🔴Dark Truth of Compounding | Reverse Compounding Will Make You Poor జీవితాన్నే తలకిందులు చేస్తుంది

[@Saipathritalks]

Get your Term Insurance plan now!👉: bit.ly/46hsSJA

[@ahappysoularoma2127]

🙏🙏 a big thank you sir for your efforts You are helping many You should be healthy and happy always

[@abcvideos]

Big thanks for your information, if possible please explain how to register a complaint against algo software company

[@oleti158]

అందరికి అర్ధం అయ్యేలా తెలిపారు. ఒక్కటే ఉపాయం.సాధ్యమైనంత వరకు మనకు ఉన్నదానితో జీవించడం అలవాటు చేసుకోవాలి.

[@sarathsai447]

I’m investing 40k sip in mutual funds 2years completed, I have no Emi’s only sip thanks Sai anna 🙏 loan ante bayam vesthundi so anduke loans teeskovatam Ledu but next month car teeskuntunnam nenu ma daddy iddaram car emi share cheskuntunnam so iddaram happy ga pay cheskovachu na monthly salary1lakh .

[@SaiVikram-tv5fj]

Ey tech stack meeda working bro miru

[@rajbandaru618]

సాయి అన్నా, ఇలాంటి విలువైన సమాచారం, సూచనలు ఇస్తూ మమ్మల్ని జాగృత పరుస్తున్న మీకు ధన్యవాదాలు🙏🙏🙏🙏

[@ravikirant8445]

Good information. Home Loan Emi should be very minimal that should help your tax exemption. Don't hurry in buying until you are able to pay most of the down payment. Don't take car loans. Wait until you can buy it with out loan. Use credit cards only for discounts and cashbacks. I am 16 years exp person and I did the same.

[@santosh1016]

Yes this is the biggest problem current generation of youth is facing

[@Saipathritalks]

Yes thanks for sharing your view

[@mangaraju2592]

I am that Prasanth. I felt that you are describing me in this video. I am in the initial stage of reverse compounding. Thanks for your valuable guidance...

[@esubyusub5234]

My salary 2.4 per annum. 5 members in my family. I know the pain of life management. I am sacrifice everything for my family... I proudly say that i am common man.

[@kvsbabu2124]

Do not worry, time will come for you one day.

[@Sriharihara777]

మీ ధర్మం ను మీరు పాటిస్తున్నారు🙏

[@user-hv6ub4hb9t]

Dhantlo proud emundhi. Andari laga migilipotunnane ani bhadapadali.

[@digitalmarketingwebexperts]

కాంపౌండింగ్‌ యొక్క వాస్తవం గురించి కన్ను తెరిపించే విషయాలు! మనం జాగ్రత్తగా ఉండకపోతే రివర్స్‌ కాంపౌండింగ్‌ మన ఆర్థిక పరిస్థితిని ఎలా దెబ్బతీస్తుందో అర్థం చేసుకోవడం ఎంతో ముఖ్యం

[@SudhakarReddyChannel]

I have been paying EMI from last 10 years and luckily i have cleared car loan in 24 months. I have realised this off late from last 2 years.. thank you

[@srihari974]

నమస్కారం అన్న నా పేరు శ్రీహరి. మాది కడప జిల్లా. నేను, మా అక్క ఇద్దరం గత కొన్ని సంవత్సరాల నుంచి "కండరాల బలహీనత" (Muscular dystrophy) అనే అరుదైన వ్యాధి తో బాదపడుతున్నాం. నడవలేని పరిస్థితి.పూర్తిగా మంచానికి పరిమితమై ఉన్నాం. వ్యాధి తీవ్రత పెరగటం వలన. మా ఆరోగ్య పరిస్థితి రోజు రోజుకీ క్షీణిస్తోంది. మాది నిరుపేద కుటుంబం. ఆర్థిక ఇబ్బందుల వలన సరైన వైద్యం చేయించుకోలేకున్నాం. దయచేసి మాకు సహాయం చేయండి అన్న..

