_li]

I have a 5 figure portfolio on T212, but I still clicked on Damien's how to start investing video. Appreciate the time and money effort that went in to those t-shirts! In other news did you hear about that marijuana stock? Buy high, sell higher!

[@SkinUpMonkey]

marijuana stock you say, think I need to know more for research.

[@chrisverttrap]

I can relate... My dad is just the same and the more he ages the more stubborn he gets. I really wish he could invest, even when he sees how good it's been for me, he still doesn't budge!

[@HFTurboSte]

I have a 5 figure portfolio too... £00001 👀😂

[@DamienTalksMoney]

You got yourself a T shirt! pop me an email on damientalksmoney @ gmail.com and i will get you one in the post.

[@Bobsmith-ot6si]

Very funny and very helpful. This is exactly what I needed. Thank you very much x

[@ruffey1748]

Thank you for detailing that long-term means at least a decade. I pulled a lot of my money out of my stocks and shares ISA in 2022/23 because it was a very volatile year. My returns were in the negative month on month, I was depositing £500 pcm. I did end up needing the money I drew down (Masters degree), but I kept a grand in there. This video has given me the confidence to increase my monthly deposits from the minimum, to at least £100. I can stomach that and the possible volatility at that amount. I'm glad I stayed in the game in 2024, and now I'm aware that ten years plus is what I need to keep in mind.

[@battj1]

Honestly…been watching your recent videos all day - love your stuff, brilliant! Put that on a t-shirt…haha!

[@DavidC-fk2wg]

Great video, this answered a lot of questions I've always had about investing and in particular what trading platforms do. Bit of a cash crunch for me this month but I know where all my spare £ in June is going.

[@rjsimm]

I’ve been watching your videos for sometime now, after loosing a bit of money in ISAs in 2008 I’ve stuck with cash savings until today. Thanks for the walkthrough guide, I’ve now started my investment journey!

[@TheMummyBubble]

Enjoyed this video so much! The T shirts were the icing on the cake 👌

[@LiquidityOcelot]

I wish they taught investing at school level. There is so much advantage to doing this! My biggest regret is that I started so late.

[@Mhousley]

They don’t teach in schools because if people started to learn the power of investing early. They could probably retire in their 50s. That would be bad for employers. The system is designed to keep society working into old age.

[@markhart3432]

Great vid Damien, I'm on t212 too and have set up a lisa for me and jisa's for my kids with HL thanks to your content. I was thinking about investing in some mining stocks because they've recently hit rock bottom, I'm so sorry 😅

[@snaggiz]

Time in the market beats timing the market. Might be the most valuable lesson I’ve learned so far. It doesn’t need to be very complicated but you do need to be consistent.

[@rmas66]

Nice one Damien. I'm giving invest engine a go this year with regular deposits 🎉

[@lukaszszatkowski9018]

Brilliant video, Damien!!! Learned something today. Never knew that I could create the separate pie for my sons and i was thing for long time how to invest for them. I was considering junior ISA but now I think I will use your idea! Thanks

[@azzatronn]

Nice one Damien, been watching every video of yours for a while on top on your podcast. You have helped me motivate a few of my mates to get on the investing train too. I have a pie on trading 212 30% VUAG AND 70% VWRP. ( I know im over exposing myself 🤣) BUT! Your videos keep me motivated to keep it up. Keep up the hard work

[@francescahowes804]

Hey Damien - I have been following you for over a year now. Just started to invest some money and created my first pie ! Thank you … Francesca 😊

[@DamienTalksMoney]

Yes! Amazing well done for taking the plunge. Stay consistent and don’t panic if the ride gets bumpy

[@ticket2ride165]

What a guy, thanks for your advice 👍

[@collettewilliams642]

I’ve just started investing at the grand old age of 37, coming from a working class family, they were very much in favour of ‘squirrelling’ money away for a rainy day so I’ve gone on my own journey to educate myself about investing, thanks for providing such great information. Although, don’t come for Keanu, national treasure right there! 🤣

[@Connoroh_8]

just wanted to say i have recently come across this channel after looking into saving and investing my self, while i have done for a few years i have only started taking it more seriously recently. This channel is by far my favourite (ignoring the uk bias i have) but also because damien makes stuff actually make sense. i feel like sometimes when doing my own research i'm just ramming my head into a brick wall trying to learn all these new terms etc. But this channel does a good job of answering questions while clearing up any confusing terminology. I also agree the education around finance in this country is terrible.

