Dave Ramsey Rant - Don't Be Normal, Normal Sucks!

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7 жыл бұрын

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Пікірлер: 214
@aaronfisher7159
@aaronfisher7159 6 жыл бұрын
$1,400 left before I'm out of debt, one week away...I cant wait!
@reviewmaster007
@reviewmaster007 4 жыл бұрын
Congrats. Start investing after that!
@LSxHTX
@LSxHTX 4 жыл бұрын
Did you make it? lol
@acrididi
@acrididi 3 жыл бұрын
@Leandro Kamari guys are you serious? Are you that weak?
@ryanthepianoman27
@ryanthepianoman27 3 жыл бұрын
Your rich!
@DungTran-li2wn
@DungTran-li2wn 2 жыл бұрын
Did you stay out of debt?
@fleurelise997
@fleurelise997 5 жыл бұрын
Saw this on a poster once and made it my mantra - I used to care what people thought of me until the day I tried to use their opinions to pay my bills.
@pinaopina
@pinaopina 7 жыл бұрын
When I saw old cars outside nice houses I thought they were broke cuz they couldn't buy a car that goes with their houses. 😂😂😂 but now I understand they were weird and I was normal. But now I am so weird. 😊😊
@gusmoreno3167
@gusmoreno3167 7 жыл бұрын
nice comment
@0rvp0gi
@0rvp0gi 7 жыл бұрын
Fany M I live in Long Island ny I knw wat u talkin about .... all my neighbors drives luxury cars 🚗 meanwhile we drive a late model cars BUT ITS ALL PAID OUTRIGHT... n my goal is to be a millionaire is just around da corner ... sweeeeeettt
@JadeCampbell40
@JadeCampbell40 7 жыл бұрын
Fany M lol same here
@hern9897
@hern9897 4 жыл бұрын
Better to have a nice house than a nice car. Your house will go up in value and still be there in 10-50 years, your car not so much.
@darcyjean5612
@darcyjean5612 7 жыл бұрын
Dave Ramsey rants are seriously my favorite thing in his whole show!
@Jewell579
@Jewell579 7 жыл бұрын
Same here
@mikenelson8377
@mikenelson8377 7 жыл бұрын
Darcy Jean if you haven't already you should see the one about credit cards and their point, rewards, and airline miles rant. It's hilarious because it's true. Lol.
@nathanielaranda8407
@nathanielaranda8407 5 жыл бұрын
same!! :)
@philfalgout1
@philfalgout1 5 жыл бұрын
You're right Darcy Jean.. I can listen to them all day.. pretty sad.. LOL
@davidfoulk3078
@davidfoulk3078 3 жыл бұрын
Absolutely nailed it I love his money sermons
@macabrew
@macabrew 7 жыл бұрын
*too much month left at the end of the money* lol clever
@jaym9200
@jaym9200 4 жыл бұрын
Genius😂
@senoritajacobo1768
@senoritajacobo1768 5 жыл бұрын
I have a nice little old dependable Nissan that I OWN and my mom keeps telling me to go the dealership and get a new car... the more I listen to dave, the more I feel like my entire family is CRAZY.
@roxannegordon6162
@roxannegordon6162 4 жыл бұрын
My Camry has 208,345 THOUSAND miles on it. I'm going for 300,000!! woo-hoo. I'm so not normal. Instead of a new car I'm going to update my kitchen. The paint and wallboard is so old and worn off.....I can almost see the studs in between the holes. It was built in 1984, has never been patched, and today is Oct. 2019.
@markwhittaker6866
@markwhittaker6866 4 жыл бұрын
😂😂😂😂😂😂 Drive the thing until it collapses.
@markwhittaker6866
@markwhittaker6866 4 жыл бұрын
@@roxannegordon6162 I like the spirit. Keep on keeping on.
@strictnonconformist7369
@strictnonconformist7369 4 жыл бұрын
Roxanne Gordon If the car is properly maintained, didn’t have any stupid design/manufacturing defects, you’ve still got quite a lot of miles left on it: what’s the point of getting a new car if the old one is reliable and affordable to feed? Now, once the repairs start getting excessively expensive and it gets unreliable, then it’s time to trade it in or take to a junkyard, if you can’t quickly get a trade-in worth your time: if a car is truly spent (my first Saturn had about that many miles on it when I traded it in and got $100 for it, but it also had significant battle damage and used a quart of oil every 160 miles with rate increasing) then you’ve gotten sufficient value out of the price, if you don’t keep throwing good money after it’s too far gone. Meanwhile, you have to live with a house a lot more of the time, and 35 years a kitchen will often be falling apart, even if not outdated.