[@saitheousidesurvivor]

Impactguru website lo post cheyyandi, chala mandiki dabbulu vastayee bro

[@neelakantarayar11]

రివర్స్ కాంపౌండింగ్ ను రివర్స్ గేర్ లో పంపిద్దాం...❤ అద్భుతం సార్🎉

[@rajkumarvatheri1372]

Aa video ekkada bro

[@mobileaddict9905]

Ikkada SIP lu gurinchi em cheppav ala cheppani vaadivi thumbnail lo enduku pettav… enduku e tricks anni, genuine ga undachhu ga

[@rajeshwariv3760]

your video is always lifesaver for me 😊.. i never used credit card for self.. I thought of using this now due to some influences from colleagues .. but after watching this made a decision never ever will fall in this trap.. wanted to share another decision I had taken few months back after watching one of your video related to having health insurance policy outside your organization .. now I have two policies one which companies provides for employee and another personal policy I have taken from outside The information which your channel is providing is awesome.. Saipatri garu thank you so much.. kudos to your team

[@randomrockerzzz3449]

Thanks anna, for pointing the mistakes we are doing. Currently from last two months i am facing the same issue you mentioned. Using credit card to clear emis and family expanses, at the month end salary is not sufficient to clear the dues. This video is really helpful.

[@phanigokavarapu1373]

Thanks for this Video Na life lo jarigindi video lo cheppav bro, 4years back home kosam gold,credit card and 2 personal loans almost 1.2L emi ki pay chesa, Freelancing jobs cheyadam tho work life balance miss avva, finally now pending home loan only and started savings for future

[@BattiniRavikumar]

Freelance job kosam cheppu bro konchem naku chala problem unnayi loan lo pls bro🙏

[@Dsmadhusudhan8]

There is a book called total money make over . If some one wants to go out of debt, I definitely suggest this to follow and implement

[@sanapur]

Thanks sai Anna, even my parents and wife ask me to purchase Apartment and Car but I am not, thats what I am not getting in this reverse compund trap. Thank you to MP team and all other financial guiders for the knowledge ❤

[@Saipathritalks]

Nice to know , All the best for your future

[@sanapur]

@@Saipathritalks Thank you anna

[@shekarorissa4480]

@sanapur...the above is generic guidelines...u have to work out ur monthly savings and present rent u pay etc..and they conclude ur budget for buying house..

[@SAIKUMAR-jv1gf]

Don't know how you prepared the story but this is really my story which i am troubling now with lot of EMIs and debts. Thanks for the eye opening video for the all youngsters... .

[@dakurisrinivas2805]

Thank you Money Purse Team for alerting us from bad Debt.

[@Saipathritalks]

My Pleasure🙌

[@cloudlearn2181]

ఈ వీడియోలో చెప్పినట్లు నాది same problem....ఒక టైంలో ఆత్మహత్య చేస్కోవాలి అనుకున్నాను...దారులన్నీ మూసుకుపోయాయి...విపరీతంగా ఒత్తిడి...ఇప్పుడిప్పుడే కోలుకుంటున్నాను బ్రదర్..

[@krishnaram4804]

you're picking different topics every time. kudo's to the person in your team who picked this theme at first.

[@Saipathritalks]

Thank You

[@cirus4460]

@@Saipathritalks​​⁠Anna me videos ani baguntayi. Please cover this topic as well, how much tax is being paid by South India to central government and what they are getting in return?

[@NAGAKUMARK8677]

Sai garu.. The topic you choose is ultimate.. we really accepted what you said. Again and again MP Team dedication 🙏 "Chaganti gari pravachanalu.. me awareness videos.. asalu miss avvakudadu."

[@ramuvsign]

Thanks God... My emi is below 15% of my take home... And total outstanding loan is 1/8 th of my total assets. Thanks for video,.. I want to be credit free ASAP

[@vijaykumarmamidi]

I am sure that after seeing this video and agreeing to what is said, people do the same mistake because of social and peer pressure 😢

[@gramachandrabharat5498]

Bang on! Simple story & language tho chala baaga explain chesaru andi!

[@yogeshp3894]

Anna Andariki kaakunnaa kondariki Definitely Useful to see this Explanation

[@sravandhoni9898]

Exactly..every middle class..boy face this situation anna..

[@madhukar.kothari]

Thanks Sai anna. I literally felt that you are telling my story as all the examples you mentioned reflected my decisions that I have taken in the past. Like house loan, car loan, credit cards usage etc.