[@PSDuffy]

Awesome video thanks for sharing. Love the t-shirts 😂

[@ah1nks]

Thank you Damien, I've been meaning to do this for some time now, and finally just started thanks to your video!

[@DamienTalksMoney]

Amazing! Well done for getting started. Stay consistent through thick and thin and it will transform your life

[@dianab3009]

Can you recommend any ‘ethical/sustainable’ global index funds ?

[@efy5aru]

This was an amazingly helpful video. Thank you Damien for your efforts. I'm the typical guy you're describing...I have the money in savings but dont know what to do with it.

[@Dacothetrainer]

I'd love a shirt. Why did the investor open a bakery? Because he wanted to make some dough!

[@DamienTalksMoney]

You got yourself a T shirt! pop me an email on damientalksmoney @ gmail.com and i will get you one in the post.

[@Dacothetrainer]

@@DamienTalksMoney Thanks Damien, I've just sent you an email.

[@duncanricks9682]

Awesome video Damien, I have just started investing because of watching your videos @42 wish I had started a lot earlier, but as you said in your earlier video now probably is the time I have a little more spare money. Loved this vid too made me LOL more than once, cheers for all the interesting and informative info you put out there.

[@Garcia061]

Came for the t shirts stayed for the excellent video. Totally agree. We need financial literacy in high schools.

[@andrewhill9513]

Great video, in fact I actually sent it to my wife to watch, she usually thinks any sort of investment is far too risky!

[@nicholassully6556]

Thank you for the video. Investing always seems scary but this makes a lot of sense

[@-JakeGordoncrypt0YT]

I appreciate your review I’m available for inquiries and counseling on my helpline.

[@ryanm9042]

Hi Damien, I always struggle to get my head around why should I invest into anything else other than my pension. Particularly when paying 40% tax and having the ability to use salary sacrifice and select a fund via my provider. Keen to know your thoughts around this if possible? Thanks for the content once again👍

[@dc2blair]

Nice video, nicer t shirts. I think I'm the worst of all sinners, i had cash sitting in my Trading 212 ISA no invested in anything at all. This was a nice prompt to make it do something, thanks !

[@buttonmonkey6845]

Love the t-shirts😂, “isa joke” is my favourite 👍👋🇬🇧

[@toms_gone2448]

Really great video. Spot on. Thanks a million.

[@DamienTalksMoney]

You're very welcome

[@TomsPersonalFinance]

Brilliant and straight to the point. No need for investing to be complicated! Great video, Damien 👍

[@Rasukix]

it's almost like they don't want to educate us from the get go, big up for your content Damien!

[@justmeajah]

Nice video mate! New subscribers here!

[@davidharding3465]

Another well produced video Damien. Thank you. Here is my thought of the day for you: An economist, an accountant and a lawyer decided to gamble…. And that’s how stock markets came into existence!

[@avinpertab5051]

Thanks to you and a guy at work i have started investing a few weeks ago so far so good thank you!

[@DamienTalksMoney]

Amazing! Keep at it even when it is a bumpy ride

[@Chills124]

Loving the T-Shirts, nice touch!

[@siemprestruggle9272]

If yourea Brit but living abroad for a while can you still open an account? What kind of residency requirements are there?

[@reddeviluk]

This is the first such video I've watched. I'm approaching 50, have a good local authority pension lined up and owe not much on my mortgage (could settle it with a credit card). My wife deals with all finances and i just get pocket money. Have decided that rather than buy toys and video games, I'm going to start sticking a few ££ here and there and invest it. Going to follow your advice and start today. Thanks for the clear video from someone who, financially at least, doesn't know their arse from their elbow.