@asbestoz1123
@asbestoz1123 3 жыл бұрын
Same I have a 10 year old civic with just 95000 miles on it. My parents keep telling me to get a new one
@QueenBee1118
@QueenBee1118 7 жыл бұрын
Sad.But true.What makes it harder is when you have family who think it's selfish to save rather than finance their whims.
@markwhittaker6866
@markwhittaker6866 4 жыл бұрын
IGNORE THEM. Keep doing your thing.
@BaronStVon
@BaronStVon 7 жыл бұрын
Wow. I didn't know 7/10 houses were living paycheck-to-paycheck. Like you said, people need to give up the facade/ego, and be secure in living how they should be with their money. It definitely takes a strong person to stop worrying about their self-image. I've learned this in various areas of life, but it always pays off to be "real". Thanks for the advice!
@monajayne7717
@monajayne7717 6 жыл бұрын
I'm living paycheck to paycheck and it's not because I'm concerned about my image. I have debt that I let my ex get me into (he was solely responsible for finances and wouldn't let me see what was getting paid when... I obviously should have left him long before I did). I'm paying daycare for two kids who aren't yet school aged. I'm a teacher. Oh, and my ex doesn't pay child support most of the time. Aside from my bills (gas, water, electric, rent, food, etc) I have a car payment and an audible membership. No internet. No Netflix. No cable. No tv. My kids only get a few gifts for the holidays. Yes, I know it will get better especially when the kids are in public school rather than daycare but right now unless I want to live in an unsafe neighborhood there is basically nothing I can do besides throw my tax return on debt every year.
@ilovebeats6600
@ilovebeats6600 5 жыл бұрын
Everyone wants to live like their in GTA5
@ilovebeats6600
@ilovebeats6600 5 жыл бұрын
Mona Jayne it's your world Mona ex did the same thing
@anitaknight3915
@anitaknight3915 3 жыл бұрын
@@monajayne7717 I hope you and your children are doing better now. I was raised by a single mother who never received child support so I understand how difficult it is. Childcare is so expensive.
@HeRacesTheSun
@HeRacesTheSun 6 жыл бұрын
"America runs on Duncan" (Donuts) No, ... America runs on credit/debt. I retired at age 51 with good cash and assets, and no debt. Yep, I'm weird :)
@angelicajones5619
@angelicajones5619 5 жыл бұрын
congrats!
@markwhittaker6866
@markwhittaker6866 4 жыл бұрын
Absolutely fantastic. Enjoy and keep on enjoying.
@HeRacesTheSun
@HeRacesTheSun 4 жыл бұрын
@@angelicajones5619 Thank you.
@HeRacesTheSun
@HeRacesTheSun 4 жыл бұрын
@@markwhittaker6866 Thank you, still enjoying & always will, you too.
@komandantData
@komandantData 6 жыл бұрын
We moved from Europe to Silicon Valley, never owned a car before because we had excellent public transportation system back home, but...California heh, had to buy a car. Let me tell you, we have the oldest car in the garage, a 2001 Toyota Camry, all bumped up, but it runs awesome and we bought it in CASH, for 3k! I would not change that for all the Teslas, Masseratis and whatnots that our neighbors are obsessing about and buying the latest models, it’s a debt for sure, even for the rich folks that live in the area. It’s crazy to us, the keeping up of social status with a stupid thing as the latest car...this man is right on the “money” here!
@juliaespinoza573
@juliaespinoza573 7 жыл бұрын
I'm GETTING out of debt! !!!
@ilovebeats6600
@ilovebeats6600 5 жыл бұрын
Julia Espinoza hope you are Julia. Reveloution!
@mollymuriithi922
@mollymuriithi922 4 жыл бұрын
Dave Ramsey you changed my life five months ago! Lots of love from Kenya. I don't have a car yet but when I buy it will be cash, I have zero debt, currently saving up 6months emergency fund (600,000 Kenya shillings equivalent to 6,000 USD). OMG am on top of the game. Got my own graphic design n printing biz >>>i'ma be the first millionaire in my family soon!