[@gooddude9211]

70%+ Prashanth type middle class aspirants are stuck and it will be helpful to understand the way or ways to come out of debt. It is very important to understand the debt management and your explanation is just brilliant. Thank you sir

[@etselluri]

ఇప్పటి యువతకి అవసరమైన ఆచరించదగిన మంచి విషయము విరాళంగా విశదీకరించారు

[@achyuth22]

Thanks bro. Im lucky as my toyal monthly EMI is around 20 percent of my income. So, im far from reverse compounding

[@JaiBharat20]

So, home loan companies (360 degree financial companies)and sbi cards are good for accumulation for long term compounding, Tq Sai & team🎉🎉

[@thinker8182]

Welcome to the reality బ్రో ఎవడికి ఇక్కడ 1 లక్ష and లక్ష యాభై వేలు రవ్వు. అలా వచ్చాయి అంటే వడు మిడిల్ క్లాస్ కాదు నా ఉద్దేశం లో. నాకు తెలిసి middle class vala జీతాలు 30 నుండి 60 మధ్య ఉంటాయి. కొంచం వలను చూసి వీడియోస్ పెట్టండి. మీలాగా లక్షల లక్షల జీతాలు ఎవడికి లేవు ఇక్కడ.

[@pradeepkumar-kt6ve]

Income medha survive avthu assets lenivaaru middle classes job privatey ithey midle classey

[@praneethbannu8332]

Welcome to reality bro... Hyderabad lo unna current prices ki even if you are earning 1lakh per month, you are a middle class guy.

[@alagandulasandeep9148]

100%

[@ravitejathestranger5587]

​@@praneethbannu8332IDHI VILLAKU ARDHAM KADHULE. 1LAKH INCOME IS MIDDLECLASS EH.

[@Yoursmdm]

Avi kuda lekunda enduku life

[@shortfilmzone8170]

Good video sir very useful to society 👍

[@krishnakdloa]

Meeru share chesindhi information kaadu sir....practical experience..and 90% people s life change gurunchi.....kaani matala dwara maaredi-10% peoples...kaani assalu ee world lo financial problem s enduku vastunnayo ardham chesukunna vallvallke meeru cheppedi positive attitude tho aalochinche vaarike understand avutundi...tanani taanu ,kutumbanni,naashanam chesukune vaaru negative comment s pettie vaaru..tanane kaadu prakkana vunnavallanu munchalanu kuntaru... Edaina manaku kanipinchatam ledu ante adhi ledu ani ardham kaadu......manaku awareness leka nerchukovataaniki estam leka povatam ani ardham.....it's my opinion....evvarini bhada pettadaaniki kaadu....Tq sir

[@balakrishnavanneti]

Very True Topic Picked Sai Garu Everybody is trapping in EMI and credit card loans. I am also one of the sufferer😢

[@techinfinity3947]

Thank you sir..we are very lucky to get these valuable information for free😊

[@ganeshjerripotula8136]

Thank you moneypurse team for the great efforts....... I'm following this channel from 2021 and learned a lot of financial knowledge 🙏

[@vijayjajam1354]

Sir, Miru cheppindi exactly correct. I am the best example of this. 😢 not able to come out of these loans. .

[@siri358]

We are in same prashanth situation bro very useful

[@manojgoud7862]

Thank you Sai Anna for your valuable information. The way you explain also expresses the concern about Subscribers. Really appreciate that...❤

[@udayaraj2428]

Well said brother. I can say, you opened my eyes and I'm the perfect example for Prashanth. So, EMI must be below 40% and Term insurance is must. Will definitely do this. Thanks a lotttt Brother

[@ChaitanyaHonnuru]

Thank you Sai Anna. Please suggest another video on how to avoid and get out of this reverse compounding that will be really helpful

[@bgrao7789]

Meeru ceneme screen ply la vuntadi.. Bro.. India lo evaru prajalani chaitanya paracharu.. Kani meeru good job.. Andariki anni visayalu teliyavu.. 🙏

[@narasimhamanyam1627]

Bro business start chese vallaki help ayye la video series cheyyandi bro Manchi financial plan cheskovatanaki kavalisena content cheyyandi bro chala mandi startup ideas ki help avutundhi