[@neildotwilliams]

Hi Chris, great video as usual. I am looking to buy an ethernet one so i can make my home assistant resilient with a 2 node proxmox, a usb device makes failover a bit too manual. My Pi based setup recently failed as the ssd stopped working, coukdnt even turn a light on for a few days, wife not very impressed 😂 Luckily Amazon deliver fast and i proved you can restore an arm based backup to an x86 n95 proxmox HA container 👍

[@declanmcardle]

A lot of this still goes back to financial education needed for everyone/should be taught in school from 1st year/7th grade (ish?) onwards. Knowing how pensions work, not being scared of investing etc. are more important than squaring up with a hippopotamus on the other side of the quadrangle...

[@0saintclark0]

I'm confused about the "free share worth up to £100", how do I claim/use it? It says I already claimed it when I typed in your code so guess I got it on sign up but I only have the option to purchase using my deposited money.

[@MissileGuidance]

Awesome! 🔥

[@anthonyplatt1980]

hi so im under 40 and want save for retirement would stocks and shares lifetime isa be my best option as i would not pay tax when taking out at retirement but get 25% of the government and its achievable for most people to max out or am i missing a trick

[@davejones6891]

Nice gains! You been exercising on your stock options?

[@mattem872]

Great video, keep it coming 👍

[@paularobinson4057]

When I opened a Trading 2-1-2 account, I was asked to complete a Form W-8BEN E. Is this part of the process?

[@alexbaldwin5449]

Why invest in ETFs rather than tracker funds (such as L&G US index)?

[@patelparth]

Please explain leverage share 3x Nvidia, also explain all charges of withdrawal.

[@robbied5898]

I recently started my T212 journey by sticking £5k in an ISA account. However, there was one big question for me, is it safe to use one of the pre-made pies? I don’t mean the other users pies, I’m referring to the ready made ones T212 provides. I opted for one of them because I don’t have the knowledge to hand pick my own. Was this stupid?

[@jimwood1068]

Great vid. Life changing. 👍🏻

[@nickrunner4]

Hey Damien, I am looking to buy my first home using the governments '30% off first time houses scheme if you buy locally'. A couple questions: is this a good scheme? What do you think the interest rate would be by January 2025? I know the second question is very difficult to predict but any insight would be super appreciated! All the best and love your videos!

[@acidrain99]

How can I invest in whatever company makes your t-shirts?

[@jadedseer]

Annnnnnd you got a new subscriber. Thanks for all the info, mate.

[@callumtyler686]

I just slap spare cash into my stocks and shares ISA... Vanguard US500 fund and HSBC All world fund split 50/50 10% average return

[@UKAHitman1]

Hi Damien, glad to see your channel is doing well! Could you do a video on transferring isas, investments, pensions etc?

[@JamesLincoln-nt9ub]

What is the best thing to invest on

[@darrenjosephgregory]

Great video Damo, I think anyone watching this should listen to your podcast with Tom Morgan as I think it will dovetail nicely with this video. Particularly where you both spoke about how most people just need a global index fund and then might need a financial planner in the future when they near retirement. The bit in the podcast about his client and the church piano was lovely. Keep up the good work.

[@DamienTalksMoney]

Thank you so much mate! I Love that you enjoyed the podcast and that story about the piano is epic. Who knew they cost so much!

[@3lDuK371]

cant see the tshirt purchase link?

[@lukepaulmartin]

Nice Vid, love the t-shirts!

[@ridewithjamie]

Great video as always! The ‘This T-Shirt ISA Joke’ was my personal favourite! Buy the dip, load up your SIPP!

[@divyv20]

Hey Damien , very good video . I can do better editing in your videos which can help you to get more engagement in your videos . Pls lmk what do you think ?

[@Itsmejabs]

Do you have video on how to save ?