@mwas4299
@mwas4299 3 жыл бұрын
Amen to that fellow kenyan🇿🇦🇰🇪
@josemontano8204
@josemontano8204 7 жыл бұрын
Dave Ramsey, you are my hero.
@davidcadman4468
@davidcadman4468 6 жыл бұрын
Thanks for the reminders Dave... I come here in the evenings and sometimes through the day, for a pep talk... you and your team are such a blessing...
@dannyledezma7475
@dannyledezma7475 2 жыл бұрын
Yes yes yes
@marshhen
@marshhen 5 жыл бұрын
This is when Ramsey is really influential, when he relates to this. He is uniquely positioned to address this. For most, it is impolite to bring this up. Uncouth to mention that endless spending and constant debt in my family. Everyone is SUPPOSED to pretend they are part of the middle class or upper middle class, or whatever social setting you are in. It is sad and destructive.
@bethanykodeng4550
@bethanykodeng4550 4 жыл бұрын
“Normal is broke the biggest complaint is your weird.” We are Debt free and on our way to a fully funded emergency fund! 🙌🏾
@1701Starfish
@1701Starfish 7 жыл бұрын
I even bought something and hid it from myself.
@marlenaeva3813
@marlenaeva3813 7 жыл бұрын
funny😁
@bsheridan6309
@bsheridan6309 4 жыл бұрын
Hilarious
@sewinvicta9274
@sewinvicta9274 4 жыл бұрын
I'm with you. Yes, 'cause when it sees me it's gonna call me stupid!
@markwhittaker6866
@markwhittaker6866 4 жыл бұрын
😂😂😂😂😂😂😂
@creedence111
@creedence111 7 жыл бұрын
Dave Ramsey is truly AMAZING...he tells you the reality of things. I am absorbing his teachings by the truckload ...
@markwhittaker6866
@markwhittaker6866 4 жыл бұрын
It helps that he's been there and done it.
@jayanegara77
@jayanegara77 6 жыл бұрын
I love your thinking dave. I have the same with yours. People just waste their opportunity to have financial freedom because they want look good to others
@DMaster81
@DMaster81 7 жыл бұрын
oh how i've changed since starting to listen to dave 7 or 8 yrs ago. i used to desire a nice car, now today when i was out working and saw a guy come home where i was working at his place driving a really nice truck i thought, "poor soul having to pay every month for that".
@lashandaeller4821
@lashandaeller4821 7 жыл бұрын
Or maybe he paid cash for it because he listens to Dave! Not every nice car has a payment! In a few years, we plan on paying cash for my dream Tahoe as well as paying our house off early. It is not the nicest house, but it will be our house and big enough to raise a family! We live in a very expensive city (Portland, OR) and people are just thankful to find a home! I never dreamed I could do such a thing! It is all because I stopped being scared of money and took control of it. I used to not even look at my credit card statements because I didn't want to see the balance. I would just pay the minimum and not look. I would not check my bank account for months at a time. I didn't know how much money I had and would charge stuff at the end of the month so I didn't have to look. I am ashamed to admit it, but it was true. This year, I had ENOUGH! My fiance and I make too good of money to be broke!!!!!! I will be paying off my last credit card in OCTOBER 2016! We paid off about $20K in 8 months!!! I cannot wait to start Baby Step 3 in November!! We are asking our family for help on Baby step 5 (college expenses), which they agreed to do. Our child's college is paid for and s/he is even born yet! It is thanks to Dave Ramsey that we have taken control of our money and are feel overjoyed that we will soon live like no one else!!
@DMaster81
@DMaster81 7 жыл бұрын
+LaShanda Eller very true. I dont think it is in this case but its possible. good luck on reaching your goals!
@jdssurf
@jdssurf 7 жыл бұрын
could be paid off. dont judge ppl right away from the outside. he may have been brilliant and successful. could have been your next best freind.
@0rvp0gi
@0rvp0gi 7 жыл бұрын
DMaster81 hahaha that was I was thinkin about people that drives a nice car 🚗. It's all for show but deep inside they are cryin
@A2kingsfull
@A2kingsfull 7 жыл бұрын
Thanks to Dave I paid off the car, and we'll be out of debt in 2 years. Everyday that I wake up I know I'm getting a step closer to being debt free by 40. I read total money makeover and it blew my mind. Now when I get paid and have extra money I say so what lets pay down that debt. Delayed gratification is the way out!