[@satyanarayana2474]

Reverse compound solution video... Chayandi

[@karthishyam7131]

Just now I have subscribed Brother. Such a wonderful video and I will watch and share ur channel here on. The way You made the video is so captivating. Chala chakkaga ardham aindi even to a lay man it is understandable

[@KIRANKUMAR-fi2ke]

Superb analysis sir..... U explained one of the biggest crisis that Middle class families are facing..... Thank you

[@vamsivarma2036]

Actually I'm... thinking of this from last 1year... super bro thanks for information

[@uone1910]

Counter selling of credit cards,at fuel station, shopping malls, online promotion of person loans,

[@teamviewer4118]

Thank you money person team for keeping us in right mindset growth direction

[@saikrishnamenneni9853]

Prashant is better than me I am getting 1.4 lacks per month 1 lack EMI (2 home loans + one personal loan ) and credit cards outstanding amount 2 lacks

[@rajasekharb9465]

Thank you money purse team . Good topic

[@sgn9]

We know all these facts but sadly can't do anything 😢 due to the social pressure. Result is unending debts.

[@TheVinodkumar2692]

That is true.. social pressure and influence from others are very high these days.

[@glsaikumar]

I can say... We were debit based earlier... It was secured n comfortable.. But now turning towards credit based, we will die worried, uncomfortable and unstable

[@shahoolshaik4935]

Yes bro your telling 100% true even iam also facing this reverse compounding effect.

[@sukumardoradla5465]

Could you please make a video on buying a car via ALD (car lease) vs on car loan vs on paying full amount. Few companies offering ALD, I know we get benefits like car loan/ lease becomes non taxable.. Insurance is free .. etc..

[@taara3626]

Excellent content 👏

[@Saipathritalks]

Glad you liked it

[@mycreation7348]

Thank you anna na gurenchi cheouthunatey undhi family kosam chala chestham evani alochincham akuva

[@sunilkishored82]

very information video along with live examples. you are a financial guide for all of us anna. please do more videos all the best anna. kindly do a video on capital gains anna.

[@rajendarnetha1563]

THANK YOU... సాయి..ANNA ❤🙏

[@shivakumarvaspari9203]

Very informative to the present situation. Editor did a great job. 🎉

[@kirantammana4521]

Nijam cheparu bayya..Nenu chalamandini marchatanki try chesanu but andaru trap lo padutunaru

[@ramakrishnas3059]

Good Video We can't find anyone Without Debt in our circle

[@narayanaguvala6457]

Thank U brother

[@kumarkomma]

Very good information thank you

[@rajeshvasamsetti5215]

Very good information for youngsters... I really salute to you brother..

[@srinivasulusoma7708]

Sir. This is a very good alert to youth and people to save their hard-earned money.

[@jaganpurama8261]

Very nice info Sai gaaru

[@rukkug3259]

Very useful information for everyone thank u sir

[@naveenkumar-hb4yc]

100% currect bro same sichuvation na life lo jarguthundhi nanu late ga Realise ayyanu bro

[@VestigeLife_915]

Wonderful info Sai garu tq so much for d valuable information 🎉❤

[@Kiran_Kumar1986]

Thank you very much Sai garu for your valuable information

[@craerae]

There's no alternate to this bro. Same happened to our own family. Living pay check to pay check. Also spending using credit card 30-40k. When the salary drops loans and debt consumes entire salary. Yet again depending on credit card for daily needs. In a way it's a blessing. Everyone needs a home and car. Its most basic essential in life. After own house.. then you can try to invest and grow . You can't

[@abhinandanpuli6493]

Great Explanation🎉. Thank you🙏.

[@vijaykumarviswa]

Sai pathri garu thank u so much I see my life in prasanth

[@naveennaravala1707]

For salaried people once they start earning they should save atleast 6months or 1 year expenses and then start investing rest of the money. Of one want to buy the any product see if its a need or want and buy if they afford after saving the emergency fund

[@venkatadivi1547]

Very good info 👍 Hope people don't go for longer tenure loan to keep the loan Emi amount

[@leelagangadhar2513]

Thank you so much Sai anna making video to open your eyes ❤

[@ChittiJagadish]

Good suggestions for financial well-being.