[@AJ-fr6ig]

Great video again! I’d love a t-shirt but I probably won’t get one. It’s accrual world!

[@kevinu.k.7042]

Damien - This is brilliant. I've been trying to help someone get into investing. This is perfect. I've mentioned you to them before, but this series is perfect for them. This is such a well scripted video too. 👍

[@becbecca8153]

Hmmm, maybe I should invest? Everyone else: isa gettin outta here

[@scrumzy]

"I'm a fan of the newer pound coins, which is odd given I hate all change." (Great vid, better T-Shirts!)

[@ianjames3078]

How do we invest ethically? The Baillie Gifford at Hay Festival situation highlights a growing focus on ethical investing. How can we ensure we’re investing in the ‘right’ things?

[@davem.4003]

What do you do if you are a "traditional saver" and you already put some money into a cash ISA (in the current tax year)?

[@andypayne2743]

You can still open a stocks and shares ISA. The important thing is that you can add £20k maximum in a tax year across these. for example you could put 15k into a stocks and shares ISA and 5k into cash ISA. As long as you don’t add more than 20k in a tax year then you are fine.

[@sanjinkubrick7897]

Can I get Dividends one, UK located, will pay for postage

[@russellpetrie119]

best vlog needs to be shared

[@adamwestrip7422]

How about FTSE GLOBAL (it’s all caps)

[@andrewtaylor641]

Loving the T-shirts. Lol great to see a video helping those who want to get started.

[@finnle5432]

I've started investing in January 2023 after one of your video, thanks! This video isn't for me, but I'll link it to whoever I think could use the same "push".

[@F0ssil]

Trading 212 seems to be an easier to use option, i am going through the set up now, it is asking me if i want to use a W-8BEN form whats this for? and should i sign up for it?

[@DamienTalksMoney]

It reduces the amount of tax you pay on US dividends at source it’s called withholding tax. I sign

[@F0ssil]

@@DamienTalksMoney Thank you.

[@darkheart3770]

If you were investing £10,000 in ETF's and Index funds, which would you choose? This goes out to everyone. And do they all payout dividends every 3 months? Is that standard across the board??

[@jamewilliams7660]

Are individuals still holding crypto coin and stocks? I didn’t know that , I guess a few know about integrating into the micro economy to help substitute FIAT or usdt for a more tangible exchange Experience, it more like capitalization with about 43.307% profits/ ROI weekly though.. Anna Dorris Arthur ,got me covered!

[@lindatrey1301]

I just checked her up on google, she’s verified and licensed broker.

[@chriscleary3850]

Also thanks for the video, great to cover off the basics. Glad that I suggested it a few weeks ago lol

[@Dailywazaaifbook]

10:30 best talk!

[@k14m15]

I made my account last year but only just made my first investment. I tried to use the promo code but it said only for accounts made in the last 10 days :( Is there anything else I can do to get the free gift?

[@ThisCharminManc]

Great video. Appreciate the effort with all those T-shirts! I’m a Brit living in New Zealand and I want to start putting some money into ETFs for my nieces back home. Is this something I can do or does it have to be set up by the parents? They have no interest in anything financial and it’d be like pulling teeth to get them to do this for me.

[@craigsmith5221]

Been trying to save as much as i can in my 212isa for over a year now, not much in it but as im on Universal Credit as an income i cant save all that much. Any saving's over £6000 gets you a reduction and over i think £15k your claim is closed. This could have something to do with why people dont save or invest also.

[@chobb2061]

Good on you chap, straight talking no bs, like it. There is a serious lack of education regarding money management for youngsters. Though I dare say that is intentional!

[@jadielou92]

Hey Damien, I really love your content, but i'm still a bit confused, i'm a massive newbie to all of this and i don't really understand what a lot of it means. Can you recommend any articles that break down the definitions of financial terms? I've tried googling but a lot of the articles expect you to have some base knowledge and I don't even have that. Or can anyone else recommend any other reading material so that I can figure out what to do? Thanks!