@cavavillven508
@cavavillven508 7 жыл бұрын
Hey @Daveramseyshow, did you ever do show where your wife shares her testimony of what it was like for her during the times of severe financial difficulties in your relationship? If so, where can I find it. Would love to hear her journey.
@Vencarter
@Vencarter 4 жыл бұрын
Anytime Dave goes back to his memories of being so scared and feeling hopeless as he did his finances during his dark times - that right there hits me head on as hard as a big rig going 100mph. At times I can't even hold the tears back because I never want to go back to feeling as paralyzed as I did on june 1st, 2019. Sick and tired of being so sick and tired.
@Meetthehalls
@Meetthehalls 7 жыл бұрын
Wonderful message!..Its crazy how people have different mind sets and can't seem to get the message and learn from others whom are wealthy I try to share my knowledge and people always have an excuse its really sad..oh well can't help others who don't want to be helped
@ozarka1110
@ozarka1110 7 жыл бұрын
yup
@JadeCampbell40
@JadeCampbell40 7 жыл бұрын
Aliha Walker my sister you are 1000% correct.
@petittall557
@petittall557 6 жыл бұрын
We might not share the same beliefs, but everything you say Dave is great wisdom. I totally agree with you !!!
@lilymila9411
@lilymila9411 7 жыл бұрын
when is mrs ramsey coming on the show ....
@shannonmichael9570
@shannonmichael9570 5 жыл бұрын
Lily Mila She’s said several times she doesn’t like to speak & she leaves that to Dave.
@jherc12990
@jherc12990 7 жыл бұрын
What we need and desperately need is Self Awareness. Also what I learned from this video is that we need to do what others won't so we can live like others can't.
@JadeCampbell40
@JadeCampbell40 7 жыл бұрын
John Herc Yes I agree
@theblacksmithshammer
@theblacksmithshammer 4 жыл бұрын
27 people spend like Congress.
@jesusgutierrez9705
@jesusgutierrez9705 3 жыл бұрын
Thank you Dave for opening my eyes . 27 debt free .
@anshultiwari2704
@anshultiwari2704 4 жыл бұрын
This is a situation in almost every country, people are stupid,I can't understand why people buy $1000 iPhone on a $200 income when their previous iPhone isn't paid off ! I mean that's hilarious.
@rosalynnweaver3295
@rosalynnweaver3295 7 жыл бұрын
Hahaha, my husband and I both drive cars probably not worth more than 2,000 each and a house that's on the low end of the town we live in (most houses run 250,000- 1 million dollars) and we live in a house 100,000 less than the average house here... And my husband works at the same place as most the same people in this town work and he makes six figures... ⬅️ what trying to be debt free is like. I get looks when I pull up to my son's school from other moms in their 60,000 vans and SUVs. And here I am three kids in a small car worth no more than 2,000. I get people in the Walmart line making comments when I pull out my Dave Ramsey wallet and go though my envelopes to pay for house good separate from the food. Lastly my husband and I spent 350 dollars on our wedding including dress&rings and never been on a honeymoon or vacation. I bought 18,000 in debt into the marriage from student loans and my husband brought 40,000 with his credit cards and student loans that he had since 2000.
@tm-kv6yp
@tm-kv6yp 7 жыл бұрын
You can do it!!! you're on your way to debt free living!!!!! Woohooooo!
@JadeCampbell40
@JadeCampbell40 7 жыл бұрын
Rosalynn Weaver You are an encouragement. I just started using my budget envelopes again. Ha ha let the people comment all they want. Because that's probably the only excitement that they have since a lot of them probably have debt up to their eyeballs. It's a blessing to be different and weird. Keep pushing through that debt will fall off like dead weight.
@fornos123
@fornos123 3 жыл бұрын
Wow! Keep going it will pay off in the end
@joannadiabe6724
@joannadiabe6724 7 жыл бұрын
Love you Dave. Straight Talk.
@Robert-uw5kq
@Robert-uw5kq 7 жыл бұрын
Well said Dave. Well said.