[@sarathchandrarepaka9595]

Very sensible video money purse team ❤❤ Loved the analysis and it is definitely a eye opener and the money figures discussed are very close to the reality 😮

[@SATYALIFESTYLESTUDIOS]

Good 👍🏻 one ❤❤❤❤ 🎉🎉🎉🎉🎉🎉namaste 🙏 sai bro ❤❤❤❤

[@nimmasoda8316]

Great Video anna, Me video chuse nenu Term and Health Insurance theskunna, Thanks for the Video and Guidance

[@Saipathritalks]

Most welcome and thanks for sharing your response

[@sandeepkumar-ne2di]

100% correct Same im also Credit card ki Duranga undham please 🙏

[@neelakantarayar11]

THANK YOU SIR ❤❤❤

[@greeshmajanvitrends1468]

Thank you sir ….. valuable information and advice 🙏🙏

[@venkatjakkula7244]

Hi Sai garu , thanks for the video. A small request, Asalu Loan /EMI antene bayapadevalla gurunchi, kuda oka video cheyandi, I saw many people without loans and credit cards. They don't know about CIBIL andi. Thank you

[@thammisunil]

Thanks for the details Sai anna and team 😊

[@mohanganesh9687]

Very very very useful topic to all credit card holders…kudos to your efforts…

[@skrishna2333]

Thank you for informative msg

[@santoshverma33]

The video effectively portrayed the current situation of the younger generation. However, the suggested conclusion, aiming to purchase a car and home with 40% of one's salary (requiring an annual income of around 35 lakhs, approximately 2 lakhs in hand per month), seems impractical for most youngsters. Achieving such financial milestones typically takes 9 to 10 years for professionals like doctors and engineers, considering the high real estate inflation. Waiting until then may not be worthwhile, given the rising costs. Always there are risks/stress associated with middle-class life, be it in mutual funds, SIP, or any other investments, I believe youngsters should consider taking calculated risks, prioritizing the purchase of their first home and car. Instead of focusing solely on reverse compounding, they should emphasize career growth and explore multiple streams of income.

[@phanindrapyvd]

Very informative. Thanks a lot for your Financial advice, it really helps. Thank You!!

[@amruthcharan6497]

Hi Sai Anna, Appreciate your efforts and kudos to whole team. But look at it in a different perspective. I have home loan, personal loans and paying all expenses with Credit cards. But, with the home loan, I purchase home and the value is appreciating. With the personal loans, I purchased some lands at hometown, which is again appreciative asset. With the credit cards, I am earning points / cashbacks for what I am spending. I don’t know if this is debt trap. There might be other people who take unsecured loans and spending on unnecessary expenses. But some people are using it in the right way too. We don’t have that data to support your argument. P.S: I have term insurance, health insurance and emergency fund.

[@Amarnath0880]

Yes, it has other side too. But , your case is in happy path. But think about the other side here too. Let's suppose , you got some sudden expense , eg: health issue or lost job etc, then you will loose your mental piece with all those EMI's...

[@rajashekarnaidu5063]

Yeah exactly everyone think about happy path, think once without one month salary, how is the situation. I am telling same thing to my family always.

[@kurnoolkhaleel7845]

How much you are earning bro?? I'm just curious to know 😅

[@amruthcharan6497]

@@Amarnath0880 thats what I mentioned, I have enough term insurance, health insurance and emergency fund for 6 months expenses.

[@amruthcharan6497]

@@kurnoolkhaleel7845 about 2L including my freelancing income.

[@raghu_vamsi]

I get your point sai garu. But initial few years growth tarvatha why do you think one's salary will increase. Ups killing chesukuntu velthe salaries kuda peruguthu vuntayi, so initial years chesina debt should not be a problem

[@rowdysriveesam9029]

Adm electric bike medha oka video cheyyandi sir

[@krithikavarmavlogs5595]

Whatever u said is 100% true sir

[@vivekg2560]

We are watching from karnataka.. Please add subtitles😊😊😊😊

[@user-yl8fl9ex6e]

Thank you sir

[@ikentertainment5451]

Thank you for useful information. It is a true and fact.