[@DamienTalksMoney]

hi, you could try requesting our index fund cheat sheet on Financial Interest: financialinterest.com/index-fund-cheat-sheet/ we also have a few videos on the Financial Interest channel that you might find helpful: www.youtube.com/@FinancialInterestcom and a beginner guide to index funds here: financialinterest.com/index-funds-for-beginners/ hope these resources help!

[@jadielou92]

@@DamienTalksMoney thank you I’ve requested the index fund and I’ll check out the other links. Thank you so much!

[@eldrago19]

Can you explain what the problem with CFDs is? If you're investing for the long term in a global ETF, it seems pretty safe to get 2x leverage. Do people invest with too much leverage or in shorts or is there something I haven't understood?

[@andypayne2743]

Leveraged trading works both ways. It can amplify your losses as well as your gains

[@eldrago19]

​@@andypayne2743I agree, but if stocks rise on average, how do people on average loose money?

[@grahambriggs8338]

CFDs and Spread Betting require having funds to cover running shortfalls (when the leverage works against you) or you'll be closed out at a loss (you can pay for a stop to limit the loss by closing early). 2x leverage might be acceptable, I think 5x is the max a typical client can access, if you do the legwork to become a professional (regulatory rules added this stuff in a few years ago) then you will gain access to higher leverage multipliers and, well, that's when it gets really scary. Plus500 offered 500x leverage once IIRC.

[@andypayne2743]

@@grahambriggs8338 500x?! Holy 💩!

[@jamewilliams7660]

Are individuals still holding crypto coin and stocks? I didn’t know that , I guess a few know about integrating into the micro economy to help substitute FIAT or usdt for a more tangible exchange Experience, it more like capitalization with about 43.307% profits/ ROI weekly though.. Anna Dorris Arthur ,got me covered!

[@joelbrown2782]

I have started to invest, only a small amount, I think I put £20 in. I purchased some IBM which is up 4% from when I brought the stock. I also get dividend payments as well. Which I think is a good idea for someone.

[@annelove3626]

Are individuals still holding crypto coin and stocks? I didn’t know that , I guess a few know about integrating into the micro economy to help substitute FIAT or usdt for a more tangible exchange Experience, it more like capitalization with about 43.307% profits/ ROI weekly though.. Anna Dorris Arthur ,got me covered!

[@annelove3626]

Anna Dorris Arthur on the web

[@jamewilliams7660]

I just checked her up on google, she’s verified and licensed broker.

[@anjuladudhoria6447]

I’ll give it a try with $3000 and see how it goes

[@lindatrey1301]

When I got up to a million from Anna Dorris Arthur I had to retire my parents and get them a new apartment, we’re now debt free.

[@byronmayhew1849]

Sending this to my sister!! Thank you sir!

[@DamienTalksMoney]

Exactly the reaction I wanted! Your sister should thank you. Legend of a brother

[@byronmayhew1849]

I even called her to push it.. 😅 she said she hasn’t got anything to invest I said it’s the knowledge you should have for when you do..! 😂😊

[@DamienTalksMoney]

If you would like a t shirt send me an email on damientalksmoney @ gmail.com you can send it to your sister haha

[@byronmayhew1849]

@@DamienTalksMoney I sent you an email! I so excited!

[@grahampremium]

A, B, C. It's as easy as 1, 2, T

[@jamiekuhn9499]

Great videos Damien 👌🏻

[@SpaceJb]

Thanks for the video Damien really informative. I do have a question though, in a period of 10 years for example, is it best practice to invest in multiple ISA's or just stick to one? Say if I invested in 50 funds? Is that even possible? Thank you

[@grahambriggs8338]

You can hold multiple funds within a single S+S ISA. If you're holding ETFs then no need to go wild, it's a global ETF or a USA ETF for most people depending on whether they believe the world will grow more or less than the USA in the next twenty years (and global ETFs are still USA heavy because that's how it is now).