@crow-vz5lx
@crow-vz5lx 2 жыл бұрын
Yo. I may not make tons and tons of money- but, after getting a grip on my finances. budgeting. . Just Wow. It feels good to be able to drop 950$ on a timing belt on my backup car. And paying for rent, and bills, and saving. All in the same week. Without feeling dread. Or burrowing. Dave you changed my life and helped me change my future
@joshanderson7880
@joshanderson7880 3 жыл бұрын
Dave: “I’ve got a PhD in -” Me: “D-U-M-B!”
@violettippet5246
@violettippet5246 7 жыл бұрын
I take the bus! I don't have a car. I'm proud of taking the bus! I spend $1260 a year on transportation. Add an extra $200 bucks for cabs, uber, car rental, and that's about it. Most people spend about 5k on transportation. I have cheap rent, I pack my lunches, I make my own dinners when I drink cocktails, they are homemade. I buy in bulk. I only go out about once a month. I exercise but I don't go to the gym. I rarely buy breakfast. However, I want to be normal. :) I started later in my career and so I am just playing catch up to be normal. I have $1274 in my savings, 2k in investments, and $3k in my pension but I have $10955 in student debt.
@violettippet5246
@violettippet5246 6 жыл бұрын
I look at this from 5 months ago, and I'm happy to report, I have $1700 in e-savings, 2 k in investments, 5k in pension, and only 5.7k in student loans. :) So happy!
@janereaction4799
@janereaction4799 6 жыл бұрын
Violet Tippet OMG! Congrats! I also take the bus and will soon start to pay 24K in school loans . Once I’m done I do NOT want to be normal
@violettippet5246
@violettippet5246 6 жыл бұрын
Thank you. I'm doing well considering 2.7years ago I had 40k in student loans, and I have never made more than 36k a year. :) I want to be normal, because I am soo behind financially for my age. I am supposed to have at least half a years income saved up, without any debt and I don't have anywhere near that.
@Bravowilly
@Bravowilly 7 жыл бұрын
Amazing Dave!
@jamesjhonson4568
@jamesjhonson4568 5 жыл бұрын
Dave is absolutely right!!!
@JohnSmith-jp8tw
@JohnSmith-jp8tw 7 жыл бұрын
I found my older self! lol. I've been saying almost the identical things as Dave before I even knew who Dave was since I was teenager to my parents. they are broke, losers, it's sad but true, and I've done all I can to try and guide them out of the mess they are in, but they continue to spend foolishly, they shouldn't be struggling, and have basically 0 in retirement when they make 75,000 combined a year, but they go on 2,000 dollar vacations once a year, and eat out, sometimes multiple times a week, have credit cards, and car payments, instead of saving, and buying used cars with cash.
@itsvicious6116
@itsvicious6116 6 жыл бұрын
Feels so good to no longer be normal. I am very fortunate to live with family and have limited bills. However they look at me and say what is wrong with you. I respond with everything. I'm no longer normal hahah
@pauljosse
@pauljosse 7 жыл бұрын
upload more rants they are so rad.
@eisenjeisen6262
@eisenjeisen6262 6 жыл бұрын
I had three wives who knew nothing about money, today everybody is the Jones, i got a credit card, and you make me laugh so much. great to hear you Dave Ramsey
@TheRamseyShow
@TheRamseyShow 7 жыл бұрын
Thanks for watching everyone! Click that subscribe button to stay up to date with our latest top content. kzbin.info
@patriciaann9085
@patriciaann9085 7 жыл бұрын
AMEN Dave to everything you said!
@moriahsawesomevids935
@moriahsawesomevids935 7 жыл бұрын
The Dave Ramsey Show you are so right.Everything u say is right:).We are getting out of dept we have 48,000 left of our house that is all we have left car dept:none parents student loan:none.We are almost weird.And I love it
@moriahsawesomevids935
@moriahsawesomevids935 7 жыл бұрын
The Dave Ramsey Show our car is 3,000 $
@moriahsawesomevids935
@moriahsawesomevids935 7 жыл бұрын
The Dave Ramsey Show :)
@FireDrillNinja
@FireDrillNinja 7 жыл бұрын
Good show Dave.
@patri_mb
@patri_mb 4 жыл бұрын
I love these rants!
@aygwm
@aygwm 4 ай бұрын
This is still one of the best rants.
@iamcrtr
@iamcrtr Жыл бұрын
0:35 took me out😂😂 he looked right in my soul
@matthewjones8798
@matthewjones8798 5 жыл бұрын
Too much month left at the end of the money. Yeah, you read that right.
@ladylike771
@ladylike771 7 жыл бұрын
Thanks Dave!
@lulusp1023
@lulusp1023 4 жыл бұрын
I just love every Dave Ramsey show...i listen every day...
@naikeelovince7774
@naikeelovince7774 Жыл бұрын
I can fall asleep to your rants. I love you, Dave Ramsey. Thank you.
@workingshlub8861
@workingshlub8861 7 жыл бұрын
i told my buddy i am looking to buy a " new" truck..you should have seen his face when i told him new is going to be 10-15 year old truck cash..he was ready to hit the new dealer lots with me. tried to explain my theory to him..maybye it will sink on one day.
@strictnonconformist7369
@strictnonconformist7369 4 жыл бұрын
“New” is a relative thing! Sometimes you want to get new relatives and friends!
@roce6296
@roce6296 7 жыл бұрын
Thank god am weird.
@ilovebeats6600
@ilovebeats6600 5 жыл бұрын
Rg Gt I've always been seen as weird
@MsYaYa37
@MsYaYa37 7 жыл бұрын
Trust uncle Dave to put things into perspective
@rem145
@rem145 5 жыл бұрын
I have no where near enough saved up for retirement according to the seminar at my job but thanks to this the debt other than mortgage is gone
@crowtservo
@crowtservo 6 жыл бұрын
I live in a nice neighborhood, I drive the worst car on this road. It makes weird noises and the tires are almost bald. The car payment is $0 a month, the registration is $60 a year and the insurance is $300 a year. But it gets me from point A to point B.
@Breezygv1
@Breezygv1 5 жыл бұрын
crowtservo All was good until you said ‘bald tires’, that isn’t smart, that’s stupid. Accidents injure and kill people and Dave never said to put people at risk. 🚑
@carolj7586
@carolj7586 3 жыл бұрын
I watch this because he is so funny
@jasongannaway9310
@jasongannaway9310 Жыл бұрын
You remember when fresh baked cookies came out of the oven Patrick’s Farm remembers lol. Please tell me that’s not what he’s making it sound like
@lauriejamesmackeson
@lauriejamesmackeson 7 жыл бұрын
The equivalent here in Australia would be to have no money invested into our retirement fund other than what our employer is mandated to contribute for us - living in debt and paying interest for our entire life.
@maestro4337
@maestro4337 7 жыл бұрын
Dave is awesome!! I love pretty much all his strategies and especially his rants. The only view of his I disagree with is the credit card rewards. The whole approach is about not carrying a balance but still finding ways to earn points
@mirix1515
@mirix1515 2 жыл бұрын
Don’t forget that Dave is preaching to a crowd that is not responsible with the money. I use my cc and pay it of immediately and I get some cash rewards that I invest in safe stocks… A friend of mine had several cc and was in debt. She followed Dave’s advices,destroyed all cc started paying off and now she has only a debit card and is almost debt free. It took 4-5 years but she said it was worthied. So I understand Dave and he has a point. I come back to watch his rants and to recalibrate myself once in a while.
@twinturbo3461
@twinturbo3461 4 жыл бұрын
I like this guy's thinking.
@fmbighair
@fmbighair 10 ай бұрын
Weird is a byproduct of awesomeness.
@shonelywilliams8303
@shonelywilliams8303 9 ай бұрын
Well put!!
@boytambling8816
@boytambling8816 4 жыл бұрын
I have a 700$ car payment , I am stupid and proud
@mr.boostang2064
@mr.boostang2064 4 жыл бұрын
Acceptance is key, in all seriousness I hope all is well and stay healthy
@chef_moquin9535
@chef_moquin9535 4 жыл бұрын
I can happily say I have not had any large purchases that I regret. Still got many years to slip up though, but I will be prepared for that slip up
@AustinMathias
@AustinMathias Жыл бұрын
My life changed when I stopped caring about what other people think of me. Those people don't pay your bills or know anything about you. Don't worry about impressing anyone. No one cares.
@TylerL2023
@TylerL2023 5 жыл бұрын
I’m 28, about to graduate university and currently earn $800 per week after tax in my student position at work. I currently allow myself $30 per week for spending on myself, and after expenses, save and invest the rest. Once qualified, I will earn $1,300 per week after tax in my first proper position as a professional. Looking to increase my weekly spending budget to $50! and then after expenses, save and invest the rest. I have $60,000 put away in retirement so far, $20,000 put away as a down payment for a home, and am getting my emergency fund ready for 3-6months of expenses; I keep a few hundred in cash at home to tend to other things. I sold my “big hat no cattle” car a year ago, invested the money into retirement and stocks, and love driving my nothing flash, 15 year old very reliable corolla.
@muffinmcpuffin2399
@muffinmcpuffin2399 5 жыл бұрын
I ones got a bike that cost me my monthly salary. And the other dumb purchaces i made were my watches. Worked half a month for those.
@shaddowgolden1054
@shaddowgolden1054 3 жыл бұрын
I wish you did some shows geared towards people who have never been normal.. never had any debt or payments, And are just trying to save for their future. I don’t relate to any of the shows even though I listen. I’ve never been normal. **all of us have definitely NOT “done it”**
@diplomat2623
@diplomat2623 4 жыл бұрын
This was intense. You can hear a pen drop!
@rjrobles8469
@rjrobles8469 5 жыл бұрын
Im almost out of debt! I can see the light at the end of the tunnel.
@vivianblack2951
@vivianblack2951 4 жыл бұрын
I'm totally out of debt and pay my credit card at the end of each month. But I just moved and "need" stuff for my new place. I could do better... too much online shopping. I just took out a Sharpie and wrote NO! on my laptop. Hope this works...
@joelnunez4083
@joelnunez4083 2 жыл бұрын
That intro had me dying 😂
@johnruehle3166
@johnruehle3166 8 ай бұрын
I have been out of debt since 2019
@paulbroderick8438
@paulbroderick8438 5 жыл бұрын
Words of wisdom. In England the phrase was 'Brown boots and no breakfast' equivalent of 'Big hats and no cattle, 3.58. Basic economics ought to be part of all schools curriculum bur no doubt some Chambers of Commerce would frown upon that and some state governors would be all against it per 'hurting the economy'!
@johnjaso385
@johnjaso385 5 жыл бұрын
I have not heard any other financial guru like Dave bring it and make it real like him. Name someone?
@jaym9200
@jaym9200 4 жыл бұрын
I would have to say I'm weird. I live paycheck to paycheck because i save too much money every month. Some will understand what I mean and some wont.
@HomemakerDaze
@HomemakerDaze 4 жыл бұрын
I’ve always loved being weird!
@bluecollargardens4345
@bluecollargardens4345 5 жыл бұрын
Dave i took weird to a whole new level.. 3 paid for cars fully funded bill accounts for 2 years done in 6 months.. currently working 3 jobs ( all self employed) my spouce is working like his feet are on fire. We are growing our food selling what we dont need. Family in friends think we have lost our minds lol. I guess that means we are doing it right
@Numantino312
@Numantino312 4 жыл бұрын
my car is a TREK (bicycle) that cost me $700 brand new four years ago and i ride it all year long in fargo north dakota yup! i'm weird!
@tajali8001
@tajali8001 5 жыл бұрын
Powerful
@lmv2.787
@lmv2.787 4 жыл бұрын
People do too much for the gram.
@christopherdunham2637
@christopherdunham2637 4 жыл бұрын
I was going to say, chickens don't quack. 😆
@cassteaelle7460
@cassteaelle7460 4 жыл бұрын
I'm glad he mentioned the elephant in the room, because man, that chicken noise... 😬
@rickvangils100
@rickvangils100 5 жыл бұрын
0:56 That's more like a frog.... xD
@garylockhart4839
@garylockhart4839 7 жыл бұрын
big hat no cattle
@TommyTombstone
@TommyTombstone 5 жыл бұрын
$55m is a lot of cattle.
@Elizabeth-yg2mg
@Elizabeth-yg2mg 4 жыл бұрын
I saved that one.
@Trev_Swen
@Trev_Swen 10 ай бұрын
0:10 YES 😅 I bought something worth 1,500.00 online waited 3 weeks for it and used it twice just end up getting rid of it. I should've just saved that money 😭
@0rvp0gi
@0rvp0gi 7 жыл бұрын
I love bein weird , not normal not bein a sheep 🐑. I listen to myself only . Don't care wat people think of me .. cuz the last time I chk my net worth .. well I'm still not gonna show off ... let's just say I hav a big smile 💰💰😊
@LeZemyr
@LeZemyr 6 жыл бұрын
too much month left at the end of the money
@vipfinentcom
@vipfinentcom 4 жыл бұрын
AAND IM IN OVERDRAFT...I LOOK GOOD THOUGH...SAD I SWEAR THIS MESS IS STOPPING THIS SEASON!!!! IT'S TOO MUCH, I'M TIRED OF BEING BROKE!!! I MAKE TOO MUCH MONEY TO BE BROKE!!!
@blusuck
@blusuck 4 жыл бұрын
0:40 huh 😂🤣😂🤣🦆🦆🦆
@chris14091975
@chris14091975 4 жыл бұрын
Dave, do you have any idea how many people you have helped?
@dominick253
@dominick253 5 жыл бұрын
How does everybody here feel about signing up for a credit card getting the $150 sign on bonus and then never using it again. And cutting it up
@TommyTombstone
@TommyTombstone 5 жыл бұрын
Thats called churning. Check out Ask Sebby, Graham Stephan, and The Credit Shifu for that kind of info.
@andriimarchuk9649
@andriimarchuk9649 4 жыл бұрын
Me after signing the lease for a car. I should not listen to people around less.
@jeremylucas2234
@jeremylucas2234 6 жыл бұрын
You sound like the Cadbury Bunny...lol
@marthadobbs5651
@marthadobbs5651 7 жыл бұрын
Dave, thanks for all of your advice. I'm in such a mess! My husband (whom I am separated from, not divorced from) decided he wasn't going to help me anymore with my expenses. I'm 74. Can't really get a job. Am looking into selling on eBay and Amazon. But my problem is that a cant pay my bills this month unless I go into my 4021k ( a little over 61000). Should I dip into the 401k or not pay my bills? I've purged all non essentials ( i.e. Cable, everything is bare bones). Please help!!! I could ask for help from my kids but do not want to. Had to lease a car,but did this before he gave me this bad news. I trust you implicitly, please help!!!
@herfirstmate
@herfirstmate 7 жыл бұрын
Martha Dobbs How did everything work out? You didn't share the pertinent information, housing cost, household expenses. You NEED to get rid of the lease ASAP and get yourself a cheap, cheap car. $2-3k. What other income do you have? Social security?
@marthadobbs5651
@marthadobbs5651 7 жыл бұрын
How do you get out of a car lease.
@herfirstmate
@herfirstmate 7 жыл бұрын
Martha Dobbs Contact the leading company and see what you'd have to pay out to return the vehicle - the penalties. I've never had a lease so I don't know what that would look like, but sitting back passively and just paying the payments is not a good idea for you. Not in your situation.
@marthadobbs5651
@marthadobbs5651 7 жыл бұрын
I didn't mention that I'm 6 months into a 36 month lease. It is $200/month. Still think I should get out of it?
@herfirstmate
@herfirstmate 7 жыл бұрын
Martha Dobbs Call them and see how much it would be. $200, is that creating a struggle for you? The car probably isn't your biggest problem. You might just have to buckle down and really try to get by. Have you found work? Did you have to open up your 401k over the last 90 days?
@chrisspear3551
@chrisspear3551 4 жыл бұрын
70 thousand dollar truck 50 thousand dollar bass boat and a 20 thousand dollar house
@shafserious2805
@shafserious2805 7 жыл бұрын
Bought a fashion watch then i hated it, so i bought 2 rolex watches😂😂
@shauptmann06
@shauptmann06 7 жыл бұрын
Shafir Iqbal my wife and I spent a lot on watches as gifts on our wedding day 2 years ago. We had 0% for the 6 months from Jared jewellers... I don't regret buying them.
@supersportrsz28
@supersportrsz28 5 жыл бұрын
Normal sucks!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
@fuzzybuddywizard
@fuzzybuddywizard 7 жыл бұрын
Thats a very good chicken.
@richardleston5237
@richardleston5237 7 жыл бұрын
Quack quack quack
@christinetan3851
@christinetan3851 7 жыл бұрын
+Richard Leston lol Quack quack quack is for ducks 😆😆😆
@fromdustyoucame
@fromdustyoucame 5 жыл бұрын
I dont have to buy anything to look in the mirror and realize I'm an idiot.
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